PATH:
home
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lab2454c
/
sothebankuab.com
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dup-installer
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One of the biggest risks you face when setting up your own WordPress website is when your site inevitably encounters a problem such as hacks, plugin issues, a bad update, malware or compatibility … <a href=\"https://updraftplus.com/udpvsbup-wordpress-backup-comparison/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/udpvsbup-wordpress-backup-comparison/\">UpdraftPlus Vs BackupBuddy: WordPress backup plugins compared</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:7865:\"<p><iframe loading=\"lazy\" title=\"UpdraftPlus vs BackupBuddy. Which is the best WordPress backup plugin?\" width=\"1080\" height=\"608\" src=\"https://www.youtube.com/embed/6r0l0Setp6I?feature=oembed\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen></iframe></p>\n<p><b><br />\nBackupBuddy Vs UpdraftPlus – Which Is Better?</b></p>\n<p><span style=\"font-weight: 400;\">One of the biggest risks you face when setting up your own WordPress website is when your site inevitably encounters a problem such as hacks, plugin issues, a bad update, malware or compatibility problems. After all the time and money you spent building and launching your site, it’s possible that you could lose everything in a blink of an eye. </span><span style=\"font-weight: 400;\">It’s all too easy not to even think of these problems, until it actually happens. This is why having a WordPress backup plugin is so important. With the right backup plugin, you can restore your website to it’s working state with a click of a button. </span><span style=\"font-weight: 400;\">In a crowded marketplace with so many options, it can sometimes be difficult to evaluate which plugin is the best for you. In this blog and video we will look at and review two of the most popular backup plugins – <a href=\"http://updraftplus.com\">UpdraftPlus</a> and <a href=\"https://ithemes.com/backupbuddy/?irgwc=1&irpid=56411&gclid=Cj0KCQjw0emHBhC1ARIsAL1QGNfQ09dHqkgVfJuD8Sd11rwV6Vb2o31WOwYB0uErI8lDgvW6v3b8HSoaAkKLEALw_wcB\">BackupBuddy</a> – evaluate the strengths and weaknesses of both, and assess the benefits of Premium versions.</span></p>\n<p><b>Free plugin versions</b></p>\n<p><span style=\"font-weight: 400;\">The <a href=\"https://wordpress.org/plugins/updraftplus/\">free version</a> of the UpdraftPlus plugin is used on over 3 million WordPress sites all over the world and is the highest rated backup plugin on WP.org. The free version can quickly backup and restore your site and comes with enough features and tools to satisfy most users. This plugin can also easily be downloaded directly in your WordPress site plugin settings, allowing you to start backing up straight away.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T151948.350.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1184165\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T151948.350.jpg\" alt=\"\" width=\"910\" height=\"512\" /></a></p>\n<p><span style=\"font-weight: 400;\">BackUpBuddy does not currently offer a free version of it’s backup plugin. As such, it is not possible to compare the free versions of both plugins at this time.</span></p>\n<p><b>What to look for in a backup plugin</b></p>\n<p><span style=\"font-weight: 400;\">When deciding which backup plugin is best to backup your WordPress site, there are several criteria you should look at, including options that will allow you to backup all your files, database, plugins, themes, uploads and any other directories found, as well as most importantly allowing you to easily restore your site should the worst happen. </span></p>\n<p><span style=\"font-weight: 400;\">When backing up your site, it is important to choose the right remote storage location. With UpdraftPlus Premium, you have 10 well known remote storage options such as Amazon S3, Google Cloud and Dropbox, as well as 6 additional </span><span style=\"font-weight: 400;\">backup location options including email and FTP.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152118.395.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1184166\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152118.395.jpg\" alt=\"\" width=\"898\" height=\"358\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152118.395.jpg 898w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152118.395-480x191.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 898px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">BackupBuddy’s options are limited to 5 of the well known remote storage options, with 3 additional backup locations. </span></p>\n<p><b>Tutorial guides</b></p>\n<p><span style=\"font-weight: 400;\">The plugin itself isn’t the only factor you should consider when making your decision. Setting up and using all the different features in these plugins can sometimes be tricky and confusing, especially for those who may not be IT experts. UpdraftPlus has dozens of up to date video guides on <a href=\"https://www.youtube.com/c/Updraftplus/videos\">YouTube</a> that can show you everything from how to update from the free version, to the Premium version, to how to connect your UpdraftPlus account to the remote storage provider of your choice.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152540.468.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1184174\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152540.468.jpg\" alt=\"\" width=\"872\" height=\"646\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152540.468.jpg 872w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152540.468-480x356.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 872px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">BackupBuddy’s list of video guides is somewhat limited in comparison, with minimal instructions and only a few (if any) guides on how to connect BackupBuddy to a remote storage location.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152332.937.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1184169\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152332.937.jpg\" alt=\"\" width=\"866\" height=\"548\" /></a></p>\n<p><b>Scheduling</b></p>\n<p><span style=\"font-weight: 400;\">Making regular scheduled backups of your WordPress site is essential, as you always want to have the latest version on your site on hand should the worst happen. Both plugins offer scheduling backup options ranging from automatically backing up every hour or so, to every year. With UpdraftPlus however, you can select how many copies of your backup you want to keep within the same page on your site. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152803.789.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1184176\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-23T152803.789.jpg\" alt=\"\" width=\"868\" height=\"233\" /></a></p>\n<p><span style=\"font-weight: 400;\">While this option is also available in BackupBuddy, it is hidden away in a sub-menu – making it difficult to find.</span></p>\n<p><b>UpdraftPlus or BackupBuddy?</b></p>\n<p><span style=\"font-weight: 400;\">So which backup plugin should you choose? <a href=\"http://updraftplus.com\">UpdraftPlus</a> is the world’s most trusted and popular plugin that is trusted by over 3 million users worldwide. 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By adding additional retention rules, all backups that are older than a certain date will be grouped together and … <a href=\"https://updraftplus.com/additional-updraftplus-retention-rules/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/additional-updraftplus-retention-rules/\">How to set up additional retention rules for your UpdraftPlus backup</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:4824:\"<p><span style=\"font-weight: 400;\">In this blog, we will show you how to add additional retention rules when backing up your WordPress sites with UpdraftPlus. </span></p>\n<p><iframe loading=\"lazy\" title=\"How to set up additional retention rules for your UpdraftPlus backup\" width=\"1080\" height=\"608\" src=\"https://www.youtube.com/embed/Z5vaHBCfCvw?feature=oembed\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen></iframe></p>\n<p><span style=\"font-weight: 400;\">By adding additional retention rules, all backups that are older than a certain date will be grouped together and pruned until there is only one backup for each time period. The additional retention rules run after the normal backup pruning, and are run in the order they were created. Additional retention rules also include automatic </span><span style=\"font-weight: 400;\">backups when evaluating which backups to prune.</span></p>\n<p><span style=\"font-weight: 400;\">First, you will need to<a href=\"https://updraftplus.com/upgrade-from-free-to-updraftplus-premium/\"> install and activate</a> UpdraftPlus Premium or the ‘<a href=\"https://updraftplus.com/shop/fix-time/\">Backup time and scheduling</a>‘ add-on, via the Premium/Extensions tab. Full instructions on how to do so can be found in our<a href=\"https://updraftplus.com/support/installing-updraftplus-premium-your-add-on/\"> installation guide</a>.</span></p>\n<p><span style=\"font-weight: 400;\">To set it up, first go to: WP Admin->Settings->UpdraftPlus Backups->Settings tab</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141921.901.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1172080\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141921.901.jpg\" alt=\"\" width=\"992\" height=\"677\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141921.901.jpg 992w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141921.901-980x669.jpg 980w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141921.901-480x328.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 992px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Under the Files/Database backup schedule settings, find the ‘Add an additional retention rule’ link</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141813.780.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1172081\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141813.780.jpg\" alt=\"\" width=\"992\" height=\"677\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141813.780.jpg 992w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141813.780-980x669.jpg 980w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T141813.780-480x328.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 992px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Set your additional retention rule/s and press the ‘Save Changes’ button at the bottom of the page.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T142042.766.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1172079\" src=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T142042.766.jpg\" alt=\"\" width=\"992\" height=\"677\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T142042.766.jpg 992w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T142042.766-980x669.jpg 980w, https://updraftplus.com/wp-content/uploads/2021/07/New-Project-2021-07-09T142042.766-480x328.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 992px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Set how old the backups to be considered should be and how many backups to keep. Once this is setup, all backups older than your selected time period will be grouped together and pruned, until there is only one backup for each time period.</span></p>\n<p> </p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/additional-updraftplus-retention-rules/\">How to set up additional retention rules for your UpdraftPlus backup</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:36:\"http://wellformedweb.org/CommentAPI/\";a:1:{s:10:\"commentRss\";a:1:{i:0;a:5:{s:4:\"data\";s:68:\"https://updraftplus.com/additional-updraftplus-retention-rules/feed/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:38:\"http://purl.org/rss/1.0/modules/slash/\";a:1:{s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:1:\"0\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:63:\"https://updraftplus.com/additional-updraftplus-retention-rules/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:2;a:6:{s:4:\"data\";s:91:\"\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:6:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:48:\"The risks and pitfalls of WordPress auto-updates\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/mzuE7ur8Svk/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:81:\"https://updraftplus.com/the-risks-and-pitfalls-of-wordpress-auto-updates/#respond\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 25 Jun 2021 14:17:15 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:7:{i:0;a:5:{s:4:\"data\";s:20:\"Easy Updates Manager\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:20:\"Other WordPress news\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:28:\"easy updates manager premium\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:6:\"update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:11:\"UpdraftPlus\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:18:\"updraftplus update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:6;a:5:{s:4:\"data\";s:9:\"wordpress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1161126\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:774:\"<p>When a new version of WordPress launched in August of 2020, something else came with it: a brand-spanking-new updates feature, along with the risks and pitfalls of WordPress auto-updates. This marked a step-up from previous WordPress releases, in which plugins … <a href=\"https://updraftplus.com/the-risks-and-pitfalls-of-wordpress-auto-updates/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/the-risks-and-pitfalls-of-wordpress-auto-updates/\">The risks and pitfalls of WordPress auto-updates</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Marjorie Hajim\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:11339:\"<p><span style=\"font-weight: 400;\">When a new version of WordPress launched in August of 2020, something else came with it: a brand-spanking-new updates feature, along with the risks and pitfalls of WordPress auto-updates. </span><span style=\"font-weight: 400;\">This marked a step-up from previous WordPress releases, in which plugins and themes could only be manually updated. When version 5.5 was released, WordPress users were able to enable auto-updates for any plugin or theme on their site. </span></p>\n<p><span style=\"font-weight: 400;\">Sounds great, right? In many ways it was. But here’s the catch. Auto-updates aren’t always the best thing since sliced bread and are in fact known to cause a whole load of problems ranging from mildly inconvenient formatting issues, to the downright catastrophic total site failures. </span><span style=\"font-weight: 400;\">If you’ve been thinking about enabling auto-updates for your website, you’ve come to the right place. In this blog, we’ll be running you through some common risks and pitfalls and how to avoid them.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1161134\" src=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled.png\" alt=\"\" width=\"1006\" height=\"629\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-980x613.png 980w, https://updraftplus.com/wp-content/uploads/2021/06/Untitled-480x300.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1006px, 100vw\" /></a></p>\n<h2><span style=\"font-weight: 400;\">What is an auto-update?</span></h2>\n<p><span style=\"font-weight: 400;\">Auto-updates are updates to plugins and themes that take place automatically without the site owner having to do anything manually via WordPress. Unlike manual updates, there’s no need to initiate the process or download new versions of your existing plugins and themes. In WordPress 5.5, site owners can choose whether or not to use the auto-update feature. For example, if your WordPress site is integrated with one of the many <a href=\"https://www.ringcentral.co.uk/gb/en/blog/definitions/cloud-management-platform/\">cloud management platforms</a> available, it will be automatically updated without you having to lift a finger. Each plugin and theme has its own ON/OFF option specifically for auto-updates.</span></p>\n<p> </p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-1.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1161135\" src=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-1.png\" alt=\"\" width=\"990\" height=\"661\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-1.png 990w, https://updraftplus.com/wp-content/uploads/2021/06/Untitled-1-980x654.png 980w, https://updraftplus.com/wp-content/uploads/2021/06/Untitled-1-480x320.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 990px, 100vw\" /></a></p>\n<h2><span style=\"font-weight: 400;\">What are the risks?</span></h2>\n<p><span style=\"font-weight: 400;\">Whatever kind of business you’re running – be it a small eCommerce store or a </span><a href=\"https://accelerateagency.ai/saas-marketing-agency\"><span style=\"font-weight: 400;\">SaaS digital marketing</span></a><span style=\"font-weight: 400;\"> agency, before enabling auto-updates on your WordPress site, it’s important to be aware of all the ‘side-effects’ – both good and bad. Auto-updates are convenient, but there can be some big drawbacks. </span></p>\n<h2><span style=\"font-weight: 400;\">Updates can cause technical issues</span></h2>\n<p><span style=\"font-weight: 400;\">Updates have been known to sometimes cause problems on your website. This is more likely if you opt for comprehensive auto-updates across all plugins and themes. Updates will run in the background and you won’t even be aware of it most of the time. But sometimes updates cause technical issues or even ‘breaks’. Auto-updates can fail, especially when concurrent updates are happening simultaneously – with site functionality (e.g. </span><a href=\"https://vwo.com/blog/mobile-optimization-importance/\"><span style=\"font-weight: 400;\">mobile optimization</span></a><span style=\"font-weight: 400;\">) more likely to go askew. </span></p>\n<h2><span style=\"font-weight: 400;\">Updates can be hard to keep track of</span></h2>\n<p><span style=\"font-weight: 400;\">If an update does mess up your site, you will need to know what caused it. Determining exactly what happened and when can be tricky. Especially if multiple updates all took place simultaneously. With selected automatic and manual updates, it can be easier to isolate the root issue and fix it. </span></p>\n<h2><span style=\"font-weight: 400;\">Some major releases may be incompatible</span></h2>\n<p><span style=\"font-weight: 400;\">Sometimes auto-updates might include a major release. If a particular plugin (e.g. a plugin used to </span><a href=\"https://www.codemotion.com/magazine/dev-hub/cloud-manager/how-to-monitor-cloud-metrics-for-scaling/\"><span style=\"font-weight: 400;\">monitor cloud metrics</span></a><span style=\"font-weight: 400;\">) releases an update with a larger than normal installation base, it could cause problems. If you have auto-update enabled, you won’t have any control over whether or not you wish to deploy those changes. </span></p>\n<p><span style=\"font-weight: 400;\">WordPress does not use a ‘Canary update’ testing process. Canary updates roll out code to test sites before official release. Without this, there’s no telling what a new update will do. Likewise with smaller plugins, top-notch quality assurance is not guaranteed. By enabling auto-updates you’re essentially handing over control to unknown quality assurance teams. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-2.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1161136\" src=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-2.png\" alt=\"\" width=\"800\" height=\"360\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/06/Untitled-2.png 800w, https://updraftplus.com/wp-content/uploads/2021/06/Untitled-2-480x216.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" /></a></p>\n<h2><span style=\"font-weight: 400;\">The best way to run WordPress updates</span></h2>\n<p><span style=\"font-weight: 400;\">There are safer ways to enjoy the benefits that automatic updates bring. Just proceed with caution. Now that you’re aware of some of those common issues, you can enjoy auto-updates without worrying too much about the consequences. </span></p>\n<p><span style=\"font-weight: 400;\">With all the potential issues your site can be faced when updating your plugins and theme, it is vitally important to have a secure and recent backup of your site. There are tons of <a href=\"https://www.ringcentral.co.uk/gb/en/blog/definitions/anything-as-a-service-xaas/\">XaaS</a> tools available today and having a backup with </span><a href=\"http://updraftplus.com\"><span style=\"font-weight: 400;\">UpdraftPlus</span></a><span style=\"font-weight: 400;\"> can help save you. Even if you take all the necessary precautions, it is still possible to fall victim to a bad update and have your site die on you. </span><span style=\"font-weight: 400;\">Backing up your site with UpdraftPlus can be done in just a few minutes. Just download UpdraftPlus, follow these </span><a href=\"https://updraftplus.com/how-to-backup-a-wordpress-site-step-by-step-guide/\"><span style=\"font-weight: 400;\">simple instructions</span></a><span style=\"font-weight: 400;\"> and you won’t have to worry about an update permanently taking down your site again. There are still risks however – e</span>ven if you take all the precautions necessary, a bad update can sometimes stop you from even logging into your site. In this scenario, restoring it to it’s former working version will be a complicated and difficult process. UpdraftPlus allows you to test your updates on a clone of your site using <a href=\"https://updraftplus.com/updraftclone/\">UpdraftClone</a>. UpdraftClone allows you to clone your site instantly and directly from UpdraftPlus, which can further reduce any danger to your main site by allowing you to test updates in a secure and risk-free environment.</p>\n<p><span style=\"font-weight: 400;\">UpdraftPlus Premium also has an auto-backup feature that creates a backup for you, before any updates to plugins and themes are performed. While the latest update of WordPress can update your plugins automatically, we recommend that you turn off auto-updates for all/selected plugins and use </span><a href=\"https://easyupdatesmanager.com/\"><span style=\"font-weight: 400;\">Easy Updates Manager</span></a><span style=\"font-weight: 400;\"> instead. Easy Updates Manager currently helps more than 300,000 WordPress users automatically keep their sites up to date and bug-free. It’s also highly customizable to give you real control over what updates to run.</span></p>\n<div id=\"attachment_1161137\" style=\"width: 977px\" class=\"wp-caption alignnone\"><a href=\"https://updraftplus.com/wp-content/uploads/2021/06/New-Project-2021-06-25T135451.001.jpg\"><img aria-describedby=\"caption-attachment-1161137\" loading=\"lazy\" class=\"wp-image-1161137\" src=\"https://updraftplus.com/wp-content/uploads/2021/06/New-Project-2021-06-25T135451.001.jpg\" alt=\"\" width=\"967\" height=\"624\" /></a><p id=\"caption-attachment-1161137\" class=\"wp-caption-text\">Easy Updates Manager in action</p></div>\n<p><span style=\"font-weight: 400;\">Choose from manually update, disable update, enable auto updates, disable auto updates and choose per plugin/theme, so you always have full control over your site and what aspects are updated. </span><span style=\"font-weight: 400;\">This offers a greater degree of control and limits unnecessary risk or disruption – disruption that could potentially derail a business in its infancy. </span></p>\n<p><span style=\"font-weight: 400;\">The potential business impact of an auto-update-related disruption could be catastrophic. If an automatic update interferes with your customer payment portal for example, the losses could be substantial for a well-established brand with high volume sales. </span></p>\n<p><span style=\"font-weight: 400;\">Use </span><a href=\"http://updaftplus.com\"><span style=\"font-weight: 400;\">UpdraftPlus </span></a><span style=\"font-weight: 400;\">and </span><a href=\"https://easyupdatesmanager.com/\"><span style=\"font-weight: 400;\">Easy Updates Manager</span></a><span style=\"font-weight: 400;\"> today for the best backup and auto update options. </span></p>\n<p><a href=\"https://www.ringcentral.co.uk/office/features/multi-level-auto-attendant/overview.html\"><b>Marjorie Hajim</b></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/the-risks-and-pitfalls-of-wordpress-auto-updates/\">The risks and pitfalls of WordPress auto-updates</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:36:\"http://wellformedweb.org/CommentAPI/\";a:1:{s:10:\"commentRss\";a:1:{i:0;a:5:{s:4:\"data\";s:78:\"https://updraftplus.com/the-risks-and-pitfalls-of-wordpress-auto-updates/feed/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:38:\"http://purl.org/rss/1.0/modules/slash/\";a:1:{s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:1:\"0\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:73:\"https://updraftplus.com/the-risks-and-pitfalls-of-wordpress-auto-updates/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:3;a:6:{s:4:\"data\";s:90:\"\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:60:\"7 critical measures for protecting your WordPress admin area\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/QYNvBAmmBSw/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 04 Jun 2021 14:10:18 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:12:{i:0;a:5:{s:4:\"data\";s:8:\"Security\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:6:\"attack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:6:\"Backup\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:4:\"hack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:6:\"How to\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:7:\"protect\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:6;a:5:{s:4:\"data\";s:10:\"protecting\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:7;a:5:{s:4:\"data\";s:8:\"security\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:8;a:5:{s:4:\"data\";s:6:\"update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:9;a:5:{s:4:\"data\";s:11:\"UpdraftPlus\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:10;a:5:{s:4:\"data\";s:7:\"website\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:11;a:5:{s:4:\"data\";s:9:\"wordpress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1144209\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:777:\"<p>Content management system platforms like WordPress have successfully democratized website building in the current digital era, with what used to be a potentially expensive and tedious and difficult process, now becoming easier and more accessible for both inexperienced and experienced … <a href=\"https://updraftplus.com/protecting-wordpress-admin-area/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/protecting-wordpress-admin-area/\">7 critical measures for protecting your WordPress admin area</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:10:\"John Allen\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:16390:\"<p><span style=\"font-weight: 400;\">Content management system platforms like WordPress have successfully democratized website building in the current digital era, with what used to be a potentially expensive and tedious and difficult process, now becoming easier and more accessible for both inexperienced and experienced site owners. But how do you go about protecting your WordPress admin area?</span></p>\n<p><span style=\"font-weight: 400;\">However, the issues of security have remained challenging for many WordPress site owners. According to a report by WordPress security plugin</span><a href=\"https://wpmanageninja.com/wordpress-security-statistics/#:~:text=According%20to%20WordFence%2C%20there%20are,11%25%20are%20from%20WordPress%20Themes\"> <span style=\"font-weight: 400;\">WordFence</span></a><span style=\"font-weight: 400;\">, almost 90,000 security issues were reported every 60 seconds on WordPress websites in 2020.</span></p>\n<p><span style=\"font-weight: 400;\">This data is even more troubling when we take into account login-based WordPress sites like eCommerce platforms, where sensitive information such as banking and debit card details are shared daily.</span></p>\n<p><span style=\"font-weight: 400;\">If you’re trying to</span><a href=\"https://www.bigcommerce.com/blog/build-an-ecommerce-website/\"> <span style=\"font-weight: 400;\">build a website</span></a><span style=\"font-weight: 400;\">, using WordPress is a great idea, but you may be worried about the security of your WordPress admin area, especially given the sheer volume of cyber threats in the previous year. </span></p>\n<p><span style=\"font-weight: 400;\">If you wish to reinforce your log-in mechanics, consider these seven simple measures to secure your admin area.</span></p>\n<h2><span style=\"font-weight: 400;\">1. Change your passwords often</span></h2>\n<p><span style=\"font-weight: 400;\">Let’s start with the basics of WordPress admin and login security. It may seem like the simplest solution when it comes to your site’s security, but changing passwords is often overlooked as an effective security measure.</span></p>\n<p><span style=\"font-weight: 400;\">This cybersecurity approach is essential to any login-based online service and should be implemented across all types of sites, from streaming platforms like Netflix, to social media sites like Instagram, to </span><a href=\"https://www.ringcentral.com/group-meeting-apps.html\"><span style=\"font-weight: 400;\">online group meeting</span></a><span style=\"font-weight: 400;\"> apps like RingCentral. When it comes to preventing admin-related issues, changing a password regularly is a popular cybersecurity tactic. </span></p>\n<h2><span style=\"font-weight: 400;\">2. Keep your plugins updated</span></h2>\n<p><span style=\"font-weight: 400;\">Let’s go back to that WordFence data we mentioned earlier. In one</span><a href=\"https://wpmanageninja.com/wordpress-security-statistics/#:~:text=According%20to%20WordFence%2C%20there%20are,11%25%20are%20from%20WordPress%20Themes\"> <span style=\"font-weight: 400;\">study</span></a><span style=\"font-weight: 400;\"> conducted by WordFence researchers, it was found that over half of WordPress cybersecurity issues (52%) were caused by plugins. </span></p>\n<p><span style=\"font-weight: 400;\">As such, he first step toward securing your WordPress site is investing in WordPress security plugins. Many of these track and record login attempts to analyze any possible admin area threats.</span></p>\n<p><span style=\"font-weight: 400;\">Additionally, it’s important to</span><a href=\"https://updraftplus.com/why-defunct-wordpress-plugins-pose-a-threat-how-to-secure-your-site/\"> <span style=\"font-weight: 400;\">get rid of outdated WordPress plugins</span></a><span style=\"font-weight: 400;\">. These pose a threat to your site’s security since they stop updating, meaning their security measures end up being lacking. The safest course of action is to uninstall them, as disabling doesn’t get rid of the additional (and weak) code. Use </span><a href=\"https://updraftplus.com/updraftcentral/\"><span style=\"font-weight: 400;\">UpdraftCentral</span></a><span style=\"font-weight: 400;\"> to efficiently manage, update and backup multiple website plugins, themes and backups from one place for sites on which UpdraftPlus is installed.</span></p>\n<h2><span style=\"font-weight: 400;\">3. Implement SSL login pages</span></h2>\n<p><span style=\"font-weight: 400;\">SSL stands for “</span><a href=\"https://updraftplus.com/how-to-increase-security-while-developing-a-wordpress-site/\"><span style=\"font-weight: 400;\">secure sockets layer</span></a><span style=\"font-weight: 400;\">”. This security protocol is generally used on websites that store sensitive data, especially those that require authentication to log in. In essence, SSL measures activate a digital lock – technically, an HTTPS protocol – that guarantees a secure connection from the server to the browser.</span></p>\n<p><span style=\"font-weight: 400;\">Usually your run-of-the-mill hosting provider will include these measures in your subscription. If they do not, consider purchasing an SSL certificate and installing it on your WordPress server. </span></p>\n<p><span style=\"font-weight: 400;\">This is especially useful for eCommerce WordPress sites, which ask their clients to log in with a profile to automate the checkout process when paying via credit or debit card.</span></p>\n<h2><span style=\"font-weight: 400;\">4. Limit login attempts</span></h2>\n<p><span style=\"font-weight: 400;\">Restricting the number of possible login attempts is one reliable</span><a href=\"https://www.cleverfiles.com/howto/cybersecurity-tips-to-protect-data.html\"> <span style=\"font-weight: 400;\">cybersecurity tip to protect data</span></a><span style=\"font-weight: 400;\">, especially if you’re looking to prevent potential brute force attacks. </span></p>\n<p><span style=\"font-weight: 400;\">These cybersecurity breaches are achieved by bombarding an admin platform with every conceivable combination of characters to form passwords, using a simple but effective cracking method of trial and error. </span></p>\n<p><span style=\"font-weight: 400;\">By limiting login attempts, you can protect your users and your page from attacks of this nature.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1144217 size-full\" src=\"https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0.png\" alt=\"Limit login attempts WordPress security image\" width=\"1051\" height=\"701\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0.png 1051w, https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0-980x654.png 980w, https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0-480x320.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1051px, 100vw\" /></a></p>\n<p><a href=\"https://unsplash.com/photos/6pflEeSzGUo\"><span style=\"font-weight: 400;\">Image Source</span></a></p>\n<p><span style=\"font-weight: 400;\">However, when it comes to WordPress admin security issues, it’s important to note that not every hazardous log-in attempt comes from criminals looking to steal data. Sometimes, admin platforms are subjected to non-malicious intrusions performed by users. </span></p>\n<p><span style=\"font-weight: 400;\">If you’re running a WordPress site that provides user registration, there’s a chance that your users – or yourself – will get locked out of their account by accident. Forgetting your password has happened to everyone at some point after all.</span></p>\n<p><span style=\"font-weight: 400;\">The best way to separate malware attacks and non-malicious intrusions is to implement a network intrusion detection system that can track, record, and analyze potential login or admin issues, without interfering with the traffic it monitors. This way, you can ensure you’re not punishing forgetful users, but are keeping them protected nonetheless.</span></p>\n<h2><span style=\"font-weight: 400;\">5. Use two-factor authentication</span></h2>\n<p><span style=\"font-weight: 400;\">Two-factor authentication is a security protocol that enforces an additional check on users looking to gain access to WordPress sites. This protection method adds an extra layer of security to passwords by asking for a unique one-use-only code that’s sent to your smartphone.</span></p>\n<p><span style=\"font-weight: 400;\">These apps and plugins are installed on your smart device and will send the codes so you can access your WordPress login screen. This approach is seen as a more secure way of changing your passwords regularly and is particularly recommended for eCommerce sites.</span></p>\n<h2><span style=\"font-weight: 400;\">6. Implement IAM solutions</span></h2>\n<p><span style=\"font-weight: 400;\">Identity and access management (IAM) software solutions are used to limit the number of remote users accessing online platforms via admin areas and login accounts. In the digital era, the IAM market has grown rapidly and the current list of</span><a href=\"https://www.esecurityplanet.com/products/best-iam-software/\"> <span style=\"font-weight: 400;\">IAM solutions</span></a><span style=\"font-weight: 400;\"> available can overwhelm newcomers and inexperienced WordPress site owners alike.</span></p>\n<p><span style=\"font-weight: 400;\">There’s a basic list of points to follow to make the most of your IAM service, regardless of which IAM option you choose. Here’s a shortlist of what to do before you commit to a particular provider:</span></p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Access the IT architecture.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Look for any possible incompatibilities between the OS, third-party application or plugins, and the IAM tool.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify that your IAM system is compliant with guidelines and laws in your industry, market, and country.</span></li>\n</ul>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0-1.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1144218 size-full\" src=\"https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0-1.png\" alt=\"Security WordPress image\" width=\"960\" height=\"640\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0-1.png 960w, https://updraftplus.com/wp-content/uploads/2021/06/pasted-image-0-1-480x320.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 960px, 100vw\" /></a></p>\n<p><a href=\"https://pixabay.com/es/photos/seguridad-protecci%C3%B3n-antivirus-265130/\"><span style=\"font-weight: 400;\">Image Source</span></a></p>\n<h2><span style=\"font-weight: 400;\">7. Have a backup</span></h2>\n<p><span style=\"font-weight: 400;\">The sad truth is, some things are unavoidable. It may be difficult to read, but there’s a chance that even if you do everything right, hackers will still be able to gain access to and attack your admin area. If that happens, it’s important to have a plan of action ready.</span></p>\n<p><span style=\"font-weight: 400;\">Imagine the worst-case scenario: your site has been attacked and hacked. There are no more prevention measures to implement. </span></p>\n<p><span style=\"font-weight: 400;\">First things first, remember not to panic. Work to identify the problem and react accordingly. The best way to know if you’ve fallen victim to a cybersecurity breach is to look for possible signs of a hacking attack: </span></p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You’re unable to log in.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your site is redirecting elsewhere.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your content has disappeared or there is new strange content and links.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your site is running slower than usual.</span></li>\n</ul>\n<p><span style=\"font-weight: 400;\">Once you’ve identified the problem, the fastest way to fix any possible issues is to</span><a href=\"https://updraftplus.com/how-restoring-a-wordpress-website-can-be-more-difficult-than-you-think/\"> <span style=\"font-weight: 400;\">restore your WordPress website</span></a><span style=\"font-weight: 400;\"> using UpdraftPlus. This will allow you to undo any hazardous changes and get back to normal as quickly as possible. To do so, you must have an older version of your site as a backup somewhere secure – such as a cloud storage platform.</span></p>\n<p><span style=\"font-weight: 400;\">As you may be aware, having your data backed up is one of the most essential things to do in terms of cybersecurity. If you want to keep a record of past versions of your site separate from your site,</span><a href=\"https://updraftplus.com/shop/\"><span style=\"font-weight: 400;\"> cloud-storage solutions</span></a><span style=\"font-weight: 400;\"> offer safe and secure backups that can help you relaunch your site in just minutes after an attack.</span></p>\n<h2><span style=\"font-weight: 400;\">Summary</span></h2>\n<p><span style=\"font-weight: 400;\">Now you have read seven effective security tips for your WordPress admin area, let’s reiterate what we’ve learned so far:</span></p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Change your passwords often.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Install login security plugins (and uninstall old or obsolete plugins).</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Implement SSL encryption-based protocols.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Combat brute force attacks by limiting login attempts.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use additional one-use-only passwords and codes by adding 2FA.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limit your log-in possibilities with IAM software solutions.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Have a contingency plan to fight security breaches, malware, and ransomware viruses.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep a backup version of your site and use it during cybersecurity emergencies.</span></li>\n</ul>\n<p><span style=\"font-weight: 400;\">If you follow these measures, your WordPress site should be protected from any attacks and ready to combat and react to any issues, should the worst happen. </span></p>\n<p><span style=\"font-weight: 400;\">What are you waiting for? Go out there and turn your WordPress page into an online fortress using </span><a href=\"https://updraftplus.com/\"><span style=\"font-weight: 400;\">UpdraftPlus</span></a><span style=\"font-weight: 400;\"> and </span><a href=\"https://updraftplus.com/updraftcentral/\"><span style=\"font-weight: 400;\">UpdraftCentral</span></a><span style=\"font-weight: 400;\"> today!</span></p>\n<p><a href=\"https://www.linkedin.com/in/johnlallen/\">John Allen</a><span style=\"font-weight: 400;\"> has written for websites such as </span><a href=\"https://slack-redir.net/link?url=https%3A%2F%2Fblog.hubspot.com%2Fservice%2Fsms-customer-support\"><span style=\"font-weight: 400;\">Hubspot</span></a><span style=\"font-weight: 400;\"> and </span><a href=\"https://slack-redir.net/link?url=https%3A%2F%2Fcollaboration.toolbox.com%2Fguest-article%2Fwhy-sdn-unified-communications-is-a-perfect-match-for-workplace-digitalization\"><span style=\"font-weight: 400;\">Toolbox</span></a><span style=\"font-weight: 400;\">.</span></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/protecting-wordpress-admin-area/\">7 critical measures for protecting your WordPress admin area</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://updraftplus.com/protecting-wordpress-admin-area/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:4;a:6:{s:4:\"data\";s:78:\"\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:59:\"How to upgrade from Free UpdraftPlus to UpdraftPlus Premium\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/HWRh4E1rhT4/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 14 May 2021 14:05:55 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:8:{i:0;a:5:{s:4:\"data\";s:15:\"Tips and tricks\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:18:\"Training materials\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:28:\"activate updraftplus premium\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:27:\"free to premium updraftplus\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:5:\"guide\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:6:\"How to\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:6;a:5:{s:4:\"data\";s:15:\"install premium\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:7;a:5:{s:4:\"data\";s:12:\"instructions\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1126003\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:735:\"<p>When upgrading from your Free version of UpdraftPlus to UpdraftPlus Premium, the process can be a little tricky if it is your first time. As UpdraftPlus Premium is not listed on WP.org, it isn’t as simple as just clicking an … <a href=\"https://updraftplus.com/upgrade-from-free-to-updraftplus-premium/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/upgrade-from-free-to-updraftplus-premium/\">How to upgrade from Free UpdraftPlus to UpdraftPlus Premium</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:8487:\"<p><span style=\"font-weight: 400;\">When upgrading from your <a href=\"https://wordpress.org/plugins/updraftplus/\">Free version</a> of UpdraftPlus to <a href=\"https://updraftplus.com/shop/updraftplus-premium/\">UpdraftPlus Premium</a>, the process can be a little tricky if it is your first time. As UpdraftPlus Premium is not listed on WP.org, it isn’t as simple as just clicking an upgrade button. But if you follow this easy to use guide, upgrading from UpdraftPlus Free to UpdraftPlus Premium can be quick and easy. </span></p>\n<p><iframe loading=\"lazy\" title=\"How to install UpdraftPlus Premium\" width=\"1080\" height=\"608\" src=\"https://www.youtube.com/embed/BkVpfdTLxFE?feature=oembed\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen></iframe></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 1.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">Assuming you have the free version of UpdraftPlus installed, you need to deactivate and delete the UpdraftPlus free plugin from your WordPress site.</span></p>\n<p><span style=\"font-weight: 400;\"><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1126017 size-full\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed.jpg\" alt=\"\" width=\"512\" height=\"140\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed.jpg 512w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-480x131.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 512px, 100vw\" /></a></span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1126016 size-full\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1.jpg\" alt=\"\" width=\"512\" height=\"140\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1.jpg 512w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1-480x131.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 512px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 2.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">You now need to install the UpdraftPlus Premium plugin. This can be downloaded by following </span><a href=\"https://updraftplus.com/wp-content/uploads/updraftplus.zip\"><span style=\"font-weight: 400;\">this link</span></a><span style=\"font-weight: 400;\">. Save the file to your computer.</span></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 3.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">Next, go to your WordPress site and choose ‘Add New’ plugin. Select the ‘Upload Plugin’ button.</span><span style=\"font-weight: 400;\"> Now select the UpdraftPlus Premium file you just downloaded (it can usually be found in the “Download” folder on your PC) and press ‘Open’ and activate.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1126015\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed.png\" alt=\"\" width=\"619\" height=\"179\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed.png 619w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-480x139.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 619px, 100vw\" /></a></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1126014\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1.png\" alt=\"\" width=\"621\" height=\"285\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1.png 621w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-1-480x220.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 621px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 4.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">Your UpdraftPlus Premium plugin should now be installed. Go to ‘Settings’ and you should now see ‘UpdraftPlus Backups’. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-2.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1126013\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-2.png\" alt=\"\" width=\"326\" height=\"236\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-2.png 326w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-2-300x217.png 300w\" sizes=\"(max-width: 326px) 100vw, 326px\" /></a></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 5.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">You now need to connect your UpdraftPlus account to the Premium plugin. To do this, go to Premium/Extensions and log in using your UpdraftPlus.com account details and press ‘Connect’. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-3.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1126012\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-3.png\" alt=\"\" width=\"512\" height=\"240\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-3.png 512w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-3-480x225.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 512px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 6.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">You are now connected to UpdraftPlus Premium. To claim any add-ons you may have purchased (such as Azure remote storage backup), remember to press the ‘Activate it on this site’ button, which will allow you to use your purchased add-on feature with your WordPress site. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-4.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1126011\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-4.png\" alt=\"\" width=\"512\" height=\"365\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-4.png 512w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-4-480x342.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 512px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\"><strong>Step 7.</strong> </span></p>\n<p><span style=\"font-weight: 400;\">Finally, refresh the connection by pressing the below link and you are good to go. All Premium features and add-ons should now be available.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-5.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1126010\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-5.png\" alt=\"\" width=\"544\" height=\"103\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-5.png 544w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-5-480x91.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 544px, 100vw\" /></a></p>\n<p><strong>Step 8.</strong></p>\n<p><span style=\"font-weight: 400;\">Don’t forget to then go to the UpdraftPlus settings page to set your backup schedule and press the save button at the bottom of the screen!</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-6.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1126009\" src=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-6.png\" alt=\"\" width=\"535\" height=\"164\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/05/unnamed-6.png 535w, https://updraftplus.com/wp-content/uploads/2021/05/unnamed-6-480x147.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 535px, 100vw\" /></a></p>\n<p>Download <a href=\"https://wordpress.org/plugins/updraftplus/\">UpdraftPlus Premium</a> today. If you require further detailed instructions, more information can be <a href=\"https://updraftplus.com/support/installing-updraftplus-premium-your-add-on/\">found here</a>. Be sure to comment and let us know if you have any questions.</p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/upgrade-from-free-to-updraftplus-premium/\">How to upgrade from Free UpdraftPlus to UpdraftPlus Premium</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:65:\"https://updraftplus.com/upgrade-from-free-to-updraftplus-premium/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:5;a:6:{s:4:\"data\";s:72:\"\n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:39:\"WP-Optimize release latest 3.1.9 update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/pNI4nXoRScI/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 04 May 2021 15:16:44 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:6:{i:0;a:5:{s:4:\"data\";s:11:\"WP Optimize\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:4:\"WP-O\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:11:\"WP-Optimise\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:18:\"WP-Optimise Update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:11:\"WP-Optimize\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:17:\"WP-Optmize update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1116613\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:720:\"<p>The latest update for WP-Optimize 3.1.9 has now been released. As well as lots of fixes and tweaks, there are several new features included. The first of these new features is the ‘Power Tweak’. This Premium feature allows you to … <a href=\"https://updraftplus.com/wp-optimize-release-latest-3-1-9-update/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/wp-optimize-release-latest-3-1-9-update/\">WP-Optimize release latest 3.1.9 update</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:3505:\"<p><span style=\"font-weight: 400;\">The latest update for WP-Optimize 3.1.9 has now been released. 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Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:64:\"https://updraftplus.com/wp-optimize-release-latest-3-1-9-update/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:6;a:6:{s:4:\"data\";s:78:\"\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:24:\"Deaf Awareness Week 2021\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/Zcb65XjDxyI/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 30 Apr 2021 12:14:51 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:8:{i:0;a:5:{s:4:\"data\";s:20:\"Other WordPress news\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:13:\"accessibility\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:14:\"closed caption\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:19:\"deaf awareness week\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:15:\"hard of hearing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:9:\"subtitles\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:6;a:5:{s:4:\"data\";s:14:\"text to speech\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:7;a:5:{s:4:\"data\";s:9:\"wordpress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1112780\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:646:\"<p>From the 4th to the 10th of May, it is Deaf Awareness Week in the UK. A week that aims to raise awareness and help challenge the perceptions of those suffering from loss of hearing and deafness in the UK. … <a href=\"https://updraftplus.com/deaf-awareness-week-2021/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/deaf-awareness-week-2021/\">Deaf Awareness Week 2021</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:6869:\"<p><span style=\"font-weight: 400;\">From the 4th to the 10th of May, it is </span><a href=\"https://www.deafcouncil.org.uk/\"><span style=\"font-weight: 400;\">Deaf Awareness Week</span></a><span style=\"font-weight: 400;\"> in the UK. A week that aims to raise awareness and help challenge the perceptions of those suffering from loss of hearing and deafness in the UK.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/New-Project-2021-04-29T105910.009.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1112787\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/New-Project-2021-04-29T105910.009.jpg\" alt=\"\" width=\"400\" height=\"561\" /></a></p>\n<p><span style=\"font-weight: 400;\">When building a WordPress site, it can be all too easy to overlook the various elements of accessibility. Putting together all of your content, plugins and themes can be an overwhelming and time consuming process. As such it is all too easy to forget that there might be elements on your site that could cause an accessibility issue for people with hearing issues. If you want to build the best possible site for your users, designing it for accessibility can be both incredibly helpful and rewarding. </span></p>\n<p><span style=\"font-weight: 400;\">As we previously covered in our blog, issues like </span><a href=\"https://updraftplus.com/colour-blindness-wordpress-and-how-to-make-wordpress-sites-accessible-to-those-who-cant-see-colour/\"><span style=\"font-weight: 400;\">being colour blind</span></a><span style=\"font-weight: 400;\"> can have a big impact on a users ability to properly use a website. In this blog, we will go into what changes you can also make so your site is more usable for those users with hearing issues. </span></p>\n<p><b>How do you make a website accessible? </b></p>\n<p><span style=\"font-weight: 400;\">Website accessibility refers to the practice of removing barriers that prevent interaction with, or access to websites by people with disabilities. When sites are correctly designed, developed and edited, all users have equal access to information and functionality. With regards to what issues designers may have to change to accommodate deaf users, lots of websites include introduction videos in their headers for example. Without subtitles, these videos can give no information and can cause frustration for the user. </span></p>\n<div id=\"attachment_1112788\" style=\"width: 874px\" class=\"wp-caption alignnone\"><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/pasted-image-0.png\"><img aria-describedby=\"caption-attachment-1112788\" loading=\"lazy\" class=\"wp-image-1112788\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/pasted-image-0.png\" alt=\"The sound of metal text to speech \" width=\"864\" height=\"486\" /></a><p id=\"caption-attachment-1112788\" class=\"wp-caption-text\">The recently Oscar winning movie “The Sound of Metal” showed how important assistive technology is for those with hearing loss.</p></div>\n<p>While it may sound like a complicated and difficult task to enact these changes, removing these barriers can be a simple and straightforward process. With just a little effort and time, you can open up your site to a whole new audience.</p>\n<p><span style=\"font-weight: 400;\">While there are lots of secondary </span><a href=\"https://en.wikipedia.org/wiki/Assistive_technology\"><span style=\"font-weight: 400;\">assistive technologies</span></a><span style=\"font-weight: 400;\"> available for users with disabilities to surf the net, you should always make the effort to ensure that your site meets recommended guidelines that will enable those assistive technologies to help the user. While there are many more obvious tools to help users with vision issues, the increase in popularity of ‘speech to search’ tools, video sharing, video conferencing and ‘online phone-calls’ shows just how important it is to accommodate users with hearing issues with subtitles/closed captions where available. </span><span style=\"font-weight: 400;\"><br />\n</span><span style=\"font-weight: 400;\"><br />\n</span><b>How to test your site accessibility</b><span style=\"font-weight: 400;\"><br />\n</span><span style=\"font-weight: 400;\"><br />\n</span><span style=\"font-weight: 400;\">If you make any changes to your site, it is always a good idea to run a test. </span><span style=\"font-weight: 400;\"><br />\n</span></p>\n<p><span style=\"font-weight: 400;\"><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/accessibility-checker-equalize-digital.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1112796\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/accessibility-checker-equalize-digital.jpg\" alt=\"\" width=\"772\" height=\"250\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/04/accessibility-checker-equalize-digital.jpg 772w, https://updraftplus.com/wp-content/uploads/2021/04/accessibility-checker-equalize-digital-480x155.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 772px, 100vw\" /></a></span><span style=\"font-weight: 400;\"><br />\n</span><span style=\"font-weight: 400;\"><br />\nOne of the best tools to test the accessibility of your WordPress site is the </span><a href=\"https://wordpress.org/plugins/accessibility-checker/\"><span style=\"font-weight: 400;\">Accessibility Checker</span></a><span style=\"font-weight: 400;\"> plugin by Equalize Digital. The plugin is free to install and works by scanning your sites content and providing warnings notices in real time when you are editing, to ensure posts/pages are ‘Web Content Accessibility Guidelines’ compliant. The plugin will also tell you which section of your code needs to be changed in order not to trigger the accessibility issue, allowing you to make the necessary adjustments. The </span><a href=\"https://products.equalizedigital.com/\"><span style=\"font-weight: 400;\">pro version</span></a><span style=\"font-weight: 400;\"> has the added functionality of scanning custom post types, open issue list, diagnosed issue log, user accessibility roles and an ‘Accessibility Statement’ for your site. </span></p>\n<p><b>Conclusion</b></p>\n<p><span style=\"font-weight: 400;\">While website accessibility for users with visual impairment is a more obvious aspect of a site’s accessibility, making changes that can help those that are hard of hearing can be just as helpful for users navigating your site. Be sure to review your site today and check that there are no elements that are not accessible to the deaf community during Deaf Awareness Week. </span></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/deaf-awareness-week-2021/\">Deaf Awareness Week 2021</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:49:\"https://updraftplus.com/deaf-awareness-week-2021/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:7;a:6:{s:4:\"data\";s:72:\"\n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:41:\"One year on: The future of remote working\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/52XzAHlFGVo/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 15 Apr 2021 12:35:38 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:6:{i:0;a:5:{s:4:\"data\";s:13:\"Uncategorized\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"COVID-19\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:11:\"office work\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:14:\"remote working\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:15:\"tips and tricks\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:17:\"working from home\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1097485\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:719:\"<p>A personal reflection on remote working by our marketing manager, Wayne Mullins in the UK. It has been well over a year now since we all first heard the term ‘Covid-19’ and the world underwent a massive fundamental change to … <a href=\"https://updraftplus.com/one-year-on-the-future-of-remote-working/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/one-year-on-the-future-of-remote-working/\">One year on: The future of remote working</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:15409:\"<p><span style=\"font-weight: 400;\">A personal reflection on remote working by our marketing manager, Wayne Mullins in the UK.</span></p>\n<p><span style=\"font-weight: 400;\">It has been well over a year now since we all first heard the term ‘Covid-19’ and the world underwent a massive fundamental change to the way we work and live that no one could have seen coming. After just over a year of lockdowns, travel restrictions, nearly <a href=\"https://www.worldometers.info/coronavirus/coronavirus-death-toll/\">3 million deaths</a>, lost jobs, businesses closed forever; we have also undergone a change in working practices bigger than anything since the advent of the industrial revolution. We have all been thrown into unfamiliar situations and have had to adapt to leaving the traditional office environment behind and change to a new remote working situation. What have we all learned in the last year and what will this mean for the future of office work?</span></p>\n<p><span style=\"font-weight: 400;\">Before Governments all over the world imposed nationwide lockdowns due to Covid – affecting nearly every office based business, employers were generally reluctant to allow those who could or wanted to work from home to do so. </span></p>\n<p><span style=\"font-weight: 400;\">Thanks for the imposed lockdown, call centre employees – once crammed into cramped and outdated offices by their hundreds to use a PC and headset that could literally be setup in any location with an internet connection, now had the type of work/life balance and freedom that was thought of as impractical and impossible previously. However, there remained a lingering and prevalent sense of the office ‘old-school manager mindset’ that believes workers need constant supervision and direction in order to properly do their jobs. This belief states that employees should always be within shouting distance and there are many managers still operating under the assumption that workers would use the opportunity of home working to skip work and become less productive. </span></p>\n<p><span style=\"font-weight: 400;\">Now that the global pandemic has forced the flexible working conversation to the forefront of employment relations, industries such as call-centres – that had stuck hard and steadfast to the traditional working pattern – have been forced to reevaluate just how effective the old way of working really was.</span></p>\n<p><span style=\"font-weight: 400;\">No one knew exactly how the great working from home experiment would workout for employees or employers, let alone the kind of impact it would have on the economy. However after much speculation, studies have shown that it has been a huge success. A <a href=\"https://www.cardiff.ac.uk/news/view/2432442-uk-productivity-could-be-improved-by-a-permanent-shift-towards-remote-working,-research-shows\">recent study</a> carried out by Cardiff University and the University of Southampton, found that 70% of respondents were able to work at a level that was just as productive, if not more so while in a working from home situation. The study also found that productivity could be improved by a permanent shift towards remote working, with 9 out of 10 employees eager to continue working from home in some capacity. </span></p>\n<p><span style=\"font-weight: 400;\">The benefits of not spending countless hours every day stuck in a petrol spewing car or a cramped and expensive train are obvious. These changes have also resulted in employees having the opportunity to become ‘<a href=\"https://www.bbc.co.uk/news/business-56210579\">accidental savers’</a> for the first time, while also allowing more time for people to explore personal hobbies and interests, as well as spend valuable time with family. The changes have also helped improve sleep patterns for millions, generally resulting in a happier and harder working workforce. </span></p>\n<p><span style=\"font-weight: 400;\">A recent <a href=\"https://www.ispreview.co.uk/index.php/2020/09/talktalk-survey-claims-homeworking-boosts-uk-productivity.html#:~:text=A%20new%20survey%20commissioned%20by,network%20also%20remains%20above%20normal.\">survey</a> carried out by TalkTalk revealed that both employees and employers believe that remote working has had a positive impact on productivity. 58% of workers said they felt more productive when working from home, with 30% of business leaders agreeing with this assessment. In addition to this, 35% of leaders also stated that their employees were working more collaboratively from home, as opposed to in the office.</span></p>\n<p><span style=\"font-weight: 400;\">As mentioned previously, the financial savings and positive environmental impact that came from reduced travelling (both international and local) has been massive. Busy commuter work areas such as Dheli and Manhattan have presented <a href=\"https://www.sciencedaily.com/releases/2020/12/201208162957.htm\">preliminary data</a> that air quality had improved during the pandemic. In China, <a href=\"https://en.wikipedia.org/wiki/COVID-19_lockdown_in_Hubei\">lockdowns</a> and other measures resulted in a 25 percent reduction in <a href=\"https://en.wikipedia.org/wiki/Greenhouse_gas\">carbon emissions</a> and 50 percent reduction in nitrogen oxides emissions, which one <a href=\"https://en.wikipedia.org/wiki/Earth_system_science\">Earth systems</a> scientist estimated may have saved at least 77,000 lives over two months. While overly optimistic stories of ‘<a href=\"https://www.nationalgeographic.com/animals/article/coronavirus-pandemic-fake-animal-viral-social-media-posts\">dolphins and swans returning to Venice</a>’ have been largely debunked as fake viral news, cities like Venice are using this opportunity to make badly needed environmental changes, such as the <a href=\"https://www.bbc.co.uk/news/world-europe-56592109#:~:text=On%20Wednesday%2C%20Italian%20ministers%20agreed,the%20historic%20St%20Mark\'s%20Square.&text=Culture%20Minister%20Dario%20Franceschini%20hailed,decision%2C%20awaited%20for%20years%22.\">banning</a> of large cruise ships from the historic center to protect against further flooding and pollution. </span></p>\n<p><span style=\"font-weight: 400;\">While there appears to be many benefits to working from home for employees/employers and the environment, there has of course been a downside to these changes. While Governments and businesses are losing billions due to the exodus from the world’s city centres, the emotional toll has also had a sizable impact on many people. </span></p>\n<p><span style=\"font-weight: 400;\">A <a href=\"https://www.unbiased.co.uk/news/accountant/how-lockdown-upset-the-work-life-balance\">recent poll</a> suggested that 40% of UK employees already felt that work was seeping into their home life. But by August of 2020, this figure had shot up to 52%, showing the effect of widespread home working. Workers stated that some have found it difficult to switch off in the evenings, with a quarter of those polled stating that they are working longer hours when at home. For those people with young children, trying to balance home-schooling and childcare duties with remote working has also contributed to a decline in work-life balance. </span></p>\n<h3><b>Moving forward</b></h3>\n<p><span style=\"font-weight: 400;\">As the world starts to come out of lockdown and hopefully return to a more ‘normal’ situation, what does this mean for those who have become accustomed to working from home? Many will be reluctant to return to the soul crushing daily commute and expense of travelling to an office, just to stare at the same computer monitor they have been using at home to great success for the past year.</span></p>\n<p><span style=\"font-weight: 400;\">While home working has some issues and challenges that need to be addressed, a <a href=\"https://yougov.co.uk/topics/economy/articles-reports/2020/09/22/most-workers-want-work-home-after-covid-19\">recent study</a> by YouGov suggested that many office employees will be reluctant to return back to the traditional 5 days a week of office work. The study stated that only 7% of office workers hope to return to the traditional full-time office working pattern, whilst 20% stated that their preferred option would be to work from home full-time, with 32% opting for a mix of office work and working from home, with the freedom and opportunity to work from home most days. This would allow for a day or two of office work per week in which to conduct face to face matters and build in personal relationships. </span></p>\n<p><span style=\"font-weight: 400;\">Whatever changes the future brings, it is clear that the Covid-19 pandemic has altered the way we live and work to a generational defining degree. Hopefully we will emerge from the experience wise and bolder in our attitudes and behaviour towards working environments and expectations. </span></p>\n<p><span style=\"font-weight: 400;\">While continuing to work from home can still present challenges for many, we have learned some valuable lessons that can be implemented to help improve your home working experience. </span></p>\n<h3><strong>Homeworking improvements </strong></h3>\n<ul>\n<li aria-level=\"1\"><b>Switching off when the work day is done</b></li>\n</ul>\n<p><span style=\"font-weight: 400;\">One of the main issues reported when home working is being able to separate your home office from your home. When they are the same place, it can be very difficult to mentally flip from work to home mode as the lines of your work/personal life can easily become blurred. This has given to the increased recommendation and use of a dedicated work area and the massive growth in popularity of garden shed offices. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/RXNU1287.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1097504\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/RXNU1287.jpg\" alt=\"\" width=\"750\" height=\"562\" /></a></p>\n<ul>\n<li><b>Maintaining focus</b></li>\n</ul>\n<p><span style=\"font-weight: 400;\">One of the issues people have struggled most with when working from home is dealing with the constant stream of potential interruptions. Family and children requiring attention and supervision, social media, noisy neighbours, pets, and the call of your smartphone are all doing their best to distract you from work. Setting up hard rules in order to maintain focus can be a difficult and bumpy ride for lots of new working from home employees. Many are still struggling to find a happy medium, even after a year. But as attitudes and work patterns change and start to become the accepted norm, people will learn to adapt fully and learn to block out all the distractions. </span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/shutterstock_308424155-1.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1097503\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/shutterstock_308424155-1.jpg\" alt=\"\" width=\"750\" height=\"407\" /></a></p>\n<ul>\n<li><b>Work relationships</b></li>\n</ul>\n<p><span style=\"font-weight: 400;\">It is an inescapable fact that for better or worse, working from home can be a difficult </span><span style=\"font-weight: 400;\">and lonely experience for many people. For many, work colleagues are the only other people they interact with on a daily basis. When you have become accustomed to interacting with a large office full of people every day, suddenly finding yourself isolated – both professionally and personally – can be difficult to deal with. Keeping in touch with your work colleagues on both a professional and personal level can help you maintain a strong sense of being connected and part of a team. Slack chats, WhatsApp group chats, Zoom calls and email chains are all important ways to help you stay in touch while working from home.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/7b2ba3dd-d5f7-459c-aea0-80fedbf07d7a-shutterstock-1706740990.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1097502\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/7b2ba3dd-d5f7-459c-aea0-80fedbf07d7a-shutterstock-1706740990.jpg\" alt=\"\" width=\"750\" height=\"500\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/04/7b2ba3dd-d5f7-459c-aea0-80fedbf07d7a-shutterstock-1706740990.jpg 750w, https://updraftplus.com/wp-content/uploads/2021/04/7b2ba3dd-d5f7-459c-aea0-80fedbf07d7a-shutterstock-1706740990-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 750px, 100vw\" /></a></p>\n<ul>\n<li><b>Change Up Your Working Environment </b></li>\n</ul>\n<p><span style=\"font-weight: 400;\">Regardless of how well you set up your home work office and how free of distractions it is, looking at the same 4 walls everyday will have a monotonous and negative effect on anyone. </span><a href=\"https://www.usafact.com/the-workplace/changing-the-work-environment/\"><span style=\"font-weight: 400;\">Changing</span></a><span style=\"font-weight: 400;\"> your work environment has proved to help improve creativity and productivity. So don’t be afraid to take your laptop into the garden to get some badly needed fresh air and sun, weather permitting of course.</span></p>\n<p><span style=\"font-weight: 400;\"><a href=\"https://updraftplus.com/wp-content/uploads/2021/04/work-from-home-garden-business-technology-laptop.jpg\"><img loading=\"lazy\" class=\"alignnone wp-image-1097501\" src=\"https://updraftplus.com/wp-content/uploads/2021/04/work-from-home-garden-business-technology-laptop.jpg\" alt=\"\" width=\"749\" height=\"499\" /></a></span></p>\n<h3><strong>The future</strong></h3>\n<p><span style=\"font-weight: 400;\">As the vaccine roll-out continues across the world and infection rates fall, many organisations will start to look at what the future of traditional office work will look like. Will companies continue to justify spending millions in property rentals and contribute massive amounts of Co2 emissions, when the great working from home experiment has shown that remote work is both sustainable and productive?</span></p>\n<p><span style=\"font-weight: 400;\">It is likely that now the genie is ‘out of the bottle’, business leaders have realised that long held suspicions that ‘working from home = not working’ are unfounded. Partial or full home working will likely become the latest hard won workers’ right (such as weekends off, sick pay, pensions, maternity leave, paid holidays etc.) to be an expected benefit for applicable jobs. While there will be many that will want to go back to the traditional 5 days in an office working environment, most will weigh up the financial savings and employee demands and continue to offer it as an option. In modern competitive working environments, it will also become essential to compete with other companies offering a home working option. This will likely result in the normalisation of a hybrid working pattern to accommodate employees eager to retain new working from home options afforded to them during the Covid crisis. </span></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/one-year-on-the-future-of-remote-working/\">One year on: The future of remote working</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:65:\"https://updraftplus.com/one-year-on-the-future-of-remote-working/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:8;a:6:{s:4:\"data\";s:63:\"\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:43:\"Celebrate World Backup Day with UpdraftPlus\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/vU4m2ms_3YM/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 31 Mar 2021 13:25:15 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:3:{i:0;a:5:{s:4:\"data\";s:20:\"Other WordPress news\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:11:\"UpdraftPlus\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:16:\"world backup day\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1083848\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:735:\"<p>World Backup Day carries a lot of importance for UpdraftPlus. As a WordPress plugin that helps millions of users around the world backup their websites and data daily, we cannot stress the importance of backing up your website and files … <a href=\"https://updraftplus.com/celebrate-world-backup-day-with-updraftplus/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/celebrate-world-backup-day-with-updraftplus/\">Celebrate World Backup Day with UpdraftPlus</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:4348:\"<p><span style=\"font-weight: 400;\">World Backup Day carries a lot of importance for UpdraftPlus. As a WordPress plugin that helps millions of users around the world backup their websites and data daily, we cannot stress the importance of backing up your website and files strongly enough.</span></p>\n<p><span style=\"font-weight: 400;\"><a href=\"https://updraftplus.com/wp-content/uploads/2021/03/world-backup-day-logo-2701a36cb253413f83311c212531ae4f.png\"><img loading=\"lazy\" class=\"alignnone wp-image-1083849\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/world-backup-day-logo-2701a36cb253413f83311c212531ae4f.png\" alt=\"\" width=\"474\" height=\"316\" /></a></span></p>\n<p><span style=\"font-weight: 400;\">Even though the reliability of hard drives, online servers and virus protection has improved greatly in the last few years, many people reading this blog will almost certainly have memories of losing files, Word documents, photos, websites or videos during the early digital age – before reliable, affordable cloud storage and backups were commonplace. While every day is World Backup Day for UpdraftPlus, March 31st serves as a reminder every year that we no longer have to take the very real risk of losing all these important files anymore. A simple backup with UpdraftPlus that takes just a few seconds, can keep your site and files safe for as long as you want them. </span></p>\n<p><span style=\"font-weight: 400;\">As anyone who has ever used a computer, programme or online service for any period of time will know – crashes, failures, conflicts and viruses are a part of life. It usually isn’t a case of ‘will I encounter a problem?’, rather than ‘when will I encounter a problem?’</span></p>\n<p><span style=\"font-weight: 400;\">As you can imagine, as an organisation that devotes so much time and effort to backups, we have heard countless stories down the years from people all over the world who have lost years of hugely important data and information that they have spent a lot of time and money developing. Thankfully, with UpdraftPlus installed, they were able to restore their site to a previous version and regain access to all their lost content. UpdraftPlus – the world’s leading WordPress backup plugin – can help you make sure that you never have to join the ranks of those unfortunate people who realised all too late, the importance of backing up your website. </span></p>\n<p><a href=\"http://www.worldbackupday.com/\"><span style=\"font-weight: 400;\">World Backup Day</span></a><span style=\"font-weight: 400;\"> was started in 2001 by digital consultant, Ismail Jadun. This particular day was selected as it is the day before April Fool’s day. Ismail felt that people would associate the connection with April Fools Day, as it was hoped that potentially losing all your files and work would feel like being victim of a particularly bad prank.</span></p>\n<p><span style=\"font-weight: 400;\">On March 31st, it is encouraged that people all over the world share the backup pledge: </span><i><span style=\"font-weight: 400;\">“I solemnly swear to backup my important documents and precious memories on World Backup Day, March 31st.”</span></i></p>\n<p><span style=\"font-weight: 400;\">UpdraftPlus has a range of backup packages to suit all of your backup needs. Installed by over 3 million users all over the world, our easy-to-use interface allows you to backup and restore your website with a single click. You can also set the schedule to backup automatically as often as you like, so you don’t have to worry about forgetting to backup your site manually and will always have a recent upload of your site ready to go – should the worst happen. </span></p>\n<p><span style=\"font-weight: 400;\">Download </span><a href=\"https://updraftplus.com/\"><span style=\"font-weight: 400;\">UpdraftPlus</span></a><span style=\"font-weight: 400;\"> today for the most secure, reliable and highly rated WordPress backup plugin. </span></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/celebrate-world-backup-day-with-updraftplus/\">Celebrate World Backup Day with UpdraftPlus</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:68:\"https://updraftplus.com/celebrate-world-backup-day-with-updraftplus/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:9;a:6:{s:4:\"data\";s:78:\"\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:37:\"How to fix UpdraftPlus failed backups\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/aw5mbIfQ90Q/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 29 Mar 2021 15:01:58 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:8:{i:0;a:5:{s:4:\"data\";s:15:\"Tips and tricks\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:6:\"broken\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:7:\"failing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:3:\"fix\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:4;a:5:{s:4:\"data\";s:6:\"issues\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:5;a:5:{s:4:\"data\";s:14:\"not backing up\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:6;a:5:{s:4:\"data\";s:14:\"not completing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:7;a:5:{s:4:\"data\";s:11:\"UpdraftPlus\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"https://updraftplus.com/?p=1081727\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:738:\"<p>UpdraftPlus is the world’s leading and most popular WordPress backup plugin, with over 3 million active installs. Users all over the world are using UpdraftPlus to safely and securely backup their WordPress sites, files and databases should they ever need … <a href=\"https://updraftplus.com/how-to-fix-updraftplus-failed-backups/\">Continue reading <span class=\"meta-nav\">→</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/how-to-fix-updraftplus-failed-backups/\">How to fix UpdraftPlus failed backups</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Wayne Mullins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:14372:\"<p><iframe loading=\"lazy\" title=\"How to fix UpdraftPlus failed backups\" width=\"1080\" height=\"608\" src=\"https://www.youtube.com/embed/ihtnOCpC7MA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen></iframe></p>\n<p><span style=\"font-weight: 400;\">UpdraftPlus is the world’s leading and most popular WordPress backup plugin, with over 3 million active installs. Users all over the world are using UpdraftPlus to safely and securely backup their WordPress sites, files and databases should they ever need to restore their site if the worst happens. </span><span style=\"font-weight: 400;\">As with any plugin, programme or piece of software, issues can arise when trying to carry out a function, such as when creating a backup. In this blog we will go through the most common reasons that you may be causing failed backups and how to fix them. </span><br />\n<b></b></p>\n<ul>\n<li aria-level=\"1\"><b>Update plugin / Plugin conflict </b></li>\n</ul>\n<p><span style=\"font-weight: 400;\">Probably the most common issue a user of UpdraftPlus would run into is not having an up to date version of UpdraftPlus. While older versions will still work, problems and conflicts can be caused by not keeping your plugins up to date. If you are having a problem with the backup of your site not completing, always check to make sure you have the latest version of UpdraftPlus installed first.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T141521.022.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1081735\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T141521.022.jpg\" alt=\"\" width=\"886\" height=\"182\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T141521.022.jpg 886w, https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T141521.022-480x99.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 886px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Another issue you could potentially face is if a new plugin you recently installed is causing a conflict with UpdraftPlus. Deactivate any new plugins and try backing up again. Common causes of conflicts are plugins loading their own versions of JavaScript libraries or cloud storage APIs on the UpdraftPlus page. These can prevent UpdraftPlus from starting a backup or uploading the backup files to remote storage.</span></p>\n<ul>\n<li aria-level=\"1\"><b>Not connected to remote storage location / Remote storage full</b></li>\n</ul>\n<p>An update to your remote storage location, such as a change of password or folder structure, could potentially be the cause of any issues you may be having, when trying to back up to remote storage.<b></b></p>\n<p><span style=\"font-weight: 400;\">To check if this could be the problem, try verifying and resaving your remote storage settings. For cloud storage services which use OAuth verification (such as Dropbox, OneDrive and Google Drive), you may need to re-authenticate with your storage account</span></p>\n<p><span style=\"font-weight: 400;\">To reconnect to your remote storage location, go through the full ‘add remote storage’ option again at UpdraftPlus > Settings. Here you can re-authenticate to your remote storage account of choice.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T144144.439.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1081733\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T144144.439.jpg\" alt=\"\" width=\"1108\" height=\"391\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T144144.439.jpg 1108w, https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T144144.439-980x346.jpg 980w, https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T144144.439-480x169.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1108px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Remember to click the ‘Save changes’ button and then attempt another backup.</span></p>\n<p><span style=\"font-weight: 400;\">As with any remote storage location, there is a finite amount of space. The reason that your backup is failing to complete could be that there is not enough space for UpdraftPlus to save the files to. Check your remote storage space and delete files or purchase extra space if necessary.</span><b></b></p>\n<ul>\n<li aria-level=\"1\"><b>Backup files too big – Reduce the backup archive split size to 100Mb or lower</b></li>\n</ul>\n<p><span style=\"font-weight: 400;\">Aside from the above issues users of UpdraftPlus may encounter, such as not having the remote storage location properly setup, the most common technical reasons for a backup failing to complete is that you are trying to backup a file that is too large to upload or the file on the server is too large to process. </span></p>\n<p><span style=\"font-weight: 400;\">In the situation where the file is too large to upload, this can be caused by some plugins creating databases or files that are many hundreds of MB large. These large files can cause UpdraftPlus to time out and not complete the backup. You should always aim to reduce the backup archive split size to 100MG or lower if possible. </span></p>\n<p><span style=\"font-weight: 400;\">To reduce the archive split size, open the ‘Expert settings’ section of the UpdraftPlus Settings tab.</span></p>\n<p><b><img loading=\"lazy\" class=\"alignnone size-full wp-image-1081732\" style=\"font-weight: 500;\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T145321.440.jpg\" alt=\"\" width=\"1108\" height=\"391\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T145321.440.jpg 1108w, https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T145321.440-980x346.jpg 980w, https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-25T145321.440-480x169.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1108px, 100vw\" /></b></p>\n<p><span style=\"font-weight: 400;\">In the ‘Split backups every’ option, set it to 100Mb. Remember to press the “Save changes” button at the bottom of the page and then run a test backup. </span></p>\n<p><span style=\"font-weight: 400;\">If you have a large file on your site that cannot be split up as it is a single file (such as a large video file), it is recommended increasing the PHP time limit (and possibly memory limit)</span></p>\n<p><span style=\"font-weight: 400;\">To increase the PHP time limit, you need to edit the ‘wp-config.php’ file on your WordPress site. This file is located in your WordPress site’s root folder, which can be accessed via an FTP client or file manager in your web hosting control panel.</span></p>\n<p><span style=\"font-weight: 400;\">Open this file in a text editor, paste below code in the ‘wp-config.php’ file just before the line says ‘That’s all, stop editing! Happy blogging.’</span></p>\n<p><i><span style=\"font-weight: 400;\">set_time_limit(300);</span></i></p>\n<p><span style=\"font-weight: 400;\">Remember to save your changes and upload the wp-config.php file back to your server. This new code will tell your server to increase the PHP time limit to 300 seconds.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-29T105914.344.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1081740\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-29T105914.344.jpg\" alt=\"\" width=\"694\" height=\"445\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-29T105914.344.jpg 694w, https://updraftplus.com/wp-content/uploads/2021/03/New-Project-2021-03-29T105914.344-480x308.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 694px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Refresh your site and attempt another backup. You can increase the time limit again if needed.</span></p>\n<p><span style=\"font-weight: 400;\">Additionally, you can also try increasing the memory limit. The process is very similar to the time limit and requires you to edit the wp-config.php file on your WordPress site. This file is located in your WordPress site’s root folder, which can be accessed via an FTP client or file manager in your web hosting control panel.</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/03/wp-config-file.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1081741\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/wp-config-file.png\" alt=\"\" width=\"630\" height=\"530\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/03/wp-config-file.png 630w, https://updraftplus.com/wp-content/uploads/2021/03/wp-config-file-480x404.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 630px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">Paste the following code in the ‘wp-config.php’ file just before the line that says ‘That’s all, stop editing! Happy blogging.’</span></p>\n<p><i><span style=\"font-weight: 400;\">define( ‘WP_MEMORY_LIMIT’, ‘256M’ );</span></i></p>\n<p><span style=\"font-weight: 400;\">This new code will increase the PHP memory limit to 256MB for your WordPress site. Once done, remember to save your changes. Open your WordPress site again after making the changes and hopefully, you will now be able to complete your backup.</span></p>\n<p><span style=\"font-weight: 400;\">If the file is just too large and keeps causing problems, you can also exclude this particular file from the backup process. We also recommend using a WordPress cleaning plugin to help reduce the size of any large databases or files you may be trying to backup. </span><a href=\"https://wordpress.org/plugins/wp-optimize/\"><span style=\"font-weight: 400;\">WP Optimize</span></a><span style=\"font-weight: 400;\"> is a free and highly rated plugin from UpdraftPlus that can be used to clean up your database.</span></p>\n<ul>\n<li aria-level=\"1\"><b>Hosts/server issues</b></li>\n</ul>\n<p>If the issue of large files was the cause of the backups failing, it could point towards a problem with your backup server, such as very low server resources available from your web-hosting platform. Selecting a higher level hosting platform could help your website backup easier and quicker, as it will be dedicating more resources to your website.<b></b></p>\n<p><span style=\"font-weight: 400;\">If there are still issues with your backup not completing, there could be other issues with your host/server. In order to ascertain what these may be, we would recommend that you ask the UpdraftPlus support team to investigate your PHP error logs. These logs will hopefully contain more information on the exact issues that are causing the non-completion of backup problems. </span></p>\n<p><span style=\"font-weight: 400;\">To find the file, you will need FTP access to the server for a PHP log (also applied to remote storage). For the WP Debug log, which will contain the error information, it can be found at the following location</span></p>\n<p><a href=\"https://updraftplus.com/wp-content/uploads/2021/03/image-5.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-1081742\" src=\"https://updraftplus.com/wp-content/uploads/2021/03/image-5.png\" alt=\"\" width=\"692\" height=\"528\" srcset=\"https://updraftplus.com/wp-content/uploads/2021/03/image-5.png 692w, https://updraftplus.com/wp-content/uploads/2021/03/image-5-480x366.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 692px, 100vw\" /></a></p>\n<p><span style=\"font-weight: 400;\">The following plugin: </span><a href=\"https://en-gb.wordpress.org/plugins/wp-file-manager/\"><span style=\"font-weight: 400;\">WP-File Manager</span></a><span style=\"font-weight: 400;\"> will help you find the files with the extra information you require. </span></p>\n<ul>\n<li aria-level=\"1\"><b>Broken scheduler </b></li>\n</ul>\n<p>If scheduled backups are failing to start or backups freeze partway, it could indicate there is an issue with the scheduler within your WordPress installation. “Backup Now” starts the backup without the scheduler, but uses the scheduler to schedule a resumption of the job in case it needs more than the amount of time that the webserver allows in one go. Problems with the scheduler will affect any scheduled backup plugin that you try – as well as various other tasks that WordPress and other plugins schedule internally.<b></b></p>\n<p><span style=\"font-weight: 400;\">For a full and extensive list of what broken scheduler issues can entail and how to fix them, please view </span><a href=\"https://updraftplus.com/faqs/my-scheduled-backups-do-nothing-backup-now-stops-midway/\"><span style=\"font-weight: 400;\">this link</span></a><span style=\"font-weight: 400;\">. This page goes into detail on how to fix the following:</span></p>\n<ol>\n<li><span style=\"font-weight: 400;\"> Maintenance mode</span></li>\n<li><span style=\"font-weight: 400;\"> No visitors</span></li>\n<li><span style=\"font-weight: 400;\"> Disabled schedulers</span></li>\n<li><span style=\"font-weight: 400;\"> Loopback connections are not working</span></li>\n<li><span style=\"font-weight: 400;\"> External cron jobs</span></li>\n<li><span style=\"font-weight: 400;\"> Password protected websites</span></li>\n</ol>\n<p><span style=\"font-weight: 400;\">If you are still having issues after having tried all the above fixes, please contact us via our </span><a href=\"https://updraftplus.com/paid-support-requests/\"><span style=\"font-weight: 400;\">customer support form</span></a><span style=\"font-weight: 400;\"> and we will do our best to help you resolve the problem.</span></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/how-to-fix-updraftplus-failed-backups/\">How to fix UpdraftPlus failed backups</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:62:\"https://updraftplus.com/how-to-fix-updraftplus-failed-backups/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}}}s:44:\"http://purl.org/rss/1.0/modules/syndication/\";a:2:{s:12:\"updatePeriod\";a:1:{i:0;a:5:{s:4:\"data\";s:9:\"\n hourly 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I’ll skip next week because of traveling overseas. First trip in 20 months. I am so excited and also busy to get ready. I will be back into your inbox on August 7th, 2021. </p>\n\n\n\n<p>This week was an exciting week for the WordPress open-source project and its many hundreds of contributors. One release after another! Just wow! 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Updated by yours truly. <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/keeping-up-with-gutenberg-index-2020/\"><em>The index 2020 is here</em></a></p>\n\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>Theme building for Full-Site Editing</h2>\n\n\n\n<p><a href=\"https://twitter.com/karmatosed\"><strong>Tammie Lister</strong></a> shares here theme design journey on the site Ephemeral Themes. This week, she posted <a href=\"https://ephemeralthemes.com/2021/07/19/tips-for-creating-in-the-site-editor/\">“Tips for creating a theme in the site editor”</a> and explained <a href=\"https://ephemeralthemes.com/2021/07/23/the-importance-of-testing-early-and-often/\">the importance of testing early and often</a>. 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The list of overview issues is a great start if you need to catch up on the overall concepts and ideas. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Carolina Nymark</strong>, team rep on the Theme Review Team, ask for your comments on the newly proposed <a href=\"https://make.wordpress.org/themes/2021/07/20/discussion-request-for-feedback-on-requirement-changes/\"><strong>Theme requirements for inclusion into the Theme directory on WordPress.org</strong></a>. You can also read them in more details on <a href=\"https://github.com/WPTT/Theme-Requirements/issues/12\">GitHub issue #12 </a>on the Theme Requirements repository of the Theme Review team. </p>\n\n\n\n<p>Deadline for the first round of comments is July 26th, 2021. </p>\n\n\n\n<p>On July 28th, 2pm CET. The team will conduct a Zoom interview with theme authors about the requirements. Spots are already full. 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Dwyer looks at how to use classic WordPress tools (in this case the Customizer) to customize a block theme, while saving these changes in Global Styles – making a universal theme!</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>Developing Blocks and Plugins for the block editor</h2>\n\n\n\n<p>Last month, <strong><a href=\"https://twitter.com/dmtrmrv\">Dmitry Mayorov</a></strong>, Senior Front-End Engineer at 10up, published <a href=\"https://css-tricks.com/a-crash-course-in-wordpress-block-filters/\"><strong>a crash-course in WordPress Block Filters</strong></a>. Mayorov shows you how to extend core blocks with filters. He also helps you with the decision between extending a core or build a custom block instead. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><a href=\"https://twitter.com/laroymike\"><strong>Michael LaRoy</strong></a> wrote a <a href=\"https://mikelaroy.ca/blog/wordpress-blocks-advanced-custom-fields\"><strong>tutorial on creating blocks with Advanced Custom Fields.</strong></a> He wrote: “By providing a PHP solution to block creation, a developer already familiar with ACF can efficiently create new custom blocks without writing any JavaScript.”</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/BillErickson\">Bill Erickson</a></strong> has a tutorial on <a href=\"https://www.billerickson.net/innerblocks-with-acf-blocks/\"><strong>how to use Inner Blocks with ACF Blocks</strong></a>, to expand on the usefulness of the plugin for more complex layouts. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><a href=\"https://twitter.com/AlexStandiford\"><strong>Alex Standiford</strong></a> explained in his post <a href=\"https://www.wpdev.academy/concepts/how-gutenberg-blocks-work/\"><strong>“How Gutenberg Blocks Work</strong></a> the basic concepts of how the block-editor stores content, why HTML comments and how is it rendered. </p>\n\n\n\n<h2>Business Case for Gutenberg</h2>\n\n\n\n<p><strong><a href=\"https://twitter.com/ArturGrabo\">Artur Grabowski</a></strong>, co-founder of <strong>Extendify</strong>, a Gutenberg first product start-up, was <strong>Joe Howard</strong>‘s guest on episode 153 of WPMRR Podcast: <a href=\"https://wpmrr.com/podcast/artur-grabowski-extendify/\"><strong>Going Big by Solving WordPress’ Biggest Roadblock</strong></a>. Grabowski, like many other business development people in the WordPress space, regards the missing new user onboarding experience as the biggest roadblock for even bigger growth of the WordPress ecosystem. Howard and Grabowski had an honest and nuanced conversation about the business case for Gutenberg First approach to WordPress products. </p>\n\n\n\n<p>Grabowski took a historic view to the ongoing debate about Gutenberg being the right path for WordPress. Back in 2016, while working with Adobe and its product Spark, Grabowski became aware of many innovative web building tools. They were all block-based. It is only a fairly new concept for WordPress. “There is a lot less unknown here about the end state than some people realize.” If you are interested in the WordPress product space, I recommend you follow the link and dive into the details of things. </p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>The future is here. It’s just not evenly distributed.</p><cite>Artur Grabowski</cite></blockquote>\n\n\n\n<p>Incidentally, <strong>Cory Miller</strong>, Post Status partner and <strong>Jeff Meziere</strong> talked to <strong><a href=\"https://twitter.com/chrislubkert\">Chris Lubkert</a></strong>, also co-founder of Extendify, on their Webinar for the Business Value Academy. <a href=\"https://businessvalueacademy.com/webinar-mergers-acquisitions-with-chris-lubkert/\"><strong>Webinar: Mergers & Acquisitions with Chris Lubkert</strong></a></p>\n\n\n\n<p><em>Before co-founding Extendify, Chris Lubkert and Artur Grabowski worked in the Merger & Aquisitions department of Automattic. <strong><a href=\"https://twitter.com/karmatosed\">Tammie Lister</a></strong> also joined Extendify as their head of design.</em> <em><a href=\"https://twitter.com/extendifyinc\"><strong>Extendify</strong></a> is the new home for a series of block-editor plugins and tools: <a href=\"https://wordpress.org/plugins/editorplus/\">Editor Plus</a>, <a href=\"https://wordpress.org/plugins/redux-framework/\">Redux Framework</a>, <a href=\"https://wordpress.org/plugins/block-options/\">Editors Kit</a>, <a href=\"https://gutenberghub.com/\">Gutenberg Hub</a>, <a href=\"https://wordpress.org/plugins/forms-gutenberg/\">Gutenberg Forms</a>, <a href=\"https://wordpress.org/plugins/acf-blocks/\">ACF Blocks</a>, and <a href=\"https://wordpress.org/plugins/block-slider/\">Block Slider</a> to name a few. </em></p>\n\n\n\n\n<p><strong><a href=\"https://gutenbergtimes.com/podcast/changelog-48-wordpress-pattern-directory-gutenberg-11-1/\">Episode #48 is now available</a> with transcript. <br />Next recording August 6th, 2021 </strong></p>\n\n\n\n<p> <strong>Subscribe to the <a href=\"https://gutenbergtimes.com/podcast/\">Gutenberg Changelog</a> podcast </strong><br />?️ <a href=\"https://open.spotify.com/show/620NwVKQJGdTupy36zYxvg?mc_cid=4b6c9f88fe\">Spotify</a> | <a href=\"https://podcasts.google.com/feed/aHR0cHM6Ly9ndXRlbmJlcmd0aW1lcy5jb20vZmVlZC9wb2RjYXN0\">Google</a> | <a href=\"https://podcasts.apple.com/us/podcast/gutenberg-changelog/id1469294475\">iTunes</a> | <a href=\"https://pca.st/podcast/f8445ec0-7508-0137-f267-1d245fc5f9cf\">PocketCasts</a> | <a href=\"https://www.stitcher.com/show/gutenberg-changelog\">Stitcher</a> |<br />?️ <a href=\"https://www.podbean.com/podcast-detail/chi7j-9904a/Gutenberg-Changelog-Podcast\">Pod Bean</a> | <a href=\"https://castbox.fm/channel/Gutenberg-Changelog-id2173375\">CastBox</a> | <a href=\"https://www.podchaser.com/podcasts/gutenberg-changelog-878239/\">Podchaser</a> | <a href=\"https://gutenbergtimes.com/feed/podcast\">RSS Feed</a> </p>\n\n\n\n<img />\n\n\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p class=\"has-text-align-center\"><strong>Don’t want to miss the next Weekend Edition? </strong></p>\n\n\n\n<form class=\"wp-block-newsletterglue-form ngl-form ngl-portrait\" action=\"https://gutenbergtimes.com/feed/\" method=\"post\"><div class=\"ngl-form-container\"><div class=\"ngl-form-field\"><label class=\"ngl-form-label\" for=\"ngl_email\">Type in your Email address to subscribe.</label><div class=\"ngl-form-input\"><input type=\"email\" class=\"ngl-form-input-text\" name=\"ngl_email\" id=\"ngl_email\" /></div></div><button class=\"ngl-form-button\">Subscribe</button><p class=\"ngl-form-text\">We hate spam, too and won’t give your email address to anyone except Mailchimp to send out our Weekend Edition</p></div><div class=\"ngl-message-overlay\"><div class=\"ngl-message-svg-wrap\"></div><div class=\"ngl-message-overlay-text\">Thanks for subscribing.</div></div><input type=\"hidden\" name=\"ngl_list_id\" id=\"ngl_list_id\" value=\"26f81bd8ae\" /><input type=\"hidden\" name=\"ngl_double_optin\" id=\"ngl_double_optin\" value=\"yes\" /></form>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 24 Jul 2021 18:42:16 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Birgit Pauli-Haack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:1;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:95:\"WPTavern: Next Phase of the WordPress Theme Review Overhaul: Open Meeting and Call for Feedback\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120311\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:233:\"https://wptavern.com/next-phase-of-the-wordpress-theme-review-overhaul-open-meeting-and-call-for-feedback?utm_source=rss&utm_medium=rss&utm_campaign=next-phase-of-the-wordpress-theme-review-overhaul-open-meeting-and-call-for-feedback\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7104:\"<p class=\"has-drop-cap\">The WordPress.org Themes Team <a href=\"https://make.wordpress.org/themes/2021/07/20/discussion-request-for-feedback-on-requirement-changes/\">announced an open discussion and date</a> for a Zoom meeting with theme authors. The team is proposing a new set of guidelines that reduces and simplifies what is currently in place. Comments on the proposal are open through July 26, and the meeting is set for July 28, 2 pm CET.</p>\n\n\n\n<p>This is the next step in an ongoing plan to revamp the review system and make it easier for the WordPress community to submit themes. It comes after months of waiting to see the results of earlier discussions unfold.</p>\n\n\n\n<p>In January, the state of the theme review system seemed to have reached a crossroads. The Themes Team, a group of gatekeepers that oversees submissions to the official WordPress.org theme directory, had been making strides in the previous couple of years. Its members had cleaned up most of the submissions backlog, but they still had a lot of work ahead to smooth out the review process. On the whole, a series of incremental improvements seemed to be working at the time, albeit slowly.</p>\n\n\n\n<p>Then, WordPress project lead Matt Mullenweg <a href=\"https://wptavern.com/upsells-barriers-and-the-end-beginning-of-the-quality-free-themes-era\">dropped a bombshell</a> via the Post Status Slack:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>The .org theme directory is particularly bad when you compare it to any half-decent commercial theme marketing page, or the designs available on other site building services or Themeforest directories. The .org theme directory rules and update mechanism have driven out creative contributions, it’s largely crowded out by upsell motived contributions.</p></blockquote>\n\n\n\n<p>It was an age-old discussion of whether the theme review guidelines were too high of a barrier for entry into the directory.</p>\n\n\n\n<p><em>Were WordPress users missing out on the best themes because the most innovative theme authors were not playing in the .ORG sandbox? If so, were the rules driving them away?</em></p>\n\n\n\n<p>No one can know if a more lenient, free-for-all atmosphere would have unleashed a mountain of creativity paralleling or besting commercial theme producers. But, perhaps if the team opened things up, it would test the theory.</p>\n\n\n\n<p>That initial post led to a series of discussions and a <a href=\"https://wptavern.com/upcoming-changes-and-steps-for-an-overhauled-wordpress-theme-review-system\">decision to overhaul the system</a>. However, the Themes Team would need some help from the Meta Team to implement more automation of its grunt work, such as security and other code checks. Behind the scenes, pieces of that system have been put into place in the months since.</p>\n\n\n\n<h2>Guidelines Proposal and Questions</h2>\n\n\n\n<img />\n\n\n\n<p class=\"has-drop-cap\">Themes Team representative Carolina Nymark listed a set of 13 overarching guidelines, each with sub-guidelines of their own. The proposal significantly simplifies the current rules for submission into the directory.</p>\n\n\n\n<p>She asks that theme authors review the proposal and answer the following questions in the comments ahead of the meeting:</p>\n\n\n\n<ul><li>Will the updated requirements make it easier for you to submit themes?<br />– If no, what is making it difficult for you to submit themes?</li><li>Will the updated requirements make it easier for you to review submitted themes?<br />– If no, what is making it difficult for you to review themes?</li><li>Are there requirements that need to be removed, and why?</li><li>Is there anything in the list of requirements that is unclear? Describe the issue.</li><li>Can the formatting of the page be improved to make it easier to read?</li></ul>\n\n\n\n<p>The current proposal is more expansive than the shortlist of guardrails WordPress executive director Josepha Haden Chomphosy mentioned in a <a href=\"https://make.wordpress.org/themes/2021/03/17/next-steps-on-themes-and-reviews/\">post that laid out the next steps.</a> Most of these were not meant as blockers for submission.</p>\n\n\n\n<p>“Rather we should use the list to flag themes that have/don’t have each thing and show them in results accordingly,” she wrote. “Likely exceptions to this would be proper licensing, adherence to fair use of the trademark, and a ban on child pornography or other images of anyone unable to provide consent.”</p>\n\n\n\n<p>The goal was to put more responsibility into the hands of users, granting them privileges to say whether a theme was working or not. This would take a lot of the work off the shoulders of the review team.</p>\n\n\n\n<p>Another part of the original proposal was to mark themes with “quality tags” that went above and beyond the baseline for approval. For example, internationalization (i18n) and accessibility (A11Y) are items that do not stop a theme from <em>technically</em> working. Instead of making these requirements, themes would merely be tagged if they met those standards.</p>\n\n\n\n<p>Presumably, there would be incentives for taking those extra steps for theme authors, such as higher search rankings, the ability to be featured, and more. It is not that i18n and A11Y standards are unimportant, but they are sometimes hindrances to first-time authors. And, they definitely fall within the range of things that end-users can dock themes for in the ratings.</p>\n\n\n\n<p>Many will take a hard stance on i18n and A11Y, but they are merely examples. A less controversial guideline might be the one that proposes that themes can only recommend plugins directly hosted on WordPress.org. <em>Why should that be a blocker for inclusion in the directory?</em> Some will say there is no good reason for it since themes are disallowed from installing plugins anyway. There are no technical issues with allowing such recommendations.</p>\n\n\n\n<p>It is these sorts of rules that have plagued the theme review process over the years. Often, it moves discussions into ideological territory that most users do not care about. They just want themes that work.</p>\n\n\n\n<p>Under the new proposal, moving to 100% blocks would further reduce requirements for developers. Currently, classic themes have a more extensive list of rules they must adhere to. Many of these are unnecessary for block themes, essentially cutting everything back to including a few required files. Most of this can and should be automated in the long term since they are necessary for a functioning theme.</p>\n\n\n\n<p>Right now, the 13 guidelines (and their sub-guidelines) are only a proposal. Theme authors have a voice, but they must use it. As is so often the case, decisions are made by those who show up. Far too often, the team is shouting into the void, awaiting a response that rarely comes.</p>\n\n\n\n<p>For theme authors who are invested in the future of the WordPress theme directory, that July 28 meeting is a <em>can’t miss</em> opportunity. Early responses via the comments on that post will also help shape the conversation.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 24 Jul 2021 02:20:53 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:2;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:87:\"WPTavern: WooCommerce 5.5.2 Fixes Performance Issues Found After Forced Security Update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120467\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:219:\"https://wptavern.com/woocommerce-5-5-2-fixes-performance-issues-found-after-forced-security-update?utm_source=rss&utm_medium=rss&utm_campaign=woocommerce-5-5-2-fixes-performance-issues-found-after-forced-security-update\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3187:\"<p>WooCommerce has shipped <a href=\"https://developer.woocommerce.com/2021/07/23/woocommerce-5-5-2-fix-release/\">version 5.5.2</a> as a follow-up to the forced security update that <a href=\"https://wptavern.com/woocommerce-patches-critical-vulnerability-sending-forced-security-update-from-wordpress-org\">patched a SQL Injection vulnerability</a> last week. The vulnerability impacted versions 3.3 to 5.5 of the <a rel=\"noreferrer noopener\" href=\"https://woocommerce.us8.list-manage.com/track/click?u=2c1434dc56f9506bf3c3ecd21&id=8ff0a5345f&e=0110b26bc5\" target=\"_blank\">WooCommerce</a> plugin, as well as versions 2.5 to 5.5 of the <a href=\"https://wordpress.org/plugins/woo-gutenberg-products-block/\">WooCommerce Blocks</a> feature plugin. The team created a patch for more than 90 releases, which was sent as a forced security update from WordPress.org, due to the potential severity of impact for millions of WooCommerce installations.</p>\n\n\n\n<p>Shortly after the automatic update rolled out, many store owners started reporting serious performance issues on both WordPress.org and GitHub. Some users <a href=\"https://wordpress.org/support/topic/5-5-1-security-patch-causing-database-issues/\">reported database crashes</a> after receiving the automatic security patch in 5.5.1. One user <a href=\"https://wordpress.org/support/topic/endless-query-after-upgrading-from-4-x-to-5-4-1/\">reported a painfully slow, endless query</a> that was “crippling to our operations,” with similar reports on GitHub of this same query “<a href=\"https://github.com/woocommerce/woocommerce-admin/issues/7358#issuecomment-880949834\">causing the entire server to go down</a>.” </p>\n\n\n\n<p>Those with a large number of products in their databases were impacted more frequently. “We run a fairly big DB – 17k products,” one user <a href=\"https://github.com/woocommerce/woocommerce-admin/issues/7358#issuecomment-881869091\">said</a>. “This has been a nightmare.”</p>\n\n\n\n<p>Store owners affected by this issue had resorted to downgrading to the previous releases at WooCommerce’s recommendation. They shared temporary workarounds to disable the query while WooCommerce investigated the issue. The problem was reported so frequently that it became a high priority for the team to fix. </p>\n\n\n\n<p>A week ago, WooCommerce developer Adrian Duffell <a href=\"https://github.com/woocommerce/woocommerce-admin/issues/7358#issuecomment-881808031\">reported</a> back that they had determined the cause was twofold: </p>\n\n\n\n<ol><li>A slow SQL query used to retrieve the products that are low in stock. This SQL has been in WooCommerce for a number of releases.</li><li>A REST API request, which executes this SQL query, is called more frequently in WooCommerce 5.5 than in previous versions.</li></ol>\n\n\n\n<p>A combination of these factors was causing the degraded server performance when users updated to WooCommerce 5.5. A fix was released in WooCommerce Admin 2.4.4 three days ago, and the fix was also added to core today in 5.5.2. Users who had put workarounds in place are advised to remove them after updating to the latest release.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 24 Jul 2021 01:13:07 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:3;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:82:\"WPTavern: Revisions Extended Plugin Lets Users Schedule Updates to Published Posts\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119935\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:209:\"https://wptavern.com/revisions-extended-plugin-lets-users-schedule-updates-to-published-posts?utm_source=rss&utm_medium=rss&utm_campaign=revisions-extended-plugin-lets-users-schedule-updates-to-published-posts\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3972:\"<p>WordPress has long had the ability to schedule content to be published in the future, but it can only make immediate changes to posts that are already published. If you want to schedule changes to published content, a plugin is necessary. Corey McKrill, a full-time sponsored contributor to the WordPress.org Meta team, has developed a plugin, with the help of contributor Steven Dufresnethat, which is now in use on WordPress.org.</p>\n\n\n\n<p><a href=\"https://github.com/WordPress/revisions-extended\">Revisions Extended</a> allows users to schedule revisions, or updates, for posts that have already been published. It extends WordPress’ revision system to include a “future” post status as a revision post type. McKrill recorded a gif to demonstrate the UI:</p>\n\n\n\n<div class=\"wp-block-embed__wrapper\">\nhttps://cloudup.com/cOHLm_77ECk\n</div>\n\n\n\n<p>Although there are existing plugins which already perform this functionality, McKrill said they were either inadequate for WordPress.org’s needs or add extra functionality that they don’t need. Revisions Extended supports the following for any post type that supports revisions:</p>\n\n\n\n<ul><li>From the block editor, make changes to an already-published post and schedule those changes to go live at a later date.</li><li>In the block editor UI as well as other admin screens, indicate when a post has a scheduled update.</li><li>View a list of all scheduled updates</li><li>Delete a scheduled update or trash/unpublish a post with a scheduled update</li><li>Edit scheduled updates, including the content and the future publish date.</li><li>Compare scheduled update content to the current published content.</li></ul>\n\n\n\n<p>The ability to schedule updates is especially useful for ensuring that software documentation is updated when a new release is available or when API changes go into effect. </p>\n\n\n\n<p>The plugin entered the testing phase in March and is now used on multiple sites across the WordPress.org network. It makes it easier to schedule updates to lesson plans on the <a href=\"https://learn.wordpress.org/\">Learn WordPress</a> site after a new version of WordPress is released. It also makes updates to <a href=\"https://wordpress.org/support/\">HelpHub</a> and <a href=\"https://developer.wordpress.org/\">DevHub</a> more efficient.</p>\n\n\n\n<p>“If you need to schedule updates for published WordPress post/page/CPT without changing what’s already published (nor switching to draft), this is something we recently started using at the WordPress Docs Team and it’s a game changer,” contributor Milana Cap <a href=\"https://twitter.com/DjevaLoperka/status/1415003637278027776\">said</a>.</p>\n\n\n\n<p>Revisions Extended is currently being developed on GitHub. McKrill said it may be be submitted to the official plugin directory someday when it is more ready for that level of exposure.</p>\n\n\n\n<p>“It’s a possibility,” McKrill said. “There’s a bit more functionality I think should be added first, namely the ability to create updates in a ‘draft or ‘pending’ status to go alongside the current ‘future’ status. Adding it to the plugin directory would allow a lot more people to try it out and give feedback, but it might also greatly increase the support and maintenance burden. So that has to be part of the calculation when deciding if/when to add it.”</p>\n\n\n\n<p>McKrill believes Revisions Extended could be a useful addition to core but there is not currently an active plan to bring it into WordPress. </p>\n\n\n\n<p>“Something like this might get traction during Gutenberg Phase 3, which will focus on collaboration tools,” McKrill said.</p>\n\n\n\n<p>For now, those who are interested to use <a href=\"https://github.com/WordPress/revisions-extended\">Revisions Extended</a> can download it and/or contribute to its development on GitHub.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 23 Jul 2021 03:02:19 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:4;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:92:\"WPTavern: Gutenberg 11.1 Adds Drag-and-Drop Support for List View and Upgrades Block Borders\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120386\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:229:\"https://wptavern.com/gutenberg-11-1-adds-drag-and-drop-support-for-list-view-and-upgrades-block-borders?utm_source=rss&utm_medium=rss&utm_campaign=gutenberg-11-1-adds-drag-and-drop-support-for-list-view-and-upgrades-block-borders\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:6299:\"<p class=\"has-drop-cap\">The Gutenberg plugin continues to march forward. <a href=\"https://make.wordpress.org/core/2021/07/21/whats-new-in-gutenberg-11-1-0-21-july/\">Yesterday’s release</a>, coming merely a day after the launch of <a href=\"https://wptavern.com/wordpress-5-8-tatum-introduces-block-widgets-duotone-media-filters-new-emoji-support-and-more\">WordPress 5.8</a>, brings several new features and nearly three dozen bug fixes. The big-ticket items are drag-and-drop blocks in the list view and a much-needed upgrade for border support.</p>\n\n\n\n<p>Theme authors should enjoy the ability to control the Columns block’s stacking on mobile and some updated design controls for nav menus. While labeled an “enhancement,” themers should also check their designs against a breaking change to the <a href=\"https://github.com/WordPress/gutenberg/pull/33294\">RSS block’s updated styles</a>.</p>\n\n\n\n<h2>Drag and Drop Blocks in List View</h2>\n\n\n\n<img />Dragging a block around in list view.\n\n\n\n<p class=\"has-drop-cap\"><em>Drumroll, please.</em> The moment we — or at least many of us — have been waiting for has finally arrived. The editor’s list view has become a powerhouse for managing long documents with many blocks. Over the past dozen or so releases, the development team has continued to tack on necessary feature after necessary feature.</p>\n\n\n\n<p>In version 11.1, users can <a href=\"https://github.com/WordPress/gutenberg/pull/33320\">drag and drop blocks</a> from within the list view to order and organize content. However, users are not merely limited to moving things around within the list view itself. They can drag blocks from the list over into the content canvas and vice versa.</p>\n\n\n\n<p>I do not often use emoji, but sometimes I like to dole out a slow clap for a job well done. 👏 👏</p>\n\n\n\n<h2>Border Support</h2>\n\n\n\n<img />Adding a dashed border to a Group block.\n\n\n\n<p class=\"has-drop-cap\">I have already been having a bit of fun with the new border options. Lately, I have been in the holiday spirit because I was getting ahead and buying my Christmas tree in July (when you find the good deals). This inspired me to create a coupon code block pattern, and the Group block’s border support was perfect for this.</p>\n\n\n\n<p>Gutenberg 11.1 refines the <a href=\"https://github.com/WordPress/gutenberg/pull/31585\">user experience for border options</a>. The development team tightened the UI and placed the settings into logical groupings.</p>\n\n\n\n<p>Only the following core blocks have partial or complete border support:</p>\n\n\n\n<ul><li>Button</li><li>Group</li><li>Image</li><li>Search</li><li>Table</li></ul>\n\n\n\n<p>Users can also define individual corners with the border-radius option in this update. I would love to see the same treatment for the top, right, bottom, and left borders in the future. I also would not mind seeing a double-border style.</p>\n\n\n\n<h2>Columns Block: Stack on Mobile</h2>\n\n\n\n<img />Adding post metadata to an unstacked set of columns.\n\n\n\n<p class=\"has-drop-cap\">By default, individual Column blocks will stack on top of each other in mobile views. However, users <a href=\"https://github.com/WordPress/gutenberg/pull/31816\">can now disable this</a> via the parent Columns block on a case-by-case basis. This has also been one of the missing pieces for more layout control in block themes.</p>\n\n\n\n<p>One of the primary use cases for a Columns block that does not break on mobile devices is post metadata sections that should be inline. For example, theme authors often want to align the post author, date, and comments link in a single row below the post title.</p>\n\n\n\n<p>This toggle switch <em>sort of</em> moves us in that direction. However, it is a stopgap solution that does not afford theme designers the flexibility they are accustomed to with CSS (this is not generally a complicated affair).</p>\n\n\n\n<p>Before block themes and the site editor are rolled into core WordPress, theme developers will need fine-tuned responsive control over the Columns block and, perhaps, some type of row/inline/flex block to go along with it.</p>\n\n\n\n<p>Theme authors who need to target the Columns block based on whether mobile stacking is disabled can use the <code>.is-not-stacked-on-mobile</code> class.</p>\n\n\n\n<h2>Post Terms and Tag Clouds</h2>\n\n\n\n<img />Controlling the number of tags output.\n\n\n\n<p class=\"has-drop-cap\">The development team has crossed one of my months-long pet peeves off the list. In past releases of the plugin, the Post Terms block (variations of Post Tags and Post Categories) has displayed a pipe (<code>|</code>) separator between individual items by default. It now <a href=\"https://github.com/WordPress/gutenberg/pull/32812\">shows a comma</a>, followed by a space.</p>\n\n\n\n<p>Theme authors can change this in their block templates, and users can customize it from the editor. The setting is located under the “Advanced” tab in the block options sidebar.</p>\n\n\n\n<p>The Tag Cloud block got a small but much-needed upgrade. Users can now <a href=\"https://github.com/WordPress/gutenberg/pull/32201\">set a limit</a> on the number of tags to display. By default, it is set to show 45 tags.</p>\n\n\n\n<h2>Navigation Submenu Colors</h2>\n\n\n\n<img />\n\n\n\n<p class=\"has-drop-cap\">The Gutenberg development team added two new <a href=\"https://github.com/WordPress/gutenberg/pull/31149\">color options for the Navigation block</a>. Aside from its existing text and background colors, users can now change the text and background colors for submenu items.</p>\n\n\n\n<p>The Navigation block, while improved, still seems to be one of the trickiest pieces of the site-editing puzzle. It is trying to be the Jack of all trades, mastering few — if any — solutions. And, there is already a <a href=\"https://github.com/WordPress/gutenberg/issues/33278\">ticket gaining traction</a> that would allow users to stuff a wider range of inner blocks into it.</p>\n\n\n\n<p>But, we have submenu text and background colors, which is a win. Only, they are named “Overlay Text” and “Overlay Background.” I am unsure whether it works as part of the mobile responsive menu. Gutenberg seems to have once again failed to bundle its front-end navigation JavaScript.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 23 Jul 2021 02:03:50 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:5;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:65:\"WPTavern: Stockfish Contributors Sue ChessBase for GPL Violations\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120248\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:175:\"https://wptavern.com/stockfish-contributors-sue-chessbase-for-gpl-violations?utm_source=rss&utm_medium=rss&utm_campaign=stockfish-contributors-sue-chessbase-for-gpl-violations\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7065:\"<img />image credit: <a href=\"https://stocksnap.io/author/34749\">Sebastian Voortman</a>\n\n\n\n<p>A legal reckoning is brewing in the world of open source chess engines. Stockfish, a GPL-licensed chess engine widely recognized as <a href=\"https://en.wikipedia.org/wiki/Top_Chess_Engine_Championship#Tournament_results_%28TCEC%29\">one of the strongest</a> in the world, has <a href=\"https://stockfishchess.org/blog/2021/our-lawsuit-against-chessbase/\">filed a lawsuit against ChessBase</a>. The German-based company makes and sells chess software that relies heavily on the Stockfish engine, maintains a prominent chess news site, and runs a chess server for online games. </p>\n\n\n\n<p>Stockfish’s announcement, published this week on International Chess Day, claims that ChessBase has violated the GPL by not releasing the corresponding modifications of its products that are derivative works:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>We have come to realize that ChessBase concealed from their customers Stockfish as the true origin of key parts of their products. Indeed, few customers know they obtained a modified version of Stockfish when they paid for Fat Fritz 2 or Houdini 6 – both Stockfish derivatives – and they thus have good reason to be upset. ChessBase repeatedly violated central obligations of the GPL, which ensures that the user of the software is informed of their rights. These rights are explicit in the license and include access to the corresponding sources, and the right to reproduce, modify, and distribute GPLed programs royalty-free.</p></blockquote>\n\n\n\n<p>In 2020, Stockfish added support for NNUE (Efficiently Updatable Neural Networks). ChessBase’s Fat Fritz 2 product includes a neural network that the company has not released. Stockfish’s previous <a href=\"https://stockfishchess.org/blog/2021/statement-on-fat-fritz-2/\">statement on Fat Fritz 2</a> identifies these net weights as a derivative:</p>\n\n\n\n<p>“This chess engine is a Stockfish derivative, with a few lines of code modification (engine name, authors list and a few parameters), and a new set of NNUE net weights considered proprietary,” current Stockfish maintainer Joost VandeVondele said. “ChessBase’s communication on Fat Fritz 2, claiming originality where there is none, has <a href=\"https://twitter.com/tordr/status/1359428424255823875\">shocked our community</a>. Furthermore, the engine Fat Fritz 2 fails to convince on <a href=\"https://www.sp-cc.de/\">independent rating lists</a>, casting doubt on the usefulness of those modifications. Indeed, we feel that customers buying Fat Fritz 2 get very little added value for money. Claims to the contrary appear misleading.”</p>\n\n\n\n<p>The GPLv3 permits ChessBase to sell its chess engine but requires the company to make its modifications available, along with all information needed to build the program. Stockfish informed Albert Silver, author of the neural net in Fat Fritz 2, of the license violation, resulting in ChessBase releasing its C++ sources but not the net weights. “Obviously, we condemn the approach taken,” VandeVondele said.</p>\n\n\n\n<p>Stockfish contributors have been working with a certified <a href=\"https://www.jbb.de/\">copyright and media law attorney</a> in Germany to enforce their license and were able to force a recall of the Fat Fritz 2 DVD and the termination of the sales of Houdini 6. They are now pursuing the Termination clause of the GPL that would shut down ChessBase’s ability to distribute Stockfish in its products.</p>\n\n\n\n<p>“Due to Chessbase’s repeated license violations, leading developers of Stockfish have terminated their GPL license with ChessBase permanently,” the Stockfish team said in the most recent statement. “However, ChessBase is ignoring the fact that they no longer have the right to distribute Stockfish, modified or unmodified, as part of their products.”</p>\n\n\n\n<p>In a post titled, “<a href=\"https://lichess.org/blog/YCvy7xMAACIA8007/fat-fritz-2-is-a-rip-off\">Fat Fritz 2 is a rip-off,</a>” published earlier this year, the Stockfish, Leela Chess Zero, and Lichess teams called out the product as a Stockfish clone, repackaged with a different neural network and “<a href=\"https://github.com/official-stockfish/Stockfish/compare/550fed3343089357dc89ecf78ce8eb4b35bcab88...DanielUranga:faef72afbf10273ca8688a4ba1c7863426c93c6e\">minimal changes</a> that are neither innovative nor <a href=\"https://www.sp-cc.de/\">appear</a> to make the engine stronger.”</p>\n\n\n\n<p>“It is sad to see claims of innovation where there has been none, and claims of improvement in an engine that is weaker than its open-source origins,” the teams wrote. “It is also sad to see people appropriating the open-source work and effort of others and claiming it as their own.” </p>\n\n\n\n<p>Lichess, a free and open-source Internet chess server run by a non-profit organization that also <a href=\"https://lichess.org/blog/YOCx7hIAACUAgsUo/stockfish-14-has-arrived\">uses Stockfish as a critical part of its infrastructure</a>, has published multiple posts in support of Stockfish revoking ChessBase’s license to sell derivatives of the popular engine. Lichess also <a href=\"https://lichess.org/source\">publishes the source code</a> of everything they create using Stockfish so its users can see, modify, and redistribute it.</p>\n\n\n\n<p>Even if you’re not a connoisseur of chess drama, Lichess’ most recent <a href=\"https://lichess.org/blog/YPc7GREAACgAevs5/fat-fritz-is-not-the-only-ripoff-and-now-chessbase-is-getting-sued\">statement</a> of support for Stockfish identifies why this case is important to the greater open source community:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>Free open-source software offers <a href=\"https://www.gnu.org/philosophy/free-sw.en.html#four-freedoms\">essential freedoms</a> that benefit developers and users alike, and those freedoms should have been extended to users of Fat Fritz 1, 2, and Houdini. Failing that, free-software licenses are only meaningful if they are enforced, making this an important case not only for Stockfish, but also for the open source community as a whole. We are happy that the Stockfish developers have the will and means to take action.</p></blockquote>\n\n\n\n<p>Stockfish’s lawsuit may become an important landmark case for proving that the GPL can be enforced. It will also be interesting to see whether the courts regard the neural network weights that ChessBase trained as a derivative work that must be released as source code in order to be in compliance with the GPL. </p>\n\n\n\n<p>Stockfish has gained broad support from the project’s maintainers and developers who have stated they “have the evidence, the financial means, and the determination to bring this lawsuit to a successful end.” The team has promised to update their statement once the case makes progress.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 22 Jul 2021 04:30:45 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:6;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:63:\"WPTavern: The WordPress.org Block Pattern Directory Is Now Live\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120264\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:165:\"https://wptavern.com/the-wordpress-org-block-pattern-directory-now-live?utm_source=rss&utm_medium=rss&utm_campaign=the-wordpress-org-block-pattern-directory-now-live\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4519:\"<p class=\"has-drop-cap\">Yesterday, the <a href=\"https://wordpress.org/patterns/\">WordPress pattern directory</a> went live to the world as the development team behind it put the <a href=\"https://github.com/WordPress/pattern-directory/milestone/1?closed=1\">finishing touches</a> on the project. It will work similarly to the theme and plugin directories in time. Along with WordPress 5.8, users can browse and use block patterns directly from the post editor.</p>\n\n\n\n<p>Officially, the pattern directory shipped as part of the <a href=\"https://wptavern.com/wordpress-5-8-tatum-introduces-block-widgets-duotone-media-filters-new-emoji-support-and-more\">WordPress 5.8 release</a>. The Tavern did not include this in its coverage yesterday because it was still listed as an “in-progress” project until several hours later. The team was still wrapping up several issues yesterday for the initial launch.</p>\n\n\n\n<img />Pattern directory homepage.\n\n\n\n<p>The current patterns in the directory are a curated list of designs from over 20 volunteers. The team <a href=\"https://wptavern.com/open-invitation-to-contribute-to-the-wordpress-block-pattern-directory\">called upon the community</a> in early June, and it answered. To date, there are over 70 patterns across six categories to choose from:</p>\n\n\n\n<ul><li>Buttons</li><li>Columns</li><li>Gallery</li><li>Header</li><li>Images</li><li>Text</li></ul>\n\n\n\n<p>Thus far, translations are <a href=\"https://translate.wordpress.org/projects/patterns/core/\">complete for 12 languages</a>. Others are at varying completion percentages, but there are dozens more that are incomplete. This would be an easy entry point for anyone who wants to give something back to the WordPress project.</p>\n\n\n\n<p>I had a hand in building the <a href=\"https://wordpress.org/patterns/pattern/about-me-cards/\">About Me Cards</a> and <a href=\"https://wordpress.org/patterns/pattern/team-social-cards/\">Team Social Cards</a> patterns, but I cannot take all the credit. Kjell Reigstad and Mel Choyce-Dwan took my initial ideas and ran with them. It was a rewarding experience just peaking a bit into how other designers work. I only wish I could have put in more time during the initial submission window.</p>\n\n\n\n<ul><li class=\"blocks-gallery-item\"><img /></li><li class=\"blocks-gallery-item\"><img /></li></ul>About Me Columns (left) and Team Social Cards (right) patterns\n\n\n\n<p>I look forward to submitting more patterns when submissions are open to everyone, the project’s next phase.</p>\n\n\n\n<p>“Work is now beginning on the next milestone, which will enable patterns to be submitted by anyone, similar to the Theme and Plugin Directories,” wrote Kelly Choyce-Dwan <a href=\"https://make.wordpress.org/meta/2021/07/20/the-wordpress-pattern-directory-is-live/\">in the announcement</a>.</p>\n\n\n\n<p>I am excited to see where the overall community can take the directory. Submissions have been limited and held to a specific aesthetic that will not be universally appealing. It may be hard for some users to look beyond centuries-old artwork, flowers, and the current fling with offset columns to see how a specific layout would work for their site. For others, it is perfect.</p>\n\n\n\n<p>Even I struggle with this. I can see the structure beneath the default images and text, but I am not inspired to use most of the patterns because they simply do not fit my personal style. When selecting one, I want to feel like the designer was building something just for me. I suspect that will play a part in winning over more users and bringing some holdouts over to the block system.</p>\n\n\n\n<img />Gallery-categorized patterns.\n\n\n\n<p>One limitation of the pattern directory is the imagery. Now that services like Unsplash, Pexels, and Pixabay have put limitations on their licensing, it can be tough to find photos and artwork that meet the guidelines for submissions to WordPress.org. However, that could open up a bit with the potential integration of <a href=\"https://wptavern.com/openverse-why-this-project-is-good-for-wordpress-and-the-web\">Openverse</a>, formerly the Creative Commons search engine. Making it easier for pattern designers to find the perfect images to build out their visions would improve the overall quality.</p>\n\n\n\n<p>What will eventually make the pattern directory a worthwhile venture is when the best designers from the WordPress ecosystem step up and begin competing. I eagerly await a breadth of authors putting their own stylistic spin on submissions.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 21 Jul 2021 22:37:53 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:7;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:40:\"HeroPress: More Than Just Joost’s Wife\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://heropress.com/?post_type=heropress-essays&p=3965\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:126:\"https://heropress.com/essays/more-than-just-joosts-wife/#utm_source=rss&utm_medium=rss&utm_campaign=more-than-just-joosts-wife\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:18682:\"<img width=\"1024\" height=\"512\" src=\"https://heropress.com/wp-content/uploads/2022/07/071921-min.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Pull Quote: WordPress is the most inviting, equal community I know.\" /><p><a href=\"https://heropress.com/feed/#dutch\">Dit essay is ook beschikbaar in het Nederlands.</a></p>\n<p>My WordPress story is closely entangled with my Love story. Joost de Valk – my husband- led me to WordPress and the WordPress Community. And, while I love being Joost’s wife, I am much more than <b>just</b> Joost’s wife. My story on how I found my way in WordPress is also a story on how I stepped out of the shadows of Joost, without stepping away from (or on top of the toes of) my husband. It’s a story about my journey and my struggles in growing towards a leadership role. And, it’s a story about the wonderful inviting and inclusive world that WordPress is. But, there’s always room for some improvement!</p>\n<h3>The early days – Marieke before Yoast</h3>\n<p>I am extremely competitive and ambitious. Always have been. I was a highly competitive teenager, wanting to be the best at everything. I was president of the student council, editor of the school newspaper, and participated in debate clubs (that’s where I met Joost). After graduating high school (cum laude), I began studying Sociology and Communication Science. I obtained two bachelors and did a Masters in Sociology (all of it cum laude). And then, I decided to do my PhD in Criminology. I wrote my own research proposal and got funding to do my PhD. I was pretty keen on a scientific career. One year after I started my PhD I got pregnant…</p>\n<p>Joost and I were shocked by my pregnancy, but almost immediately decided that we wanted to have this baby. Joost quit his job and found a job closer to our home. This was his first job as an SEO consultant, a rather significant career move :-). He was working 4 days a week, as was I, which allowed us both to spend time and take care of our son Tycho. Joost and I got married.</p>\n<blockquote><p>The pregnancy changed me. And it changed how people looked at me.</p></blockquote>\n<p>All of a sudden, I wasn’t the high potential anymore. I was the girl that got pregnant during her PhD. I tried my best to prove that I could still do the same amount of work. But with a baby that was hardly sleeping and work piling up, I collapsed. I was diagnosed with burnout and depression. But I got better. I finished my PhD at a slightly slower pace. We decided that I wanted another baby and gave birth to our daughter Wende. I started to work as a teacher and a researcher. We had another son, Ravi. Yes, we really like children ;-). And Joost started his own business- Yoast.</p>\n<p>Joost was heavily involved in WordPress. His plugins had over one million users. He was speaking at all these conferences in the WordPress world and the SEO world. He was also doing consultancy. I helped him with his planning. I brainstormed with him about new business ideas. As of 2012, Joost started hiring people to work for him. He started working from an office. I helped with hiring. I did some research at Yoast. I liked being at the office. Thinking of ways to get a fun company culture.</p>\n<h3>Finding my place at Yoast</h3>\n<p>In 2013, I decided to join Yoast. I was having more fun at the Yoast offices than in my job as a teacher. It was a good decision, although it meant leaving my scientific career behind. That was hard. I started writing at Yoast. Writing about writing, about content SEO. I wrote an eBook, I launched Yoast Academy and I came up with the idea for a readability analysis within Yoast SEO. We had our fourth child, another son -Borre-, in 2015. At the same time I was doing a lot of work in setting up an inclusive and fun company culture for Yoast, inspired heavily by the WordPress community.</p>\n<p>At Yoast, I really was Joost’s wife for the first time. I felt that not everyone would take me seriously. People outside of Yoast often assumed that I was Joost’s assistant or his secretary. That never happened to me before. I struggled with those prejudices. My resume clearly showed that I had some brains, but some people did not seem to look beyond my marital status. People working within Yoast sometimes questioned my expertise too. Within Yoast, over time, that really changed. As I worked at Yoast for a longer period of time, people started to judge me on my track record within the company.</p>\n<h3>Taking a leadership role</h3>\n<p>In 2015, I started talking at conferences. At Yoast, I got my own team. I became a manager. A leader. That was new for me, uncomfortable even. Giving feedback, explaining to people what needed improvement or what I wanted different, that is challenging for me. Even today. I have a strong desire for people to like me. And, I was really insecure about my own skills. Who was I to tell people how to do their work? In my first years as a manager, I was super nervous whenever I needed to correct people. And, I often did not do that well. I was afraid of the confrontation, would postpone it and eventually addressed the issue when it had become this whole big thing. For everyone who worked with me and recognizes this: I am so sorry.</p>\n<blockquote><p>Over time, I got more comfortable and less insecure. I was more confident that I knew what I was doing.</p></blockquote>\n<p>Working hard and studying a lot pays off. I became an SEO expert. I felt comfortable talking about it on stage. As I became an expert in SEO and in marketing, it became more natural to give feedback or to ask coworkers to do something for me.</p>\n<p>I did a lot of the architecture of our company culture, our benefits and our HR plans.The WordPress community is well known for its diversity, for the openness and the acceptance. These are things that are really important within Yoast as well. Yoast breathes WordPress. Our core values are inspired by the WordPress community.</p>\n<h3>Becoming CEO in a big WordPress organisation</h3>\n<p><a href=\"https://heropress.com/wp-content/uploads/2022/07/image3-min.jpg\"><img class=\"alignright wp-image-3968\" src=\"https://heropress.com/wp-content/uploads/2022/07/image3-min.jpg\" alt=\"Marieke bhind a podium at WCEU\" width=\"500\" height=\"667\" /></a>In 2019, I became CEO of Yoast. Once again, I was faced with the prejudice of only getting the job because I am Joost’s wife. That threw me off my game a little bit. I felt like I had proved myself having enough capabilities to fill the role of CEO. I had founded Yoast Academy, written so many blog posts, talked at so many big conferences. I had designed the entire company culture and came up with a few really important product ideas. I didn’t feel like an imposter myself. I was shocked to find out that other people did see me as a puppet on a string.</p>\n<p>When I began as CEO, I was the only woman in our board and in our management team. I wanted to change that. I promised myself that I would change that. I began an inhouse coaching program for women that wanted to grow. And, we did our best to recruit more senior women. I succeeded.</p>\n<blockquote><p>Nowadays, half of our management team consists of women. The board of directors (5 people) now consists of 3 men and 2 women. We are getting there.</p></blockquote>\n<p>Also, we were trying our best to hire more people from traditionally underrepresented groups. We have a lot to learn and improve there. We launched a diversity fund to sponsor diversity at WordCamps.</p>\n<p>For me, having half of our management-team consisting of women seemed like something all companies are heading towards. However, being a CEO of a rather large WordPress company taught me otherwise. The number of women I encounter on my many partnership calls is really, really low. It often makes me uncomfortable being the only woman on a call yet again.</p>\n<p>WordPress is the most inviting, equal community I know. It’s the best! I know a lot of companies care about diversity. But that level of diversity is not yet reached at the level of management teams in WordPress companies. And that matters! Female leadership within WordPress means more than having women talk at WordCamps. We need to have more female leaders in WordPress companies as well. So, that’s my new mission ;-)!</p>\n<h3>What a place to work!</h3>\n<p>I love working in the WordPress world. I love working at Yoast. Most of the time, I enjoy being a leader, although I also struggle with the role. There’s a lot to gain in terms of diversity (and that’s more than gender of course) in the boardrooms of WordPress companies. And, although I struggle with being judged by my marital status, I wouldn’t dream of ever changing that. Joost has been a terrific ally in helping me with my struggles. We run Yoast together and we run our family together. I wouldn’t want it any other way.</p>\n<h1 id=\"dutch\">Meer dan de vrouw van Joost.</h1>\n<p>Mijn WordPress verhaal en mijn liefdesleven lopen flink in elkaar over. Joost de Valk- mijn man- is degene die mij kennis heeft laten maken met WordPress en de WordPress community. Ik hou ontzettend veel van mijn man en ik vind het fantastisch om met hem getrouwd te zijn. Tegelijkertijd ben ik meer dan alleen maar de vrouw van Joost. Mijn WordPress verhaal is een verhaal van hoe ik uit de schaduw van Joost ben gestapt, zonder op zijn tenen te gaan staan of hem te moeten verlaten. Het is ook een verhaal over de moeite die het me heeft gekost om een leiderschapsrol te pakken. En het is een verhaal over hoe mooi open en inclusief de WordPress community is. Maar dat er tegelijkertijd nog werk aan de winkel is.</p>\n<h3>Het begin: Marieke voor Yoast</h3>\n<p>Ik wil altijd de beste zijn. Ik ben super ambitieus. Dat is altijd al zo geweest. Als middelbare scholier was ik voorzitter van de leerlingenraad, eindredacteur van de schoolkrant en deed ik mee aan het Europees Jongeren Parlement (daar heb ik Joost ook ontmoet). Na het behalen van mijn VWO diploma (cum laude) heb ik Sociologie en Communicatiewetenschappen gestudeerd. Ik heb beide bachelors gedaan en de master in Sociologie (alles cum laude). Daarna wilde ik gaan promoveren in de Criminologie. Mijn onderzoeksvoorstel kreeg NWO-subsidie, mijn wetenschappelijke carrière stond in de startblokken. En toen raakte ik zwanger…</p>\n<p>Dat was flink schrikken voor Joost en voor mij. Toch besloten we eigenlijk direct dat we heel graag een kindje wilden. Joost zocht een nieuwe baan dichterbij huis. Een baan als SEO consultant, wat achteraf een belangrijke carrière-switch is gebleken. Joost en ik gingen beiden 4 dagen in de week werken en zorgden gezamenlijk voor onze zoon Tycho. Een paar jaar later trouwden we.</p>\n<blockquote><p>De zwangerschap en het moederschap was heftig voor mij. Ik veranderde erdoor.</p></blockquote>\n<p>Maar het veranderde ook heel erg hoe andere mensen mij zagen, hoe andere mensen mij benaderden. Ik was ineens dat meisje dat ongepland zwanger was geworden. Ik was niet meer dat meisje met die hoge cijfers die altijd alles ‘volgens het boekje’ deed. Ik werkte keihard om niet onder te doen voor mijn collega’s en probeerde hetzelfde werktempo aan te houden als voordat ik moeder werd. Dat lukte niet. Tycho sliep heel slecht en alle veranderingen braken me op. Ik kreeg een depressie en een flinke burnout. Maar ik herstelde daarvan. Ik besloot het wat rustiger aan te doen. Maar ik maakte mijn proefschrift wel af en Joost en ik kregen nog een kindje, een dochter, Wende. Ik ben op het HBO gaan werken als onderzoeker en docent. Daarna kregen we nog een kindje, onze zoon Ravi (ja, wij houden dus erg van kinderen). Joost begon voor zichzelf en startte Yoast.</p>\n<p>Joost was enorm betrokken bij WordPress. Al vanaf 2006. Zijn plugins hadden ondertussen miljoenen gebruikers. Hij sprak op allerlei conferenties, zowel in de WordPress wereld, maar ook in de SEO wereld, waar hij inmiddels een grote naam was geworden. Hij deed een heleboel consultancy werk. Ik hielp hem. Ik hielp hem met zijn planning, ik brainstormde met hem over nieuwe business ideeën. Vanaf 2012 begon Joost ook mensen aan te nemen en vanuit een kantoor te werken. Ik hielp met de sollicitaties, ik deed ook wat onderzoek bij Yoast en schreef wat posts. Ik vond het heel erg leuk om op kantoor te zijn en om de bedrijfscultuur vorm te geven.</p>\n<h3>Mijn plek bij Yoast vinden</h3>\n<p>Het werken bij Yoast was eigenlijk leuker dan mijn werk op het HBO. In 2013 besloot ik om echt fulltime bij Yoast te gaan werken. Dat betekende dus dat ik mijn wetenschappelijke carrière afbrak. Dat was best heftig. Maar bij Yoast ging ik iets doen wat ik altijd heel erg leuk heb gevonden. Ik begon met schrijven. Ik ging schrijven over ‘hoe moet je nou eigenlijk schrijven’ en deed veel onderzoek naar content SEO. Ik schreef een eBook, ik lanceerde Yoast Academy en ik bedacht de readability analyse voor Yoast SEO. Joost en ik kregen nog een zoon, Borre, in 2015. Bij Yoast was ik ook druk met het opzetten van een leuke en inclusieve bedrijfscultuur. Daarvoor is de WordPress community een enorme inspiratiebron geweest.</p>\n<p>Toen ik bij Yoast kwam werken, werd ik voor het eerst ook echt ‘Joost zijn vrouw’. Voor mijn gevoel werd ik niet door iedereen serieus genomen. Mensen buiten Yoast gingen er ontzettend vaak vanuit dat ik Joost zijn assistent was, of zijn secretaresse. Dat was me nooit eerder overkomen. Ik vond dat mega ingewikkeld. Uit mijn CV blijkt toch dat ik capaciteiten heb? Sommige mensen lijken niet verder te kijken dan mijn burgerlijke staat. Ook binnen Yoast overkwam het me dat mensen twijfelden aan mijn expertise. Dat is echt wel veranderd in de afgelopen tijd. Nu ik langer bij Yoast werk, beoordelen mensen me gewoon op het werk dat ik bij Yoast heb gedaan.</p>\n<h3>Een leiderschapsrol</h3>\n<p>Gaandeweg kreeg ik een grotere rol. Ik ging spreken op conferenties en ik werd manager van een eigen marketing team. Ik werd een leider. Dat vond ik spannend. Feedback geven of vertellen tegen mensen wat anders moet is iets wat ik ingewikkeld vind. Nog steeds. Ik wil gewoon graag dat mensen me aardig vinden. En, ik was lange tijd heel erg onzeker over mijn eigen capaciteiten. Wie was ik om mensen te vertellen hoe ze hun werk moesten doen? In die eerste jaren als een manager was ik echt heel onzeker als ik mensen feedback moet geven. Ik vond confrontaties vaak te moeilijk en ging die dan uit de weg. Dan liet ik dingen uit de hand lopen en was het heel groot geworden voordat ik de feedback besprak. Voor iedereen die met me heeft gewerkt en zich daarin herkent: super sorry!</p>\n<blockquote><p>Ik wende aan mijn leiderschapsrol en werd gaandeweg veel minder onzeker. Ik kreeg vertrouwen in mezelf, in mijn eigen capaciteiten.</p></blockquote>\n<p>Door mijn deep dive in content SEO ben ik ook echt een SEO expert geworden. Ik werd gevraagd voor allerlei talks. Daarmee werd het ook veel natuurlijker voor mij om feedback aan collega’s te geven.</p>\n<p>Een groot deel van de bedrijfscultuur, onze arbeidsvoorwaarden en onze HR plannen komen uit mijn koker. De dingen die belangrijk zijn voor WordPress: diversiteit, openheid en inclusiviteit zijn ook de dingen die belangrijk zijn voor ons bedrijf. Yoast ademt WordPress. Onze core values zijn heel erg geinspireerd op de waarden in de WordPress community.</p>\n<h3>CEO worden in een groot WordPress bedrijf</h3>\n<p><a href=\"https://heropress.com/wp-content/uploads/2022/07/image3-min.jpg\"><img /></a>En toen in 2019 werd ik CEO van Yoast. Wederom waren er mensen die zich afvroegen of ik die baan alleen had gekregen omdat ik Joost zijn vrouw ben. Dat kwetste me destijds. Ik had het idee dat ik me nu echt wel bewezen had. Ik had Yoast Academy gelanceerd, zoveel blog posts geschreven en op ontelbare conferenties gesproken. Ik ben verantwoordelijk voor de gehele bedrijfscultuur en ik heb ook een heel aantal belangrijke productideeën geïnitieerd. Ik had zelf geeneens meer last van een imposter syndroom en toch hadden mensen het idee dat ik een soort marionet van Joost zou zijn. Dat was even een tegenvaller.</p>\n<p>Maargoed, ik begon aan de taak als CEO en had al snel een extra missie te pakken. Toen ik CEO werd in 2019 was ik de enige vrouw in de directie van Yoast en ook de enige vrouw is ons MT. Ik wilde dat veranderen. Ik begon een inhouse coachingsprogramma voor vrouwen bij Yoast – het empowerwoment-project. Maar we gingen ook beter ons best doen in ons sollicitatieproces. En dat heeft echt gewerkt! We hebben nu 2 vrouwen in onze directie en de helft van ons MT bestaat uit vrouwen. Er is meer werk aan de winkel wat betreft het aannemen van mensen uit traditioneel onder gepresenteerde groepen. Daar moeten we bij Yoast nog meer mee aan de slag! In de WordPress wereld hebben we het diversity fund geïnitieerd wat voor nog meer diversiteit op WordCamps en in de WordPress community moet zorgen.</p>\n<p>Ik was altijd onder de indruk dat het belang dat wij bij Yoast aan diversiteit hangen iets is dat alle WordPress bedrijven onderschrijven. En misschien is dat wel zo, maar dat zie ik niet terug in de meeste boardrooms. Nu ik CEO van een groot WordPress bedrijf ben, merk ik dat ik heel vaak de enige vrouw in de vergadering ben. Dat vind ik nog steeds lastig. Ik voel me erg ‘anders’.</p>\n<p>WordPress is zo’n ontzettende open, uitnodigende cultuur om in te werken voor vrouwen. En ik weet dat heel veel bedrijven het belang van diversiteit zien en belangrijk vinden. Leiderschap door vrouwen betekent echter wel meer dan alleen veel vrouwelijke sprekers op WordCamps. We hebben die directeuren ook nodig! Dus dat wordt nu mijn nieuwe missie :-).</p>\n<h3>Zo’n gave plek om te werken!</h3>\n<p>Het is zo gaaf om met WordPress te werken! Het is geweldig om met de WordPress mensen te werken! En het is echt fantastisch om bij Yoast te werken! En ik vind het meestal ook heel leuk om een leider in de WordPress wereld te zijn, hoewel ik het ook vaak moeilijk vindt. Er is nog veel te verbeteren in die boardrooms van al die grote WordPress bedrijven en daar wordt ik enthousiast van!</p>\n<p>En, hoewel het getrouwd zijn met Joost soms iets is waar ik soms wat mee worstel, zou ik het echt niet anders willen. Joost is mijn bondgenoot en heeft mij zo geholpen met alle stappen in mijn carrière. Samen met hem run ik Yoast, samen met hem run ik ons fantastische gezin. I wouldn’t want it any other way!</p>\n<p>The post <a rel=\"nofollow\" href=\"https://heropress.com/essays/more-than-just-joosts-wife/\">More Than Just Joost’s Wife</a> appeared first on <a rel=\"nofollow\" href=\"https://heropress.com\">HeroPress</a>.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 21 Jul 2021 06:00:06 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:19:\"Marieke van de Rakt\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:8;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:64:\"WPTavern: BuddyPress 9.0.0 Transforms Legacy Widgets Into Blocks\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120209\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:173:\"https://wptavern.com/buddypress-9-0-0-transforms-legacy-widgets-into-blocks?utm_source=rss&utm_medium=rss&utm_campaign=buddypress-9-0-0-transforms-legacy-widgets-into-blocks\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:2305:\"<p><a href=\"https://buddypress.org/2021/07/buddypress-9-0-0-mico/\">BuddyPress 9.0</a> was released one day before <a href=\"https://wptavern.com/wordpress-5-8-tatum-introduces-block-widgets-duotone-media-filters-new-emoji-support-and-more\">WordPress 5.8</a>. As all major BuddyPress releases are named for pizza joints, this one has been dubbed “Mico” in honor of Pizzéria Chez Mico, a small restaurant on the French riviera, where you just may find capers and anchovies on your pie.</p>\n\n\n\n<p>This short release cycle was laser focused on getting all of the BP component widgets ready to be used as blocks to ensure that they work with WordPress 5.8’s new block widgets experience. BuddyPress 9.0 introduces 10 new BuddyPress blocks to be used in place of the legacy widgets.</p>\n\n\n\n<div class=\"wp-block-image\"><img />New BuddyPress Blocks in 9.0.0</div>\n\n\n\n<p>This release also enables users to transform legacy widgets into a block with two clicks, while preserving all of their settings and automatically importing them. The availability of these new blocks is an important milestone that BP contributing developer David Cavins said is “the first step toward the progressive retirement” of BuddyPress widgets.</p>\n\n\n\n<p>All this functionality that used to only be available in widgetized areas can now easily be used as blocks inside content areas. The blocks vastly expand BuddyPress’ flexibility, enabling site owners to do many things that used to require custom development. Designing unique landing pages for communities is now easier than it has ever been.</p>\n\n\n\n<p>“My coworkers are pretty excited to have these new BP blocks,” Cavins said during a chat in the BuddyPress development channel on Slack. “For instance, with the login form block, you can pretty well replace login form customization plugins and put the form in your landing page with ease.”</p>\n\n\n\n<p>The release also includes a new Sitewide Notices endpoint for the BP REST API that will enable site admins to create, edit, or delete notices and let users fetch the active notice. For a full list of the improvements and bug fixes included in 9.0.0, check out the <a href=\"https://codex.buddypress.org/releases/version-9-0-0/\">release notes</a> in the codex.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 21 Jul 2021 02:56:01 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:9;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:112:\"WPTavern: WordPress 5.8 “Tatum” Introduces Block Widgets, Duotone Media Filters, New Emoji Support, and More\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120192\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:251:\"https://wptavern.com/wordpress-5-8-tatum-introduces-block-widgets-duotone-media-filters-new-emoji-support-and-more?utm_source=rss&utm_medium=rss&utm_campaign=wordpress-5-8-tatum-introduces-block-widgets-duotone-media-filters-new-emoji-support-and-more\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7541:\"<p class=\"has-drop-cap\">WordPress 5.8 “Tatum,” named in honor of jazz pianist <a href=\"https://en.wikipedia.org/wiki/Art_Tatum\">Art Tatum</a>, <a href=\"https://wordpress.org/news/2021/07/tatum/\">landed earlier today</a>. It is the second major release in 2021. It includes duotone media filters, block-based widgets, theme-related blocks, template editing, and theme JSON file support.</p>\n\n\n\n<p>The release also ships tons of other notable features, such as <a href=\"https://wptavern.com/wordpress-5-8-adds-support-for-new-emoji-introduced-in-twemoji-13-1-0\">support for new Emoji</a> and an <a href=\"https://wptavern.com/no-more-accidental-custom-plugin-overrides-wordpress-5-8-to-allow-developers-to-set-plugin-hostname\">Update URI field</a> for plugin authors to offer custom updates. The latest update also <a href=\"https://wptavern.com/wordpress-to-drop-support-for-ie11-in-upcoming-5-8-or-5-9-release\">drops support for IE11</a>, saying goodbye to the era of Internet Explorer.</p>\n\n\n\n<p>Matt Mullenweg led the WordPress 5.8 release, which saw contributions from 530 volunteers. The entire release team closed 320 Trac tickets and over 1,500 GitHub pull requests.</p>\n\n\n\n<p>The official release squad members were:</p>\n\n\n\n<ul><li>Release Co-Coordinator: Jeffrey Paul</li><li>Release Co-Coordinator: Jonathan Desrosiers</li><li>Editor Tech Lead: Riad Benguella</li><li>Marketing and Communications Lead: Josepha Haden Chomphosy</li><li>Documentation Lead: Milana Cap</li><li>Test Lead: Piotrek Boniu</li><li>Support Lead: Mary Job</li></ul>\n\n\n\n<h2>Duotone and Media Improvements</h2>\n\n\n\n<img />Duotone filter + gradient overlay on a Cover block.<br />\n\n\n\n<p class=\"has-drop-cap\">The Image and Cover blocks received a <a href=\"https://wptavern.com/duotone-filters-wordpress-5-8-puts-a-powerful-image-editing-tool-into-users-hands\">new duotone feature</a>. It is a filter that allows users to lay two colors over their media, creating unique effects. The colors overwrite the shadows and highlights of the image or video. Users can use WordPress’s defaults, theme-defined colors, or create their own mixes.</p>\n\n\n\n<p>WordPress 5.8 also introduces several <a href=\"https://wptavern.com/wordpress-5-8-media-library-changes-you-should-know-about\">upgrades to the media library</a>. The development team replaced infinite scrolling with a “load more” button, improving the experience for screen-reader and keyboard users. End-users can now copy media file URLs from the Add New media screen.</p>\n\n\n\n<p>The latest release offers <a href=\"https://wptavern.com/wordpress-5-8-introduces-support-for-webp-images\">WebP image format</a> support for the first time, and developers have a new <code>image_editor_output_format</code> filter hook to fine-tune the experience.</p>\n\n\n\n<h2>Block Widgets</h2>\n\n\n\n<img />Widgets screen with a Gallery block in the Footer sidebar.<br />\n\n\n\n<p class=\"has-drop-cap\">For the first time since the block system launched with WordPress 5.0 nearly three years ago, blocks are no longer confined to the post content editor. Users can now use them <a href=\"https://wptavern.com/diving-into-wordpress-5-8s-new-widgets-screen\">in any available sidebar</a>. This is a stepping stone in the Full Site Editing experience that will eventually lead to block themes and the site editor. In the meantime, it is a way for users to begin trying out blocks in new ways.</p>\n\n\n\n<p>However, those experiences may vary, depending on the active theme. Some older projects may not hold up well with this system. Authors may need to opt-out of the feature. Users who do not want to use block widgets or run into trouble can install the <a href=\"https://wptavern.com/classic-widgets-plugin-disables-wordpress-5-8s-upcoming-block-based-widgets-system\">Classic Widgets plugin</a>.</p>\n\n\n\n<h2>Query Loop and Theme Blocks</h2>\n\n\n\n<img />Query Loop pattern inserter: carousel view.\n\n\n\n<p class=\"has-drop-cap\">The power to create lists, grids, and other designs around a group of posts has long been solely in the wheelhouse of developers. Users had to rely on their themes or specialized plugins to make such changes. This is no longer the case. Users will have the power to create almost any type of post list they want from now and far into the future with the <a href=\"https://wptavern.com/query-loop-the-ins-and-outs-of-one-of-wordpress-5-8s-most-powerful-features\">Query Loop block</a>.</p>\n\n\n\n<p>And, this is just the beginning. WordPress 5.8’s new block is merely an introduction to what will eventually be one of the foundational elements to Full Site Editing in the coming years. As more and more blocks continue to mature, users and theme authors will continue building all sorts of layouts from this simple starting point.</p>\n\n\n\n<p>The Query Loop block will also be the first introduction of the pattern inserter to many users. This is a new tool that allows users to scroll through block patterns, choose one, and customize. In the future, it will become a more prominent feature.</p>\n\n\n\n<p>Inserting lists of posts is just scratching the surface. WordPress 5.8 ships a new “Theme” category of blocks for users to play around with. Many of these are primarily for use within the Query Loop, such as the <a href=\"https://wptavern.com/wordpress-5-8-beta-1-released-new-blocks-new-widgets-screen-and-pattern-directory-on-deck\">Post* blocks</a>. However, others like Site Title and Site Tagline will be handy in the template editor.</p>\n\n\n\n<h2>Template Editor</h2>\n\n\n\n<img />Creating a custom landing page template.\n\n\n\n<p class=\"has-drop-cap\">The new <a href=\"https://wptavern.com/getting-to-know-the-upcoming-wordpress-5-8-template-editor\">template editor</a> provides users with a method of creating reusable templates. And, they do not need a 100% block theme to do it. The feature opens an overlay from the content-editing screen for users to customize their page header, footer, and everything in between.</p>\n\n\n\n<p>This is essentially a scaled-back version of the upcoming site editor. With 5.8, its primary use case will be for creating custom landing pages. It is a lot of power in the hands of the average user. And, it helps WordPress inch closer to its goal of not only democratizing publishing but also design.</p>\n\n\n\n<p><em>The downside to this feature?</em> It is currently opt-in. The active theme must declare support for users to access it. Many will not see it until developers submit updates.</p>\n\n\n\n<h2>Developers: theme.json Support</h2>\n\n\n\n<img />Real-world theme.json file.\n\n\n\n<p class=\"has-drop-cap\">WordPress 5.8 lets theme authors begin tapping into global styles and settings configuration via the new <a href=\"https://wptavern.com/fse-outreach-round-8-a-developer-centric-call-for-testing-theme-json-configuration\"><code>theme.json</code> system</a>. In the coming years, this will be the foundation of how themers build their projects.</p>\n\n\n\n<p>Essentially, the new file is a bridge between themes, WordPress, and users, a standardized method of communication that puts them all on the same page. Theme authors define which settings it supports and its default styles. WordPress reflects these via the editing interfaces and on the front end. And, users can overwrite them on a per-block basis or, eventually, through the Global Styles feature.</p>\n\n\n\n<p>Right now, it is an opt-in feature that both traditional and block themes can utilize. Themers will want to start moving their projects over to using it now that WordPress 5.8 is on the doorstep.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 20 Jul 2021 19:56:02 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:10;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:39:\"WordPress.org blog: WordPress 5.8 Tatum\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10976\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:41:\"https://wordpress.org/news/2021/07/tatum/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:48364:\"<div class=\"wp-block-spacer\"></div>\n\n\n\n<img width=\"632\" height=\"422\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/07/5x8-Album-1.jpg?resize=632%2C422&ssl=1\" alt=\"\" class=\"wp-image-11042\" />\n\n\n\n<p>Introducing 5.8 “Tatum”, our latest and greatest release now available for <a href=\"https://wordpress.org/download/\">download</a> or update in your dashboard. Named in honor of Art Tatum, the legendary Jazz pianist. His formidable technique and willingness to push boundaries inspired musicians and changed what people thought could be done. </p>\n\n\n\n<p>So fire up your music service of choice and enjoy Tatum’s famous recordings of ‘Tea for Two’, ‘Tiger Rag’, ‘Begin the Beguine’, and ‘Night and Day’ as you read about what the latest WordPress version brings to you.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2 class=\"has-text-align-center\">Three Essential Powerhouses</h2>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><img width=\"632\" height=\"474\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-widgets-blocks.png?resize=632%2C474&ssl=1\" alt=\"\" class=\"wp-image-10985\" /></li><li class=\"blocks-gallery-item\"><img width=\"632\" height=\"501\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-query-loop.png?resize=632%2C501&ssl=1\" alt=\"\" class=\"wp-image-10986\" /></li><li class=\"blocks-gallery-item\"><img width=\"632\" height=\"411\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-template.png?resize=632%2C411&ssl=1\" alt=\"\" class=\"wp-image-10987\" /></li></ul>\n\n\n\n<h3>Manage Widgets with Blocks</h3>\n\n\n\n<p>After months of hard work, the power of blocks has come to both the Block Widgets Editor and the Customizer. Now you can add blocks both in widget areas across your site and with live preview through the Customizer. This opens up new possibilities to create content: from no-code mini layouts to the vast library of core and third-party blocks. For our developers, you can find more details in the <a href=\"https://make.wordpress.org/core/2021/06/29/block-based-widgets-editor-in-wordpress-5-8/\">Widgets dev note</a>.</p>\n\n\n\n<h3>Display Posts with New Blocks and Patterns</h3>\n\n\n\n<p>The Query Loop Block makes it possible to display posts based on specified parameters; like a PHP loop without the code. Easily display posts from a specific category, to do things like create a portfolio or a page full of your favorite recipes. Think of it as a more complex and powerful Latest Posts Block! Plus, pattern suggestions make it easier than ever to create a list of posts with the design you want.</p>\n\n\n\n<h3>Edit the Templates Around Posts</h3>\n\n\n\n<p>You can use the familiar block editor to edit templates that hold your content—simply activate a block theme or a theme that has opted in for this feature. Switch from editing your posts to editing your pages and back again, all while using a familiar block editor. There are more than 20 new blocks available within compatible themes. Read more about this feature and how to experiment with it in the release notes.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2 class=\"has-text-align-center\">Three Workflow Helpers</h2>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><img width=\"632\" height=\"496\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-list-view.png?resize=632%2C496&ssl=1\" alt=\"\" class=\"wp-image-10988\" /></li><li class=\"blocks-gallery-item\"><img width=\"632\" height=\"343\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-pattern-suggestions.png?resize=632%2C343&ssl=1\" alt=\"\" class=\"wp-image-10989\" /></li><li class=\"blocks-gallery-item\"><img width=\"632\" height=\"517\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/07/about-duotone.png?resize=632%2C517&ssl=1\" alt=\"\" class=\"wp-image-10990\" /></li></ul>\n\n\n\n<h3>Overview of the Page Structure</h3>\n\n\n\n<p>Sometimes you need a simple landing page, but sometimes you need something a little more robust. As blocks increase, patterns emerge, and content creation gets easier, new solutions are needed to make complex content easy to navigate. List View is the best way to jump between layers of content and nested blocks. Since the List View gives you an overview of all the blocks in your content, you can now navigate quickly to the precise block you need. Ready to focus completely on your content? Toggle it on or off to suit your workflow.</p>\n\n\n\n<h3>Suggested Patterns for Blocks</h3>\n\n\n\n<p>Starting in this release the Pattern Transformations tool will suggest block patterns based on the block you are using. Right now, you can give it a try in the Query Block and Social Icon Block. As more patterns are added, you will be able to get inspiration for how to style your site without ever leaving the editor!</p>\n\n\n\n<h3>Style and Colorize Images</h3>\n\n\n\n<p>Colorize your image and cover blocks with duotone filters! Duotone can add a pop of color to your designs and style your images (or videos in the cover block) to integrate well with your themes. You can think of the duotone effect as a black and white filter, but instead of the shadows being black and the highlights being white, you pick your own colors for the shadows and highlights. There’s more to learn about how it works in the documentation.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2 class=\"has-text-align-center\">For Developers to Explore</h2>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<img width=\"632\" height=\"378\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=632%2C378&ssl=1\" alt=\"\" class=\"wp-image-10992\" />\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h3>Theme.json</h3>\n\n\n\n<p>Introducing the Global Styles and Global Settings APIs: control the editor settings, available customization tools, and style blocks using a theme.json file in the active theme. This configuration file enables or disables features and sets default styles for both a website and blocks. If you build themes, you can experiment with this early iteration of a useful new feature. For more about what is currently available and how it works, <a href=\"https://make.wordpress.org/core/2021/06/25/introducing-theme-json-in-wordpress-5-8/\">check out this dev note</a>.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<h3>Dropping support for IE11</h3>\n\n\n\n<p>Support for Internet Explorer 11 has been dropped as of this release. This means you may have issues managing your site that will not be fixed in the future. If you are currently using IE11, it is strongly recommended that you <a href=\"https://browsehappy.com/\">switch to a more modern browser</a>.</p>\n</div>\n\n\n\n<div class=\"wp-block-column\">\n<h3>Adding support for WebP</h3>\n\n\n\n<p>WebP is a modern image format that provides improved lossless and lossy compression for images on the web. WebP images are around 30% smaller on average than their JPEG or PNG equivalents, resulting in sites that are faster and use less bandwidth.</p>\n</div>\n</div>\n\n\n\n<h3>Adding Additional Block Supports</h3>\n\n\n\n<p>Expanding on previously implemented block supports in WordPress <a href=\"https://make.wordpress.org/core/2020/11/18/block-supports-in-wordpress-5-6/\">5.6</a> and <a href=\"https://make.wordpress.org/core/2021/02/24/changes-to-block-editor-components-and-blocks/\">5.7</a>, WordPress 5.8 introduces several new block support flags and new options to customize your registered blocks. More information is available in the <a href=\"https://make.wordpress.org/core/2021/06/25/block-supports-api-updates-for-wordpress-5-8/\">block supports dev note</a>.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h3>Check the Field Guide for more!</h3>\n\n\n\n<p>Check out the latest version of the WordPress Field Guide. It highlights developer notes for each change you may want to be aware of: <a href=\"https://make.wordpress.org/core/2021/07/03/wordpress-5-8-field-guide/\">WordPress 5.8 Field Guide.</a></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>The Squad</h2>\n\n\n\n<p>The WordPress 5.8 release was led by <a href=\"https://profiles.wordpress.org/matt/\">Matt Mullenweg</a>, and supported by this highly enthusiastic release squad:</p>\n\n\n\n<ul><li><strong>Release Co-Coordinator:</strong> Jeffrey Paul (<a href=\"https://profiles.wordpress.org/jeffpaul/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>jeffpaul</a>)</li><li><strong>Release Co-Coordinator:</strong> Jonathan Desrosiers (<a href=\"https://profiles.wordpress.org/desrosj/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>desrosj</a>)</li><li><strong>Editor Tech Lead:</strong> Riad Benguella (<a href=\"https://profiles.wordpress.org/youknowriad/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>youknowriad</a>)</li><li><strong>Marketing and Communications Lead:</strong> Josepha Haden Chomphosy (<a href=\"https://profiles.wordpress.org/chanthaboune/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>chanthaboune</a>)</li><li><strong>Documentation Lead:</strong> Milana Cap (<a href=\"https://profiles.wordpress.org/milana_cap/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>milana_cap</a>)</li><li><strong>Test Lead:</strong> Piotrek Boniu (<a href=\"https://profiles.wordpress.org/boniu91/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>boniu91</a>)</li><li><strong>Support Lead: </strong>Mary Job (<a href=\"https://profiles.wordpress.org/mariaojob/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>mariaojob</a>)</li></ul>\n\n\n\n<p>This release is the reflection of the hard work of 530 generous volunteer contributors. Collaboration occurred on over <a href=\"https://core.trac.wordpress.org/query?milestone=5.8&group=component&col=id&col=summary&col=milestone&col=owner&col=type&col=status&col=priority&order=priority\">320 tickets on Trac</a> and over <a href=\"https://github.com/wordpress/gutenberg/compare/v10.0.0...v10.7.0\">1,500 pull requests on GitHub</a>.</p>\n\n\n\n<a href=\"https://profiles.wordpress.org/5ubliminal/\">5ubliminal</a>, <a href=\"https://profiles.wordpress.org/ninetyninew/\">99w</a>, <a href=\"https://profiles.wordpress.org/9primus/\">9primus</a>, <a href=\"https://profiles.wordpress.org/jorbin/\">Aaron Jorbin</a>, <a href=\"https://profiles.wordpress.org/aaronrobertshaw/\">aaronrobertshaw</a>, <a href=\"https://profiles.wordpress.org/abderrahman/\">abderrahman</a>, <a href=\"https://profiles.wordpress.org/webcommsat/\">Abha Thakor</a>, <a href=\"https://profiles.wordpress.org/abhijitrakas/\">Abhijit Rakas</a>, <a href=\"https://profiles.wordpress.org/achbed/\">achbed</a>, <a href=\"https://profiles.wordpress.org/adamsilverstein/\">Adam Silverstein</a>, <a href=\"https://profiles.wordpress.org/zieladam/\">Adam Zielinski</a>, <a href=\"https://profiles.wordpress.org/addiestavlo/\">Addie</a>, <a href=\"https://profiles.wordpress.org/aduth/\">aduth</a>, <a href=\"https://profiles.wordpress.org/chaion07/\">Ahmed Chaion</a>, <a href=\"https://profiles.wordpress.org/engahmeds3ed/\">Ahmed Saeed</a>, <a href=\"https://profiles.wordpress.org/ajitbohra/\">Ajit Bohra</a>, <a href=\"https://profiles.wordpress.org/schlessera/\">Alain Schlesser</a>, <a href=\"https://profiles.wordpress.org/alanjacobmathew/\">Alan Jacob Mathew</a>, <a href=\"https://profiles.wordpress.org/aljullu/\">Albert Juhé Lluveras</a>, <a href=\"https://profiles.wordpress.org/aleperez92/\">Alejandro Perez</a>, <a href=\"https://profiles.wordpress.org/xknown/\">Alex Concha</a>, <a href=\"https://profiles.wordpress.org/akirk/\">Alex Kirk</a>, <a href=\"https://profiles.wordpress.org/ajlende/\">Alex Lende</a>, <a href=\"https://profiles.wordpress.org/alexstine/\">alexstine</a>, <a href=\"https://profiles.wordpress.org/firewatch/\">allilevine</a>, <a href=\"https://profiles.wordpress.org/amandariu/\">Amanda Riu</a>, <a href=\"https://profiles.wordpress.org/amarinediary/\">amarinediary</a>, <a href=\"https://profiles.wordpress.org/gadgetroid/\">Amogh Harish</a>, <a href=\"https://profiles.wordpress.org/afercia/\">Andrea Fercia</a>, <a href=\"https://profiles.wordpress.org/andraganescu/\">Andrei Draganescu</a>, <a href=\"https://profiles.wordpress.org/azaozz/\">Andrew Ozz</a>, <a href=\"https://profiles.wordpress.org/andrewserong/\">Andrew Serong</a>, <a href=\"https://profiles.wordpress.org/rarst/\">Andrey \"Rarst\" Savchenko</a>, <a href=\"https://profiles.wordpress.org/nosolosw/\">André Maneiro</a>, <a href=\"https://profiles.wordpress.org/afragen/\">Andy Fragen</a>, <a href=\"https://profiles.wordpress.org/apeatling/\">Andy Peatling</a>, <a href=\"https://profiles.wordpress.org/andy/\">Andy Skelton</a>, <a href=\"https://profiles.wordpress.org/wpgurudev/\">Ankit Gade</a>, <a href=\"https://profiles.wordpress.org/annalamprou/\">annalamprou</a>, <a href=\"https://profiles.wordpress.org/annezazu/\">Anne McCarthy</a>, <a href=\"https://profiles.wordpress.org/anotherdave/\">anotherdave</a>, <a href=\"https://profiles.wordpress.org/anotia/\">anotia</a>, <a href=\"https://profiles.wordpress.org/antpb/\">Anthony Burchell</a>, <a href=\"https://profiles.wordpress.org/antonlukin/\">Anton Lukin</a>, <a href=\"https://profiles.wordpress.org/vanyukov/\">Anton Vanyukov</a>, <a href=\"https://profiles.wordpress.org/antonisme/\">Antonis Lilis</a>, <a href=\"https://profiles.wordpress.org/apedog/\">apedog</a>, <a href=\"https://profiles.wordpress.org/apokalyptik/\">apokalyptik</a>, <a href=\"https://profiles.wordpress.org/arena/\">arena</a>, <a href=\"https://profiles.wordpress.org/lephleg/\">Argyris Margaritis</a>, <a href=\"https://profiles.wordpress.org/aristath/\">Ari Stathopoulos</a>, <a href=\"https://profiles.wordpress.org/ariskataoka/\">ariskataoka</a>, <a href=\"https://profiles.wordpress.org/arkrs/\">arkrs</a>, <a href=\"https://profiles.wordpress.org/aruphi/\">Armand</a>, <a href=\"https://profiles.wordpress.org/arnaudban/\">ArnaudBan</a>, <a href=\"https://profiles.wordpress.org/arthur791004/\">Arthur Chu</a>, <a href=\"https://profiles.wordpress.org/arunsathiya/\">Arun a11n</a>, <a href=\"https://profiles.wordpress.org/aspexi/\">Aspexi</a>, <a href=\"https://profiles.wordpress.org/atjn/\">atjn</a>, <a href=\"https://profiles.wordpress.org/aurooba/\">Aurooba Ahmed</a>, <a href=\"https://profiles.wordpress.org/filosofo/\">Austin Matzko</a>, <a href=\"https://profiles.wordpress.org/ayeshrajans/\">Ayesh Karunaratne</a>, <a href=\"https://profiles.wordpress.org/barry/\">Barry</a>, <a href=\"https://profiles.wordpress.org/bartkalisz/\">bartkalisz</a>, <a href=\"https://profiles.wordpress.org/beafialho/\">Beatriz Fialho</a>, <a href=\"https://profiles.wordpress.org/pixolin/\">Bego Mario Garde</a>, <a href=\"https://profiles.wordpress.org/utz119/\">Benachi</a>, <a href=\"https://profiles.wordpress.org/benoitchantre/\">Benoit Chantre</a>, <a href=\"https://profiles.wordpress.org/bernhard reiter/\">Bernhard Reiter</a>, <a href=\"https://profiles.wordpress.org/bernhard-reiter/\">Bernhard Reiter</a>, <a href=\"https://profiles.wordpress.org/birgire/\">Birgir Erlendsson (birgire)</a>, <a href=\"https://profiles.wordpress.org/bph/\">Birgit Pauli-Haack</a>, <a href=\"https://profiles.wordpress.org/blobfolio/\">Blobfolio</a>, <a href=\"https://profiles.wordpress.org/bmcculley/\">bmcculley</a>, <a href=\"https://profiles.wordpress.org/boblinthorst/\">Bob Linthorst</a>, <a href=\"https://profiles.wordpress.org/bobbingwide/\">bobbingwide</a>, <a href=\"https://profiles.wordpress.org/bogdanpreda/\">Bogdan Preda</a>, <a href=\"https://profiles.wordpress.org/gitlost/\">bonger</a>, <a href=\"https://profiles.wordpress.org/boonebgorges/\">Boone Gorges</a>, <a href=\"https://profiles.wordpress.org/bradt/\">Brad Touesnard</a>, <a href=\"https://profiles.wordpress.org/kraftbj/\">Brandon Kraft</a>, <a href=\"https://profiles.wordpress.org/brechtvds/\">Brecht</a>, <a href=\"https://profiles.wordpress.org/brentswisher/\">Brent Swisher</a>, <a href=\"https://profiles.wordpress.org/brettshumaker/\">Brett Shumaker</a>, <a href=\"https://profiles.wordpress.org/ribaricplusplus/\">Bruno Ribaric</a>, <a href=\"https://profiles.wordpress.org/burhandodhy/\">Burhan Nasir</a>, <a href=\"https://profiles.wordpress.org/cameronjonesweb/\">Cameron Jones</a>, <a href=\"https://profiles.wordpress.org/cvoell/\">Cameron Voell</a>, <a href=\"https://profiles.wordpress.org/carike/\">Carike</a>, <a href=\"https://profiles.wordpress.org/carlalexander/\">Carl Alexander</a>, <a href=\"https://profiles.wordpress.org/carlomanf/\">carlomanf</a>, <a href=\"https://profiles.wordpress.org/carlosgprim/\">carlosgprim</a>, <a href=\"https://profiles.wordpress.org/poena/\">Carolina Nymark</a>, <a href=\"https://profiles.wordpress.org/caseymilne/\">Casey Milne</a>, <a href=\"https://profiles.wordpress.org/cenay/\">Cenay Nailor</a>, <a href=\"https://profiles.wordpress.org/ceyhun0/\">Ceyhun Ozugur</a>, <a href=\"https://profiles.wordpress.org/nhuja/\">Chandra M</a>, <a href=\"https://profiles.wordpress.org/chetan200891/\">Chetan Prajapati</a>, <a href=\"https://profiles.wordpress.org/chintan1896/\">Chintan hingrajiya</a>, <a href=\"https://profiles.wordpress.org/chipsnyder/\">Chip Snyder</a>, <a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a>, <a href=\"https://profiles.wordpress.org/chouby/\">Chouby</a>, <a href=\"https://profiles.wordpress.org/chrisvanpatten/\">Chris Van Patten</a>, <a href=\"https://profiles.wordpress.org/chriscct7/\">chriscct7</a>, <a href=\"https://profiles.wordpress.org/vimes1984/\">Christopher Churchill</a>, <a href=\"https://profiles.wordpress.org/ryno267/\">Chuck Reynolds</a>, <a href=\"https://profiles.wordpress.org/claytoncollie/\">Clayton Collie</a>, <a href=\"https://profiles.wordpress.org/codeamp/\">Code Amp</a>, <a href=\"https://profiles.wordpress.org/design_dolphin/\">CodePoet</a>, <a href=\"https://profiles.wordpress.org/costdev/\">Colin Stewart</a>, <a href=\"https://profiles.wordpress.org/collizo4sky/\">Collins Agbonghama</a>, <a href=\"https://profiles.wordpress.org/copons/\">Copons</a>, <a href=\"https://profiles.wordpress.org/coreymckrill/\">Corey McKrill</a>, <a href=\"https://profiles.wordpress.org/cr0ybot/\">Cory Hughart</a>, <a href=\"https://profiles.wordpress.org/courane01/\">Courtney Engle Robertson</a>, <a href=\"https://profiles.wordpress.org/crazycoders/\">crazycoders</a>, <a href=\"https://profiles.wordpress.org/critterverse/\">critterverse</a>, <a href=\"https://profiles.wordpress.org/czapla/\">czapla</a>, <a href=\"https://profiles.wordpress.org/davidszabo/\">Dávid Szabó</a>, <a href=\"https://profiles.wordpress.org/daisyo/\">Daisy Olsen</a>, <a href=\"https://profiles.wordpress.org/damonganto/\">damonganto</a>, <a href=\"https://profiles.wordpress.org/danfarrow/\">Dan Farrow</a>, <a href=\"https://profiles.wordpress.org/diddledan/\">Daniel Llewellyn</a>, <a href=\"https://profiles.wordpress.org/talldanwp/\">Daniel Richards</a>, <a href=\"https://profiles.wordpress.org/danieldudzic/\">danieldudzic</a>, <a href=\"https://profiles.wordpress.org/mte90/\">Daniele Scasciafratte</a>, <a href=\"https://profiles.wordpress.org/vetyst/\">Danny</a>, <a href=\"https://profiles.wordpress.org/davilera/\">David Aguilera</a>, <a href=\"https://profiles.wordpress.org/davidanderson/\">David Anderson</a>, <a href=\"https://profiles.wordpress.org/dartiss/\">David Artiss</a>, <a href=\"https://profiles.wordpress.org/davidbaumwald/\">David Baumwald</a>, <a href=\"https://profiles.wordpress.org/davidbinda/\">David Biňovec</a>, <a href=\"https://profiles.wordpress.org/dpcalhoun/\">David Calhoun</a>, <a href=\"https://profiles.wordpress.org/dlh/\">David Herrera</a>, <a href=\"https://profiles.wordpress.org/davidkryzaniak/\">David Kryzaniak</a>, <a href=\"https://profiles.wordpress.org/get_dave/\">David Smith</a>, <a href=\"https://profiles.wordpress.org/dekervit/\">dekervit</a>, <a href=\"https://profiles.wordpress.org/devle/\">devfle</a>, <a href=\"https://profiles.wordpress.org/devrekli/\">devrekli</a>, <a href=\"https://profiles.wordpress.org/dhruvkb/\">dhruvkb</a>, <a href=\"https://profiles.wordpress.org/dianeco/\">Diane Co</a>, <a href=\"https://profiles.wordpress.org/dingdang/\">dingdang</a>, <a href=\"https://profiles.wordpress.org/dd32/\">Dion Hulse</a>, <a href=\"https://profiles.wordpress.org/djbu/\">djbu</a>, <a href=\"https://profiles.wordpress.org/ocean90/\">Dominik Schilling</a>, <a href=\"https://profiles.wordpress.org/donmhico/\">donmhico</a>, <a href=\"https://profiles.wordpress.org/donnapep/\">Donna Peplinskie</a>, <a href=\"https://profiles.wordpress.org/dougwollison/\">Doug Wollison</a>, <a href=\"https://profiles.wordpress.org/dpik/\">dpik</a>, <a href=\"https://profiles.wordpress.org/dragongate/\">dragongate</a>, <a href=\"https://profiles.wordpress.org/drebbitsweb/\">Dreb Bits</a>, <a href=\"https://profiles.wordpress.org/drewapicture/\">Drew Jaynes</a>, <a href=\"https://profiles.wordpress.org/eatsleepcode/\">eatsleepcode</a>, <a href=\"https://profiles.wordpress.org/metalandcoffee/\">Ebonie Butler</a>, <a href=\"https://profiles.wordpress.org/ediamin/\">Edi Amin</a>, <a href=\"https://profiles.wordpress.org/itsjusteileen/\">Eileen Violini</a>, <a href=\"https://profiles.wordpress.org/ellatrix/\">Ella van Durpe</a>, <a href=\"https://profiles.wordpress.org/aliveic/\">Emil E</a>, <a href=\"https://profiles.wordpress.org/emarticor/\">Emilio Martinez</a>, <a href=\"https://profiles.wordpress.org/manooweb/\">Emmanuel Hesry</a>, <a href=\"https://profiles.wordpress.org/empatogen/\">empatogen</a>, <a href=\"https://profiles.wordpress.org/enej/\">Enej Bajgorić</a>, <a href=\"https://profiles.wordpress.org/nrqsnchz/\">Enrique Sánchez</a>, <a href=\"https://profiles.wordpress.org/epiqueras/\">epiqueras</a>, <a href=\"https://profiles.wordpress.org/kebbet/\">Erik</a>, <a href=\"https://profiles.wordpress.org/etoledom/\">etoledom</a>, <a href=\"https://profiles.wordpress.org/fabiankaegy/\">Fabian Kägy</a>, <a href=\"https://profiles.wordpress.org/fabianpimminger/\">Fabian Pimminger</a>, <a href=\"https://profiles.wordpress.org/gaambo/\">Fabian Todt</a>, <a href=\"https://profiles.wordpress.org/felipeelia/\">Felipe Elia</a>, <a href=\"https://profiles.wordpress.org/flixos90/\">Felix Arntz</a>, <a href=\"https://profiles.wordpress.org/felixbaumgaertner/\">felixbaumgaertner</a>, <a href=\"https://profiles.wordpress.org/femkreations/\">Femy Praseeth</a>, <a href=\"https://profiles.wordpress.org/fijisunshine/\">fijisunshine</a>, <a href=\"https://profiles.wordpress.org/florianbrinkmann/\">Florian Brinkmann</a>, <a href=\"https://profiles.wordpress.org/mista-flo/\">Florian TIAR</a>, <a href=\"https://profiles.wordpress.org/francina/\">Francesca Marano</a>, <a href=\"https://profiles.wordpress.org/bueltge/\">Frank Bueltge</a>, <a href=\"https://profiles.wordpress.org/frosso1/\">frosso1 (a11n)</a>, <a href=\"https://profiles.wordpress.org/fullofcaffeine/\">fullofcaffeine</a>, <a href=\"https://profiles.wordpress.org/gab81/\">gab81</a>, <a href=\"https://profiles.wordpress.org/galbaras/\">Gal Baras</a>, <a href=\"https://profiles.wordpress.org/garrett-eclipse/\">Garrett Hyder</a>, <a href=\"https://profiles.wordpress.org/garyj/\">Gary Jones</a>, <a href=\"https://profiles.wordpress.org/pento/\">Gary Pendergast</a>, <a href=\"https://profiles.wordpress.org/geekpress/\">GeekPress</a>, <a href=\"https://profiles.wordpress.org/soulseekah/\">Gennady Kovshenin</a>, <a href=\"https://profiles.wordpress.org/geoffrey1963/\">Geoffrey</a>, <a href=\"https://profiles.wordpress.org/revgeorge/\">George Hotelling</a>, <a href=\"https://profiles.wordpress.org/mamaduka/\">George Mamadashvili</a>, <a href=\"https://profiles.wordpress.org/georgestephanis/\">George Stephanis</a>, <a href=\"https://profiles.wordpress.org/geriux/\">geriux</a>, <a href=\"https://profiles.wordpress.org/glendaviesnz/\">glendaviesnz</a>, <a href=\"https://profiles.wordpress.org/grantmkin/\">Grant M. Kinney</a>, <a href=\"https://profiles.wordpress.org/gziolo/\">Greg Ziółkowski</a>, <a href=\"https://profiles.wordpress.org/gregorlove/\">gRegor Morrill</a>, <a href=\"https://profiles.wordpress.org/priethor/\">Héctor Prieto</a>, <a href=\"https://profiles.wordpress.org/hannahmalcolm/\">Hannah Malcolm</a>, <a href=\"https://profiles.wordpress.org/happiryu/\">happiryu</a>, <a href=\"https://profiles.wordpress.org/hareesh-pillai/\">Hareesh</a>, <a href=\"https://profiles.wordpress.org/hazdiego/\">Haz</a>, <a href=\"https://profiles.wordpress.org/hedgefield/\">hedgefield</a>, <a href=\"https://profiles.wordpress.org/helen/\">Helen Hou-Sandí</a>, <a href=\"https://profiles.wordpress.org/hermpheus/\">Herm Martini</a>, <a href=\"https://profiles.wordpress.org/herregroen/\">Herre Groen</a>, <a href=\"https://profiles.wordpress.org/herrvigg/\">herrvigg</a>, <a href=\"https://profiles.wordpress.org/htmgarcia/\">htmgarcia</a>, <a href=\"https://profiles.wordpress.org/iandunn/\">Ian Dunn</a>, <a href=\"https://profiles.wordpress.org/ianmjones/\">ianmjones</a>, <a href=\"https://profiles.wordpress.org/icopydoc/\">icopydoc</a>, <a href=\"https://profiles.wordpress.org/ipstenu/\">Ipstenu (Mika Epstein)</a>, <a href=\"https://profiles.wordpress.org/isabel_brison/\">Isabel Brison</a>, <a href=\"https://profiles.wordpress.org/dragunoff/\">Ivaylo Draganov</a>, <a href=\"https://profiles.wordpress.org/wphound/\">Ivete Tecedor</a>, <a href=\"https://profiles.wordpress.org/jdgrimes/\">J.D. Grimes</a>, <a href=\"https://profiles.wordpress.org/jacklenox/\">Jack Lenox</a>, <a href=\"https://profiles.wordpress.org/whyisjake/\">Jake Spurlock</a>, <a href=\"https://profiles.wordpress.org/jamesbonham/\">James Bonham</a>, <a href=\"https://profiles.wordpress.org/jameskoster/\">James Koster</a>, <a href=\"https://profiles.wordpress.org/jnylen0/\">James Nylen</a>, <a href=\"https://profiles.wordpress.org/pondermatic/\">James Richards</a>, <a href=\"https://profiles.wordpress.org/jamesros161/\">James Rosado</a>, <a href=\"https://profiles.wordpress.org/jamil95/\">jamil95</a>, <a href=\"https://profiles.wordpress.org/janak007/\">janak Kaneriya</a>, <a href=\"https://profiles.wordpress.org/janwoostendorp/\">janw.oostendorp</a>, <a href=\"https://profiles.wordpress.org/jsnjohnston/\">Jason Johnston</a>, <a href=\"https://profiles.wordpress.org/javiarce/\">Javier Arce</a>, <a href=\"https://profiles.wordpress.org/jaymanpandya/\">Jayman Pandya</a>, <a href=\"https://profiles.wordpress.org/audrasjb/\">Jean-Baptiste Audras</a>, <a href=\"https://profiles.wordpress.org/jffng/\">Jeff Ong</a>, <a href=\"https://profiles.wordpress.org/jeffpaul/\">Jeff Paul</a>, <a href=\"https://profiles.wordpress.org/jeffikus/\">Jeffrey Pearce</a>, <a href=\"https://profiles.wordpress.org/jdy68/\">Jenny Dupuy</a>, <a href=\"https://profiles.wordpress.org/jeremyfelt/\">Jeremy Felt</a>, <a href=\"https://profiles.wordpress.org/jeherve/\">Jeremy Herve</a>, <a href=\"https://profiles.wordpress.org/jeremyyip/\">Jeremy Yip</a>, <a href=\"https://profiles.wordpress.org/jeremy80/\">jeremy80</a>, <a href=\"https://profiles.wordpress.org/jeroenreumkens/\">JeroenReumkens</a>, <a href=\"https://profiles.wordpress.org/jeryj/\">jeryj</a>, <a href=\"https://profiles.wordpress.org/jillebehm/\">jillebehm</a>, <a href=\"https://profiles.wordpress.org/jipmoors/\">Jip Moors</a>, <a href=\"https://profiles.wordpress.org/sephsekla/\">Joe Bailey-Roberts</a>, <a href=\"https://profiles.wordpress.org/joedolson/\">Joe Dolson</a>, <a href=\"https://profiles.wordpress.org/joemcgill/\">Joe McGill</a>, <a href=\"https://profiles.wordpress.org/joen/\">Joen Asmussen</a>, <a href=\"https://profiles.wordpress.org/jonkastonka/\">Johan Jonk Stenström</a>, <a href=\"https://profiles.wordpress.org/goaroundagain/\">Johannes Kinast</a>, <a href=\"https://profiles.wordpress.org/johnbillion/\">John Blackbourn</a>, <a href=\"https://profiles.wordpress.org/johnny5/\">John Godley</a>, <a href=\"https://profiles.wordpress.org/johnjamesjacoby/\">John James Jacoby</a>, <a href=\"https://profiles.wordpress.org/bhwebworks/\">John Sundberg</a>, <a href=\"https://profiles.wordpress.org/jb510/\">Jon Brown</a>, <a href=\"https://profiles.wordpress.org/jonsurrell/\">Jon Surrell</a>, <a href=\"https://profiles.wordpress.org/desrosj/\">Jonathan Desrosiers</a>, <a href=\"https://profiles.wordpress.org/spacedmonkey/\">Jonny Harris</a>, <a href=\"https://profiles.wordpress.org/jonoaldersonwp/\">Jono Alderson</a>, <a href=\"https://profiles.wordpress.org/joostdevalk/\">Joost de Valk</a>, <a href=\"https://profiles.wordpress.org/koke/\">Jorge Bernal</a>, <a href=\"https://profiles.wordpress.org/jorgefilipecosta/\">Jorge Costa</a>, <a href=\"https://profiles.wordpress.org/joseeyoast/\">Josee Wouters</a>, <a href=\"https://profiles.wordpress.org/chanthaboune/\">Josepha Haden</a>, <a href=\"https://profiles.wordpress.org/dkampdesign/\">JoshuaDoshua</a>, <a href=\"https://profiles.wordpress.org/joyously/\">Joy</a>, <a href=\"https://profiles.wordpress.org/jsnajdr/\">jsnajdr</a>, <a href=\"https://profiles.wordpress.org/juanfra/\">Juan Aldasoro</a>, <a href=\"https://profiles.wordpress.org/jrf/\">Juliette Reinders Folmer</a>, <a href=\"https://profiles.wordpress.org/juliobox/\">Julio Potier</a>, <a href=\"https://profiles.wordpress.org/justinahinon/\">Justin Ahinon</a>, <a href=\"https://profiles.wordpress.org/k3nsai/\">k3nsai</a>, <a href=\"https://profiles.wordpress.org/kaavyaiyer/\">kaavyaiyer</a>, <a href=\"https://profiles.wordpress.org/kafleg/\">kafleg</a>, <a href=\"https://profiles.wordpress.org/kevin940726/\">Kai Hao</a>, <a href=\"https://profiles.wordpress.org/akabarikalpesh/\">Kalpesh Akabari</a>, <a href=\"https://profiles.wordpress.org/kapilpaul/\">Kapil Paul</a>, <a href=\"https://profiles.wordpress.org/vyskoczilova/\">Karolina Vyskocilova</a>, <a href=\"https://profiles.wordpress.org/ryelle/\">Kelly Choyce-Dwan</a>, <a href=\"https://profiles.wordpress.org/kellychoffman/\">Kelly Hoffman</a>, <a href=\"https://profiles.wordpress.org/gwwar/\">Kerry Liu</a>, <a href=\"https://profiles.wordpress.org/kishanjasani/\">Kishan Jasani</a>, <a href=\"https://profiles.wordpress.org/ixkaito/\">Kite</a>, <a href=\"https://profiles.wordpress.org/kittmedia/\">KittMedia</a>, <a href=\"https://profiles.wordpress.org/kjellr/\">Kjell Reigstad</a>, <a href=\"https://profiles.wordpress.org/klevyke/\">klevyke</a>, <a href=\"https://profiles.wordpress.org/knutsp/\">Knut Sparhell</a>, <a href=\"https://profiles.wordpress.org/vdwijngaert/\">Koen Van den Wijngaert</a>, <a href=\"https://profiles.wordpress.org/obenland/\">Konstantin Obenland</a>, <a href=\"https://profiles.wordpress.org/xkon/\">Konstantinos Xenos</a>, <a href=\"https://profiles.wordpress.org/devnel/\">Kyle Nel</a>, <a href=\"https://profiles.wordpress.org/lakrisgubben/\">lakrisgubben</a>, <a href=\"https://profiles.wordpress.org/notlaura/\">Lara Schenck</a>, <a href=\"https://profiles.wordpress.org/lmurillom/\">Larissa Murillo</a>, <a href=\"https://profiles.wordpress.org/laxman-prajapati/\">Laxman Prajapati</a>, <a href=\"https://profiles.wordpress.org/lewiscowles/\">LewisCowles</a>, <a href=\"https://profiles.wordpress.org/lifeforceinst/\">lifeforceinst</a>, <a href=\"https://profiles.wordpress.org/linux4me2/\">linux4me2</a>, <a href=\"https://profiles.wordpress.org/lovor/\">Lovro Hrust</a>, <a href=\"https://profiles.wordpress.org/displaynone/\">Luis Sacristán</a>, <a href=\"https://profiles.wordpress.org/infolu/\">Luiz Araújo</a>, <a href=\"https://profiles.wordpress.org/lukecarbis/\">Luke Carbis</a>, <a href=\"https://profiles.wordpress.org/m0ze/\">m0ze</a>, <a href=\"https://profiles.wordpress.org/maedahbatool/\">Maedah Batool</a>, <a href=\"https://profiles.wordpress.org/onemaggie/\">Maggie Cabrera</a>, <a href=\"https://profiles.wordpress.org/travel_girl/\">Maja Benke</a>, <a href=\"https://profiles.wordpress.org/mciampini/\">Marco Ciampini</a>, <a href=\"https://profiles.wordpress.org/mkaz/\">Marcus Kazmierczak</a>, <a href=\"https://profiles.wordpress.org/marekhrabe/\">Marek Hrabe</a>, <a href=\"https://profiles.wordpress.org/tyxla/\">Marin Atanasov</a>, <a href=\"https://profiles.wordpress.org/clorith/\">Marius L. J.</a>, <a href=\"https://profiles.wordpress.org/markjaquith/\">Mark Jaquith</a>, <a href=\"https://profiles.wordpress.org/markparnell/\">Mark Parnell</a>, <a href=\"https://profiles.wordpress.org/markoheijnen/\">Marko Heijnen</a>, <a href=\"https://profiles.wordpress.org/m-e-h/\">Marty Helmick</a>, <a href=\"https://profiles.wordpress.org/marybaum/\">Mary Baum</a>, <a href=\"https://profiles.wordpress.org/mariaojob/\">Mary Job</a>, <a href=\"https://profiles.wordpress.org/marylauc/\">marylauc</a>, <a href=\"https://profiles.wordpress.org/imath/\">Mathieu Viet</a>, <a href=\"https://profiles.wordpress.org/matveb/\">Matias Ventura</a>, <a href=\"https://profiles.wordpress.org/mattchowning/\">Matt Chowning</a>, <a href=\"https://profiles.wordpress.org/matt/\">Matt Mullenweg</a>, <a href=\"https://profiles.wordpress.org/maxpertici/\">Maxime Pertici</a>, <a href=\"https://profiles.wordpress.org/mblach/\">mblach</a>, <a href=\"https://profiles.wordpress.org/immeet94/\">Meet Makadia</a>, <a href=\"https://profiles.wordpress.org/meher/\">Meher Bala</a>, <a href=\"https://profiles.wordpress.org/melchoyce/\">Mel Choyce-Dwan</a>, <a href=\"https://profiles.wordpress.org/meloniq/\">meloniq</a>, <a href=\"https://profiles.wordpress.org/mensmaximus/\">mensmaximus</a>, <a href=\"https://profiles.wordpress.org/mbabker/\">Michael Babker</a>, <a href=\"https://profiles.wordpress.org/tw2113/\">Michael Beckwith</a>, <a href=\"https://profiles.wordpress.org/mcsf/\">Miguel Fonseca</a>, <a href=\"https://profiles.wordpress.org/simison/\">Mikael Korpela</a>, <a href=\"https://profiles.wordpress.org/mikehansenme/\">Mike Hansen</a>, <a href=\"https://profiles.wordpress.org/mikejolley/\">Mike Jolley</a>, <a href=\"https://profiles.wordpress.org/mike_cowobo/\">Mike Martel</a>, <a href=\"https://profiles.wordpress.org/mikeschroder/\">Mike Schroder</a>, <a href=\"https://profiles.wordpress.org/mihdan/\">Mikhail Kobzarev</a>, <a href=\"https://profiles.wordpress.org/dimadin/\">Milan Dinić</a>, <a href=\"https://profiles.wordpress.org/milana_cap/\">Milana Cap</a>, <a href=\"https://profiles.wordpress.org/mkdgs/\">mkdgs</a>, <a href=\"https://profiles.wordpress.org/mmuyskens/\">mmuyskens</a>, <a href=\"https://profiles.wordpress.org/mmxxi/\">mmxxi</a>, <a href=\"https://profiles.wordpress.org/daddou/\">Mohamed El Amine DADDOU</a>, <a href=\"https://profiles.wordpress.org/mohamedfaragallah/\">Mohammed Faragallah</a>, <a href=\"https://profiles.wordpress.org/monikarao/\">Monika Rao</a>, <a href=\"https://profiles.wordpress.org/mor10/\">Morten Rand-Hendriksen</a>, <a href=\"https://profiles.wordpress.org/mrjoeldean/\">mrjoeldean</a>, <a href=\"https://profiles.wordpress.org/mukesh27/\">Mukesh Panchal</a>, <a href=\"https://profiles.wordpress.org/munyagu/\">munyagu</a>, <a href=\"https://profiles.wordpress.org/m_uysl/\">Mustafa Uysal</a>, <a href=\"https://profiles.wordpress.org/mweichert/\">mweichert</a>, <a href=\"https://profiles.wordpress.org/assassinateur/\">Nadir Seghir</a>, <a href=\"https://profiles.wordpress.org/nalininonstopnewsuk/\">Nalini Thakor</a>, <a href=\"https://profiles.wordpress.org/naoki0h/\">Naoki Ohashi</a>, <a href=\"https://profiles.wordpress.org/nao/\">Naoko Takano</a>, <a href=\"https://profiles.wordpress.org/nayanchamp7/\">Nazrul Islam Nayan</a>, <a href=\"https://profiles.wordpress.org/dway/\">nderambure</a>, <a href=\"https://profiles.wordpress.org/krstarica/\">net</a>, <a href=\"https://profiles.wordpress.org/nicegamer7/\">nicegamer7</a>, <a href=\"https://profiles.wordpress.org/eidolonnight/\">Nicholas Garofalo</a>, <a href=\"https://profiles.wordpress.org/celloexpressions/\">Nick Halsey</a>, <a href=\"https://profiles.wordpress.org/ntsekouras/\">Nik Tsekouras</a>, <a href=\"https://profiles.wordpress.org/ninanmnm/\">ninanmnm</a>, <a href=\"https://profiles.wordpress.org/pianist787/\">Noah Allen</a>, <a href=\"https://profiles.wordpress.org/nvartolomei/\">nvartolomei</a>, <a href=\"https://profiles.wordpress.org/oguzkocer/\">oguzkocer</a>, <a href=\"https://profiles.wordpress.org/olafklejnstrupjensen/\">olafklejnstrupjensen</a>, <a href=\"https://profiles.wordpress.org/olgabulat/\">Olga Bulat</a>, <a href=\"https://profiles.wordpress.org/oglekler/\">Olga Gleckler</a>, <a href=\"https://profiles.wordpress.org/otshelnik-fm/\">Otshelnik-Fm</a>, <a href=\"https://profiles.wordpress.org/oxyrealm/\">oxyrealm</a>, <a href=\"https://profiles.wordpress.org/ozh/\">Ozh</a>, <a href=\"https://profiles.wordpress.org/paaljoachim/\">Paal Joachim Romdahl</a>, <a href=\"https://profiles.wordpress.org/palmiak/\">palmiak</a>, <a href=\"https://profiles.wordpress.org/paaggeli/\">Panagiotis Angelidis</a>, <a href=\"https://profiles.wordpress.org/paragoninitiativeenterprises/\">Paragon Initiative Enterprises</a>, <a href=\"https://profiles.wordpress.org/swissspidy/\">Pascal Birchler</a>, <a href=\"https://profiles.wordpress.org/fantasy1125/\">Pascal Knecht</a>, <a href=\"https://profiles.wordpress.org/patkemper/\">Pat</a>, <a href=\"https://profiles.wordpress.org/patricklindsay/\">patricklindsay</a>, <a href=\"https://profiles.wordpress.org/pbiron/\">Paul Biron</a>, <a href=\"https://profiles.wordpress.org/pabline/\">Paul Bunkham</a>, <a href=\"https://profiles.wordpress.org/paulschreiber/\">Paul Schreiber</a>, <a href=\"https://profiles.wordpress.org/paulstonier/\">Paul Stonier</a>, <a href=\"https://profiles.wordpress.org/pschrottky/\">Paul Von Schrottky</a>, <a href=\"https://profiles.wordpress.org/psrpinto/\">Paulo Pinto</a>, <a href=\"https://profiles.wordpress.org/pavelvisualcomposer/\">Pavel I</a>, <a href=\"https://profiles.wordpress.org/mrpauloen/\">Paweł</a>, <a href=\"https://profiles.wordpress.org/peterwilsoncc/\">Peter Wilson</a>, <a href=\"https://profiles.wordpress.org/walbo/\">Petter Walbø Johnsgård</a>, <a href=\"https://profiles.wordpress.org/phena109/\">phena109</a>, <a href=\"https://profiles.wordpress.org/philipmjackson/\">Philip Jackson</a>, <a href=\"https://profiles.wordpress.org/strategio/\">Pierre SYLVESTRE</a>, <a href=\"https://profiles.wordpress.org/wppinar/\">Pinar</a>, <a href=\"https://profiles.wordpress.org/boniu91/\">Piotrek Boniu</a>, <a href=\"https://profiles.wordpress.org/mordauk/\">Pippin Williamson</a>, <a href=\"https://profiles.wordpress.org/ptahdunbar/\">Pirate Dunbar</a>, <a href=\"https://profiles.wordpress.org/promz/\">Pramod Jodhani</a>, <a href=\"https://profiles.wordpress.org/presskopp/\">Presskopp</a>, <a href=\"https://profiles.wordpress.org/presstoke/\">presstoke</a>, <a href=\"https://profiles.wordpress.org/pwallner/\">pwallner</a>, <a href=\"https://profiles.wordpress.org/pyronaur/\">pyronaur</a>, <a href=\"https://profiles.wordpress.org/itsjonq/\">Q</a>, <a href=\"https://profiles.wordpress.org/rachelbaker/\">Rachel Baker</a>, <a href=\"https://profiles.wordpress.org/rafhun/\">rafhun</a>, <a href=\"https://profiles.wordpress.org/rkradadiya/\">Rajesh Radadiya</a>, <a href=\"https://profiles.wordpress.org/ramiy/\">Rami Yushuvaev</a>, <a href=\"https://profiles.wordpress.org/rahmohn/\">Ramon Ahnert</a>, <a href=\"https://profiles.wordpress.org/ramonopoly/\">ramonopoly</a>, <a href=\"https://profiles.wordpress.org/jontyravi/\">Ravi Vaghela</a>, <a href=\"https://profiles.wordpress.org/ravipatel/\">ravipatel</a>, <a href=\"https://profiles.wordpress.org/rellect/\">Refael Iliaguyev</a>, <a href=\"https://profiles.wordpress.org/renehermi/\">Rene Hermenau</a>, <a href=\"https://profiles.wordpress.org/retrofox/\">retrofox</a>, <a href=\"https://profiles.wordpress.org/reynhartono/\">reynhartono</a>, <a href=\"https://profiles.wordpress.org/youknowriad/\">Riad Benguella</a>, <a href=\"https://profiles.wordpress.org/rianrietveld/\">Rian Rietveld</a>, <a href=\"https://profiles.wordpress.org/rima1889/\">Rima Prajapati</a>, <a href=\"https://profiles.wordpress.org/rinatkhaziev/\">Rinat</a>, <a href=\"https://profiles.wordpress.org/rnaby/\">Rnaby</a>, <a href=\"https://profiles.wordpress.org/robdxw/\">robdxw</a>, <a href=\"https://profiles.wordpress.org/noisysocks/\">Robert Anderson</a>, <a href=\"https://profiles.wordpress.org/miqrogroove/\">Robert Chapin</a>, <a href=\"https://profiles.wordpress.org/rogertheriault/\">Roger Theriault</a>, <a href=\"https://profiles.wordpress.org/rogerlos/\">rogerlos</a>, <a href=\"https://profiles.wordpress.org/roo2/\">roo2</a>, <a href=\"https://profiles.wordpress.org/lev0/\">Roy</a>, <a href=\"https://profiles.wordpress.org/geekstreetwp/\">Russell Aaron</a>, <a href=\"https://profiles.wordpress.org/rmccue/\">Ryan McCue</a>, <a href=\"https://profiles.wordpress.org/welcher/\">Ryan Welcher</a>, <a href=\"https://profiles.wordpress.org/soean/\">Sören Wrede</a>, <a href=\"https://profiles.wordpress.org/stodorovic/\">Saša</a>, <a href=\"https://profiles.wordpress.org/sabrinazeidan/\">Sabrina Zeidan</a>, <a href=\"https://profiles.wordpress.org/sahilmepani/\">Sahil Mepani</a>, <a href=\"https://profiles.wordpress.org/solarissmoke/\">Samir Shah</a>, <a href=\"https://profiles.wordpress.org/otto42/\">Samuel Wood (Otto)</a>, <a href=\"https://profiles.wordpress.org/sandipmondal/\">Sandip Mondal</a>, <a href=\"https://profiles.wordpress.org/sannevndrmeulen/\">Sanne van der Meulen</a>, <a href=\"https://profiles.wordpress.org/sarahricker/\">sarahricker</a>, <a href=\"https://profiles.wordpress.org/sarayourfriend/\">sarayourfriend</a>, <a href=\"https://profiles.wordpress.org/sasagar/\">SASAPIYO</a>, <a href=\"https://profiles.wordpress.org/satrancali/\">satrancali</a>, <a href=\"https://profiles.wordpress.org/savicmarko1985/\">savicmarko1985</a>, <a href=\"https://profiles.wordpress.org/gmagicscott/\">Scott Lesovic</a>, <a href=\"https://profiles.wordpress.org/coffee2code/\">Scott Reilly</a>, <a href=\"https://profiles.wordpress.org/scottconnerly/\">scottconnerly</a>, <a href=\"https://profiles.wordpress.org/scruffian/\">scruffian</a>, <a href=\"https://profiles.wordpress.org/sean212/\">Sean Fisher</a>, <a href=\"https://profiles.wordpress.org/seanchayes/\">Sean Hayes</a>, <a href=\"https://profiles.wordpress.org/sebbb/\">sebbb</a>, <a href=\"https://profiles.wordpress.org/sergeybiryukov/\">Sergey Biryukov</a>, <a href=\"https://profiles.wordpress.org/yakimun/\">Sergey Yakimov</a>, <a href=\"https://profiles.wordpress.org/sergioestevao/\">SergioEstevao</a>, <a href=\"https://profiles.wordpress.org/sergiomdgomes/\">sergiomdgomes</a>, <a href=\"https://profiles.wordpress.org/shaunandrews/\">shaunandrews</a>, <a href=\"https://profiles.wordpress.org/shital-patel/\">Shital Marakana</a>, <a href=\"https://profiles.wordpress.org/silb3r/\">silb3r</a>, <a href=\"https://profiles.wordpress.org/siobhyb/\">Siobhan</a>, <a href=\"https://profiles.wordpress.org/sirstuey/\">SirStuey</a>, <a href=\"https://profiles.wordpress.org/snapfractalpop/\">snapfractalpop</a>, <a href=\"https://profiles.wordpress.org/spikeuk1/\">spikeuk1</a>, <a href=\"https://profiles.wordpress.org/spytzo/\">spytzo</a>, <a href=\"https://profiles.wordpress.org/stacimc/\">stacimc</a>, <a href=\"https://profiles.wordpress.org/khromov/\">Stanislav Khromov</a>, <a href=\"https://profiles.wordpress.org/deustron/\">Stefan Hüsges</a>, <a href=\"https://profiles.wordpress.org/stefanjoebstl/\">stefanjoebstl</a>, <a href=\"https://profiles.wordpress.org/ryokuhi/\">Stefano Minoia</a>, <a href=\"https://profiles.wordpress.org/hypest/\">Stefanos Togoulidis</a>, <a href=\"https://profiles.wordpress.org/sabernhardt/\">Stephen Bernhardt</a>, <a href=\"https://profiles.wordpress.org/netweb/\">Stephen Edgar</a>, <a href=\"https://profiles.wordpress.org/dufresnesteven/\">Steve Dufresne</a>, <a href=\"https://profiles.wordpress.org/stevegrunwell/\">Steve Grunwell</a>, <a href=\"https://profiles.wordpress.org/stevehenty/\">Steve Henty</a>, <a href=\"https://profiles.wordpress.org/stevenkword/\">Steven Word</a>, <a href=\"https://profiles.wordpress.org/subrataemfluence/\">Subrata Sarkar</a>, <a href=\"https://profiles.wordpress.org/sumaiyasiddika/\">Sumaiya Siddika</a>, <a href=\"https://profiles.wordpress.org/sumanm/\">Suman</a>, <a href=\"https://profiles.wordpress.org/sumitsingh/\">Sumit Singh</a>, <a href=\"https://profiles.wordpress.org/5um17/\">Sumit Singh</a>, <a href=\"https://profiles.wordpress.org/sushmak/\">sushmak</a>, <a href=\"https://profiles.wordpress.org/cybr/\">Sybre Waaijer</a>, <a href=\"https://profiles.wordpress.org/synchro/\">Synchro</a>, <a href=\"https://profiles.wordpress.org/szaqal21/\">szaqal21</a>, <a href=\"https://profiles.wordpress.org/tamlyn/\">tamlyn</a>, <a href=\"https://profiles.wordpress.org/karmatosed/\">Tammie Lister</a>, <a href=\"https://profiles.wordpress.org/tellyworth/\">Tellyworth</a>, <a href=\"https://profiles.wordpress.org/terriann/\">Terri Ann</a>, <a href=\"https://profiles.wordpress.org/wildworks/\">Tetsuaki Hamano</a>, <a href=\"https://profiles.wordpress.org/themes-1/\">them.es</a>, <a href=\"https://profiles.wordpress.org/kraftner/\">Thomas Kräftner</a>, <a href=\"https://profiles.wordpress.org/thomasplevy/\">Thomas Patrick Levy</a>, <a href=\"https://profiles.wordpress.org/thomas-vitale/\">Thomas Vitale</a>, <a href=\"https://profiles.wordpress.org/tigertech/\">tigertech</a>, <a href=\"https://profiles.wordpress.org/timothyblynjacobs/\">Timothy Jacobs</a>, <a href=\"https://profiles.wordpress.org/timotijhof/\">TimoTijhof</a>, <a href=\"https://profiles.wordpress.org/tkama/\">Tkama</a>, <a href=\"https://profiles.wordpress.org/tmatsuur/\">tmatsuur</a>, <a href=\"https://profiles.wordpress.org/tmdk/\">tmdk</a>, <a href=\"https://profiles.wordpress.org/tz-media/\">Tobias Zimpel</a>, <a href=\"https://profiles.wordpress.org/tobiasbg/\">TobiasBg</a>, <a href=\"https://profiles.wordpress.org/tobifjellner/\">tobifjellner (Tor-Bjorn Fjellner)</a>, <a href=\"https://profiles.wordpress.org/tjnowell/\">Tom J Nowell</a>, <a href=\"https://profiles.wordpress.org/skithund/\">Toni Viemerö</a>, <a href=\"https://profiles.wordpress.org/hellofromtonya/\">Tonya Mork</a>, <a href=\"https://profiles.wordpress.org/toro_unit/\">Toro_Unit (Hiroshi Urabe)</a>, <a href=\"https://profiles.wordpress.org/torres126/\">torres126</a>, <a href=\"https://profiles.wordpress.org/zodiac1978/\">Torsten Landsiedel</a>, <a href=\"https://profiles.wordpress.org/toru/\">Toru Miki</a>, <a href=\"https://profiles.wordpress.org/travisnorthcutt/\">Travis Northcutt</a>, <a href=\"https://profiles.wordpress.org/trejder/\">trejder</a>, <a href=\"https://profiles.wordpress.org/desaiuditd/\">Udit Desai</a>, <a href=\"https://profiles.wordpress.org/grapplerulrich/\">Ulrich</a>, <a href=\"https://profiles.wordpress.org/utsav72640/\">Utsav tilava</a>, <a href=\"https://profiles.wordpress.org/vcanales/\">Vicente Canales</a>, <a href=\"https://profiles.wordpress.org/vipulc2/\">Vipul Chandel</a>, <a href=\"https://profiles.wordpress.org/vladytimy/\">Vlad T</a>, <a href=\"https://profiles.wordpress.org/wangql/\">wangql</a>, <a href=\"https://profiles.wordpress.org/webdragon/\">WebDragon</a>, <a href=\"https://profiles.wordpress.org/wendyjchen/\">Wendy Chen</a>, <a href=\"https://profiles.wordpress.org/westonruter/\">Weston Ruter</a>, <a href=\"https://profiles.wordpress.org/earnjam/\">William Earnhardt</a>, <a href=\"https://profiles.wordpress.org/williampatton/\">williampatton</a>, <a href=\"https://profiles.wordpress.org/xavivars/\">Xavi Ivars</a>, <a href=\"https://profiles.wordpress.org/tikifez/\">Xristopher Anderton</a>, <a href=\"https://profiles.wordpress.org/y_kolev/\">Y_Kolev</a>, <a href=\"https://profiles.wordpress.org/yansern/\">Yan Sern</a>, <a href=\"https://profiles.wordpress.org/fierevere/\">Yui</a>, <a href=\"https://profiles.wordpress.org/yuliyan/\">yuliyan</a>, <a href=\"https://profiles.wordpress.org/yvettesonneveld/\">Yvette Sonneveld</a>, <a href=\"https://profiles.wordpress.org/zackkrida/\">Zack Krida</a>, <a href=\"https://profiles.wordpress.org/zebulan/\">Zebulan Stanphill</a>, <a href=\"https://profiles.wordpress.org/zkancs/\">zkancs</a>, and <a href=\"https://profiles.wordpress.org/sunxiyuan/\">孙锡源</a>.\n\n\n\n<p></p>\n\n\n\n<p>In addition to these contributors, many thanks to all of the community volunteers who contribute in the <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://wordpress.org/support/\">support forums</a>. They answer questions from people across the world, whether they are using WordPress for the first time, or they’ve been around since the first release all the way back in 2003. These releases are as successful as they are because of their efforts!</p>\n\n\n\n<p>Finally, thanks to all the community translators who help make WordPress available in over 200 languages for every release. 80 languages have translated 80% or more WordPress 5.8 and our community translators are hard at work ensuring more languages are on their way. If contributing to WordPress appeals to you, it’s easy to learn more. Check out <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/\">Make WordPress</a> or the <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/core/\">core development blog</a>.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 20 Jul 2021 17:43:25 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Matt Mullenweg\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:11;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:41:\"WPTavern: Makers of TinyMCE Acquire Setka\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120116\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:127:\"https://wptavern.com/makers-of-tinymce-acquire-setka?utm_source=rss&utm_medium=rss&utm_campaign=makers-of-tinymce-acquire-setka\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3035:\"<p>Tiny, the makers of TinyMCE, have <a href=\"https://www.tiny.cloud/blog/tiny-acquires-the-setka/\">acquired Setka</a>, a content design and editing platform, for an undisclosed amount. Founders Katya Bazilevskaya, Alexey Ametov, Vasily Esmanov, Roman Khudonogov, and the rest of the Setka team will join Tiny as part of the agreement. </p>\n\n\n\n<p>Tiny has been tracking an increasing developer demand for rich text editing components, citing 8.1 million TinyMCE downloads (up 77%) and 106 million downloads of rich text editing components in general from NPM in the last 12 months (up 53% YoY).</p>\n\n\n\n<p>“TinyMCE has typically focused on the average business user or knowledge worker; someone familiar with Microsoft Word or Google Docs,” Tiny founder and CEO Andrew Roberts said. </p>\n\n\n\n<p>“With Setka, we can now serve professional content creators and designers who want more advanced options.”</p>\n\n\n\n<p>TinyMCE is used by millions of WordPress users, most visibly in the <a href=\"https://wordpress.org/plugins/classic-editor/\">Classic Editor</a> plugin as well as the <a href=\"https://wordpress.org/plugins/tinymce-advanced/\">Advanced Editor Tools</a> plugin, previously known as TinyMCE Advanced. Advanced Editor Tools adds a “Classic Paragraph” block to the block editor that gives access to the TinyMCE editor with configurable rows and buttons. It provides a stepping stone for those who are not quite ready to switch to the block editor.</p>\n\n\n\n<p>While Tiny is a widely recognized leader in rich text editing, <a href=\"https://setka.io/\">Setka</a> allows for more interactive content creation with design capabilities for arranging text, images, and other visual elements. It allows users to create and save post templates and easily reuse design elements throughout the WYSIWYG design process. Tiny plans to merge TinyMCE and Setka for a combined platform that will offer more than either product alone.</p>\n\n\n\n<p>“Modern day content creators are much more ambitious, and Setka allows us to meet more demanding use cases,” Roberts said. </p>\n\n\n\n<p>“Over time, we envisage a combined editor platform that is both easy to use and powerful.”</p>\n\n\n\n<p>Setka currently offers integrations for several CMS’s, document management tools, and CRMs, including WordPress, Drupal, Magento, Ghost, Microsoft Sharepoint, and Hubspot. The <a href=\"https://wordpress.org/plugins/setka-editor/\">Setka WordPress plugin</a> integrates with the block editor and provides its own content block that can work together with other blocks on the page.</p>\n\n\n\n<p>Former CEO Kate Bazilevskaya, who will be assuming the role of director of business development and partnerships at Tiny, said the team intends to focus on the CMS space.</p>\n\n\n\n<p>“Through an array of integrations, we hope to make this visual building technology more accessible to businesses who already have a CMS in place, yet want more power in their editing tools,” Bazilevskaya said.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 20 Jul 2021 04:39:28 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:12;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:39:\"BuddyPress: BuddyPress 9.0.0 “Mico”\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:32:\"https://buddypress.org/?p=320072\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://buddypress.org/2021/07/buddypress-9-0-0-mico/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7905:\"<p>9.0.0 is named after Mico’s Pizza in <a href=\"https://goo.gl/maps/1i8B9yEQE277bKPo7\">Sanary</a>, a little town on the french riviera. The story of Mico starts in 1968 when Liliane and Jean-Louis bought a restaurant looking like a swiss chalet. “Mico” is the nickname customers gave to Liliane (Jean-Louis’s wife) because of the remarkable outfits and big colorful hats she used to wear. Their son Romuald, twelve years after following in his parents’ footsteps, continues the tradition and offers us a moment of happiness around a table that is always excellent, friendly and so uncommon, just like BuddyPress 9.0.0 <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f355.png\" alt=\"?\" class=\"wp-smiley\" /> </p>\n\n\n\n<div class=\"wp-block-image\"><a href=\"https://buddypress.org/wp-content/uploads/1/2021/07/mico.jpg\"><img width=\"1024\" height=\"768\" src=\"https://buddypress.org/wp-content/uploads/1/2021/07/mico.jpg\" alt=\"Mico\'s Pizza Front\" class=\"wp-image-320084\" /></a><a class=\"bp-suggestions-mention\" href=\"https://buddypress.org/members/imath/\" rel=\"nofollow\">@imath</a> took this picture 3 years ago <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f4f8.png\" alt=\"?\" class=\"wp-smiley\" /></div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background\" href=\"https://downloads.wordpress.org/plugin/buddypress.9.0.0.zip\"><strong>Get BuddyPress 9.0.0</strong></a></div>\n</div>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<p>You can get it clicking on the above button, downloading it from the <a href=\"https://wordpress.org/plugins/buddypress/\">WordPress.org plugin directory</a>, installing or updating it directly from your WordPress dashboard or checking it out from our <a href=\"https://buddypress.trac.wordpress.org/browser/branches/9.0\">Subversion repository.</a></p>\n\n\n\n<p><img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f449.png\" alt=\"?\" class=\"wp-smiley\" /> <em>If you’re upgrading from a previous version of BuddyPress, it’s always a good idea to back-up your WordPress database and files ahead of time.</em></p>\n\n\n\n<p>You can review all of the changes in this 9.0.0 release in the <a href=\"https://codex.buddypress.org/releases/version-9-0-0/\">release notes</a>. Below are the key features we believe you are going to enjoy most!</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>It’s all about Widget Blocks!</h2>\n\n\n\n<a href=\"https://buddypress.org/wp-content/uploads/1/2021/07/latest-activities.jpg\"><img width=\"1024\" height=\"638\" src=\"https://buddypress.org/wp-content/uploads/1/2021/07/latest-activities-1024x638.jpg\" alt=\"Illustration showing the Latest Activities Widget Block.\" class=\"wp-image-320073\" /></a>\n\n\n\n<p>WordPress 5.8 is right around the corner and debuts a brand new way to manage widgets: the Widget Block Editor. With BuddyPress 9.0.0, we have introduced 10 new BuddyPress Blocks, so you can continue to use your favorite BP Widgets with the new WP Block approach.</p>\n\n\n\n<p>The new BP Widget Blocks are simply Legacy Widgets we’ve rebuilt as BP Blocks, which means you can also access them in the Block Editor for use in your posts or pages!</p>\n\n\n\n<a href=\"https://buddypress.org/wp-content/uploads/1/2021/07/bp-widget-blocks-1.jpg\"><img width=\"1024\" height=\"689\" src=\"https://buddypress.org/wp-content/uploads/1/2021/07/bp-widget-blocks-1-1024x689.jpg\" alt=\"Illustration showing BP Blocks collection.\" class=\"wp-image-320074\" /></a>\n\n\n\n<p class=\"has-text-align-center\"><em>PS: Have you noticed that the icons for BuddyPress Blocks are now bright red?</em></p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h3>Convert a Legacy Widget into a Block Widget in two clicks <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f60e.png\" alt=\"?\" class=\"wp-smiley\" /></h3>\n\n\n\n<a href=\"https://buddypress.org/wp-content/uploads/1/2021/07/legacy-widget-to-block.jpg\"><img width=\"1024\" height=\"530\" src=\"https://buddypress.org/wp-content/uploads/1/2021/07/legacy-widget-to-block-1024x530.jpg\" alt=\"Illustration showing the Legacy Widget to Widget Block transformation.\" class=\"wp-image-320075\" /></a>\n\n\n\n<p>As shown in the image above, it’s very easy to transform a Widget into a Block. Your existing Widget settings will automagically be imported into your shiny, new BP Block.</p>\n\n\n\n<p>NB: Creating a BP Block for each existing BP Legacy Widget marks the first step toward the progressive retirement of these tiny pieces of BuddyPress content.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>The BP REST API: Improved endpoints and a new one!</h2>\n\n\n\n<p>This BuddyPress release was built in a short time frame to be ready for the release of WordPress 5.8.</p>\n\n\n\n<p>While doing the work on BP Widget Blocks, we’ve also manipulated many of our REST API endpoints and took this opportunity to improve several of them. We’re also introducing a new Sitewide Notices endpoint to allow site admins to create, edit, or delete notices and let all of your users fetch the active notice.</p>\n\n\n\n<div><span class=\"dashicons dashicons-admin-generic\"></span></div>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>Under the hood</h2>\n\n\n\n<p>9.0.0 comes with fewer changes than most of our releases but includes fixes for issues which appeared in 8.0.0 and BP Nouveau Template Pack improvements.</p>\n\n\n\n<div><span class=\"dashicons dashicons-buddicons-buddypress-logo\"></span></div>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>Many thanks to the 24 contributors who helped us build & translate BuddyPress 9.0.0</h2>\n\n\n\n<p><a href=\"https://profiles.wordpress.org/boonebgorges/\">Boone B Gorges (boonebgorges)</a>, <a href=\"https://profiles.wordpress.org/sbrajesh/\">Brajesh Singh (sbrajesh)</a>, <a href=\"https://profiles.wordpress.org/dcavins/\">David Cavins (dcavins)</a>, <a href=\"https://profiles.wordpress.org/dancaragea/\">Dan Caragea (dancaragea)</a>, <a href=\"https://profiles.wordpress.org/ianbarnes/\">Ian Barnes (ianbarnes)</a>, <a href=\"https://profiles.wordpress.org/nobnob/\">Javier Esteban (nobnob)</a>, <a href=\"https://profiles.wordpress.org/johnjamesjacoby/\">John James Jacoby (johnjamesjacoby)</a>, <a href=\"https://profiles.wordpress.org/leahkoerper/\">leahkoerper</a>, <a href=\"https://profiles.wordpress.org/marbaque/\">marbaque</a>, <a href=\"https://profiles.wordpress.org/markscottrobson/\">Mark Robson (markscottrobson)</a>, <a href=\"https://profiles.wordpress.org/imath/\">Mathieu Viet (imath)</a>, <a href=\"https://profiles.wordpress.org/modemlooper/\">modemlooper</a>, <a href=\"https://profiles.wordpress.org/niftythree/\">Nifty (niftythree)</a>, <a href=\"https://profiles.wordpress.org/DJPaul/\">Paul Gibbs (DJPaul)</a>, <a href=\"https://profiles.wordpress.org/nekojonez/\">Pieterjan Deneys (nekojonez)</a>, <a href=\"https://profiles.wordpress.org/r-a-y/\">r-a-y</a>, <a href=\"https://profiles.wordpress.org/espellcaste/\">Renato Alves (espellcaste)</a>, <a href=\"https://profiles.wordpress.org/shanebp\">shanebp</a>, <a href=\"https://profiles.wordpress.org/shawfactor/\">shawfactor</a>, <a href=\"https://profiles.wordpress.org/slaffik/\">Slava Abakumov (slaffik)</a>, <a href=\"https://profiles.wordpress.org/netweb/\">Stephen Edgar (netweb)</a>, <a href=\"https://profiles.wordpress.org/tamarazambrana/\">tamarazambrana</a>, <a href=\"https://github.com/tkserver\">TKServer</a>, <a href=\"https://profiles.wordpress.org/vapvarun/\">Varun Dubey (vapvarun)</a>.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>Your feedback</h2>\n\n\n\n<p>How are you using BuddyPress? Receiving your feedback and suggestions for future versions of BuddyPress genuinely motivates and encourages our contributors. Please <a href=\"https://buddypress.org/support/buddypress-9-0-0\">share your feedback</a> about this version of BuddyPress on our website.</p>\n\n\n\n<p>Thank you for using BuddyPress!</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 19 Jul 2021 22:45:07 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"David Cavins\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:13;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:87:\"WPTavern: WPBeginner Releases a Comment Moderator Solution Often Needed for Large Teams\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120195\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:219:\"https://wptavern.com/wpbeginner-releases-a-comment-moderator-solution-often-needed-for-large-teams?utm_source=rss&utm_medium=rss&utm_campaign=wpbeginner-releases-a-comment-moderator-solution-often-needed-for-large-teams\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3607:\"<p class=\"has-drop-cap\">Last week, WPBeginner released <a href=\"https://wordpress.org/plugins/comment-moderation-role/\">Comment Moderation Role</a> to the WordPress plugin directory. The plugin does a simple job of creating a single user role that can only moderate comments.</p>\n\n\n\n<p>The most common use case for such a role — named “WPB Comment Moderator” in the admin — is for larger teams that need a separate user account to tackle moderation. WordPress has no built-in way of handling this. For one of the most extendable CMSs on the planet, this is one area where it has always fallen short.</p>\n\n\n\n<p>It almost feels like yesterday. In reality, it was <a href=\"https://core.trac.wordpress.org/ticket/12104#comment:17\">10 years ago</a> when I stumbled upon a (then) year-old <a href=\"https://core.trac.wordpress.org/ticket/12104\">ticket for a bug</a> that was a breaking point in a project I was working on. I needed to grant specific users on a WordPress site permission to moderate comments but not allow them to edit other things in the admin.</p>\n\n\n\n<p>Some of you may be thinking that the <code><a href=\"https://wordpress.org/support/article/roles-and-capabilities/#moderate_comments\">moderate_comments</a></code> capability should allow that. And, you would be correct in thinking that it <em><strong>should</strong></em>. However, that is not how it works at all. For users to edit comments, they must also be able to edit posts. It is a bit of a convoluted mess if you do a deep dive into the core code only to find hard-coded permissions checks that are impossible to override without rewriting large chunks of code.</p>\n\n\n\n<p>I would run into the same issue multiple times in the years since. I have built a few hacky, one-off workarounds for specific projects, but they were never ideal. And, I was never interested in maintaining a plugin that solved this problem because I knew it had the potential to be a bit of a pain.</p>\n\n\n\n<p>While I have seen a few other solutions, each fundamentally flawed, I am happy to see someone tackling this without exposing permissions issues.</p>\n\n\n\n<p>WPBeginner’s Comment Moderation Role plugin works in the same way that I think such a plugin should work, at least with the roadblocks that WordPress currently puts in the way.</p>\n\n\n\n<p>Site administrators can add WPB Comment Moderator to any account via the user management admin screen. The process is the same as adding or removing any other role in WordPress.</p>\n\n\n\n<img />Granting the WPB Comment Moderator role to a user.\n\n\n\n<p>After adding the role to a user, that user can access the Comments admin screen. They can also see both the Dashboard and their own Profile in the admin. Except in the cases where they have another role added via a different plugin, they will not have permission to access other screens.</p>\n\n\n\n<img />Comments admin screen for user with the WPB Comment Moderator role\n\n\n\n<p>Because of core WordPress’s hard-coded permissions check, the plugin must create its own comments management screen. Most users will not notice this because it is all under the hood. The plugin only adds it when necessary, and it does not look or function any differently than the default screen. It is just a lot of code work and duplication to fix an 11-year-old reported bug in WordPress.</p>\n\n\n\n<p>Until the foundational issue is addressed in core WordPress, Comment Moderation Role is the best plugin for this job. After extensive testing, I can now say that it is now nestled firmly in my toolbox, ready to pull out when needed for a project.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 19 Jul 2021 22:13:22 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:14;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"Gutenberg Times: List of WordPress Themes for Full-Site Editing and Resources\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://gutenbergtimes.com/?p=18502\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:88:\"https://gutenbergtimes.com/list-of-wordpress-themes-for-full-site-editing-and-resources/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:8014:\"<p>A few people ask about WordPress Themes that are already working with the Full-Site Editing system and the new Site Editor. Here is a List as of July 2021. </p>\n\n\n\n<p>The Themes are all built while Full-Site Editing is under active development and many features are experimental. Do not use in production or live site. Expect the themes to be wonky at times, until developers have a chance to update the themes for new Gutenberg plugin version. In short: There will be Dragons! ?</p>\n\n\n\n<p>Oh, yes. You also need to <a href=\"https://wordPress.org/plugins/gutenberg\">install the Gutenberg plugin</a>. </p>\n\n\n\n<p>For the lastest updates pre-release, use the <a href=\"https://gutenbergtimes.com/need-a-zip-from-master/\">Gutenberg Nightly</a></p>\n\n\n\n<h2>Themes for Full-Site Editing in the WordPress repository</h2>\n\n\n\n<p>I only used TT1 Blocks Theme for FSE-Testing. I rely mostly on Justin Tadlock or others to provide more insights on the various themes. The articles are linked with the theme header. </p>\n\n\n\n<h3><strong><a href=\"https://wordpress.org/themes/armando/\">Armando</a> by Carolyn Newmark</strong></h3>\n\n\n\n<p><a href=\"https://wptavern.com/armando-wordpress-theme-provides-insight-into-the-current-state-of-full-site-editing\">Armando WordPress Theme Provides Insight Into the Current State of Full Site Editing</a></p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/blockbase/\">Block Base</a> by Automattic</h3>\n\n\n\n<p><a href=\"https://themeshaper.com/2021/06/07/using-blockbase-for-a-theme-experiment/\">Using Blockbase for a theme experiment</a> (ThemeShaper) by Kjell Reigstad</p>\n\n\n\n<p><a href=\"https://wptavern.com/the-automattic-theme-team-announces-blockbase-its-new-block-parent-theme\">The Automattic Theme Team Announces Blockbase, Its New Block Parent Theme</a> (WordPress Tavern) by Justin Tadlock</p>\n\n\n\n<p><a href=\"https://themeshaper.com/2021/05/27/blockbase-a-parent-theme-for-block-themes/\">Blockbase: A parent theme for block themes</a> (ThemeShaper) by Ben Dwyer</p>\n\n\n\n<h4>Child themes of Block Base </h4>\n\n\n\n<p><a href=\"https://wordpress.org/themes/mayland-blocks/\">Mayland Blocks</a> by Automattic </p>\n\n\n\n<p><a href=\"https://wordpress.org/themes/seedlet-blocks/\">Seedlet Blocks</a> by Automattic</p>\n\n\n\n<p><a href=\"https://wptavern.com/automattic-launches-mayland-blocks-its-second-fse-theme-on-wordpress-org\">Automattic Launches Mayland Blocks, Its Second FSE Theme on WordPress.org</a></p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/block-based-bosco/\">Block-Based Bosco</a> by Fränk Klein</h3>\n\n\n\n<p><a href=\"https://wpdevelopment.courses/articles/full-site-editing-theme-learnings/\">What I Learned Building a Full-Site Editing Theme</a></p>\n\n\n\n<p><a href=\"https://wpdevelopment.courses/articles/global-styles-in-block-based-bosco/\">Implementing Global Styles in Block-Based Bosco</a></p>\n\n\n\n<p><a href=\"https://wptavern.com/block-based-bosco-second-full-site-editing-theme-lands-in-the-wordpress-directory\">Block-Based Bosco, Second Full-Site Editing Theme Lands in the WordPress Directory</a></p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/clove/\">Clove </a>by Anariel Design</h3>\n\n\n\n<p><a href=\"https://wptavern.com/clove-a-showcase-of-block-patterns-by-anariel-design\">Clove: A Showcase of Block Patterns by Anariel Design</a> (WPTavern)</p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/hansen/\">Hansen</a> by Uxl Themes</h3>\n\n\n\n<p><a href=\"https://wptavern.com/build-a-full-wordpress-site-via-block-patterns-with-the-hansen-theme\">Build a Full WordPress Site via Block Patterns With the Hansen Theme</a></p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/naledi/\">Naledi </a>by Anariel Design</h3>\n\n\n\n<p><a href=\"https://wptavern.com/anariel-design-launches-naledi-a-block-based-wordpress-theme\">Anariel Design Launches Naledi, a Block-Based WordPress Theme</a> (WordPress Tavern)</p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/q/\">Q </a>by Ari Stathopoulos</h3>\n\n\n\n<p><a href=\"https://wptavern.com/exploring-full-site-editing-with-the-q-wordpress-theme\">Exploring Full-Site Editing With the Q WordPress Theme</a></p>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/rick/\">Rick</a> by WPEntire </h3>\n\n\n\n<h3><a href=\"https://wordpress.org/themes/tt1-blocks/\">TT1 Blocks</a> by WordPress contributors</h3>\n\n\n\n<p>This is the FSE sibling of the Twenty-Twenty-One Theme</p>\n\n\n\n<p><em>If you find any theme missing in this list, <a href=\"mailto:pauli@gutenbergtimes.com\">let me know.</a></em></p>\n\n\n\n<h2>WordPress Themes team resources</h2>\n\n\n\n<p>The themes team <a href=\"https://github.com/WordPress/theme-experiments\">share their experiments on GitHub</a>. Some listed themes made it as stand-alone theme into the repository listed above. </p>\n\n\n\n<p>Contributors also included a script to <strong>generate a theme</strong> with the minimum necessary to build your own block theme: <code>php new-empty-theme.php</code>.</p>\n\n\n\n<p>Every other week, the <strong>themes team meets discussion Block-based themes</strong>: 2nd and 4th Tuesday at 15:00 UTC (11am EDT) wp-slack channel #themereview</p>\n\n\n\n<p>Every week, the <a href=\"https://make.wordpress.org/themes/tags/gutenberg-themes-roundup/\">Themes team published a <strong>roundup post </strong></a>about newly merged changes, and what is discussed on the GitHub repo for Gutenberg. The post also has a few overview issues so you can always catch up on what is in the works. <em>Follow the #gutenberg-themes-roundup tag on the make-blog/themes</em></p>\n\n\n\n<p><strong>Anne McCarthy</strong>, developer relations and program manage for the FSE outreach published a post on ThemeShaper with more <a href=\"https://themeshaper.com/2021/07/13/resources-for-block-theme-development/\">Resources for block theme development</a></p>\n\n\n\n<h2>DevNotes for WordPress 5.8 </h2>\n\n\n\n<ul><li><a href=\"https://make.wordpress.org/core/2021/06/25/introducing-theme-json-in-wordpress-5-8/\">Introducing theme.json in WordPress 5.8</a></li><li><a href=\"https://make.wordpress.org/core/2021/06/29/on-layout-and-content-width-in-wordpress-5-8/\">On layout and content width in WordPress 5.8</a></li><li><a href=\"https://make.wordpress.org/core/2021/06/16/introducing-the-template-editor-in-wordpress-5-8/\">Introducing the template editor in WordPress 5.8</a></li><li><a href=\"https://make.wordpress.org/core/2021/07/01/block-styles-loading-enhancements-in-wordpress-5-8/\">Block-styles loading enhancements in WordPress 5.8</a></li><li><a href=\"https://make.wordpress.org/core/2021/06/29/blocks-in-an-iframed-template-editor/\">Blocks in an iframed (template) editor</a></li><li><a href=\"https://make.wordpress.org/core/2021/06/21/bundled-themes-changes-in-wordpress-5-8/\">Bundled themes changes in WordPress 5.8</a></li></ul>\n\n\n\n<h2>Developer Documentation </h2>\n\n\n\n<ul><li><a href=\"https://developer.wordpress.org/block-editor/how-to-guides/themes/block-theme-overview/\">Block Theme Overview</a></li><li><a href=\"https://developer.wordpress.org/block-editor/how-to-guides/themes/create-block-theme/\">Create a Block Theme</a></li><li><a href=\"https://developer.wordpress.org/block-editor/how-to-guides/themes/theme-json/\">Global Settings (theme.json)</a></li><li><a href=\"https://developer.wordpress.org/block-editor/how-to-guides/themes/theme-support/\">Theme Support</a></li></ul>\n\n\n\n<h2>Courses and Tutorials</h2>\n\n\n\n<ul><li>Caroline Nymark: <a href=\"https://fullsiteediting.com/courses/full-site-editing-for-theme-developers/\">Full-site editing For Developers</a></li><li>Fränk Klein: <a href=\"https://wpdevelopment.courses/courses/building-block-based-themes/\">Building Block-Based Themes</a></li><li>Tammie Lister: <a href=\"https://ephemeralthemes.com/2021/07/17/creating-a-theme/\">Creating a Theme</a></li><li>Rich Tabor: <a href=\"https://richtabor.com/gutenberg-block-templates/\">The Ultimate Guide to WordPress Block Templates in Gutenberg</a></li></ul>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p>U<em>pdated 7/21 to add Rich Tabor’s article on Block Templates </em></p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 19 Jul 2021 12:31:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Birgit Pauli-Haack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:15;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:75:\"WordPress.org blog: WP Briefing: Episode 13: Cherishing WordPress Diversity\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://wordpress.org/news/?post_type=podcast&p=10949\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"https://wordpress.org/news/2021/07/episode-13-cherishing-wordpress-diversity/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:14888:\"<p>In this episode, Josepha Haden Chomphosy discusses the importance of Diversity, Equity, and Inclusion to the fabric of the WordPress project and how we can move from a place of welcoming it to cherishing it.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<p>Editor: <a href=\"https://profiles.wordpress.org/dustinhartzler/\">Dustin Hartzler</a></p>\n\n\n\n<p>Logo: <a href=\"https://profiles.wordpress.org/beafialho/\">Beatriz Fialho</a></p>\n\n\n\n<p>Production: <a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></p>\n\n\n\n<p>Song: Fearless First by Kevin MacLeod</p>\n\n\n\n<h2>References</h2>\n\n\n\n<p><a href=\"https://make.wordpress.org/community/handbook/meetup-organizer/event-formats/diversity-speaker-training-workshop/\">Diverse Speaker Training Workshop</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2020/12/23/a-wordpress-dinner-party/\">A WordPress Dinner Party</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2018/11/06/the-burden-of-proof/\">The Burden of Proof</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2021/03/05/leading-at-any-level/\">Leadership At Any Level</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2019/03/02/building-a-culture-of-safety/\">Building a Culture of Safety</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2020/03/27/leadership-basics-ethics-in-communication/\">Leadership Basics: Ethics in Communication</a></p>\n\n\n\n<p><a href=\"https://wordpress.org/support/wordpress-version/version-5-6/\">WordPress 5.6</a></p>\n\n\n\n<p>Bonus resource: <a href=\"https://allienimmons.com/how-to-be-a-wordpress-ally/\">How to Be a WordPress Ally</a></p>\n\n\n\n<h2>Transcript</h2>\n\n\n\n<span id=\"more-10949\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:10</p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress Briefing, the podcast where you can catch quick explanations of the ideas behind the WordPress open source project, some insight into the community that supports it, and get a small list of big things coming up in the next two weeks. I’m your host, Josepha Haden Chomphosy. And before we get started, I have to be honest with you all, this episode and the next one have made me feel really anxious. This one is about Diversity, Equity, and Inclusion in open source, and especially in WordPress. And the next one is about accessibility in WordPress. And I feel like there’s just so much to do, and we don’t do enough, but we do what we can. And still, we will never be done with that work. And if you don’t know what I mean by Diversity, Equity, and Inclusion, you can kind of think of it this way. Diversity is bringing in people with different viewpoints and lived experiences. Equity is making sure everyone has what they need to get a fair chance of success, which is different from equality. And Inclusion is making sure that the environment is built to not only tolerate diverse groups but to celebrate them as well. So remember this as you listen to what I have to say here. We are never where we want to be in either of those spaces. But that shouldn’t stop us from looking at the things we have done to get us in the right direction. All right. Here we go.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>01:54</p>\n\n\n\n<p>I say a lot that we are a project that serves a majority collection of minority voices. WordPress is global in reach and open source in nature. And you would assume that what allows the software to be used by anyone would also enable it to be built by anyone. After all, your location doesn’t matter, and who employs you also doesn’t matter. And your relative social standing certainly shouldn’t matter. As long as you can communicate with the others contributing to the project, there should be no obstacle to your participation. The mission of the WordPress project is to democratize publishing, right? It’s to get the ability to have a website tap into passive income on your web presence. I mean, the job is to level the playing field for everyone. However, it’s my experience that bringing in new voices takes a lot of proactive work on behalf of leaders and contributors. It’s not enough to say, “Hey, I’m having a party,” you also have to say, “I’m having a party, and I’d like you to be there.” It’s not enough to think people will make their own space at this table. You have to make sure that you have table settings for everyone. And even beyond the basics of directing people to you. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>03:12</p>\n\n\n\n<p>And on toward the next steps, you have to be honest about the fact that open source contribution requires a fair amount of privilege. By privilege, I mean the luxury of extra time or extra funding or just an understanding employer. WordPress supports 41% of the web. I think it’s 42% of the web right now. But less than 1% of people who use WordPress show up to help maintain it. And that 1% that does show up skews toward people who already have a pretty high level of representation and technology. And so, when you look at who is building it versus who is using it, it doesn’t always match. And since what we build so frequently reflects who we are, sometimes what we build doesn’t match the needs of the people who are using what we have.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>04:10</p>\n\n\n\n<p>So what has WordPress done to be proactive on the question of Diversity, Equity, and Inclusion? There are quite a few unseen things that have gone into this over the years and a few pretty visible things. This is a very long list. And it has a whole lot of just reference material. And so the show notes today will come in handy for people, and there will be just a laundry list of linked resources for everyone. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>04:39</p>\n\n\n\n<p>But the first thing that WordPress has done is that we have accepted the burden of proof. I’m going to share a post about this in the show notes. That means we accept that it’s not the job of underrepresented folks to figure out if they are welcome. It’s up to us to make it clear that they are. So, there are three big little things that the community has done over the years. One is that many teams open their text-based meetings with an explanation of what is done in the meeting, who comes to the meetings, where to find help if you’re lost in the meeting, and for teams that have a specific type of requests that comes into those channels that aren’t handled in those channels. They also will share where people can go to get those requests taken care of. Many teams have also updated their team handbooks to have good beginner docs, limited use of inside jokes or jargon, and good first bugs. And also, there is a code of conduct in the community declaring that everyone is welcome and clarifies what to do if you see folks being unwelcoming. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:51</p>\n\n\n\n<p>A second big thing that folks in the WordPress community have done is written down what was unwritten. Having things clearly documented unlocks institutional knowledge that you’d otherwise have to know someone to get. Clarity and process and the structure help anyone engage with your organization, not just the people who have extra time to figure things out. What that looks like in the WordPress project is that many teams have documented their workflows and their working spaces and just their general team norms. Many teams have also started defining what it means to be a team rep and holding open processes to choose those team reps. Many other community leaders and I have written down countless unspoken rules, guidelines, and philosophical underpinnings so that people don’t have to guess what we’re doing or why we’re doing things, or where we want to do them.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>06:46</p>\n\n\n\n<p>And the more visible thing that the WordPress project has been doing is that we found ways to invite people in, and they’re not failsafe; they’re not foolproof, but it is certainly a step in the right direction. The first one is an ongoing, diverse speaker training initiative. And I’ll include a link to that in the show notes as well. It is run by Jill Binder and a fantastic group of contributors that collaborate with her. And I really have loved watching that particular program grow and flourish and help WordPress make a difference where we absolutely can. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>07:27</p>\n\n\n\n<p>The second thing that was pretty visible about how we invited people in was at the end of 2020, and we had an all-women and nonbinary release squad for our biggest release of the year; WordPress 5.6. I had a group of probably 70 women and nonbinary identifying folx who joined in the process and joined in learning more about the process. Some of them have continued in the project. Others have stepped away for various reasons. But all of them are welcome to return. And I encourage everyone to return to contribution when time and resources make that possible for you. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>08:09</p>\n\n\n\n<p>And then the third thing that we’ve done, which I have talked about a lot, is the revival of the testing and triage practices. That has been work that’s been ongoing for a number of years. And it happens across multiple teams. It is not always immediately clear to people why the testing work. And the triage work is identifiable for me as a way to invite people into this process. And so I’ll be briefly clear about it right now. So testing as a practice brings in the users that otherwise don’t have a lot of spare time and that extra privilege to like, figure out what’s going on with WordPress, and contribute their own fixes to problems. They can give back to this project by being co-developers with us, co-creators with our entire process of making WordPress real and usable for the largest number of people that we can because we now support 42% of the web. And then, the triage practice invites in a diverse voice of people. Because you don’t necessarily always need to know everything about a project to help with triage. And when you’re helping with triage, you get active learning through participating in the process. But you also get passive learning from the people who already know huge amounts about the project and the process and everything that goes into it. And so it’s a low key low stress way to get your feet wet and start building that knowledge that sometimes is hard to come by unless you are actively working in it. So the testing practices, the triage practices, I really to the core of my being believe that those are active and ongoing ways for us to invite people who otherwise wouldn’t have a chance to get their voices heard in an open source project. And y’all, as I said at the start, y’all, there’s nothing about this list that I just shared, which makes me feel like our work on this is done. Just like any muscle, you don’t fight to peak fitness, and then hit the big stop button on time and say, “Now, I never have to work out again.” If we did, the world would be a very different place probably. But it does then lead us to the next steps for fostering a community culture that’s as broad as the people who use this software. If you believe in leadership at any level, as I do, there are a ton of things that you can do right now. But I’ll boil them down into three big chunks of things.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>10:54</p>\n\n\n\n<p>First, check your community area, or whatever community you want to apply this to, for things that need a little more proactive work. I will share a post called<em> Building A Culture of Safety</em> that will take you through a list of good first steps. And it is not as hard as it looks. When you say build a culture of safety, there are many really clear-cut minor changes that you can ask people to make and, in like, four or five different areas that can help your community be more welcoming and more open. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>11:30</p>\n\n\n\n<p>The second thing that you can do is know that small changes add up over time and commit to making those changes where you can. If you are elite at any level, you know that supporting people and processes is the responsibility of everyone in the group. And if you can make your own autonomous decisions and commit to making small changes that make a big difference over time, you will be part of that solution. And that is not specific to any one group that we have in our communities. You can be an ally for anyone, whether they look like you, whether they have your same experiences, or not. And sometimes, it’s as easy as just holding space for the people who haven’t had a chance to talk yet. And on the subject of holding space and the way that we communicate. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>12:22</p>\n\n\n\n<p>The third thing that I think is incredibly important is that you can take on as a foundational personal practice the concept of ethical communication. I’ll share a post about that as well in the show notes, but the core of it is that you have to know that what you say and don’t say what you do and don’t do has an impact on others and embrace that responsibility. All right, so you made it all the way through, and I am so proud of you. I’m sure you have questions about this. And I encourage you to share those. You can email them to me at wp briefing@wordpress.org.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>13:10</p>\n\n\n\n<p>This brings us to our small list of big things. I’ve got two things for you today. First and foremost, WordPress 5.8 gets released tomorrow. It’s a big release, and lots of people have been working on it. So get your update processes ready and keep an eye on wordpress.org/news for the announcement post. Second, and still pretty important, team reps have been working on their quarterly check-ins so that all other teams can get an idea of what’s happening around the WordPress office. Keep an eye out for that post on make.wordpress.org/updates. And that is your smallest of big things. Thank you for tuning in today for the WordPress Briefing. I’m your host Joseph Hayden Chomphosy, and I’ll see you again in a couple of weeks.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 19 Jul 2021 12:00:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:16;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:110:\"Gutenberg Times: Theme creation, Block plugin development and the Future of WordPress – Weekend Edition #178\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://gutenbergtimes.com/?p=18531\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:114:\"https://gutenbergtimes.com/theme-creation-block-plugin-development-and-the-future-of-wordpress-weekend-edition-17/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:12172:\"<p>Howdy, my friends! </p>\n\n\n\n\n\n<p>WordPress 5.8 will be release next week. Are you ready? Well, if you didn’t get any chance to test things, you should still be alright. If you know your customers will be fiddling with their site’s widget section, do yourself a favor and <a href=\"https://wordpress.org/plugins/classic-widgets/\">install the Classic Widget plugin</a>, so there are no surprises. </p>\n\n\n\n<p>For last-minute testing, use the <a href=\"https://make.wordpress.org/core/2021/07/15/wordpress-5-8-release-candidate-4/\">Release Candidate number 4</a>. The final release is scheduled for Tuesday, July 20, 2021. The <a href=\"https://make.wordpress.org/core/2021/07/03/wordpress-5-8-field-guide/\">Field Guide </a>covers all changes. </p>\n\n\n\n<p>Wishing you all the best for the upgrade! Holler if you need any help! </p>\n\n\n\n<p>Yours, ?<br />Birgit</p>\n\n\n\n<h2>Gutenberg and the Future of WordPress</h2>\n\n\n\n<p>In this week’s Jukebox episode, host <strong>Nathan Wrigley</strong> discussed with <strong>Robert Jacobi</strong> the Future of WordPress in the era of Gutenberg. <strong><a href=\"https://wptavern.com/podcast/5-robert-jacobi-on-why-hes-putting-gutenberg-first\">Jacobi explained why he is persuing a Gutenberg first approach.</a> </strong>You can listen on WordPress Tavern or your favorite podcast app. </p>\n\n\n\n<p><em>From the section “Neither Gutenberg nor WordPress News”: I am excited about the <a href=\"https://www.theverge.com/2021/7/16/22580023/automattic-pocket-casts-podcast-app-tumble-wordpress\">acquisition of Pocket Casts by Automattic</a>. I tested many other podcast apps, but Pocket Casts has been my favorite for many, many years.</em> </p>\n\n\n\n<p><strong>Nathan da Silva</strong>, founder of Silva Web Designs, wrote about <a href=\"https://silvawebdesigns.com/the-future-of-wordpress-page-builders/\">the Future of Page Builders</a> and concludes, there are still pieces missing before Gutenberg makes 3rd Party page builders obsolete. Da Silva mentions, Full-Site Editing is not there yet and there are not as many add-on available as Elementor or Beaver Builder provide for their site builders workflow. </p>\n\n\n\n\n<p><strong><a href=\"https://gutenbergtimes.com/podcast/changelog-47-developing-block-plugins-wordpress-5-8/\">Episode #47 is now available</a> with transcript. <br />Next recording July 23, 2021 </strong></p>\n\n\n\n<p> <strong>Subscribe to the <a href=\"https://gutenbergtimes.com/podcast/\">Gutenberg Changelog</a> podcast </strong><br />?️ <a href=\"https://open.spotify.com/show/620NwVKQJGdTupy36zYxvg?mc_cid=4b6c9f88fe\">Spotify</a> | <a href=\"https://podcasts.google.com/feed/aHR0cHM6Ly9ndXRlbmJlcmd0aW1lcy5jb20vZmVlZC9wb2RjYXN0\">Google</a> | <a href=\"https://podcasts.apple.com/us/podcast/gutenberg-changelog/id1469294475\">iTunes</a> | <a href=\"https://pca.st/podcast/f8445ec0-7508-0137-f267-1d245fc5f9cf\">PocketCasts</a> | <a href=\"https://www.stitcher.com/show/gutenberg-changelog\">Stitcher</a> |<br />?️ <a href=\"https://www.podbean.com/podcast-detail/chi7j-9904a/Gutenberg-Changelog-Podcast\">Pod Bean</a> | <a href=\"https://castbox.fm/channel/Gutenberg-Changelog-id2173375\">CastBox</a> | <a href=\"https://www.podchaser.com/podcasts/gutenberg-changelog-878239/\">Podchaser</a> | <a href=\"https://gutenbergtimes.com/feed/podcast\">RSS Feed</a> </p>\n\n\n\n<img />\n\n\n\n\n<h2>Block-editor for Content Creators</h2>\n\n\n\n<p>On July 29th, 10 a.m. PT / 1 p.m. ET / 5 p.m. UTC. <strong>WordPress VIP</strong> will hold a webinar with the title <a href=\"https://wpvip.com/resource/gutenberg-full-site-editing-webinar/\"><strong>Gutenberg Full-Site Editing: Unlocking Agility for Enterprise WordPress</strong></a>. James Proctor will share lessons from the cutting edge of implementation. “By taking Gutenberg blocks beyond the post editor, these new features allow content creators unprecedented agility and control over the entire site experience. “ Any site owner and agency will be able to take advantage of the knowledge shared at scale.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/redcrew\">Deborah Edwards-Onoro</a></strong> posted a great tutorial on how to <a href=\"https://www.lireo.com/quick-tip-manage-your-wordpress-block-editor-preferences/\">Manage your Block Editor preferences</a> and increase productivity and comfort. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p>WordPress 5.8 brings Duotone Filters to images of the block editor. <strong>Justin Tadlock </strong>takes you on a tour of this fabulous new feature: <a href=\"https://wptavern.com/duotone-filters-wordpress-5-8-puts-a-powerful-image-editing-tool-into-users-hands\">Duotone Filters: WordPress 5.8 Puts a Powerful Image-Editing Tool Into Users’ Hands</a>‘.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>Developing Plugins for the Block Editor</h2>\n\n\n\n<p>After the <a href=\"https://richtabor.com/gutenberg-block-plugins/\">Primer</a> last week, <strong><a href=\"https://twitter.com/richard_tabor\">Rich Tabor</a></strong> posted <strong><a href=\"https://richtabor.com/build-publish-gutenberg-block-plugins/\">How to Build & Publish Gutenberg Block Plugins to the WordPress Block Directory.</a></strong> Tabor guides you through the process from <code>create block</code> scaffolding and running the block plugin checker to uploading your block to WordPress repository and get it approved for the Block Directory. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/mkaz\">Marcus Kazmierczak</a></strong> wrote a series of posts on how to <a href=\"https://mkaz.blog/wordpress/conditionally-load-block-assets/\"><strong>Conditionally Load Block Assets</strong></a> when building block plugins. There are quite a few different ways to skin that proverbial cat. <a href=\"https://mkaz.blog/wordpress/conditionally-load-block-assets-part-3/\">Start at the latest post</a>, explaining the new WordPress 5.8 way to handle this. Kazmierczak also provides a video walk through. </p>\n\n\n\n<p>This helped me to understand the feature <strong>Ari Stathopoulos</strong> worked on and described in his Dev Note: <a href=\"https://make.wordpress.org/core/2021/07/01/block-styles-loading-enhancements-in-wordpress-5-8/\">Block-styles loading enhancements in WordPress 5.8</a></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/riadbenguella\">Riad Benguella</a></strong> has a few more<strong> <a href=\"https://make.wordpress.org/core/2021/07/12/miscellaneous-block-editor-api-additions-in-wordpress-5-8/\">Miscellaneous block editor API additions in WordPress 5.8</a> – it covers: </strong></p>\n\n\n\n<ul><li>Contextual patterns for easier creation and block transformations</li><li>Pattern Registration API</li><li>BlockControls group prop</li></ul>\n\n\n\n\n<p><strong> <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/\" target=\"_blank\" rel=\"noreferrer noopener\">“Keeping up with Gutenberg – Index 2021”</a> </strong><br />A chronological list of the WordPress Make Blog posts from various teams involved in Gutenberg development: Design, Theme Review Team, Core Editor, Core JS, Core CSS, Test and Meta team from Jan. 2021 on. Updated by yours truly. <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/keeping-up-with-gutenberg-index-2020/\"><em>The index 2020 is here</em></a></p>\n\n\n\n\n<h2>Gutenberg and Themes</h2>\n\n\n\n<p><strong><a href=\"https://twitter.com/jcristpbking\">Jason Crist</a> </strong>published this week’s <a href=\"https://make.wordpress.org/themes/2021/07/16/gutenberg-themes-week-of-july-16-2021/\"><strong>Gutenberg + Themes</strong></a> roundup. Two issues caught my eye: </p>\n\n\n\n<ul><li>Should it be possible to <a href=\"https://github.com/WordPress/gutenberg/issues/33367\">overwrite properties via PHP </a>or should the properties in the theme.json come after PHP properties are set. What do you think?</li><li><a href=\"https://github.com/WordPress/gutenberg/issues/32939\">Is there a case for dynamic template parts?</a> Discuss! </li></ul>\n\n\n\n<p>There is of course, much more going on. Another great round-up post from the Theme Team! </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Anne McCarthy</strong> shared <a href=\"https://themeshaper.com/2021/07/13/resources-for-block-theme-development/\"><strong>Resources for block theme development</strong></a> on ThemeShaper. She wrote: “Whether you’re just starting out or already deep in the block theme world, the following resources should help you be aware of what’s to come and how to get involved in shaping the future.”</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/karmatosed\">Tammie Lister</a></strong> published here process on <a href=\"https://ephemeralthemes.com/2021/07/17/creating-a-theme/\"><strong>how to create a theme</strong></a> and what she encountered. She wrote: “I am still like many discovering how I create themes using site editing, but I wanted to share my current process and some observations I’ve made along the way. “</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><a href=\"https://twitter.com/nickmdiego\"><strong>Nick Diego</strong> </a>collected three small fixes to his theme to change the breakpoint for the column block to become responsive, how to change the order of the mobile columns and how to disable responsive columns completely. For the latter, Diego uses a solution by Andy Serong, that is already merged to Gutenberg and will be released with the plugin version 11.2 on July 21st, 2021. Details in <a href=\"https://nickdiego.com/disable-responsive-columns-in-gutenberg-and-other-tips/\"><strong>Disable Responsive Columns in Gutenberg and Other Tips</strong></a></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/rob_stino\">Rob Stinson</a></strong> posted about <strong><a href=\"https://studiopress.blog/wordpress-5-8-widgets-changes-and-how-they-impact-the-genesis-framework/\">WordPress 5.8 Widgets Changes and How they Impact the Genesis Framework</a>.</strong> He wrote: “To help navigate this for the 100,000’s of sites that run on the Genesis Framework we have implemented an <em>opt-in</em> experience in version 3.3.4 for whenever anyone updates to WordPress 5.8.”</p>\n\n\n\n\n<p><strong><a href=\"https://gutenbergtimes.com/need-a-zip-from-master/\">Need a plugin .zip from Gutenberg’s main (trunk) branch?</a></strong><br />Gutenberg Times provides daily build for testing and review. <br />Have you been using it? Hit reply and let me know.</p>\n\n\n\n<p><img alt=\"GitHub all releases\" src=\"https://img.shields.io/github/downloads/bph/gutenberg/total?style=for-the-badge\" /></p>\n\n\n\n<p></p>\n\n\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p class=\"has-text-align-center\"><strong>Don’t want to miss the next Weekend Edition? </strong></p>\n\n\n\n<form class=\"wp-block-newsletterglue-form ngl-form ngl-portrait\" action=\"https://gutenbergtimes.com/feed/\" method=\"post\"><div class=\"ngl-form-container\"><div class=\"ngl-form-field\"><label class=\"ngl-form-label\" for=\"ngl_email\">Type in your Email address to subscribe.</label><div class=\"ngl-form-input\"><input type=\"email\" class=\"ngl-form-input-text\" name=\"ngl_email\" id=\"ngl_email\" /></div></div><button class=\"ngl-form-button\">Subscribe</button><p class=\"ngl-form-text\">We hate spam, too and won’t give your email address to anyone except Mailchimp to send out our Weekend Edition</p></div><div class=\"ngl-message-overlay\"><div class=\"ngl-message-svg-wrap\"></div><div class=\"ngl-message-overlay-text\">Thanks for subscribing.</div></div><input type=\"hidden\" name=\"ngl_list_id\" id=\"ngl_list_id\" value=\"26f81bd8ae\" /><input type=\"hidden\" name=\"ngl_double_optin\" id=\"ngl_double_optin\" value=\"yes\" /></form>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 17 Jul 2021 23:19:47 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Birgit Pauli-Haack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:17;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:71:\"WPTavern: Identify and Select Blocks via the Wayfinder WordPress Plugin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120070\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:187:\"https://wptavern.com/identify-and-select-blocks-via-the-wayfinder-wordpress-plugin?utm_source=rss&utm_medium=rss&utm_campaign=identify-and-select-blocks-via-the-wayfinder-wordpress-plugin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:6962:\"<p class=\"has-drop-cap\">Christopher John, a Seattle-based designer and UX engineer, released his first project to the plugin directory yesterday. <a href=\"https://twitter.com/theMOLITOR/status/1415744294414000128\">Announced via Twitter</a> to high praise, <a href=\"https://wordpress.org/plugins/wayfinder/\">Wayfinder</a> is a block outline solution for the WordPress editor.</p>\n\n\n\n<p>Like similar plugins, the goal is to make it easier for end-users to select nested blocks, which can sometimes be tough to pin down. Wayfinder outlines each block in the editor on hover. It then displays the block name at the upper left of the box.</p>\n\n\n\n<p>My favorite feature that you will not find elsewhere is the addition of each block’s classes at the bottom right of the box. This makes it easy for designers or users who want to quickly find a class for styling.</p>\n\n\n\n<img />Outline of a Heading block.\n\n\n\n<p>Users can also enable or disable the pieces of the UI they want to appear via the plugin’s setting screen. However, any changes affect all of the site’s user experiences. Currently, there are no per-user settings.</p>\n\n\n\n<p>At first glance, the plugin seemed to work great. The hover outline experience felt smooth, and I did not need to change the default options. Wayfinder almost seemed to be everything one might look for in a block-outline solution. It was besting existing plugins in nearly every way.</p>\n\n\n\n<p>However, things soon began rolling downhill when writing a typical blog post with nothing other than Heading, Paragraph, and Image blocks. I first noticed that I could not type the same number of words as usual on one line. My perfectly-tuned typography was breaking sooner than it should have. Spacing between paragraphs seemed a bit too large. My wide-aligned images were just a little smaller than usual.</p>\n\n\n\n<p>The user experience still felt good until this point, but the little oddities were stacking up. Something was not right. The plugin had been showered with praise on Twitter and already received three five-star reviews in its first 24 hours. Maybe my custom theme was the issue. However, similar problems arose when testing several others, such as Twenty Twenty-One, Nutmeg, and Eksell — each a well-rounded theme catered to the block editor.</p>\n\n\n\n<p>As clean as the plugin’s UI is, it more often than not wrecks the theme’s default block spacing. This becomes more noticeable as users begin adding nested layers of blocks.</p>\n\n\n\n<p>The problem is the plugin adds 18 pixels of padding around every block via its stylesheet.</p>\n\n\n\n<pre class=\"wp-block-code\"><code>.wp-block:not(.block-list-appender) {\n position: relative;\n outline: 1px dashed transparent;\n <strong>padding: 18px;</strong>\n overflow: visible !important;\n}</code></pre>\n\n\n\n<p>To the untrained eye, this may not be a visible issue in many cases. It will affect each site differently, but 18 pixels of extra padding on every block will undoubtedly mess things up to some degree unless the theme itself uses that exact same spacing in its design.</p>\n\n\n\n<p>The more noticeable issues are seen with blocks like Social Icons:</p>\n\n\n\n<img />Holy moly! Those are some gigantic social icons!\n\n\n\n<p>But, even something as basic as a List block can be misaligned:</p>\n\n\n\n<img />List block shifted out of alignment.\n\n\n\n<p>Theme authors can write custom CSS to overrule the plugin’s padding. However, the last thing the WordPress community needs is a specificity war between themes and plugins. Themers already have to do this enough to wrangle blocks now.</p>\n\n\n\n<p>Removing that one <code>padding</code> rule from the plugin’s <code>editor-style.css</code> killed 99% of its issues. Afterward, things were running like a well-oiled machine.</p>\n\n\n\n<p>As a developer, I would explore <code><a href=\"https://developer.mozilla.org/en-US/docs/Web/CSS/outline-offset\">outline-offset</a></code> for spacing between the block and its outline, maybe cutting that <code>18px</code> down a bit. Because outlines are not a part of the CSS box model, it would not affect spacing. Adjustments may be necessary on a per-block basis, especially when those blocks are nested or small (e.g., Social Icons, Navigation). It would carry its own challenges but should be a less destructive course.</p>\n\n\n\n<p>To a lesser extent, the plugin’s <code>overflow</code> rule breaks the theme design from time to time. Its <code>position</code> and <code>outline</code> rules could overrule some edge-case block styles too, but they are necessary for the plugin to actually do its job. In particular, I could see positioning being problematic with sticky headers as we get into site editing.</p>\n\n\n\n<p>The only other issue might be themes that use <code>::before</code> and <code>::after</code> pseudo-elements on blocks, but the plugin also needs to overwrite those to display the block name and classes list. This is likely another edge case.</p>\n\n\n\n<p>Despite the issues, the plugin is ahead of the pack at this point.</p>\n\n\n\n<p><a href=\"https://wordpress.org/plugins/editor-blocks-border/\">Gutenberg Editor Full Width Blocks Border</a> (<em>a bit of a mouthful</em>), another recent plugin to offer similar functionality, breaks custom theme design across the board. It does accomplish the job of making blocks easier to select, but the sacrifice of a WYSIWYG is not worth it.</p>\n\n\n\n<p>The <a href=\"https://wordpress.org/plugins/editor-block-outline/\">Editor Block Outline</a> plugin has been my <a href=\"https://wptavern.com/navigate-the-content-canvas-with-the-block-editor-outline-wordpress-plugin\">go-to recommendation</a> for a while. It has a few design issues of its own, but some of those are adjustable on a per-user basis. However, as of late, it has made the editor feel sluggish. Plus, its misuse of the WordPress admin notice system for Twitter followers makes it something I’d prefer to steer clear of.</p>\n\n\n\n<p><a href=\"https://wordpress.org/plugins/block-options/\">EditorsKit</a> has a similar “block guidelines” feature that uses a box-shadow instead of padding and an outline. It does not muck up most theme layouts with that technique. However, I have hit other style conflicts with the plugin. Plus, EditorsKit is overkill for users who simply want just one feature.</p>\n\n\n\n<p>That leaves us with Wayfinder. Warts and all, it is the best standalone option right now. Maybe that’s not saying much, but it is saying something. This is a feature that is hard to nail down. I do not envy the developers who are trying to make miracles happen.</p>\n\n\n\n<p>It is sure to please many who have been on the lookout for a block outline solution. It is in a position to pull farther ahead of the competition with its relatively solid first outing. With more thorough theme testing and a bit of adjustment to its approach, it could be even better. I am eager to test future iterations.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 17 Jul 2021 01:56:53 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:18;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"WordPress.org blog: People of WordPress: Tijana Andrejic\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10427\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:71:\"https://wordpress.org/news/2021/06/people-of-wordpress-tijana-andrejic/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:13617:\"<p><strong>WordPress is open source software, maintained by a global network of contributors. There are many examples of how WordPress has changed people’s lives for the better. In this monthly series, we share some of the amazing stories.</strong></p>\n\n\n\n<p>This month to coincide with WordCamp Europe, we feature Tijana Andrejic from Belgrade, Serbia, about her journey from fitness trainer to the WordPress world, with the freelance and corporate opportunities it introduced. </p>\n\n\n\n<img width=\"632\" height=\"387\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/06/2021-07-Tijana-Andrejic_Featured-Img_1.jpg?resize=632%2C387&ssl=1\" alt=\"Tijana - portrait picture\" class=\"wp-image-10713\" />\n\n\n\n<p>As a professional manager with a college degree in Organizational Science and a certified fitness instructor, Tijana is nothing if not driven and goal-oriented. </p>\n\n\n\n<p>Following her time as a fitness trainer, Tijana moved to work in IT around 2016. She first explored content creation and design before focusing on SEO and becoming an independent specialist. </p>\n\n\n\n<p>Tijana was hired as a Customer Happiness Engineer for a hosting company, where she discovered the benefits of having a team. She realized that having close working relationships with colleagues is helpful for business success and accelerates personal growth.</p>\n\n\n\n<p>Tijana hopes that by sharing her story, she can help others who are either starting their career or are moving roles. She describes the opportunities she discovered in the WordPress community as ‘a huge epiphany’, especially in the world of freelancing.</p>\n\n\n\n<p>She highlights <strong>5 things that helped her to start a new freelancing career</strong>. Let’s dive into them.</p>\n\n\n\n<h2>What motivates me?</h2>\n\n\n\n<p>“Why am I doing this?” is the first question that Tijana asks herself before starting anything new. This self-review and honesty, she feels, allows her to determine her priorities. She also benchmarks options around her motivations of wanting a flexible schedule and to grow professionally. </p>\n\n\n\n<p>She lists the reasons to make a particular choice, like being a freelancer, to help her choose the right job, pathway, or identify alternatives. </p>\n\n\n\n<p>She recommends that others can take a similar approach. If freelancing is still the best solution after examining all their goals and motivations, Tijana believes a good next step would be to learn WordPress-related skills.</p>\n\n\n\n<img src=\"https://lh6.googleusercontent.com/cdHeIL-H_mE6QFCUxUT-gfKS2GzizRHtn4iCENoaWOimC82BfModRJh44QbhvHPW0GNVP5eUPhgxQteDRbA_9EUzpssTXMGWje1hUuKyrfXUgGhCnvXQdraaUQiaGBjFr73dNYxr\" alt=\"WordCamp Europe 2019 group picture\" />\n\n\n\n<h2>Develop WordPress related skills</h2>\n\n\n\n<p>The next question you may ask: “Why WordPress?”</p>\n\n\n\n<p>WordPress is used by more than 40% of websites in some form and offers various roles, many of which are not developer-specific. Tijana highlights a few: </p>\n\n\n\n<ul><li>web developer (coding websites, themes, and plugins)</li><li>web implementor (creating websites from existing themes without coding)</li><li>web designer (designing website mock-ups, editing images, or creating online infographics)</li><li>client support professional (helping people with their websites)</li><li>website maintenance (WordPress, themes, and plugins are maintained and backed up regularly)</li><li>WordPress trainer (helping clients with how to use the platform or teaching other web professionals)</li><li>content writer</li><li>accessibility specialist (making sure standards are met and suggesting solutions for accessibility barriers)</li><li>SEO consultant (improving search outcomes and understanding)</li><li>statistics consultant, especially for web shops</li><li>WordPress assistant (adding new content and editing existing posts)</li><li>website migration specialist (moving websites from one server to another)</li><li>web security specialist</li></ul>\n\n\n\n<img src=\"https://lh4.googleusercontent.com/16XExYT_P4R4PX3orOaWbueDfkBIA6PFQ-CuYEXdeN9AvUIuIF33aIjT1DpdnFCqhrijWv1f68OR2Qh14xGT9REHGJ-MqK-OxJ9XcrhZ3IkcW8DBI7nVAtvFcCnCHL0woka_FV6t\" alt=\"WCBGD group picture\" />\n\n\n\n<p>Tijana emphasized: “Another reason why WordPress is great for freelancers is the strong community that exists around this content management system (CMS).” WordCamps and Meetups are a way to get useful information and meet people from a large and very diverse community and get answers to many questions straight away. </p>\n\n\n\n<p>In the past year, these events have been primarily online. However, the contributors who run them continue to make an effort to provide an experience as close to in-person events as possible. The biggest advantage to online events is that we can attend events from across the world, even if sometimes during these difficult times, it is difficult to get enough time to deeply into this new experience. Since Tijana’s first Meetup, she has attended many WordPress community events and volunteered as a speaker.</p>\n\n\n\n<h2>Plan in advance</h2>\n\n\n\n<p>Becoming a freelancer takes time. For Tijana, success came with proper planning and following her plan to ‘acquire or improve relevant skills that will make you stand out in the freelance market.’ She strongly believes that learning and growing as a professional opens more business opportunities. </p>\n\n\n\n<p>If you are considering a freelance career, she advises improving relevant skills or developing new skills related to your hobbies as ‘there is nothing better than doing what you love.’ In cases where no previous experience and knowledge can be used, she suggests choosing ‘a job that has a shorter learning curve and builds your knowledge around that.’</p>\n\n\n\n<p>Tijana started as a content creator and learned to become an SEO expert. However, she highlights many alternative paths, including starting as a web implementer and moving to train as a developer. </p>\n\n\n\n<p>She suggests to others: “It would be a good idea to analyze the market before you jump into the learning process.” She also recommends people check the latest trends and consider the future of the skills they are developing.</p>\n\n\n\n<p>Visit the new <a href=\"https://learn.wordpress.org/\">Learn WordPress.org</a> to see what topics are of interest to you. In this newly established resource, the WordPress community aggregates workshops to support those who want to start and improve their skills, provides lesson plans for professional WordPress trainers and helps you create personal learning to develop key skills. There is also material on helping you be part of and organize events for your local community.</p>\n\n\n\n<p>Tijana highlights that there are many places for freelancers to find clients. For example, the WordPress Community has a place where companies and individual site owners publish their job advertisements – <a href=\"https://jobs.wordpress.net/\">Jobs.WordPress.net</a>.</p>\n\n\n\n<h2>Hurray, it’s time to get a first freelancing job</h2>\n\n\n\n<p>As a pragmatic person, Tijana recommends: “Save money before quitting your job to become a full-time freelancer. Alternatively, try freelancing for a few hours per week to see if you like it. Although some people do benefit when taking a risk, think twice before you take any irreversible actions.” </p>\n\n\n\n<p>She shared some possible next steps: </p>\n\n\n\n<ul><li>use a freelancing platform</li><li>triple-check your resume</li><li>professionally present yourself</li><li>fill up your portfolio with examples</li><li>use video material</li></ul>\n\n\n\n<p>“By using video material, your clients will not see you like a list of skills and previous experiences, but as a real person that has these skills and experiences and that provides a certain service for them.”</p>\n\n\n\n<p>She adds: “Have a detailed strategy when choosing your first employer. Choose your first employer wisely, very wisely. I can’t emphasize enough how important this is”.</p>\n\n\n\n<p>When Tijana took her first freelancing job, she considered the following:</p>\n\n\n\n<ul><li>how was the employer rated by other freelancers who worked for him previously</li><li>how does the employer rate other freelancers</li><li>how much money had they already spent on the platform</li><li>the number of open positions for a specific job and the number of freelancers that have already applied </li></ul>\n\n\n\n<p>“The first job is not all about the money. Don’t get greedy on your first job. If you get good recommendations, your second job can pay two to three times more. And your third job can go up to five times more. That was my experience.”</p>\n\n\n\n<h2>Take responsibility as a freelancer</h2>\n\n\n\n<p>Tijana reminds us: “Freedom often comes with responsibility; individual responsibility is key when it comes to freelancing.”</p>\n\n\n\n<p>She advises others not to take a job if you can not make a deadline and have someone reliable who can help you. </p>\n\n\n\n<p>Missing deadlines will cost your client money and affect the review the client will be willing to leave about your job, and this can have a big impact on your future opportunities or freelance jobs.</p>\n\n\n\n<p>She adds: “This can start a downward spiral for your career. However, we are all humans, and unpredictable things can happen. If for some reason you are not able to complete your work in a timely manner, let your client know immediately so they can have enough time to hire someone else”.</p>\n\n\n\n<p>Tijana emphasizes the importance of making expectations clear before accepting a job, both what the client is expecting and what you can expect from the client. </p>\n\n\n\n<p>Lastly, she points out that if you are working from home, your friends and family should treat you the way they would if you were in an office. She advises: “Let them know about your working schedule.”</p>\n\n\n\n<p>She hopes that these basic guidelines will be useful in launching freelance careers, as they did her, even though there is no universal recipe for all.</p>\n\n\n\n<p>Tijana highlights: “It’s just important to stay focused on your goals and to be open to new opportunities.” Freelancing wasn’t the only way she could have fulfilled her goals, but it was an important part of her path, and it helped her be confident in her abilities to make the next big step in her life.</p>\n\n\n\n<p>As a freelancer, she was missing close relationships with colleagues and teamwork, which she has now found in her current firm. Her colleagues describe her as a: “walking-talking bundle of superpowers: sports medicine and fitness professional, SEO expert, blogger, designer and a kitty foster mum”.</p>\n\n\n\n<img src=\"https://lh4.googleusercontent.com/PIGT9R6FmtEHsNBvWzyViW5htRAm156asTOsohOGOUwfsWjW1TuDhUI9yuZnjIe-1eFHfFUWPULPtw82P3YYXHa0bsY_jA5keelmDHfSkTdd3xUsVZTmG9KvdE8XTojvU3LxYCsi\" alt=\"Conference reception\" />\n\n\n\n<p>If you are considering starting your career as a freelancer, take the courses offered at <a href=\"https://learn.wordpress.org/\">learn.wordpress.org,</a> reach out to companies that you would be interested in working with, and remember that there are a whole host of opportunities in the WordPress project.</p>\n\n\n\n<p><a href=\"https://make.wordpress.org/\">The WordPress.org Teams</a> – what they do, when and where they meet</p>\n\n\n\n<p><a href=\"https://learn.wordpress.org/\">Learn WordPress resource</a> – free to use to expand your knowledge and skills of using the platform and learning about the community around it.</p>\n\n\n\n<p>The 3-day <a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe 2021</a> online event begins on 7 June 2021. You can discover more about being a contributor in its live sessions and <a href=\"https://europe.wordcamp.org/2021/contribute-to-wordpress/\">section on ways to contribute to WordPress</a>.</p>\n\n\n\n<h2>Contributors</h2>\n\n\n\n<p>Thanks to Olga Gleckler (<a href=\"https://profiles.wordpress.org/oglekler/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>oglekler</a>), Abha Thakor (<a href=\"https://profiles.wordpress.org/webcommsat/\">@webcommsat</a>), Chloé Bringmann (<a href=\"https://profiles.wordpress.org/cbringmann/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>cbringmann</a>), Surendra Thakor (<a href=\"https://profiles.wordpress.org/sthakor/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>sthakor</a>), and Meher Bala (<a href=\"https://profiles.wordpress.org/meher/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>meher</a>) for working on this story. Josepha Haden (<a href=\"https://profiles.wordpress.org/chanthaboune/\">@chanthaboune</a>) and also to Topher DeRosia (<a href=\"https://profiles.wordpress.org/topher1kenobe/\">@topher1kenobe</a>) who created HeroPress. Thank you to Tijana Andrejic (<a href=\"https://profiles.wordpress.org/andtijana/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>andtijana</a>) for sharing her #ContributorStory</p>\n\n\n\n<img src=\"https://lh4.googleusercontent.com/FEZ2FQJ0vQ311YoPfh6ny15NXh8saTLH_RjyDO4pUOuEGBTa-Czk63PGoWL04FawKviRfNx0QXePx-goK04X12ry1BR_WXh-kVPIfsEeItPAX6reN5fHS96q6-8dUI506ZO38Z0G\" alt=\"HeroPress logo\" />\n\n\n\n<p><em>This post is based on an article originally published on HeroPress.com. It highlights people in the WordPress community who have overcome barriers and whose stories would otherwise go unheard.</em></p>\n\n\n\n<p><em>Meet more WordPress community members in our <a href=\"https://wordpress.org/news/category/heropress/\">People of WordPress series</a>.</em></p>\n\n\n\n<p><em>#ContributorStory #HeroPress</em></p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 16 Jul 2021 22:45:03 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"webcommsat AbhaNonStopNewsUK\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:19;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:42:\"WPTavern: Automattic Acquires Pocket Casts\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120114\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:129:\"https://wptavern.com/automattic-acquires-pocket-casts?utm_source=rss&utm_medium=rss&utm_campaign=automattic-acquires-pocket-casts\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3288:\"<p>Automattic has <a href=\"https://wordpress.com/blog/2021/07/16/popular-podcast-app-pocket-casts-joins-automattic/\">acquired Pocket Casts</a>, a popular podcast listening, search, and discovery app for Android and iOS. Australian co-founders Russell Ivanovic and Philip Simpson are staying on to continue leading Pocket Casts as a part of the acquisition. </p>\n\n\n\n<p>The app allows users to keep all of their podcast subscriptions together in one place and sync between platforms. Previously a commercial-only app, Pocket Casts has been free since it switched to the freemium model in September 2019. Its creators have been monetizing the app through its Pocket Cast Plus tier, which gives users access to desktop apps, cloud storage, watch playback, and themes and icons for $9.99/year.</p>\n\n\n\n<p>In May 2018, Pocket Casts was acquired by public media organizations NPR, WNYC Studios, WBEZ Chicago, and This American Life. BBC Studios also held a small ownership stake in the platform prior to Automattic’s acquisition. </p>\n\n\n\n<p>Despite being widely regarded as one of the best podcasting apps available, NPR’s <a href=\"https://media.npr.org/documents/about/statements/fy2020/National%20Public%20Radio%20-%20Consolidated%20Financial%20Statements%202020.pdf\">financial statements and auditor’s report from 2020</a> shows a net loss of more than $800K. The board governing the company met in December 2020 and agreed to sell Pocket Casts.</p>\n\n\n\n<p>No financial details of the acquisition were disclosed but Automattic may have gotten a bargain on Pocket Casts if its other owners were also losing money. After acquiring <a href=\"https://wptavern.com/automattic-acquires-tumblr-plans-to-rebuild-the-backend-powered-by-wordpress\">Tumblr</a> and <a href=\"https://wptavern.com/automattic-acquires-day-one-journaling-app\">Day One</a>, Automattic is starting to gain a reputation for buying up apps that people love to use and giving them a fighting chance at financial stability and longevity. The company has also demonstrated a growing interest in podcasting-related technologies with its recent <a href=\"https://wptavern.com/castos-picks-up-756k-in-funding-from-automattic-and-joost-de-valk-to-expand-services-in-the-private-podcasting-market\">investment in Castos</a> and <a href=\"https://wordpress.com/blog/2021/02/22/turn-your-wordpress-com-blog-into-a-podcast-with-anchor/\">partnership with Spotify’s Anchor</a> podcast creation platform.</p>\n\n\n\n<p>Acquisition announcements often include assurances of no changes for current customers but Automattic’s post made no promises and did not share many details regarding its plans for Pocket Casts. Integration with WordPress.com may be on the horizon but it’s currently in the exploration stage. </p>\n\n\n\n<p>“As part of Automattic, Pocket Casts will continue to provide you with the features needed to enjoy your favorite podcasts (or find something new),” Automattic’s Head of Apps Eli Budelli said. “We will explore building deep integrations with WordPress.com and Pocket Casts, making it easier to distribute and listen to podcasts. We’re thrilled that we can continue to give our users a multitude of ways to tell and engage with stories that matter.”</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 16 Jul 2021 22:39:02 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:20;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:97:\"WPTavern: Google Concludes FLoC Origin Trial, Does Not Intend to Share Feedback from Participants\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119872\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:237:\"https://wptavern.com/google-concludes-floc-origin-trial-does-not-intend-to-share-feedback-from-participants?utm_source=rss&utm_medium=rss&utm_campaign=google-concludes-floc-origin-trial-does-not-intend-to-share-feedback-from-participants\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:6127:\"<p>Google quietly concluded its <a href=\"https://github.com/WICG/floc\">FLoC</a> (Federated Learning of Cohorts) origin trial this week. The trial was part of Google’s <a href=\"https://privacysandbox.com/\">Privacy Sandbox</a> initiative, a suite of new technologies designed to replace third-party cookies, fingerprinting, and other commonly-used tracking mechanisms. This particular experiment groups people together based on browsing habits and labels them using machine learning. </p>\n\n\n\n<p>FLoC’s trial was scheduled to end Jul 13, 2021, and Google has decided to remove the project from the testing phase while analyzing feedback.</p>\n\n\n\n<p>“We’ve decided not to extend this initial Origin Trial,” Google senior software engineer Josh Karlin said in <a href=\"https://groups.google.com/a/chromium.org/g/blink-dev/c/MmijXrmwrJs/m/f0Nc6h-KAQAJ\">thread</a> on Chromium’s Blink Developers group forum. “Instead, we’re hard at work on improving FLoC to incorporate the feedback we’ve heard from the community before advancing to further ecosystem testing.”</p>\n\n\n\n<p>The controversial experiment has been met with opposition from privacy advocates like makers of the <a href=\"https://brave.com/why-brave-disables-floc/\">Brave</a> browser and <a href=\"https://www.eff.org/deeplinks/2021/03/googles-floc-terrible-idea\">EFF</a> who do not perceive FLoC to be a compelling alternative to the surveillance business model currently used by the advertising industry. Amazon, GitHub, Firefox, Vivaldi, Drupal, Joomla, DuckDuckGo, and other major tech companies and open source projects have already opted to block FLoC by default. </p>\n\n\n\n<p>So far, Twitter has been the first major online platform that <a href=\"https://9to5google.com/2021/07/05/twitter-appears-to-be-on-board-with-googles-floc-initiative/\">appears to be on board with FLoC</a> after references to it were recently discovered in the app’s source code. </p>\n\n\n\n<p>Google’s initial efforts in presenting FLoC failed to gain broad support, which may have contributed to the company putting the brakes on its plan to phase out third-party cookies in Chrome by 2022. As the advertising industry yields to pressure from the last few years of privacy legislation, third-party cookies will be on their way out in what is colloquially known as the “Cookie Apocalypse.” Google has <a href=\"https://blog.google/products/chrome/updated-timeline-privacy-sandbox-milestones/\">postponed</a> this milestone for Chrome to begin in mid-2023 and end in late 2023. </p>\n\n\n\n<p>“We need to move at a responsible pace,” Chrome Privacy Engineering Director Vinay Goel said. “This will allow sufficient time for public discussion on the right solutions, continued engagement with regulators, and for publishers and the advertising industry to migrate their services. This is important to avoid jeopardizing the business models of many web publishers which support freely available content.”</p>\n\n\n\n<p>Discussion on a <a href=\"https://core.trac.wordpress.org/ticket/53069\">proposal for WordPress to block FLoC</a> has stalled in Trac but may have been premature in the first place if FLoC doesn’t end making it to further testing. Proponents of blocking FLoC saw WordPress’ support or opposition as critical to the success or failure of FLoC adoption on the web.</p>\n\n\n\n<p>A recent article on the WordPress.com VIP blog titled “<a href=\"https://wpvip.com/2021/06/23/goodbye-third-party-cookies-hello-googles-floc/\">Goodbye, Third-Party Cookies, Hello Google’s FloC,</a>” indicates that Automattic may be straddling the fence on the controversial new technology:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>FLoC has its plus points. But it isn’t as privacy-focused as we would like, and can lead to discriminatory practices, as described above. Then there’s the concern of letting Google dominate yet another aspect of tech. Google also plans to charge any third-party tracking company for use of any of the data it has collected.</p></blockquote>\n\n\n\n<p>For the time being, it looks like major tech platforms are off the hook for taking an active position on FLoC since it has been sent back for major modifications. In the most recently <a href=\"https://blog.google/products/chrome/updated-timeline-privacy-sandbox-milestones/\">updated timeline</a> for Privacy Sandbox milestones, Vinay Goel said Google received “substantial feedback from the web community during the origin trial for the <a href=\"https://blog.google/products/chrome/privacy-sustainability-and-the-importance-of-and/\">first version</a> of FLoC.” </p>\n\n\n\n<p>At the conclusion of its origin trial, FLoC seems far from ready for adoption, having failed to gain a foothold in the industry. The concern is that Google may ram FLoC through anyway using the weight of Chrome’s market share, despite the web community’s chilly reception. Although these proposed changes to ad tech will impact the entire industry, as well as regular internet users, <a href=\"https://www.theregister.com/2021/07/08/google_floc_changes/\">Google does not intend to disclose any of the private feedback</a> the company received during FLoC’s origin trial.</p>\n\n\n\n<p>“The main summary of that feedback will be the next version, and you can surmise based on what features (and the reasoning for these changes) are available in the next version,” Google mathematician Michael Kleber said during a recent <a href=\"https://twitter.com/lukOlejnik/status/1413096551359123457\">Web Commerce Interest Group (WCIG) meeting</a>. </p>\n\n\n\n<p>Privacy advocates want to see more transparency incorporated into this process so that major concerns are not left unaddressed, instead of leaving it to stakeholders across the web to try to deduce what Google has solved in the next version of FLoC. Overhauling the advertising industry with new technologies should be done in the open if these changes are truly intended to protect people’s privacy.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 16 Jul 2021 03:26:21 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:21;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:88:\"WPTavern: Edupack Is Tackling Higher Ed With WordPress, Looking for Development Partners\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119928\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:219:\"https://wptavern.com/edupack-is-tackling-higher-ed-with-wordpress-looking-for-development-partners?utm_source=rss&utm_medium=rss&utm_campaign=edupack-is-tackling-higher-ed-with-wordpress-looking-for-development-partners\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:6721:\"<p>“We’re basically building the Jetpack for Higher Ed,” said Blake Bertuccelli as he pitched me on the idea of <a href=\"https://edupack.dev/\">Edupack</a>, a project still in its early stages.</p>\n\n\n\n<p>He and his team are looking for more advisors to <a href=\"https://www.eventbrite.com/e/braintrust-008-wordpress-blocks-for-higher-ed-pros-tickets-163114043495\">join the eighth round</a> of their once-monthly braintrust events. It is a project they began in November 2020, now coming to fruition. Feedback is crucial to pushing such undertakings out of the gate, and the team needs more of it.</p>\n\n\n\n<p>Bertuccelli listed several focal points for the Edupack project:</p>\n\n\n\n<ul><li><strong>Onboarding:</strong> New campus users can set up a beautiful campus WordPress site with a few clicks.</li><li><strong>Archiving:</strong> Stale sites are automatically archived to save campus resources.</li><li><strong>Reporting:</strong> Accessibility, plagiarism, and resource usage can be accessed from the Edupack dashboard.</li><li><strong>Brand and Content Management:</strong> Approved Higher Ed content patterns and universal brand controls keep sites beautiful and consistent.</li><li><strong>Configuration Management:</strong> Cloud-controlled configuration settings means admins can control millions of sites from one place.</li></ul>\n\n\n\n<img />Onboarding form with Tulane-branded elements.\n\n\n\n<p>“Our onboarding form offers pre-built sites for users to start from,” said Bertuccelli. “So, if a scientist needs a new site for their lab, the scientist can select a pre-built lab site from our onboarding form then add in their unique content.”</p>\n\n\n\n<p>Bertuccelli is Edupack’s CEO. He called himself a “forever learner” and is currently reading <em>A History of Western Philosophy</em> by Bertrand Russell.</p>\n\n\n\n<p>“I paid for my Tulane education by coding WordPress themes,” said Bertuccelli. “After college, I founded one of New Orleans’ first WordPress dev shops (<a href=\"https://decubing.com/\">Decubing</a>). A year ago, I presented on building a self-publishing platform with Multisite at WP Campus. The feedback was phenomenal, and two blokes from Birmingham offered to work on a plugin with me. A few months later, we launched Edupack’s MVP. Since then, folks from Harvard, Dartmouth, and about 17 other universities have been working with us to make WordPress an even better CMS for Higher Ed pros.”</p>\n\n\n\n<p>The “two blokes” he is referring to are his co-founders, Nathan Monk and Matt Lees. They run a WordPress shop called <a href=\"http://wearesmile.com/\">SMILE</a>. Monk is serving as Edupack’s CTO. Lees is the Chief Creative Officer — Bertuccelli called him “Lord of the UX.” Altogether, the three co-founders have over 30 years of experience working with Higher Ed and WordPress.</p>\n\n\n\n<p>The Edupack team is making accessible content a priority, which is a primary issue for Higher Ed. The goal is to offer A11Y reports inside of the WordPress dashboard and tie them into publishing workflows. This would notify users of errors as they publish content.</p>\n\n\n\n<p>“Our accessibility reports tie into another feature we are launching this month: site archiving,” said Bertuccelli. “Campus users graduate and often forget about their sites. Edupack sends a notification to a user if the site hasn’t been accessed, then adds an “archived” meta value to the site that super administrators can take action from.</p>\n\n\n\n<img />Setting up automated archiving.\n\n\n\n<p>“Devs often recode thousands of sites to add new Campus branding,” said Bertuccelli on the reasons behind Edupack. “Department budgets are drained on resources for stale sites. Institutions are sued over inaccessible content or misused branding.</p>\n\n\n\n<p>“Edupack intends to automate website management so that Higher Ed pros can focus on supporting education.”</p>\n\n\n\n<p>The following video is an introduction to Edupack:</p>\n\n\n\n<div class=\"wp-block-embed__wrapper\">\n\n</div>\n\n\n\n<h2>Join the Braintrust Session</h2>\n\n\n\n<p class=\"has-drop-cap\">Every third Wednesday of each month, Edupack holds a “Braintrust” event. Bertuccelli says it is the best way to get involved. The session lasts for an hour over a Zoom video chat. The <a href=\"https://www.eventbrite.com/e/braintrust-008-wordpress-blocks-for-higher-ed-pros-tickets-163114043495\">next event is scheduled</a> for July 21, 10 am – 11 am (CDT).</p>\n\n\n\n<p>Each session focuses on a single question. Next week’s question: “How can we enhance WordPress blocks for Higher Ed?”</p>\n\n\n\n<p>“We’ll demo Edupack updates, brainstorm solutions for block enhancements, then wrap up with action steps for us to do by next month,” said Bertuccelli. “Folks who manage WordPress sites for global institutions and companies have attended our last seven braintrusts. Any Higher Ed pro is welcome!”</p>\n\n\n\n<p>Those interested can also keep track of progress via the <a href=\"https://joinedupack.wordpress.com/\">Edupack blog</a>.</p>\n\n\n\n<h2>Pricing and the Future</h2>\n\n\n\n<p class=\"has-drop-cap\">There is currently no publicly available pricing list. The project’s <a href=\"https://edupack.dev/frequently-asked-questions/\">FAQs page</a> says the team is still tuning the costs, and Bertuccelli remained quiet on any hard numbers.</p>\n\n\n\n<p>“Community colleges can’t afford tech used by bigger schools,” he said. “That’s not fair. Edupack will be priced so that every institution can afford the service. We haven’t thought about pricing beyond that.”</p>\n\n\n\n<p>Universities that wish to get check out the project should schedule a demo from the site’s homepage.</p>\n\n\n\n<p>Edupack has around 20 institutions serving as development partners and guiding <a href=\"https://github.com/orgs/joinedupack/projects/2\">the roadmap</a>. The team invites new schools to join every few months. Currently, Tulane and the University of Gloucestershire are using Edupack. Harvard and Dartmouth should be next.</p>\n\n\n\n<p>The service is limited to universities and colleges at the moment. However, the team would eventually like to expand across the education sector. After that, we will have to see.</p>\n\n\n\n<p>“Edupack’s features can be applied to any industry where users run lots of sites,” said Bertuccelli. “I could see ad agencies using Edupack, hosting companies integrating our tools, and School Districts running their site network via Edupack and WordPress.”</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 16 Jul 2021 02:07:52 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:22;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:46:\"BuddyPress: BuddyPress 9.0.0 Release Candidate\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:32:\"https://buddypress.org/?p=319979\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:66:\"https://buddypress.org/2021/07/buddypress-9-0-0-release-candidate/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4379:\"<p><strong>Important note</strong>: this BuddyPress release was built in a short time frame (<em>we even skipped the beta release</em>) to be ready for the release of WordPress 5.8. Our team’s primary goal for 9.0.0 was to migrate the BP Legacy Widgets to new BP Widget Blocks. You don’t necessarily need <a href=\"https://wordpress.org/news/2021/07/wordpress-5-8-release-candidate-3/\">the latest WordPress 5.8 pre-release</a> to test the <a href=\"https://downloads.wordpress.org/plugin/buddypress.9.0.0-RC1.zip\">BuddyPress 9.0.0 Release Candidate</a>, but we’d be happy if you could use both pre-release versions to have your feedback about your experience with managing the BP Widget Blocks within the Widget Block Editor.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link has-background\" href=\"https://downloads.wordpress.org/plugin/buddypress.9.0.0-RC1.zip\"><strong>Contribute to BuddyPress: test 9.0.0-RC1</strong></a></div>\n</div>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<p>“Release Candidate” means that we believe the new version is ready for release, but with more than 200,000 active installs, hundreds of BuddyPress plugins and Thousands of WordPress themes, it’s possible something was missed. BuddyPress 9.0.0 is slated for release on <strong>July 19, 2021</strong>, but <em>your</em> help is needed to get there <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f64f.png\" alt=\"?\" class=\"wp-smiley\" />.</p>\n\n\n\n<p>You can test the <a href=\"https://downloads.wordpress.org/plugin/buddypress.9.0.0-RC1.zip\">9.0.0-RC1</a> pre-release in 4 ways :</p>\n\n\n\n<ul><li>Try the <a href=\"https://wordpress.org/plugins/bp-beta-tester/\">BP Beta Tester</a> plugin.</li><li><a href=\"https://downloads.wordpress.org/plugin/buddypress.9.0.0-RC1.zip\">Download the release candidate here (zip file)</a>.</li><li>Check out our SVN repository: <code>svn co https://buddypress.svn.wordpress.org/trunk/</code></li><li>Clone our read-only Git repository: <code>git clone git://buddypress.git.wordpress.org/</code></li></ul>\n\n\n\n<p>A detailed changelog will be part of our official release note. In the meantime, you can check the <a href=\"https://buddypress.trac.wordpress.org/query?group=status&milestone=9.0.0\">9.0.0 milestone changes list from our Trac environment</a>.</p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>In one picture, here’s what to expect in 9.0.0</h2>\n\n\n\n<div class=\"wp-block-image\"><a href=\"https://buddypress.org/wp-content/uploads/1/2021/07/bp-widget-blocks.jpg\"><img width=\"1024\" height=\"689\" src=\"https://buddypress.org/wp-content/uploads/1/2021/07/bp-widget-blocks-1024x689.jpg\" alt=\"\" class=\"wp-image-319980\" /></a></div>\n\n\n\n<p>The 10 BuddyPress legacy widgets will have their corresponding BP Blocks so that you can fully enjoy them within the next Widget Block editor and of course inside your Post/Page Block Editor.</p>\n\n\n\n<p class=\"has-text-align-center\"><strong>The BP Block collection is going to be tripled from 5 to 15 Blocks <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f64c.png\" alt=\"?\" class=\"wp-smiley\" /></strong></p>\n\n\n\n<div class=\"wp-block-spacer\"></div>\n\n\n\n<h2>How you can help</h2>\n\n\n\n<p class=\"has-drop-cap has-normal-font-size\"><strong><span class=\"has-inline-color\"><sup>T</sup>his is really important</span></strong>: this release also marks the <a href=\"https://make.wordpress.org/polyglots/handbook/glossary/#string-freeze\">string freeze</a> point of the 9.0.0 release schedule. And we have less than <strong>4 days</strong> to update BuddyPress translation.</p>\n\n\n\n<p class=\"has-normal-font-size\">So if you speak a language other than English, please <a href=\"https://translate.wordpress.org/projects/wp-plugins/buddypress/\">help us translate BuddyPress into as many languages as possible!</a></p>\n\n\n\n<p>PS: <strong>If you think you’ve found a bug</strong>, you can share it with us replying to this <a href=\"https://buddypress.org/support/topic/buddypress-9-0-0-release-candidate/\">support topic</a> or if you’re comfortable writing a reproducible bug report, <a href=\"https://buddypress.trac.wordpress.org/\">file one on BuddyPress Trac</a>.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 15 Jul 2021 20:45:06 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"Mathieu Viet\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:23;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:67:\"WPTavern: WordPress 5.8 Media Library Changes You Should Know About\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120010\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:179:\"https://wptavern.com/wordpress-5-8-media-library-changes-you-should-know-about?utm_source=rss&utm_medium=rss&utm_campaign=wordpress-5-8-media-library-changes-you-should-know-about\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:5914:\"<p class=\"has-drop-cap\">It is hard not to look through a list of upcoming WordPress 5.8 changes and not find at least a little something to whet your appetite. With so many enhancements headed our way, even we have not been able to keep up with them all here at WP Tavern. The next release will bring a few much-needed media-related upgrades.</p>\n\n\n\n<p>Users should enjoy WebP image format support and a copy-to-clipboard button on the media upload screen. Developers have a new hook for filtering the image output format, and the platform is dropping infinite scrolling.</p>\n\n\n\n<p>WordPress 5.8 is scheduled to ship on July 20, so these changes will be landing in less than a week. If you have not already done so, give <a href=\"https://wordpress.org/news/2021/07/wordpress-5-8-release-candidate-3/\">WordPress 5.8 Release Candidate 3</a> a test run and report any issues.</p>\n\n\n\n<h2>Infinite Scroll Replaced With Ajax Button</h2>\n\n\n\n<ul><li class=\"blocks-gallery-item\"><img /></li><li class=\"blocks-gallery-item\"><img /></li></ul>Media Library screen (first) and overlay (second) with “load more” buttons. \n\n\n\n<p class=\"has-drop-cap\">The upcoming core release will <a href=\"https://core.trac.wordpress.org/ticket/50105\">drop infinite scrolling</a> for media in favor of an Ajax-powered “Load more” button. The admin screen and editor’s media overlay will cap the initial and subsequent “pages” to 40 media items each.</p>\n\n\n\n<p>This change is a part of an effort from the WordPress accessibility team to improve the experience for end-users. Team member and core contributor Andrea Fercia noted <a href=\"https://core.trac.wordpress.org/ticket/40330\">two a11y problems with infinite scrolling</a>. The first is that it is impossible or nearly for keyboard users to reach content appended to the screen. Second, there is no audible feedback or instructions about how infinite scrolling works for screen readers.</p>\n\n\n\n<p>He also noted usability and performance issues. Infinite scroll can break the browser’s history, and there is no JavaScript fallback. And loading hundreds or more large-sized images increases the memory footprint.</p>\n\n\n\n<p>While the media library is getting the Ajax treatment in WordPress 5.8, we should expect similar updates for other areas in the future, including:</p>\n\n\n\n<ul><li>Add Themes Screen</li><li>Customizer > Add Menu Items</li><li>Editor > Link > Search</li></ul>\n\n\n\n<h2>Copy URL From Add New Media Screen</h2>\n\n\n\n<img />Copy URL to clipboard button on the Add New Media screen.\n\n\n\n<p class=\"has-drop-cap\">This change is an enhancement that rids the platform of a small but noticeable nuisance that has plagued it for years. When uploading an image from the Media > Add New screen in the WordPress admin, there was no way to grab its URL without clicking over to the edit screen.</p>\n\n\n\n<p>WordPress 5.8 introduces a “Copy URL to clipboard” button that appears after the image has been uploaded. No need to leave the page and track down the URL. The change also makes the user experience consistent with the Media Library screen and overlay in the post editor.</p>\n\n\n\n<p>More often than not, browsing Trac means seeing many of the same names. This time around, it seems that a regular user wanted a feature. They created an account — perhaps for this purpose alone –, <a href=\"https://wordpress.org/support/topic/add-a-copy-link-button-at-the-media-upload-page/\">wrote a support forum post</a>, was directed to Trac, and <a href=\"https://core.trac.wordpress.org/ticket/51754\">created their first ticket</a>. It took eight months to work its way into WordPress, but it is one of those success stories of an average user making things happen by just providing feedback. Thanks for the contribution, <a href=\"https://wordpress.org/support/users/anotia/\">@anotia</a>.</p>\n\n\n\n<h2>WebP Image Format Support</h2>\n\n\n\n<p class=\"has-drop-cap\">WordPress is allowing a new image format. And, no, it is <a href=\"https://core.trac.wordpress.org/ticket/24251\">not SVG</a> (technically not an image). There are still security hurdles to jump for that to ever happen. However, it now supports WebP, which carries with it the promise of better performance for those who use it.</p>\n\n\n\n<p>As Sarah Gooding <a href=\"https://wptavern.com/wordpress-5-8-introduces-support-for-webp-images\">reported for WP Tavern</a> last month:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>This modern image file format was created by Google in September 2010, and is now supported by 95% of the web browsers in use worldwide. It has distinct advantages over more commonly used formats, providing both lossless and lossy compression that is 26% smaller in size compared to PNGs and 25-34% smaller than comparable JPEG images.</p></blockquote>\n\n\n\n<p>In the report, she noted that only 1.6% (<a href=\"https://w3techs.com/technologies/details/im-webp\">currently at 1.8%</a>) of the top 10 million websites used the WebP format. With WordPress now adding support, that percentage is likely to rise in the coming years.</p>\n\n\n\n<h2>Developers: Image Editor Output Format Hook</h2>\n\n\n\n<p class=\"has-drop-cap\">For developers who want to transform images with one mime type to another, 5.8 introduces the <code>image_editor_output_format</code> <a href=\"https://core.trac.wordpress.org/ticket/52867\">filter hook</a>. Plugin authors can convert all newly uploaded images or only overwrite specific formats.</p>\n\n\n\n<p>The following example converts JPG images to the new WebP format:</p>\n\n\n\n<pre class=\"wp-block-code\"><code>add_filter( \'image_editor_output_format\', function( $formats ) {\n $formats[\'image/jpeg\'] = \'image/webp\';\n\n return $formats;\n} );</code></pre>\n\n\n\n<p>The output format will be applied to all image sub-sizes as they are created. However, this will only work for WebP images if the webserver supports it.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 15 Jul 2021 03:09:34 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:24;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:103:\"WPTavern: WooCommerce Patches Critical Vulnerability, Sending Forced Security Update from WordPress.org\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=120008\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:249:\"https://wptavern.com/woocommerce-patches-critical-vulnerability-sending-forced-security-update-from-wordpress-org?utm_source=rss&utm_medium=rss&utm_campaign=woocommerce-patches-critical-vulnerability-sending-forced-security-update-from-wordpress-org\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3619:\"<p>WooCommerce has <a href=\"https://plugins.trac.wordpress.org/changeset/2564657/\">patched</a> an unspecified, critical vulnerability identified on July 13, 2021, by a security researcher through Automattic’s HackerOne security program. The vulnerability impacts versions 3.3 to 5.5 of the <a rel=\"noreferrer noopener\" href=\"https://woocommerce.us8.list-manage.com/track/click?u=2c1434dc56f9506bf3c3ecd21&id=8ff0a5345f&e=0110b26bc5\" target=\"_blank\">WooCommerce</a> plugin, as well as version 2.5 to 5.5 of the <a href=\"https://wordpress.org/plugins/woo-gutenberg-products-block/\">WooCommerce Blocks</a> feature plugin.</p>\n\n\n\n<p>“Upon learning about the issue, our team immediately conducted a thorough investigation, audited all related codebases, and created a patch fix for every impacted version (90+ releases) which was deployed automatically to vulnerable stores,” WooCommerce Head of Engineering Beau Lebens said in the <a href=\"https://woocommerce.com/posts/critical-vulnerability-detected-july-2021/\">security announcement</a>.</p>\n\n\n\n<p>WordPress.org is currently pushing out forced automatic updates to vulnerable stores, a practice that is rarely employed to mitigate potentially severe security issues impacting a large number of sites. Even with the automatic update, WooCommerce merchants are encouraged to check that their stores are running the latest version (5.5.1).</p>\n\n\n\n<p>Since WooCommerce backported this security fix to every release branch back to 3.3, store owners using older versions of WooCommerce can safely update to the highest number in their current release branch even if not running the very latest 5.5.1 version.</p>\n\n\n\n<p>At the time of publishing, only 7.2% of WooCommerce installations are using version 5.5+. More than half of stores (51.7%) are running on a version older than 5.1. WordPress.org doesn’t offer a more specific breakdown of the older versions, but it’s safe to say without these backported security fixes, the majority of WooCommerce installs might be left vulnerable.</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>The security announcement indicates that WooCommerce cannot yet confirm that this vulnerability has not been exploited:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>Our investigation into this vulnerability and whether data has been compromised is ongoing. We will be sharing more information with site owners on how to investigate this security vulnerability on their site, which we will publish on our blog when it is ready. If a store was affected, the exposed information will be specific to what that site is storing but could include order, customer, and administrative information.</p></blockquote>\n\n\n\n<p>For those who are concerned about possible exploitation, the WooCommerce team is <a href=\"https://woocommerce.com/posts/critical-vulnerability-detected-july-2021/#comment-19937832\">recommending merchants update their passwords</a> after installing the patched version as a cautionary measure.</p>\n\n\n\n<p>The good news for WooCommerce store owners is that this particular critical vulnerability was responsibly disclosed and patched within one day after it was identified. The plugin’s team has committed to being transparent about the security issue. In addition to publishing an announcement on the plugin’s blog, WooCommerce also emailed everyone who has opted into their mailing list. Concerned store owners should keep an eye on the <a href=\"https://woocommerce.com/blog/\">WooCommerce blog</a> for a follow-up post on how to investigate if their stores have been compromised.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 15 Jul 2021 01:51:24 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:25;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:68:\"WPTavern: #5 – Robert Jacobi on Why He’s Putting Gutenberg First\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:48:\"https://wptavern.com/?post_type=podcast&p=119987\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:173:\"https://wptavern.com/podcast/5-robert-jacobi-on-why-hes-putting-gutenberg-first?utm_source=rss&utm_medium=rss&utm_campaign=5-robert-jacobi-on-why-hes-putting-gutenberg-first\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:56963:\"<h2>About this episode.</h2>\n\n\n\n<p>On the podcast today we have Robert Jacobi.</p>\n\n\n\n<p>Robert is Director of WordPress at Cloudways. He’s been working with open source software for almost twenty years, and has been the president of Joomla, a member of Make WordPress Hosting and contributor to ICANN At-Large. He is well known for his public speaking about open source and so the discussion today is broad and thought provoking.</p>\n\n\n\n<p>We talk about Robert’s ‘Gutenberg First’ approach in which he places the WordPress Block Editor at the heart of all that he does. He sees Gutenberg as a critical component for WordPress’ future; a future in which as yet unimagined technologies will be built on top of Gutenberg and leverage the ‘atomic’ way data is stored.</p>\n\n\n\n<p>This leads to a discussion on how 3rd party developers will be able to use Gutenberg as an application platform, with unique pathways to create, store and display content.</p>\n\n\n\n<p>The heritage of Gutenberg’s development is also discussed. Right from the start we knew that the intention of the project was ambitious; it’s aim to become a full site editor was explained at the outset. This has led to comparisons with other editing tools and Robert takes on why he thinks that the incremental steps that the Gutenberg project has taken are making it a vital part of WordPress.</p>\n\n\n\n<p>We also look forward and get into the subject of how technology never stands still. The underpinnings of WordPress are shifting. New skills and tools will need to be learned, but that does not mean that existing ones are obsolete.<br />Shifting gears, we move into community events and how we’ve managed events during the last year. Robert is a huge proponent of in-person events, and is hoping for their return. He loves the accidental situations which arise when you’re in the same space as so many other like-minded people. Perhaps though, there’s a place for hybrid events; events in which there’s in-person and online happening at the same time?</p>\n\n\n\n<p>Towards the end we chat about the plethora of mergers and acquisitions which are happening right now, as well as a discussion of Openverse, a search engine for openly licensed media, which was launched with little fanfare recently.</p>\n\n\n\n<h2>Useful links.</h2>\n\n\n\n<p><a href=\"https://make.wordpress.org/openverse/\">Openverse</a></p>\n\n\n\n<p><a href=\"https://robertjacobi.com/\">Robert’s website</a></p>\n\n\nTranscript<div><div class=\"chat-transcript\"><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:00:00]</div> <div class=\"chat-text\"><p>Welcome to the fifth edition of the Jukebox podcast from WP Tavern. My name is Nathan Wrigley. Jukebox is a podcast all about WordPress and the community surrounding it. Every month, we’re bringing you someone from that community to discuss a topic of current importance. If you like the podcast, why not subscribe on your podcast player?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>You can do that by going to WP Tavern dot com forward slash feed forward slash podcast. If you have any thoughts about the podcast, perhaps a suggestion of a potential guest or subject, then head over to WP Tavern dot com forward slash contact forward slash jukebox. There’s a contact form there, and we’d certainly welcome your input.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>Okay, so on the podcast today, we have Robert Jacobi. Robert is director of WordPress at Cloudways. He’s been working with open source software for almost 20 years and has been president of Joomla, a member of Make WordPress Hosting and contributor to ICANN At-Large. He’s well known for his public speaking about open source, and so the discussion today is broad and thought provoking. We talk about Robert’s Gutenberg first approach in which he places the WordPress block editor at the heart of all that he does. He sees Gutenberg as a critical component for WordPress’ future, a future in which as yet unimagined technologies will be built on top of Gutenberg and leverage the atomic way that data is stored.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>This leads to a discussion of how third party developers will be able to use Gutenberg as an application platform with unique pathways to create, store and display content. The heritage of Gutenberg’s development is also discussed. Right from the start we knew that the intention of the project was ambitious. It’s aim to become a full site editor was explained at the outset. This has led to comparisons with other editing tools and Robert takes on why he thinks that the incremental steps that the Gutenberg project has taken are making it a vital part of WordPress.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>We also look forward and get into the subject of how technology never stands still. The underpinnings of WordPress are shifting. New skills and tools will need to be learned, but that does not mean that existing ones are obsolete.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>Shifting gears, we move into the community events and how we’ve managed events during the last year. Robert is a huge proponent of in-person events and is hoping for their return. He loves the accidental situations which arrive when you’re in the same space as so many other like-minded people. Perhaps though there’s a place for hybrid event. Events in which there’s in-person and online happening at the same time. Towards the end, we chat about the plethora of mergers and acquisitions, which are happening right now, as well as a discussion of Openverse, a search engine for openly licensed media, which launched with little fanfare recently.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>If any of the points raised in this podcast resonate with you, be sure to head over and find the post at WP Tavern dot com forward slash podcast, and leave a comment there.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>And so without further delay, I bring you Robert Jacobi.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>I am joined by Robert Jacobi on the podcast today. How are you Robert?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:04:06]</div> <div class=\"chat-text\"><p>Doing well. Fantastic to be here. Thank you Nathan.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:04:09]</div> <div class=\"chat-text\"><p>Would you mind introducing yourself? Tell us who you are and what’s your relationship with technology and work?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:04:15]</div> <div class=\"chat-text\"><p>I’m Robert Jacobi director of WordPress at Cloudways. I’ve been in the open source space, wow, for almost 20 years, I’m feeling old and actually got my raising on open source with the Joomla project, which is a hundred percent volunteer, open source content management system as well, and picked up WordPress slowly got into there. And boy, that’s a lot of ands.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>I love the community. I love the greater goal. That open source, espouses and tries to reach. And we’re never, always successful. But having code and information more freely accessible is something I really believe in. And I think empowers people globally and provides opportunities that wouldn’t happen if these ones and zeros were siloed away in golden towers. I’m always just so tickled to talk about open source and all the interesting things we can do with it. It powers communities, it powers, politics, powers, freedoms, it powers companies. It’s really amazing. And we talk about WordPress all the time as one of the defining tools in this space. You look at something like Linux, which pretty much literally everything uses these days. It’s crazy how, to use Matt Mullenweg’s, favorite phrase, these things democratize all of us in so many different ways.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:05:39]</div> <div class=\"chat-text\"><p>We’ve got a really broad pallet of things that we’re going to discuss today, ranging from Gutenberg, right through to WordCamps and all sorts. So we’ll crack on with the smorgasbord of what we’ve got to discuss. The first of our little laundry list is Gutenberg. You wanted to talk to us a bit today about Gutenberg, what you think of it, and so on. There was an event that I attended recently, which you were also in attendance at, and you were on a panel there, and you mentioned that in the face of proprietary page builders, you always had the approach that Gutenberg should be the first relation. It should come first. And I’m curious to know, what did you mean by that? What is Gutenberg first? What is this approach?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:06:17]</div> <div class=\"chat-text\"><p>So Gutenberg first to me is that we recognize the benefits of Gutenberg, and don’t try to subvert them or sneak around them. I think Gutenberg is one of the most critical backend, frontend changes that has happened to WordPress in its last umpteen years and the potential for all the interesting future forward things that Gutenberg can do should be taken into account. So page builders are wonderful. They offer all this functionality, ease of use, but I think that, they should also take and utilize Gutenberg concurrently.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>The advantages are, one, that Gutenberg’s not going anywhere. So God bless all the classic editor folk who loved that experience. More than just being deprecated, it’s just, that is not going to be the way of the future.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>And secondly, the potential, what can happen when you start making all that content a bit more atomic. I come from a lot of database work. So you think of atomic data points and Gutenberg does that sort of automagically for you? So there are opportunities in the future with Gutenberg to start parcing that data more finely.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>That’s why I think it’s very exciting and why everything should be Gutenberg first. Again, that doesn’t mean get rid of page builders or different types of themes and theming systems. It’s just that at the base, Gutenberg should be a core building block of what you’re working with going forward.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:07:51]</div> <div class=\"chat-text\"><p>The way that I think many people are using Gutenberg at the moment, I should probably say the block editor, but if you’re using the Gutenberg plugin, you’ll obviously have an enhanced experience. But if you’re using the block editor at the moment, it feels as if it’s prime time for editing text, inserting images and some pretty basic stuff like that. But I can see on the horizon a whole plethora of interesting, curious, let’s call them plug-ins for now, because that’s what they are. Different block components, different plugins, which adapt and amend the capability of Gutenberg. And it feels to me as if that’s where its strength might lie. I know we’ve got the full site editing and all of that coming down the road, but it feels to me that, there’s going to be a whole plethora of third-party tools, bringing all sorts of added benefits into the ecosystem, a block for this thing, and a block for that thing. And whilst that might create some kind of bloat, that to me is an exciting area, and I just wondered if that’s something you’re interested in, if there’s any plugins or blocks that you’ve been looking at and thinking, oh, that’s curious. That seems to be stretching things a little bit.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:08:55]</div> <div class=\"chat-text\"><p>So, you make a, first of all, great point that there’s block editor and then Gutenberg platform as a whole, and what end users typically experience is the block editor, but the Gutenberg API, Gutenberg platform as a whole is going to allow for all sorts of crazy third party integrations. That’s great. And it might even be a little, you said the perfect word, there might be a bit of bloat and craziness. I’ll say that’ll probably exist for the next 12 to 24 months. Sure, that’s fine. As people figure out what works and doesn’t. This is a dawn of a new age around taking WordPress to the next step. We’ve talked about for many years, WordPress is just a blog, blah, blah, blah. Okay. We’ve gotten past WordPress as a blog. Now WordPress as a CMS. That’s great. I think what happens with Gutenberg is we look at it and say, WordPress is an application platform, and this is just another API that we can take advantage of in very different ways. So we can have forums that are much more catered to content creators, that get rid of all the WordPress backend and admin stuff. Okay, you’re authenticated. You’re logged in. Here’s your daily news forum that you’re going to add content to. And because we’re using Gutenberg, that makes it a lot easier to publish that content and gets rid of the technical cruft, and allows developers and third-party plugin providers to have wholly unique and valuable experiences around that. And that’s where the magic I think of Gutenberg really comes into play is where will all these third parties start finding those unique value propositions for specific content, whether it’s an, a vertical, like travel or e-commerce, in a generic sense or news or publications or whatnot. It’s really expanded the opportunities to create workflows and interfaces and make content production speedier and safer.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:10:55]</div> <div class=\"chat-text\"><p>I think one of the curious things that I’ve observed over the last couple of years about it is that perhaps if we had the magic rewind button, we could go back a couple of years and potentially not really get into a conversation where it was… okay, we’ve got stage 1, 2, 3, and 4, and stages two, three, and four, start to add in functionality that things like page builders, can currently do, full site editing and all that. If it had just been touted as, we’ve got a new editor for you, here it is, I think it would have taken people along for the ride much more easily, but we’ve got this problem now, this impasse where, it got sold as it’s going to become a page builder, but the pace of development and the fact that they’ve got the legacy of 40 percent of the web, 40 plus percent of the web, to protect and so on it hasn’t been able to move in that direction potentially at the speed that people thought… well, it’s going to be a page builder. It hasn’t been able to mature at the rate that they would have liked to have done. And so I’m just curious in the next year, two years, whether it will do those things, but also I wish we could rewind and say look, slow down. Let’s get the editor experience sussed out first, then we’ll do the full site editing and don’t expect it to be all these things. Beause at the minute I hear a lot of people saying it’s not as good as the tool I’ve got over here, and it’s not as good as the tool I’ve got over there. Speaking of which do you think there’s a case where it isn’t the best tool where you would say actually, do you know what, I’m just going to relegate that and not use it first. Or is it literally, always the first thing in your toolkit for WordPress?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:12:28]</div> <div class=\"chat-text\"><p>It is literally the first thing in my toolkit, because it will provide the greatest longevity in whatever’s built. Gutenberg’s not going anywhere. There was a massive commitment to it from the project side of the universe. And to answer one of your earlier questions about, has it done enough? I think it’s exceeded all expectations and this is where I’ll get to it. They’re always going to be a voices like, okay, it doesn’t make bacon and eggs for me in the morning. Okay, That’s fine, it doesn’t. I think, and I truly believe what the magic of Gutenberg is, is the paradigm shift in forcing people to look at other things. So it’s hard to make a giant feature change in anything, whether it’s proprietary project, open source project. There are going to be plenty of people who are like, no, this works for me. This is great. Please don’t change. I get that. But technology moves forward. People’s expectations increase. Ten years ago, we barely had iPhones. All of a sudden we do, and now we expect everything to be infinitely easier and simpler and more responsive. I guess it doesn’t do everything that page builders do. That’s great. That’s fine. We’re not trying to cut out the middle man here, and I say we, I’m not actually involved directly in Gutenberg at any point, but it moves the technological user experience goal posts forward. All things being equal, the page builders of the world, Beaver Builder, Elementor, they’re all going to go their own way. Having Gutenberg as a critical component, soon enough, it will be just a mandatory component, that’s the end of the conversation. Says, listen, everyone, this is what we need as part of the ecosystem. This is how you’re going to connect with tools. You can absolutely go around those, but why would you want to, because this will be supported by a worldwide community.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>It’s not just going to be supported by the Beaver Builder community or the Elementor community, yada yada, this is now the new core and that’s very difficult to do, and it’s not, jumping back to what I said earlier about it, I think just making that change in and of itself and committing to that change is more important than full site editor or anything else. There’ll be incremental steps, but that was the big milestone step. Wow. Okay. This is the new tech, and we’re going to have to take advantage of it.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:14:45]</div> <div class=\"chat-text\"><p>You said two words in that last little bit, well you certainly said paradigm shift and you said atomic. And I think for me, the atomic bit is really interesting because what I think many people haven’t had a chance to get to grips with is literally the atomic nature of it. This little section of your blog post or whatever it may be. You can just have this little interactive thing. It might be that you’ve got a block which does, I don’t know, lead generation, or you’ve got a block, like the cover block, which will just take care of the top of your posts. And each one of those things will have a different array of settings and it doesn’t have to be built inside a proprietary thing. It’s being built inside of the default editor for WordPress. So it’s going to bring a ton of functionality and a ton of interesting things. Some of it will be bloated. I’m sure there’ll be many people who fall into the trap of installing fifty times more than they need to, or five times more than they need to. But for those of us who were curious and check things out and look and see what the end result is, you’re going to be able to create really unique experiences on this one surface, and that to me is really exciting, but have the feeling that the community got left behind in the conversation about this a little bit. So the confusion that it was going to be a page builder leads me to the whole community conversation. I know you’re all about community. This is something that you thrive on. You love the WordPress community, as you have had loved many other communities in the past. Do you have any feelings around whether there’s been enough involvement. Asking the questions, what should it look like? How should it behave? What do we want to leave on the floor and edit out that we just, it was a blind alley, we shouldn’t have had that because there are some things that I think a really excellent, there are some things that I think I’m not sure anybody’s actually going to make use of that, but there it is. And just wondering what your thoughts were around, whether the community had been involved, whether it could have been involved more.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:16:38]</div> <div class=\"chat-text\"><p>I’m getting chuckles about a lot of these things. Could there have been more all the editing and whatnot. Since community is, especially in WordPress, a huge word, it’s always difficult to get every stakeholder, give them the space, give them the time given the vote.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>What I like about what happened with Gutenberg is that it did move, in my mind, relatively quickly, and expeditiously and said, this is what we’re doing. And I think it’s too easy to be bogged down in the politics of community to actually get stuff done. So if things fall to the wayside, if things were not edit out properly, that’s where I think, the greater ecosystem can come into play and say, we’re going to tweak this, with a plugin that makes this just a bit better. It takes this out and we have such a robust economy in WordPress. That yeah, go for it. I like to see a bit more activism from people as a whole on these projects, but it’s hard. We all have day jobs. We all have stuff to do, and I’m not going to blame the leaders of the project for trying to get stuff done. In fact, I’m going to give them kudos to just doing it because it’s very easy to get pulled back and say you didn’t listen to so and so, at some point we have to fish or cut bait, we need to do something and we need to move the technology forward because everyone else is doing it. And open source projects have a tendency, especially at their, let’s say late teens, early adult stages, getting sucked into managing the community more than managing the project and pushing it forward.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>You have to do both. It’s such a tricky balance. All kudos to everyone at Make dot WordPress, that they were able to do this. And it’s a large scale change and get it done. Fine, if you want to complain, that’s great. Guess what? No software lives, at that moment in time, it’s always updated and tweaked and there are still opportunities to make changes, advocate or different functionality. Expand the API, shrink the API, all those kinds of things. I do love that WordPress was able to cut bait and just go with it.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:18:43]</div> <div class=\"chat-text\"><p>One of the underpinnings of WordPress since the inception really was PHP. And obviously now we’re moving into an era where these technologies are being inspected, and improvements have been created along the way. And so now we’re moving into an era where other technologies, for example, React is coming along and that requires quite a bit of relearning, you’ve really got to down tools, get the manuals out, start to read again. Do you have any concern that that kind of thing could be a bit of a roadblock? It will be a bit of have a roadblock for certain people, but the technology has to move forward. Just curious as to what your thoughts are about how that’s being implemented and whether or not we’re taking it at a slow enough pace or whether we should have just stuck with good old PHP?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:19:29]</div> <div class=\"chat-text\"><p>I like to use the right tool for the right projects, And I’ve been a coder, developer, engineer in multiple languages. I’ve actually never done anything with React, that’s one of the first ones. And that’s okay. We evolve. If we hadn’t evolved all these still using C from 1969 or whenever it came out. So this stuff has to move forward. And if React is the best solution to do that on the front end, that’s great.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>Some people will be excited by that. Okay. I can expand my personal knowledge and horizons by adding to React. Honestly, a lot of the headless stuff that we see these days is also React. So it’s not a bad thing to learn if you want to learn that. If you don’t want to learn it. Okay, that’s fine. There are plenty of opportunities to still expand your WordPress activities solely with PHP. Okay. Those are more personal choices. Do I want to learn another language? Do I want to improve on what I already have? Yes. Those are choices you have to make, but none of this lives in isolation. So we have to understand that a WordPress, plain old PHP site, might still need to connect up to a bunch of different things and not all those things are going to be on PHP. You still might be connecting up to something with Perl or Python. No, one’s forcing you to learn it. Granted Gutenberg injects this react universe into your face, but you can focus on the core things that you need to do without necessarily running into React. It’s a tool that more people are… here’s the trick, there are plenty of new people who are entering coding, development, open source communities, and they like React. So it makes sense to take advantage of all this new found wealth, and then also draw them back into the community. Great, you love running with all this JS stuff. Fantastic. Hey, by the way, did you know you could actually implement that as part and parcel with an old-school PHP content management system? Yeah, we can do that. That’s great. And look how you can expand your horizon. Yeah, it stinks if you don’t want to learn any kind of Node, React stuff. Okay. But, it’s sort of the nature of code. If we really want to take the analogy to the extreme, why aren’t we still coding on punch cards with ones and zeros. We’re going to abstract it and find the best tool to implement the functionality we want to see.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>And I get it me personally, I’m not going to go out and learn React today. Me twenty years ago, though, I would have added it into my tool belt in a heartbeat, just because it was just one of those things that you needed at that time, that was the case. People are going to go through their own personal and professional sort of life cycles of what they think they need to have on their knee or in their tool belt to be successful. We can’t stop for people who don’t want to do anything outside of PHP.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:22:04]</div> <div class=\"chat-text\"><p>We’re going to shift gears now and talk about in-person events. Under the auspices of things like WordCamp Europe, which is depending on when you’re listening to this podcast that may just have happened, or it may be it’s coming around in a year’s time or something like that.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"> <div class=\"chat-text\"><p>Clearly we’ve been through a period that has really shaken the community. I feel that as a community, we were probably as well-prepared as any community could be because we were already working via the internet. We all had our computers out and so on. And yet still there is a concern. And I know that for example, people like Josepha Haden Chomposy has mentioned things like this, that the community in the absence of in-person events, there’s been a modest disengagement. And what I mean by that, this is the project, the WordPress project was propelled forward in a large part by those in-person events. So you’ve got contrib day, you’ve just got the handshaking, you can actually meet people for the first time. You can build relationships and so on. And none of that’s happened. We’ve had a year out. We don’t know quite when that is coming back, hopefully at some point in the near future, but we don’t know. And so just curious about your thoughts on that. What do you have to say about events coming back and how a project as big as WordPress, where there’s no central office where there’s no boss telling everybody what to do. So if you’re on the payroll, you’ve got to do this today and fix this thing, but that’s not how it works. And so the open source model, there may be a chink in its armor here where in-person events don’t happen, that camaraderie and those solutions don’t present themselves. And so the project, I’m going to use the word stalls, that’s a complete over-exaggeration, but bits of the project stalled because nobody’s meeting up.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:23:49]</div> <div class=\"chat-text\"><p>I am a huge, huge advocate of in-person anything. Whether you’re extrovert or introvert, there’s always going to be someone that you really want to talk to sit down in a corner, or have a cup of coffee with and build that relationship. I’m no anthropologist or anything, but feel that those kinds of human connections help us grow stronger in light of all the mundane things we do day to day. I don’t think the project has suffered because of a lack of in-person events over the last year. I think it’s suffered because everyone else has had a lot on their mind and there’ll be a, certainly a renaissance of activity as soon as we get into in person but this is one of those things where I don’t think correlation and causation match up. If you are worried about friends and family getting ill, did the economy, my personal economies take a downturn. That’s going to weigh a lot more on someone than, oh, did I catch up on the latest WordPress dot org, Slack notification about Full Site Editing. So I don’t think they’re completely tied together, but I will certainly tell you that as those in-person meetups start ramping up, I think that’ll be a flurry of excitement and activity. Part of that will be just because we’re not still trapped in our tiny little Covid bubbles.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:25:12]</div> <div class=\"chat-text\"><p>What personally do you miss from the in-person events? You mentioned about having a coffee and sitting in a corner with somebody and so on, but anything that you find you’re missing, it could be something quite banal or it could be something a lot deeper.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:25:24]</div> <div class=\"chat-text\"><p>It’s really the accidents that happen at in person events. With a completely regimented online experience, I know I’m going to be talking with Nathan at such and such time. I know I’m going to be talking to whoever everything’s organized, calendars. Okay, there’s digital here, digital there. We may edit ourselves more on these platforms. When you’re in-person accidents happen. We may be walking through the sponsor hall and accidentally bump shoulders. And it’s oh my goodness, Nathan, great to see you. I haven’t seen you in 14 months. This is amazing. And you just start a conversation and those kinds of conversations are organic and random and not necessarily so overly planned and well thought out. And at those moments, I think unique ideas, exciting things can happen that just don’t happen in a much more shrunken space. I love the distributed world. And to your point, I think WordPress is not only just gone through well, it’s actually succeeded because we’ve already been in that position. We’re already ready to be online and take care of the day to day.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>We need those accidental bumpings of atoms to create new kinds of alloys. Oh my goodness. carbon and oxygen linked together. Oh, no, look what happened here. I don’t know what they do, I’m not a chemist! But my point being is when you’re in person and I’m going to keep calling them accidents, but not like in a pejorative kind of way, accidents happen, and it allows for very random, unique ideas, conversations, thoughts, whatever to happen, or just even a personal pick me up. Like you do remember me from being on slack for the last year. That’s fantastic. There’s an affirmation I think that happens for all of us when we’re in that kind of proximity with other like-minded people.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:27:21]</div> <div class=\"chat-text\"><p>I think one of the, there’s two points about the online events that I seem to keep coming back to. And the first one is that I feel it’s taught us that we ought to have hybrid going forward. What I mean by that is that WordCamp EU, I feel it’s going to be difficult to put the genie back in the box of you have to go to the place where the event is. I feel that the future is going to be, sure enough, if you want to turn up and you want to benefit from the hallway and all of those things, go for it. But also if you’re living halfway around the world, that now needs to be a door which is not closed to you, you need to have it open. There needs to be streaming of those talks that are happening each day so that everybody can take part. That’s one of the things that I feel is going to happen.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:28:03]</div> <div class=\"chat-text\"><p>I completely agree. There are events that I would have never been able to attend on a very regular basis without there being an online component. Someone will solve this puzzle, but I think it’s going to be difficult to do a online and in-person event concurrently. I feel that you’ll get the worst of both worlds in that case. What I’d like to see, let’s take WordCamp Europe 2022. There’s going to be a three, four day in person spectacle. That’s fantastic. What I would like to see is maybe two days before the in-person starts. There’s a whole online portion of that. I’d be concerned about trying to do them concurrently. Are we really going to have, we can do all the live video for example, but how interactive can we make those live portions? Oh, look from online, we have a question to the speakers. Okay. That works. But outside of those sessions, how are we going to integrate the sponsor hall, the hallway track as we talk about it? Those are those accidents that I like to refer back to just walking up and down and bumping into each other. I don’t think that’s an easy problem to solve, but I’d love to see some kind of greater online kickoff onboarding experience, where you can meet the speakers, do some quick Q and A’s, and conversely, have the speakers say, make sure you don’t miss my session on such and such date and time, then that will, of course be also livestreamed.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>It’s going to be expensive. It’s going to be complicated. And I think there’s going to be multiple variations of attempts at making that succeed. I like to go with baby steps to see results. And I think just starting out with maybe a one or two day virtual camp tied to the in-person camp would be a good starter.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:29:46]</div> <div class=\"chat-text\"><p>That’s what I was meaning really is just basically a camera at the back of the room where there’s a presentation going on with the possibility of questions coming, not just from the audience, sat in the auditorium, but from people in a different part of the world. And in fact, I feel it in a way, these kind of like skeuomorphic pieces of software, which tries to replicate the real world, you’ve got these AI representations of the hall. It’s nice. It’s a bit of fun. I feel it’s a dead end. Nobody ought to be under the illusion that’s what they’re going to do. But I do like the idea of just, here’s the talk, you can watch it at the same time as everybody else. And then maybe you and your pals can hang out. You can do your bit online and we can do our bit in the real world, and so it goes. It’s really just an opening up so that you don’t have to attend because the problem there would be that nobody actually makes the attempt to attend, but I don’t feel that’s the case. And my second point is that I feel that we need this stuff back just because the online stuff, there’s a fatigue associated with that, and I don’t for a minute think that everybody’s fatigued and I don’t for a minute, think the online events don’t have merit because they have enormous merit and they’ve been an amazing bridge, but I feel that there’s a proportion of the people who would love to be at live events who just can’t make the transition to the virtual events. There’s something about it. Something stifles them, perhaps they have the best will in the world, and then it’s on the screen. But then something in the real world occurs to them. The cat decides to chew up the sofas, so off you go, you’ve got to deal with the cat. You get distracted, you want to go and make a cup of tea, so you get distracted. Whereas if you’re at the WordCamp, you’re fully there. You’ve engaged, you’ve committed. You’ve potentially got on a plane. You’ve booked a hotel, all of that. And there’s no substitute for that. So that really was my second point is that I want to get the people who’ve been disengaged back in and ready to take on all of the challenges that we’ve got.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:31:42]</div> <div class=\"chat-text\"><p>Yeah. I think we’re on the same page. I can do virtual events. I certainly prefer in person. And the best example of how we know that in-person is very valuable is when you go to a lot of these virtual events, the networking spaces are generally very empty. People aren’t having those conversations, those random accidental conversations that they would add an in-person event because at an in-person event, you are physically, quote unquote, stuck in that space. If you don’t want to talk to someone, you’re just going to go your own way. That’s great. But if you do, who knows who’s next to you and you’re going to overhear things and interrupt the conversation and be interrupted and that’s that magic that occurs.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:32:29]</div> <div class=\"chat-text\"><p>Okay. Let’s talk about the third point that we wanted to discuss today. I’m straying into an area where I don’t have a great deal of experience because I watch these things happen from afar. There’s nothing that really concerned me. That concerned me in the sense that I might be a consumer of some of the things that are being bought up. But you wanted to talk about, as you described it, the WordPress economy acquisition madness. Now, what did you mean by that? Just kick us off. Explain what you mean by that phrase.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:32:56]</div> <div class=\"chat-text\"><p>Here’s the beauty of being a successful project, people with money will find ways to make money from it. And that’s okay, and that’s a good thing. We’re seeing the likes of Automattic, WP Engine, GoDaddy, Liquid Web, Cloudways, yada, yada, yada. All these companies, wink wink, they’re all hosting companies because they’ve been in the space for awhile under different platforms and have recurring streams of revenue and cash on hand, they’re going to look to grow their businesses, and one of the easiest ways is to find valuable niche projects, that not only will bring cool bit of code into what they’re trying to do, but also allow them to reach out to all the people who have installed that plugin.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:33:45]</div> <div class=\"chat-text\"><p>Do you have concern then that certain parts of the WordPress, let’s say plugin or theme space, are going to be consumed by these bigger entities as you described? In many cases, there will be hosting companies for reasons you’ve just explained. Do you have a feeling that silos in the future are going to occur? Where if you really want a decent, let’s go for, I dunno, membership experience, you really are better off going in the direction of that company, with the brands that it’s acquired over time. Or if you want to go for a WooCommerce experience, your best bet is going to be over here, and everything else is a poor relation of that. So we get silos, which we haven’t had until now.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:34:28]</div> <div class=\"chat-text\"><p>I think that’ll happen in the short term, but when that happens, a vacuum is created in the overall ecosystem. So if hosting company X has a, quote unquote, monopoly on that membership plugin, you know what, first of all, it’s all open source. All it takes is company Y to be like, we want to be in that space as well, and we’re going to re-imagine the underlying open source code base in XYZ format. Yes, a lot of letters there, but it’ll happen. These kinds of acquisitions and changes in economy I feel are okay. We’re all working from an open source code base. If this was all proprietary stuff that you can never take advantage of, I think that would be bad for the community as a whole, but that’s not the case. It’s just one company saying we’re going to be owners of this project. You can still fork that project any day of the week, don’t forget. Cause it’s all GPL. So I don’t think we’re losing anything in the long run. There’ll be short term hiccups. People won’t be happy. If that plugin doesn’t do exactly what they want, but they probably wouldn’t necessarily be happy even if it wasn’t taken over by someone else. I think there’s a percentage of people that will always want to see all this independent software, but all these companies are technically, okay maybe they’re not all independent because some of them are actually listed on public exchanges, but the opportunity hasn’t been taken away, and if such and such plugin gets acquired by such and such hosting company, I certainly see another hosting company looking for that competitor also happening.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:36:01]</div> <div class=\"chat-text\"><p>Do you feel that, okay, again, rewinding the clock for the second time in this podcast, if we could go back maybe 6, 7, 8 years, something like that, before these companies were buying up suites of plugins and what have you, to bulk out their offering. We basically had independent plugin developers. There may have been a team that grew up over time and they were inventing a solution for a particular problem, and they were really invested in that, and that was great. We want to solve the calendar thing or we want to solve the, I don’t know, the menu thing, whatever it may be. I’m just wondering if we’re maybe getting into the territory of designing things to be acquired. We designed something so that this can happen, so that we can become bought up, taken along for the ride by a big hosting company, and just really whether or not there’s any dynamic that changes the way that instead of serving the customer and always trying to offer the best support for the product, really your whole intention for that business isn’t to create the product for the customer, it’s to create the product for the sell in the future.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:37:01]</div> <div class=\"chat-text\"><p>I agree. I think there’s a potential for that. On the correlator, are you getting value in what you want out of that product? So if I use, there’s something I’m going to jump into because it’s happened recently, but on the face of it, it’s a product that is so useful to me that I’m not going to have to do custom code. It’s above and beyond every other plugin competitor in that space. Am I going to use it? I’m going to use it, yes. And to some degree it doesn’t really matter what the incentives for the developer are at that point. If it’s doing what I wanted to do, that I’m going to use it because that’s what I needed to do, and it’s going to save me 10 50, 200 hours of development time to use this plugin as opposed to trying to create something on my own. And that’s question one, or the answer one. Answer two is there certainly is an issue with, what’s a nice word for miscreant. I guess it’s gonna be miscreant, where we’ve seen recently some plugin developers literally switch out what that plugin does and what its value proposition is with, quote unquote, upgrades. And they’ve done it behind your back. Oh, well you signed up for this cute little plugin that makes banners, guess what, now it’s going to do all these things and you have to pay for it just to get banners again, and it’s like really, really is that really what you want to do? And I think those developers are getting called out on it.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"> <div class=\"chat-text\"><p>The agencies and content creators, certainly in the nearby community are aware of that. I think those kinds of, yeah, they’re not necessarily illegal in any way, shape or form because you can do that, but it doesn’t really stick by the unofficial developer third party ecosystem code of conduct. And I think we’re always going to see exceptions to the rule, but as long as those are just exceptions, I think we’re in a good spot.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:38:43]</div> <div class=\"chat-text\"><p>Let’s pivot again. Openverse. I’ve got to say, this is something that kind of passed me by. The radar wasn’t working properly over the last few weeks since Openverse came along. I’m going to ask you to tell us what Openverse is. I have a very vague understanding of what it is, but I’d like you to tell us why you think it’s important.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:39:03]</div> <div class=\"chat-text\"><p>This is a new project in the WordPress ecosystem. I should say WordPress dot org ecosystem. It comes from creative commons search project that was languishing at creative commons. They didn’t have community and developers interested in pushing the search component along and, with support from Automattic, it came into the welcoming arms of wordpress dot org. And it has it’s own thing called Openverse. I’m excited by it. One, because it expands the open source vision of WordPress, WordPress becoming even a greater open source proponent. It’s not just the CMS, but now we also have additional things that we’re caring about, which I think is fantastic. It simultaneously is going to be working on technical aspects as well as open libra software model, or content model, I should say, where the tool will be helping WordPress as well as anyone else, obviously on finding creative commons, open licensed media. So in this case, images. I think it’s a great expansion that’s completely in line with what the project is looking to do. And I think it’s going to be surprisingly helpful and people won’t even realize what’s going on, but they’ll all of a sudden be able to access a bunch of new content natively in whatever application, obviously WordPress will be at that top of the list, but, you’ll be able to access it with Drupal or proprietary systems.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:40:40]</div> <div class=\"chat-text\"><p>What was the problem with the old licensing model? What was broken with it?</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:40:43]</div> <div class=\"chat-text\"><p>What was broken was there was no one who was going to commit to keeping up the code base to make CC search working and functioning, tweaking it, bug fixes, whatnot. So, as part of the WordPress project, there will actually be active development and maintenance of the creative common search.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:41:02]</div> <div class=\"chat-text\"><p>Okay, so was there any concern that things which you may have downloaded from third-party sites, we all know the ones that we customarily go to, that they were often perhaps changing the license after you downloaded things, and then suddenly you didn’t realize that you were in contravention of a license, which you thought you had full access to download, redistribute, do whatever you wanted and suddenly you realize, oh, okay, that’s no longer the case. This image that I’ve got, I need to take down.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:41:28]</div> <div class=\"chat-text\"><p>So, licensing is so fun and entertaining. So a lot of these download an image sites, those licenses still stand. So if you have downloaded it and are using an image that was licensed under creative comments, that’s not going away. Will they relicense new images? Possibly. The point is how easy will it be to find more creative commons based media? And I think that is the purpose of Openverse, to make that as easy and intuitive as possible. So again, it’s taking what used to exist as part of creative, common search, almost like a fork, rebranding it under Openverse and, making it part of an ecosystem that’s open source.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:42:15]</div> <div class=\"chat-text\"><p>And this is going to be completely available inside the WP admin. So you’ll have search integrated there, and if you want to search for, I don’t know, a cat on cushions, for example, you’ll be able to do that and everything that’s returned, you’ll be able to use, hopefully because the search will have returned something valuable to you in this case cat’s on cushions.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:42:35]</div> <div class=\"chat-text\"><p>So that is my expectation. Obviously it’s not built into any of that yet, but yeah, that is that’s where I see the project going.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-1\"><div class=\"chat-author chat-author-nathanwrigley vcard\"><cite class=\"fn\">Nathan Wrigley</cite> [00:42:40]</div> <div class=\"chat-text\"><p>But it was a nice philanthropic gesture of Automattic to take this on board and just basically put it into WordPress so that the likes of me, and you can find our cats on cushions whenever we please.</p>\n</div></div><div class=\"chat-stanza chat-row chat-speaker-2\"><div class=\"chat-author chat-author-robertjacobi vcard\"><cite class=\"fn\">Robert Jacobi</cite> [00:43:35]</div> <div class=\"chat-text\"><p>Right.</p>\n</div></div></div></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 14 Jul 2021 14:00:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Nathan Wrigley\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:26;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"HeroPress: How WordPress Has Changed My Life – Gtarafdar\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://heropress.com/?post_type=heropress-essays&p=3939\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:160:\"https://heropress.com/essays/how-wordpress-has-changed-my-life-gtarafdar/#utm_source=rss&utm_medium=rss&utm_campaign=how-wordpress-has-changed-my-life-gtarafdar\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:19947:\"<img width=\"1024\" height=\"512\" src=\"https://heropress.com/wp-content/uploads/2022/07/071321-min.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Pull Quote: I’m really thankful to WordPress. Because of this community I have overseas friends.\" /><p>I’m Gobinda Tarafdar from Dhaka, Bangladesh. In short, Gtarafdar. This short form is available everywhere on social media. Actually, while I was a kid, a medicine specialist suggested this short form of my name. From that time, I had a plan to use it. Moving on, now I have become a WordPress Enthusiast Marketer. In this essay, I will share my journey to WordPress with you.</p>\n<p><a href=\"https://heropress.com/wp-content/uploads/2022/07/gtarafdar_winter_clothing.jpg\"><img /></a></p>\n<h3>Early Stage Of My Career:</h3>\n<p>I started my career as a teacher in an academic coaching center back in 2010. I was then a 1st-year student of my 4-year Graduation Program. But the number of my earnings was not sufficient to cover all my livelihood. My parents were giving me support to continue my study at that time. So I was looking for more ways to earn my living. But in our country, it’s tough to get a job without graduation. I tried to find more tutoring jobs but failed to get one. Then I gave stand-up comedy a try. At that time, it became popular. I participated in a TV reality show based on stand-up comedy. But failed to reach the top five. So, didn’t get much success in the comedy sector as well.</p>\n<p><a href=\"https://heropress.com/wp-content/uploads/2022/07/gtafdar_standup_comedy.jpg\"><img /></a></p>\n<p>In this way, two years passed. After a while, I got the idea of a call center job in the telco industry of our country. I gave an interview to our number one telco company Grameenphone – a sister concern of Telenor. And luckily got the chance to join there. And it’s a game-changing part of my career. I learned a lot about team play, pressure handling, the ability to put myself in a customer’s shoes, and more. But it was a part-time job, and my graduation was about to end. Immediately after finishing my graduation, I got the opportunity to join Grameenphone’s Finance team. However, I had to pass the challenging interview as many other promising candidates were competing with me. Everything seemed so great at that time. Got the opportunity to work in the country’s best corporate office, but bad luck struck again. Didn’t get the chance to be a full-time employee from contractual employee status.</p>\n<p>I took a break to join the country’s public service commission. Unfortunately, I failed to get the desired position again. In the meantime, my father retired from his job. All of a sudden, so many responsibilities came upon me. By the way, I forgot to mention, in this time frame, I had completed my Graduation, Masters, and MBA. The year where I’m now in the beginning of 2018. After my father’s retirement, I had no time for an experiment. But the main challenge came then.</p>\n<blockquote><p>No one wanted to give me a chance as I worked at one of Bangladesh’s most prominent companies; they thought I couldn’t fit into their office culture.</p></blockquote>\n<p>Also, I wanted to start my career as a Digital Marketer, and I had no practical experience at that time. I had some certification of Udemy and Hubspot free courses. But I was confident that I had a degree of MBA in Marketing. But all of my confidence was doomed within three months. I stopped applying everywhere, started to do some research on the job sector. Finally, I decided to join the IT industry, and in our country, WordPress Based companies are in the leading position. So, I had my target fixed towards the WordPress industry.</p>\n<h3>A Huge Risk-Taking State in My Career:</h3>\n<p>I took a huge risk to start my career in the WordPress industry. After not seeing much job opportunities in the Digital Marketing area in my country, I was planning to join the telco industry again as I was finding no option to cherish my dream. I badly needed a job at that time. But meanwhile, I found a job circular in weDevs. They were looking for a Digital Marketer Intern. So I made my decision to take part in this program. Surprisingly, I got another job offer from a renowned MNC of our country in the sales team. But I took a huge risk and started trying for the weDevs internship program, and refused the salesperson job. My friends <a href=\"https://twitter.com/MrMayeen\">Mayeen</a> & <a href=\"https://twitter.com/AkhterArif\">Arif</a> helped me a lot to learn more about WordPress. And they guided me on how I could set up localhost on my computer, and from then, I started to explore themes and plugins from the WordPress repository. I must say I got an interesting tool to play with. After passing three stages, I finally got the chance to join weDevs. weDevs is a popular WordPress Plugin making company. It’s famous for Dokan Multivendor Marketplace Solution for WooCommerce.</p>\n<a href=\"https://heropress.com/wp-content/uploads/2022/07/Gtarafdar_life_at_weDevs.jpg\"><img /></a>My Life at weDevs\n<p>Ohh, maybe you have a question about how it can be risky to go for the weDevs internship program! Well, the payout of the other company was three times higher than the weDevs internship payout. And I refused to join the other sales team while I still didn’t have any guarantee to join the weDevs team. So now you can judge, isn’t that risky? (Sorry, I can’t share the name of the sales company publicly here due to some policy issue.)</p>\n<h3>The Journey to WordPress:</h3>\n<p>From the day when I had installed WordPress in my local host, my journey in this ecosystem started. I found it so easy to use and user-friendly that I felt anyone could create a website. I started to read articles and explore the World of WordPress. Also, weDevs’s internship program helped me a lot to get involved in the WordPress industry. My mentor <a href=\"https://twitter.com/AfshanaDiya\">Afshana Diya</a> and <a href=\"https://twitter.com/mainul0aion\">Mainul Kabir Aion</a> guided me a lot to dive deep into the sea of WordPress. Learned the area of content marketing, explored paid mediums, gathered knowledge on social media marketing, and more within three months. The internship program was exact and compact, along with interactive.</p>\n<p>Here came another twist. I wanted to be a part of the Digital Marketing Team. But because of my communication skills and interpersonal relationship skills, <a href=\"https://twitter.com/Nizam5428\">Mr. Nizam Uddin</a> (Founder & CEO at weDevs) offered me the Business Development executive position. It was an entirely new thing at weDevs. I was the one-man army in the Business Development Team. And it opened up a new world to me. At that time, I got my first chance to attend a WordCamp (WCAhmedabad, India 2018). From that time, I got the motive to be involved in the WordPress Community. I’ll share how WordCamps can help you to join the community closely. Later on, I got the chance to participate in WordCamp Kolkata 2019, WordCamp Nagpur 2019. It was a fantastic journey to join WordCamps in person. In 2019 I took part in WordCamp Dhaka as a volunteer.</p>\n<a href=\"https://heropress.com/wp-content/uploads/2022/07/Gtarafdar_WordCamps.jpg\"><img /></a>My Journey to WordCamps\n<p>I’d love to share with you; now, I have become part of the Digital Marketing Team of weDevs. After almost two years of my journey as a business development executive, I got this new opportunity to prove myself again. So I took this opportunity and became a Digital Strategist.</p>\n<p>Now I’m dedicatedly taking care of a sole product. It’s an Addon of Elementor Page Builder. It’s HappyAddons for Elementor. I’m the product coordinator of this excellent tool. From zero to now, 100k+ users are actively using this tool. It’s an incredible learning period in my career path. I learned how to grow a product from the ground level. It’s a great achievement for me as a Product Marketer.</p>\n<h3>How WordCamp Helps Me to Become a Member in the WordPress Community:</h3>\n<p>WordCamps are the place of like-minded people. When you are in touch with the right people under the same roof, you will get that homely feeling. Also, in WordCamps, you get to meet industry experts. Interestingly, you can collect lucrative swag items. To some extent, you will get an opportunity to make partnerships to expand the business. Moreover, some companies share job boxes where anyone can share their resume. So it could be a place of opportunities. Who knows what you will get. But in my case, I made so many friends. We are now close buddies.</p>\n<p>The exciting part, some WordCamps run contributors day. On that day, you will get the chance to know closely about how you can take part in the core programs of WordPress. From WordCamp Ahmedabad, I started participating in WordPress programs, also started joining WordPress teams meetings. I’ve become active on social media as well to spread news and updates related to WordPress.</p>\n<h3 id=\"enriching\">How I’m Enriching My Knowledge of WordPress:</h3>\n<p>One line changes my way of thinking. Once I was talking with our Founder & CTO, Mr. <a href=\"https://twitter.com/tareq_cse\">Tareq Hasan</a>, regarding this topic. He just said, “Gobinda, you don’t have to learn coding to solve the problems of WordPress; you have to gain the ability to solve the problem by anyhow. You can solve any kind of problem by referring to other WordPress Plugins and tools.”</p>\n<p>I got a new meaning of using WordPress. From that time, I have started to check WordPress plugins and themes to learn more about their purpose. WordPress repository now becomes a place of amusement for me. Sometimes, my colleagues refer to me as a ‘plugin man’ as I try to give a quick solution to WordPress-related problems with the help of WordPress plugins.</p>\n<p>Still, I’m participating in several Facebook Group discussions. Trying to solve several solutions and learning what problems are usually people facing while creating websites with WordPress. And believe me, there is definitely a solution to each particular problem.</p>\n<blockquote><p>You have to keep patience and search for the solution in the right type of keywords.</p></blockquote>\n<p>For example, yesterday on the Facebook group – WordPressian (Dedicated Facebook Group for those who speak Bangali), a person was looking to create a courier service platform where people can track their package. Most people suggested building a custom-made solution. But I know there is a solution; I randomly found it on the WP repository.</p>\n<blockquote><p>So I just googled this term “WordPress plugin: courier service”. Google didn’t disappoint me.</p></blockquote>\n<p>I got my answer, read the description, reviewed, checked screenshots, and shared the solution with that person.</p>\n<p>To increase my knowledge of WordPress, I use another method. I use some Google Chrome Extensions for checking the Builtwith Materials of WordPress sites. When I jump on a WordPress site, I just click on the Chrome Ext. and check the plugins they’ve used to create their site. And it helps me a lot to learn the tools and their purposes. You can do that if you want to increase your knowledge of WordPress.</p>\n<p>Lastly, you have to create a site by yourself. Otherwise, you would not be able to know the issue on your own. At least create your own portfolio site. I have learned so many things while creating my portfolio site: gtarafdar.com. You will know some untold facts, and finally, you will get a boost. <a href=\"https://heropress.com/essays/retiring-young-bangladesh-thanks-wordpress/\">Mr. Asif Rahman</a>, the founder of WP Developers, gave me this idea. He always inspires me to create a personal website. Also, he forced me to write about WordPress daily. Guided me on how I can create a site with Elementor in 2018. I became familiar with a handy tool that helps me create a site without having coding experiences from that time. Later on, it helped me to take over the Happy Elementor Addons Project.</p>\n<h3>How you can connect with WordPress Socially:</h3>\n<p>Twitter is the best medium. I opened my Twitter account in 2010. But I had no motivation to use it as I didn’t have people close to me there. My friends were all on Facebook. I was also trying to involve myself on Facebook. But after joining weDevs, I found my Mentor, Afshana Diya, was so active on Twitter, and she has so many like-minded people on Twitter, and most of them belong to the WordPress community. I got new motivation to use Twitter. I started to connect with WordPress Professionals. Also interacted with them regularly. And I must say it feels really amazing.</p>\n<p>I’ve prepared a Twitter<a href=\"https://twitter.com/i/lists/1143525711489036288\"> list of WordPress Influencers</a>. You can easily follow them from here.</p>\n<h3>How you can start your career at WordPress:</h3>\n<p>If you have a passion for coding, you could be a WordPress developer. In our region, here is a myth. To become a developer, you have to be a CSE grad. But it’s not true. Let’s check a fact. In our weDevs, most of the Developers are directly not from Computer Science Engineering backgrounds. In the same way, you may have joined the CSE program at an early stage, but now you may not have that much passion for coding. You can be a Product Manager. In the WordPress industry, there is scope for a Product manager as well. Another exciting sector is the Quality Assurance team. So many companies are hiring in this sector. Moreover, if you like to communicate with people, you can join the Support Engineering team. You can’t imagine how many job openings there are in the support engineering field.</p>\n<p>Those who don’t have any coding knowledge but are proficient in English and have a passion for writing can join as Content Marketers. There are plenty of job vacancies in the content marketing area.</p>\n<p>Another interesting option is joining the Designing team. If you find interest in the designing sector and love to play with the designing tools like Figma, Adobe Tools, Sketch, you can definitely join the design team of a WordPress company.</p>\n<p>Later on, other job sectors like HR management, Accounts, Business Development, and other necessary areas are also available on WordPress companies. More interestingly, you can work remotely in so many companies. WordPress founding company Automattic is running its whole operation remotely. You just have to find your perfect niche. Otherwise, you can be frustrated.</p>\n<p>I’ve prepared a list of <a href=\"https://gtarafdar.com/wpjobs/popular-wordpress-companies-to-apply-for-jobs/\">WordPress companies</a> where you can apply for jobs.</p>\n<p>Finally, don’t be frustrated, my mate. I often hear from my fellow friends and juniors always blame God, parents, and the government because of their unemployment problem. But when I reach them and personally request to gain some technical skills, they just run away most of the time. Not even reply to my messages anymore. Even some of them block me. Lol. Also, some other groups are available; they knock me for jobs and share their family issues, but when I ask them to learn more about web development, they just fly like a bat. I don’t know what their problem is. If you are in the same category, then my mate, you are in huge trouble. Change your mindset. Gain some skills. It could be anything. Try one by one. Then choose the best one for you. But again, don’t be frustrated. Keep focusing on your goal. And dive into it.</p>\n<h3>What’s The Challenge on Working in WordPress Industry:</h3>\n<p>I’ve shared all the positive things about joining the WordPress industry. But there is a significant challenge you have to face while you will join the community. In my region, very few people know WordPress. Only tech-savvy people are familiar with that. Even most of the people don’t have any prior knowledge about remote job life. I have personally experienced so many funny incidents. Last year when my family members found me in front of my Mac and sometimes talking with some people, sometimes in English, they found me as an alien in my house. Even most of the time, I failed to give proof of how the whole work was done. You will face the same situation if you belong to the rural area of Bangladesh. But don’t worry, I prepared a comic book on <a href=\"https://gtarafdar.com/book/e-book-describe-wordpress-to-non-techies/\">Describe WordPress To Non-Techies</a>. You can read the conversation with my Grandpa. I have tried to give an idea about WordPress. I hope this will help you to introduce WordPress to the non-tech guys.</p>\n<h3>How I’m Contributing to the WordPress Community and how you can start:</h3>\n<p>Usually, I try to attend the weekly meeting of WordPress teams. I have attended several coffee-talk sessions of WordPress Teams. It helps me join with the members. Also, I’m trying to contribute to the Polyglot team. I have started to give suggestions of translating WordPress in Bangla. But mostly, I contribute in different ways. I have conducted local WordPress meet-ups, volunteered on WordCamps. I spread the news and updates through my social media accounts. Help WordPress people to find jobs. Recently, I’ve started my YouTube Channel(Gtarafdarr). I have begun to create how-to tutorials on WordPress.</p>\n<p>If you want to join WordPress core teams, you will need a WordPress Slack Account. From here, you can join WordPress <a href=\"https://make.wordpress.org/chat/\">Slack</a>.</p>\n<p>From here, you will find the <a href=\"https://make.wordpress.org/meetings/\">meeting</a> schedules of different teams. Don’t get puzzled. You can sort out your desired teams and add the meeting reminders to your calendar.</p>\n<p>Everyone in the WordPress community is so helpful. If you find any difficulties, raise your hand and people will guide you in the right way.</p>\n<p>Also, there are so many WordPress Facebook communities. Some are locals, and few are international, like WordPress, Advanced WordPress, WordPress For Non-Techies by WPCrafter, The WP Admin Bar, WPLeague, WPBeginner Engage – WordPress Help for Non-Techies, etc. Local Communities are, WordPressians, Kolkata WordPress Community (WPKolkata), etc. You can join these groups to get help from experts. Also, you can help others if you know the answers of the queries.</p>\n<h3>This How WordPress Changed My Life</h3>\n<p>Finally, I’m really thankful to WordPress. Because of this community I have overseas friends. We talk and meet virtually. All of them are so helpful. I get new motivations to do something extraordinary in my daily routine. I’m thankful to my parents and my younger sister as they rely upon me. They help me to take the risk to chess my dream. I’m grateful to weDevs and Tareq Hasan, Nizam Uddin, <a href=\"https://twitter.com/Asif2BD\">Asif Rahman</a>, Afshana Diya, Mainul Kabir Aion, and my friends Arif, Mayeen, <a href=\"https://twitter.com/shahriar_na\">Shahriar</a>, <a href=\"https://twitter.com/reachmazharul\">Mazhar</a>, and so on. They all have played a significant role in helping me become Gtarafdar, a WordPress enthusiast. Also, thanks to the HeroPress team for reaching me and encouraging me to share my story here.</p>\n<p>I’m still learning about WordPress and have to go further. If you want to connect with me, you can follow me on Twitter: <a href=\"https://twitter.com/Gtarafdarr\">@Gtarafdarr</a>. Let’s contribute to WordPress and hold the glory of the supreme power of an open-source platform.</p>\n<p>The post <a rel=\"nofollow\" href=\"https://heropress.com/essays/how-wordpress-has-changed-my-life-gtarafdar/\">How WordPress Has Changed My Life – Gtarafdar</a> appeared first on <a rel=\"nofollow\" href=\"https://heropress.com\">HeroPress</a>.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 14 Jul 2021 06:42:10 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:16:\"Gobinda Tarafdar\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:27;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"WPTavern: InstaWP Launches New Service for Disposable WordPress Testing Sites\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119740\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:199:\"https://wptavern.com/instawp-launches-new-service-for-disposable-wordpress-testing-sites?utm_source=rss&utm_medium=rss&utm_campaign=instawp-launches-new-service-for-disposable-wordpress-testing-sites\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4526:\"<p>Competition in the sandboxing products space is heating with the entrance of <a href=\"https://instawp.io/\">InstaWP</a>, a new service for setting up disposable WordPress testing sites. Founder Vikas Singhal created the tool to provide a quick way to set up live testing sites online or to show something to a client or team.</p>\n\n\n\n<p>InstaWP joins the ranks of services like <a href=\"https://tastewp.com/\">TasteWP</a> and <a href=\"https://wpsandbox.io/\">WPSandbox</a> but with a few unique options. At setup, users can select from WordPress versions back to 4.7 and may even choose to spin up a site using the latest beta or release candidate. Like other services, InstaWP allows you to choose your PHP version. The ability to disable WP cache and browser cache is coming soon. Users can create a custom name for their sites or leave it blank for a randomly generated name.</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>Free WordPress instances stay live for 8 hours, and users can link their accounts via email to extend it to 48 hours.</p>\n\n\n\n<p>InstaWP, not to be confused with <a href=\"https://instantwp.com/\">InstantWP</a>, a local WordPress installation tool, was built on an nginx + Apache server without any containers. Singhal said he found containers to be too heavy for this particular use case. He runs a <a href=\"https://expresstech.io/\">WordPress plugin/theme shop</a> along with an <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"http://justhyre.com/\">agency</a> on the side, both of which could benefit from InstaWP’s quick testing sites.</p>\n\n\n\n<p>“I wanted to build a solution for ourselves where we can quickly launch WP instances for a variety of reasons – testing a feature of WP, testing a plugin/theme, testing in different versions of WP/PHP and last but not the least – creating an ‘instant’ test environment for the clients for them to test our plugins/themes,” he said.</p>\n\n\n\n<p>Singhal started InstaWP a month ago and received so much positive feedback on <a href=\"https://www.reddit.com/r/Wordpress/comments/o8cxwj/instawp_launch_a_disposable_wp_instantly_free/\">Reddit</a> and from the <a href=\"https://mailchi.mp/poststatus/453?e=de2e3e61f2\">Post Status community</a> that he hired two dedicated developers to work on the project. Testers have commented on how fast the service spins up sites. Version <a href=\"http://next.expresstech.io/instawp/updates/939abf2f-c532-4abc-b701-eec9f89b6fda\">1.1.0</a> introduced Slack integration, which allows users to instantly set up a site by typing /wp in Slack. The release also added WordPress admin auto login for quick access without username and password.</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>InstaWP has a <a href=\"https://next.expresstech.io/instawp\">public road map</a>. Features on deck for future releases include the following:</p>\n\n\n\n<ol><li>Slack and cli commands</li><li>Download Files and DB Backup from the UI</li><li>Direct push to FTP or cPanel</li><li>nginx and nginx + Apache configurations</li><li>Finer controls on PHP settings</li><li>Save configurations for instant launch of pre-configured WP</li><li>Integrations with hosting providers</li><li>Map custom domains</li><li>Multiple servers around the world (USA, Singapore, London, etc.)</li></ol>\n\n\n\n<p>Singhal said he was aware of TasteWP as a competitor but plans to differentiate InstaWP based on simplicity and feature set. </p>\n\n\n\n<p>“My vision with InstaWP is make it a default tool for WP learners, enthusiasts, freelancers, and agencies – basically everyone,” he said. </p>\n\n\n\n<p>Singhal plans to monetize the tool for both end-users and plugin and theme authors. Users will have to upgrade to gain access to increased limits, custom domains, FTP access, and the ability to reserve a site. WordPress product authors can upgrade to provide 1-click demos to their clients and prospective customers.</p>\n\n\n\n<p>Singhal said so far more than 500 instances have been created and teams from Yoast and some agencies are already using the tool. Several prominent WordPress businesses have requested agency pricing that would allow their users to test their plugins via a 1-click preconfigured install. The service is still under active development and Singhal plans to iron out pricing in the near future. Testers who have suggestions for InstaWP can log them on the tool’s <a href=\"https://next.expresstech.io/instawp#/ideas\">idea board</a> for future consideration.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 14 Jul 2021 04:25:16 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:28;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:95:\"WPTavern: Duotone Filters: WordPress 5.8 Puts a Powerful Image-Editing Tool Into Users’ Hands\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119885\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:227:\"https://wptavern.com/duotone-filters-wordpress-5-8-puts-a-powerful-image-editing-tool-into-users-hands?utm_source=rss&utm_medium=rss&utm_campaign=duotone-filters-wordpress-5-8-puts-a-powerful-image-editing-tool-into-users-hands\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4769:\"<p class=\"has-drop-cap\">Features such as the upcoming <a href=\"https://wptavern.com/diving-into-wordpress-5-8s-new-widgets-screen\">block-based widgets system</a>, <a href=\"https://wptavern.com/getting-to-know-the-upcoming-wordpress-5-8-template-editor\">the template editor</a>, <a href=\"https://wptavern.com/query-loop-the-ins-and-outs-of-one-of-wordpress-5-8s-most-powerful-features\">theme-related blocks</a>, and others have taken up much of the spotlight as of late. However, one of the best user-focused tools shipping with WordPress 5.8 is a duotone filter for Image and Cover blocks.</p>\n\n\n\n<p>The term “duotone” in this sense means combining two colors as a filter. Then, layering it over an image or video. More specifically, one color is used for the shadows (dark elements), and the second color is used for the highlights (light colors).</p>\n\n\n\n<p>When the feature first <a href=\"https://wptavern.com/gutenberg-10-6-adds-duotone-filters-query-pattern-carousel-and-most-used-tags-selector\">landed in Gutenberg 10.6</a> back in May, I spent a couple of hours just tinkering around with it on that first day. Since then, I have racked up a few more. It is a powerful media-editing tool that does not require users to dive into image-editing programs, allowing them to change the mood of a story at the click of a button.</p>\n\n\n\n<p>Duotones can be anything from a simple grayscale to a mixture of any two colors. Shadows and highlights can even be inverted, depending on the shades chosen.</p>\n\n\n\n<p>The following shows the difference between an original image of kittens (<em>because who doesn’t love kittens?</em>) and one with a grayscale filter:</p>\n\n\n\n<div class=\"juxtapose\"><img id=\"119947\" src=\"https://wptavern.com/wp-content/uploads/2021/07/kittens-orig.jpg\" alt=\"\" width=\"1792\" height=\"1008\" class=\"image-compare__image-before\" /><img id=\"119948\" src=\"https://wptavern.com/wp-content/uploads/2021/07/kittens-gray.jpg\" alt=\"\" width=\"1793\" height=\"1008\" class=\"image-compare__image-after\" /></div>Original image vs. grayscale duotone version.\n\n\n\n<p>WordPress offers a set of eight duotone color sets by default. This includes a grayscale, dark grayscale, and various combinations, making for some fun filters. Some will work better than others, often depending on the media file uploaded.</p>\n\n\n\n<img />Applying the WordPress purple and yellow duotone filter.\n\n\n\n<p>Like many other features awaiting users with WordPress 5.8, theme authors are those who need to dig in to offer a range of ready-baked options for users. The new <a href=\"https://wptavern.com/fse-outreach-round-8-a-developer-centric-call-for-testing-theme-json-configuration\">theme JSON file configuration</a> allows developers to define a set of duotone colors that match their theme.</p>\n\n\n\n<p>Defining custom duotone filters is as easy as plugging a name, a slug, and two colors into a <code>theme.json</code> file. The theme developer handbook includes <a href=\"https://developer.wordpress.org/block-editor/how-to-guides/themes/theme-json/#presets\">examples of creating such presets</a>.</p>\n\n\n\n<img />Custom “emerald scale” duotone filter from a theme.\n\n\n\n<p>Users are not limited to the filters that WordPress or their themes offer. The duotone popover allows them to choose from any range of colors for custom shadows and highlights.</p>\n\n\n\n<p>Duotone typically works best when an image has a high contrast, which means a wide-ranging spread between the light and dark colors. Darker shadows and lighter highlights make for more visually stunning filters.</p>\n\n\n\n<p>When used with the Cover block, users can add filters to both image and video backgrounds. However, they also have access to the typical overlay color or gradient option. This provides a ton of flexibility for customizing media.</p>\n\n\n\n<img />Duotone filter + gradient overlay on a Cover block.\n\n\n\n<p>Because the duotone feature works with an inline SVG file under the hood, it also means that using it does not permanently change image or video files. Users can still use their original media elsewhere on the site without uploading a second copy.</p>\n\n\n\n<p>Duotone is just the tip of the iceberg. There are so many other possibilities outside of just laying a couple of colors on top of an image. Bence Szabó wrote an extensive tutorial on using <a href=\"https://css-tricks.com/creating-patterns-with-svg-filters/\">SVG filters for patterns</a> on CSS-Tricks. This could be a route for background options in the future — <em><a href=\"https://css-tricks.com/creating-patterns-with-svg-filters/#pine-wood\">wood grain, anyone?</a></em> Maybe not every possibility is suitable for core WordPress, but I would love to see plugin authors taking a stab at some alternatives.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 14 Jul 2021 02:04:42 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:29;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"WordPress.org blog: WordPress 5.8 Release Candidate 3\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10933\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:69:\"https://wordpress.org/news/2021/07/wordpress-5-8-release-candidate-3/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3239:\"<p>The third release candidate for <a href=\"https://make.wordpress.org/core/5-8/\">WordPress 5.8</a> is now available! </p>\n\n\n\n<p>WordPress 5.8 is slated for release on <strong>July 20, 2021</strong>, and we need <em>your</em> help to get there—if you have not tried 5.8 yet, now is the time!</p>\n\n\n\n<p>You can test the WordPress 5.8 release candidate 3 in any of these three ways:</p>\n\n\n\n<ul><li>Install and activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester plugin</a> (select the <code>Bleeding edge</code> channel and then <code>Beta/RC Only</code> stream)</li><li>Directly download the release candidate version <a href=\"https://wordpress.org/wordpress-5.8-RC3.zip\">(zip)</a></li><li>Use WP-CLI to test: <code>wp core update --version=5.8-RC3</code></li></ul>\n\n\n\n<p>Thank you to all of the contributors who tested the Beta/RC releases and gave feedback. Testing for bugs is a critical part of polishing every release and a great way to contribute to WordPress.</p>\n\n\n\n<h2>Plugin and Theme Developers</h2>\n\n\n\n<p>Please test your plugins and themes against WordPress 5.8 and update the <em>Tested up to</em> version in the <code>readme</code> file to 5.8. If you find compatibility problems, please be sure to post to the <a href=\"https://wordpress.org/support/forum/alphabeta/\">support forums</a> so we can work to solve them in time for the final release.</p>\n\n\n\n<p>For a more detailed breakdown of the changes included in WordPress 5.8, check out the <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-1/\">WordPress 5.8 beta 1 post</a>. The <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/core/2021/07/03/wordpress-5-8-field-guide/\">WordPress 5.8 Field Guide</a>, which is particularly useful for developers, has all the info and further links to help you get comfortable with the major changes.</p>\n\n\n\n<h2>How to Help</h2>\n\n\n\n<p>Can you speak and write in a language other than English? <a href=\"https://translate.wordpress.org/projects/wp/dev\">Help us translate WordPress into more than 100 languages!</a></p>\n\n\n\n<p><em><strong>If you think you have found a bug</strong>, you can post to the <a href=\"https://wordpress.org/support/forum/alphabeta\">Alpha/Beta area</a> in the support forums. We would love to hear from you! If you are comfortable writing a reproducible bug report, <a href=\"https://core.trac.wordpress.org/newticket\">file one on WordPress Trac</a>, where you can also find <a href=\"https://core.trac.wordpress.org/tickets/major\">a list of known bugs</a>.</em></p>\n\n\n\n<p class=\"has-text-align-right\"><strong><em>Props to <a href=\"https://profiles.wordpress.org/cbringmann/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>cbringmann</a>, <a href=\"https://profiles.wordpress.org/chanthaboune/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>chanthaboune</a>, and <a href=\"https://profiles.wordpress.org/marybaum/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>marybaum</a> for peer-reviewing!</em></strong></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>Code is poetry<br />Jazz is improvisation<br />Both are forms of art<br /><br /></em></p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 14 Jul 2021 01:09:26 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"Jeffrey Paul\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:30;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:94:\"WPTavern: UK State of Open Report Finds 97% of UK Businesses Surveyed Use Open Source Software\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119726\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:231:\"https://wptavern.com/uk-state-of-open-report-finds-97-of-uk-businesses-surveyed-use-open-source-software?utm_source=rss&utm_medium=rss&utm_campaign=uk-state-of-open-report-finds-97-of-uk-businesses-surveyed-use-open-source-software\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4513:\"<p><a href=\"https://openuk.uk/\">OpenUK</a>, a WordPress-powered not-for-profit company, has released its <a href=\"https://openuk.uk/stateofopen/\">State of the Open</a> report with data from the UK in 2021. The company advocates for open source software, open source hardware, and open data, while providing a central point of collaboration for people working in the open sectors. </p>\n\n\n\n<p>The State of the Open report offers a broad overview of the UK’s open source ecosystem. This collection of research includes surveys of UK companies, interviews, industry reports, and analysis from different publications. It was sponsored by GitHub, SUSE, and the Open Invention Network, and conducted by <a href=\"http://smoothmedia.com/\">Smoothmedia</a> consulting firm under the direction of ethnographer and social researcher Dr. Jennifer Barth.</p>\n\n\n\n<p>Key findings in <a href=\"https://openuk.uk/wp-content/uploads/2021/03/openuk_stateofope2021_report_FINALCHANGES_08.pdf\">Phase 1</a> of the report include research demonstrating that open source software contributes an estimated £43.1 billion to the UK economy, with the UK ringing in as Europe’s largest contributor. </p>\n\n\n\n<p><a href=\"https://openuk.uk/wp-content/uploads/2021/07/State-of-Open-Phase-Two.pdf\">Phase 2</a> covers open source adoption in the UK. Researchers found a staggering 97% of the 273 UK businesses surveyed use some form of open source software:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>We found that 97% of businesses of different sizes in all sectors of the UK economy use open source software technology. Although resources became a more pressing concern during the pandemic, 64% of businesses in our sample experienced business growth which translated into a high recruitment drive for roles relating to open source software in the past 12 months (see recruitment findings). Further, we find that almost half of businesses surveyed (48%) are using open source software more as digital adoption becomes embedded in organisational culture and business.</p></blockquote>\n\n\n\n<p>Other key findings from Phase 2 include the following:</p>\n\n\n\n<ul><li>53% of non-tech organizations contribute to open source software projects</li><li>77% of UK public sector looks to open source for skills developmen </li><li>Over half (54%) have written policies and processes for open source contributions</li><li>89% run open source software internally in their business</li><li>Approximately two thirds (65%) contribute to open source software projects</li></ul>\n\n\n\n<p>One interesting observation from the contribution data is that smaller companies are more likely to contribute back to open source than larger companies. Smaller companies are also more likely to use open source software in their businesses.</p>\n\n\n\n<p></p><blockquote class=\"twitter-tweet\"><p lang=\"en\" dir=\"ltr\">From the <a href=\"https://twitter.com/hashtag/StateOfOpen?src=hash&ref_src=twsrc%5Etfw\">#StateOfOpen</a> report from <a href=\"https://twitter.com/openuk_uk?ref_src=twsrc%5Etfw\">@openuk_uk</a>, it\'s clear that businesses of all sizes make key use of open source. The report correlates company size and open source involvement, showing smaller companies more active in contributing to open source. <a href=\"https://t.co/A7dz3pjqFm\">https://t.co/A7dz3pjqFm</a> <a href=\"https://t.co/L5qeRrs9Xc\">pic.twitter.com/L5qeRrs9Xc</a></p>— Aiven (@aiven_io) <a href=\"https://twitter.com/aiven_io/status/1414556406703869956?ref_src=twsrc%5Etfw\">July 12, 2021</a></blockquote>\n\n\n\n<p>Survey respondents cited “saving on costs” as the main reason for adopting open source (75%), followed by more collaboration (72%), skill development (64%), the quality of code (61%), and security (52%).</p>\n\n\n\n<p>Phase 3 is planned to be published in September 2021. This report will focus on UK data with a methodology tailored to reveal the value of open source software to the digital economy. It will also include case studies that demonstrate the non-economic, intangible benefits of open source software, such as skills development and collaboration.</p>\n\n\n\n<p>The published <a href=\"https://openuk.uk/stateofopen/\">reports</a> are lengthy but will be of particular interest to companies working in the UK and Europe, especially consultancies that may need to justify using open source technologies in engineering decisions. OpenUK plans to conduct a further survey in 2022 as part of this effort to estimate the impact of open source on the UK economy.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 13 Jul 2021 04:20:09 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:31;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"WPTavern: Contributing to Open Source Is ‘Better Than Any College Degree’\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=118776\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:187:\"https://wptavern.com/contributing-to-open-source-is-better-than-any-college-degree?utm_source=rss&utm_medium=rss&utm_campaign=contributing-to-open-source-is-better-than-any-college-degree\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7666:\"<p class=\"has-drop-cap\">A week ago, I published my <a href=\"https://wptavern.com/taking-the-leap-building-my-first-wordpress-block-plugin\">thoughts on the block system</a> from a developer’s perspective. Taking a weekend-afternoon deep dive into creating custom block types meant learning some tough lessons and familiarizing myself with a programming language I had little experience using.</p>\n\n\n\n<p>Programming has always been a trial-and-error affair for me: write code, refresh the browser, read the error message, and attempt to fix the problem. Then, simply rinse and repeat the process until the program is not broken. Those mistakes are woven into the art of coding, the layers underneath that poetry on the visible canvas.</p>\n\n\n\n<p>I have absolutely made the same mistake twice. And, thrice. Probably a lot more than that if I am being honest with myself and you. Eventually, I stop making those same mistakes, and some method or procedure is permanently seared into my brain.</p>\n\n\n\n<p>I have written a few hundred WordPress tutorials in the past decade and a half. I am a twice-published author of development books and served as a tech editor on another. However, I am not much of a reader of tech books and documentation. For one, programmers are not necessarily the most engaging writers. Plus, <em>book smarts</em> can only get you so far. You need the <em>street smarts</em> of programming to become good at it, which means learning from experience.</p>\n\n\n\n<p>While I firmly believe that reading is a central part of that, there is no replacement for getting your hands dirty. Building things, making mistakes, and learning to fix them is what makes programming fun.</p>\n\n\n\n<p>Working on open-source software like WordPress is one of the best ways to do that. There is no upfront cost, assuming you have access to a computer, a prerequisite to programming of any kind. There are usually people willing to lend a hand or answer questions, and there are always problems to solve for those ready to dive into them.</p>\n\n\n\n<p>As WordPress Executive Director <a href=\"https://wordpress.org/news/2021/05/the-commons-of-images/\">Josepha Haden Chomphosy chatted with Matt Mullenweg</a> on the <a href=\"https://wptavern.com/openverse-why-this-project-is-good-for-wordpress-and-the-web\">Openverse project</a> a couple of months ago, there was a moment that I found myself nodding my head in agreement.</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>Because, of course, you know, contributing and being involved with open source is probably the best way to learn a technology, better than any college degree.</p><cite><em>Matt Mullenweg, WordPress Project Lead</em></cite></blockquote>\n\n\n\n<p>I have learned more about WordPress, PHP, HTML, CSS, and JavaScript by contributing to open-source software than I ever learned in a college course.</p>\n\n\n\n<p>I grew up in a generation that was told that we must get a college degree. It was an integral part of the American dream that would result in suburban life in a neighborhood with perfectly aligned rows of houses, ending in a cul-de-sac. It was the first step toward a two-car garage, white-picket-fence, 2.5 kids, and a dog. College was the promise that my peers and I hinged everything on. It was expected of us, and so many of us did our duty.</p>\n\n\n\n<p>Here is the thing that our parents did not know. The internet would change everything.</p>\n\n\n\n<p>I graduated high school in 2002. This was during that stretch where the online world was exploding. All of the world’s knowledge would soon be at our fingertips. Today that is truer than ever. Anything you will ever need to learn about writing code is available through an internet connection.</p>\n\n\n\n<p>My experience with college-level courses in programming was mixed, but I learned a necessary life lesson from them: I was not cut out for a degree in software engineering. I am glad I wised up early on and pursued a different degree, saving myself some time and money.</p>\n\n\n\n<p>I rocked my half-summer C programming class, my introduction to writing code. I also had a passionate professor who once worked on U.S. missile projects as a bug-tester. It was probably not the most glamorous job, but he always made it sound exciting because he loved what he was doing. Our class was tasked with building various programs throughout the course, but we usually had a choice in what we were building. For my group’s final project, we created vending machine software.</p>\n\n\n\n<p>I was on the fast track to becoming a software engineer after that first class. I had built a way for merchants to get paid for delivering sugary treats and soft drinks to customers. It was capitalism meeting programming, and I had a taste for it.</p>\n\n\n\n<p>The fall semester rolled around, and I was motivated to move beyond the realm of procedural programming in C. Java, an object-oriented programming (OOP) language, would be my next challenge.</p>\n\n\n\n<p>The most advanced thing our class built for an entire semester was a basic calculator. I skipped nearly every lecture because I could not stay awake watching the professor chicken-peck his way through programs for three hours every week. I attended the mandatory “labs” — basically a fancy way of saying an extra class where the professor’s assistants would teach the actual coursework. </p>\n\n\n\n<p>Needless to say, my fire died down. While calculator programs are handy tools, I wanted to branch out and build things that mattered.</p>\n\n\n\n<p><em>You know what reignited my flame for programming?</em> At first, it was general web development. But, WordPress was what I really became passionate about. And, I have not looked back since I started using it in 2005.</p>\n\n\n\n<p>WordPress was my gateway into a world where I could create things that interested me. I could jump ahead into a project far more advanced than my skill level, trial-and-error my way ahead, and eventually build something that others found value in.</p>\n\n\n\n<p>Unless universities have changed, most teach step-by-step foundational lessons to their pupils. Some students may luck out and land in that unique professor’s class who gives them leeway to explore various ideas. However, there is no substitute for creating something of your own, solving a problem that you see.</p>\n\n\n\n<p>And, that is what programming is all about — solving problems.</p>\n\n\n\n<p>In 2007, I released my first WordPress plugin into the wild. It automatically listed all of the subpages of the currently-viewed page. Dozens of similar plugins have been written since and probably before (<em>it seems WordPress would have a simple “list subpages” function by now</em>).</p>\n\n\n\n<p>Last week, after writing a new plugin, I was reminded of the free education that the WordPress community has given me over the years. Some of it has been reading documentation. Some from WordPress Stack Exchange answers. Other bits have been studying from those who came before me, building upon their open-source code. All of it was from other people giving something back to our community.</p>\n\n\n\n<p>This is not necessarily a knock on college. Some people perform better in that structured environment, and there is value in all forms of education. However, there are alternatives for those who cannot afford college or learn better in a different environment. And, there is no discounting the experience you get from contributing to something bigger.</p>\n\n\n\n<p>If you are one of our readers thinking about getting into programming, just dive in. Make some mistakes. Build. <a href=\"https://learn.wordpress.org/\">Learn.</a></p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 13 Jul 2021 00:40:23 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:32;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:83:\"Gutenberg Times: Block Building, Query Loop block and more – Weekend Edition #177\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://gutenbergtimes.com/?p=18471\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:88:\"https://gutenbergtimes.com/block-building-query-loop-block-and-more-weekend-edition-177/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:15136:\"<p>Howdy, </p>\n\n\n\n<p>For a few days, we enjoyed non-humid weather in Florida as Hurricane Elsa sucked all the moisture out of the air and took it with it. Sorry, Northern friends. </p>\n\n\n\n<p>For some fun summer reading, I can highly recommend the <a href=\"https://make.wordpress.org/core/5-8/\"><strong>WordPress 5.8 </strong></a>DevNotes, all handily assembled into a <a href=\"https://make.wordpress.org/core/2021/07/03/wordpress-5-8-field-guide/\"><strong>massive Field Guide</strong></a> by Milana Cap. </p>\n\n\n\n<p>After the publishing rush around the WordPress 5.8 release last week, this week is certainly a lot calmer. Although I know that behind the scenes, contributors are working hard on getting Block Editor End-User documentation ready, too. ?</p>\n\n\n\n<p>Hopefully, you have been busy testing plugins and themes for compatibility with the new widget block-editor. July 20th is only 10 days away. <a href=\"https://wordpress.org/news/2021/07/wordpress-5-8-release-candidate-2/\"><strong>WordPress 5.8 RC 2</strong></a> is out and could use your eagle eyes to spot last-minute bugs and quirks. </p>\n\n\n\n<p>What else has happened in the WordPress Gutenberg space last week? I have a few more links for you. As always, you don’t have to consume them all in one sitting, you can always come back during the week. </p>\n\n\n\n<p>Wishing you a wonderful weekend and start into your next week!</p>\n\n\n\n<p>Yours, ?<br />Birgit</p>\n\n\n\n<h2>Gutenberg Development</h2>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/2021/07/09/whats-new-in-gutenberg-11-0-0-9-july/\"><strong>Gutenberg 11.0 was released</strong></a> and <strong><a href=\"https://twitter.com/get_dave\">Dave Smith</a></strong> compiled the release notes for the team. This time in the release cycle of the next WordPress release, it’s all about bug fixing. <strong>Justin Tadlock</strong> highlights a few enhancements <strong><a href=\"https://wptavern.com/gutenberg-11-0-includes-over-70-bug-fixes-continues-improving-with-wordpress-5-8-just-two-weeks-away\">in his post</a></strong>. <strong>Grzegorz Ziolkowski </strong>and I recorded the <a href=\"https://gutenbergtimes.com/podcast/changelog-47-developing-block-plugins-wordpress-5-8/\">47th episode of the Gutenberg Changelog </a>on Friday. Listen in and get a few more ideas of what’s in this Gutenberg 11.0 release. the audio should be available over the weekend. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Matias Ventura</strong> <a href=\"https://github.com/WordPress/gutenberg/issues/33094\"><strong>updated scope for site editing projects</strong></a> to help the team and the community to track upcoming tasks around the main site editing projects. There are a few separate tracking issues for covering some general improvements and then some broader projects. It covers some general UI features that need to be iterated on, mentioned a Browse mode for the site editor, and lists Infrastructure, Patterns, Styling and the Navigation Block. </p>\n\n\n\n<h2>Gutenberg and Themes</h2>\n\n\n\n<p><strong><a href=\"https://twitter.com/carolinapoena\">Carolina Nymark</a></strong> summarized <a href=\"https://make.wordpress.org/themes/2021/07/08/summary-theme-features-in-wordpress-5-8/\"><strong>all the Theme </strong></a><strong><a href=\"https://make.wordpress.org/themes/2021/07/08/summary-theme-features-in-wordpress-5-8/\">features</a> </strong>that will come to a WordPress instance near you with WordPress 5.8. It’s the Cliff Notes with actionable code snippets for opt-in and opt-out decisions. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Daisy Olson</strong> posted a summary and the recording of this week’s <strong><a href=\"https://make.wordpress.org/test/2021/07/09/hallway-hangout-discussion-on-theme-json-7-july/\">Hallway Hangout Discussion the Theme.json</a>. </strong></p>\n\n\n\n<p>The <a href=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\"><strong>Theme.json Call for testing </strong></a>is still open until July 14, 2021. It has instructions for beginners, Intermediate and advanced WordPress theme developers. It’s a fabulous way to learn and share your feedback.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Maggie Cabrera</strong> created an <a href=\"https://make.wordpress.org/themes/2021/07/09/gutenberg-themes-week-of-july-9-2021/\"><strong>outstanding weekly round-up (#56)</strong></a> post with theme related recently merged PRs, what is discussed and again a great list of overview git hub issues that are waiting for your comments and ideas! </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p>A couple of weeks ago, we had <strong><a href=\"https://gutenbergtimes.com/theme-json-for-wordpress-theme-authors-demo-and-live-q-a-w-daisy-olson-tammie-lister-and-jeff-ong/\">Daisy Olsen, Tammie Lister and Jeff Ong on a Live Q & A.</a></strong> First we have a short introduction demo on how to work with theme.json and a discussion on how this new way to organize the settings and styles for your theme change how themes work in WordPress. We also answered interesting questions from the audience. If you haven’t seen it yet, <a href=\"https://gutenbergtimes.com/theme-json-for-wordpress-theme-authors-demo-and-live-q-a-w-daisy-olson-tammie-lister-and-jeff-ong/\">you can watch it here with transcript and resources. </a></p>\n\n\n\n\n<p><strong> <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/\" target=\"_blank\" rel=\"noreferrer noopener\">“Keeping up with Gutenberg – Index 2021”</a> </strong><br />A chronological list of the WordPress Make Blog posts from various teams involved in Gutenberg development: Design, Theme Review Team, Core Editor, Core JS, Core CSS, Test and Meta team from Jan. 2021 on. Updated by yours truly. <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/keeping-up-with-gutenberg-index-2020/\"><em>The index 2020 is here</em></a></p>\n\n\n\n\n<h2>Block Editor for Content creators</h2>\n\n\n\n<p><strong>This is a first in the almost three-year history of the Block editor!</strong> ? ?<br />Thanks to the indefatigable <strong>Anne McCarthy</strong>, content creators can review End-user documentation for the new features <strong>before </strong>they are released. </p>\n\n\n\n<ul><li><a href=\"https://wordpress.org/support/article/list-view/\">How to use the List View</a> (former Block Navigator)</li><li><a href=\"https://wordpress.org/support/article/query-loop-block/\">The Query Loop Block </a></li><li><a href=\"https://wordpress.org/support/article/block-based-widgets-editor/\">Block-Based Widget Editor</a></li><li><a href=\"https://wordpress.org/support/article/template-editor/\">Template Editor</a> </li></ul>\n\n\n\n<p>Now it’s all still a work in progress and there is still time until July 20th.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Anne McCarthy</strong>‘s <strong><a href=\"https://wordpress.tv/2021/07/07/anne-mccarthy-block-based-widget-editor-demo/\">Block-based Widget Editor Demo</a></strong> is now available on WordPress TV. Check it out to seen what’s coming to WordPress 5.8. <br /><em>Yep, as Grzegorz Ziolkowski said yesterday, Anne McCarthy is everywhere! </em></p>\n\n\n\n<h3>Query Loop Block</h3>\n\n\n\n<p>Even if you are not familiar with the developer term Query Loop, once you look at the examples you’ll instantly realize that this is about the layout of a list of posts you might want to include on your pages, templates or posts. You can change the layout for post title, featured image, excerpt and link. An early version of this was the Latest Post Block. </p>\n\n\n\n<p>The design team also implemented a series of Block Patterns of a few nice variations to display a post list on templates, post and pages. It’s a fun feature, and it has taken quite a long time to build. The wait was definitely worth it. </p>\n\n\n\n<p>It is mighty and could be the most powerful feature in 5.8 as <strong>Justin Tadlock</strong> headlined his post <a href=\"https://wptavern.com/query-loop-the-ins-and-outs-of-one-of-wordpress-5-8s-most-powerful-features\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Query Loop: The Ins and Outs</strong></a>.</p>\n\n\n\n<p><strong>Allison Rivers</strong> over the Torque Magazine also published an article <a href=\"https://torquemag.io/2021/07/what-is-wordpress-5-8s-query-loop-block/\"><strong>What is the Query Loop Block?</strong></a> with lots of great insights and examples. Rivers also has a list of plugins that implemented some advanced features the WordPress version is still missing with its first iteration. </p>\n\n\n\n<h2>Block Building and Plugins</h2>\n\n\n\n<p>Reading throught the release notes for Gutenberg 11, I found great gem posted by <strong>Riad Benguella</strong>. It’s a flow graphic that<a href=\"https://github.com/WordPress/gutenberg/pull/32921\"> <strong>explains the relationship between the packages that make the post editor</strong></a>. </p>\n\n\n\n<img /><a href=\"https://github.com/WordPress/gutenberg/pull/32921\">Partial view of Riad Benguella’s schema</a>\n\n\n\n<p>I find this very helpful to keep in mind when to use which package at which stage or the user interactions. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong><a href=\"https://twitter.com/richard_tabor\">Rich Tabor</a></strong>, Senior Product Manager, WordPress Experience GoDaddy published <a href=\"https://richtabor.com/gutenberg-block-plugins/\">A Primer on Gutenberg Block Plugins for the WordPress Block Directory</a> in which he walks you through the process of submit your plugin to the WordPress Directory, as he went through when submitting his <a href=\"https://wordpress.org/plugins/markdown-comment-block/\">Markdown Comment block</a> to the repository. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p>In the same space, <strong><a href=\"https://twitter.com/ellatrx\">Ella van Durpe</a></strong> published a plugin for private note-taking in WordPress called <strong><a href=\"https://wordpress.org/plugins/hypernotes/\">Hypernotes</a>.</strong> Justin Tadlock <a href=\"https://wptavern.com/private-note-taking-and-journaling-with-the-hypernotes-wordpress-plugin\">reviewed it</a> for the WordPress Tavern. Van Durpe explain <a href=\"https://wptavern.com/private-note-taking-and-journaling-with-the-hypernotes-wordpress-plugin#comment-386210\">her comment </a>to the article’s, that the plugin uses some <a href=\"https://github.com/WordPress/gutenberg/pull/33102\">experimental PWA capabilities</a> she introduced to the Gutenberg plugin for WP-Admin. </p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><a href=\"https://twitter.com/AlexStandiford\"><strong>Alex Standiford</strong>,</a> developer at <a href=\"https://sandhillsdev.com/\">Sandhills Development </a>(makers of the EDD plugin) published a tutorial about <a href=\"https://www.wpdev.academy/concepts/api-fetch-the-wordpress-library-you-didnt-know-you-needed/?utm_source=Online+Course+Notification&utm_campaign=fb2a5a9d83-RSS_EMAIL_CAMPAIGN&utm_medium=email&utm_term=0_8cc90959c2-fb2a5a9d83-477961602\"><strong>API Fetch – The WordPress Library You Didn’t Know You Needed</strong></a> with code snippets and plenty of theory to with them, too. </p>\n\n\n\n<p>Standiford also started the <strong>WPAcademy</strong> with the course <a href=\"https://www.wpdev.academy/course/beer-lister-plugin/\"><strong>WordPress Plugin Development Course</strong></a>, with 37 videos teaching you how to make a beer custom post type, customize the Gutenberg editor, create a new block, and create WP-CLI commands to make testing fast and easy.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Justin Tadlock</strong> shared his experience in <a href=\"https://wptavern.com/taking-the-leap-building-my-first-wordpress-block-plugin\"><strong>Taking the Leap: Building My First WordPress Block Plugin</strong></a>. He built a breadcrumbs block as a dynamic block that’s rendered server side. </p>\n\n\n\n\n<p><strong><a href=\"https://gutenbergtimes.com/need-a-zip-from-master/\">Need a plugin .zip from Gutenberg’s main (trunk) branch?</a></strong><br />Gutenberg Times provides daily build for testing and review. <br />Have you been using it? Hit reply and let me know.</p>\n\n\n\n<p><img alt=\"GitHub all releases\" src=\"https://img.shields.io/github/downloads/bph/gutenberg/total?style=for-the-badge\" /></p>\n\n\n\n<p></p>\n\n\n\n\n<h2>Upcoming WordPress Events</h2>\n\n\n\n<p><strong>July 17 + 18th, 2021</strong><br /><strong><a href=\"https://santaclarita.wordcamp.org/2021/\">WordCamp Santa Clarita</a></strong></p>\n\n\n\n<ul><li>1pm PT / 4pm ET / 20 UTC – FSE: <strong>What’s Coming to 5.8 & the Story of the Outreach Program</strong> w/ Anne McCarthy</li><li>2pm PT / 5pm ET / 21 UTC – <strong>How Theme Developers Should Approach Full Site Editing</strong> w/ Joe Casabona</li><li>3pm PT / 6pm ET / 22 UTC – <strong>Rapid Landing Page Creation With the WordPress Block Editor</strong> w/ Daisy Olsen</li></ul>\n\n\n\n<p><strong>July 23, 2021</strong><br /><a href=\"https://www.wordfest.live/\"><strong>WordFest Live </strong></a>– <em>The </em>festival of WordPress</p>\n\n\n\n<ul><li>July 22 – 10 PM EDT / 2 UTC – <strong>Learn to Build Blocks with Advanced Custom Fields</strong> w/ Cameron Jones</li><li>July 23 – 3:20 pm EDT / 19:20 UTC <strong>How to Create a Fast Loading Stylish Homepage with Blocks & CSS</strong> w/ Davinder Singh Kainth</li></ul>\n\n\n\n<p>A<strong>ugust 6 + 7, 2021</strong><br /><a href=\"https://nicaragua.wordcamp.org/2021/\"><strong>WordCamp Nicaragua</strong></a></p>\n\n\n\n<p><strong>September 21 + 22, 2021</strong><br /><a href=\"https://2021.wpcampus.org/\"><strong>WPCampus 2021 Online</strong></a><br />“A free online conference for web accessibility and WordPress in higher education.”</p>\n\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p class=\"has-text-align-center\"><strong>Don’t want to miss the next Weekend Edition? </strong></p>\n\n\n\n<form class=\"wp-block-newsletterglue-form ngl-form ngl-portrait\" action=\"https://gutenbergtimes.com/feed/\" method=\"post\"><div class=\"ngl-form-container\"><div class=\"ngl-form-field\"><label class=\"ngl-form-label\" for=\"ngl_email\">Type in your Email address to subscribe.</label><div class=\"ngl-form-input\"><input type=\"email\" class=\"ngl-form-input-text\" name=\"ngl_email\" id=\"ngl_email\" /></div></div><button class=\"ngl-form-button\">Subscribe</button><p class=\"ngl-form-text\">We hate spam, too and won’t give your email address to anyone except Mailchimp to send out our Weekend Edition</p></div><div class=\"ngl-message-overlay\"><div class=\"ngl-message-svg-wrap\"></div><div class=\"ngl-message-overlay-text\">Thanks for subscribing.</div></div><input type=\"hidden\" name=\"ngl_list_id\" id=\"ngl_list_id\" value=\"26f81bd8ae\" /><input type=\"hidden\" name=\"ngl_double_optin\" id=\"ngl_double_optin\" value=\"yes\" /></form>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 10 Jul 2021 21:48:29 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Birgit Pauli-Haack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:33;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:89:\"WPTavern: Query Loop: The Ins and Outs of One of WordPress 5.8’s Most Powerful Features\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119799\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:215:\"https://wptavern.com/query-loop-the-ins-and-outs-of-one-of-wordpress-5-8s-most-powerful-features?utm_source=rss&utm_medium=rss&utm_campaign=query-loop-the-ins-and-outs-of-one-of-wordpress-5-8s-most-powerful-features\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:8613:\"<p class=\"has-drop-cap\">WordPress 5.8 is on deck for July 20, just a mere 10 days from now. The release is geared up to be the most feature-packed update the community has seen in a while. <a href=\"https://wptavern.com/diving-into-wordpress-5-8s-new-widgets-screen\">Block-based widgets</a>, <a href=\"https://wptavern.com/wordpress-5-8-beta-1-released-new-blocks-new-widgets-screen-and-pattern-directory-on-deck\">the pattern directory</a>, <a href=\"https://wptavern.com/wordpress-5-8-introduces-support-for-webp-images\">WebP image support</a>, <a href=\"https://wptavern.com/getting-to-know-the-upcoming-wordpress-5-8-template-editor\">template-editing mode</a>, and many more tools are nearly ready to ship to the masses.</p>\n\n\n\n<p>However, one of the most powerful features is the Query Loop block.</p>\n\n\n\n<p>If you are unfamiliar with the terms “Query” and “Loop,” they are vital concepts within WordPress. Traditionally, they were only necessary for theme and plugin development. However, through the Query Loop block, users will gain exposure to what is, for all intents and purposes, the backbone of how WordPress displays posts on a site’s front end.</p>\n\n\n\n<h2>Queries? Loops?</h2>\n\n\n\n<p class=\"has-drop-cap\">Not everyone will be immediately familiar with these developer terms that WordPress is plopping down in the user interface. For theme and plugin authors, these are everyday concepts. However, even some users who have been using the platform for a decade have never been exposed to them. So, we should get some basic definitions in place.</p>\n\n\n\n<p>The term “Query” is simpler than you might think. It merely means to “query” or “ask” for posts from the database according to a defined set of options. For example, one might attempt to get the last 10 blog posts.</p>\n\n\n\n<p>“Loop” is an even easier concept to grasp. It means to “loop” or “cycle” through each queried post and output it. Technically, a developer could do things other than displaying the posts during this process, but we are only concerned with what gets printed on the screen.</p>\n\n\n\n<p>The two things combined become the Query Loop block. It allows users to ask for a set of posts and display each one.</p>\n\n\n\n<p>There is also a Post Template block, which throws a wrinkle in all of this. Aside from the word “template” being overused in WordPress for various features, this is a new method for an old concept. Traditionally, WordPress theme authors would write out all the HTML and call specific template tags within the queried posts loop to show things like the post title, author, content, and more. This is easy to do within a PHP file. However, in the block editor, there needed to be a new way to group these things together. The Post Template block acts as this group, housing the things users want to display in the Query Loop.</p>\n\n\n\n<p>WordPress also has a variation on the Query Loop block called Posts List. They do the same thing, but the latter has a more user-friendly title than the former. The only problem with this variation is that, when it is inserted, the user still sees the same “Query Loop” block title. There is a <a href=\"https://github.com/WordPress/gutenberg/issues/32268\">ticket to fix this</a>, but it is unlikely to make it into WordPress 5.8.</p>\n\n\n\n<h2>Query Loop Pattern Inserter</h2>\n\n\n\n<p class=\"has-drop-cap\">When first inserting a Query Loop into the editor, WordPress will introduce users to another version 5.8 feature: the pattern inserter. Instead of having immediate access to interact with the block, users can select from a list of predefined patterns.</p>\n\n\n\n<p>By default, the inserter is a carousel that lets users can scroll through patterns individually:</p>\n\n\n\n<img />Query Loop pattern inserter: carousel view.\n\n\n\n<p>However, they can switch to a grid-based layout and view all of the patterns at once:</p>\n\n\n\n<img />Query Loop pattern inserter: grid view.\n\n\n\n<p>WordPress 5.8 is set to ship with six Query Loop patterns by default, unless more are added in the coming days:</p>\n\n\n\n<ul><li>Standard</li><li>Image at left</li><li>Small image and title</li><li>Grid</li><li>Large title</li><li>Offset</li></ul>\n\n\n\n<p>I am not particularly fond of any of the default patterns other than the “Large title” one (shown in the screenshots above with the black background and white text). For this block to shine, users will need to build out their own designs or wait for theme authors to begin bundling custom Query Loop patterns.</p>\n\n\n\n<p>And, that is how it should be. Core WordPress should ship some basics while letting our community of theme designers showcase their craft.</p>\n\n\n\n<img />A custom simple blog posts listing.\n\n\n\n<p>This is also an opportunity for theme authors to offer alternatives to their custom page template designs. It is not time to throw them out entirely. However, it is a way to begin recreating old ideas in the block era, such as building out eCommerce plugin integrations, portfolio grids, and much more. Some of the tools are still limited (we are getting to those next), but there is enough initial groundwork for exploration, helping users experience WordPress in new ways.</p>\n\n\n\n<h2>Block Options</h2>\n\n\n\n<p class=\"has-drop-cap\">The Query Loop block has several options for users to customize which posts to <em>query</em> the database for:</p>\n\n\n\n<img />Query Loop block and its options.\n\n\n\n<p>In the block toolbar, there is a “Display settings” button. When clicked, it creates a popover with options for how many posts to show:</p>\n\n\n\n<ul><li><strong>Items per Page:</strong> Number of posts to display per page</li><li><strong>Offset:</strong> Number of posts to skip over</li><li><strong>Max page to show:</strong> Limit pages (this requires using one of the Query Pagination blocks)</li></ul>\n\n\n\n<p>The “Settings” panel in the Query Loop’s block sidebar has several secondary options. Users can enable “Inherit query from template” to use WordPress’s global query, but this is mostly useless for WordPress 5.8 users without the Gutenberg plugin enabled and a block-based theme. For now, you will almost always want to disable this option. This will grant access to a slew of new choices, such as:</p>\n\n\n\n<ul><li>Post type</li><li>Ordering</li><li>Filters panel for categories, tags, author, and keyword</li></ul>\n\n\n\n<p>The Settings and Filters panels are the most fine-tuned pieces of the Query Loop block. The development team struck a sensible balance between ease-of-use and the dozens of query-related parameters available through code. It provides users with a ton of power right of the gate but should be flexible enough in the future for plugin authors to extend.</p>\n\n\n\n<h2>The Post Template</h2>\n\n\n\n<p class=\"has-drop-cap\">When inserting a Query Loop, the editor automatically adds its inner Post Template block. This is where most of the magic happens. Users can directly change how their posts appear. Primarily, they will do so by adding blocks from the Theme category, many of which are for outputting post-related data.</p>\n\n\n\n<img />Theme-categorized blocks for outputting dynamic data.\n\n\n\n<p>Nearly all other blocks are available for insertion here too. However, many of them will not be great candidates for use within the Query Loop.</p>\n\n\n\n<p>One thing that may not be immediately evident is that changes you make to one post within the Post Template block will affect all others. So, if you add a Video or Buttons block here, they will be identical. Remember, this is a “template” for designing how all posts within the Query Loop will appear.</p>\n\n\n\n<p>The drawback for customizing the Post Template block output is the lack of design options for some of the blocks. It is easy to build something like a simple post list:</p>\n\n\n\n<img />Posts list with titles and dates.\n\n\n\n<p>You can also build a layout like a portfolio project grid, as shown in the following screenshot. However, the Post Featured Image block does not currently have sizing controls, so you are stuck with your theme’s default post-thumbnail size — assuming it is actually registered. <em>Experiences may vary. Wildly.</em></p>\n\n\n\n<img />Building a basic portfolio grid.\n\n\n\n<p>For more advanced things than changing typography, colors, and spacing, users will need to wait for WordPress 5.9 and beyond. However, theme authors still have the block styles API at their disposal. I, for one, look forward to seeing what they do with it.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 10 Jul 2021 05:17:12 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:34;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:103:\"WPTavern: WordPress.org Meta Team Fixes Search Snippet Issue with Download Page Promoting WordPress.com\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119785\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:251:\"https://wptavern.com/wordpress-org-meta-team-fixes-search-snippet-issue-with-download-page-promoting-wordpress-com?utm_source=rss&utm_medium=rss&utm_campaign=wordpress-org-meta-team-fixes-search-snippet-issue-with-download-page-promoting-wordpress-com\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4709:\"<p>Yesterday evening Chris Klosowski, Sandhills Development Partner and Director of Technology, tweeted out a problem with the way WordPress.org’s <a href=\"https://wordpress.org/download/\">Download page</a> was appearing in Google’s Search results snippets when searching for “WordPress.” Underneath the link, the preview text referenced WordPress.com’s hosting: </p>\n\n\n\n<p><em>WordPress.com is the easiest way to create a free website or blog. It’s a powerful hosting platform that grows with you. We offer expert support for your WordPress site.</em></p>\n\n\n\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\"><p lang=\"en\" dir=\"ltr\">Seems like maybe the SEO is not working correctly here….or is it? You decide… <a href=\"https://t.co/hhwZ6LQnW4\">pic.twitter.com/hhwZ6LQnW4</a></p>— Chris Klosowski (@cklosowski) <a href=\"https://twitter.com/cklosowski/status/1413261396624568322?ref_src=twsrc%5Etfw\">July 8, 2021</a></blockquote>\n</div>\n\n\n\n<p>Others <a href=\"https://twitter.com/hlashbrooke/status/1413268151643504641/photo/1\">reported</a> seeing the intended description when Googling, which is designated in the Schema.org tag in the head tag but not printed on the page: </p>\n\n\n\n<p><em>“Download WordPress today, and get started on creating your website with one of the most powerful, popular, and customizable platforms in the world.”</em></p>\n\n\n\n<p>The reference to WordPress.com came from the hosting providers listed at the top of the page, where it randomly displays two upon each page refresh. The Download button <a href=\"https://web.archive.org/web/20210106091723/https://wordpress.org/download/\">used to be at the top of the Download page</a> but ever since mid-January 2021, it has been pushed further down below recommended hosts. This is presumably to help people who want to set up a self-hosted site but don’t know where to get started. </p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>“Google was skipping our defined page descriptions in favor of some in-page content,” WordPress lead developer Dion Hulse <a href=\"https://twitter.com/dd32/status/1413325529223073798\">said</a>, regarding the issue with the search results snippet.</p>\n\n\n\n<p>The WordPress Meta team was alerted to the problem and quickly put a solution in place to encourage Google to look somewhere else on the page for the main content.</p>\n\n\n\n<p>“The Download page has info about the mobile apps and hosting for WordPress,” core contributor Corey McKrill wrote in the <a href=\"https://meta.trac.wordpress.org/changeset/11108\">commit message</a>. “These are in <code>section</code> container elements, which might be the reason that Google is using the content of the hosting container for its search result snippet, instead of the meta description tag. By changing these containers to <code>aside</code> elements, hopefully Google will get the message that they don’t contain the most pertinent information for that page.”</p>\n\n\n\n<p>The meta team also <a href=\"https://meta.trac.wordpress.org/changeset/11109\">marked the hosting recommendations on the download page as exempt</a> from being included in the Google search result snippet, so that it doesn’t pull text from these <code>aside</code> elements.</p>\n\n\n\n<p>Here is what the updated search result snippet looks like after the changes were put in place:</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>Klosowski’s tweet highlighted the perennial tension that arises from the confusion between WordPress.com and WordPress.org. The <a href=\"https://wordpress.org/hosting/\">recommended hosting</a> page has always been a contentious bit of real estate on WordPress.org but especially now that hosting companies are also prominently promoted on the Download page.</p>\n\n\n\n<img /><a href=\"https://twitter.com/cklosowski/status/1413264854643736577\">https://twitter.com/cklosowski/status/1413264854643736577</a>\n\n\n\n<p>In this situation, Josepha Haden Chomphosy, WordPress’ Executive Director, quickly <a href=\"https://twitter.com/JosephaHaden/status/1413262537928310785\">acknowledged</a> that the search snippet promoting WordPress.com was in fact a problem, heading off those who might promote the notion that it was intentional. The Meta team acted swiftly to resolve the issue and return the snippet to its former meta description. It is not known how long Google has been pulling from the text in the recommended hosts sections to populate the snippet, but the code is now more explicit about the fact that those companies are not the most important content on the Download page.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 10 Jul 2021 02:05:55 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:35;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:42:\"WPTavern: Awesome Motive Acquires SearchWP\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119714\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:129:\"https://wptavern.com/awesome-motive-acquires-searchwp?utm_source=rss&utm_medium=rss&utm_campaign=awesome-motive-acquires-searchwp\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4345:\"<p>Awesome Motive, the company behind <a href=\"https://www.monsterinsights.com/\">MonsterInsights</a>, <a href=\"https://optinmonster.com/\">OptinMonster</a>, <a href=\"https://wpforms.com/\">WPForms</a>, and several other popular products, has acquired <a href=\"https://searchwp.com/\">SearchWP</a>, a commercial plugin that enhances WordPress’ search functionality. No changes have been announced for the plugin and Awesome Motive CEO Syed Balkhi says it will be “business as usual” for current customers.</p>\n\n\n\n<p>“We have built a lot of internal tools to improve our website search that I’m really looking forward to sharing with the WordPress community,” Balkhi said.</p>\n\n\n\n<p>“We will be combining Jon’s vision with our own experience, so you can literally have the best search plugin in the industry without the high costs.”</p>\n\n\n\n<p>In 2013, when Jon Christopher launched SearchWP, he quickly carved out a slice of the WordPress search market among early competitors. The freemium model was already popular in those days with plugins like <a href=\"https://wordpress.org/plugins/relevanssi/\">Relevanssi</a>, but Christopher chose to launch SearchWP as a commercial-only product. </p>\n\n\n\n<p>“There was already freemium competition, and I felt that the pricing model (which is the same today) was stronger given the product itself,” Christopher said. “I saw the pricing model as something that would help SearchWP stand out, and I also wanted to avoid opening the doors to overwhelming amounts of support requests right from the start. </p>\n\n\n\n<p>“I had no idea if SearchWP would be successful given the landscape, I built it first to scratch my own itch while knowing that even if no one bought it, I would 100% use it in my own work, and use it <em>a lot</em>.”</p>\n\n\n\n<p>His gamble paid off and the plugin has been used on more than 30,000 WordPress sites. Christopher had one support contractor but otherwise had been running the business alone for the past eight years. WordPress’ growing market share has made one-person plugin businesses difficult to maintain once they become very popular, as seen in the recent <a href=\"https://wptavern.com/delicious-brains-acquires-advanced-custom-fields-plugin\">sale of ACF to Delicious Brains</a>.</p>\n\n\n\n<p>“I was looking ahead and considering what would be best for SearchWP’s customers,” Christopher said. “I want SearchWP to live as long as it possibly can. If I’m by myself it’s a bit of a risk to continue that way as the business continues to grow. I know that I prefer to build things from the ground up, and I also know that I’m not the guy to build (or manage) a team, it’s not my strong suit. Given all of those pieces it was clear to me that it was a good time to consider selling.”</p>\n\n\n\n<p>Christopher described the 2013 WordPress ecosystem as more “scrappy,” as developers launched product businesses and worked to figure it out along the way.</p>\n\n\n\n<p>“There are pros and cons to an environment like that, but it was fantastic from my perspective,” he said. “Over time that feeling went away as companies grew, matured, and playbooks began to take shape. That cycle has continued over time and especially in the last 18 months we’re getting a look at where WordPress is headed – lots of big players in a really big space.”</p>\n\n\n\n<p>For those who are jumping into the waters with a new product business, Christopher underscored the need for strong marketing. </p>\n\n\n\n<p>“I think that a lack of serious marketing will in fact be a limiter in today’s WordPress economy,” he said. “Products that have been around a long time have a natural momentum that’s really tough to beat, but that momentum doesn’t come without friction. In order to keep up with where WordPress is going, I do feel like you need assets (and capital) aimed directly and solely at marketing for the long haul.”</p>\n\n\n\n<p>Balkhi did not elaborate on Awesome Motive’s immediate plans for the search plugin but said the company will be executing on a 12-month plan to make it easier for beginners and non-technical business owners to set up in less than 10 minutes.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 09 Jul 2021 03:17:48 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:36;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:111:\"WPTavern: Gutenberg 11.0 Includes Over 70 Bug Fixes, Continues Improving With WordPress 5.8 Just Two Weeks Away\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119703\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:265:\"https://wptavern.com/gutenberg-11-0-includes-over-70-bug-fixes-continues-improving-with-wordpress-5-8-just-two-weeks-away?utm_source=rss&utm_medium=rss&utm_campaign=gutenberg-11-0-includes-over-70-bug-fixes-continues-improving-with-wordpress-5-8-just-two-weeks-away\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:6795:\"<p class=\"has-drop-cap\">Gutenberg 11.0 landed yesterday with a pile of changes. The development team has been moving fast, and it shows.</p>\n\n\n\n<p>For a two-week cycle, version 11.0 includes an insane number of bug fixes. Contributors squashed over 70 in this release alone. This seems to be in preparation for WordPress 5.8, which is expected to land on July 20. The upcoming block-based Widgets screen had the lion’s share of bugs. However, the block library had nearly two dozen, many of those issues with new theme-related blocks.</p>\n\n\n\n<p>The downside of such a massive release is that there are too many features and not enough time to cover them all. I will be cherry-picking some of my favorites, but feel free to dive into the <a href=\"https://github.com/WordPress/gutenberg/releases/tag/v11.0.0\">release notes</a> for a complete picture.</p>\n\n\n\n<h2>Theme and Template-Editing Mode Changes</h2>\n\n\n\n<p class=\"has-drop-cap\">One of the primary Full Site Editing features making its way to WordPress 5.8 will be disabled by default for most users. In a rare move from the core project, the <a href=\"https://github.com/WordPress/gutenberg/pull/32858\">template editor will be opt-in</a>, at least for users with classic themes. It is opt-out for block themes.</p>\n\n\n\n<p>As I <a href=\"https://wptavern.com/getting-to-know-the-upcoming-wordpress-5-8-template-editor\">wrote last month</a>, until users are on actual block themes, the template editor is “a sort-of-OK-but-kind-of-amazing landing page creator.”</p>\n\n\n\n<p>Template-editing is really only as good as the weakest link in the system. This will almost always be the theme over the next few months. Because the template editor is a new feature that directly attempts to overwrite the front-end output, it will always be at odds with many themes that were never designed with it in mind. The opt-in approach is unlikely the best route to mass adoption, but it is in the interest of the user experience.</p>\n\n\n\n<p>Making it opt-in also allows theme authors to make template editing a smooth experience. Gutenberg 11.0 introduces a new <code>defaultBlockTemplate</code> editor setting. Theme authors can <a href=\"https://github.com/WordPress/gutenberg/pull/32771\">create the default blocks</a> that users begin with when creating a new template.</p>\n\n\n\n<img />Starting with a custom default block template.\n\n\n\n<p>Ideally, this default template should include some base layout components, such as a header, footer, and post/page content. However, themers are free to put their own spin on this.</p>\n\n\n\n<p>For more information on creating default block templates, theme authors should read Themes Team rep Carolina Nymark’s <a href=\"https://make.wordpress.org/themes/2021/07/08/summary-theme-features-in-wordpress-5-8/\">overview of WordPress 5.8 theme features</a>.</p>\n\n\n\n<h2>Media & Text Block: Drag-and-Drop Media Replacement</h2>\n\n\n\n<img />Dragging a new media file into the Media & Text block.\n\n\n\n<p class=\"has-drop-cap\">Users have long been able to drag and drop an initial image or video into the Media & Text block. However, they were unable to replace it using the same method. Gutenberg 11.0 creates a new <a href=\"https://github.com/WordPress/gutenberg/pull/29710\">“drop zone” over the media column</a>, making it easy to change the media to something new.</p>\n\n\n\n<p>The feature already exists with the Cover and Image blocks, so this change brings Media & Text up to date. We probably should have had this feature months ago, but the patch sat in limbo waiting for a code review.</p>\n\n\n\n<h2>Accessibility: Categories Dropdown Has Label</h2>\n\n\n\n<img />Label difference between the Archives and Categories blocks.\n\n\n\n<p class=\"has-drop-cap\">The development team added a new <a href=\"https://github.com/WordPress/gutenberg/pull/33060\">“Categories” label</a> when the Categories block is shown as a dropdown. This is a welcome improvement to help those using screen-readers better navigate the page.</p>\n\n\n\n<p>The problem with this change is the lack of consistency. In <a href=\"https://wptavern.com/gutenberg-10-8-adds-new-typography-controls-and-block-previews\">Gutenberg 10.8</a>, the team removed the <code>.screen-reader-text</code> class for the Archives block label, making it appear on screen for all users. These types of inconsistencies that seem trivial on the surface tend to pile up, creating code bloat for theme designers in the long run as they try to wrangle them.</p>\n\n\n\n<p>I would prefer both labels to be marked as screen-reader text. Regardless of the default, the two should match. Then, throw in an option for the end-user to decide whether to show the label similar to how the Search form handles it.</p>\n\n\n\n<h2>The Return of Post Classes</h2>\n\n\n\n<img />Post classes appear for Post Template block.\n\n\n\n<p class=\"has-drop-cap\">For those theme designers who need them, Gutenberg 11.0 <a href=\"https://github.com/WordPress/gutenberg/pull/30497\">brings back post classes</a>. If you are wondering where posts classes had gone, you may not be alone. In the world of blocks, they are not needed as much as they once were. Traditionally, WordPress theme authors used these classes to dynamically change the output of a post based on contexts such as type, format, category, and more.</p>\n\n\n\n<p>When the Post Template block (formerly named Query Loop) was introduced, there was a noticeable lack of the traditional classes attached to the wrapper for individual posts. This latest update brings them back.</p>\n\n\n\n<p>In the future, block themes will likely rely on these classes less and less. With much of the design configuration moving to <code>theme.json</code> files and user-controlled options, it is probably time to say goodbye to one of the core features of theme design over the past decade. However, it is a comfort to know it is there when needed.</p>\n\n\n\n<h2>Decimals Allowed in Spacing Controls</h2>\n\n\n\n<p class=\"has-drop-cap\">For those who are particular about getting their margin and padding <em>just</em> right, they can finally rejoice. Spacing controls now <a href=\"https://github.com/WordPress/gutenberg/pull/32692\">allow for decimal values</a> and not just whole numbers.</p>\n\n\n\n<p>In past versions of the plugin, a value such as <code>1.5</code> would be rounded up to <code>2</code>. When used with <code>rem</code> and <code>em</code> units, such rounding created a 50% difference between the intended spacing and reality.</p>\n\n\n\n<p>I am happy about this one. It is a fix for <a href=\"https://github.com/WordPress/gutenberg/issues/31964\">one of the tickets</a> I opened (<em>hooray for contributing!</em>). However, I cannot take credit for fixing the problem. That honor goes to Themes Team representative Ari Stathopoulos.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 09 Jul 2021 02:55:19 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:37;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:81:\"WPTavern: Private Note-Taking and Journaling With the Hypernotes WordPress Plugin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119707\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:207:\"https://wptavern.com/private-note-taking-and-journaling-with-the-hypernotes-wordpress-plugin?utm_source=rss&utm_medium=rss&utm_campaign=private-note-taking-and-journaling-with-the-hypernotes-wordpress-plugin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4831:\"<p class=\"has-drop-cap\">Ella van Durpe, a core WordPress contributor and software engineer at Automattic, released a note-taking plugin earlier today. <a href=\"https://wordpress.org/plugins/hypernotes/\">Hypernotes</a> is a simple custom post type that allows end-users to take private notes or serve as a journaling tool.</p>\n\n\n\n<p>I have seen similar plugins in the past. I even began building one years ago before ultimately abandoning it for a simple Markdown solution in a private repository.</p>\n\n\n\n<p>What makes Hypernotes unique is its handling of “folders,” which essentially work like categories. However, each folder gets its own sub-menu link under the Notes section in the WordPress admin.</p>\n\n\n\n<img />Hypernotes’ folder system.\n\n\n\n<p>This more closely mimics other note-taking apps where users can switch between various folders to quickly find notes.</p>\n\n\n\n<p>The code to make this happen is simple; the idea is ingenious. It is the sort of outside-the-box thinking I love to see from plugin developers.</p>\n\n\n\n<p>There are a few trivial issues with it, such as the folder names not being highlighted when viewing their screens. However, that is a WordPress-specific bug. A simple dash before each folder name could spruce up the UI a bit too. They sit below the “All Notes” menu item, so it would create more of a folder effect.</p>\n\n\n\n<p>On the whole, the plugin works well as a note-taking application.</p>\n\n\n\n<img />Writing a note in the WordPress editor.\n\n\n\n<p>The plugin description does have a security note for users who are wondering just how private their content is:</p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p>Only you will be able to see your notes within the WordPress admin, but the notes are NOT encrypted at the moment, so anyone with database access will be able to read them.</p></blockquote>\n\n\n\n<p>Hypernotes also ensures that no post is ever accidentally published for all the world to see. Under the hood, it automatically sets all notes to the “private” status. The plugin’s post type cannot be publicly queried on the front end either.</p>\n\n\n\n<p>It is worth mentioning that the plugin does not create custom capabilities (permissions) for its post type and taxonomy. Any registered user on the site with the right post-editing capabilities can access others’ notes in the backend, such as people with the Editor role.</p>\n\n\n\n<p>This is unlikely an issue given the nature of the plugin. I imagine the primary audience will be made up of solo bloggers who want a simple note-taking solution.</p>\n\n\n\n<p>I ran into one not-so-trivial issue when I began trying out Hypernotes, believing my website was broken. This is usually because of a patch I am testing for the Gutenberg plugin or just one of its run-of-the-mill updates. However, the typical culprit was not to blame. After a half-hour or so trying to figure out why my theme styles were not appearing for Note posts, I finally cracked the issue.</p>\n\n\n\n<p>Hypernotes disables all theme editor styles. The beautiful typography of my currently active theme was gone, which would work well with a note or journaling plugin.</p>\n\n\n\n<p>This was easy enough to overrule with a few lines of custom code. If I was going to save a few quotes that I liked as personal notes, I at least wanted to do it in style:</p>\n\n\n\n<img />Bringing back my theme’s custom quotes style.\n\n\n\n<p>The plugin also attempts to disable wide/full alignment and theme editor font sizes. The code it uses works for traditional WordPress themes but not for block themes, which have a different mechanism for registering such support. This was also one of the reasons it was tough to track down the issue. Everything else from my theme was working but custom editor styles.</p>\n\n\n\n<p>I understand the idea behind removing support for those features. Themes design the front end of the site, and Hypernotes is purely a backend tool. However, I would rather see an option for letting the user control what gets disabled. Some theme editor styles would pair well with the plugin.</p>\n\n\n\n<p>Disabling these features has other implications too. For example, all of my theme’s custom block style variations were registered and usable from the editor. However, because my styles were not loaded, they did not work correctly.</p>\n\n\n\n<p>Another option would be for the plugin to provide its own editor styles. There would still be some complications going that route, such as the block style variations issue, but the plugin could become a beautifully designed note-taking app in its own right.</p>\n\n\n\n<p>For a version 1.0 outing, I am a fan of the simplicity. More so, I am impressed with the clever method of handling note “folders.” I am eager to see how this plugin evolves over future iterations.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 08 Jul 2021 03:13:07 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:38;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Matt: Open Insulin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:22:\"https://ma.tt/?p=54516\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://ma.tt/2021/07/open-insulin/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:895:\"<p>One of my big themes is that open source will transform every industry, with key examples being WordPress in web publishing, WooCommerce in online commerce, Wikipedia in reference, and Bitcoin/Ethereum in finance. Medicine, though, has been relatively unscathed so far. Here’s a great video introducing the <a href=\"https://openinsulin.org/\">Open Insulin project</a>, which for the past 6 years has been developing their own method of manufacturing insulin and is going to open source its process to the world for anyone to recreate.</p>\n\n\n\n<div class=\"wp-block-embed__wrapper\">\n\n</div>\n\n\n\n<p>It also reminds me of the <a href=\"https://www.economist.com/what-if/2021/07/03/what-if-biohackers-injected-themselves-with-mrna\">What If? article in the Economist a few days ago about mRNA self-biohacking</a>. <em>Hat tip: <a href=\"https://github.com/RiaanKnoetze\">Riaan Knoetze</a>.</em></p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 07 Jul 2021 13:49:33 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:4:\"Matt\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:39;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:79:\"WPTavern: WordPress 5.8 Adds Support for New Emoji Introduced in Twemoji 13.1.0\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119656\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:203:\"https://wptavern.com/wordpress-5-8-adds-support-for-new-emoji-introduced-in-twemoji-13-1-0?utm_source=rss&utm_medium=rss&utm_campaign=wordpress-5-8-adds-support-for-new-emoji-introduced-in-twemoji-13-1-0\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3577:\"<p>In the upcoming 5.8 release, WordPress is <a href=\"https://core.trac.wordpress.org/ticket/52852\">updating its version of Twemoji</a>, Twitter’s open source emoji library that supports the latest Unicode emoji specification. <a href=\"https://github.com/twitter/twemoji/releases/tag/v13.1.0\">Version 13.1.0</a> introduces five new smileys and emotions, including heart on fire, mending heart, face with spiral eyes, face in clouds, and face exhaling. </p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>Version 13.1 adds mixed skin tone support for all variations of the “Kiss” emoji and the “Couple with Heart” emoji. It also makes it possible to add a bearded man or a bearded woman in all skin tone variations.</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>WordPress 5.8 will also include significant changes to the syringe emoji that were committed to a previous version of Twemoji (13.0.2) earlier this year. Instead of a blood-filled barrel accented with drops of blood leaking out of the tip, the new syringe emoji contains a non-specific liquid. This makes it more flexible for use cases that don’t involve removing blood. Emojipedia has a fascinating look at <a href=\"https://blog.emojipedia.org/vaccine-emoji-comes-to-life/\">the syringe emoji’s history</a>, dating back to 1999 when it was primarily used in Japan for blood donation. A 2021 refresh on the syringe makes it possible for it to be used in reference to vaccines, a topic of public conversation across the globe.</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>In addition to changes to the syringe, Jonathan Desrosiers, who opened the trac ticket to initiate the update, summarized a few other changes from previous Twemoji versions that modify existing emoji:</p>\n\n\n\n<ul><li>Cricket: the colors have been adjusted to improve readability on small screens and to prevent confusion with other Emoji that had a similar color.</li><li>T-Rex: The color and posture of the T-Rex has been adjusted.</li><li>Portuguese flag: A line within the flag’s circle has been corrected.</li><li>Thai flag: The proportions of the stripes for this flag have been corrected.</li><li>Fox face: The symmetry has been improved.</li><li>Transgender flag: The lines have been updated to prevent small gaps between stripes from showing when rendered with antialiasing.</li><li>Rolling on the floor laughing: Adjusted to be less exaggerated and appear more natural.</li></ul>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>The official emoji lexicon is constantly being tweaked and updated for accuracy, and to better serve conversations, as current events increase demand for visual representations of specific objects and emotions. Although many of these updates and new additions may seem pandemic-inspired, there’s a lengthy, official process for proposing changes to the Unicode Consortium. The Unicode Emoji Subcommittee reviews <a href=\"https://unicode.org/emoji/proposals.html\">proposals</a>, which require compelling data on compatibility, expected usage level, distinctiveness, and other factors. Candidates approved for inclusion do not arrive to major platforms for approximately a year.</p>\n\n\n\n<p>WordPress 5.8 will bump Twemoji from 13.0.1 to 13.1.0. Unicode 14.0, the next major update, is expected for release in late 2021. Emojipedia has a <a href=\"https://emojipedia.org/emoji-14.0/\">draft list</a> of what is on deck for the next version and those that are approved would likely make it to major platforms by the end of 2022.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 07 Jul 2021 05:16:34 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:40;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:70:\"WPTavern: Jetpack 9.9 Released With a Refreshed Image Gallery Carousel\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119629\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:185:\"https://wptavern.com/jetpack-9-9-released-with-a-refreshed-image-gallery-carousel?utm_source=rss&utm_medium=rss&utm_campaign=jetpack-9-9-released-with-a-refreshed-image-gallery-carousel\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3094:\"<p class=\"has-drop-cap\">Today, Automattic <a href=\"https://jetpack.com/2021/07/06/jetpack-9-9-make-your-best-photos-shine/\">released version 9.9</a> of its popular Jetpack plugin. The development team improved the modal animation and transition speed for the Instant Search module and added the Social Preview panel to the pre-publish sidebar. However, the most notable user-facing update was a refresh of its Carousel feature.</p>\n\n\n\n<p>The module creates a fullscreen overlay gallery of a post’s images once one is clicked. Users can <a href=\"https://jetpack.com/support/carousel/\">enable this feature</a> via the Jetpack > Settings > Writing page in the WordPress admin. Users can also turn on the display of EXIF data and the media attachment commenting form.</p>\n\n\n\n<p>Jetpack Carousel handles Image and Gallery blocks a bit differently. Regardless of whether Gallery images are linked or not, they will always be included in the image carousel when clicked. However, only Image blocks that specifically link to the attachment page are added.</p>\n\n\n\n<p>I have never much cared for the Jetpack Carousel feature. There were always prettier image-overlay, lightbox-type solutions out in the wild. We use the plugin here at WP Tavern, so it is just something I have learned to live with. There was no sense in installing <em>yet another</em> plugin when we were already using the massive mono-project to run many other features on the site. And, it generally got the job done.</p>\n\n\n\n<p>However, today, I can finally say that I am happy with the implementation. It is cleaner, offers a larger viewing area for individual images, and tucks unnecessary bits away for the average user.</p>\n\n\n\n<p>The following is a screenshot of the carousel in all its fullscreen wonder:</p>\n\n\n\n<img />Jetpack carousel in version 9.9.\n\n\n\n<p>For comparison, here is what the same image slide looks like in Jetpack 9.8.1:</p>\n\n\n\n<img />Jetpack carousel in version 9.8.1.\n\n\n\n<p>In the new version, the image metadata and commenting form are hidden by default. The user must click the info or comment icon buttons to slide each section open. This is a better implementation because it decreases the noise in the carousel while still making the features available for those who want them.</p>\n\n\n\n<img />Image metadata in the carousel.\n\n\n\n<p>Overall, I am enjoying this update. Swiping and scrolling through the gallery feels smoother.</p>\n\n\n\n<p>I would love for WordPress to bring a standard set of functions and blocks for displaying media metadata to the development community. Every plugin and theme author who wants to showcase that info must build a custom system for their projects, such as formatting aperture, shutter speed, and focal length. The following is the output of an image attachment page from a theme I have worked on:</p>\n\n\n\n<img />Custom theme image info.\n\n\n\n<p>There is no reason that the theme and Jetpack should be working with custom wrappers for the metadata. WordPress stores EXIF and ID3 tags automatically. It just does not expose them to developers in any meaningful way.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 07 Jul 2021 03:13:32 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:41;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"WordPress.org blog: WordPress 5.8 Release Candidate 2\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10912\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:69:\"https://wordpress.org/news/2021/07/wordpress-5-8-release-candidate-2/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3340:\"<p>The second release candidate for <a href=\"https://make.wordpress.org/core/5-8/\">WordPress 5.8</a> is now available! <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f389.png\" alt=\"?\" class=\"wp-smiley\" /></p>\n\n\n\n<p>WordPress 5.8 is slated for release on <strong>July 20, 2021</strong>, and we need <em>your</em> help to get there—if you have not tried 5.8 yet, now is the time!</p>\n\n\n\n<p>You can test the WordPress 5.8 release candidate 2 in any of these three ways:</p>\n\n\n\n<ul><li>Install and activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester plugin</a> (select the <code>Bleeding edge</code> channel and then <code>Beta/RC Only</code> stream)</li><li>Directly download the release candidate version <a href=\"https://wordpress.org/wordpress-5.8-RC2.zip\">(zip)</a></li><li>Use WP-CLI to test: <code>wp core update --version=5.8-RC2</code></li></ul>\n\n\n\n<p>Thank you to all of the contributors who tested the Beta/RC releases and gave feedback. Testing for bugs is a critical part of polishing every release and a great way to contribute to WordPress.</p>\n\n\n\n<h2>Plugin and Theme Developers</h2>\n\n\n\n<p>Please test your plugins and themes against WordPress 5.8 and update the <em>Tested up to</em> version in the <code>readme</code> file to 5.8. If you find compatibility problems, please be sure to post to the <a href=\"https://wordpress.org/support/forum/alphabeta/\">support forums</a>, so they can get ready for the final release.</p>\n\n\n\n<p>For a more detailed breakdown of the changes included in WordPress 5.8, check out the <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-1/\">WordPress 5.8 beta 1 post</a>. The <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/core/2021/07/03/wordpress-5-8-field-guide/\">WordPress 5.8 Field Guide</a>, which is particularly useful for developers, has all the info and further links to help you get comfortable with the major changes.</p>\n\n\n\n<h2>How to Help</h2>\n\n\n\n<p>Can you speak and write in a language other than English? <a href=\"https://translate.wordpress.org/projects/wp/dev\">Help us translate WordPress into more than 100 languages!</a></p>\n\n\n\n<p><em><strong>If you think you have found a bug</strong>, you can post to the <a href=\"https://wordpress.org/support/forum/alphabeta\">Alpha/Beta area</a> in the support forums. We would love to hear from you! If you are comfortable writing a reproducible bug report, <a href=\"https://core.trac.wordpress.org/newticket\">file one on WordPress Trac</a>, where you can also find <a href=\"https://core.trac.wordpress.org/tickets/major\">a list of known bugs</a>.</em></p>\n\n\n\n<p class=\"has-text-align-right\"><strong><em>Props to <a href=\"https://profiles.wordpress.org/lukecarbis/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>lukecarbis</a> for the haiku, <a href=\"https://profiles.wordpress.org/webcommsat/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>webcommsat</a> and <a href=\"https://profiles.wordpress.org/marybaum/\" class=\"mention\"><span class=\"mentions-prefix\">@</span>marybaum</a> for peer reviewing!</em></strong></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>Five-eight in two weeks<br />So test your plugins and themes<br />Update your readme</em></p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 07 Jul 2021 01:12:57 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"Jeffrey Paul\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:42;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:72:\"Akismet: Version 4.1.10 of the Akismet WordPress Plugin is Now Available\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"http://blog.akismet.com/?p=2117\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"https://blog.akismet.com/2021/07/06/akismet-plugin-4-1-10/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:818:\"<p>Version 4.1.10 of <a href=\"http://wordpress.org/plugins/akismet/\">the Akismet plugin for WordPress</a> is now available. It contains the following changes:</p>\n<ul>\n<li>Simplified the code around checking comments in REST API and XML-RPC requests.</li>\n<li>Added rel=”noopener” to the widget link to avoid warnings in Google Lighthouse.</li>\n<li>Set the Akismet JavaScript as deferred instead of async to improve responsiveness.</li>\n<li>Improved the preloading of screenshot popups on the edit comments admin page.</li>\n</ul>\n<p>To upgrade, visit the Updates page of your WordPress dashboard and follow the instructions. If you need to download the plugin zip file directly, links to all versions are available in <a href=\"http://wordpress.org/plugins/akismet/\">the WordPress plugins directory</a>.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 06 Jul 2021 20:33:57 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:17:\"Christopher Finke\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:43;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:67:\"WPTavern: Taking the Leap: Building My First WordPress Block Plugin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119592\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:177:\"https://wptavern.com/taking-the-leap-building-my-first-wordpress-block-plugin?utm_source=rss&utm_medium=rss&utm_campaign=taking-the-leap-building-my-first-wordpress-block-plugin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7356:\"<p class=\"has-drop-cap\">Like most years, I spent this U.S. Independence Day cooped up with my furry friends. I closed all the windows, shuttered the blinds, switched on a couple of fans for white noise, and clicked the television on. My cats and I relaxed. It is my job to keep them calm while my — usually drunken — compatriots burn hundreds of dollars away in the night sky. It is my ritual, and I enjoy it.</p>\n\n\n\n<p>For this holiday, we re-watched Season 1 of <em>Star Trek: Lower Decks</em>, and I learned how to build a block plugin.</p>\n\n\n\n<p>This was not my first attempt. When the block editor launched nearly three years ago, I tinkered with a few block type ideas. However, I never got far. Documentation was sparse, and I had almost no experience with JavaScript beyond building trivial bells and whistles for front-end design.</p>\n\n\n\n<p>Leaving my day job as a developer to write for WP Tavern also meant limited time to learn block development. And, my free time for the last couple of years has been filled with other projects. Lately, I have had the urge to jump back in and start building things for fun once again. My extended sabbatical from development work gave me time to pursue other interests while allowing my well of creativeness a chance to refill. The break did me some good.</p>\n\n\n\n<p>With time to kill yesterday afternoon, I dove right in. After a couple of hours of reading docs, studying other developers’ code, and breaking things, I had a functional block for a breadcrumbs list.</p>\n\n\n\n<img />Custom block registered and ready to insert.\n\n\n\n<p>Marcus Kazmierczak’s <a href=\"https://wordpress.org/plugins/copyright-block/\">Copyright Block</a> plugin helped me get over one of the initial humps. It was helpful to see real-world, non-example code written in vanilla JavaScript to get to the meat of how the system worked.</p>\n\n\n\n<p><em>My overall thoughts on building custom block types?</em></p>\n\n\n\n<p>It was easier than I thought it would be. <a href=\"https://developer.wordpress.org/block-editor/\">Documentation</a> is, at the same time, both overwhelming and limiting. It is tough to find the correct answer if you do not even know what you are looking for. The barrier to entry is much higher than when I built my first plugin in 2007. The <a href=\"https://developer.wordpress.org/block-editor/how-to-guides/block-tutorial/writing-your-first-block-type/\">Block Type API</a> makes some things stupidly simple but complicates others.</p>\n\n\n\n<p>Successfully inserting my first block type into the editor canvas was gratifying. I don’t think that feeling ever goes away as a developer.</p>\n\n\n\n<img />Successful insertion and rendering of my first block plugin.\n\n\n\n<p>I am excited about the potential for blocks, such as a breadcrumbs list, when the site editor launches. Many similar features do not make sense in the post editor. However, when users can make direct edits to their templates, it will open a world of possibilities.</p>\n\n\n\n<h2>Learning Curve</h2>\n\n\n\n<p class=\"has-drop-cap\">I know enough JavaScript to be a danger to myself and others. Having spent almost the entirety of my professional career in the WordPress realm has meant focusing on PHP. But, programming is programming. Once you have a strong understanding of one language, it not an impossible leap to piddle around enough to create a functional script in another. Most of the same foundational concepts are there. The hurdle is often with learning some new syntax.</p>\n\n\n\n<p>However, the biggest obstacle with “modern” JavaScript is setting up the build tools, bundlers, and more. It can be a tall order to even type out that first line of code.</p>\n\n\n\n<p>Sure, some of the documentation has vanilla JavaScript examples, but when you get into anything more complex than the basics, it is not so vanilla anymore. You will need a way to bundle JavaScript and transform JSX syntax. That means tools like webpack and Babel.</p>\n\n\n\n<p><a href=\"https://developer.wordpress.org/block-editor/how-to-guides/javascript/js-build-setup/\">WordPress has its own script</a> for cutting through most of the complexity, but I recommend <a href=\"https://laravel-mix.com/\">Laravel Mix</a>. It is simple enough for even the least-savvy JavaScript programmers among us and has thorough documentation. It is a script made for folks who want to worry less about tooling and more about actually writing code.</p>\n\n\n\n<p>Block building is also a different kind of leap. Whether it was custom template tags, shortcodes, widgets, or hooks, traditional WordPress development has meant building those in a PHP environment. I suspect that most plugin developers have tons of features that they can bring to the masses via the block editor. They will often rely on server-side rendering. WordPress has a <a href=\"https://developer.wordpress.org/block-editor/reference-guides/packages/packages-server-side-render/\"><code>ServerSideRender</code> componen</a>t for actually handling this.</p>\n\n\n\n<p>One of the handiest features of registering block types is the <a href=\"https://developer.wordpress.org/block-editor/reference-guides/block-api/block-supports/\">block “supports” system</a>. <em>Want a background color option?</em> Just one line of code will do. <em>Want the user to access the font-size control?</em> That is a single line too. With little effort, I extended my breadcrumbs block to include a ton of styling options for users. And, they adapt to the site’s active theme.</p>\n\n\n\n<img />Testing various combination of block-supported styling options.\n\n\n\n<p>The list of block-supported features offers an array of standardized options at pretty much no development cost. Even the Customize API, previously the most advanced tool for building form fields, did not come this close.</p>\n\n\n\n<p><a href=\"https://developer.wordpress.org/block-editor/how-to-guides/block-tutorial/block-controls-toolbar-and-sidebar/\">Building custom inspector controls</a> was straightforward once I got the hang of how the block edit piece of the puzzle worked. For now, I have a simple toggle option for enabling/disabling a feature. Often, the hardest part is just finding what you are looking for. WordPress has a massive library of <a href=\"https://developer.wordpress.org/block-editor/reference-guides/components/\">components</a> to choose from.</p>\n\n\n\n<p>At this point, I have a basic block on the client (editor) side. Most of the complexity is handled on the server via PHP. If I could build this in an afternoon while attending to nervous cats, it should not be a stretch for more plugin authors to hop aboard this train. There are thousands of shortcodes and widgets that developers can convert to blocks with minimal code.</p>\n\n\n\n<p>I am not ready to release my breadcrumbs block into the wild just yet. There is still some fine-tuning left to do and a few advanced features to implement. Also, a breadcrumbs list is primarily needed in a site editor context where users can drop it into something like their header template. We are not there yet, but I will undoubtedly share the final result with the community when we are.</p>\n\n\n\n<p>Next, I will try to build a block that does not rely on server-side rendering. I think I have the hang of it now. Breaking through that initial barrier is always the hardest step.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 06 Jul 2021 00:28:53 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:44;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:69:\"WordPress.org blog: WP Briefing: Episode 12: WordPress – In Person!\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://wordpress.org/news/?post_type=podcast&p=10889\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:66:\"https://wordpress.org/news/2021/07/episode-12-wordpress-in-person/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:13116:\"<p>In this episode, Josepha Haden Chomphosy talks about WordPress – In Person! The WordPress events that provide the dark matter of connection that helps sustain the open source project.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<p>Editor:<a href=\"https://profiles.wordpress.org/dustinhartzler/\"> Dustin Hartzler</a></p>\n\n\n\n<p>Logo:<a href=\"https://profiles.wordpress.org/beafialho/\"> Beatriz Fialho</a></p>\n\n\n\n<p>Production:<a href=\"https://profiles.wordpress.org/mkaz/\"> </a><a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></p>\n\n\n\n<p>Song: Fearless First by Kevin MacLeod</p>\n\n\n\n<h2>References</h2>\n\n\n\n<p><a href=\"https://en.wikipedia.org/wiki/Tragedy_of_the_commons\">The tragedy of the commons</a></p>\n\n\n\n<p><a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-release-candidate/\">WordPress 5.8 Release Candidate announcement </a></p>\n\n\n\n<h2>Transcript </h2>\n\n\n\n<span id=\"more-10889\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:11</p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress Briefing, the podcast where you can catch quick explanations of the ideas behind the WordPress open source project, some insight into the community that supports it, and get a small list of big things coming up in the next two weeks. I’m your host, Josepha Haden Chomphosy. Here we go!</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:39</p>\n\n\n\n<p>Today we’re talking about one of my favorite parts of the project – WordPress events. The in-person component of the project is the dark matter that helps us build resilience and thrive as a group. A lot of what I’m going to share applies to every WordPress event, whether it’s a meetup or workshop, a contributor day, any other sort of format. But I’ll be focused on WordCamps. It’s been a while since we had any in-person WordCamps. Our last two were WordCamp Malaga in Spain and WordCamp Greenville in the US. But that hasn’t stopped anyone from gathering people together online. Which honestly makes a lot of sense for WordPress. Because there are many reasons we gather, the main three reasons are connecting, inspiring, and contributing. It’s true. It says so right in our documentation, “paper rustling.” All WordPress events should connect WordPress users, inspire people to do more with WordPress, and contribute to the WordPress project. As an aside, I’ll tell you that some groups also get to collaborate and educate in there, but connect, inspire, contribute. Those are the big three. And that’s what I’m talking about today. And if you subscribe to this podcast for the back office deep cuts, I’ll also have a few of those for you. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>01:57</p>\n\n\n\n<p>Alright, so first up, connect. WordCamps are generally annual-ish gatherings organized by local WordPress meetup groups. They’re not meant to be big or fancy. The definition of the minimum viable product for WordCamp is 50 people gathered all day to talk about WordPress. They are intentionally affordable to allow people from all walks of life to attend, meet, share and learn. This is made possible by donations and sponsorships from local businesses and larger businesses in the WordPress ecosystem. And this helps us get people connected to those in their community that works with or are sustained by WordPress. That connection feeds into the overall health of the global WordPress project. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>02:45</p>\n\n\n\n<p>Next up is inspire. WordCamps do not discriminate. They are open to any WordPress users, developers, designers, or other enthusiasts, regardless of their level of experience. And because of this, sessions generally span a variety of formats. So presentations or live demos to workshops or panels, any other format you can think of. But that also means that there are a variety of skill levels represented. There’s always content about how to use WordPress. That’s a given. But you can also count on content that inspires people to do more with their own dreams and aspirations. When I was still organizing WordCamps, my favorite thing was seeing people who came back year after year, putting into practice something that they learned the year before. It is that <em>Choose Your Own Adventure</em> aspect to WordCamps that lets people see the edge of their ideas and then expand that just a little bit further. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>03:42</p>\n\n\n\n<p>And finally, contribute. WordCamps often have a contribution component to them. Sometimes it’s just a talk telling you how you can get more involved in the WordPress project. But sometimes, it’s a whole contributor day. And those range in size from single focus, like everyone, will show up and learn how to review a theme or a focus from every team that we have, like at the big flagship events where we gather hundreds of people into a room just to contribute to WordPress and all of the teams that go with it. Getting started with contributing can be daunting, but it is also essential to avoid something called the Tragedy of the Commons, an economic concept. So I’ll share a link to that in the show notes below. But the most important thing, the most important thing to remember, is that WordPress is open source. And we asked people to help us keep this great tool running by giving back a little bit of their time if they have gotten any benefit from the WordPress project or CMS over the course of their careers. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>04:40</p>\n\n\n\n<p>So that’s it. The three big things you can get from a WordCamp. I know that I can’t wait to get back to them myself because while a lot of these things can still happen online and do, it’s really hard to replace the dark matter of in-person connections for open source projects. And since we’re talking dark matter anyway, let’s dig into it a little.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:01</p>\n\n\n\n<p>At the start of the section, I mentioned that WordCamps are local, locally organized, and people are encouraged to attend locally. But I am part of a group that ends up traveling to a lot of WordCamps. If you don’t know about the unseen work of WordPress, this raises eyebrows. So here is some clarification around the back office work that some of these traveling WordCampers often do. When I listed these out, there were about 20 different tasks, 20 different jobs, which was, frankly, a bit overwhelming when I listed them that way. So I’ve grouped them into kind of two genres, each with a group of current versus future types of work. So my two big buckets, big picture stuff, and then community stewardship. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:50</p>\n\n\n\n<p>The big picture stuff, our first big genre here, when you’re looking at current topics, current issues kind of information, when we’re working on big picture stuff, you get the clarification of the mission or vision of WordPress, the sharing of open source methods or processes that we use in the WordPress project, and also sometimes those goal-setting conversations that you have to have both because we have a bunch of teams and team reps, that have a lot of really great ideas about what can be done in their teams to help WordPress succeed. But then also, because when you are working, when you’re contributing to a single team in the project, it can sometimes be hard to know how your work relates to the overall goals and visions of WordPress. And so that’s part of the work that gets done that I do there. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>06:43</p>\n\n\n\n<p>And when you’re looking at future topics, future issues, the second part of this genre, that stuff like starting conversations or discussions around what the future holds for WordPress, and that’s the project as well as the technology or hearing from people about big things coming up for them. And any content that can support it, anything that I can provide to support those big things. It’s also a good time for me and others to identify trends based on what I see in presentations or what I hear from people at social functions. Really, it’s just a huge opportunity for information gathering to make sure that I know what everyone else in the project is trying to do and if they understand what the project is trying to do. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>07:32</p>\n\n\n\n<p>And then the second big genre of things that happen in that dark matter kind of work at WordCamps is what I call community stewardship—so taking care of the community itself for the project itself. And a lot of that work is actually incident response kind of work. So conflict resolution, mediation often happens at in-person events, but also uncovering the shared foundations, the shared understanding for upcoming changes. So a lot of really, in the weeds kind of change management work. And for me, it’s certainly doing my best as a cultural liaison when I do see that there has been some miscommunication or gathering context for the latest disagreement that people are having with me so that I can clarify anything that was misunderstood from what I said. And also a little bit of policy clarification, just explaining why we do things and the way we do them. So for community stewardship, that’s kind of the current stuff that we look at. And that I do when I’m traveling for WordCamps. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>08:36</p>\n\n\n\n<p>And then for the future tasks that we do with community stewardship in the project, that stuff like training, and that’s training team reps, community deputies, or new contributors like it’s, it’s not really one type of training, necessarily. But then also, all of the checking in with our organizers, team reps, volunteers, sponsors, everyone like that, to make sure that what we have in the project and what’s happening in the project, the tools that we have, the experience that contributors have while they are working here, and WordPress is good, and is what they need. We’ve got a lot of tools to get things done in WordPress, and we can always make them better. And so checking in with people to kind of see how those processes are, how the tools are making sure that I have an idea of where our holes are and what needs to be patched, and how we can patch them in the long run. So that’s all of the future planning kind of work and topic stuff, just you know, making sure that WordPress has what it needs to survive long into the future and long after I’m doing anything with it, and long after you’re doing anything with it either. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>09:56</p>\n\n\n\n<p>So, lots and lots of unseen work being done at our in-person events. But folks who keep a keen eye on the online global work of WordPress will probably recognize that a lot of that work is also done routinely on make.wordpress.org and within the making WordPress Slack. There’s just, I don’t know, there’s just something different about receiving information from a human being with a face rather than an avatar with a photo. So I guess at the end of the day, that means the dark matter that keeps open source together is really an issue of communication. And you’ll get no arguments for me there.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>10:44</p>\n\n\n\n<p>That brings us now to our small list of big things. And there’s really just one big thing. And that’s WordPress 5.8. We are about two weeks away from this big release; the community has been working tirelessly on it. And it’s shaping up to be one of the most tested releases that we’ve had in a long time. Myself, I’m grateful to see so much activity before the release. Since 5.8 and 5.9 releases represent such monumental shifts in our software, I’m incredibly grateful to see so much activity prior to the release, especially in the beta period. We’ve been testing everything for it feels like six or eight months, and we’re really starting to see the positive benefits of that. And I think that we, the WordPress community, should be really proud of everything that we’re going to ship in 2021. Okay, so that was less of a small list of big things and really like one big thing with a generous garnish of encouragement, but you deserve it. So thank you for tuning in today for the WordPress briefing. I’m your host, Josepha Haden Chomphosy, and I’ll see you again in a couple of weeks.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 05 Jul 2021 12:00:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:45;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:105:\"Gutenberg Times: Block-Based Widget Screen and DevNotes Galore for WordPress 5.8 – Weekend Edition #176\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://gutenbergtimes.com/?p=18404\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:73:\"https://gutenbergtimes.com/block-based-widget-screen-weekend-edition-176/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:19897:\"<p>Howdy, </p>\n\n\n\n<p>July is the month celebrating North American Independence (for white people) and the start of the French Revolution. </p>\n\n\n\n<p>Happy 154th Birthday, Canada ?? (July 1st). <br />Happy 245th Birthday, USA ?? (July 4th) <br />Happy 232nd Bastille Day, France ?? (July 14th) </p>\n\n\n\n<p>There are many more countries celebrating Independence Day in July, though. <a href=\"https://www.infoplease.com/culture-entertainment/holidays/national-holidays-around-world\">Here is the list. Take a look! </a> ?</p>\n\n\n\n<p><strong>July 20th</strong>, WordPress 5.8 will be released and there are a ton of block editor related dev notes for themes and plugin developers. <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-release-candidate/\">Use this week’s RC 1 version </a>to test your sites, plugins and themes! </p>\n\n\n\n<p>Be well! Have a great weekend, wherever you are located! </p>\n\n\n\n<p>Yours, ?<br />Birgit</p>\n\n\n\n\n\n<p></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>WordPress 5.8 Dev Notes for Block editor features</h2>\n\n\n\n<p class=\"has-drop-cap\">This week was also the deadline to published Developer Notes around the upcoming WordPress 5.8 release. </p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/2021/07/01/block-styles-loading-enhancements-in-wordpress-5-8/\"><strong>Block-styles loading enhancements</strong> </a> by <strong><a href=\"https://twitter.com/aristath\">Ari Stathopoulos</a></strong> – Ari has the details on how the two new features – <em>Load styles only for rendered blocks</em> and <em>Inline small styles</em> – work and how theme developers and block builders can tap into it. </p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/2021/06/29/blocks-in-an-iframed-template-editor/\"><strong>Blocks in an iframed (template) editor</strong></a> by <strong><a href=\"https://twitter.com/ellatrx\">Ella van Durpe</a></strong> – The new Template editor is the first block editor loaded in an iframe and isolate it from the rest of the admin screen. Ella has the benefits for you as well as the details on how to adjust your blocks if you rely on <code>document</code> or <code>window</code> and provides code fixes for your ReactJS blocks. There is more. Definitely worth a read if you are deep in plugin development. Ella’s post compliments Grzegorz Ziolkowski’s post: <a href=\"https://make.wordpress.org/core/2021/06/16/block-editor-api-changes-to-support-multiple-admin-screens-in-wp-5-8/\"><strong>Block Editor API Changes to Support Multiple Admin Screens</strong></a></p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/2021/06/29/on-layout-and-content-width-in-wordpress-5-8/\"><strong>On layout and content width</strong></a> by <strong><a href=\"https://twitter.com/riadbenguella\">Riad Benguella</a></strong> – This is a shorter post, introducing the Settings for layout and content width and how you can adjust your theme to take advantage of them. </p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/2021/06/29/block-based-widgets-editor-in-wordpress-5-8/\"><strong>Block-based Widgets Editor</strong></a> by <strong><a href=\"https://twitter.com/noisysocks\">Robert Anderson</a></strong>. He wrote: “WordPress 5.8 introduces a new block-based widgets editor to the Widgets screen (<code>Appearance → Widgets</code>) and Customizer (<code>Appearance → Customize → Widgets</code>).” and continues to explain the <strong>three methods</strong> (including the <a href=\"https://wordpress.org/plugins/classic-widgets/\">Classic Widget plugin</a>) of opting out. You might find interesting to learn how the Legacy Widget block helps with the backward compatibility for existing widgets and widget areas. </p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/2021/06/29/block-editor-api-removals-58/\"><strong>Various Block Editor API removals</strong></a> by <strong><a href=\"https://twitter.com/riadbenguella\">Riad Benguella</a></strong> has the details on the removal of <code>EditorGlobalKeyboardShortcuts</code>, <code>hasUploadPermissions</code> and their alternatives. Also, the block “Subheading” has been removed, too. </p>\n\n\n\n<p><strong><a href=\"https://twitter.com/TimothyBJacobs\">Timothy Jacobs</a>‘</strong> post lists all the <a href=\"https://make.wordpress.org/core/2021/06/29/rest-api-changes-in-wordpress-5-8/\"><strong>REST API Changes</strong></a> necessary for the Widget Block Editor. He also shows how to adjust Legacy widgets, so they are seen and handled by it. Timothy illustrates the changes with extensive code snippets, that should help you get up to speed fast. </p>\n\n\n\n<p>And if that isn’t enough already, <strong>Milana Cap</strong> lists <a href=\"https://make.wordpress.org/core/2021/06/28/miscellaneous-developer-focused-changes-in-wordpress-5-8/\"><strong>Miscellaneous developer focused changes</strong></a> in her dev note. The team removed support for IE 11 from build and test tools and gives you more control and consistency for the document title. WordPress 5.8 also brings a consistent type for integer properties of WP_Post, WP_Term, WP_User and a bookmark object and better caching of post/page IDs for subsequent request. There are quite a few more goodies in this upcoming release. Take a look! </p>\n\n\n\n\n<p><strong> <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/\" target=\"_blank\" rel=\"noreferrer noopener\">“Keeping up with Gutenberg – Index 2021”</a> </strong><br />A chronological list of the WordPress Make Blog posts from various teams involved in Gutenberg development: Design, Theme Review Team, Core Editor, Core JS, Core CSS, Test and Meta team from Jan. 2021 on. Updated by yours truly. <a href=\"https://make.wordpress.org/core/handbook/references/keeping-up-with-gutenberg-index/keeping-up-with-gutenberg-index-2020/\"><em>The index 2020 is here</em></a></p>\n\n\n\n\n<h2>User-facing changes in WordPress 5.8</h2>\n\n\n\n<p><a href=\"https://twitter.com/TimothyBJacobs\"><strong>Timothy Jacobs</strong></a> gave a detailed preview of <strong><a href=\"https://www.youtube.com/watch?v=uQgQ4ZeOE0g&t=31s\">What’s coming to the Block editor in WordPress 5.8</a></strong> to the members of the WordPress NYC meetup. You can see a demo of Duotone for image & cover, Single Column color and spacing settings, Table block updates, and reusable block changes. He spent a few more minutes on the new Widget Screen as well as the Post Template Editor and the new Query Block. </p>\n\n\n\n<p><a href=\"https://twitter.com/courtneyengle\"><strong>Courtney Robertson</strong></a> wrote in <a href=\"https://www.godaddy.com/garage/what-wordpress-5-8-means-for-your-clients-websites/\"><strong>What WordPress 5.8 means for your clients’ websites</strong></a> “This release expands the role of the block editor to include nearly every area of WordPress. You’ll want to check out all the updates to discover what WordPress 5.8, Full Site Editing, and Block-Based Themes mean for your clients’ websites.”. The post is a fabulous comprehensive list of what is new in WordPress 5.8 with short videos and the relevant details. </p>\n\n\n\n<h2>Block-Based Widget in WP Admin and Customizer</h2>\n\n\n\n<p class=\"has-drop-cap\">You can also watch <strong>Anne McCarthy</strong> <a href=\"https://www.youtube.com/watch?v=x4P5P_L9og4\"><strong>Exploring the Block Widgets Editor</strong></a> in WP Admin and Customizer on YouTube. She wrote in the description: “This video seeks to give an initial look at this feature and answer some top questions people might have. Shout out to <a href=\"https://twitter.com/critterverse\"><strong>Channing Ritter</strong> </a> who put together the demo portion!”.</p>\n\n\n\n<p><strong><a href=\"https://twitter.com/karks88\">Eric Karkovack</a></strong> also did a deep dive into the block-based Widget Screen for you: <a href=\"https://speckyboy.com/wordpress-widgets-screen/\"><strong>The WordPress Widgets Screen Joins the Gutenberg Era</strong></a> and provides you with a great tutorial on how to use the new screens with screenshot and all. </p>\n\n\n\n<p><a href=\"https://wptavern.com/diving-into-wordpress-5-8s-new-widgets-screen\"><strong>Diving Into WordPress 5.8’s New Widgets Screen</strong></a> by <strong><a href=\"https://twitter.com/justintadlock\">Justin Tadlock</a></strong>. He is a fan of the new feature and glad it made it into the WordPress core for this upcoming release. While the WPAdmin Widget screen feels like a good block editor, he wrote about the block widgets in the Customizer: “Customizer support for block widgets is light years ahead of where it was just a few short months ago. However, it feels awkward at best. There is a deep feeling of not belonging. While it was a remarkable programming feat to make the two features work together, the user experiences are nearly a decade apart.” </p>\n\n\n\n\n<p><strong><a href=\"https://gutenbergtimes.com/need-a-zip-from-master/\">Need a plugin .zip from Gutenberg’s main (trunk) branch?</a></strong><br />Gutenberg Times provides daily build for testing and review. <br />Have you been using it? Hit reply and let me know.</p>\n\n\n\n<p><img alt=\"GitHub all releases\" src=\"https://img.shields.io/github/downloads/bph/gutenberg/total?style=for-the-badge\" /></p>\n\n\n\n<p></p>\n\n\n\n\n<h2>Plugins for the Block Editor</h2>\n\n\n\n<p>This week, I found quite a few people sharing their experiences with block editor plugins. </p>\n\n\n\n<p><strong><a href=\"https://twitter.com/chrislema\">Chris Lema</a> </strong>compared in his post <a href=\"https://chrislema.com/content-visibility-for-gutenberg/\"><strong>Content Visibility for Gutenberg</strong></a> three plugins that allow you to control the visibility of single blocks on your page or posts. We mentioned two of them here multiple times. Chris tested the pro version for his purposes:</p>\n\n\n\n\n<p><a href=\"https://gutenbergtimes.com/podcast/changelog-46-devnotes-for-wordpress-5-8/\"><strong>Episode #4</strong>6 is now available</a> with transcript. <br />Next recording July 9th, 2021</p>\n\n\n\n<p>Send questions, comments or news to <a href=\"mailto:changelog@gutenbergtimes.com\">changelog@gutenbergtimes.com</a></p>\n\n\n\n<p> <strong>Subscribe to the <a href=\"https://gutenbergtimes.com/podcast/\">Gutenberg Changelog</a> podcast </strong><br />?️ <a href=\"https://open.spotify.com/show/620NwVKQJGdTupy36zYxvg?mc_cid=4b6c9f88fe\">Spotify</a> | <a href=\"https://podcasts.google.com/feed/aHR0cHM6Ly9ndXRlbmJlcmd0aW1lcy5jb20vZmVlZC9wb2RjYXN0\">Google</a> | <a href=\"https://podcasts.apple.com/us/podcast/gutenberg-changelog/id1469294475\">iTunes</a> | <a href=\"https://pca.st/podcast/f8445ec0-7508-0137-f267-1d245fc5f9cf\">PocketCasts</a> | <a href=\"https://www.stitcher.com/show/gutenberg-changelog\">Stitcher</a> |<br />?️ <a href=\"https://www.podbean.com/podcast-detail/chi7j-9904a/Gutenberg-Changelog-Podcast\">Pod Bean</a> | <a href=\"https://castbox.fm/channel/Gutenberg-Changelog-id2173375\">CastBox</a> | <a href=\"https://www.podchaser.com/podcasts/gutenberg-changelog-878239/\">Podchaser</a> | <a href=\"https://gutenbergtimes.com/feed/podcast\">RSS Feed</a> </p>\n\n\n\n<img />\n\n\n\n\n<ul><li><a href=\"https://www.blockvisibilitywp.com/pro/\">Block Visibility</a> by Nick Diego</li><li><a href=\"https://conditionalblocks.com/\">Conditional Blocks Pro</a> by Morgan Hvidt</li><li><a href=\"https://wordpress.org/plugins/content-visibility/\">Content Visibility</a> by Rich Tape</li></ul>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p><strong>Rich Tabor</strong> released <a href=\"https://wordpress.org/plugins/markdown-comment-block/\"><strong>Markdown Comment Block</strong></a> in the WordPress plugin repository. He wrote in his description: “Having the ability to add, and keep, any relevant editing comments within my posts, without rendering them on the front-end, means that I am freed up to mentally jot any idea down without thinking about it. It is simply natural and convenient.” <strong>Justin Tadlock</strong> gave it a review in <a href=\"https://wptavern.com/add-editor-only-notes-via-the-markdown-comment-block-wordpress-plugin\">Add Editor-Only Notes via the Markdown Comment Block WordPress Plugin</a></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p>Thanks to <a href=\"https://twitter.com/remkusdevries\"><strong>Remkus De Vries’</strong></a> new newsletter “<a href=\"https://remkus.devries.frl/subscribe/\">Remkus Ramblings</a>“, I learned about two more plugins for the block editor: </p>\n\n\n\n<p><a href=\"https://wordpress.org/plugins/highlight-and-share/\"><strong>Highlight and Share</strong> </a>by <strong>Ronald Huereca</strong> – “It’s a social sharing plugin that allows you to highlight text and and share among several social networks including Twitter, Facebook, LinkedIn and more,” Remkus said. I wished I had this plugin when I ran a social media marketing agency…. </p>\n\n\n\n<p>The second one is <a href=\"https://wordpress.org/plugins/block-editor-colors/\"><strong>Block Editor Colors</strong></a> by MotoPress – Remkus wrote: “(…)which allows you to edit default Gutenberg block editor colors or the ones registered in a theme, as well as add your colors!”</p>\n\n\n\n<p><em><a href=\"https://remkus.devries.frl/about/\">Remkus de Vries</a>, Head of Partner & Customer Relationship at <a href=\"https://twitter.com/servebolt\">ServeBolt</a>, started his newsletter last month, and he uses – you probably guessed it – my favorite newsletter plugin: <a href=\"https://newsletterglue.com/\">Newsletter Glue</a>. ? Waving at Lesley Sim </em></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p class=\"has-drop-cap\">I got quite excited when I learned about Automattic’s <a href=\"https://wordpress.org/plugins/sketch/\">Sketch plugin</a>, a plugin that allows its users to sketch within the editor and show it immediately on the front end. Based on <a href=\"https://www.npmjs.com/package/perfect-freehand\">perfect-hand </a>library, it is the product of a collaboration between Matias Ventura, Pablo Honey and Oscar Lopez. It’s one of Automattic’s <a href=\"https://github.com/Automattic/block-experiments/tree/master/blocks\">Block Experiments</a>.</p>\n\n\n\n<ul><li><a href=\"https://twitter.com/pootlepress\"><strong>Jamie Marsland</strong></a> of PootlePress <a href=\"https://www.pootlepress.com/2021/07/the-sketch-block-for-gutenberg/\">created a video</a> to share some thoughts on how you can use it creatively on your site and he also has a few suggestions for version 2 of the Sketch block. </li><li><a href=\"https://wptavern.com/automattic-releases-sketch-block-for-drawing-in-the-wordpress-editor\"><strong>Justin Tadlock</strong>,</a> also took it out for a spin and <a href=\"https://wptavern.com/automattic-releases-sketch-block-for-drawing-in-the-wordpress-editor\">shared his experience</a> on the WordPress Tavern. </li></ul>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>Building Blocks</h2>\n\n\n\n<p><a href=\"https://twitter.com/binarymoon/\"><strong>Ben Gillbanks</strong></a> shows you <a href=\"https://www.binarymoon.co.uk/2021/06/how-to-get-a-list-of-all-wordpress-blocks-in-the-editor/\"><strong>how to get a list of all blocks in the editor</strong></a> of a post or page. He wrote: “It’s particularly handy for WordPress plugin developers, but will also be useful when setting properties in <code>theme.json</code> a new feature that is part of the upcoming Full Site Editing functionality of WordPress.”</p>\n\n\n\n<p><a href=\"https://twitter.com/fabiankaegy\"><strong>Fabian Kägy</strong></a>‘s WordCamp Europe presentation <a href=\"https://wordpress.tv/2021/06/28/fabian-kagy-building-great-experiences-in-the-new-editor/\"><strong>Building great experiences in the new editor</strong></a> is now available on WordPress TV. He wrote in his session description “Starting out building blocks or experiences for the WordPress block editor can be a bit daunting. Where do I start? Custom blocks, block patterns or just styling core blocks. In this talk, I will walk through the different options and share the benefits and downsides of each while talking about overall good practices for building great editorial experiences.”</p>\n\n\n\n<p><em>If you are looking for other talks, you might have missed, 23 <a href=\"https://wordpress.tv/event/wordcamp-europe-2021/\">WordCamp Europe 2021 talks</a> are now available on WordPress TV </em></p>\n\n\n\n<h2>Upcoming WordPress Event</h2>\n\n\n\n<p><strong>July 7th, 2021 -1pm EDT / 17:00 UTC</strong><br /><strong><a href=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\">Hallway Hangout: FSE Testing call #8 theme.json</a></strong> with Daisy Olson</p>\n\n\n\n<p><strong>July 17 + 18th, 2021</strong><br /><strong><a href=\"https://santaclarita.wordcamp.org/2021/\">WordCamp Santa Clarita</a></strong></p>\n\n\n\n<ul><li>1pm PT / 4pm ET / 20 UTC – FSE: <strong>What’s Coming to 5.8 & the Story of the Outreach Program</strong> w/ Anne McCarthy</li><li>2pm PT / 5pm ET / 21 UTC – <strong>How Theme Developers Should Approach Full Site Editing</strong> w/ Joe Casabona</li><li>3pm PT / 6pm ET / 22 UTC – <strong>Rapid Landing Page Creation With the WordPress Block Editor</strong> w/ Daisy Olsen</li></ul>\n\n\n\n<p><strong>July 23, 2021</strong><br /><a href=\"https://www.wordfest.live/\"><strong>WordFest Live </strong></a>– <em>The </em>festival of WordPress</p>\n\n\n\n<ul><li>July 22 – 10 PM EDT / 2 UTC – <strong>Learn to Build Blocks with Advanced Custom Fields</strong> w/ Cameron Jones</li><li>July 23 – 3:20 pm EDT / 19:20 UTC <strong>How to Create a Fast Loading Stylish Homepage with Blocks & CSS</strong> w/ Davinder Singh Kainth</li></ul>\n\n\n\n<p>A<strong>ugust 6 + 7, 2021</strong><br /><a href=\"https://nicaragua.wordcamp.org/2021/\"><strong>WordCamp Nicaragua</strong></a></p>\n\n\n\n<p><strong>September 21 + 22, 2021</strong><br /><a href=\"https://2021.wpcampus.org/\"><strong>WPCampus 2021 Online</strong></a><br />“A free online conference for web accessibility and WordPress in higher education.”</p>\n\n\n\n<hr class=\"wp-block-separator is-style-left-aligned\" />\n\n\n\n<p id=\"block-8c56f083-3d78-42e0-84ec-62ea90a2afa5\">On the<a href=\"https://wpcalendar.io/online/\"> <strong>Calendar for WordPress Online Events</strong> </a>you can browse a list of the upcoming WordPress Meetups, around the world, including WooCommerce, Elementor, Divi Builder and Beaver Builder meetups.</p>\n\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<p class=\"has-text-align-center\"><strong>Don’t want to miss the next Weekend Edition? </strong></p>\n\n\n\n<form class=\"wp-block-newsletterglue-form ngl-form ngl-portrait\" action=\"https://gutenbergtimes.com/feed/\" method=\"post\"><div class=\"ngl-form-container\"><div class=\"ngl-form-field\"><label class=\"ngl-form-label\" for=\"ngl_email\">Type in your Email address to subscribe.</label><div class=\"ngl-form-input\"><input type=\"email\" class=\"ngl-form-input-text\" name=\"ngl_email\" id=\"ngl_email\" /></div></div><button class=\"ngl-form-button\">Subscribe</button><p class=\"ngl-form-text\">We hate spam, too and won’t give your email address to anyone except Mailchimp to send out our Weekend Edition</p></div><div class=\"ngl-message-overlay\"><div class=\"ngl-message-svg-wrap\"></div><div class=\"ngl-message-overlay-text\">Thanks for subscribing.</div></div><input type=\"hidden\" name=\"ngl_list_id\" id=\"ngl_list_id\" value=\"26f81bd8ae\" /><input type=\"hidden\" name=\"ngl_double_optin\" id=\"ngl_double_optin\" value=\"yes\" /></form>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 03 Jul 2021 15:17:23 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Birgit Pauli-Haack\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:46;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:124:\"WPTavern: Castos Picks Up $756K in Funding from Automattic and Yoast SEO to Expand Services in the Private Podcasting Market\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119530\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:299:\"https://wptavern.com/castos-picks-up-756k-in-funding-from-automattic-and-joost-de-valk-to-expand-services-in-the-private-podcasting-market?utm_source=rss&utm_medium=rss&utm_campaign=castos-picks-up-756k-in-funding-from-automattic-and-joost-de-valk-to-expand-services-in-the-private-podcasting-market\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3974:\"<p><a href=\"https://castos.com/\">Castos</a>, a WordPress-powered podcast hosting provider, <a href=\"https://castos.com/central/pre-seed-fundraising-round/\">announced a $756K pre-seed fundraising round</a> today from Automattic, Yoast SEO, and several individuals. The company raised money from all the investors in this round via a SAFE note, which founder and CEO Craig Hewitt said is a fairly standard investment vehicle for companies at Castos’ stage of growth.</p>\n\n\n\n<p>“On both the individual and corporate investor side I think the investors see the vision that we have for what the Private Podcasting market can mean for Castos and want to help us achieve that potential,” Hewitt said.</p>\n\n\n\n<p>Private Podcasting is a growing trend where creators and organizations broadcast to supporters in a more intimate format that isn’t open to the public. Hewitt likens them to membership sites, except in audio format. It is often used by people who are running membership sites, courses, or online communities as a way to stay connected with members.</p>\n\n\n\n<p>“The other application is companies wanting a way to connect with their employees in audio format,” Hewitt said. “Podcasting is perfect for that because it’s mobile-first, on-demand, and can be consumed asynchronously. We call it the <a rel=\"noreferrer noopener\" href=\"https://castos.com/step-away-experience/\" target=\"_blank\">Step Away Experience</a>. Companies that are adopting Private Podcasting internally are giving their team members a way to consume their internal content without being tied to their computer on a Zoom call or glued to Slack.”</p>\n\n\n\n<p>Castos is developing a mobile app specifically targeted at the private podcasting market. Hewitt’s team is aiming to have the app become a place where people can listen to all of the private podcasts for which they have a subscription. Listeners would simply use the app instead of going through the process of manually subscribing to all their private podcasts via RSS feed. New episodes will appear automatically in the app for subscribers. </p>\n\n\n\n<p>“For our corporate clients, the ability to white label our app with their own branding/style is a big win,” Hewitt said. “It’s also a much more secure way to distribute private podcast content. There’s no RSS feed to share around, no files to download (our app is streaming only to offer more security to those files).” </p>\n\n\n\n<p>The pandemic <a href=\"https://wptavern.com/podcasting-during-the-pandemic-castos-sees-300-growth-in-new-podcasters\">ramped up unprecedented interest in podcasting</a> when lockdowns were in place across the globe. Even with vaccines more readily available now, Hewitt said Castos is still witnessing strong growth in the podcasting industry.</p>\n\n\n\n<p>“There are all the new podcasters in the market now since so many launched podcasts during the pandemic, but now that people are traveling again and commuting to work we’re seeing listenership going up quite a bit,” he said. “This is a trend we expect to continue into the future.”</p>\n\n\n\n<p>In the past 10 months, Castos has grown to serve nearly 3,500 customers and the team has grown from seven employees to 13. The company’s <a href=\"https://wordpress.org/plugins/seriously-simple-podcasting/\">Seriously Simple Podcasting</a> plugin is used on more than 30,000 WordPress sites. Castos is actively <a href=\"http://castos.com/careers\">hiring for several roles</a> right now, thanks to the new round of fundraising.</p>\n\n\n\n<p>“All of the funds will go towards growing our team,” Hewitt said. “This will be pretty evenly split between product (designers and developers) and Sales and Marketing roles – more people, more energy, more great minds working on ways that we can better serve our customers.” </p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 03 Jul 2021 02:18:40 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:47;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:83:\"WPTavern: WordPress Biratnagar Announces Plans for Ujwal Thapa Memorial Scholarship\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"https://wptavern.com/?p=119267\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:211:\"https://wptavern.com/wordpress-biratnagar-announces-plans-for-ujwal-thapa-memorial-scholarship?utm_source=rss&utm_medium=rss&utm_campaign=wordpress-biratnagar-announces-plans-for-ujwal-thapa-memorial-scholarship\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3468:\"<p class=\"has-drop-cap\">Earlier this week, the WordPress Biratnagar Facebook group <a href=\"https://www.facebook.com/wordpressbrt/posts/1170172963498116\">announced a WordCamp scholarship</a> in honor of Ujwal Thapa. The goal is to honor the legacy left behind by one of Nepal’s leaders both inside and outside of the WordPress community.</p>\n\n\n\n<p>Thapa <a href=\"https://wptavern.com/ujwal-thapa-co-founder-of-the-wordpress-nepal-community-passes-away\">passed away a month ago</a> at age 44 from complications with COVID-19. He was a political activist, founding the Bibeksheel Nepali party, originally a peaceful movement against corruption and social injustice. He was the co-founder of WordPress Nepal, a group that has grown to 8,000 members. He was also a close friend and mentor to many in the community and helped many more launch careers in the IT industry.</p>\n\n\n\n<p>“After the untimely death of WordPress contributor and co-founder of WordPress Nepal Ujwal Thapa in 2021, due to COVID-19, the WordPress Biratnagar community decided on this scholarship,” wrote the WordPress Biratnagar team. “Ujwal was a dedicated patron to the WordPress community in Nepal, and the WordPress Biratnagar decided to pay applause to his memory in this way.”</p>\n\n\n\n<p>The scholarship will cover the following:</p>\n\n\n\n<ul><li>Travel to Biratnagar from within Nepal.</li><li>Hotel stay for the duration of the event.</li><li>A ticket to <a href=\"https://biratnagar.wordcamp.org/\">WordCamp Biratnagar</a>.</li><li>Local transportation.</li><li>Meals outside the official event.</li></ul>\n\n\n\n<p>Nepal is still struggling with getting COVID-19 cases under control at the moment. The CDC <a href=\"https://wwwnc.cdc.gov/travel/notices/covid-4/coronavirus-nepal\">lists the country</a> as “very high” risk and recommends avoiding travel. There is no date set for a physical conference, and a WordCamp Biratnagar 2021 event is unlikely. The organizing team may not be able to grant a scholarship until next year at the earliest.</p>\n\n\n\n<p>WordCamp Biratnagar lead organizer Ganga Kafle said they are just waiting for the situation to return to normal but cannot be sure when that will happen. While there is no date for the next WordCamp, they are still holding regular meetups.</p>\n\n\n\n<p>The group is still discussing the details of the scholarship. Currently, they plan to consult with other community groups within Nepal and the global community. Any help creating and maintaining such a scholarship system would be welcome.</p>\n\n\n\n<p>The WordPress Biratnagar team did agree to some guidelines. Once submissions open, applicants must be Nepalese. “We believe that empowering community members is an excellent way to honor his memory and carry on his legacy,” wrote the team in its announcement.</p>\n\n\n\n<p>Group leaders mostly agreed to award the scholarship to those meeting the following criteria:</p>\n\n\n\n<ul><li>People with disabilities.</li><li>People from lower-income families.</li><li>Women interested in WordPress.</li></ul>\n\n\n\n<p>The group said the selection process would be completely transparent, and the awarded scholarship would be at the discretion of the current WordCamp Biratnagar organizers.</p>\n\n\n\n<p>Kafle said the scholarship would also be annual. The team plans to keep this going in honor of Thapa and paying respect to the man who helped jump-start many of their careers and involvement with WordPress.</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 02 Jul 2021 23:25:56 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Justin Tadlock\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:48;a:6:{s:4:\"data\";s:13:\"\n \n \n \n \n \n \n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"WordPress.org blog: The Month in WordPress: June 2021\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10896\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:68:\"https://wordpress.org/news/2021/07/the-month-in-wordpress-june-2021/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:11387:\"<blockquote class=\"wp-block-quote\"><p>Once you step into contribution time, your main concern is the users of WordPress, or new contributors, or the health of the WordPress ecosystem as a whole or the WordPress project. So you get all this subject matter expertise from competitive forces, collaborating in a very “us versus the problem” way. And when you do that, you’re always going to find a great solution.</p></blockquote>\n\n\n\n<p>In the “<a href=\"https://wordpress.org/news/2021/06/episode-11-wordcamp-europe-2021-in-review/#more-10837\">WordCamp Europe 2021 in Review</a>” episode of the WP Briefing podcast, <a href=\"https://profiles.wordpress.org/chanthaboune/\">Josepha Haden</a> talks about the importance of collaboration, which is vital in building WordPress. This edition of The Month in WordPress covers exciting updates that exemplify this philosophy. </p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<h2>Updates on WordPress 5.8</h2>\n\n\n\n<p>Get excited, folks! The beta versions and the first release candidate of WordPress 5.8 are out. <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-1/\">Beta 1</a> came out on June 9, followed by <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-2/\">Beta 2</a> on June 15, <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-3/\">Beta 3</a> on June 23, and <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-4/\">Beta 4</a> on June 25. The <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-release-candidate/\">first release candidate</a> of WordPress 5.8 was published on June 30. You can test the beta versions and the release candidates by <a href=\"https://wordpress.org/download/releases/#betas\">downloading them from WordPress.org</a> or by using the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester</a> plugin. WordPress 5.8 <a href=\"https://make.wordpress.org/core/5-8/\">will be out by July 20, 2021</a>, and is also <a href=\"https://make.wordpress.org/polyglots/2021/06/28/wordpress-5-8-ready-to-be-translated/\">ready to be translated</a>.</p>\n\n\n\n<p>Want to contribute to WordPress core? Check out the <a href=\"https://make.wordpress.org/core/handbook/\">Core Contributor Handbook</a>. Don’t forget to join the WordPress <a href=\"https://wordpress.slack.com/archives/C02RQBWTW\">#core</a> channel in the <a href=\"https://make.wordpress.org/chat/\">Make WordPress Slack</a> and follow the <a href=\"https://make.wordpress.org/core/\">Core Team blog</a>. The Core Team hosts weekly chats on Wednesdays at <a href=\"https://www.timeanddate.com/worldclock/fixedtime.html?hour=5&min=00&sec=0\">5 AM</a> and <a href=\"https://www.timeanddate.com/worldclock/fixedtime.html?hour=20&min=00&sec=0\">8 PM</a> UTC. Help us promote WordPress 5.8 by <a href=\"https://make.wordpress.org/community/2021/06/18/meetup-group-resources-talking-points-for-wordpress-5-8/\">organizing meetups about the release</a>, <a href=\"https://make.wordpress.org/marketing/2021/06/30/help-produce-social-media-materials-for-5-8-release/\">producing social media marketing materials for 5.8</a>, or <a href=\"https://make.wordpress.org/test/2021/06/30/help-test-wordpress-5-8s-fse-features/\">testing the release</a>.</p>\n\n\n\n<h2>Gutenberg versions 10.8 and 10.9 are out</h2>\n\n\n\n<p>We said hello to Gutenberg <a href=\"https://make.wordpress.org/core/2021/06/10/whats-new-in-gutenberg-10-8-9-june/\">version 10.8</a> and <a href=\"https://make.wordpress.org/core/2021/06/24/whats-new-in-gutenberg-10-9-23-june/\">version 10.9</a> this month. <a href=\"https://make.wordpress.org/core/2021/06/10/whats-new-in-gutenberg-10-8-9-june/\">Version 10.8</a> adds rich URL previews, enhancements to the list view, and an updated block manager. <a href=\"https://make.wordpress.org/core/2021/06/24/whats-new-in-gutenberg-10-9-23-june/\">Version 10.9</a> offers several performance enhancements, along with more block design tools and template editor enhancements.</p>\n\n\n\n<p>Want to get involved in building Gutenberg? Follow <a href=\"https://make.wordpress.org/core/\">the Core Team blog</a>, contribute to <a href=\"https://github.com/WordPress/gutenberg/\">Gutenberg on GitHub</a>, and join the <a href=\"https://wordpress.slack.com/archives/C02QB2JS7\">#core-editor</a> channel in the <a href=\"https://make.wordpress.org/chat/\">Make WordPress Slack</a>. The “<a href=\"https://make.wordpress.org/core/2021/06/04/whats-next-in-gutenberg-june-2021/\">What’s next in Gutenberg</a>” post offers more details on the latest updates. </p>\n\n\n\n<h2>WordCamp Europe 2021 concludes</h2>\n\n\n\n<p>One of the biggest and most exciting WordPress events, <a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe 2021</a>, was held from June 7-9, 2021. A team of 40 members organized the event, which had 3200+ registrations, 42 speakers, and 43 sponsors. What a success! You will find more details <a href=\"https://europe.wordcamp.org/2021/a-recap-on-wceu-2021/\">in the event recap</a>. One highlight was a <a href=\"https://wordpress.org/news/2021/06/gutenberg-highlights/\">Gutenberg demo</a> hosted by <a href=\"https://profiles.wordpress.org/matveb/\">Matías Ventura</a> and <a href=\"https://profiles.wordpress.org/matt/\">Matt Mullenweg</a>. You can <a href=\"https://www.youtube.com/channel/UCaYQGYDpXpU4A17kxN-AgJQ/featured\">watch the event recording on the WordCamp Europe YouTube channel</a>, and videos <a href=\"https://wordpress.tv/event/wordcamp-europe-2021/\">are now available on WordPress.tv</a> as well. The team has announced <a href=\"https://europe.wordcamp.org/2022/\">WordCamp Europe 2022</a>, which is being planned as an in-person event in Porto, Portugal. Want to be a part of the 2022 WCEU organizing team? Their <a href=\"https://europe.wordcamp.org/2022/call-for-organisers/\">call for organizers is now open</a>. Apply now!</p>\n\n\n\n<h2>Full Site Editing updates</h2>\n\n\n\n<p>Don’t miss the <a href=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\">latest Full Site Editing (FSE) Outreach program testing call: “Thrive with theme.json”</a>, which is aimed at a developer-centric audience. The deadline is July 14. Also don’t miss a <a href=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\">hallway hangout on testing theme.json on July 7 at 5 PM UTC</a>. The team has published a <a href=\"https://make.wordpress.org/test/2021/06/24/fse-program-polished-portfolios-summary/\">recap of the Published Portfolios testing call</a>, which shares some interesting results. </p>\n\n\n\n<h2>BuddyPress 8.0 is out!</h2>\n\n\n\n<p>The first major BuddyPress release of 2021, <a href=\"https://buddypress.org/2021/06/buddypress-8-0-0-alfano/\">version 8.0</a> “Alfano,” came out on June 6. The short-cycle release offers features such as the ability to recruit new members, an improved registration experience, and profile field types. Download it from the <a href=\"https://wordpress.org/plugins/buddypress/\">WordPress.org plugin directory</a> or check it out from its <a href=\"https://buddypress.trac.wordpress.org/browser/branches/8.0\">Subversion repository.</a></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<h2>Further reading</h2>\n\n\n\n<ul><li><a href=\"https://japan.wordcamp.org/2021/\">WordCamp Japan 2021</a> was held from June 20- 26. The weeklong event, which had two session days followed by five contributor days, sold 1300+ tickets, with 45 speakers and 23 sponsors. Catch the <a href=\"https://www.youtube.com/c/wordcampjapan\">event recording on YouTube</a>!</li><li>Josepha Haden <a href=\"https://make.wordpress.org/updates/2021/06/03/announcing-make-wordpress-org-project/\">announced</a> a new Make site — <a href=\"https://make.wordpress.org/project\">make.wordpress.org/project</a> — for project-wide announcements, which will no longer be posted to Make/Updates. Check out the latest post on that site on <a href=\"https://make.wordpress.org/project/2021/06/17/the-metrics-of-contributions/\">the metrics of contributions</a>.</li><li>The Community Team announced that <a href=\"https://make.wordpress.org/community/2021/07/01/in-person-meetup-events-for-vaccinated-community-members/\">in-person meetups can be organized for fully vaccinated people</a>, in places where vaccines are freely available.</li><li>The Core Team added<a href=\"https://make.wordpress.org/core/2021/06/21/bundled-themes-changes-in-wordpress-5-8/\"> block patterns and improvements</a> to all legacy default themes. The team also shared a <a href=\"https://make.wordpress.org/core/2021/06/22/extending-the-site-health-interface-in-wordpress-5-8/\">feature request</a> that will allow developers to modify and extend the Site Health feature in Core.</li><li>The Design Team shared an update on the <a href=\"https://make.wordpress.org/design/2021/06/23/update-initial-patterns-for-the-patterns-directory/\">block pattern directory</a>; the team is continuing to review suggestions and has offered some guidelines in this post.</li><li>The Design Team is also <a href=\"https://wordpress.org/news/2021/06/a-new-design-is-coming-to-wordpress-news/\">working on redesigning this blog</a> (wordpress.org/news). 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The checklist is still applicable to all meetup groups but in places where vaccines are freely available, meetup organizers can now forego its requirements if they limit gatherings to those self-reporting as fully vaccinated.</p>\n\n\n\n<p>When Andrea Middleton <a href=\"https://wptavern.com/wordpress-community-team-discusses-adding-vaccination-status-to-in-person-meetup-safety-checklist\">proposed adding vaccination status</a> to the checklist in mid-May, the idea was met with a wide range of concerns and strong opinions. WordPress’ global community has experienced the pandemic in different ways, living under a spectrum of local restrictions, with disparate access to vaccines and varying responses to available vaccines. Some participants in the discussions were concerned about organizers having to request information about vaccination status from attendees, which is illegal in many places. Middleton clarified that attendance would be based on the honor system, and organizers would not be requesting any health information from individuals. </p>\n\n\n\n<p>“The WordPress community team is <strong>not</strong> expecting or requiring local organizers to organize in-person events for fully-vaccinated people — we’re simply removing the barrier to doing so,” she said. The decision <a href=\"https://make.wordpress.org/community/2021/07/01/in-person-meetup-events-for-vaccinated-community-members/\">announcement</a> includes a flow chart for the conditions that are now in place:</p>\n\n\n\n<div class=\"wp-block-image\"><img /></div>\n\n\n\n<p>Middleton characterized the proposal as contentious and something that may be an unpopular decision. Participants in the <a href=\"https://make.wordpress.org/community/2021/05/12/proposal-adding-vaccination-status-to-the-in-person-meetup-safety-checklist/\">discussion</a> got heated in expressing their opinions, which varied greatly based on each person’s unique pandemic experiences and convictions. </p>\n\n\n\n<p>While some think it overstepping to prohibit unvaccinated people from attending meetups, others think only allowing vaccinated attendees would create a “two-tiered” meetup program.</p>\n\n\n\n<p>“This proposal means that multiple groups of people will no longer be allowed to attend our meetings,” Taco Verdonschot commented. “They’re limited to the meetings that are streamed online. They’re basically second class citizens in our community now. They can’t join the party, they have to watch through the window. Just this idea makes me extremely uncomfortable.”</p>\n\n\n\n<p>Verdonschot cited several examples of people who might be excluded by the proposal to restart meetups for vaccinated attendees:</p>\n\n\n\n<ul><li>People with a low income in areas where the vaccines aren’t provided for free</li><li>Younger people in countries where vaccinations are administered to the elderly first, and only slowly make their way to the younger generations (like The Netherlands)</li><li>People who cannot get a vaccination for medical reasons, for example, because of known allergic reactions to vaccinations</li><li>Pregnant women</li><li>People with a limited immune system</li><li>People whose religion doesn’t allow them to get vaccinated</li></ul>\n\n\n\n<p>“I realize there are some on the team who do not agree, and I hope that these guidelines are flexible enough that you are able to <a href=\"https://en.wikipedia.org/wiki/Disagree_and_commit\">disagree and commit</a> in this case,” Middleton said in the decision announcement. </p>\n\n\n\n<p>“While I agree that it’s only a matter of time when fully-vaxxed-only meetups are a thing of the past, I do think it’s important to make that possible for our communities.”</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 02 Jul 2021 02:52:28 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}}}}}}}}}}}}s:4:\"type\";i:128;s:7:\"headers\";O:42:\"Requests_Utility_CaseInsensitiveDictionary\":1:{s:7:\"\0*\0data\";a:8:{s:6:\"server\";s:5:\"nginx\";s:4:\"date\";s:29:\"Mon, 26 Jul 2021 12:22:30 GMT\";s:12:\"content-type\";s:8:\"text/xml\";s:4:\"vary\";s:15:\"Accept-Encoding\";s:13:\"last-modified\";s:29:\"Mon, 26 Jul 2021 12:15:10 GMT\";s:15:\"x-frame-options\";s:10:\"SAMEORIGIN\";s:4:\"x-nc\";s:9:\"HIT ord 2\";s:16:\"content-encoding\";s:4:\"gzip\";}}s:5:\"build\";s:14:\"20201020140112\";}','no'),(213972,'_transient_timeout_mojo_plugin_assets','1627341755','no'),(213973,'_transient_mojo_plugin_assets','a:6:{s:7:\"headers\";O:42:\"Requests_Utility_CaseInsensitiveDictionary\":1:{s:7:\"\0*\0data\";a:10:{s:6:\"server\";s:12:\"nginx/1.18.0\";s:4:\"date\";s:29:\"Mon, 26 Jul 2021 17:22:35 GMT\";s:12:\"content-type\";s:16:\"application/json\";s:14:\"content-length\";s:3:\"831\";s:13:\"last-modified\";s:29:\"Mon, 24 May 2021 20:39:28 GMT\";s:4:\"etag\";s:14:\"\"60ac0f00-33f\"\";s:15:\"x-frame-options\";s:10:\"SAMEORIGIN\";s:13:\"accept-ranges\";s:5:\"bytes\";s:4:\"vary\";s:6:\"Origin\";s:10:\"set-cookie\";s:19:\"APISVR=a1n3; 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\"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=100\",\n \"wp_slug\": \"\\/.php\"\n },\n {\n \"id\": \"101\",\n \"children_fileid\": \"\",\n \"version\": \"1.0.1\",\n \"title\": \"Gravity Forms\",\n \"description\": \"Integration between Gravity Forms and Newsletter to collect subscriptions directly from Gravity designed forms.\",\n \"slug\": \"newsletter-gravityforms\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/documentation\\/addons\\/integrations\\/gravityforms-extension\\/\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2021\\/04\\/gravityforms.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=101\",\n \"wp_slug\": \"newsletter-gravityforms\\/gravityforms.php\"\n },\n {\n \"id\": \"91\",\n \"children_fileid\": \"\",\n \"version\": \"1.0.2\",\n \"title\": \"Instasend\",\n \"description\": \"Quickly create a newsletter from a post (free for limited time)\",\n \"slug\": \"newsletter-instasend\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/account\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2020\\/05\\/instasend-32.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=91\",\n \"wp_slug\": \"newsletter-instasend\\/instasend.php\"\n },\n {\n \"id\": \"61\",\n \"children_fileid\": \"\",\n \"version\": \"4.2.3\",\n \"title\": \"Contact Form 7\",\n \"description\": \"Adds the newsletter subscription feature to your Contact Form 7 forms.\",\n \"slug\": \"newsletter-cf7\",\n \"type\": \"integration\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/contact-form-7-extension\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/users-32px-outline_badge-13.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=61\",\n \"wp_slug\": \"newsletter-cf7\\/cf7.php\"\n },\n {\n \"id\": \"83\",\n \"children_fileid\": \"\",\n \"version\": \"1.0.5\",\n \"title\": \"Ninja Forms Integration\",\n \"description\": \"Integrate Ninja Forms with Newsletter collecting subscription from your contact form.\",\n \"slug\": \"newsletter-ninjaforms\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/premium\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2018\\/10\\/forms-integration.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=83\",\n \"wp_slug\": \"newsletter-ninjaforms\\/ninjaforms.php\"\n },\n {\n \"id\": \"84\",\n \"children_fileid\": \"\",\n \"version\": \"1.0.9\",\n \"title\": \"WP Forms Integration\",\n \"description\": \"Integration with WP-Forms plugin. You can add a subscription option to your contact forms.\",\n \"slug\": \"newsletter-wpforms\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/premium\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2018\\/10\\/forms-integration.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=84\",\n \"wp_slug\": \"newsletter-wpforms\\/wpforms.php\"\n },\n {\n \"id\": \"50\",\n \"children_fileid\": \"\",\n \"version\": \"4.4.0\",\n \"title\": \"Reports\",\n \"description\": \"Shows tables and diagrams of the collected data (opens, clicks, ...).\",\n \"slug\": \"newsletter-reports\",\n \"type\": \"extension\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/reports\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/business-32px-outline_chart-bar-33.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=50\",\n \"wp_slug\": \"newsletter-reports\\/reports.php\"\n },\n {\n \"id\": \"62\",\n \"children_fileid\": \"\",\n \"version\": \"4.5.1\",\n \"title\": \"Automated\",\n \"description\": \"Automatically creates periodic newsletters with your blog contents. Multichannel.\",\n \"slug\": \"newsletter-automated\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/automated\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2021\\/03\\/automated-32.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=62\",\n \"wp_slug\": \"newsletter-automated\\/automated.php\"\n },\n {\n \"id\": \"63\",\n \"children_fileid\": \"\",\n \"version\": \"1.6.8\",\n \"title\": \"WooCommerce\",\n \"description\": \"The Newsletter Plugin integration for WooCommerce\\u2122. Unleash your marketing powers.\",\n \"slug\": \"newsletter-woocommerce\",\n \"type\": \"integration\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/woocommerce\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2018\\/03\\/woocommerce-extension-icon.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=63\",\n \"wp_slug\": \"newsletter-woocommerce\\/woocommerce.php\"\n },\n {\n \"id\": \"67\",\n \"children_fileid\": \"\",\n \"version\": \"1.2.4\",\n \"title\": \"Leads\",\n \"description\": \"Add a popup or a fixed subscription bar to your website and offer your visitors a simple way to subscribe.\",\n \"slug\": \"newsletter-leads\",\n \"type\": \"extension\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/leads-extension\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/ui-32px-outline-3_widget.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=67\",\n \"wp_slug\": \"newsletter-leads\\/leads.php\"\n },\n {\n \"id\": \"68\",\n \"children_fileid\": \"\",\n \"version\": \"1.1.3\",\n \"title\": \"Google Analytics\",\n \"description\": \"Automatically add Google Analytics UTM campaign tracking to links\",\n \"slug\": \"newsletter-analytics\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/google-analytics\",\n \"image\": \" https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/analytics.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=68\",\n \"wp_slug\": \"newsletter-analytics\\/analytics.php\"\n },\n {\n \"id\": \"70\",\n \"children_fileid\": null,\n \"version\": \"1.0.7\",\n \"title\": \"Subscribe on Comment\",\n \"description\": \"Adds the subscription option to your blog comment form\",\n \"slug\": \"newsletter-comments\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/premium\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2017\\/02\\/comment-notification.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=70\",\n \"wp_slug\": \"newsletter-comments\\/comments.php\"\n },\n {\n \"id\": \"72\",\n \"children_fileid\": \"\",\n \"version\": \"1.3.1\",\n \"title\": \"Autoresponder\",\n \"description\": \"Create unlimited email series to follow-up your subscribers. Lessons, up-sells, conversations.\",\n \"slug\": \"newsletter-autoresponder\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/autoresponder\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/emoticons-32px-outline_robot.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=72\",\n \"wp_slug\": \"newsletter-autoresponder\\/autoresponder.php\"\n },\n {\n \"id\": \"74\",\n \"children_fileid\": \"\",\n \"version\": \"1.3.4\",\n \"title\": \"Extended Composer Blocks\",\n \"description\": \"Adds new blocks to the newsletter composer: list, video, gallery, full post.\",\n \"slug\": \"newsletter-blocks\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/premium\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2017\\/04\\/ui-32px-outline-3_widget.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=74\",\n \"wp_slug\": \"newsletter-blocks\\/blocks.php\"\n },\n {\n \"id\": \"75\",\n \"children_fileid\": \"\",\n \"version\": \"1.1.1\",\n \"title\": \"Geolocation\",\n \"description\": \"Geolocate the subscribers and target them by geolocation in your campaign.\",\n \"slug\": \"newsletter-geo\",\n \"type\": \"extension\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2018\\/03\\/geo-extension-icon.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=75\",\n \"wp_slug\": \"newsletter-geo\\/geo.php\"\n },\n {\n \"id\": \"77\",\n \"children_fileid\": \"\",\n \"version\": \"2.1.6\",\n \"title\": \"Newsletter API\",\n \"description\": \"Access programmatically to The Newsletter Plugin via REST calls.\",\n \"slug\": \"newsletter-api\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/account\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2017\\/10\\/bold-direction@2x-1.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=77\",\n \"wp_slug\": \"newsletter-api\\/api.php\"\n },\n {\n \"id\": \"55\",\n \"children_fileid\": null,\n \"version\": \"4.0.9\",\n \"title\": \"Facebook\",\n \"description\": \"One click subscription and confirmation with Facebook Connect.\",\n \"slug\": \"newsletter-facebook\",\n \"type\": \"integration\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/facebook-module\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/Facebook.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=55\",\n \"wp_slug\": \"newsletter-facebook\\/facebook.php\"\n },\n {\n \"id\": \"76\",\n \"children_fileid\": \"\",\n \"version\": \"1.1.6\",\n \"title\": \"Bounce Management\",\n \"description\": \"This experimental extension manages the bounces and keeps the list clean of invalid addresses.\",\n \"slug\": \"newsletter-bounce\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/premium\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2017\\/10\\/ic_settings_backup_restore_32px.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=76\",\n \"wp_slug\": \"newsletter-bounce\\/bounce.php\"\n },\n {\n \"id\": \"79\",\n \"children_fileid\": \"\",\n \"version\": \"1.1.4\",\n \"title\": \"Events Manager Integration\",\n \"description\": \"Integrates with Events Manager plugin to add events in your regular and automated newsletters.\",\n \"slug\": \"newsletter-events\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/documentation\\/addons\\/integrations\\/events-extension\\/\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2019\\/02\\/events-manager-icon.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=79\",\n \"wp_slug\": \"newsletter-events\\/events.php\"\n },\n {\n \"id\": \"82\",\n \"children_fileid\": null,\n \"version\": \"1.0.0\",\n \"title\": \"Translatepress Bridge\",\n \"description\": \"Enables few multilanguage Newsletter features for who is using Translatepress.\",\n \"slug\": \"newsletter-translatepress\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/account\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2018\\/09\\/translatepress.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=82\",\n \"wp_slug\": \"newsletter-translatepress\\/translatepress.php\"\n },\n {\n \"id\": \"86\",\n \"children_fileid\": \"\",\n \"version\": \"1.2.4\",\n \"title\": \"Advanced Import\",\n \"description\": \"An advanced import system with extended profile fields and mapping (beta version).\",\n \"slug\": \"newsletter-import\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/account\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/file-upload-88.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=86\",\n \"wp_slug\": \"newsletter-import\\/import.php\"\n },\n {\n \"id\": \"88\",\n \"children_fileid\": \"\",\n \"version\": \"1.1.5\",\n \"title\": \"The Events Calendar (by Tribe)\",\n \"description\": \"Adds a composer block which extracts the events managed by The Events Calendar plugin.\",\n \"slug\": \"newsletter-tribeevents\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/documentation\\/tribeevents-extension\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2019\\/02\\/tribe-event-calendar-icon.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=88\",\n \"wp_slug\": \"newsletter-tribeevents\\/tribeevents.php\"\n },\n {\n \"id\": \"58\",\n \"children_fileid\": \"\",\n \"version\": \"4.0.5\",\n \"title\": \"Public Archive\",\n \"description\": \"Generates a public archive of the sent newsletters for your blog.\",\n \"slug\": \"newsletter-archive\",\n \"type\": \"extension\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/newsletter-archive-extension\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/files-32px-outline_archive-3d-content.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=58\",\n \"wp_slug\": \"newsletter-archive\\/archive.php\"\n },\n {\n \"id\": \"71\",\n \"children_fileid\": \"\",\n \"version\": \"1.0.9\",\n \"title\": \"Locked Content\",\n \"description\": \"Boost your subscription rate locking out your premium contents with a subscription form.\",\n \"slug\": \"newsletter-lock\",\n \"type\": \"extension\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/account\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2017\\/04\\/ui-32px-outline-1_lock-open.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=71\",\n \"wp_slug\": \"newsletter-lock\\/lock.php\"\n },\n {\n \"id\": \"73\",\n \"children_fileid\": \"\",\n \"version\": \"1.2.7\",\n \"title\": \"WP Users Integration\",\n \"description\": \"Connects the WordPress user registration with Newsletter subscription. Optionally imports all WP users as subscribers.\",\n \"slug\": \"newsletter-wpusers\",\n \"type\": \"integration\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/account\",\n \"image\": \"https:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/uploads\\/2017\\/04\\/media-32px-outline-2_speaker-01.png\",\n \"status\": \"3\",\n \"free\": true,\n \"downloadable\": true,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=73\",\n \"wp_slug\": \"newsletter-wpusers\\/wpusers.php\"\n },\n {\n \"id\": \"51\",\n \"children_fileid\": \"\",\n \"version\": \"4.1.3\",\n \"title\": \"Feed by Mail\",\n \"description\": \"Automatically creates and sends newsletters with the latest blog posts.\",\n \"slug\": \"newsletter-feed\",\n \"type\": \"legacy\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/feed-by-mail-extension\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/ui-32px-outline-3_playlist.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=51\",\n \"wp_slug\": \"newsletter-feed\\/feed.php\"\n },\n {\n \"id\": \"53\",\n \"children_fileid\": null,\n \"version\": \"2.2.0\",\n \"title\": \"Popup\",\n \"description\": \"Configurable popup system to increase the subscription rate.\",\n \"slug\": \"newsletter-popup\",\n \"type\": \"legacy\",\n \"url\": \"https:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/popup-module\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/ui-32px-outline-3_widget.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=53\",\n \"wp_slug\": 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\"delivery\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/sendgrid-module\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/design-32px-outline_newsletter-dev.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n \"download_url\": \"http:\\/\\/www.thenewsletterplugin.com\\/wp-content\\/plugins\\/file-commerce-pro\\/get.php?f=48\",\n \"wp_slug\": \"newsletter-sendgrid\\/sendgrid.php\"\n },\n {\n \"id\": \"49\",\n \"children_fileid\": \"\",\n \"version\": \"4.0.0\",\n \"title\": \"Mandrill\",\n \"description\": \"Integrates the Mandrill delivery system and bounce detection.\",\n \"slug\": \"newsletter-mandrill\",\n \"type\": \"legacy\",\n \"url\": \"http:\\/\\/www.thenewsletterplugin.com\\/plugins\\/newsletter\\/mandrill-module\",\n \"image\": \"https:\\/\\/cdn.thenewsletterplugin.com\\/extensions\\/design-32px-outline_newsletter-dev.png\",\n \"status\": \"2\",\n \"free\": false,\n \"downloadable\": false,\n 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This release includes an all new widget editor powered by blocks, major technical tools for building block themes, as well as newly streamlined workflow tools.\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Matt Mullenweg\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:54011:\"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"422\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/07/5x8-Album-1.jpg?resize=632%2C422&ssl=1\" alt=\"\" class=\"wp-image-11042\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<p>Introducing 5.8 “Tatum”, our latest and greatest release now available for <a href=\"https://wordpress.org/download/\">download</a> or update in your dashboard. Named in honor of Art Tatum, the legendary Jazz pianist. His formidable technique and willingness to push boundaries inspired musicians and changed what people thought could be done. </p>\n\n\n\n<p>So fire up your music service of choice and enjoy Tatum’s famous recordings of ‘Tea for Two’, ‘Tiger Rag’, ‘Begin the Beguine’, and ‘Night and Day’ as you read about what the latest WordPress version brings to you.</p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2 class=\"has-text-align-center\">Three Essential Powerhouses</h2>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<figure class=\"wp-block-gallery columns-2 is-cropped\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"632\" height=\"474\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-widgets-blocks.png?resize=632%2C474&ssl=1\" alt=\"\" data-id=\"10985\" data-full-url=\"https://wordpress.org/news/files/2021/07/about-widgets-blocks.png\" data-link=\"https://wordpress.org/news/?attachment_id=10985\" class=\"wp-image-10985\" srcset=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-widgets-blocks.png?resize=1024%2C768&ssl=1 1024w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-widgets-blocks.png?resize=300%2C225&ssl=1 300w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-widgets-blocks.png?resize=768%2C576&ssl=1 768w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-widgets-blocks.png?w=1280&ssl=1 1280w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure></li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"632\" height=\"501\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-query-loop.png?resize=632%2C501&ssl=1\" alt=\"\" data-id=\"10986\" data-full-url=\"https://wordpress.org/news/files/2021/07/about-query-loop.png\" data-link=\"https://wordpress.org/news/?attachment_id=10986\" class=\"wp-image-10986\" srcset=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-query-loop.png?resize=1024%2C811&ssl=1 1024w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-query-loop.png?resize=300%2C238&ssl=1 300w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-query-loop.png?resize=768%2C608&ssl=1 768w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-query-loop.png?w=1280&ssl=1 1280w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure></li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"632\" height=\"411\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-template.png?resize=632%2C411&ssl=1\" alt=\"\" data-id=\"10987\" data-full-url=\"https://wordpress.org/news/files/2021/07/about-template.png\" data-link=\"https://wordpress.org/news/?attachment_id=10987\" class=\"wp-image-10987\" srcset=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-template.png?resize=1024%2C666&ssl=1 1024w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-template.png?resize=300%2C195&ssl=1 300w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-template.png?resize=768%2C499&ssl=1 768w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-template.png?w=1280&ssl=1 1280w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure></li></ul></figure>\n\n\n\n<h3>Manage Widgets with Blocks</h3>\n\n\n\n<p>After months of hard work, the power of blocks has come to both the Block Widgets Editor and the Customizer. Now you can add blocks both in widget areas across your site and with live preview through the Customizer. This opens up new possibilities to create content: from no-code mini layouts to the vast library of core and third-party blocks. For our developers, you can find more details in the <a href=\"https://make.wordpress.org/core/2021/06/29/block-based-widgets-editor-in-wordpress-5-8/\">Widgets dev note</a>.</p>\n\n\n\n<h3>Display Posts with New Blocks and Patterns</h3>\n\n\n\n<p>The Query Loop Block makes it possible to display posts based on specified parameters; like a PHP loop without the code. Easily display posts from a specific category, to do things like create a portfolio or a page full of your favorite recipes. Think of it as a more complex and powerful Latest Posts Block! Plus, pattern suggestions make it easier than ever to create a list of posts with the design you want.</p>\n\n\n\n<h3>Edit the Templates Around Posts</h3>\n\n\n\n<p>You can use the familiar block editor to edit templates that hold your content—simply activate a block theme or a theme that has opted in for this feature. Switch from editing your posts to editing your pages and back again, all while using a familiar block editor. There are more than 20 new blocks available within compatible themes. Read more about this feature and how to experiment with it in the release notes.</p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<h2 class=\"has-text-align-center\">Three Workflow Helpers</h2>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<figure class=\"wp-block-gallery columns-2 is-cropped\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"632\" height=\"496\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-list-view.png?resize=632%2C496&ssl=1\" alt=\"\" data-id=\"10988\" data-full-url=\"https://wordpress.org/news/files/2021/07/about-list-view.png\" data-link=\"https://wordpress.org/news/?attachment_id=10988\" class=\"wp-image-10988\" srcset=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-list-view.png?resize=1024%2C803&ssl=1 1024w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-list-view.png?resize=300%2C235&ssl=1 300w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-list-view.png?resize=768%2C602&ssl=1 768w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-list-view.png?w=1280&ssl=1 1280w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure></li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"632\" height=\"343\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-pattern-suggestions.png?resize=632%2C343&ssl=1\" alt=\"\" data-id=\"10989\" data-full-url=\"https://wordpress.org/news/files/2021/07/about-pattern-suggestions.png\" data-link=\"https://wordpress.org/news/?attachment_id=10989\" class=\"wp-image-10989\" srcset=\"https://i2.wp.com/wordpress.org/news/files/2021/07/about-pattern-suggestions.png?resize=1024%2C555&ssl=1 1024w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-pattern-suggestions.png?resize=300%2C163&ssl=1 300w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-pattern-suggestions.png?resize=768%2C416&ssl=1 768w, https://i2.wp.com/wordpress.org/news/files/2021/07/about-pattern-suggestions.png?w=1280&ssl=1 1280w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure></li><li class=\"blocks-gallery-item\"><figure><img loading=\"lazy\" width=\"632\" height=\"517\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/07/about-duotone.png?resize=632%2C517&ssl=1\" alt=\"\" data-id=\"10990\" data-full-url=\"https://wordpress.org/news/files/2021/07/about-duotone.png\" data-link=\"https://wordpress.org/news/?attachment_id=10990\" class=\"wp-image-10990\" srcset=\"https://i0.wp.com/wordpress.org/news/files/2021/07/about-duotone.png?resize=1024%2C837&ssl=1 1024w, https://i0.wp.com/wordpress.org/news/files/2021/07/about-duotone.png?resize=300%2C245&ssl=1 300w, https://i0.wp.com/wordpress.org/news/files/2021/07/about-duotone.png?resize=768%2C628&ssl=1 768w, https://i0.wp.com/wordpress.org/news/files/2021/07/about-duotone.png?w=1280&ssl=1 1280w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure></li></ul></figure>\n\n\n\n<h3>Overview of the Page Structure</h3>\n\n\n\n<p>Sometimes you need a simple landing page, but sometimes you need something a little more robust. As blocks increase, patterns emerge, and content creation gets easier, new solutions are needed to make complex content easy to navigate. List View is the best way to jump between layers of content and nested blocks. Since the List View gives you an overview of all the blocks in your content, you can now navigate quickly to the precise block you need. Ready to focus completely on your content? Toggle it on or off to suit your workflow.</p>\n\n\n\n<h3>Suggested Patterns for Blocks</h3>\n\n\n\n<p>Starting in this release the Pattern Transformations tool will suggest block patterns based on the block you are using. Right now, you can give it a try in the Query Block and Social Icon Block. As more patterns are added, you will be able to get inspiration for how to style your site without ever leaving the editor!</p>\n\n\n\n<h3>Style and Colorize Images</h3>\n\n\n\n<p>Colorize your image and cover blocks with duotone filters! Duotone can add a pop of color to your designs and style your images (or videos in the cover block) to integrate well with your themes. You can think of the duotone effect as a black and white filter, but instead of the shadows being black and the highlights being white, you pick your own colors for the shadows and highlights. There’s more to learn about how it works in the documentation.</p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<h2 class=\"has-text-align-center\">For Developers to Explore</h2>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"378\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=632%2C378&ssl=1\" alt=\"\" class=\"wp-image-10992\" srcset=\"https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=1024%2C613&ssl=1 1024w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=300%2C179&ssl=1 300w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=768%2C459&ssl=1 768w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=1536%2C919&ssl=1 1536w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?resize=2048%2C1225&ssl=1 2048w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?w=1264&ssl=1 1264w, https://i1.wp.com/wordpress.org/news/files/2021/07/about-theme-json-2x.png?w=1896&ssl=1 1896w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<h3>Theme.json</h3>\n\n\n\n<p>Introducing the Global Styles and Global Settings APIs: control the editor settings, available customization tools, and style blocks using a theme.json file in the active theme. This configuration file enables or disables features and sets default styles for both a website and blocks. If you build themes, you can experiment with this early iteration of a useful new feature. For more about what is currently available and how it works, <a href=\"https://make.wordpress.org/core/2021/06/25/introducing-theme-json-in-wordpress-5-8/\">check out this dev note</a>.</p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<h3>Dropping support for IE11</h3>\n\n\n\n<p>Support for Internet Explorer 11 has been dropped as of this release. This means you may have issues managing your site that will not be fixed in the future. If you are currently using IE11, it is strongly recommended that you <a href=\"https://browsehappy.com/\">switch to a more modern browser</a>.</p>\n</div>\n\n\n\n<div class=\"wp-block-column\">\n<h3>Adding support for WebP</h3>\n\n\n\n<p>WebP is a modern image format that provides improved lossless and lossy compression for images on the web. WebP images are around 30% smaller on average than their JPEG or PNG equivalents, resulting in sites that are faster and use less bandwidth.</p>\n</div>\n</div>\n\n\n\n<h3>Adding Additional Block Supports</h3>\n\n\n\n<p>Expanding on previously implemented block supports in WordPress <a href=\"https://make.wordpress.org/core/2020/11/18/block-supports-in-wordpress-5-6/\">5.6</a> and <a href=\"https://make.wordpress.org/core/2021/02/24/changes-to-block-editor-components-and-blocks/\">5.7</a>, WordPress 5.8 introduces several new block support flags and new options to customize your registered blocks. More information is available in the <a href=\"https://make.wordpress.org/core/2021/06/25/block-supports-api-updates-for-wordpress-5-8/\">block supports dev note</a>.</p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"></div>\n\n\n\n<h3>Check the Field Guide for more!</h3>\n\n\n\n<p>Check out the latest version of the WordPress Field Guide. It highlights developer notes for each change you may want to be aware of: <a href=\"https://make.wordpress.org/core/2021/07/03/wordpress-5-8-field-guide/\">WordPress 5.8 Field Guide.</a></p>\n\n\n\n<hr class=\"wp-block-separator is-style-wide\" />\n\n\n\n<h2>The Squad</h2>\n\n\n\n<p>The WordPress 5.8 release was led by <a href=\"https://profiles.wordpress.org/matt/\">Matt Mullenweg</a>, and supported by this highly enthusiastic release squad:</p>\n\n\n\n<ul><li><strong>Release Co-Coordinator:</strong> Jeffrey Paul (<a href=\'https://profiles.wordpress.org/jeffpaul/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>jeffpaul</a>)</li><li><strong>Release Co-Coordinator:</strong> Jonathan Desrosiers (<a href=\'https://profiles.wordpress.org/desrosj/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>desrosj</a>)</li><li><strong>Editor Tech Lead:</strong> Riad Benguella (<a href=\'https://profiles.wordpress.org/youknowriad/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>youknowriad</a>)</li><li><strong>Marketing and Communications Lead:</strong> Josepha Haden Chomphosy (<a href=\'https://profiles.wordpress.org/chanthaboune/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>chanthaboune</a>)</li><li><strong>Documentation Lead:</strong> Milana Cap (<a href=\'https://profiles.wordpress.org/milana_cap/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>milana_cap</a>)</li><li><strong>Test Lead:</strong> Piotrek Boniu (<a href=\'https://profiles.wordpress.org/boniu91/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>boniu91</a>)</li><li><strong>Support Lead: </strong>Mary Job (<a href=\'https://profiles.wordpress.org/mariaojob/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>mariaojob</a>)</li></ul>\n\n\n\n<p>This release is the reflection of the hard work of 530 generous volunteer contributors. Collaboration occurred on over <a href=\"https://core.trac.wordpress.org/query?milestone=5.8&group=component&col=id&col=summary&col=milestone&col=owner&col=type&col=status&col=priority&order=priority\">320 tickets on Trac</a> and over <a href=\"https://github.com/wordpress/gutenberg/compare/v10.0.0...v10.7.0\">1,500 pull requests on GitHub</a>.</p>\n\n\n\n<a href=\"https://profiles.wordpress.org/5ubliminal/\">5ubliminal</a>, <a href=\"https://profiles.wordpress.org/ninetyninew/\">99w</a>, <a href=\"https://profiles.wordpress.org/9primus/\">9primus</a>, <a href=\"https://profiles.wordpress.org/jorbin/\">Aaron Jorbin</a>, <a href=\"https://profiles.wordpress.org/aaronrobertshaw/\">aaronrobertshaw</a>, <a href=\"https://profiles.wordpress.org/abderrahman/\">abderrahman</a>, <a href=\"https://profiles.wordpress.org/webcommsat/\">Abha Thakor</a>, <a href=\"https://profiles.wordpress.org/abhijitrakas/\">Abhijit Rakas</a>, <a href=\"https://profiles.wordpress.org/achbed/\">achbed</a>, <a href=\"https://profiles.wordpress.org/adamsilverstein/\">Adam Silverstein</a>, <a href=\"https://profiles.wordpress.org/zieladam/\">Adam Zielinski</a>, <a href=\"https://profiles.wordpress.org/addiestavlo/\">Addie</a>, <a href=\"https://profiles.wordpress.org/aduth/\">aduth</a>, <a href=\"https://profiles.wordpress.org/chaion07/\">Ahmed Chaion</a>, <a href=\"https://profiles.wordpress.org/engahmeds3ed/\">Ahmed Saeed</a>, <a href=\"https://profiles.wordpress.org/ajitbohra/\">Ajit Bohra</a>, <a href=\"https://profiles.wordpress.org/schlessera/\">Alain Schlesser</a>, <a href=\"https://profiles.wordpress.org/alanjacobmathew/\">Alan Jacob Mathew</a>, <a href=\"https://profiles.wordpress.org/aljullu/\">Albert Juhé Lluveras</a>, <a href=\"https://profiles.wordpress.org/aleperez92/\">Alejandro Perez</a>, <a href=\"https://profiles.wordpress.org/xknown/\">Alex Concha</a>, <a href=\"https://profiles.wordpress.org/akirk/\">Alex Kirk</a>, <a href=\"https://profiles.wordpress.org/ajlende/\">Alex Lende</a>, <a href=\"https://profiles.wordpress.org/alexstine/\">alexstine</a>, <a href=\"https://profiles.wordpress.org/firewatch/\">allilevine</a>, <a href=\"https://profiles.wordpress.org/amandariu/\">Amanda Riu</a>, <a href=\"https://profiles.wordpress.org/amarinediary/\">amarinediary</a>, <a href=\"https://profiles.wordpress.org/gadgetroid/\">Amogh Harish</a>, <a href=\"https://profiles.wordpress.org/afercia/\">Andrea Fercia</a>, <a href=\"https://profiles.wordpress.org/andraganescu/\">Andrei Draganescu</a>, <a href=\"https://profiles.wordpress.org/azaozz/\">Andrew Ozz</a>, <a href=\"https://profiles.wordpress.org/andrewserong/\">Andrew Serong</a>, <a href=\"https://profiles.wordpress.org/rarst/\">Andrey \"Rarst\" Savchenko</a>, <a href=\"https://profiles.wordpress.org/nosolosw/\">André Maneiro</a>, <a href=\"https://profiles.wordpress.org/afragen/\">Andy Fragen</a>, <a href=\"https://profiles.wordpress.org/apeatling/\">Andy Peatling</a>, <a href=\"https://profiles.wordpress.org/andy/\">Andy Skelton</a>, <a href=\"https://profiles.wordpress.org/wpgurudev/\">Ankit Gade</a>, <a href=\"https://profiles.wordpress.org/annalamprou/\">annalamprou</a>, <a href=\"https://profiles.wordpress.org/annezazu/\">Anne McCarthy</a>, <a href=\"https://profiles.wordpress.org/anotherdave/\">anotherdave</a>, <a href=\"https://profiles.wordpress.org/anotia/\">anotia</a>, <a href=\"https://profiles.wordpress.org/antpb/\">Anthony Burchell</a>, <a href=\"https://profiles.wordpress.org/antonlukin/\">Anton Lukin</a>, <a href=\"https://profiles.wordpress.org/vanyukov/\">Anton Vanyukov</a>, <a href=\"https://profiles.wordpress.org/antonisme/\">Antonis Lilis</a>, <a href=\"https://profiles.wordpress.org/apedog/\">apedog</a>, <a href=\"https://profiles.wordpress.org/apokalyptik/\">apokalyptik</a>, <a href=\"https://profiles.wordpress.org/arena/\">arena</a>, <a href=\"https://profiles.wordpress.org/lephleg/\">Argyris Margaritis</a>, <a href=\"https://profiles.wordpress.org/aristath/\">Ari Stathopoulos</a>, <a href=\"https://profiles.wordpress.org/ariskataoka/\">ariskataoka</a>, <a href=\"https://profiles.wordpress.org/arkrs/\">arkrs</a>, <a href=\"https://profiles.wordpress.org/aruphi/\">Armand</a>, <a href=\"https://profiles.wordpress.org/arnaudban/\">ArnaudBan</a>, <a href=\"https://profiles.wordpress.org/arthur791004/\">Arthur Chu</a>, <a href=\"https://profiles.wordpress.org/arunsathiya/\">Arun a11n</a>, <a href=\"https://profiles.wordpress.org/aspexi/\">Aspexi</a>, <a href=\"https://profiles.wordpress.org/atjn/\">atjn</a>, <a href=\"https://profiles.wordpress.org/aurooba/\">Aurooba Ahmed</a>, <a href=\"https://profiles.wordpress.org/filosofo/\">Austin Matzko</a>, <a href=\"https://profiles.wordpress.org/ayeshrajans/\">Ayesh Karunaratne</a>, <a href=\"https://profiles.wordpress.org/barry/\">Barry</a>, <a href=\"https://profiles.wordpress.org/bartkalisz/\">bartkalisz</a>, <a href=\"https://profiles.wordpress.org/beafialho/\">Beatriz Fialho</a>, <a href=\"https://profiles.wordpress.org/pixolin/\">Bego Mario Garde</a>, <a href=\"https://profiles.wordpress.org/utz119/\">Benachi</a>, <a href=\"https://profiles.wordpress.org/benoitchantre/\">Benoit Chantre</a>, <a href=\"https://profiles.wordpress.org/bernhard-reiter/\">Bernhard Reiter</a>, <a href=\"https://profiles.wordpress.org/bernhard reiter/\">Bernhard Reiter</a>, <a href=\"https://profiles.wordpress.org/birgire/\">Birgir Erlendsson (birgire)</a>, <a href=\"https://profiles.wordpress.org/bph/\">Birgit Pauli-Haack</a>, <a href=\"https://profiles.wordpress.org/blobfolio/\">Blobfolio</a>, <a href=\"https://profiles.wordpress.org/bmcculley/\">bmcculley</a>, <a href=\"https://profiles.wordpress.org/boblinthorst/\">Bob Linthorst</a>, <a href=\"https://profiles.wordpress.org/bobbingwide/\">bobbingwide</a>, <a href=\"https://profiles.wordpress.org/bogdanpreda/\">Bogdan Preda</a>, <a href=\"https://profiles.wordpress.org/gitlost/\">bonger</a>, <a href=\"https://profiles.wordpress.org/boonebgorges/\">Boone Gorges</a>, <a href=\"https://profiles.wordpress.org/bradt/\">Brad Touesnard</a>, <a href=\"https://profiles.wordpress.org/kraftbj/\">Brandon Kraft</a>, <a href=\"https://profiles.wordpress.org/brechtvds/\">Brecht</a>, <a href=\"https://profiles.wordpress.org/brentswisher/\">Brent Swisher</a>, <a href=\"https://profiles.wordpress.org/brettshumaker/\">Brett Shumaker</a>, <a href=\"https://profiles.wordpress.org/ribaricplusplus/\">Bruno Ribaric</a>, <a href=\"https://profiles.wordpress.org/burhandodhy/\">Burhan Nasir</a>, <a href=\"https://profiles.wordpress.org/cameronjonesweb/\">Cameron Jones</a>, <a href=\"https://profiles.wordpress.org/cvoell/\">Cameron Voell</a>, <a href=\"https://profiles.wordpress.org/carike/\">Carike</a>, <a href=\"https://profiles.wordpress.org/carlalexander/\">Carl Alexander</a>, <a href=\"https://profiles.wordpress.org/carlomanf/\">carlomanf</a>, <a href=\"https://profiles.wordpress.org/carlosgprim/\">carlosgprim</a>, <a href=\"https://profiles.wordpress.org/poena/\">Carolina Nymark</a>, <a href=\"https://profiles.wordpress.org/caseymilne/\">Casey Milne</a>, <a href=\"https://profiles.wordpress.org/cenay/\">Cenay Nailor</a>, <a href=\"https://profiles.wordpress.org/ceyhun0/\">Ceyhun Ozugur</a>, <a href=\"https://profiles.wordpress.org/nhuja/\">Chandra M</a>, <a href=\"https://profiles.wordpress.org/chetan200891/\">Chetan Prajapati</a>, <a href=\"https://profiles.wordpress.org/chintan1896/\">Chintan hingrajiya</a>, <a href=\"https://profiles.wordpress.org/chipsnyder/\">Chip Snyder</a>, <a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a>, <a href=\"https://profiles.wordpress.org/chouby/\">Chouby</a>, <a href=\"https://profiles.wordpress.org/chrisvanpatten/\">Chris Van Patten</a>, <a href=\"https://profiles.wordpress.org/chriscct7/\">chriscct7</a>, <a href=\"https://profiles.wordpress.org/vimes1984/\">Christopher Churchill</a>, <a href=\"https://profiles.wordpress.org/ryno267/\">Chuck Reynolds</a>, <a href=\"https://profiles.wordpress.org/claytoncollie/\">Clayton Collie</a>, <a href=\"https://profiles.wordpress.org/codeamp/\">Code Amp</a>, <a href=\"https://profiles.wordpress.org/design_dolphin/\">CodePoet</a>, <a href=\"https://profiles.wordpress.org/costdev/\">Colin Stewart</a>, <a href=\"https://profiles.wordpress.org/collizo4sky/\">Collins Agbonghama</a>, <a href=\"https://profiles.wordpress.org/copons/\">Copons</a>, <a href=\"https://profiles.wordpress.org/coreymckrill/\">Corey McKrill</a>, <a href=\"https://profiles.wordpress.org/cr0ybot/\">Cory Hughart</a>, <a href=\"https://profiles.wordpress.org/courane01/\">Courtney Engle Robertson</a>, <a href=\"https://profiles.wordpress.org/crazycoders/\">crazycoders</a>, <a href=\"https://profiles.wordpress.org/critterverse/\">critterverse</a>, <a href=\"https://profiles.wordpress.org/czapla/\">czapla</a>, <a href=\"https://profiles.wordpress.org/davidszabo/\">Dávid Szabó</a>, <a href=\"https://profiles.wordpress.org/daisyo/\">Daisy Olsen</a>, <a href=\"https://profiles.wordpress.org/damonganto/\">damonganto</a>, <a href=\"https://profiles.wordpress.org/danfarrow/\">Dan Farrow</a>, <a href=\"https://profiles.wordpress.org/diddledan/\">Daniel Llewellyn</a>, <a href=\"https://profiles.wordpress.org/talldanwp/\">Daniel Richards</a>, <a href=\"https://profiles.wordpress.org/danieldudzic/\">danieldudzic</a>, <a href=\"https://profiles.wordpress.org/mte90/\">Daniele Scasciafratte</a>, <a href=\"https://profiles.wordpress.org/vetyst/\">Danny</a>, <a href=\"https://profiles.wordpress.org/davilera/\">David Aguilera</a>, <a href=\"https://profiles.wordpress.org/davidanderson/\">David Anderson</a>, <a href=\"https://profiles.wordpress.org/dartiss/\">David Artiss</a>, <a href=\"https://profiles.wordpress.org/davidbaumwald/\">David Baumwald</a>, <a href=\"https://profiles.wordpress.org/davidbinda/\">David Biňovec</a>, <a href=\"https://profiles.wordpress.org/dpcalhoun/\">David Calhoun</a>, <a href=\"https://profiles.wordpress.org/dlh/\">David Herrera</a>, <a href=\"https://profiles.wordpress.org/davidkryzaniak/\">David Kryzaniak</a>, <a href=\"https://profiles.wordpress.org/get_dave/\">David Smith</a>, <a href=\"https://profiles.wordpress.org/dekervit/\">dekervit</a>, <a href=\"https://profiles.wordpress.org/devle/\">devfle</a>, <a href=\"https://profiles.wordpress.org/devrekli/\">devrekli</a>, <a href=\"https://profiles.wordpress.org/dhruvkb/\">dhruvkb</a>, <a href=\"https://profiles.wordpress.org/dianeco/\">Diane Co</a>, <a href=\"https://profiles.wordpress.org/dingdang/\">dingdang</a>, <a href=\"https://profiles.wordpress.org/dd32/\">Dion Hulse</a>, <a href=\"https://profiles.wordpress.org/djbu/\">djbu</a>, <a href=\"https://profiles.wordpress.org/ocean90/\">Dominik Schilling</a>, <a href=\"https://profiles.wordpress.org/donmhico/\">donmhico</a>, <a href=\"https://profiles.wordpress.org/donnapep/\">Donna Peplinskie</a>, <a href=\"https://profiles.wordpress.org/dougwollison/\">Doug Wollison</a>, <a href=\"https://profiles.wordpress.org/dpik/\">dpik</a>, <a href=\"https://profiles.wordpress.org/dragongate/\">dragongate</a>, <a href=\"https://profiles.wordpress.org/drebbitsweb/\">Dreb Bits</a>, <a href=\"https://profiles.wordpress.org/drewapicture/\">Drew Jaynes</a>, <a href=\"https://profiles.wordpress.org/eatsleepcode/\">eatsleepcode</a>, <a href=\"https://profiles.wordpress.org/metalandcoffee/\">Ebonie Butler</a>, <a href=\"https://profiles.wordpress.org/ediamin/\">Edi Amin</a>, <a href=\"https://profiles.wordpress.org/itsjusteileen/\">Eileen Violini</a>, <a href=\"https://profiles.wordpress.org/ellatrix/\">Ella van Durpe</a>, <a href=\"https://profiles.wordpress.org/aliveic/\">Emil E</a>, <a href=\"https://profiles.wordpress.org/emarticor/\">Emilio Martinez</a>, <a href=\"https://profiles.wordpress.org/manooweb/\">Emmanuel Hesry</a>, <a href=\"https://profiles.wordpress.org/empatogen/\">empatogen</a>, <a href=\"https://profiles.wordpress.org/enej/\">Enej Bajgorić</a>, <a href=\"https://profiles.wordpress.org/nrqsnchz/\">Enrique Sánchez</a>, <a href=\"https://profiles.wordpress.org/epiqueras/\">epiqueras</a>, <a href=\"https://profiles.wordpress.org/kebbet/\">Erik</a>, <a href=\"https://profiles.wordpress.org/etoledom/\">etoledom</a>, <a href=\"https://profiles.wordpress.org/fabiankaegy/\">Fabian Kägy</a>, <a href=\"https://profiles.wordpress.org/fabianpimminger/\">Fabian Pimminger</a>, <a href=\"https://profiles.wordpress.org/gaambo/\">Fabian Todt</a>, <a href=\"https://profiles.wordpress.org/felipeelia/\">Felipe Elia</a>, <a href=\"https://profiles.wordpress.org/flixos90/\">Felix Arntz</a>, <a href=\"https://profiles.wordpress.org/felixbaumgaertner/\">felixbaumgaertner</a>, <a href=\"https://profiles.wordpress.org/femkreations/\">Femy Praseeth</a>, <a href=\"https://profiles.wordpress.org/fijisunshine/\">fijisunshine</a>, <a href=\"https://profiles.wordpress.org/florianbrinkmann/\">Florian Brinkmann</a>, <a href=\"https://profiles.wordpress.org/mista-flo/\">Florian TIAR</a>, <a href=\"https://profiles.wordpress.org/francina/\">Francesca Marano</a>, <a href=\"https://profiles.wordpress.org/bueltge/\">Frank Bueltge</a>, <a href=\"https://profiles.wordpress.org/frosso1/\">frosso1 (a11n)</a>, <a href=\"https://profiles.wordpress.org/fullofcaffeine/\">fullofcaffeine</a>, <a href=\"https://profiles.wordpress.org/gab81/\">gab81</a>, <a href=\"https://profiles.wordpress.org/galbaras/\">Gal Baras</a>, <a href=\"https://profiles.wordpress.org/kafleg/\">Ganga Kafle</a>, <a href=\"https://profiles.wordpress.org/garrett-eclipse/\">Garrett Hyder</a>, <a href=\"https://profiles.wordpress.org/garyj/\">Gary Jones</a>, <a href=\"https://profiles.wordpress.org/pento/\">Gary Pendergast</a>, <a href=\"https://profiles.wordpress.org/geekpress/\">GeekPress</a>, <a href=\"https://profiles.wordpress.org/soulseekah/\">Gennady Kovshenin</a>, <a href=\"https://profiles.wordpress.org/geoffrey1963/\">Geoffrey</a>, <a href=\"https://profiles.wordpress.org/revgeorge/\">George Hotelling</a>, <a href=\"https://profiles.wordpress.org/mamaduka/\">George Mamadashvili</a>, <a href=\"https://profiles.wordpress.org/georgestephanis/\">George Stephanis</a>, <a href=\"https://profiles.wordpress.org/geriux/\">geriux</a>, <a href=\"https://profiles.wordpress.org/glendaviesnz/\">glendaviesnz</a>, <a href=\"https://profiles.wordpress.org/grantmkin/\">Grant M. Kinney</a>, <a href=\"https://profiles.wordpress.org/gziolo/\">Greg Ziółkowski</a>, <a href=\"https://profiles.wordpress.org/gregorlove/\">gRegor Morrill</a>, <a href=\"https://profiles.wordpress.org/priethor/\">Héctor Prieto</a>, <a href=\"https://profiles.wordpress.org/hannahmalcolm/\">Hannah Malcolm</a>, <a href=\"https://profiles.wordpress.org/happiryu/\">happiryu</a>, <a href=\"https://profiles.wordpress.org/hareesh-pillai/\">Hareesh</a>, <a href=\"https://profiles.wordpress.org/hazdiego/\">Haz</a>, <a href=\"https://profiles.wordpress.org/hedgefield/\">hedgefield</a>, <a href=\"https://profiles.wordpress.org/helen/\">Helen Hou-Sandí</a>, <a href=\"https://profiles.wordpress.org/hermpheus/\">Herm Martini</a>, <a href=\"https://profiles.wordpress.org/herregroen/\">Herre Groen</a>, <a href=\"https://profiles.wordpress.org/herrvigg/\">herrvigg</a>, <a href=\"https://profiles.wordpress.org/htmgarcia/\">htmgarcia</a>, <a href=\"https://profiles.wordpress.org/iandunn/\">Ian Dunn</a>, <a href=\"https://profiles.wordpress.org/ianmjones/\">ianmjones</a>, <a href=\"https://profiles.wordpress.org/icopydoc/\">icopydoc</a>, <a href=\"https://profiles.wordpress.org/ipstenu/\">Ipstenu (Mika Epstein)</a>, <a href=\"https://profiles.wordpress.org/isabel_brison/\">Isabel Brison</a>, <a href=\"https://profiles.wordpress.org/dragunoff/\">Ivaylo Draganov</a>, <a href=\"https://profiles.wordpress.org/wphound/\">Ivete Tecedor</a>, <a href=\"https://profiles.wordpress.org/jdgrimes/\">J.D. Grimes</a>, <a href=\"https://profiles.wordpress.org/jacklenox/\">Jack Lenox</a>, <a href=\"https://profiles.wordpress.org/whyisjake/\">Jake Spurlock</a>, <a href=\"https://profiles.wordpress.org/jamesbonham/\">James Bonham</a>, <a href=\"https://profiles.wordpress.org/jameskoster/\">James Koster</a>, <a href=\"https://profiles.wordpress.org/jnylen0/\">James Nylen</a>, <a href=\"https://profiles.wordpress.org/pondermatic/\">James Richards</a>, <a href=\"https://profiles.wordpress.org/jamesros161/\">James Rosado</a>, <a href=\"https://profiles.wordpress.org/jamil95/\">jamil95</a>, <a href=\"https://profiles.wordpress.org/janak007/\">janak Kaneriya</a>, <a href=\"https://profiles.wordpress.org/janwoostendorp/\">janw.oostendorp</a>, <a href=\"https://profiles.wordpress.org/jsnjohnston/\">Jason Johnston</a>, <a href=\"https://profiles.wordpress.org/javiarce/\">Javier Arce</a>, <a href=\"https://profiles.wordpress.org/jaymanpandya/\">Jayman Pandya</a>, <a href=\"https://profiles.wordpress.org/audrasjb/\">Jean-Baptiste Audras</a>, <a href=\"https://profiles.wordpress.org/jffng/\">Jeff Ong</a>, <a href=\"https://profiles.wordpress.org/jeffpaul/\">Jeff Paul</a>, <a href=\"https://profiles.wordpress.org/jeffikus/\">Jeffrey Pearce</a>, <a href=\"https://profiles.wordpress.org/jdy68/\">Jenny Dupuy</a>, <a href=\"https://profiles.wordpress.org/jeremyfelt/\">Jeremy Felt</a>, <a href=\"https://profiles.wordpress.org/jeherve/\">Jeremy Herve</a>, <a href=\"https://profiles.wordpress.org/jeremyyip/\">Jeremy Yip</a>, <a href=\"https://profiles.wordpress.org/jeremy80/\">jeremy80</a>, <a href=\"https://profiles.wordpress.org/jeroenreumkens/\">JeroenReumkens</a>, <a href=\"https://profiles.wordpress.org/jeryj/\">jeryj</a>, <a href=\"https://profiles.wordpress.org/jillebehm/\">jillebehm</a>, <a href=\"https://profiles.wordpress.org/jipmoors/\">Jip Moors</a>, <a href=\"https://profiles.wordpress.org/sephsekla/\">Joe Bailey-Roberts</a>, <a href=\"https://profiles.wordpress.org/joedolson/\">Joe Dolson</a>, <a href=\"https://profiles.wordpress.org/joemcgill/\">Joe McGill</a>, <a href=\"https://profiles.wordpress.org/joen/\">Joen Asmussen</a>, <a href=\"https://profiles.wordpress.org/jonkastonka/\">Johan Jonk Stenström</a>, <a href=\"https://profiles.wordpress.org/goaroundagain/\">Johannes Kinast</a>, <a href=\"https://profiles.wordpress.org/johnbillion/\">John Blackbourn</a>, <a href=\"https://profiles.wordpress.org/johnny5/\">John Godley</a>, <a href=\"https://profiles.wordpress.org/johnjamesjacoby/\">John James Jacoby</a>, <a href=\"https://profiles.wordpress.org/bhwebworks/\">John Sundberg</a>, <a href=\"https://profiles.wordpress.org/jb510/\">Jon Brown</a>, <a href=\"https://profiles.wordpress.org/jonsurrell/\">Jon Surrell</a>, <a href=\"https://profiles.wordpress.org/desrosj/\">Jonathan Desrosiers</a>, <a href=\"https://profiles.wordpress.org/spacedmonkey/\">Jonny Harris</a>, <a href=\"https://profiles.wordpress.org/jonoaldersonwp/\">Jono Alderson</a>, <a href=\"https://profiles.wordpress.org/joostdevalk/\">Joost de Valk</a>, <a href=\"https://profiles.wordpress.org/koke/\">Jorge Bernal</a>, <a href=\"https://profiles.wordpress.org/jorgefilipecosta/\">Jorge Costa</a>, <a href=\"https://profiles.wordpress.org/joseeyoast/\">Josee Wouters</a>, <a href=\"https://profiles.wordpress.org/chanthaboune/\">Josepha Haden</a>, <a href=\"https://profiles.wordpress.org/dkampdesign/\">JoshuaDoshua</a>, <a href=\"https://profiles.wordpress.org/joyously/\">Joy</a>, <a href=\"https://profiles.wordpress.org/jsnajdr/\">jsnajdr</a>, <a href=\"https://profiles.wordpress.org/juanfra/\">Juan Aldasoro</a>, <a href=\"https://profiles.wordpress.org/jrf/\">Juliette Reinders Folmer</a>, <a href=\"https://profiles.wordpress.org/juliobox/\">Julio Potier</a>, <a href=\"https://profiles.wordpress.org/justinahinon/\">Justin Ahinon</a>, <a href=\"https://profiles.wordpress.org/k3nsai/\">k3nsai</a>, <a href=\"https://profiles.wordpress.org/kaavyaiyer/\">kaavyaiyer</a>, <a href=\"https://profiles.wordpress.org/kevin940726/\">Kai Hao</a>, <a href=\"https://profiles.wordpress.org/akabarikalpesh/\">Kalpesh Akabari</a>, <a href=\"https://profiles.wordpress.org/kapilpaul/\">Kapil Paul</a>, <a href=\"https://profiles.wordpress.org/vyskoczilova/\">Karolina Vyskocilova</a>, <a href=\"https://profiles.wordpress.org/ryelle/\">Kelly Choyce-Dwan</a>, <a href=\"https://profiles.wordpress.org/kellychoffman/\">Kelly Hoffman</a>, <a href=\"https://profiles.wordpress.org/gwwar/\">Kerry Liu</a>, <a href=\"https://profiles.wordpress.org/kishanjasani/\">Kishan Jasani</a>, <a href=\"https://profiles.wordpress.org/ixkaito/\">Kite</a>, <a href=\"https://profiles.wordpress.org/kittmedia/\">KittMedia</a>, <a href=\"https://profiles.wordpress.org/kjellr/\">Kjell Reigstad</a>, <a href=\"https://profiles.wordpress.org/klevyke/\">klevyke</a>, <a href=\"https://profiles.wordpress.org/knutsp/\">Knut Sparhell</a>, <a href=\"https://profiles.wordpress.org/vdwijngaert/\">Koen Van den Wijngaert</a>, <a href=\"https://profiles.wordpress.org/obenland/\">Konstantin Obenland</a>, <a href=\"https://profiles.wordpress.org/xkon/\">Konstantinos Xenos</a>, <a href=\"https://profiles.wordpress.org/devnel/\">Kyle Nel</a>, <a href=\"https://profiles.wordpress.org/lakrisgubben/\">lakrisgubben</a>, <a href=\"https://profiles.wordpress.org/notlaura/\">Lara Schenck</a>, <a href=\"https://profiles.wordpress.org/lmurillom/\">Larissa Murillo</a>, <a href=\"https://profiles.wordpress.org/laxman-prajapati/\">Laxman Prajapati</a>, <a href=\"https://profiles.wordpress.org/lewiscowles/\">LewisCowles</a>, <a href=\"https://profiles.wordpress.org/lifeforceinst/\">lifeforceinst</a>, <a href=\"https://profiles.wordpress.org/linux4me2/\">linux4me2</a>, <a href=\"https://profiles.wordpress.org/lovor/\">Lovro Hrust</a>, <a href=\"https://profiles.wordpress.org/displaynone/\">Luis Sacristán</a>, <a href=\"https://profiles.wordpress.org/infolu/\">Luiz Araújo</a>, <a href=\"https://profiles.wordpress.org/lukecarbis/\">Luke Carbis</a>, <a href=\"https://profiles.wordpress.org/m0ze/\">m0ze</a>, <a href=\"https://profiles.wordpress.org/maedahbatool/\">Maedah Batool</a>, <a href=\"https://profiles.wordpress.org/onemaggie/\">Maggie Cabrera</a>, <a href=\"https://profiles.wordpress.org/travel_girl/\">Maja Benke</a>, <a href=\"https://profiles.wordpress.org/mciampini/\">Marco Ciampini</a>, <a href=\"https://profiles.wordpress.org/mkaz/\">Marcus Kazmierczak</a>, <a href=\"https://profiles.wordpress.org/marekhrabe/\">Marek Hrabe</a>, <a href=\"https://profiles.wordpress.org/tyxla/\">Marin Atanasov</a>, <a href=\"https://profiles.wordpress.org/clorith/\">Marius L. J.</a>, <a href=\"https://profiles.wordpress.org/markjaquith/\">Mark Jaquith</a>, <a href=\"https://profiles.wordpress.org/markparnell/\">Mark Parnell</a>, <a href=\"https://profiles.wordpress.org/markoheijnen/\">Marko Heijnen</a>, <a href=\"https://profiles.wordpress.org/m-e-h/\">Marty Helmick</a>, <a href=\"https://profiles.wordpress.org/marybaum/\">Mary Baum</a>, <a href=\"https://profiles.wordpress.org/mariaojob/\">Mary Job</a>, <a href=\"https://profiles.wordpress.org/marylauc/\">marylauc</a>, <a href=\"https://profiles.wordpress.org/imath/\">Mathieu Viet</a>, <a href=\"https://profiles.wordpress.org/matveb/\">Matias Ventura</a>, <a href=\"https://profiles.wordpress.org/mattchowning/\">Matt Chowning</a>, <a href=\"https://profiles.wordpress.org/matt/\">Matt Mullenweg</a>, <a href=\"https://profiles.wordpress.org/maxpertici/\">Maxime Pertici</a>, <a href=\"https://profiles.wordpress.org/mblach/\">mblach</a>, <a href=\"https://profiles.wordpress.org/immeet94/\">Meet Makadia</a>, <a href=\"https://profiles.wordpress.org/meher/\">Meher Bala</a>, <a href=\"https://profiles.wordpress.org/melchoyce/\">Mel Choyce-Dwan</a>, <a href=\"https://profiles.wordpress.org/meloniq/\">meloniq</a>, <a href=\"https://profiles.wordpress.org/mensmaximus/\">mensmaximus</a>, <a href=\"https://profiles.wordpress.org/mbabker/\">Michael Babker</a>, <a href=\"https://profiles.wordpress.org/tw2113/\">Michael Beckwith</a>, <a href=\"https://profiles.wordpress.org/mcsf/\">Miguel Fonseca</a>, <a href=\"https://profiles.wordpress.org/simison/\">Mikael Korpela</a>, <a href=\"https://profiles.wordpress.org/mikehansenme/\">Mike Hansen</a>, <a href=\"https://profiles.wordpress.org/mikejolley/\">Mike Jolley</a>, <a href=\"https://profiles.wordpress.org/mike_cowobo/\">Mike Martel</a>, <a href=\"https://profiles.wordpress.org/mikeschroder/\">Mike Schroder</a>, <a href=\"https://profiles.wordpress.org/mihdan/\">Mikhail Kobzarev</a>, <a href=\"https://profiles.wordpress.org/dimadin/\">Milan Dinić</a>, <a href=\"https://profiles.wordpress.org/milana_cap/\">Milana Cap</a>, <a href=\"https://profiles.wordpress.org/mkdgs/\">mkdgs</a>, <a href=\"https://profiles.wordpress.org/mmuyskens/\">mmuyskens</a>, <a href=\"https://profiles.wordpress.org/mmxxi/\">mmxxi</a>, <a href=\"https://profiles.wordpress.org/daddou/\">Mohamed El Amine DADDOU</a>, <a href=\"https://profiles.wordpress.org/mohamedfaragallah/\">Mohammed Faragallah</a>, <a href=\"https://profiles.wordpress.org/monikarao/\">Monika Rao</a>, <a href=\"https://profiles.wordpress.org/mor10/\">Morten Rand-Hendriksen</a>, <a href=\"https://profiles.wordpress.org/mrjoeldean/\">mrjoeldean</a>, <a href=\"https://profiles.wordpress.org/mukesh27/\">Mukesh Panchal</a>, <a href=\"https://profiles.wordpress.org/munyagu/\">munyagu</a>, <a href=\"https://profiles.wordpress.org/m_uysl/\">Mustafa Uysal</a>, <a href=\"https://profiles.wordpress.org/mweichert/\">mweichert</a>, <a href=\"https://profiles.wordpress.org/assassinateur/\">Nadir Seghir</a>, <a href=\"https://profiles.wordpress.org/nalininonstopnewsuk/\">Nalini Thakor</a>, <a href=\"https://profiles.wordpress.org/naoki0h/\">Naoki Ohashi</a>, <a href=\"https://profiles.wordpress.org/nao/\">Naoko Takano</a>, <a href=\"https://profiles.wordpress.org/nayanchamp7/\">Nazrul Islam Nayan</a>, <a href=\"https://profiles.wordpress.org/dway/\">nderambure</a>, <a href=\"https://profiles.wordpress.org/krstarica/\">net</a>, <a href=\"https://profiles.wordpress.org/nicegamer7/\">nicegamer7</a>, <a href=\"https://profiles.wordpress.org/eidolonnight/\">Nicholas Garofalo</a>, <a href=\"https://profiles.wordpress.org/celloexpressions/\">Nick Halsey</a>, <a href=\"https://profiles.wordpress.org/ntsekouras/\">Nik Tsekouras</a>, <a href=\"https://profiles.wordpress.org/ninanmnm/\">ninanmnm</a>, <a href=\"https://profiles.wordpress.org/pianist787/\">Noah Allen</a>, <a href=\"https://profiles.wordpress.org/nvartolomei/\">nvartolomei</a>, <a href=\"https://profiles.wordpress.org/oguzkocer/\">oguzkocer</a>, <a href=\"https://profiles.wordpress.org/olafklejnstrupjensen/\">olafklejnstrupjensen</a>, <a href=\"https://profiles.wordpress.org/olgabulat/\">Olga Bulat</a>, <a href=\"https://profiles.wordpress.org/oglekler/\">Olga Gleckler</a>, <a href=\"https://profiles.wordpress.org/otshelnik-fm/\">Otshelnik-Fm</a>, <a href=\"https://profiles.wordpress.org/oxyrealm/\">oxyrealm</a>, <a href=\"https://profiles.wordpress.org/ozh/\">Ozh</a>, <a href=\"https://profiles.wordpress.org/paaljoachim/\">Paal Joachim Romdahl</a>, <a href=\"https://profiles.wordpress.org/palmiak/\">palmiak</a>, <a href=\"https://profiles.wordpress.org/paaggeli/\">Panagiotis Angelidis</a>, <a href=\"https://profiles.wordpress.org/paragoninitiativeenterprises/\">Paragon Initiative Enterprises</a>, <a href=\"https://profiles.wordpress.org/swissspidy/\">Pascal Birchler</a>, <a href=\"https://profiles.wordpress.org/fantasy1125/\">Pascal Knecht</a>, <a href=\"https://profiles.wordpress.org/patkemper/\">Pat</a>, <a href=\"https://profiles.wordpress.org/patricklindsay/\">patricklindsay</a>, <a href=\"https://profiles.wordpress.org/pbiron/\">Paul Biron</a>, <a href=\"https://profiles.wordpress.org/pabline/\">Paul Bunkham</a>, <a href=\"https://profiles.wordpress.org/paulschreiber/\">Paul Schreiber</a>, <a href=\"https://profiles.wordpress.org/paulstonier/\">Paul Stonier</a>, <a href=\"https://profiles.wordpress.org/pschrottky/\">Paul Von Schrottky</a>, <a href=\"https://profiles.wordpress.org/psrpinto/\">Paulo Pinto</a>, <a href=\"https://profiles.wordpress.org/pavelvisualcomposer/\">Pavel I</a>, <a href=\"https://profiles.wordpress.org/mrpauloen/\">Paweł</a>, <a href=\"https://profiles.wordpress.org/peterwilsoncc/\">Peter Wilson</a>, <a href=\"https://profiles.wordpress.org/walbo/\">Petter Walbø Johnsgård</a>, <a href=\"https://profiles.wordpress.org/phena109/\">phena109</a>, <a href=\"https://profiles.wordpress.org/philipmjackson/\">Philip Jackson</a>, <a href=\"https://profiles.wordpress.org/strategio/\">Pierre SYLVESTRE</a>, <a href=\"https://profiles.wordpress.org/wppinar/\">Pinar</a>, <a href=\"https://profiles.wordpress.org/boniu91/\">Piotrek Boniu</a>, <a href=\"https://profiles.wordpress.org/mordauk/\">Pippin Williamson</a>, <a href=\"https://profiles.wordpress.org/ptahdunbar/\">Pirate Dunbar</a>, <a href=\"https://profiles.wordpress.org/promz/\">Pramod Jodhani</a>, <a href=\"https://profiles.wordpress.org/presskopp/\">Presskopp</a>, <a href=\"https://profiles.wordpress.org/presstoke/\">presstoke</a>, <a href=\"https://profiles.wordpress.org/pwallner/\">pwallner</a>, <a href=\"https://profiles.wordpress.org/pyronaur/\">pyronaur</a>, <a href=\"https://profiles.wordpress.org/itsjonq/\">Q</a>, <a href=\"https://profiles.wordpress.org/rachelbaker/\">Rachel Baker</a>, <a href=\"https://profiles.wordpress.org/rafhun/\">rafhun</a>, <a href=\"https://profiles.wordpress.org/rkradadiya/\">Rajesh Radadiya</a>, <a href=\"https://profiles.wordpress.org/ramiy/\">Rami Yushuvaev</a>, <a href=\"https://profiles.wordpress.org/rahmohn/\">Ramon Ahnert</a>, <a href=\"https://profiles.wordpress.org/ramonopoly/\">ramonopoly</a>, <a href=\"https://profiles.wordpress.org/jontyravi/\">Ravi Vaghela</a>, <a href=\"https://profiles.wordpress.org/ravipatel/\">ravipatel</a>, <a href=\"https://profiles.wordpress.org/rellect/\">Refael Iliaguyev</a>, <a href=\"https://profiles.wordpress.org/renehermi/\">Rene Hermenau</a>, <a href=\"https://profiles.wordpress.org/retrofox/\">retrofox</a>, <a href=\"https://profiles.wordpress.org/reynhartono/\">reynhartono</a>, <a href=\"https://profiles.wordpress.org/youknowriad/\">Riad Benguella</a>, <a href=\"https://profiles.wordpress.org/rianrietveld/\">Rian Rietveld</a>, <a href=\"https://profiles.wordpress.org/rima1889/\">Rima Prajapati</a>, <a href=\"https://profiles.wordpress.org/rinatkhaziev/\">Rinat</a>, <a href=\"https://profiles.wordpress.org/rnaby/\">Rnaby</a>, <a href=\"https://profiles.wordpress.org/robdxw/\">robdxw</a>, <a href=\"https://profiles.wordpress.org/noisysocks/\">Robert Anderson</a>, <a href=\"https://profiles.wordpress.org/miqrogroove/\">Robert Chapin</a>, <a href=\"https://profiles.wordpress.org/rogertheriault/\">Roger Theriault</a>, <a href=\"https://profiles.wordpress.org/rogerlos/\">rogerlos</a>, <a href=\"https://profiles.wordpress.org/roo2/\">roo2</a>, <a href=\"https://profiles.wordpress.org/lev0/\">Roy</a>, <a href=\"https://profiles.wordpress.org/geekstreetwp/\">Russell Aaron</a>, <a href=\"https://profiles.wordpress.org/rmccue/\">Ryan McCue</a>, <a href=\"https://profiles.wordpress.org/welcher/\">Ryan Welcher</a>, <a href=\"https://profiles.wordpress.org/sergiomdgomes/\">Sérgio Gomes</a>, <a href=\"https://profiles.wordpress.org/soean/\">Sören Wrede</a>, <a href=\"https://profiles.wordpress.org/stodorovic/\">Saša</a>, <a href=\"https://profiles.wordpress.org/sabrinazeidan/\">Sabrina Zeidan</a>, <a href=\"https://profiles.wordpress.org/sahilmepani/\">Sahil Mepani</a>, <a href=\"https://profiles.wordpress.org/solarissmoke/\">Samir Shah</a>, <a href=\"https://profiles.wordpress.org/otto42/\">Samuel Wood (Otto)</a>, <a href=\"https://profiles.wordpress.org/sandipmondal/\">Sandip Mondal</a>, <a href=\"https://profiles.wordpress.org/sannevndrmeulen/\">Sanne van der Meulen</a>, <a href=\"https://profiles.wordpress.org/sarahricker/\">sarahricker</a>, <a href=\"https://profiles.wordpress.org/sarayourfriend/\">sarayourfriend</a>, <a href=\"https://profiles.wordpress.org/sasagar/\">SASAPIYO</a>, <a href=\"https://profiles.wordpress.org/satrancali/\">satrancali</a>, <a href=\"https://profiles.wordpress.org/savicmarko1985/\">savicmarko1985</a>, <a href=\"https://profiles.wordpress.org/gmagicscott/\">Scott Lesovic</a>, <a href=\"https://profiles.wordpress.org/coffee2code/\">Scott Reilly</a>, <a href=\"https://profiles.wordpress.org/scottconnerly/\">scottconnerly</a>, <a href=\"https://profiles.wordpress.org/scruffian/\">scruffian</a>, <a href=\"https://profiles.wordpress.org/sean212/\">Sean Fisher</a>, <a href=\"https://profiles.wordpress.org/seanchayes/\">Sean Hayes</a>, <a href=\"https://profiles.wordpress.org/sebbb/\">sebbb</a>, <a href=\"https://profiles.wordpress.org/sergeybiryukov/\">Sergey Biryukov</a>, <a href=\"https://profiles.wordpress.org/yakimun/\">Sergey Yakimov</a>, <a href=\"https://profiles.wordpress.org/sergioestevao/\">SergioEstevao</a>, <a href=\"https://profiles.wordpress.org/shaunandrews/\">shaunandrews</a>, <a href=\"https://profiles.wordpress.org/shital-patel/\">Shital Marakana</a>, <a href=\"https://profiles.wordpress.org/silb3r/\">silb3r</a>, <a href=\"https://profiles.wordpress.org/siobhyb/\">Siobhan</a>, <a href=\"https://profiles.wordpress.org/sirstuey/\">SirStuey</a>, <a href=\"https://profiles.wordpress.org/snapfractalpop/\">snapfractalpop</a>, <a href=\"https://profiles.wordpress.org/spikeuk1/\">spikeuk1</a>, <a href=\"https://profiles.wordpress.org/spytzo/\">spytzo</a>, <a href=\"https://profiles.wordpress.org/stacimc/\">stacimc</a>, <a href=\"https://profiles.wordpress.org/khromov/\">Stanislav Khromov</a>, <a href=\"https://profiles.wordpress.org/deustron/\">Stefan Hüsges</a>, <a href=\"https://profiles.wordpress.org/stefanjoebstl/\">stefanjoebstl</a>, <a href=\"https://profiles.wordpress.org/ryokuhi/\">Stefano Minoia</a>, <a href=\"https://profiles.wordpress.org/hypest/\">Stefanos Togoulidis</a>, <a href=\"https://profiles.wordpress.org/sabernhardt/\">Stephen Bernhardt</a>, <a href=\"https://profiles.wordpress.org/netweb/\">Stephen Edgar</a>, <a href=\"https://profiles.wordpress.org/dufresnesteven/\">Steve Dufresne</a>, <a href=\"https://profiles.wordpress.org/stevegrunwell/\">Steve Grunwell</a>, <a href=\"https://profiles.wordpress.org/stevehenty/\">Steve Henty</a>, <a href=\"https://profiles.wordpress.org/stevenkword/\">Steven Word</a>, <a href=\"https://profiles.wordpress.org/subrataemfluence/\">Subrata Sarkar</a>, <a href=\"https://profiles.wordpress.org/sumaiyasiddika/\">Sumaiya Siddika</a>, <a href=\"https://profiles.wordpress.org/sumanm/\">Suman</a>, <a href=\"https://profiles.wordpress.org/sumitsingh/\">Sumit Singh</a>, <a href=\"https://profiles.wordpress.org/5um17/\">Sumit Singh</a>, <a href=\"https://profiles.wordpress.org/quadthemes/\">Sunny</a>, <a href=\"https://profiles.wordpress.org/sushmak/\">sushmak</a>, <a href=\"https://profiles.wordpress.org/cybr/\">Sybre Waaijer</a>, <a href=\"https://profiles.wordpress.org/synchro/\">Synchro</a>, <a href=\"https://profiles.wordpress.org/szaqal21/\">szaqal21</a>, <a href=\"https://profiles.wordpress.org/tamlyn/\">tamlyn</a>, <a href=\"https://profiles.wordpress.org/karmatosed/\">Tammie Lister</a>, <a href=\"https://profiles.wordpress.org/tellyworth/\">Tellyworth</a>, <a href=\"https://profiles.wordpress.org/terriann/\">Terri Ann</a>, <a href=\"https://profiles.wordpress.org/wildworks/\">Tetsuaki Hamano</a>, <a href=\"https://profiles.wordpress.org/themes-1/\">them.es</a>, <a href=\"https://profiles.wordpress.org/kraftner/\">Thomas Kräftner</a>, <a href=\"https://profiles.wordpress.org/thomasplevy/\">Thomas Patrick Levy</a>, <a href=\"https://profiles.wordpress.org/thomas-vitale/\">Thomas Vitale</a>, <a href=\"https://profiles.wordpress.org/tigertech/\">tigertech</a>, <a href=\"https://profiles.wordpress.org/timothyblynjacobs/\">Timothy Jacobs</a>, <a href=\"https://profiles.wordpress.org/timotijhof/\">TimoTijhof</a>, <a href=\"https://profiles.wordpress.org/tkama/\">Tkama</a>, <a href=\"https://profiles.wordpress.org/tmatsuur/\">tmatsuur</a>, <a href=\"https://profiles.wordpress.org/tmdk/\">tmdk</a>, <a href=\"https://profiles.wordpress.org/tz-media/\">Tobias Zimpel</a>, <a href=\"https://profiles.wordpress.org/tobiasbg/\">TobiasBg</a>, <a href=\"https://profiles.wordpress.org/tobifjellner/\">tobifjellner (Tor-Bjorn Fjellner)</a>, <a href=\"https://profiles.wordpress.org/tjnowell/\">Tom J Nowell</a>, <a href=\"https://profiles.wordpress.org/skithund/\">Toni Viemerö</a>, <a href=\"https://profiles.wordpress.org/hellofromtonya/\">Tonya Mork</a>, <a href=\"https://profiles.wordpress.org/toro_unit/\">Toro_Unit (Hiroshi Urabe)</a>, <a href=\"https://profiles.wordpress.org/torres126/\">torres126</a>, <a href=\"https://profiles.wordpress.org/zodiac1978/\">Torsten Landsiedel</a>, <a href=\"https://profiles.wordpress.org/toru/\">Toru Miki</a>, <a href=\"https://profiles.wordpress.org/travisnorthcutt/\">Travis Northcutt</a>, <a href=\"https://profiles.wordpress.org/trejder/\">trejder</a>, <a href=\"https://profiles.wordpress.org/desaiuditd/\">Udit Desai</a>, <a href=\"https://profiles.wordpress.org/grapplerulrich/\">Ulrich</a>, <a href=\"https://profiles.wordpress.org/utsav72640/\">Utsav tilava</a>, <a href=\"https://profiles.wordpress.org/vcanales/\">Vicente Canales</a>, <a href=\"https://profiles.wordpress.org/vipulc2/\">Vipul Chandel</a>, <a href=\"https://profiles.wordpress.org/vladytimy/\">Vlad T</a>, <a href=\"https://profiles.wordpress.org/wangql/\">wangql</a>, <a href=\"https://profiles.wordpress.org/webdragon/\">WebDragon</a>, <a href=\"https://profiles.wordpress.org/wendyjchen/\">Wendy Chen</a>, <a href=\"https://profiles.wordpress.org/westonruter/\">Weston Ruter</a>, <a href=\"https://profiles.wordpress.org/earnjam/\">William Earnhardt</a>, <a href=\"https://profiles.wordpress.org/williampatton/\">williampatton</a>, <a href=\"https://profiles.wordpress.org/xavivars/\">Xavi Ivars</a>, <a href=\"https://profiles.wordpress.org/tikifez/\">Xristopher Anderton</a>, <a href=\"https://profiles.wordpress.org/y_kolev/\">Y_Kolev</a>, <a href=\"https://profiles.wordpress.org/yansern/\">Yan Sern</a>, <a href=\"https://profiles.wordpress.org/fierevere/\">Yui</a>, <a href=\"https://profiles.wordpress.org/yuliyan/\">Yuliyan Slavchev</a>, <a href=\"https://profiles.wordpress.org/yvettesonneveld/\">Yvette Sonneveld</a>, <a href=\"https://profiles.wordpress.org/zackkrida/\">Zack Krida</a>, <a href=\"https://profiles.wordpress.org/zebulan/\">Zebulan Stanphill</a>, <a href=\"https://profiles.wordpress.org/zkancs/\">zkancs</a>, and <a href=\"https://profiles.wordpress.org/sunxiyuan/\">孙锡源</a>.\n\n\n\n<p></p>\n\n\n\n<p>In addition to these contributors, many thanks to all of the community volunteers who contribute in the <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://wordpress.org/support/\">support forums</a>. They answer questions from people across the world, whether they are using WordPress for the first time, or they’ve been around since the first release all the way back in 2003. These releases are as successful as they are because of their efforts!</p>\n\n\n\n<p>Finally, thanks to all the community translators who help make WordPress available in over 200 languages for every release. 80 languages have translated 80% or more WordPress 5.8 and our community translators are hard at work ensuring more languages are on their way. If contributing to WordPress appeals to you, it’s easy to learn more. Check out <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/\">Make WordPress</a> or the <a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/core/\">core development blog</a>.</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10976\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:1;a:6:{s:4:\"data\";s:58:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n\n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:55:\"WP Briefing: Episode 13: Cherishing WordPress Diversity\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"https://wordpress.org/news/2021/07/episode-13-cherishing-wordpress-diversity/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 19 Jul 2021 12:00:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:11:\"wp-briefing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://wordpress.org/news/?post_type=podcast&p=10949\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:357:\"In this episode, Josepha Haden Chomphosy discusses the importance of Diversity, Equity, and Inclusion to the fabric of the WordPress project and how we can move from a place of welcoming it to cherishing it. Have a question you’d like answered? You can submit them to wpbriefing@wordpress.org, either written or as a voice recording. Credits […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:9:\"enclosure\";a:1:{i:0;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:60:\"https://wordpress.org/news/files/2021/07/WP-Briefing-013.mp3\";s:6:\"length\";s:1:\"0\";s:4:\"type\";s:0:\"\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:14890:\"\n<p>In this episode, Josepha Haden Chomphosy discusses the importance of Diversity, Equity, and Inclusion to the fabric of the WordPress project and how we can move from a place of welcoming it to cherishing it.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<p>Editor: <a href=\"https://profiles.wordpress.org/dustinhartzler/\">Dustin Hartzler</a></p>\n\n\n\n<p>Logo: <a href=\"https://profiles.wordpress.org/beafialho/\">Beatriz Fialho</a></p>\n\n\n\n<p>Production: <a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></p>\n\n\n\n<p>Song: Fearless First by Kevin MacLeod</p>\n\n\n\n<h2>References</h2>\n\n\n\n<p><a href=\"https://make.wordpress.org/community/handbook/meetup-organizer/event-formats/diversity-speaker-training-workshop/\">Diverse Speaker Training Workshop</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2020/12/23/a-wordpress-dinner-party/\">A WordPress Dinner Party</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2018/11/06/the-burden-of-proof/\">The Burden of Proof</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2021/03/05/leading-at-any-level/\">Leadership At Any Level</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2019/03/02/building-a-culture-of-safety/\">Building a Culture of Safety</a></p>\n\n\n\n<p><a href=\"https://josepha.blog/2020/03/27/leadership-basics-ethics-in-communication/\">Leadership Basics: Ethics in Communication</a></p>\n\n\n\n<p><a href=\"https://wordpress.org/support/wordpress-version/version-5-6/\">WordPress 5.6</a></p>\n\n\n\n<p>Bonus resource: <a href=\"https://allienimmons.com/how-to-be-a-wordpress-ally/\">How to Be a WordPress Ally</a></p>\n\n\n\n<h2>Transcript</h2>\n\n\n\n<span id=\"more-10949\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:10</p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress Briefing, the podcast where you can catch quick explanations of the ideas behind the WordPress open source project, some insight into the community that supports it, and get a small list of big things coming up in the next two weeks. I’m your host, Josepha Haden Chomphosy. And before we get started, I have to be honest with you all, this episode and the next one have made me feel really anxious. This one is about Diversity, Equity, and Inclusion in open source, and especially in WordPress. And the next one is about accessibility in WordPress. And I feel like there’s just so much to do, and we don’t do enough, but we do what we can. And still, we will never be done with that work. And if you don’t know what I mean by Diversity, Equity, and Inclusion, you can kind of think of it this way. Diversity is bringing in people with different viewpoints and lived experiences. Equity is making sure everyone has what they need to get a fair chance of success, which is different from equality. And Inclusion is making sure that the environment is built to not only tolerate diverse groups but to celebrate them as well. So remember this as you listen to what I have to say here. We are never where we want to be in either of those spaces. But that shouldn’t stop us from looking at the things we have done to get us in the right direction. All right. Here we go.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>01:54</p>\n\n\n\n<p>I say a lot that we are a project that serves a majority collection of minority voices. WordPress is global in reach and open source in nature. And you would assume that what allows the software to be used by anyone would also enable it to be built by anyone. After all, your location doesn’t matter, and who employs you also doesn’t matter. And your relative social standing certainly shouldn’t matter. As long as you can communicate with the others contributing to the project, there should be no obstacle to your participation. The mission of the WordPress project is to democratize publishing, right? It’s to get the ability to have a website tap into passive income on your web presence. I mean, the job is to level the playing field for everyone. However, it’s my experience that bringing in new voices takes a lot of proactive work on behalf of leaders and contributors. It’s not enough to say, “Hey, I’m having a party,” you also have to say, “I’m having a party, and I’d like you to be there.” It’s not enough to think people will make their own space at this table. You have to make sure that you have table settings for everyone. And even beyond the basics of directing people to you. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>03:12</p>\n\n\n\n<p>And on toward the next steps, you have to be honest about the fact that open source contribution requires a fair amount of privilege. By privilege, I mean the luxury of extra time or extra funding or just an understanding employer. WordPress supports 41% of the web. I think it’s 42% of the web right now. But less than 1% of people who use WordPress show up to help maintain it. And that 1% that does show up skews toward people who already have a pretty high level of representation and technology. And so, when you look at who is building it versus who is using it, it doesn’t always match. And since what we build so frequently reflects who we are, sometimes what we build doesn’t match the needs of the people who are using what we have.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>04:10</p>\n\n\n\n<p>So what has WordPress done to be proactive on the question of Diversity, Equity, and Inclusion? There are quite a few unseen things that have gone into this over the years and a few pretty visible things. This is a very long list. And it has a whole lot of just reference material. And so the show notes today will come in handy for people, and there will be just a laundry list of linked resources for everyone. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>04:39</p>\n\n\n\n<p>But the first thing that WordPress has done is that we have accepted the burden of proof. I’m going to share a post about this in the show notes. That means we accept that it’s not the job of underrepresented folks to figure out if they are welcome. It’s up to us to make it clear that they are. So, there are three big little things that the community has done over the years. One is that many teams open their text-based meetings with an explanation of what is done in the meeting, who comes to the meetings, where to find help if you’re lost in the meeting, and for teams that have a specific type of requests that comes into those channels that aren’t handled in those channels. They also will share where people can go to get those requests taken care of. Many teams have also updated their team handbooks to have good beginner docs, limited use of inside jokes or jargon, and good first bugs. And also, there is a code of conduct in the community declaring that everyone is welcome and clarifies what to do if you see folks being unwelcoming. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:51</p>\n\n\n\n<p>A second big thing that folks in the WordPress community have done is written down what was unwritten. Having things clearly documented unlocks institutional knowledge that you’d otherwise have to know someone to get. Clarity and process and the structure help anyone engage with your organization, not just the people who have extra time to figure things out. What that looks like in the WordPress project is that many teams have documented their workflows and their working spaces and just their general team norms. Many teams have also started defining what it means to be a team rep and holding open processes to choose those team reps. Many other community leaders and I have written down countless unspoken rules, guidelines, and philosophical underpinnings so that people don’t have to guess what we’re doing or why we’re doing things, or where we want to do them.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>06:46</p>\n\n\n\n<p>And the more visible thing that the WordPress project has been doing is that we found ways to invite people in, and they’re not failsafe; they’re not foolproof, but it is certainly a step in the right direction. The first one is an ongoing, diverse speaker training initiative. And I’ll include a link to that in the show notes as well. It is run by Jill Binder and a fantastic group of contributors that collaborate with her. And I really have loved watching that particular program grow and flourish and help WordPress make a difference where we absolutely can. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>07:27</p>\n\n\n\n<p>The second thing that was pretty visible about how we invited people in was at the end of 2020, and we had an all-women and nonbinary release squad for our biggest release of the year; WordPress 5.6. I had a group of probably 70 women and nonbinary identifying folx who joined in the process and joined in learning more about the process. Some of them have continued in the project. Others have stepped away for various reasons. But all of them are welcome to return. And I encourage everyone to return to contribution when time and resources make that possible for you. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>08:09</p>\n\n\n\n<p>And then the third thing that we’ve done, which I have talked about a lot, is the revival of the testing and triage practices. That has been work that’s been ongoing for a number of years. And it happens across multiple teams. It is not always immediately clear to people why the testing work. And the triage work is identifiable for me as a way to invite people into this process. And so I’ll be briefly clear about it right now. So testing as a practice brings in the users that otherwise don’t have a lot of spare time and that extra privilege to like, figure out what’s going on with WordPress, and contribute their own fixes to problems. They can give back to this project by being co-developers with us, co-creators with our entire process of making WordPress real and usable for the largest number of people that we can because we now support 42% of the web. And then, the triage practice invites in a diverse voice of people. Because you don’t necessarily always need to know everything about a project to help with triage. And when you’re helping with triage, you get active learning through participating in the process. But you also get passive learning from the people who already know huge amounts about the project and the process and everything that goes into it. And so it’s a low key low stress way to get your feet wet and start building that knowledge that sometimes is hard to come by unless you are actively working in it. So the testing practices, the triage practices, I really to the core of my being believe that those are active and ongoing ways for us to invite people who otherwise wouldn’t have a chance to get their voices heard in an open source project. And y’all, as I said at the start, y’all, there’s nothing about this list that I just shared, which makes me feel like our work on this is done. Just like any muscle, you don’t fight to peak fitness, and then hit the big stop button on time and say, “Now, I never have to work out again.” If we did, the world would be a very different place probably. But it does then lead us to the next steps for fostering a community culture that’s as broad as the people who use this software. If you believe in leadership at any level, as I do, there are a ton of things that you can do right now. But I’ll boil them down into three big chunks of things.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>10:54</p>\n\n\n\n<p>First, check your community area, or whatever community you want to apply this to, for things that need a little more proactive work. I will share a post called<em> Building A Culture of Safety</em> that will take you through a list of good first steps. And it is not as hard as it looks. When you say build a culture of safety, there are many really clear-cut minor changes that you can ask people to make and, in like, four or five different areas that can help your community be more welcoming and more open. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>11:30</p>\n\n\n\n<p>The second thing that you can do is know that small changes add up over time and commit to making those changes where you can. If you are elite at any level, you know that supporting people and processes is the responsibility of everyone in the group. And if you can make your own autonomous decisions and commit to making small changes that make a big difference over time, you will be part of that solution. And that is not specific to any one group that we have in our communities. You can be an ally for anyone, whether they look like you, whether they have your same experiences, or not. And sometimes, it’s as easy as just holding space for the people who haven’t had a chance to talk yet. And on the subject of holding space and the way that we communicate. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>12:22</p>\n\n\n\n<p>The third thing that I think is incredibly important is that you can take on as a foundational personal practice the concept of ethical communication. I’ll share a post about that as well in the show notes, but the core of it is that you have to know that what you say and don’t say what you do and don’t do has an impact on others and embrace that responsibility. All right, so you made it all the way through, and I am so proud of you. I’m sure you have questions about this. And I encourage you to share those. You can email them to me at wp briefing@wordpress.org.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>13:10</p>\n\n\n\n<p>This brings us to our small list of big things. I’ve got two things for you today. First and foremost, WordPress 5.8 gets released tomorrow. It’s a big release, and lots of people have been working on it. 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I’m your host Joseph Hayden Chomphosy, and I’ll see you again in a couple of weeks.</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10949\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:2;a:6:{s:4:\"data\";s:63:\"\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:33:\"WordPress 5.8 Release Candidate 3\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:69:\"https://wordpress.org/news/2021/07/wordpress-5-8-release-candidate-3/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 14 Jul 2021 01:09:26 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:3:{i:0;a:5:{s:4:\"data\";s:11:\"Development\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"Releases\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:3:\"5.8\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10933\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:303:\"The third release candidate for WordPress 5.8 is now available! 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Credits Editor: Dustin Hartzler Logo: Beatriz Fialho […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:9:\"enclosure\";a:1:{i:0;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:60:\"https://wordpress.org/news/files/2021/07/WP-Briefing-012.mp3\";s:6:\"length\";s:1:\"0\";s:4:\"type\";s:0:\"\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:13118:\"\n<p>In this episode, Josepha Haden Chomphosy talks about WordPress – In Person! The WordPress events that provide the dark matter of connection that helps sustain the open source project.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<p>Editor:<a href=\"https://profiles.wordpress.org/dustinhartzler/\"> Dustin Hartzler</a></p>\n\n\n\n<p>Logo:<a href=\"https://profiles.wordpress.org/beafialho/\"> Beatriz Fialho</a></p>\n\n\n\n<p>Production:<a href=\"https://profiles.wordpress.org/mkaz/\"> </a><a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></p>\n\n\n\n<p>Song: Fearless First by Kevin MacLeod</p>\n\n\n\n<h2>References</h2>\n\n\n\n<p><a href=\"https://en.wikipedia.org/wiki/Tragedy_of_the_commons\">The tragedy of the commons</a></p>\n\n\n\n<p><a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-release-candidate/\">WordPress 5.8 Release Candidate announcement </a></p>\n\n\n\n<h2>Transcript </h2>\n\n\n\n<span id=\"more-10889\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:11</p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress Briefing, the podcast where you can catch quick explanations of the ideas behind the WordPress open source project, some insight into the community that supports it, and get a small list of big things coming up in the next two weeks. I’m your host, Josepha Haden Chomphosy. Here we go!</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:39</p>\n\n\n\n<p>Today we’re talking about one of my favorite parts of the project – WordPress events. The in-person component of the project is the dark matter that helps us build resilience and thrive as a group. A lot of what I’m going to share applies to every WordPress event, whether it’s a meetup or workshop, a contributor day, any other sort of format. But I’ll be focused on WordCamps. It’s been a while since we had any in-person WordCamps. Our last two were WordCamp Malaga in Spain and WordCamp Greenville in the US. But that hasn’t stopped anyone from gathering people together online. Which honestly makes a lot of sense for WordPress. Because there are many reasons we gather, the main three reasons are connecting, inspiring, and contributing. It’s true. It says so right in our documentation, “paper rustling.” All WordPress events should connect WordPress users, inspire people to do more with WordPress, and contribute to the WordPress project. As an aside, I’ll tell you that some groups also get to collaborate and educate in there, but connect, inspire, contribute. Those are the big three. And that’s what I’m talking about today. And if you subscribe to this podcast for the back office deep cuts, I’ll also have a few of those for you. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>01:57</p>\n\n\n\n<p>Alright, so first up, connect. WordCamps are generally annual-ish gatherings organized by local WordPress meetup groups. They’re not meant to be big or fancy. The definition of the minimum viable product for WordCamp is 50 people gathered all day to talk about WordPress. They are intentionally affordable to allow people from all walks of life to attend, meet, share and learn. This is made possible by donations and sponsorships from local businesses and larger businesses in the WordPress ecosystem. And this helps us get people connected to those in their community that works with or are sustained by WordPress. That connection feeds into the overall health of the global WordPress project. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>02:45</p>\n\n\n\n<p>Next up is inspire. WordCamps do not discriminate. They are open to any WordPress users, developers, designers, or other enthusiasts, regardless of their level of experience. And because of this, sessions generally span a variety of formats. So presentations or live demos to workshops or panels, any other format you can think of. But that also means that there are a variety of skill levels represented. There’s always content about how to use WordPress. That’s a given. But you can also count on content that inspires people to do more with their own dreams and aspirations. When I was still organizing WordCamps, my favorite thing was seeing people who came back year after year, putting into practice something that they learned the year before. It is that <em>Choose Your Own Adventure</em> aspect to WordCamps that lets people see the edge of their ideas and then expand that just a little bit further. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>03:42</p>\n\n\n\n<p>And finally, contribute. WordCamps often have a contribution component to them. Sometimes it’s just a talk telling you how you can get more involved in the WordPress project. But sometimes, it’s a whole contributor day. And those range in size from single focus, like everyone, will show up and learn how to review a theme or a focus from every team that we have, like at the big flagship events where we gather hundreds of people into a room just to contribute to WordPress and all of the teams that go with it. Getting started with contributing can be daunting, but it is also essential to avoid something called the Tragedy of the Commons, an economic concept. So I’ll share a link to that in the show notes below. But the most important thing, the most important thing to remember, is that WordPress is open source. And we asked people to help us keep this great tool running by giving back a little bit of their time if they have gotten any benefit from the WordPress project or CMS over the course of their careers. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>04:40</p>\n\n\n\n<p>So that’s it. The three big things you can get from a WordCamp. I know that I can’t wait to get back to them myself because while a lot of these things can still happen online and do, it’s really hard to replace the dark matter of in-person connections for open source projects. And since we’re talking dark matter anyway, let’s dig into it a little.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:01</p>\n\n\n\n<p>At the start of the section, I mentioned that WordCamps are local, locally organized, and people are encouraged to attend locally. But I am part of a group that ends up traveling to a lot of WordCamps. If you don’t know about the unseen work of WordPress, this raises eyebrows. So here is some clarification around the back office work that some of these traveling WordCampers often do. When I listed these out, there were about 20 different tasks, 20 different jobs, which was, frankly, a bit overwhelming when I listed them that way. So I’ve grouped them into kind of two genres, each with a group of current versus future types of work. So my two big buckets, big picture stuff, and then community stewardship. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:50</p>\n\n\n\n<p>The big picture stuff, our first big genre here, when you’re looking at current topics, current issues kind of information, when we’re working on big picture stuff, you get the clarification of the mission or vision of WordPress, the sharing of open source methods or processes that we use in the WordPress project, and also sometimes those goal-setting conversations that you have to have both because we have a bunch of teams and team reps, that have a lot of really great ideas about what can be done in their teams to help WordPress succeed. But then also, because when you are working, when you’re contributing to a single team in the project, it can sometimes be hard to know how your work relates to the overall goals and visions of WordPress. And so that’s part of the work that gets done that I do there. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>06:43</p>\n\n\n\n<p>And when you’re looking at future topics, future issues, the second part of this genre, that stuff like starting conversations or discussions around what the future holds for WordPress, and that’s the project as well as the technology or hearing from people about big things coming up for them. And any content that can support it, anything that I can provide to support those big things. It’s also a good time for me and others to identify trends based on what I see in presentations or what I hear from people at social functions. Really, it’s just a huge opportunity for information gathering to make sure that I know what everyone else in the project is trying to do and if they understand what the project is trying to do. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>07:32</p>\n\n\n\n<p>And then the second big genre of things that happen in that dark matter kind of work at WordCamps is what I call community stewardship—so taking care of the community itself for the project itself. And a lot of that work is actually incident response kind of work. So conflict resolution, mediation often happens at in-person events, but also uncovering the shared foundations, the shared understanding for upcoming changes. So a lot of really, in the weeds kind of change management work. And for me, it’s certainly doing my best as a cultural liaison when I do see that there has been some miscommunication or gathering context for the latest disagreement that people are having with me so that I can clarify anything that was misunderstood from what I said. And also a little bit of policy clarification, just explaining why we do things and the way we do them. So for community stewardship, that’s kind of the current stuff that we look at. And that I do when I’m traveling for WordCamps. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>08:36</p>\n\n\n\n<p>And then for the future tasks that we do with community stewardship in the project, that stuff like training, and that’s training team reps, community deputies, or new contributors like it’s, it’s not really one type of training, necessarily. But then also, all of the checking in with our organizers, team reps, volunteers, sponsors, everyone like that, to make sure that what we have in the project and what’s happening in the project, the tools that we have, the experience that contributors have while they are working here, and WordPress is good, and is what they need. We’ve got a lot of tools to get things done in WordPress, and we can always make them better. And so checking in with people to kind of see how those processes are, how the tools are making sure that I have an idea of where our holes are and what needs to be patched, and how we can patch them in the long run. So that’s all of the future planning kind of work and topic stuff, just you know, making sure that WordPress has what it needs to survive long into the future and long after I’m doing anything with it, and long after you’re doing anything with it either. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>09:56</p>\n\n\n\n<p>So, lots and lots of unseen work being done at our in-person events. But folks who keep a keen eye on the online global work of WordPress will probably recognize that a lot of that work is also done routinely on make.wordpress.org and within the making WordPress Slack. There’s just, I don’t know, there’s just something different about receiving information from a human being with a face rather than an avatar with a photo. So I guess at the end of the day, that means the dark matter that keeps open source together is really an issue of communication. And you’ll get no arguments for me there.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>10:44</p>\n\n\n\n<p>That brings us now to our small list of big things. And there’s really just one big thing. And that’s WordPress 5.8. We are about two weeks away from this big release; the community has been working tirelessly on it. And it’s shaping up to be one of the most tested releases that we’ve had in a long time. Myself, I’m grateful to see so much activity before the release. Since 5.8 and 5.9 releases represent such monumental shifts in our software, I’m incredibly grateful to see so much activity prior to the release, especially in the beta period. We’ve been testing everything for it feels like six or eight months, and we’re really starting to see the positive benefits of that. And I think that we, the WordPress community, should be really proud of everything that we’re going to ship in 2021. Okay, so that was less of a small list of big things and really like one big thing with a generous garnish of encouragement, but you deserve it. So thank you for tuning in today for the WordPress briefing. I’m your host, Josepha Haden Chomphosy, and I’ll see you again in a couple of weeks.</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10889\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:5;a:6:{s:4:\"data\";s:57:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:33:\"The Month in WordPress: June 2021\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:68:\"https://wordpress.org/news/2021/07/the-month-in-wordpress-june-2021/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 02 Jul 2021 15:11:24 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Month in WordPress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10896\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:334:\"Once you step into contribution time, your main concern is the users of WordPress, or new contributors, or the health of the WordPress ecosystem as a whole or the WordPress project. So you get all this subject matter expertise from competitive forces, collaborating in a very “us versus the problem” way. And when you do […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Hari Shanker R\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:11608:\"\n<blockquote class=\"wp-block-quote\"><p>Once you step into contribution time, your main concern is the users of WordPress, or new contributors, or the health of the WordPress ecosystem as a whole or the WordPress project. So you get all this subject matter expertise from competitive forces, collaborating in a very “us versus the problem” way. And when you do that, you’re always going to find a great solution.</p></blockquote>\n\n\n\n<p>In the “<a href=\"https://wordpress.org/news/2021/06/episode-11-wordcamp-europe-2021-in-review/#more-10837\">WordCamp Europe 2021 in Review</a>” episode of the WP Briefing podcast, <a href=\"https://profiles.wordpress.org/chanthaboune/\">Josepha Haden</a> talks about the importance of collaboration, which is vital in building WordPress. This edition of The Month in WordPress covers exciting updates that exemplify this philosophy. </p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<h2>Updates on WordPress 5.8</h2>\n\n\n\n<p>Get excited, folks! The beta versions and the first release candidate of WordPress 5.8 are out. <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-1/\">Beta 1</a> came out on June 9, followed by <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-2/\">Beta 2</a> on June 15, <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-3/\">Beta 3</a> on June 23, and <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-4/\">Beta 4</a> on June 25. The <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-release-candidate/\">first release candidate</a> of WordPress 5.8 was published on June 30. You can test the beta versions and the release candidates by <a href=\"https://wordpress.org/download/releases/#betas\">downloading them from WordPress.org</a> or by using the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester</a> plugin. WordPress 5.8 <a href=\"https://make.wordpress.org/core/5-8/\">will be out by July 20, 2021</a>, and is also <a href=\"https://make.wordpress.org/polyglots/2021/06/28/wordpress-5-8-ready-to-be-translated/\">ready to be translated</a>.</p>\n\n\n\n<p>Want to contribute to WordPress core? Check out the <a href=\"https://make.wordpress.org/core/handbook/\">Core Contributor Handbook</a>. Don’t forget to join the WordPress <a href=\"https://wordpress.slack.com/archives/C02RQBWTW\">#core</a> channel in the <a href=\"https://make.wordpress.org/chat/\">Make WordPress Slack</a> and follow the <a href=\"https://make.wordpress.org/core/\">Core Team blog</a>. The Core Team hosts weekly chats on Wednesdays at <a href=\"https://www.timeanddate.com/worldclock/fixedtime.html?hour=5&min=00&sec=0\">5 AM</a> and <a href=\"https://www.timeanddate.com/worldclock/fixedtime.html?hour=20&min=00&sec=0\">8 PM</a> UTC. Help us promote WordPress 5.8 by <a href=\"https://make.wordpress.org/community/2021/06/18/meetup-group-resources-talking-points-for-wordpress-5-8/\">organizing meetups about the release</a>, <a href=\"https://make.wordpress.org/marketing/2021/06/30/help-produce-social-media-materials-for-5-8-release/\">producing social media marketing materials for 5.8</a>, or <a href=\"https://make.wordpress.org/test/2021/06/30/help-test-wordpress-5-8s-fse-features/\">testing the release</a>.</p>\n\n\n\n<h2>Gutenberg versions 10.8 and 10.9 are out</h2>\n\n\n\n<p>We said hello to Gutenberg <a href=\"https://make.wordpress.org/core/2021/06/10/whats-new-in-gutenberg-10-8-9-june/\">version 10.8</a> and <a href=\"https://make.wordpress.org/core/2021/06/24/whats-new-in-gutenberg-10-9-23-june/\">version 10.9</a> this month. <a href=\"https://make.wordpress.org/core/2021/06/10/whats-new-in-gutenberg-10-8-9-june/\">Version 10.8</a> adds rich URL previews, enhancements to the list view, and an updated block manager. <a href=\"https://make.wordpress.org/core/2021/06/24/whats-new-in-gutenberg-10-9-23-june/\">Version 10.9</a> offers several performance enhancements, along with more block design tools and template editor enhancements.</p>\n\n\n\n<p>Want to get involved in building Gutenberg? Follow <a href=\"https://make.wordpress.org/core/\">the Core Team blog</a>, contribute to <a href=\"https://github.com/WordPress/gutenberg/\">Gutenberg on GitHub</a>, and join the <a href=\"https://wordpress.slack.com/archives/C02QB2JS7\">#core-editor</a> channel in the <a href=\"https://make.wordpress.org/chat/\">Make WordPress Slack</a>. The “<a href=\"https://make.wordpress.org/core/2021/06/04/whats-next-in-gutenberg-june-2021/\">What’s next in Gutenberg</a>” post offers more details on the latest updates. </p>\n\n\n\n<h2>WordCamp Europe 2021 concludes</h2>\n\n\n\n<p>One of the biggest and most exciting WordPress events, <a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe 2021</a>, was held from June 7-9, 2021. A team of 40 members organized the event, which had 3200+ registrations, 42 speakers, and 43 sponsors. What a success! You will find more details <a href=\"https://europe.wordcamp.org/2021/a-recap-on-wceu-2021/\">in the event recap</a>. One highlight was a <a href=\"https://wordpress.org/news/2021/06/gutenberg-highlights/\">Gutenberg demo</a> hosted by <a href=\"https://profiles.wordpress.org/matveb/\">Matías Ventura</a> and <a href=\"https://profiles.wordpress.org/matt/\">Matt Mullenweg</a>. You can <a href=\"https://www.youtube.com/channel/UCaYQGYDpXpU4A17kxN-AgJQ/featured\">watch the event recording on the WordCamp Europe YouTube channel</a>, and videos <a href=\"https://wordpress.tv/event/wordcamp-europe-2021/\">are now available on WordPress.tv</a> as well. The team has announced <a href=\"https://europe.wordcamp.org/2022/\">WordCamp Europe 2022</a>, which is being planned as an in-person event in Porto, Portugal. Want to be a part of the 2022 WCEU organizing team? Their <a href=\"https://europe.wordcamp.org/2022/call-for-organisers/\">call for organizers is now open</a>. Apply now!</p>\n\n\n\n<h2>Full Site Editing updates</h2>\n\n\n\n<p>Don’t miss the <a href=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\">latest Full Site Editing (FSE) Outreach program testing call: “Thrive with theme.json”</a>, which is aimed at a developer-centric audience. The deadline is July 14. Also don’t miss a <a href=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\" data-type=\"URL\" data-id=\"https://make.wordpress.org/test/2021/06/24/call-for-testing-thrive-with-theme-json/\">hallway hangout on testing theme.json on July 7 at 5 PM UTC</a>. The team has published a <a href=\"https://make.wordpress.org/test/2021/06/24/fse-program-polished-portfolios-summary/\">recap of the Published Portfolios testing call</a>, which shares some interesting results. </p>\n\n\n\n<h2>BuddyPress 8.0 is out!</h2>\n\n\n\n<p>The first major BuddyPress release of 2021, <a href=\"https://buddypress.org/2021/06/buddypress-8-0-0-alfano/\">version 8.0</a> “Alfano,” came out on June 6. The short-cycle release offers features such as the ability to recruit new members, an improved registration experience, and profile field types. Download it from the <a href=\"https://wordpress.org/plugins/buddypress/\">WordPress.org plugin directory</a> or check it out from its <a href=\"https://buddypress.trac.wordpress.org/browser/branches/8.0\">Subversion repository.</a></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<h2>Further reading</h2>\n\n\n\n<ul><li><a href=\"https://japan.wordcamp.org/2021/\">WordCamp Japan 2021</a> was held from June 20- 26. The weeklong event, which had two session days followed by five contributor days, sold 1300+ tickets, with 45 speakers and 23 sponsors. Catch the <a href=\"https://www.youtube.com/c/wordcampjapan\">event recording on YouTube</a>!</li><li>Josepha Haden <a href=\"https://make.wordpress.org/updates/2021/06/03/announcing-make-wordpress-org-project/\">announced</a> a new Make site — <a href=\"https://make.wordpress.org/project\">make.wordpress.org/project</a> — for project-wide announcements, which will no longer be posted to Make/Updates. Check out the latest post on that site on <a href=\"https://make.wordpress.org/project/2021/06/17/the-metrics-of-contributions/\">the metrics of contributions</a>.</li><li>The Community Team announced that <a href=\"https://make.wordpress.org/community/2021/07/01/in-person-meetup-events-for-vaccinated-community-members/\">in-person meetups can be organized for fully vaccinated people</a>, in places where vaccines are freely available.</li><li>The Core Team added<a href=\"https://make.wordpress.org/core/2021/06/21/bundled-themes-changes-in-wordpress-5-8/\"> block patterns and improvements</a> to all legacy default themes. The team also shared a <a href=\"https://make.wordpress.org/core/2021/06/22/extending-the-site-health-interface-in-wordpress-5-8/\">feature request</a> that will allow developers to modify and extend the Site Health feature in Core.</li><li>The Design Team shared an update on the <a href=\"https://make.wordpress.org/design/2021/06/23/update-initial-patterns-for-the-patterns-directory/\">block pattern directory</a>; the team is continuing to review suggestions and has offered some guidelines in this post.</li><li>The Design Team is also <a href=\"https://wordpress.org/news/2021/06/a-new-design-is-coming-to-wordpress-news/\">working on redesigning this blog</a> (wordpress.org/news). Catch a sneak peek of the blog’s new look <a href=\"https://make.wordpress.org/design/2021/06/03/redesign-of-wordpress-org-news/\">in this Make/Design blog post</a>.</li><li>The Accessibility Team shared the <a href=\"https://developer.wordpress.org/coding-standards/wordpress-coding-standards/accessibility/\">updated WordPress Accessibility coding standards</a>.</li><li>The Polyglots Team proposed a <a href=\"https://make.wordpress.org/polyglots/2021/06/03/proposal-month-long-translation-day-2021-celebration/\">monthlong translation day celebration in September</a>.</li><li><span style=\"color: initial;, sans-serif\">The Support Team </span><a style=\", sans-serif\" href=\"https://make.wordpress.org/support/2021/06/new-irc-server-for-support/\">moved their IRC chat server from Freenode to Libera</a><span style=\"color: initial;, sans-serif\">.</span></li><li>The Documentation Team is<a href=\"https://make.wordpress.org/docs/2021/06/06/writing-documentation-for-wordpress-release/\"> working hard on updating our docs</a> for WordPress 5.8. </li><li>The Themes Team has decided to <a href=\"https://make.wordpress.org/docs/2021/06/06/writing-documentation-for-wordpress-release/\">automatically set theme updates live for old themes</a> instead of routing them through the review queue.</li><li>The <a href=\"https://github.com/WordPress/Requests\">WordPress Requests library</a> has a new release: <a href=\"https://github.com/WordPress/Requests/releases/tag/v1.8.1\">version 1.8.1</a>. </li><li><a href=\"https://en.wikipedia.org/wiki/Ujwal_Thapa\">Ujwal Thapa</a> – co-founder of the Nepal WordPress community <a href=\"https://wptavern.com/ujwal-thapa-co-founder-of-the-wordpress-nepal-community-passes-away\">passed away due to COVID-19</a>. Our community deeply mourns his loss and is thankful for his contributions.</li><li>The latest edition of “<a href=\"https://wordpress.org/news/category/heropress/\">People of WordPress</a>” features <a href=\"https://wordpress.org/news/2021/06/people-of-wordpress-tijana-andrejic/\">Tijana Andrejic from Serbia.</a></li></ul>\n\n\n\n<p><em>Have a story that we should include in the next “Month in WordPress” post? Please </em><a href=\"https://make.wordpress.org/community/month-in-wordpress-submissions/\"><em>submit it using this form</em></a><em>. </em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10896\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:6;a:6:{s:4:\"data\";s:63:\"\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"WordPress 5.8 Release Candidate\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:67:\"https://wordpress.org/news/2021/06/wordpress-5-8-release-candidate/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 30 Jun 2021 03:47:48 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:3:{i:0;a:5:{s:4:\"data\";s:11:\"Development\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"Releases\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:3:\"5.8\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10873\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:364:\"The first release candidate for WordPress 5.8 is now available! ? Please join us in celebrating this very important milestone in the community’s progress towards the final release of WordPress 5.8! “Release Candidate” means the new version is ready for release, but with thousands of plugins and themes and differences in how the millions of […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"Jeffrey Paul\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:4776:\"\n<p>The first release candidate for <a href=\"https://make.wordpress.org/core/5-8/\">WordPress 5.8</a> is now available! <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/1f389.png\" alt=\"?\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\" /></p>\n\n\n\n<p>Please join us in celebrating this very important milestone in the community’s progress towards the final release of WordPress 5.8!</p>\n\n\n\n<p>“Release Candidate” means the new version is ready for release, but with thousands of plugins and themes and differences in how the millions of people use WordPress, it is possible something was missed. WordPress 5.8 is slated for release on <strong>July 20, 2021</strong>, but <em>your</em> help is needed to get there—if you have not tried 5.8 yet, <strong>now is the time</strong>!</p>\n\n\n\n<p>You can test the WordPress 5.8 release candidate in three ways:</p>\n\n\n\n<ul><li>Install and activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester plugin</a> (select the <code>Bleeding edge</code> channel and then <code>Beta/RC Only</code> stream)</li><li>Directly download the release candidate version <a href=\"https://wordpress.org/wordpress-5.8-RC1.zip\">(zip)</a></li><li>Using WP-CLI to test: <code>wp core update --version=5.8-RC1</code></li></ul>\n\n\n\n<p>Thank you to all of the contributors who tested the Beta releases and gave feedback. Testing for bugs is a critical part of polishing every release and a great way to contribute to WordPress.</p>\n\n\n\n<h2>What is in WordPress 5.8?</h2>\n\n\n\n<p>The second release of 2021 continues to progress on the block editor towards the promised future of full site editing with these updates:</p>\n\n\n\n<ul><li>Manage Widgets with Blocks</li><li>Display Posts with New Blocks and Patterns</li><li>Edit Post Templates</li><li>Overview of the Page Structure</li><li>Suggested Patterns for Blocks</li><li>Style and Colorize Images</li><li><code>theme.json</code></li><li>Dropping support for IE11</li><li>Adding support for WebP</li><li>Adding Additional Block Supports</li><li><a href=\"https://make.wordpress.org/core/2021/05/27/whats-new-in-gutenberg-10-7-26-may/\">Version 10.7</a> of the Gutenberg plugin</li></ul>\n\n\n\n<p>WordPress 5.8 also has lots of refinements to enhance the developer experience. To learn more, subscribe to the <a href=\"https://make.wordpress.org/core/\">Make WordPress Core blog</a> and pay special attention to the <a href=\"https://make.wordpress.org/core/tag/5-8+dev-notes/\">developer notes tag</a> for updates on those and other changes that could affect your products.</p>\n\n\n\n<h2>Plugin and Theme Developers</h2>\n\n\n\n<p>Please test your plugins and themes against WordPress 5.8 and update the <em>Tested up to</em> version in the <code>readme</code> file to 5.8. 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If you are comfortable writing a reproducible bug report, <a href=\"https://core.trac.wordpress.org/newticket\">file one on WordPress Trac</a>, where you can also find <a href=\"https://core.trac.wordpress.org/tickets/major\">a list of known bugs</a>.</em></p>\n\n\n\n<p class=\"has-text-align-right\"><strong><em>Props to <a href=\'https://profiles.wordpress.org/audrasjb/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>audrasjb</a>, <a href=\'https://profiles.wordpress.org/cbringmann/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>cbringmann</a>, <a href=\'https://profiles.wordpress.org/webcommsat/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>webcommsat</a>, and <a href=\'https://profiles.wordpress.org/pbiron/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>pbiron</a> for copy suggestions and final review.</em></strong></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>We are almost there,<br>WordPress 5.8 comes next month.<br>We need your help: test!</em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10873\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:7;a:6:{s:4:\"data\";s:63:\"\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:20:\"WordPress 5.8 Beta 4\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-4/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 25 Jun 2021 17:14:06 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:3:{i:0;a:5:{s:4:\"data\";s:11:\"Development\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"Releases\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:3:\"5.8\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10855\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:331:\"WordPress 5.8 Beta 4 is now available for testing! This software is still in development, so it is not recommended to run this version on a production site. Consider setting up a test site to play with it. You can test the WordPress 5.8 Beta 4 in three ways: Install/activate the WordPress Beta Tester plugin (select […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"Jeffrey Paul\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:4104:\"\n<p>WordPress 5.8 Beta 4 is now available for testing!</p>\n\n\n\n<p><strong>This software is still in development,</strong> so it is not recommended to run this version on a production site. Consider setting up a test site to play with it.</p>\n\n\n\n<p>You can test the WordPress 5.8 Beta 4 in three ways:</p>\n\n\n\n<ul><li>Install/activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester</a> plugin (select the <code>Bleeding edge</code> channel and the <code>Beta/RC Only</code> stream).</li><li>Direct download the beta version here (<a href=\"https://wordpress.org/wordpress-5.8-beta4.zip\">zip</a>).</li><li>Using WP-CLI to test: <code>wp core update --version=5.8-beta4</code></li></ul>\n\n\n\n<p>The current target for the final release is July 20, 2021. That’s less than <strong>four weeks away</strong>, so we need your help to make sure the final release is as good as it can be.</p>\n\n\n\n<h2><strong>Some Highlights</strong></h2>\n\n\n\n<p>Since <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-3/\" data-type=\"post\">Beta 3</a>, <a href=\"https://core.trac.wordpress.org/query?status=closed&changetime=06%2F24%2F2021..06%2F26%2F2021&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">18</a> bugs have been fixed. Most tickets focused on polishing existing default themes, fixing bugs in the new block Widget screen, and squashing Editor bugs collected during beta.</p>\n\n\n\n<h2><strong>How You Can Help</strong></h2>\n\n\n\n<p>Watch the <a href=\"https://make.wordpress.org/core/\">Make WordPress Core blog</a> for <a href=\"https://make.wordpress.org/core/tag/5-8+dev-notes/\">5.8-related developer notes</a> in the coming weeks, which will break down these and other changes in greater detail.</p>\n\n\n\n<p>So far, contributors have fixed <a href=\"https://core.trac.wordpress.org/query?status=closed&changetime=..06%2F25%2F2021&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">254 tickets in WordPress 5.8</a>, including <a href=\"https://core.trac.wordpress.org/query?status=closed&status=reopened&changetime=..06%2F25%2F2021&type=enhancement&type=feature+request&milestone=5.8&group=component&col=id&col=summary&col=type&col=status&col=milestone&col=changetime&col=owner&col=priority&col=keywords&order=changetime\">91 new features and enhancements</a>, and more bug fixes are on the way.</p>\n\n\n\n<p><strong>Do some testing!</strong></p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/handbook/testing/beta-testing/\">Testing for bugs</a> is a vital part of polishing the release during the beta stage and a great way to contribute. <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/2728.png\" alt=\"✨\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\" /></p>\n\n\n\n<p>If you think you’ve found a bug, please post to the <a href=\"https://wordpress.org/support/forum/alphabeta/\">Alpha/Beta</a> area in the support forums. We would love to hear from you! If you’re comfortable writing a reproducible <a href=\"https://make.wordpress.org/core/reports/\">bug report</a>, file one on <a href=\"https://core.trac.wordpress.org/newticket\">WordPress Trac</a>. That’s also where you can find a list of <a href=\"https://core.trac.wordpress.org/tickets/major\">known bugs</a>.</p>\n\n\n\n<p><em>Props to <a href=\'https://profiles.wordpress.org/desrosj/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>desrosj</a> <a href=\'https://profiles.wordpress.org/clorith/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>clorith</a> for reviews and <a href=\'https://profiles.wordpress.org/chanthaboune/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>chanthaboune</a> for final edits!</em></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>Releasing software<br>Is complex when open source<br>Yet WordPressers do</em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10855\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:8;a:6:{s:4:\"data\";s:60:\"\n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:20:\"WordPress 5.8 Beta 3\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-3/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 23 Jun 2021 02:36:26 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:2:{i:0;a:5:{s:4:\"data\";s:11:\"Development\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"Releases\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10843\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:331:\"WordPress 5.8 Beta 3 is now available for testing! This software is still in development, so it is not recommended to run this version on a production site. Consider setting up a test site to play with it. You can test the WordPress 5.8 Beta 3 in three ways: Install/activate the WordPress Beta Tester plugin (select […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:7:\"Josepha\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:5777:\"\n<p>WordPress 5.8 Beta 3 is now available for testing!</p>\n\n\n\n<p><strong>This software is still in development,</strong> so it is not recommended to run this version on a production site. Consider setting up a test site to play with it.</p>\n\n\n\n<p>You can test the WordPress 5.8 Beta 3 in three ways:</p>\n\n\n\n<ul><li>Install/activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester</a> plugin (select the <code>Bleeding edge</code> channel and the <code>Beta/RC Only</code> stream).</li><li>Direct download the beta version here (<a href=\"https://wordpress.org/wordpress-5.8-beta3.zip\">zip</a>).</li><li>Using WP-CLI to test: <code>wp core update --version=5.8-beta3</code></li></ul>\n\n\n\n<p>The current target for the final release is July 20, 2021. That’s just <strong>four weeks away</strong>, so we need your help to make the final release is as good as it can be.</p>\n\n\n\n<h2><strong>Some Highlights</strong></h2>\n\n\n\n<p>Since <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-2/\" data-type=\"post\">Beta 2</a>, <a href=\"https://core.trac.wordpress.org/query?status=closed&changetime=06%2F16%2F2021..06%2F23%2F2021&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">38</a> bugs have been fixed. Here is a summary of some of the included changes:</p>\n\n\n\n<ul><li>Block Editor: Move caching to endpoint for unique responses. (<a href=\"https://core.trac.wordpress.org/ticket/53435\">#53435</a>)</li><li>Bundled Themes: Improve display of blocks in widget areas. (<a href=\"https://core.trac.wordpress.org/ticket/53422\">#53422</a>)</li><li>Coding Standards: Bring some consistency to HTML formatting in <code>wp-admin/comment.php</code>. (<a href=\"https://core.trac.wordpress.org/ticket/52627\">#52627</a>)</li><li>Editor: Include Cover block in the list of block types registered using metadata files. (<a href=\"https://core.trac.wordpress.org/ticket/53440\">#53440</a>)</li><li>Editor: Include Cover block in the list of block types registered using metadata files. (<a href=\"https://core.trac.wordpress.org/ticket/53440\">#53440</a>)</li><li>Media: Add new functions to return the previous/next attachment links. (<a href=\"https://core.trac.wordpress.org/ticket/45708\">#45708</a>)</li><li>Media: Improve upload page media item layout on smaller screens. (<a href=\"https://core.trac.wordpress.org/ticket/51754\">#51754</a>)</li><li>Media: Update total attachment count when media added or removed. (<a href=\"https://core.trac.wordpress.org/ticket/53171\">#53171</a>)</li><li>REST API: Decode single and double quote entities in widget names and descriptions. (<a href=\"https://core.trac.wordpress.org/ticket/53407\">#53407</a>)</li><li>Twenty Nineteen: Update margins on full- and wide-aligned blocks in the editor. (<a href=\"https://core.trac.wordpress.org/ticket/53428\">#53428</a>)</li><li>Widgets: Add editor styles to the widgets block editor. (<a href=\"https://core.trac.wordpress.org/ticket/53344\">#53344</a>)</li></ul>\n\n\n\n<h2><strong>How You Can Help</strong></h2>\n\n\n\n<p>Watch the <a href=\"https://make.wordpress.org/core/\">Make WordPress Core blog</a> for <a href=\"https://make.wordpress.org/core/tag/5-8+dev-notes/\">5.8-related developer notes</a> in the coming weeks, which will break down these and other changes in greater detail.</p>\n\n\n\n<p>So far, contributors have fixed <a href=\"https://core.trac.wordpress.org/query?status=closed&changetime=..06%2F23%2F2021&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">254 tickets in WordPress 5.8</a>, including <a href=\"https://core.trac.wordpress.org/query?status=closed&status=reopened&changetime=..06%2F23%2F2021&type=enhancement&type=feature+request&milestone=5.8&group=component&col=id&col=summary&col=type&col=status&col=milestone&col=changetime&col=owner&col=priority&col=keywords&order=changetime\">91 new features and enhancements</a>, and more bug fixes are on the way.</p>\n\n\n\n<p><strong>Do some testing!</strong></p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/handbook/testing/beta-testing/\">Testing for bugs</a> is a vital part of polishing the release during the beta stage and a great way to contribute. <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/2728.png\" alt=\"✨\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\" /></p>\n\n\n\n<p>If you think you’ve found a bug, please post to the <a href=\"https://wordpress.org/support/forum/alphabeta/\">Alpha/Beta</a> area in the support forums. We would love to hear from you! If you’re comfortable writing a reproducible <a href=\"https://make.wordpress.org/core/reports/\">bug report</a>, file one on <a href=\"https://core.trac.wordpress.org/newticket\">WordPress Trac</a>. That’s also where you can find a list of <a href=\"https://core.trac.wordpress.org/tickets/major\">known bugs</a>.</p>\n\n\n\n<p><em>Props to <a href=\'https://profiles.wordpress.org/jeffpaul/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>jeffpaul</a> <a href=\'https://profiles.wordpress.org/desrosj/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>desrosj</a> <a href=\'https://profiles.wordpress.org/hellofromtonya/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>hellofromtonya</a> <a href=\'https://profiles.wordpress.org/pbiron/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>pbiron</a> for reviews and final edits!</em></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>Esperanza first.<br>Want to know the next jazzer?<br>Then please test beta.</em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10843\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:9;a:6:{s:4:\"data\";s:58:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n\n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:55:\"WP Briefing: Episode 11: WordCamp Europe 2021 in Review\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"https://wordpress.org/news/2021/06/episode-11-wordcamp-europe-2021-in-review/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 21 Jun 2021 12:33:22 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:11:\"wp-briefing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://wordpress.org/news/?post_type=podcast&p=10837\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:364:\"In this episode, Josepha Haden Chomphosy does a mini deep dive into WordCamp Europe 2021, specifically the conversation between the project’s co-founder, Matt Mullenweg, and Brian Krogsgard formerly of PostStatus. Tune in to hear her take and for this episode’s small list of big things. Have a question you’d like answered? You can submit them […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:9:\"enclosure\";a:1:{i:0;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:60:\"https://wordpress.org/news/files/2021/06/WP-Briefing-011.mp3\";s:6:\"length\";s:1:\"0\";s:4:\"type\";s:0:\"\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:10500:\"\n<p>In this episode, Josepha Haden Chomphosy does a mini deep dive into WordCamp Europe 2021, specifically the conversation between the project’s co-founder, Matt Mullenweg, and Brian Krogsgard formerly of PostStatus. Tune in to hear her take and for this episode’s small list of big things.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<p>Editor:<a href=\"https://profiles.wordpress.org/dustinhartzler/\"> Dustin Hartzler</a></p>\n\n\n\n<p>Logo:<a href=\"https://profiles.wordpress.org/beafialho/\"> Beatriz Fialho</a></p>\n\n\n\n<p>Production:<a href=\"https://profiles.wordpress.org/mkaz/\"> </a><a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></p>\n\n\n\n<p>Song: Fearless First by Kevin MacLeod</p>\n\n\n\n<h2>References </h2>\n\n\n\n<p><a href=\"https://wordpress.org/news/2021/06/gutenberg-highlights/\">Gutenberg Highlights </a></p>\n\n\n\n<p><a href=\"https://www.youtube.com/watch?v=o-IvKy3322k&t=12428s\">Matt Mullenweg in conversation with Brian Krogsgard </a></p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/5-8/\">5.8 Development Cycle</a></p>\n\n\n\n<p><a href=\"https://japan.wordcamp.org/2021/\">WordCamp Japan</a></p>\n\n\n\n<p><a href=\"https://europe.wordcamp.org/2021/a-recap-on-wceu-2021/\">A recap on WCEU 2021</a></p>\n\n\n\n<h2>Transcript</h2>\n\n\n\n<span id=\"more-10837\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy 00:10</strong></p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress Briefing, the podcast where you can catch quick explanations of the ideas behind the WordPress open source project, some insights into the community that supports it, and get a small list of big things coming up in the next two weeks. I’m your host, Josepha Haden Chomphosy. Here we go!</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy 00:40</strong></p>\n\n\n\n<p>A couple of weeks ago, we hosted WordCamp Europe and had the double pleasure of a demo that showed us a bit about the future of WordPress and an interview that looked back while also looking a bit forward. If you haven’t seen the demo, it was beautiful. And I’ve included a link to it in the show notes. And if you haven’t heard the interview, there were a few specific moments that I’d like to take the time to delve into a little more. Brian Krogsgard, in his conversation with Matt Mullenweg, brought up three really interesting points. I mean, he brought up a lot of interesting points, but there were three that I would particularly like to look into today. The first was about balance. The second was about cohesion. And the third was about those we leave behind. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy 01:24</strong></p>\n\n\n\n<p>So first is this question of balance. Brian brought this up in the context of the overall economic health of the WordPress ecosystem. And in that particular moment, he talked about companies that are coming together, companies that are merging. And in Matt’s answer, the part that I found the most interesting was when he said, “the point at which there is the most commercial opportunity is also the point at which there is the most opportunity for short-termism. He went on to talk about the importance of long-term thinking and collective thinking about what makes us, and us here means probably the WordPress project, more vibrant and vital in 10 or 20 or 30 years. One of the things that he specifically called out in that answer was the responsibility of larger companies in the ecosystem. For instance, like Automattic, to commit fully to giving back, there are many ways now that companies can give back to WordPress so that we all replenish the Commons. They can pay for volunteer contributors’ time; they can create and sponsor entire teams through the Five for the Future program. They can contribute time through our outreach program. And they can even contribute to WordPress’s ability to own our own voice by engaging their audience’s awareness of what’s next in WordPress, or whatever. And I know this balance, this particular balance of paid contributors or sponsored contributors, compared to our volunteer contributors or self-sponsored contributors; I know that this balance is one that people keep an eagle eye on. I am consistently on a tight rope to appropriately balanced those voices. But as with so many things where balance is key, keeping an eye on the middle or the long-distance can really help us get it right. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy 03:23</strong></p>\n\n\n\n<p>The second question was one of cohesion and specifically cohesion over the competition. Brian asked how, if people feel disadvantaged, you can foster a feeling of cohesion rather than competition? And Matt’s first answer was that competition is great. Specifically, he said that competition is great as long as you consider where your collaboration fits into the mission. And he also spent some time exploring how competitors in the ecosystem can still work from a community-first mindset. I personally cannot agree enough about some of the benefits of collaboration alongside your competitors. I remind sponsored contributors from time to time, and I think it’s true for any contributor that you are an employee of your company first and a contributor to WordPress second. However, once you step into contribution time, your main concern is the users of WordPress, or new contributors, or the health of the WordPress ecosystem as a whole or the WordPress project. So you get all this subject matter expertise from competitive forces, collaborating in a very us versus the problem way. And when you do that, you’re always going to find a great solution. It may not be as fast as you want it to build things out in the open in public. And so sometimes we get it wrong and have to come back and fix it but still, given time, we’re going to come out with the best solution because we have so many skilled people working on this. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy 05:01</strong></p>\n\n\n\n<p>And then the third question that I wanted to really touch on is the question of those we leave behind. Brian asked Matt if he thought mid-sized agencies and mid-sized consultants were being squeezed out with the block editor. Matt’s high-level answer was no, and I tend to agree with him. It’s not all mid-sized anything any more than it’s all small-sized anything. His answer continued to look at what stands to change for users with the block editor and who really can stand to benefit. It made me think back to my WordPress 5.0 listening tour. We launched WordPress 5.0, which was, in case anyone forgets, the first release with the block editor in it. I took a six-month-long tour to anywhere that WordPressers were so I could hear their main worries, what Brian is saying in there, and what Matt is saying to really came up all the time in those conversations. And basically, it was that this update takes all the power away from people who are building websites. And in these conversations, and Matt and Brian’s conversation, it was really focused on our freelancers and consultants. But at the same time, all of them heard that this update gives power back to all of the people who could build websites. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy 06:28</strong></p>\n\n\n\n<p>I could not shake the feeling at the time. And honestly, I can’t shake it now that no high-end consultants, or freelancers, or any other developer or site creator sit around just longing for maintenance work. After six months of talking to people, I didn’t hear anyone say, “you know, I just love making the same author card over and over and over.” Or, “updated the footer every week, this month. And that’s why I got into this business.” And more than the feeling that there just wasn’t anyone who just loved maintenance, I got a feeling that there were real problems that needed to be solved for these clients and that they wanted to solve them. And that they also would gladly trade updating footers for the much more interesting work of creating modern and stylish business hubs based on WordPress for the clients who trust them so much. All of that, I guess, is to say that, yes, the block editor does give power back to our clients again, but not at the expense of those who have to build the sites in the first place. I think it stands to restore everyone’s sense of agency more than we truly realize. So that’s my deep dive on WordCamp Europe; I included links to the demo and the talk below, just in case you haven’t seen them yet. And you want to get a little bit of insight into the full context of the conversations that I just did a bit of a deep dive into. </p>\n\n\n\n<p><strong>Josepha Haden Chomphosy 08:15</strong></p>\n\n\n\n<p>And now it’s time for our smallest of big things. All right, I have three things for you today. Number one, tomorrow, we package WordPress 5.8 beta three. If you’ve never had a chance to stop by the core channel in slack for the past packaging process, I really encourage you to stop by; we call them release parties. It’s a bunch of people who stand around and help get it done. So you can also see how it gets done. And if you’re feeling brave, you can even try your hand at testing out one of the packages as soon as it’s ready. The second thing is that a week from tomorrow, we reach our first release candidate milestone. So if you have meant to submit any bugs or patches or if you’ve been procrastinating on documentation, or dev notes, right now is the time so that we can have a chance to get everything into the release by the time we reach the release candidate milestone on the 29th. And the third thing is that we are currently right in the middle of WordCamp Japan. That is a great opportunity to meet some contributors and maybe even get started with contributions yourself. So stop by if you haven’t had a chance to check it out already. I will leave a link in the show notes. And that, my friends, is your small list of big things. </p>\n\n\n\n<p>Thank you for tuning in today for the WordPress Briefing. I’m your host, Josepha Haden Chomphosy, and I’ll see you again in a couple of weeks.</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10837\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:10;a:6:{s:4:\"data\";s:60:\"\n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:20:\"WordPress 5.8 Beta 2\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-2/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Tue, 15 Jun 2021 18:34:31 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:2:{i:0;a:5:{s:4:\"data\";s:11:\"Development\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"Releases\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10808\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:344:\"WordPress 5.8 Beta 2 is now available for testing! This software is still in development, so it’s not recommended to run this version on a production site. Consider setting up a test site to play with it. You can test the WordPress 5.8 Beta 2 in two ways: Install/activate the WordPress Beta Tester plugin (select the Bleeding […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:19:\"Jonathan Desrosiers\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:6174:\"\n<p>WordPress 5.8 Beta 2 is now available for testing!</p>\n\n\n\n<p><strong>This software is still in development,</strong> so it’s not recommended to run this version on a production site. Consider setting up a test site to play with it.</p>\n\n\n\n<p>You can test the WordPress 5.8 Beta 2 in two ways:</p>\n\n\n\n<ul><li>Install/activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester</a> plugin (select the <code>Bleeding edge</code> channel and the <code>Beta/RC Only</code> stream)</li><li>Direct download the beta version here (<a href=\"https://wordpress.org/wordpress-5.8-beta2.zip\">zip</a>).</li></ul>\n\n\n\n<p>The current target for the final release is July 20, 2021. That’s just <strong>five weeks away</strong>, so your help is vital to ensure that the final release is as good as it can be.</p>\n\n\n\n<h2><strong>Some Highlights</strong></h2>\n\n\n\n<p>Since <a href=\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-1/\" data-type=\"post\" data-id=\"10733\">Beta 1</a>, <a href=\"https://core.trac.wordpress.org/query?status=closed&changetime=06%2F09%2F2021..06%2F15%2F2021&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">26</a> bugs have been fixed. Here is a summary of some of the included changes:</p>\n\n\n\n<ul><li>Block Editor: Remove bundled block patterns and support the patterns directory. (<a href=\"https://core.trac.wordpress.org/ticket/53246\">#53246</a>)</li><li>Block Editor: Add a type property to allow Core to identify the source of the editor styles. (<a href=\"https://core.trac.wordpress.org/ticket/53175\">#53175</a>)</li><li>Build/Test Tools: Adds some tests for Quick Draft section in Dashboard. (<a href=\"https://core.trac.wordpress.org/ticket/52905\">#52905</a>)</li><li>Build/Test Tools: Replaced <code>@babel/polyfill</code> with <code>core-js/stable</code>. (<a href=\"https://core.trac.wordpress.org/ticket/52941\">#52941</a>)</li><li>Coding Standards: Further update the code for bulk menu items deletion to better follow WordPress coding standards. (<a href=\"https://core.trac.wordpress.org/ticket/21603\">#21603</a>)</li><li>External Libraries: Update Underscore to version 1.13.1. (<a href=\"https://core.trac.wordpress.org/ticket/45785\">#45785</a>)</li><li>General: A number of block editor, template mode and widget screen related fixes. (<a href=\"https://core.trac.wordpress.org/changeset/51149\">#51149</a>)</li><li>Login and Registration: Improve the unknown username error message. (<a href=\"https://core.trac.wordpress.org/ticket/52915\">#52915</a>)</li><li>Media: Restore AJAX response data shape in media library. (<a href=\"https://core.trac.wordpress.org/ticket/50105\">#50105</a>)</li><li>Site Health: Display a list of file formats supported by the GD library. (<a href=\"https://core.trac.wordpress.org/ticket/53022\">#53022</a>)</li><li><span style=\"color: initial;, sans-serif\">Twemoji: It’s the new one! (</span><a href=\"https://core.trac.wordpress.org/ticket/52852\">#52852</a>)</li></ul>\n\n\n\n<h2><strong>How You Can Help</strong></h2>\n\n\n\n<p>Watch the <a href=\"https://make.wordpress.org/core/\">Make WordPress Core blog</a> for <a href=\"https://make.wordpress.org/core/tag/5-8+dev-notes/\">5.8-related developer notes</a> in the coming weeks, which will break down these and other changes in greater detail.</p>\n\n\n\n<p>So far, contributors have fixed <a href=\"https://core.trac.wordpress.org/query?status=closed&changetime=..06%2F15%2F2021&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">214 tickets in WordPress 5.8</a>, including <a href=\"https://core.trac.wordpress.org/query?status=closed&status=reopened&changetime=..06%2F15%2F2021&type=enhancement&type=feature+request&milestone=5.8&group=component&col=id&col=summary&col=type&col=status&col=milestone&col=changetime&col=owner&col=priority&col=keywords&order=changetime\">87 new features and enhancements</a>, and more bug fixes are on the way.</p>\n\n\n\n<p><strong>Do some testing!</strong></p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/handbook/testing/beta-testing/\">Testing for bugs</a> is a vital part of polishing the release during the beta stage and a great way to contribute. <img src=\"https://s.w.org/images/core/emoji/13.1.0/72x72/2728.png\" alt=\"✨\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\" /></p>\n\n\n\n<p>If you think you’ve found a bug, please post to the <a href=\"https://wordpress.org/support/forum/alphabeta/\">Alpha/Beta</a> area in the support forums. We would love to hear from you! If you’re comfortable writing a reproducible <a href=\"https://make.wordpress.org/core/reports/\">bug report</a>, file one on <a href=\"https://core.trac.wordpress.org/newticket\">WordPress Trac</a>. That’s also where you can find a list of <a href=\"https://core.trac.wordpress.org/tickets/major\">known bugs</a>.</p>\n\n\n\n<p><em>Props to <a href=\'https://profiles.wordpress.org/chanthaboune/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>chanthaboune</a> for revision, <a href=\'https://profiles.wordpress.org/webcommsat/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>webcommsat</a>, <a href=\'https://profiles.wordpress.org/youknowriad/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>youknowriad</a>, <a href=\'https://profiles.wordpress.org/jorbin/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>jorbin</a>, <a href=\'https://profiles.wordpress.org/felipeelia/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>felipeelia</a> , and <a href=\'https://profiles.wordpress.org/jeffpaul/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>jeffpaul</a> for proofreading, and <a href=\'https://profiles.wordpress.org/cbringmann/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>cbringmann</a> for final edits!</em></p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>Install won’t you please<br>WordPress 5-8 Beta 2?<br>We need your help: test!</em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10808\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:11;a:6:{s:4:\"data\";s:60:\"\n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:20:\"Gutenberg Highlights\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://wordpress.org/news/2021/06/gutenberg-highlights/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 11 Jun 2021 11:03:04 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:2:{i:0;a:5:{s:4:\"data\";s:8:\"Features\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"WordCamp\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10779\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:346:\"During WordCamp Europe this past Wednesday Matt and I gathered to discuss the latest developments of Gutenberg and to share a video with some of the current and upcoming highlights. The video is wonderfully narrated by @beafialho and it was a great opportunity to celebrate all the incredible work that contributors are doing around the […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Matias Ventura\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:1401:\"\n<p>During <a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe</a> this past Wednesday Matt and I gathered to discuss the latest developments of Gutenberg and to share a video with some of the current and upcoming highlights. The video is wonderfully narrated by <a href=\'https://profiles.wordpress.org/beafialho/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>beafialho</a> and it was a great opportunity to celebrate all the incredible work that contributors are doing around the globe to improve the editing and customization experience of WordPress. For those that weren’t able to attend live it’s now available for watching online.</p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-4-3 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" class=\"youtube-player\" width=\"632\" height=\"356\" src=\"https://www.youtube.com/embed/a1Sf7PxfmLQ?version=3&rel=1&showsearch=0&showinfo=1&iv_load_policy=1&fs=1&hl=en-US&autohide=2&wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation\"></iframe>\n</div></figure>\n\n\n\n<p>Matt also opened a thread for questions <a href=\"https://ma.tt/2021/06/wceu-open-thread/\">on his blog</a>, so be sure to chime in there if you have any!</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10779\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:12;a:6:{s:4:\"data\";s:63:\"\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:20:\"WordPress 5.8 Beta 1\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"https://wordpress.org/news/2021/06/wordpress-5-8-beta-1/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 09 Jun 2021 02:47:48 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:3:{i:0;a:5:{s:4:\"data\";s:11:\"Development\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:8:\"Releases\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:3:\"5.8\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10733\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:50:\"WordPress 5.8 Beta 1 is now available for testing!\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:12:\"Jeffrey Paul\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:10110:\"\n<p>WordPress 5.8 Beta 1 is now available for testing!</p>\n\n\n\n<p><strong>This software is still in development,</strong> so it is not recommended to run this version on a production site. Instead, we recommend that you run this on a test site to play with the new version.</p>\n\n\n\n<p>You can test the WordPress 5.8 Beta 1 in two ways:</p>\n\n\n\n<ul><li>Install and activate the <a href=\"https://wordpress.org/plugins/wordpress-beta-tester/\">WordPress Beta Tester</a> plugin (select the “Bleeding edge” channel and “Beta/RC Only” stream).</li><li>Direct download the <a href=\"https://wordpress.org/wordpress-5.8-beta1.zip\">beta version here (zip)</a>.</li></ul>\n\n\n\n<p>The current target for the final release is July 20, 2021. This is just <strong>six weeks away</strong>, so your help is vital to ensure this release is tested properly and as good as it can be.</p>\n\n\n\n<p>Keep your eyes on the <a href=\"https://make.wordpress.org/core/\">Make WordPress Core blog</a> for <a href=\"https://make.wordpress.org/core/tag/5-8+dev-notes/\">5.8-related developer notes</a> in the coming weeks, breaking down these and other changes in greater detail.</p>\n\n\n\n<p>So what’s new in this 5.8? Let’s start with some highlights.</p>\n\n\n\n<h2>Highlights</h2>\n\n\n\n<h3>Powerful Blocks</h3>\n\n\n\n<ul><li>Discover several new blocks and expressive tools, including blocks for <em>Page Lists</em>, <em>Site Title</em>, <em>Logo</em>, and <em>Tagline</em>. A powerful <em>Query Loop</em> block offers multiple ways for displaying lists of posts and comes with new block patterns that take advantage of its flexibility and creative possibilities.</li><li>Interacting with nested blocks has been made easier with a permanent toolbar button for selecting a parent. Block outlines are shown when hovering or focusing on the different block type buttons. Block handles are now also present for drag and drop when in “select” mode.</li><li>Introduces the <strong>List View</strong>, a panel that can be toggled and helps navigate complex blocks and patterns.</li><li>Reusable blocks have an improved creation flow and support for history revisions. </li><li>A cool new duotone block adds images effects which can be used in media blocks or supported in third-party blocks. Color presets can also be customized by the theme.</li></ul>\n\n\n\n<h3>Handpicked Patterns</h3>\n\n\n\n<p>Patterns can now also be recommended and selected during block setup, offering powerful new flows. Pattern transformations are also possible and allow converting a block or a collection of blocks into different patterns.</p>\n\n\n\n<p>New collection of Patterns and an initial integration with the upcoming Pattern Directory on WordPress.org.</p>\n\n\n\n<h3>Better Tools</h3>\n\n\n\n<ul><li><span style=\"color: initial;, sans-serif\">New template editor that allows creating new custom templates for a page using blocks.</span></li><li>Themes can now control and configure styling with a theme.json file, including layout configuration, block supports, color palettes, and more.</li><li>New design tools and enhancements to existing blocks, including more color, typography, and spacing options, drag and drop for Cover backgrounds, additions to block transformation options, ability to embed PDFs within the File block, and more.</li><li>Includes improvements to how the editor is rendered to more accurately resemble the frontend.</li></ul>\n\n\n\n<h3>Internet Explorer 11</h3>\n\n\n\n<p>Support for Internet Explorer 11 is ending in WordPress this year. In this release, most of those changes are being merged so use the Beta and RC periods to test!</p>\n\n\n\n<h3>Blocks in Widgets Area</h3>\n\n\n\n<ul><li>You can now use any block in your theme’s widget areas using the all new Widgets screen and updated Customizer.</li><li>Existing third party widgets continue to work via the <a href=\"https://developer.wordpress.org/block-editor/how-to-guides/widgets/legacy-widget-block/\">Legacy Widget block</a>.</li><li>Not quite ready for a full switch? To ease the transition, users can use the <a href=\"https://wordpress.org/plugins/classic-widgets/\">Classic Widgets plugin</a> and themes can call <a href=\"https://developer.wordpress.org/block-editor/how-to-guides/widgets/opting-out/\">remove_theme_support( ‘widgets-block-editor’ )</a>.</li></ul>\n\n\n\n<p><em>Looking for a change and can’t find it? There are more improvements listed after the break.</em></p>\n\n\n\n<h2><strong>How You Can Help</strong></h2>\n\n\n\n<h3>Do some testing!</h3>\n\n\n\n<p>Testing for bugs is an important part of polishing the release during the beta stage and a great way to contribute.</p>\n\n\n\n<p>If you think you’ve found a bug, please post to the <a href=\"https://wordpress.org/support/forum/alphabeta/\">Alpha/Beta area</a> in the support forums. We would love to hear from you! If you’re comfortable writing a reproducible bug report, <a href=\"https://core.trac.wordpress.org/newticket\">file one on WordPress Trac</a>. That’s also where you can find a list of <a href=\"https://core.trac.wordpress.org/tickets/major\">known bugs</a>.</p>\n\n\n\n<p>Thanks for joining us, and happy testing!</p>\n\n\n\n<p class=\"has-text-align-left\"><em><span><i>Props to </i></span><a href=\'https://profiles.wordpress.org/audrasjb/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>audrasjb</a>, <a href=\'https://profiles.wordpress.org/cbringmann/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>cbringmann</a>, <a href=\'https://profiles.wordpress.org/youknowriad/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>youknowriad</a>, <a href=\'https://profiles.wordpress.org/annezazu/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>annezazu</a>, <a href=\'https://profiles.wordpress.org/matveb/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>matveb</a>, and <a href=\'https://profiles.wordpress.org/desrosj/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>desrosj</a><span><i> for </i>editing/proof reading</span> this post, and <a href=\'https://profiles.wordpress.org/chanthaboune/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>chanthaboune</a> for final review.</em></p>\n\n\n\n<hr class=\"wp-block-separator is-style-default\" />\n\n\n\n<p><em>Full Site Editing<br>Coming at the end of year<br>But first, Beta 1</em></p>\n\n\n\n<span id=\"more-10733\"></span>\n\n\n\n<h2><strong>Improvements in this Release</strong></h2>\n\n\n\n<ul><li>Improvements to Reusable blocks, Cover block, Table block, List View, Rich text placeholder, Template Editing Mode, Block Inserter, and Top Toolbar</li><li>Query loop block that uses a query/filter to create a flexible post list based on templates. Best used with patterns.</li><li>Parity refinement between editor and frontend, Standardization to block toolbars organization</li><li>Block widgets in the Customizer</li><li>Introducing the Global Styles and Global Settings APIs: control the editor settings and available customization tools and style blocks using a theme.json file.Template editor opens inside an iframe to more accurately resemble the front end.</li><li>Ability to transform Media and Text into Columns</li><li>Embedded PDFs within File block</li><li>Spacing options for Social Links and Buttons, Spacer block width adjustments</li><li>Twemoji has been updated to version 13.1, bringing you many new Emoji.</li><li>Editor performance improvements</li><li>Hide writing prompt from subsequent empty paragraphs</li><li>More descriptive publishing UI</li><li>Added capability to set the default format for image sub-sizes as well as WebP support</li><li>Added widgets block editor to widgets.php and customize.php</li><li>Added block patterns to default themes</li><li>Added ability to mark a plugin as unmanaged</li><li>Enable revisions for the reusable block custom post type</li><li>Enqueue script and style assets only for blocks present on the page</li><li>Abstracted block editor configuration by deprecating existing filters and introducing replacements that are context-aware</li><li>New sidebars, widget, and widget-types REST API endpoints</li><li>Added support for modifying the term relation when querying posts in the REST API</li><li>Site Health now supports custom sub-menus and pages</li><li>Themes now display the number of available theme updates in the admin menu</li><li>Speed up cached <code>get_pages()</code> calls</li><li>Underscore updates from 1.8.3 to 1.9.1</li></ul>\n\n\n\n<p>To see all of the features for Gutenberg release in detail check out these posts: <a href=\"https://make.wordpress.org/core/2021/02/17/whats-new-in-gutenberg-10-0-february/\">10.0</a>, <a href=\"https://make.wordpress.org/core/2021/03/02/whats-new-in-gutenberg-10-1-3-march/\">10.1</a>, <a href=\"https://make.wordpress.org/core/2021/03/17/whats-new-in-gutenberg-10-2-17-march/\">10.2</a>, <a href=\"https://make.wordpress.org/core/2021/04/02/whats-new-in-gutenberg-10-3-31-march/\">10.3</a>, <a href=\"https://make.wordpress.org/core/2021/04/14/whats-new-in-gutenberg-10-4-14-april/\">10.4</a>, <a href=\"https://make.wordpress.org/core/2021/04/30/whats-new-in-gutenberg-10-5-28-april/\">10.5</a>, <a href=\"https://make.wordpress.org/core/2021/05/14/whats-new-in-gutenberg-10-6-12-may/\">10.6</a>, and <a href=\"https://make.wordpress.org/core/2021/05/27/whats-new-in-gutenberg-10-7-26-may/\">10.7</a>. In addition to those changes, contributors have fixed <a href=\"https://core.trac.wordpress.org/query?status=closed&milestone=5.8&group=component&max=500&col=id&col=summary&col=owner&col=type&col=priority&col=component&col=version&order=priority\">215 tickets in WordPress 5.8</a>, including <a href=\"https://core.trac.wordpress.org/query?status=closed&status=reopened&type=enhancement&type=feature+request&milestone=5.8&col=id&col=summary&col=type&col=status&col=milestone&col=owner&col=priority&col=changetime&col=keywords&order=changetime\">88 new features and enhancements</a>, with more bug fixes on the way.</p>\n\n\n\n<p></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10733\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:13;a:6:{s:4:\"data\";s:58:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n\n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:57:\"WP Briefing: Episode 10: Finding the Good In Disagreement\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:79:\"https://wordpress.org/news/2021/06/episode-10-finding-the-good-in-disagreement/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 07 Jun 2021 12:22:06 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:11:\"wp-briefing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://wordpress.org/news/?post_type=podcast&p=10424\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:408:\"To Agree, disagree, and everything in-between. In this episode, Josepha talks about forming opinions and decision-making in the WordPress project. Have a question you’d like answered? You can submit them to wpbriefing@wordpress.org, either written or as a voice recording. Credits Editor: Dustin Hartzler Logo: Beatriz Fialho Production: Chloé Bringmann Song: Fearless First by Kevin MacLeod […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:9:\"enclosure\";a:1:{i:0;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:60:\"https://wordpress.org/news/files/2021/06/WP-Briefing-010.mp3\";s:6:\"length\";s:1:\"0\";s:4:\"type\";s:0:\"\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:12068:\"\n<p>To Agree, disagree, and everything in-between. In this episode, Josepha talks about forming opinions and decision-making in the WordPress project.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<p>Editor:<a href=\"https://profiles.wordpress.org/dustinhartzler/\"> Dustin Hartzler</a></p>\n\n\n\n<p>Logo:<a href=\"https://profiles.wordpress.org/beafialho/\"> Beatriz Fialho</a></p>\n\n\n\n<p>Production:<a href=\"https://profiles.wordpress.org/mkaz/\"> </a><a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></p>\n\n\n\n<p>Song: Fearless First by Kevin MacLeod</p>\n\n\n\n<h2>References</h2>\n\n\n\n<p><a href=\"https://www.oprah.com/spirit/suzy-welchs-rule-of-10-10-10-decision-making-guide/all\">10/10/10 Rule</a></p>\n\n\n\n<p><a href=\"https://en.wikipedia.org/wiki/Time_management#The_Eisenhower_Method\">The Eisenhower Matrix </a></p>\n\n\n\n<p><a href=\"https://en.wikipedia.org/wiki/Minimax\">The Maximin Strategy </a></p>\n\n\n\n<p><a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe</a></p>\n\n\n\n<p><a href=\"https://japan.wordcamp.org/2021/\">WordCamp Japan</a></p>\n\n\n\n<p><a href=\"https://make.wordpress.org/core/5-8/\">WordPress 5.8 Development Cycle</a></p>\n\n\n\n<h2>Transcript</h2>\n\n\n\n<span id=\"more-10424\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:10</p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress Briefing, the podcast where you can catch quick explanations of some of the ideas behind the WordPress open source project and the community around it, as well as get a small list of big things coming up in the next two weeks. I’m your host, Joseph Haden Chomphosy. Here we go!</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:40</p>\n\n\n\n<p>For anyone who has ever organized something, whether it’s a social event, a school project, or an annual family gathering, you know that there are many different opinions. The more opinions you have, the more likely people don’t see eye to eye. And before you know it, you’ve got some disagreements. Some things make disagreements worse, like imbalance of information, lack of showing your work, and sometimes just “too many cooks in the kitchen,” to use a regional phrase. Frankly, sometimes it seems like the second you have more than one cook in your kitchen, you’re going to get some disagreements. But I think that’s a healthy thing. WordPress is huge. And there are huge numbers of people contributing to WordPress or any other open source project you want to name. So there’s a lot of stuff available to disagree about. If we never saw anyone pointing out an area that wasn’t quite right, there would probably be something wrong. If you, like me, think that a healthy tension of collaborative disagreement can be useful when approached thoughtfully, then this quick start guide is for you. </p>\n\n\n\n<p>Step one, prepare to host a discussion. This is, by the way, just the hardest step out there. You have to take a little time to figure out what problem you’re solving with the solution you’re suggesting, any goals that it relates to, and then figure out what the bare minimum best outcome would be and what the wildest dreams magic wand waving outcome would be. And you have to be honest with yourself. </p>\n\n\n\n<p>Step two, host the discussion. The venue will be different for different discussions, but you see a lot of these on team blogs or within the actual tickets where work is being done. Wherever you’re hosting it, state the problem, state your idea for the solution and ask for what you missed. If you’re hosting a discussion in person, like in a town hall format, this can be hard. And generally, hosting discussions in an in-person or voice call or zoom call kind of way is hard. So if you have an opportunity to start doing this in text first and level your way up to in person, that’s my recommendation. </p>\n\n\n\n<p>Step three is to summarize the discussion and post a decision if possible. So organizing a big discussion into main points is a really good practice for the people you’re summarizing it for and yourself. It helps you to confirm your understanding, and it also gives you the chance to pair other solutions with the problem and goals you outlined in step one. If a different solution solves the same problem but with less time or effort, it’s worth taking a second look with less time or effort. There’s something that I say to WordPress contributors frequently, and that is there are a lot of yeses. There are a lot of right ways to do things and only a few clear wrong ways to do things. So be open-minded about whether or not someone else’s right way to do things could still achieve the goals you’re trying to accomplish with your solution. A note on step three where I said, “and post the decision if possible.” Sometimes you’re the person to make that decision, but sometimes you are not the person who can give something the green light, and so you’re preparing a recommendation. Whether you’re making a decision or a recommendation, sometimes you may experience a little decision-making paralysis. I know I do. So here are a few of the tools that I use.</p>\n\n\n\n<p>If you’re avoiding the decision, use the 10/10/10 rule; it can help you figure out if you’re stuck on a short-term problem. If there are too many good choices, use the Eisenhower Matrix that can help you to prioritize objectively. If there are too many bad choices, use the Maximin strategy. It can help you to identify how to minimize any potential negative impacts. </p>\n\n\n\n<p>Okay, so you’ve considered your position. You’ve discussed everything. You summarized the big points. Maybe you also worked your way through to a recommendation or a decision. What about everyone who disagreed with the decision? Or have you made a recommendation, and it wasn’t accepted? How do you deal with that? That’s where “disagree and commit” shows up. This phrase was made popular by the folks over at Amazon, I think. But it first showed up, I believe at Sun Microsystems as this phrase, “agreeing, commit, disagree and commit or get out of the way.”</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>05:34</p>\n\n\n\n<p>Disagree and commit as a concept works pretty well when everyone agrees on the vision and the goals, but not necessarily how to get to those goals. We’ve had moments in recent history where folks we’re not able to agree, we’re not able to commit, and so then left the project. I hate when that happens. I want people to thrive in this community for the entire length of their careers. But I also understand that situation shows up in the top five learnings of open source when you no longer have interest in the project and handed it off to a competent successor. So there it is – disagreements in open source in WordPress. </p>\n\n\n\n<p>As with so many of the things I discuss on this podcast, this is incredibly complex and nuanced in practice. Taking an argument, distilling facts from feelings, and adjusting frames of reference until the solution is well informed and risk-balanced. That is a skill set unto itself. But one that increases the health of any organization. I’ll share that list of references and general materials in the show notes, including a link explaining each of those decision-making tools that I shared. I’m also going to include the contributor training module on decision-making in the WordPress project. It’s got excellent information. It’s part of a series of modules that I asked team reps to take and sponsored contributors. I don’t require it from anyone, but I do hope that it is useful for you. Also, speaking of useful for you, if you are just here for leadership insights, I included some hot takes after the outro music for you. It’s like an Easter egg, but I just told you about it.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>07:33</p>\n\n\n\n<p>And that brings us to our small list of big things! First off, WordCamp Europe is happening this we; I hope that everybody has an opportunity to attend. If you still haven’t gotten your tickets, they are free, and I think there are still a few left. I will include a link in the show notes as well. There’s going to be a little demo with Matt Mullenweg and Matias Ventura on the WordPress 5.8 release that’s coming up. And then kind of a retrospective discussion between Matt and Brian Krogsgard. I encourage you to join; I think it’s going to be very interesting. </p>\n\n\n\n<p>There’s also WordCamp, Japan coming up June 20 through 26th. I mentioned it last time – it has a big section of contributing and contribution time. So if you’re looking to get started, some projects are laid out, and I encourage you to take a look at that as well. </p>\n\n\n\n<p>The new thing on this list, and I don’t know how new It is, in general, I hope it’s not too new to you, is that WordPress 5.8 release is reaching its beta one milestone on June 8th, so right in the middle of WordCamp Europe. I encourage every single theme developer, plugin developer that we have, agency owners that we have to really take a look at this release and dig into testing it. It’s a gigantic release. And I have so many questions about what will work and will not work once we get it into a broader testing area. We’ve been doing a lot of testing in the outreach program. But it’s always helpful to get people who are using WordPress daily in their jobs to really give a good solid test to the beta product to the beta package. And put it all through its paces for us. </p>\n\n\n\n<p>So, that my friends, is your small list of big things. Thank you for tuning in today for the WordPress Briefing. I’m your host Josepha Haden Chomphosy, and I’ll see you again in a couple of weeks.</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>10:09</p>\n\n\n\n<p>Hey there, you must be here because I told you about this totally not hidden easter egg about my hot takes on organizational health; I have three for you. And if you’ve ever worked with me, none of this will surprise you. But if you haven’t worked with me, hopefully, it kind of gives you some idea about how I approach all of this a bit differently. So, number one, critical feedback is the sign of a healthy organization. And I will never be dissuaded from that opinion. A complete lack of dissent doesn’t look like “alignment.” To me, that looks like fear. And it goes against the open source idea that many eyes make all bugs shallow. </p>\n\n\n\n<p>Tip number two, a bit of tension is good, a bit of disagreement is good. The same thing that I say about women in tech, we’re not all the same. And if we were, then we wouldn’t need to collaborate anyway. But diversity, whether that’s the diversity of thought or of a person or of experience, just doesn’t happen without some misunderstandings. It’s how we choose to grow through those misunderstandings that make all the difference for the type of organization we are. </p>\n\n\n\n<p>And hot take number three, changing your mind isn’t flip-flopping or hypocritical. I think that’s a sign of growth and willingness to hear others. I like to think of my embarrassment at past bad decisions – as the sore muscles of a learning brain. And I, again, probably won’t be dissuaded from that opinion. Although, you know, if I’m sticking true to changing your mind some flip-flopping or hypocritical, maybe I will, but you can always try to, to give me the counter-argument for that, and we’ll see how it goes. Thank you for joining me for my little public easter egg.</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10424\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:14;a:6:{s:4:\"data\";s:66:\"\n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:36:\"People of WordPress: Tijana Andrejic\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:71:\"https://wordpress.org/news/2021/06/people-of-wordpress-tijana-andrejic/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 07 Jun 2021 12:01:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:4:{i:0;a:5:{s:4:\"data\";s:9:\"heropress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:10:\"Interviews\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:16:\"ContributorStory\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:9:\"HeroPress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10427\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:178:\"This month to coincide with WordCamp Europe, we feature Tijana Andrejic from Belgrade, Serbia, about her journey from fitness trainer to the opportunities in the WordPress world.\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"webcommsat AbhaNonStopNewsUK\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:14291:\"\n<p><strong>WordPress is open source software, maintained by a global network of contributors. There are many examples of how WordPress has changed people’s lives for the better. In this monthly series, we share some of the amazing stories.</strong></p>\n\n\n\n<p>This month to coincide with WordCamp Europe, we feature Tijana Andrejic from Belgrade, Serbia, about her journey from fitness trainer to the WordPress world, with the freelance and corporate opportunities it introduced. </p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"387\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/06/2021-07-Tijana-Andrejic_Featured-Img_1.jpg?resize=632%2C387&ssl=1\" alt=\"Tijana - portrait picture\" class=\"wp-image-10713\" srcset=\"https://i0.wp.com/wordpress.org/news/files/2021/06/2021-07-Tijana-Andrejic_Featured-Img_1.jpg?w=1024&ssl=1 1024w, https://i0.wp.com/wordpress.org/news/files/2021/06/2021-07-Tijana-Andrejic_Featured-Img_1.jpg?resize=300%2C184&ssl=1 300w, https://i0.wp.com/wordpress.org/news/files/2021/06/2021-07-Tijana-Andrejic_Featured-Img_1.jpg?resize=768%2C470&ssl=1 768w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<p>As a professional manager with a college degree in Organizational Science and a certified fitness instructor, Tijana is nothing if not driven and goal-oriented. </p>\n\n\n\n<p>Following her time as a fitness trainer, Tijana moved to work in IT around 2016. She first explored content creation and design before focusing on SEO and becoming an independent specialist. </p>\n\n\n\n<p>Tijana was hired as a Customer Happiness Engineer for a hosting company, where she discovered the benefits of having a team. She realized that having close working relationships with colleagues is helpful for business success and accelerates personal growth.</p>\n\n\n\n<p>Tijana hopes that by sharing her story, she can help others who are either starting their career or are moving roles. She describes the opportunities she discovered in the WordPress community as ‘a huge epiphany’, especially in the world of freelancing.</p>\n\n\n\n<p>She highlights <strong>5 things that helped her to start a new freelancing career</strong>. Let’s dive into them.</p>\n\n\n\n<h2>What motivates me?</h2>\n\n\n\n<p>“Why am I doing this?” is the first question that Tijana asks herself before starting anything new. This self-review and honesty, she feels, allows her to determine her priorities. She also benchmarks options around her motivations of wanting a flexible schedule and to grow professionally. </p>\n\n\n\n<p>She lists the reasons to make a particular choice, like being a freelancer, to help her choose the right job, pathway, or identify alternatives. </p>\n\n\n\n<p>She recommends that others can take a similar approach. If freelancing is still the best solution after examining all their goals and motivations, Tijana believes a good next step would be to learn WordPress-related skills.</p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https://lh6.googleusercontent.com/cdHeIL-H_mE6QFCUxUT-gfKS2GzizRHtn4iCENoaWOimC82BfModRJh44QbhvHPW0GNVP5eUPhgxQteDRbA_9EUzpssTXMGWje1hUuKyrfXUgGhCnvXQdraaUQiaGBjFr73dNYxr\" alt=\"WordCamp Europe 2019 group picture\" /></figure>\n\n\n\n<h2>Develop WordPress related skills</h2>\n\n\n\n<p>The next question you may ask: “Why WordPress?”</p>\n\n\n\n<p>WordPress is used by more than 40% of websites in some form and offers various roles, many of which are not developer-specific. Tijana highlights a few: </p>\n\n\n\n<ul><li>web developer (coding websites, themes, and plugins)</li><li>web implementor (creating websites from existing themes without coding)</li><li>web designer (designing website mock-ups, editing images, or creating online infographics)</li><li>client support professional (helping people with their websites)</li><li>website maintenance (WordPress, themes, and plugins are maintained and backed up regularly)</li><li>WordPress trainer (helping clients with how to use the platform or teaching other web professionals)</li><li>content writer</li><li>accessibility specialist (making sure standards are met and suggesting solutions for accessibility barriers)</li><li>SEO consultant (improving search outcomes and understanding)</li><li>statistics consultant, especially for web shops</li><li>WordPress assistant (adding new content and editing existing posts)</li><li>website migration specialist (moving websites from one server to another)</li><li>web security specialist</li></ul>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https://lh4.googleusercontent.com/16XExYT_P4R4PX3orOaWbueDfkBIA6PFQ-CuYEXdeN9AvUIuIF33aIjT1DpdnFCqhrijWv1f68OR2Qh14xGT9REHGJ-MqK-OxJ9XcrhZ3IkcW8DBI7nVAtvFcCnCHL0woka_FV6t\" alt=\"WCBGD group picture\" /></figure>\n\n\n\n<p>Tijana emphasized: “Another reason why WordPress is great for freelancers is the strong community that exists around this content management system (CMS).” WordCamps and Meetups are a way to get useful information and meet people from a large and very diverse community and get answers to many questions straight away. </p>\n\n\n\n<p>In the past year, these events have been primarily online. However, the contributors who run them continue to make an effort to provide an experience as close to in-person events as possible. The biggest advantage to online events is that we can attend events from across the world, even if sometimes during these difficult times, it is difficult to get enough time to deeply into this new experience. Since Tijana’s first Meetup, she has attended many WordPress community events and volunteered as a speaker.</p>\n\n\n\n<h2>Plan in advance</h2>\n\n\n\n<p>Becoming a freelancer takes time. For Tijana, success came with proper planning and following her plan to ‘acquire or improve relevant skills that will make you stand out in the freelance market.’ She strongly believes that learning and growing as a professional opens more business opportunities. </p>\n\n\n\n<p>If you are considering a freelance career, she advises improving relevant skills or developing new skills related to your hobbies as ‘there is nothing better than doing what you love.’ In cases where no previous experience and knowledge can be used, she suggests choosing ‘a job that has a shorter learning curve and builds your knowledge around that.’</p>\n\n\n\n<p>Tijana started as a content creator and learned to become an SEO expert. However, she highlights many alternative paths, including starting as a web implementer and moving to train as a developer. </p>\n\n\n\n<p>She suggests to others: “It would be a good idea to analyze the market before you jump into the learning process.” She also recommends people check the latest trends and consider the future of the skills they are developing.</p>\n\n\n\n<p>Visit the new <a href=\"https://learn.wordpress.org/\">Learn WordPress.org</a> to see what topics are of interest to you. In this newly established resource, the WordPress community aggregates workshops to support those who want to start and improve their skills, provides lesson plans for professional WordPress trainers and helps you create personal learning to develop key skills. There is also material on helping you be part of and organize events for your local community.</p>\n\n\n\n<p>Tijana highlights that there are many places for freelancers to find clients. For example, the WordPress Community has a place where companies and individual site owners publish their job advertisements – <a href=\"https://jobs.wordpress.net/\">Jobs.WordPress.net</a>.</p>\n\n\n\n<h2>Hurray, it’s time to get a first freelancing job</h2>\n\n\n\n<p>As a pragmatic person, Tijana recommends: “Save money before quitting your job to become a full-time freelancer. Alternatively, try freelancing for a few hours per week to see if you like it. Although some people do benefit when taking a risk, think twice before you take any irreversible actions.” </p>\n\n\n\n<p>She shared some possible next steps: </p>\n\n\n\n<ul><li>use a freelancing platform</li><li>triple-check your resume</li><li>professionally present yourself</li><li>fill up your portfolio with examples</li><li>use video material</li></ul>\n\n\n\n<p>“By using video material, your clients will not see you like a list of skills and previous experiences, but as a real person that has these skills and experiences and that provides a certain service for them.”</p>\n\n\n\n<p>She adds: “Have a detailed strategy when choosing your first employer. Choose your first employer wisely, very wisely. I can’t emphasize enough how important this is”.</p>\n\n\n\n<p>When Tijana took her first freelancing job, she considered the following:</p>\n\n\n\n<ul><li>how was the employer rated by other freelancers who worked for him previously</li><li>how does the employer rate other freelancers</li><li>how much money had they already spent on the platform</li><li>the number of open positions for a specific job and the number of freelancers that have already applied </li></ul>\n\n\n\n<p>“The first job is not all about the money. Don’t get greedy on your first job. If you get good recommendations, your second job can pay two to three times more. And your third job can go up to five times more. That was my experience.”</p>\n\n\n\n<h2>Take responsibility as a freelancer</h2>\n\n\n\n<p>Tijana reminds us: “Freedom often comes with responsibility; individual responsibility is key when it comes to freelancing.”</p>\n\n\n\n<p>She advises others not to take a job if you can not make a deadline and have someone reliable who can help you. </p>\n\n\n\n<p>Missing deadlines will cost your client money and affect the review the client will be willing to leave about your job, and this can have a big impact on your future opportunities or freelance jobs.</p>\n\n\n\n<p>She adds: “This can start a downward spiral for your career. However, we are all humans, and unpredictable things can happen. If for some reason you are not able to complete your work in a timely manner, let your client know immediately so they can have enough time to hire someone else”.</p>\n\n\n\n<p>Tijana emphasizes the importance of making expectations clear before accepting a job, both what the client is expecting and what you can expect from the client. </p>\n\n\n\n<p>Lastly, she points out that if you are working from home, your friends and family should treat you the way they would if you were in an office. She advises: “Let them know about your working schedule.”</p>\n\n\n\n<p>She hopes that these basic guidelines will be useful in launching freelance careers, as they did her, even though there is no universal recipe for all.</p>\n\n\n\n<p>Tijana highlights: “It’s just important to stay focused on your goals and to be open to new opportunities.” Freelancing wasn’t the only way she could have fulfilled her goals, but it was an important part of her path, and it helped her be confident in her abilities to make the next big step in her life.</p>\n\n\n\n<p>As a freelancer, she was missing close relationships with colleagues and teamwork, which she has now found in her current firm. Her colleagues describe her as a: “walking-talking bundle of superpowers: sports medicine and fitness professional, SEO expert, blogger, designer and a kitty foster mum”.</p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https://lh4.googleusercontent.com/PIGT9R6FmtEHsNBvWzyViW5htRAm156asTOsohOGOUwfsWjW1TuDhUI9yuZnjIe-1eFHfFUWPULPtw82P3YYXHa0bsY_jA5keelmDHfSkTdd3xUsVZTmG9KvdE8XTojvU3LxYCsi\" alt=\"Conference reception\" /></figure>\n\n\n\n<p>If you are considering starting your career as a freelancer, take the courses offered at <a href=\"https://learn.wordpress.org/\">learn.wordpress.org,</a> reach out to companies that you would be interested in working with, and remember that there are a whole host of opportunities in the WordPress project.</p>\n\n\n\n<p><a href=\"https://make.wordpress.org/\">The WordPress.org Teams</a> – what they do, when and where they meet</p>\n\n\n\n<p><a href=\"https://learn.wordpress.org/\">Learn WordPress resource</a> – free to use to expand your knowledge and skills of using the platform and learning about the community around it.</p>\n\n\n\n<p>The 3-day <a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe 2021</a> online event begins on 7 June 2021. You can discover more about being a contributor in its live sessions and <a href=\"https://europe.wordcamp.org/2021/contribute-to-wordpress/\">section on ways to contribute to WordPress</a>.</p>\n\n\n\n<h2>Contributors</h2>\n\n\n\n<p>Thanks to Olga Gleckler (<a href=\'https://profiles.wordpress.org/oglekler/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>oglekler</a>), Abha Thakor (<a href=\"https://profiles.wordpress.org/webcommsat/\">@webcommsat</a>), Chloé Bringmann (<a href=\'https://profiles.wordpress.org/cbringmann/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>cbringmann</a>), Surendra Thakor (<a href=\'https://profiles.wordpress.org/sthakor/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>sthakor</a>), and Meher Bala (<a href=\'https://profiles.wordpress.org/meher/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>meher</a>) for working on this story. Josepha Haden (<a href=\"https://profiles.wordpress.org/chanthaboune/\">@chanthaboune</a>) and also to Topher DeRosia (<a href=\"https://profiles.wordpress.org/topher1kenobe/\">@topher1kenobe</a>) who created HeroPress. Thank you to Tijana Andrejic (<a href=\'https://profiles.wordpress.org/andtijana/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>andtijana</a>) for sharing her #ContributorStory</p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https://lh4.googleusercontent.com/FEZ2FQJ0vQ311YoPfh6ny15NXh8saTLH_RjyDO4pUOuEGBTa-Czk63PGoWL04FawKviRfNx0QXePx-goK04X12ry1BR_WXh-kVPIfsEeItPAX6reN5fHS96q6-8dUI506ZO38Z0G\" alt=\"HeroPress logo\" /></figure>\n\n\n\n<p><em>This post is based on an article originally published on HeroPress.com. It highlights people in the WordPress community who have overcome barriers and whose stories would otherwise go unheard.</em></p>\n\n\n\n<p><em>Meet more WordPress community members in our <a href=\"https://wordpress.org/news/category/heropress/\">People of WordPress series</a>.</em></p>\n\n\n\n<p><em>#ContributorStory #HeroPress</em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10427\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:15;a:6:{s:4:\"data\";s:60:\"\n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:40:\"A New Design is Coming to WordPress News\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:76:\"https://wordpress.org/news/2021/06/a-new-design-is-coming-to-wordpress-news/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 03 Jun 2021 20:47:56 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:2:{i:0;a:5:{s:4:\"data\";s:7:\"General\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:7:\"Updates\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10418\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:324:\"After many years of a tidy, white-space filled design on WordPress.org/news it’s time to bring new life to the way we present our content. So much has changed since this site was first created: the people who read it, the type and variety of what is published, even the way WordPress works has changed. Which […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:7:\"Josepha\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:1591:\"\n<p>After many years of a tidy, white-space filled design on WordPress.org/news it’s time to bring new life to the way we present our content. So much has changed since this site was first created: the people who read it, the type and variety of what is published, even the way WordPress works has changed.</p>\n\n\n\n<p>Which means it makes sense to change our theme. </p>\n\n\n\n<p>Earlier this year, Matt requested a new design from Beatriz Fialho (who also created the State of the Word slides for 2020). The design keeps a clean, white-space friendly format while incorporating a more jazzy, playful feeling with a refreshed color palette. </p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"449\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/06/25-1024x728-1.png?resize=632%2C449&ssl=1\" alt=\"\" class=\"wp-image-10420\" srcset=\"https://i0.wp.com/wordpress.org/news/files/2021/06/25-1024x728-1.png?w=1024&ssl=1 1024w, https://i0.wp.com/wordpress.org/news/files/2021/06/25-1024x728-1.png?resize=300%2C213&ssl=1 300w, https://i0.wp.com/wordpress.org/news/files/2021/06/25-1024x728-1.png?resize=768%2C546&ssl=1 768w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<p>More detail on this modern exploration have been posted on <a href=\"https://make.wordpress.org/design/2021/06/03/redesign-of-wordpress-org-news/\">make.wordpress.org/design</a>. I encourage you to stop by and read more about the thoughts behind the coming updates; and keep an eye out for the new look here and across WordPress.org!</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10418\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:16;a:6:{s:4:\"data\";s:57:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:32:\"The Month in WordPress: May 2021\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:67:\"https://wordpress.org/news/2021/06/the-month-in-wordpress-may-2021/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 02 Jun 2021 18:23:11 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:18:\"Month in WordPress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10393\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:366:\"It’s really fun to contribute to something larger than yourself. Matt Mullenweg’s words in “The Commons of Images” episode of the WP Briefing podcast exemplify the core philosophy of the WordPress project,  especially as we inch closer to the next major release (version 5.8). This post covers exciting updates from the month of May. WordPress […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Hari Shanker R\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:11073:\"\n<blockquote class=\"wp-block-quote\"><p>It’s really fun to contribute to something larger than yourself.</p></blockquote>\n\n\n\n<p><a href=\"https://profiles.wordpress.org/matt\">Matt Mullenweg</a>’s words in “<a href=\"https://wordpress.org/news/2021/05/the-commons-of-images/\">The Commons of Images</a>” episode of the <a href=\"https://wordpress.org/news/podcast/\">WP Briefing podcast</a> exemplify the core philosophy of the WordPress project, especially as we inch closer to the next major release (version 5.8). This post covers exciting updates from the month of May.</p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<h2>WordPress turns 18</h2>\n\n\n\n<p>WordPress <a href=\"https://wordpress.org/news/2021/05/wordpress-at-18/\">celebrated the 18th anniversary</a> of its <a href=\"https://wordpress.org/development/2003/05/wordpress-now-available/\">launch</a> on May 27, 2021. To celebrate 40+ releases and WordPress’ support of 40% of the web, the team <a href=\"https://wordpress.org/news/2021/05/wordpress-at-18/\">released 40 milestones</a> to celebrate the anniversary of the software. Here’s to the next 18 and beyond! </p>\n\n\n\n<h2>CC Search joins WordPress and is renamed to Openverse</h2>\n\n\n\n<p><a href=\"https://wordpress.org/news/2021/05/welcome-to-openverse/\">Creative Commons Search has officially joined the WordPress project</a>. Creative Commons Search (CC Search) is a <a href=\"https://creativecommons.org/share-your-work/public-domain/cc0/\">CC0</a> image search engine with over 500 million openly licensed images. The search product, which is being renamed to Openverse, will eventually live on the URL: https://wordpress.org/openverse. Contributors working on CC Search will continue their work as part of a <a href=\"https://make.wordpress.org/meta/2021/04/27/new-wordpress-make-team/\">new dedicated Make team</a>: <a href=\"https://make.wordpress.org/openverse\">https://make.wordpress.org/openverse</a>. Check out “<a href=\"https://wordpress.org/news/2021/05/the-commons-of-images/\">The Commons of Images</a>” podcast episode for more information.</p>\n\n\n\n<h2>WordPress 5.7.2 released</h2>\n\n\n\n<p>WordPress <a href=\"https://wordpress.org/news/2021/05/wordpress-5-7-2-security-release/\">version 5.7.2</a>, a short-cycle security release, came out on May 13. Get the latest version directly from your WordPress dashboard or by <a href=\"https://wordpress.org/download/\">downloading</a> it from WordPress.org.</p>\n\n\n\n<p>Want to contribute to WordPress core? Check out the <a href=\"https://make.wordpress.org/core/handbook/\">Core Contributor Handbook</a>. Don’t forget to join the WordPress <a href=\"https://wordpress.slack.com/archives/C02RQBWTW\">#core</a> channel in the <a href=\"https://make.wordpress.org/chat/\">Make WordPress Slack</a> and follow the <a href=\"https://make.wordpress.org/core/\">Core Team blog</a>. The Core Team hosts weekly chats on Wednesdays at <a href=\"https://www.timeanddate.com/worldclock/fixedtime.html?hour=5&min=00&sec=0\">5 AM</a> and <a href=\"https://www.timeanddate.com/worldclock/fixedtime.html?hour=20&min=00&sec=0\">8 PM</a> UTC. </p>\n\n\n\n<h2>Gutenberg versions 10.6 and 10.7 are out</h2>\n\n\n\n<p>Gutenberg <a href=\"https://make.wordpress.org/core/2021/05/14/whats-new-in-gutenberg-10-6-12-may/\">version 10.6</a> and <a href=\"https://make.wordpress.org/core/2021/05/27/whats-new-in-gutenberg-10-7-26-may/\">version 10.7</a> were launched this month. <a href=\"https://make.wordpress.org/core/2021/05/14/whats-new-in-gutenberg-10-6-12-may/\">Version 10.6</a> features <a href=\"https://wordpress.org/news/2021/05/coloring-your-images-with-duotone-filters/\">experimental Duotone filters (which are shipping with WordPress 5.8)</a>, block pattern suggestions in placeholders, and enhancements to the table block. <a href=\"https://make.wordpress.org/core/2021/05/27/whats-new-in-gutenberg-10-7-26-may/\">Version 10.7</a> adds a responsive navigation block, block design tools, and the ability to load block patterns from the directory.<br></p>\n\n\n\n<p>Want to get involved in building Gutenberg? Follow <a href=\"https://make.wordpress.org/core/\">the Core Team blog</a>, contribute to <a href=\"https://github.com/WordPress/gutenberg/\">Gutenberg on GitHub</a>, and join the <a href=\"https://wordpress.slack.com/archives/C02QB2JS7\">#core-editor</a> channel in the <a href=\"https://make.wordpress.org/chat/\">Make WordPress Slack</a>. The latest “<a rel=\"noreferrer noopener\" href=\"https://make.wordpress.org/core/2021/03/08/whats-next-in-gutenberg-march-2021/\" target=\"_blank\">What’s next in Gutenberg</a>” post offers more details on the latest updates. If you are unfamiliar with the Gutenberg plugin, <a href=\"https://wordpress.org/news/2021/04/become-an-early-adopter-with-the-gutenberg-plugin/\">learn more in this post</a>.</p>\n\n\n\n<h2>Full Site Editing updates</h2>\n\n\n\n<p>Don’t miss the <a href=\"https://make.wordpress.org/test/2021/05/26/fse-program-testing-call-7-polished-portfolios/\">latest Full Site Editing (FSE) Outreach program testing call on building portfolio pages</a> using the Template Editing feature shipping with WordPress 5.8! The deadline is June 9. The team has published a recap of the <a href=\"https://make.wordpress.org/test/2021/05/06/fse-program-query-quest-summary/\">Query Quest FSE Testing call</a>, which shares some interesting results. The answers to <a href=\"https://make.wordpress.org/test/2021/05/13/fse-program-answers-from-round-two-of-questions/\">round two of FSE questions</a> are also out.</p>\n\n\n\n<h2>Countdown starts for WordCamp Europe 2021</h2>\n\n\n\n<p>The countdown to one of the most anticipated WordPress events, <a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe 2021 (Online)</a>, has started! The <a href=\"https://europe.wordcamp.org/2021/schedule/\">full schedule of the event</a> is now available, and the team has exciting plans! Don’t miss this event: <a href=\"https://europe.wordcamp.org/2021/registration/\">get your tickets now</a> before they run out!</p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<h2>Further reading</h2>\n\n\n\n<ul><li>The Core Team published its <a href=\"https://make.wordpress.org/core/2021/05/17/introducing-the-wordpress-css-audit-tool/\">first-ever WordPress CSS Audit tool</a>. The team has also <a href=\"https://make.wordpress.org/core/2021/05/03/feature-project-updates-on-updating-the-updaters/\">kicked off a project to improve all the updaters in WordPress core</a>.</li><li>The Community Team proposed <a href=\"https://make.wordpress.org/community/2021/05/12/proposal-adding-vaccination-status-to-the-in-person-meetup-safety-checklist/\">adding vaccination status to the in-person meetup checklist</a> as a criterion to organize in-person WordPress meetups. The team also published results of the <a href=\"https://make.wordpress.org/community/2021/05/28/2020-meetup-organizer-survey-results/\">2020 Meetup Organizer survey</a> and <a href=\"https://make.wordpress.org/community/2021/05/21/2020-meetup-survey-results/\">Meetup Member survey</a>. </li><li><a href=\"https://venezuela.wordcamp.org/2021/\">WordCamp Venezuela</a> and <a href=\"https://neo.wordcamp.org/2021/\">WordCamp North East Ohio </a>were held successfully in May. Don’t forget to grab your free tickets for <a href=\"https://japan.wordcamp.org/2021/\">WordCamp Japan 2021</a> and <a href=\"https://japan.wordcamp.org/2021/\">WordCamp Cochabamba 2021</a>, both happening in June.</li><li>The Design Team floated a <a href=\"https://make.wordpress.org/design/2021/05/27/proposal-to-tweak-existing-icons-and-add-new-ones/\">proposal to tweak existing core icons and add new ones</a>.</li><li><a href=\"https://profiles.wordpress.org/chanthaboune\">Josepha Haden</a> published <a href=\"https://make.wordpress.org/updates/2021/05/25/experiment-a-public-channel-for-all-team-reps/\">an experiment to create a public channel for team reps</a>. </li><li>The Support Team is considering adding <a href=\"https://make.wordpress.org/support/2021/05/support-team-deputies/\">two or more deputies to the team</a>. </li><li>The Themes Team requests theme authors to <a href=\"https://make.wordpress.org/themes/2021/05/25/themes-team-meeting-notes-may-25-2021/\">check their themes’ compatibility with WordPress 5.8</a> in view of the upcoming major release. </li><li>The Training Team <a href=\"https://href.li/?https://make.wordpress.org/training/2021/05/27/proposal-adding-custom-user-roles-to-learn-wordpress/\">shared a proposal</a> on adding custom user roles for <a href=\"https://href.li/?https://learn.wordpress.org\">learn.wordpress.org</a> to match the structure and functionality of the site. The team also <a href=\"https://href.li/?https://make.wordpress.org/training/2021/05/28/proposal-an-audit-tool-for-learn/\">proposed an audit tool</a> to improve content auditing for Learn.</li><li>The CLI Team released <a href=\"https://make.wordpress.org/cli/2021/05/19/wp-cli-v2-5-0-release-notes/\">version 2.5.0</a> of WP-CLI.</li><li>The Tide Team <a href=\"https://make.wordpress.org/tide/2021/05/25/tide-chat-summary-may-25th/\">seeks contributors</a> to help with documentation reviews, cleaning up Tide locally, and making the documentation clearer. </li><li>The Hosting Team <a href=\"https://make.wordpress.org/hosting/2021/05/20/why-hosters-should-install-the-php-intl-extension/\">recommends all web hosts to install the Internationalization PHP extension</a>. The team also launched<a href=\"https://www.meetup.com/wphosting/\"> its official meetup chapter</a>.</li><li>The latest edition of “<a href=\"https://wordpress.org/news/category/heropress/\">People of WordPress</a>” features <a href=\"https://wordpress.org/news/2021/05/people-of-wordpress-fike-komala/\">Fike Komala from Indonesia</a>.</li><li>The BuddyPress Team <a href=\"https://buddypress.org/2021/05/buddypress-8-0-0-release-candidate/\">released the BuddyPress 8.0 Release Candidate</a>. </li><li>Read about the brand new <a href=\"https://wordpress.org/news/2021/05/coloring-your-images-with-duotone-filters/\">Duotone filter for blocks</a> feature, that is shipping with WordPress 5.8! </li><li>Catch the latest episode of the <a rel=\"noreferrer noopener\" href=\"https://wordpress.org/news/podcast/\" target=\"_blank\">WP Briefing Podcast</a> where <a rel=\"noreferrer noopener\" href=\"https://profiles.wordpress.org/chanthaboune/\" target=\"_blank\">Josepha</a> talks about <a rel=\"noreferrer noopener\" href=\"https://wordpress.org/news/2021/05/episode-9-the-cartography-of-wordpress/\" target=\"_blank\">the cartography of WordPress</a>.</li></ul>\n\n\n\n<p><em>Have a story that we should include in the next “Month in WordPress” post? Please </em><a href=\"https://make.wordpress.org/community/month-in-wordpress-submissions/\"><em>submit it using this form</em></a><em>. </em></p>\n\n\n\n<p><em>The following folks contributed to May’s Month in WordPress: <a href=\'https://profiles.wordpress.org/meher/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>meher</a> and <a href=\'https://profiles.wordpress.org/chaion07/\' class=\'mention\'><span class=\'mentions-prefix\'>@</span>chaion07</a></em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10393\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:17;a:6:{s:4:\"data\";s:57:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:6:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"WordPress at 18\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:51:\"https://wordpress.org/news/2021/05/wordpress-at-18/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 27 May 2021 06:00:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:4:\"Meta\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10380\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:338:\"Today marks the 18th anniversary of WordPress’ launch, a day that I fondly refer to as WordPress’ birthday, which means WordPress is 6,575 days old. To celebrate another turn around the sun, the community has had parties, we have shared data, and we have told our story. Since our last birthday we developed our 40th […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:7:\"Josepha\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:1526:\"\n<p>Today marks the 18th anniversary of WordPress’ launch, a day that I fondly refer to as WordPress’ birthday, which means WordPress is 6,575 days old. To celebrate another turn around the sun, the <a href=\"https://wordpress.org/news/2008/05/birthday-party/\">community</a> has had <a href=\"https://wp15.wordpress.net/\">parties</a>, we have <a href=\"https://wordpress.org/news/2010/05/lucky-seven/\">shared data</a>, and we have <a href=\"https://wordpress.org/news/2013/05/ten-good-years/\">told our story</a>.</p>\n\n\n\n<p>Since our last birthday we developed our 40th release and now also support over 40% of the web. So it seems fitting that this year’s celebration should be a list of 40 milestones that have helped us get there.</p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-wordpress-org wp-block-embed-wordpress-org\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"jfhsKLBL8n\"><a href=\"https://wordpress.org/40-percent-of-web/\">WordPress and the Journey to 40% of the Web</a></blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"“WordPress and the Journey to 40% of the Web” — WordPress.org\" src=\"https://wordpress.org/40-percent-of-web/embed/#?secret=jfhsKLBL8n\" data-secret=\"jfhsKLBL8n\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"></iframe>\n</div></figure>\n\n\n\n<p>Grab a slice of cake or festive beverage and give it a scroll!</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10380\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:18;a:6:{s:4:\"data\";s:68:\"\n \n \n \n \n \n \n \n \n \n \n\n \n \n \n \n \n\n\n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:41:\"Coloring Your Images With Duotone Filters\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:77:\"https://wordpress.org/news/2021/05/coloring-your-images-with-duotone-filters/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 26 May 2021 12:17:41 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:4:{i:0;a:5:{s:4:\"data\";s:8:\"Features\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:13:\"Uncategorized\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:2;a:5:{s:4:\"data\";s:9:\"Gutenberg\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:3;a:5:{s:4:\"data\";s:9:\"tutorials\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:35:\"https://wordpress.org/news/?p=10349\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:336:\"Created by Alex Lende Beginning with WordPress 5.8, you can colorize your image and cover blocks with duotone filters! Duotone can add a pop of color to your designs and style your images to integrate well with your themes. Filters? Like on Instagram? Duotone doesn’t work in quite the same way as Instagram filters. Whereas […]\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:9:\"enclosure\";a:2:{i:0;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:58:\"https://wordpress.org/news/files/2021/05/duotone_howto.mov\";s:6:\"length\";s:8:\"10231737\";s:4:\"type\";s:15:\"video/quicktime\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:64:\"https://wordpress.org/news/files/2021/06/waves-a60072-67ff66.mp4\";s:6:\"length\";s:8:\"31718375\";s:4:\"type\";s:9:\"video/mp4\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:6630:\"\n<p><em>Created by <a href=\"https://profiles.wordpress.org/ajlende/\">Alex Lende</a></em></p>\n\n\n\n<p>Beginning with WordPress 5.8, you can colorize your image and cover blocks with duotone filters! Duotone can add a pop of color to your designs and style your images to integrate well with your themes.</p>\n\n\n\n<h2>Filters? Like on Instagram?</h2>\n\n\n\n<p>Duotone doesn’t work in quite the same way as Instagram filters. Whereas Instagram filters do color adjustments (color levels/curves and sometimes a vignette for the photo editors among us), the new duotone filters entirely replace the colors of your images.</p>\n\n\n\n<figure class=\"wp-block-jetpack-image-compare\"><div class=\"juxtapose\" data-mode=\"horizontal\"><img loading=\"lazy\" id=\"10350\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/05/image7.png?resize=632%2C622&ssl=1\" alt=\"\" width=\"632\" height=\"622\" class=\"image-compare__image-before\" data-recalc-dims=\"1\" /><img loading=\"lazy\" id=\"10351\" src=\"https://i0.wp.com/wordpress.org/news/files/2021/05/image4.png?resize=632%2C621&ssl=1\" alt=\"\" width=\"632\" height=\"621\" class=\"image-compare__image-after\" data-recalc-dims=\"1\" /></div><figcaption>Photo by <a href=\"https://www.pexels.com/photo/grey-cat-close-up-photography-2524164/\">Charles Pragnell</a>.<br></figcaption></figure>\n\n\n\n<p>You can think of the duotone effect as a black and white filter, but instead of the shadows being black and the highlights being white, you pick your own colors for the shadows and highlights.</p>\n\n\n\n<p>For example, a grayscale filter can be created by selecting black and white as shadow/highlight colors, and a sepia filter by choosing brown and tan.</p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"622\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/05/image6.png?resize=632%2C622&ssl=1\" alt=\"\" class=\"wp-image-10352\" srcset=\"https://i2.wp.com/wordpress.org/news/files/2021/05/image6.png?resize=1024%2C1008&ssl=1 1024w, https://i2.wp.com/wordpress.org/news/files/2021/05/image6.png?resize=300%2C295&ssl=1 300w, https://i2.wp.com/wordpress.org/news/files/2021/05/image6.png?resize=768%2C756&ssl=1 768w, https://i2.wp.com/wordpress.org/news/files/2021/05/image6.png?w=1368&ssl=1 1368w, https://i2.wp.com/wordpress.org/news/files/2021/05/image6.png?w=1264&ssl=1 1264w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<p>Analogous colors can add a subtle effect and work well for cover backgrounds where the overlaid text still needs to stand out.</p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"622\" src=\"https://i1.wp.com/wordpress.org/news/files/2021/05/image1.png?resize=632%2C622&ssl=1\" alt=\"\" class=\"wp-image-10353\" srcset=\"https://i1.wp.com/wordpress.org/news/files/2021/05/image1.png?resize=1024%2C1008&ssl=1 1024w, https://i1.wp.com/wordpress.org/news/files/2021/05/image1.png?resize=300%2C295&ssl=1 300w, https://i1.wp.com/wordpress.org/news/files/2021/05/image1.png?resize=768%2C756&ssl=1 768w, https://i1.wp.com/wordpress.org/news/files/2021/05/image1.png?w=1368&ssl=1 1368w, https://i1.wp.com/wordpress.org/news/files/2021/05/image1.png?w=1264&ssl=1 1264w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<p>Much more vibrant and interesting effects can be made with complementary colors.</p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"632\" height=\"622\" src=\"https://i2.wp.com/wordpress.org/news/files/2021/05/image2.png?resize=632%2C622&ssl=1\" alt=\"\" class=\"wp-image-10354\" srcset=\"https://i2.wp.com/wordpress.org/news/files/2021/05/image2.png?resize=1024%2C1008&ssl=1 1024w, https://i2.wp.com/wordpress.org/news/files/2021/05/image2.png?resize=300%2C295&ssl=1 300w, https://i2.wp.com/wordpress.org/news/files/2021/05/image2.png?resize=768%2C756&ssl=1 768w, https://i2.wp.com/wordpress.org/news/files/2021/05/image2.png?w=1368&ssl=1 1368w, https://i2.wp.com/wordpress.org/news/files/2021/05/image2.png?w=1264&ssl=1 1264w\" sizes=\"(max-width: 632px) 100vw, 632px\" data-recalc-dims=\"1\" /></figure>\n\n\n\n<h2>How Do I Add Duotone Filter?</h2>\n\n\n\n<p>The duotone effect works best on high-contrast images, so start with an image with a lot of large dark and light areas. From the block toolbar, use the filter button and choose a preset:</p>\n\n\n\n<figure class=\"wp-block-video\"><video controls src=\"https://wordpress.org/news/files/2021/05/duotone_howto.mov\"></video></figure>\n\n\n\n<p>You can also choose colors from your theme’s palette, or a custom color of your choice.</p>\n\n\n\n<p>In addition to the image block, duotone can be applied to both images and video in the cover block.</p>\n\n\n\n<figure class=\"wp-block-video\"><video controls src=\"https://wordpress.org/news/files/2021/06/waves-a60072-67ff66.mp4\"></video></figure>\n\n\n\n<h2>Will This Overwrite Images in My Media Library?</h2>\n\n\n\n<p>Images and videos in your media library will remain unchanged. The duotone effect works using <a href=\"https://www.w3.org/TR/SVG11/filters.html\">SVG filters</a> and the <a href=\"https://www.w3.org/TR/filter-effects-1/\">CSS filter property</a>, so the image or video is never modified in your library. On the one hand, this means that you can apply a filter to an image that you link to that doesn’t exist in your media library. On the other hand, this means that the filter won’t show up in RSS feeds or places that use the image URL directly.</p>\n\n\n\n<h2>Can I Add Duotone Colors to Blocks or Themes That I Develop?</h2>\n\n\n\n<p>The API for adding duotone colors to blocks is experimental in Gutenberg v10.6. Still, the documentation for using it in your own blocks can be found and will be updated under <a href=\"https://developer.wordpress.org/block-editor/reference-guides/block-api/block-supports/#color\">Supports Color</a> in the Block Editor Handbook. Themes can add duotone presets with theme.json. More information can be found under <a href=\"https://developer.wordpress.org/block-editor/how-to-guides/themes/theme-json/#presets\">Global Settings & Styles Presets</a> in the Block Editor Handbook.</p>\n\n\n\n<h2>Try it Out Now Using the Gutenberg plugin</h2>\n\n\n\n<p>The duotone feature was released in version 10.6 of the Gutenberg plugin, so you can try it out now prior to the WordPress 5.8 release in July.</p>\n\n\n\n<hr class=\"wp-block-separator\" />\n\n\n\n<p><em>Thanks to <a href=\"https://profiles.wordpress.org/joen/\">@joen</a> and <em><em><a href=\"https://profiles.wordpress.org/mkaz/\">@mkaz</a></em></em></em> <em>for assistance writing and reviewing this post.</em></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:30:\"com-wordpress:feed-additions:1\";a:1:{s:7:\"post-id\";a:1:{i:0;a:5:{s:4:\"data\";s:5:\"10349\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:19;a:6:{s:4:\"data\";s:58:\"\n \n \n \n \n \n \n \n\n \n \n \n \n \n\n \";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:4:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:52:\"WP Briefing: Episode 9: The Cartography of WordPress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:74:\"https://wordpress.org/news/2021/05/episode-9-the-cartography-of-wordpress/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 24 May 2021 11:55:14 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:11:\"wp-briefing\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:53:\"https://wordpress.org/news/?post_type=podcast&p=10373\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:159:\"In this episode, Josepha Haden Chomphosy provides a map of how to navigate WordPress teams and communication channels, along with her small list of big things.\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:9:\"enclosure\";a:1:{i:0;a:5:{s:4:\"data\";s:0:\"\";s:7:\"attribs\";a:1:{s:0:\"\";a:3:{s:3:\"url\";s:62:\"https://wordpress.org/news/files/2021/05/WP-Briefining-009.mp3\";s:6:\"length\";s:1:\"0\";s:4:\"type\";s:0:\"\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Chloe Bringmann\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:12611:\"\n<p>In this episode, Josepha Haden Chomphosy provides a map of how to navigate WordPress teams and communication channels, along with her small list of big things.</p>\n\n\n\n<p><em><strong>Have a question you’d like answered? You can submit them to <a href=\"mailto:wpbriefing@wordpress.org\">wpbriefing@wordpress.org</a>, either written or as a voice recording.</strong></em></p>\n\n\n\n<h2>Credits</h2>\n\n\n\n<ul><li>Editor:<a href=\"https://profiles.wordpress.org/dustinhartzler/\"> Dustin Hartzler</a></li><li>Logo:<a href=\"https://profiles.wordpress.org/beafialho/\"> Beatriz Fialho</a></li><li>Production:<a href=\"https://profiles.wordpress.org/mkaz/\"> </a><a href=\"https://profiles.wordpress.org/cbringmann/\">Chloé Bringmann</a></li><li>Song: Fearless First by Kevin MacLeod</li></ul>\n\n\n\n<h2>References</h2>\n\n\n\n<ul><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://www.meetup.com/pro/wordpress/\">https://www.meetup.com/pro/wordpress/</a></li><li><a rel=\"noreferrer noopener\" href=\"https://make.wordpress.org/\" target=\"_blank\">https://make.wordpress.org/</a></li><li><a rel=\"noreferrer noopener\" href=\"https://make.wordpress.org/chat/\" target=\"_blank\">https://chat.wordpress.org/</a></li><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https://make.wordpress.org/\">Make WordPress</a> Slack</li><li><a href=\"https://europe.wordcamp.org/2021/\">WordCamp Europe</a>, June 7-9</li><li><a href=\"https://japan.wordcamp.org/2021/\">WordCamp Japan</a>, June 20-26</li><li>The Sixth<a href=\"https://make.wordpress.org/test/2021/05/12/fse-program-testing-call-6-stick-the-landing-pages/\"> call for testing</a> on Template Editing </li><li>The <a href=\"https://wordpress.org/news/2021/05/dropping-support-for-internet-explorer-11/\">upcoming drop of Internet Explorer 11 support</a></li></ul>\n\n\n\n<h2>Transcript</h2>\n\n\n\n<span id=\"more-10373\"></span>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:10</p>\n\n\n\n<p>Hello, everyone, and welcome to the WordPress briefing, the podcast where you can catch quick explanations of some of the ideas behind the WordPress open source project and the community around it, as well as get a small list of big things coming up in the next two weeks. I’m your host, Joseph Haden Chomphosy. Here we go!</p>\n\n\n\n<p><strong>Josepha Haden Chomphosy </strong>00:40</p>\n\n\n\n<p>Almost every episode of this podcast, you can hear me invite you to join in the WordPress project, to contribute back, to get involved. And I’m sure that every time I say that there’s at least one of you who’s like “Yes. Challenge accepted!” And you wade in sight unseen, to immerse yourselves in the cheerful cacophony of open source at scale that is WordPress. You see before you all 158 ways you can start contributing and you are exhilarated by this lostness. This you think, is the lostness of infinite possibility. And for you, I’m really thankful. My work here today would not be possible if it weren’t for the brave souls who leap into something with hope as their primary plan and tactic. You are heroes, and I thank you very much for your service. For everyone else, I’m going to give you a quick tour of where WordPress collaborates and a little bit of how they collaborate. We’ll cover the Make network, the Making WordPress Slack, events for WordPress, and a rundown of the teams. </p>\n\n\n\n<p>First, the Make network. The Make network of sites can be found at make.wordpress.org. That page includes information on most of our teams. Teams like Core and Design and Community. All of those teams require some technical skills since we’re a project built around a piece of software. However, some require a little more than others. You can think of this set of sites as the desk of each team in the WordPress project. It’s where they update each other, where they host discussions, where they refine proposals, and where they coordinate admin tasks. Contributors can write posts on most sites in the network as long as they follow the guidelines and best practices. And anyone with a wordpress.org profile can join in discussions in the comments. Most work on the Make network is asynchronous, and discussions stay open for a long enough time to allow anyone in the world to weigh in when they have the time. It’s how we try to remember that we are a globally-minded project. </p>\n\n\n\n<p>The second area is the Making WordPress Slack instance. The Making WordPress Slack instance can be found at wordpress.slack.com, and it requires an account that is associated with your wordpress.org profile. Each team in the project has a channel, although not all channels in that Slack instance, represent a standalone team. You can think of this Slack instance as a set of conference rooms. It’s where contributors connect, gain a more nuanced understanding of problems that we’re trying to solve. 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appearing as available after install (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14297\\\">#14297<\\/a>)<\\/li>\\n<li>Fix: Wrong default icon color when using Font Awesome icons as inline SVG in Call to Action widget<\\/li>\\n<\\/ul>\\n<h4>3.3.2 - 2021-07-13<\\/h4>\\n<ul>\\n<li>Tweak: Updated plugin description<\\/li>\\n<li>Fix: MailChimp tags in form widget replaced existing tags (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11111\\\">#11111<\\/a>)<\\/li>\\n<li>Fix: Clicking videos from the items list in edit mode doesn\\u2019t initiate videos properly<\\/li>\\n<li>Fix: User unauthorized message when activated but not connected in Kit Library<\\/li>\\n<li>Fix: Carousel widgets did not support additional custom breakpoint responsive values<\\/li>\\n<li>Fix: Tab border is overridden by the Section background color in Video Playlist widget<\\/li>\\n<li>Fix: Widgets style breaks when Improved CSS Load experiment is active in a Single Page template and Post Content widget<\\/li>\\n<\\/ul>\\n<h4>3.3.1 - 2021-06-20<\\/h4>\\n<ul>\\n<li>Tweak: Added support for more Theme Builder display conditions in Export \\/ Import experiment<\\/li>\\n<li>Tweak: Adjusted License page heading structure for future feature<\\/li>\\n<li>Tweak: Adjusted Font Awesome icon for allowing support for future feature<\\/li>\\n<li>Fix: <code>frontend.min.js<\\/code> file size increased in Elementor Pro 3.3.0 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15278\\\">#15278<\\/a>)<\\/li>\\n<li>Fix: Prevent conditions from being reset when object cache is enabled in site (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13299\\\">#13299<\\/a>)<\\/li>\\n<li>Fix: Custom Code publish modal responsiveness issues (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14519\\\">#14519<\\/a>)<\\/li>\\n<li>Fix: Populating fields with options programmatically doesn\'t appear in Submissions screen (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10671\\\">#10671<\\/a>)<\\/li>\\n<li>Fix: Large images are not shown on the Image Carousel widget when set via Toolset dynamic tag<\\/li>\\n<li>Fix: Enable inline editing to the inner content tabs in Video Playlist widget<\\/li>\\n<li>Fix: Clicking on the video list doesn\'t play videos properly in Video Playlist widget<\\/li>\\n<li>Fix: Hide Play Icon control when Image overlay is toggled off in Video Playlist widget<\\/li>\\n<li>Fix: Removed extra space below the player when viewing from mobile view in Video Playlist widget<\\/li>\\n<li>Fix: Import button is not working properly in Theme Builder interface<\\/li>\\n<li>Fix: Preview Dynamic Content as control is not updating preview and throws an error in Popup Builder<\\/li>\\n<\\/ul>\\n<h4>3.3.0 - 2021-06-08<\\/h4>\\n<ul>\\n<li>New: Video Playlist widget - Add Engaging Video Content to Your Website (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11859\\\">#11859<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7803\\\">#7803<\\/a>)<\\/li>\\n<li>New: Hotspot widget - Create Interactive Images With Contextually Relevant Information (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7282\\\">#7282<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2768\\\">#2768<\\/a>)<\\/li>\\n<li>Tweak: Accessibility improvements for sub-menus in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13859\\\">#13859<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13810\\\">#13810<\\/a>)<\\/li>\\n<li>Tweak: MailChimp action after submit can now add new tags to existing subscribers in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11111\\\">#11111<\\/a>)<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/forms\\/record\\/actions_before<\\/code> to filter the record before it sent to Actions After Submit in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14261\\\">#14261<\\/a>)<\\/li>\\n<li>Tweak: Yoast SEO breadcrumbs widget can be used in Elementor without the need of enabling them in Yoast setting<\\/li>\\n<li>Tweak: Added future support for widgets CSS conditional loading (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10329\\\">#10329<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14229\\\">#14229<\\/a>)<\\/li>\\n<li>Tweak: Added future support for Sticky JS library conditional loading<\\/li>\\n<li>Tweak: Added future support for Import \\/ Export experiment<\\/li>\\n<li>Tweak: Preparations and fixes for Import Export Experiment in Pro version<\\/li>\\n<li>Tweak: Added gradient button capabilities to Login widget buttons<\\/li>\\n<li>Tweak: Added gradient button capabilities to Slides widget button<\\/li>\\n<li>Tweak: Added gradient button capabilities to Price Table widget button<\\/li>\\n<li>Tweak: Added gradient button capabilities to Flip Box widget button<\\/li>\\n<li>Tweak: Added Code Highlight widget Developers Documentation<\\/li>\\n<li>Tweak: Adjusted Submissions page for future updates<\\/li>\\n<li>Tweak: Added <code>em<\\/code> and <code>%<\\/code> units for padding control in Carousel widgets<\\/li>\\n<li>Tweak: Shorten currency name to currency symbol in PayPal button widget<\\/li>\\n<li>Fix: Custom Fonts URLs should be replaced when replace URL is triggered (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7376\\\">#7376<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10382\\\">#10382<\\/a>)<\\/li>\\n<li>Fix: The currency symbol size changed in the Price Table widget if enabling sale (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13519\\\">#13519<\\/a>)<\\/li>\\n<li>Fix: Nav Menu widget is not loading Font Awesome submenu icons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9907\\\">#9907<\\/a>)<\\/li>\\n<li>Fix: Hamburger toggle is not working in Nav menu widget<\\/li>\\n<li>Fix: Activation bug for IDN domains<\\/li>\\n<li>Fix: Conditions modal responsive glitches in Custom Code<\\/li>\\n<li>Fix: Duplicated strings in Custom Code module<\\/li>\\n<li>Fix: Enable resize option for code input field in Custom Code<\\/li>\\n<li>Fix: "Save & Close "button in Custom Code\'s Conditions modal was not visible on small screen sizes<\\/li>\\n<li>Fix: Removing a column from a section in the navigator resulted in an empty section<\\/li>\\n<li>Fix: Recommend option is cut If the layout is not "Standard" in the Facebook Button widget<\\/li>\\n<li>Fix: Video item does not play without adding an image in Media Carousel widget<\\/li>\\n<li>Fix: <code>search-plus<\\/code> icon missing from panel in Media Carousel widget<\\/li>\\n<li>Fix: UI hover state glitch in Media Carousel widget<\\/li>\\n<li>Fix: PHP notice was thrown when trying to import a kit without overrideConditions parameter in Kit Import flow<\\/li>\\n<li>Fix: Templates conditions not imported if there are no conflicts in Import Export Experiment<\\/li>\\n<li>Fix: Non english values are not encoded properly on Submissions export<\\/li>\\n<li>Fix: Theme Builder import is not working properly<\\/li>\\n<li>Fix: UI glitch when no global widgets were found in Editor Panel<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-3-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.2.2 - 2021-05-05<\\/h4>\\n<ul>\\n<li>Tweak: Added support for Expert tier templates in Templates Library<\\/li>\\n<li>Tweak: Updated compatibility tag to support Elementor v3.2.x<\\/li>\\n<li>Tweak: Added compatibility for future Library improvements<\\/li>\\n<li>Fix: Toolset image dynamic field is not working with Gallery widget<\\/li>\\n<\\/ul>\\n<h4>3.2.1 - 2021-03-21<\\/h4>\\n<ul>\\n<li>Tweak: Added strings context in PayPal button and Price Table widgets<\\/li>\\n<li>Tweak: Added support for future Import \\/ Export Kit feature<\\/li>\\n<li>Fix: Submissions with over than 191 characters weren\'t indexed properly<\\/li>\\n<\\/ul>\\n<h4>3.2.0 - 2021-03-16<\\/h4>\\n<ul>\\n<li>New: PayPal Button widget - Collect PayPal payments directly from your site<\\/li>\\n<li>Experiment: Submissions - Save all of your form submissions in one place (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1686\\\">#1686<\\/a>)<\\/li>\\n<li>Tweak: Added Stay In Column option to Inner Section element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7956\\\">#7956<\\/a>)<\\/li>\\n<li>Tweak: Adjusted \'Max Height\' control range in Table of Contents widget<\\/li>\\n<li>Tweak: Changed descriptive text in Create Custom Code screen<\\/li>\\n<li>Tweak: Added support for dynamic capabilities in Code Highlight widget<\\/li>\\n<li>Tweak: Added support for future load on demand for <code>share-link<\\/code> library<\\/li>\\n<li>Tweak: Added support for future load on demand for <code>dialog<\\/code> library in Popup<\\/li>\\n<li>Tweak: Allow overwriting the assets URL when using a mirror domain<\\/li>\\n<li>Fix: Animation was triggered multiple times when accessing the viewport in certain cases in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13951\\\">#13951<\\/a>)<\\/li>\\n<li>Fix: Location is not being updated after a Custom Code snippet is published (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13971\\\">#13971<\\/a>)<\\/li>\\n<li>Fix: Custom Fonts CSS files were not updated after regenerating CSS files<\\/li>\\n<li>Fix: Conditions modal is not responsive in Custom Code<\\/li>\\n<li>Fix: Empty order buttons are displayed in Custom Fonts screen<\\/li>\\n<li>Fix: Typo in \'Reply To\' Email action after submit placeholder in Forms widget<\\/li>\\n<li>Fix: Unnecessary Save Draft button in Custom Code<\\/li>\\n<li>Fix: RTL glitches in Custom Code<\\/li>\\n<li>Fix: Sanitized options in the editor to enforce better security policies<\\/li>\\n<li>Deprecated: See all deprecations to this version in our (<a href=\\\"https:\\/\\/developers.elementor.com\\/v3-2-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.1.1 - 2021-02-23<\\/h4>\\n<ul>\\n<li>Tweak: Adjusted \'Max Height\' control range in Table of Contents widget<\\/li>\\n<li>Fix: Popup event handler is undefined (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11475\\\">#11475<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10690\\\">#10690<\\/a>)<\\/li>\\n<li>Fix: Conditions modal is not responsive in Custom Code<\\/li>\\n<li>Fix: RTL glitches in Code Highlight widget<\\/li>\\n<li>Fix: Minor UI glitches in Code Highlight widget<\\/li>\\n<li>Fix: Users can\'t get Pro Developer Edition version updates<\\/li>\\n<\\/ul>\\n<h4>3.1.0 - 2021-02-16<\\/h4>\\n<ul>\\n<li>New: Introducing Custom Code - Add custom code snippets to your site, including <code>head<\\/code>, <code>body<\\/code> start and <code>body<\\/code> end<\\/li>\\n<li>New: Meet Code Highlight widget - showcase any syntax with highlighted UI (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5815\\\">#5815<\\/a>)<\\/li>\\n<li>Experiment: Improved Pro widgets performance by loading JS and Swiper assets conditionally in frontend (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8572\\\">#8572<\\/a>, <a href=\\\"https:\\/\\/developers.elementor.com\\/experiment-optimized-asset-loading\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added Compatibility Tag support in Elementor Pro (<a href=\\\"https:\\/\\/developers.elementor.com\\/compatibility-tag\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities to Rotating Text animation in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4625\\\">#4625<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added an option to set Selected color for Typing effect in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5403\\\">#5403<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7826\\\">#7826<\\/a>)<\\/li>\\n<li>Tweak: Added animation Loop option for Animated Headline (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9749\\\">#9749<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2457\\\">#2457<\\/a>)<\\/li>\\n<li>Tweak: Added timing options for Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4392\\\">#4392<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for Testimonial Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4242\\\">#4242<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added Word Wrap control to Code Highlight widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13577\\\">#13577<\\/a>)<\\/li>\\n<li>Tweak: Upgraded Font Awesome Pro library to v5.15.1<\\/li>\\n<li>Tweak: Improved method of loading field mapping repeater in Form widget (<a href=\\\"https:\\/\\/developers.elementor.com\\/how-to-add-a-repeater-control-to-elementor-add-on\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added "Show on Browsers" Popup Advanced Rule<\\/li>\\n<li>Tweak: Added real-time JS handling to prevent redundant renders in Slides widget and all Carousel widgets<\\/li>\\n<li>Tweak: Import scroll utility from core and remove it from Pro<\\/li>\\n<li>Tweak: Added alignment options for Post Excerpt widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9757\\\">#9757<\\/a>)<\\/li>\\n<li>Tweak: Changed alignment control to work with selectors in Share Buttons<\\/li>\\n<li>Tweak: Upgraded to Webpack 5, Grunt-Webpack 4 and TerserPlugin instead of UglifyJsPlugin<\\/li>\\n<li>Fix: Steps Divider is not vertically aligned in Multi Step Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12569\\\">#12569<\\/a>)<\\/li>\\n<li>Fix: Slides are playing in an infinite loop mode even when the option is disabled in Slides Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6726\\\">#6726<\\/a>)<\\/li>\\n<li>Fix: Redundant spacing is added to Share Buttons widget<\\/li>\\n<li>Fix: Step buttons text is not updated without a page reload in Forms widget<\\/li>\\n<li>Fix: Overflow issue in certain animations in Animated Headline widget<\\/li>\\n<li>Fix: When dragging a new Testimonial Carousel there is a console error thrown<\\/li>\\n<li>Fix: Step Buttons are cut in mobile view in Multi Step Form<\\/li>\\n<li>Fix: Submit and Step buttons size differences when using Twenty Twenty theme<\\/li>\\n<li>Fix: Duplicate button Text Color control in Slides widget<\\/li>\\n<li>Fix: JS error is thrown when editing and saving global widgets<\\/li>\\n<li>Fix: <code>get_version<\\/code> API function may fail with Redis \\/ DB cache<\\/li>\\n<li>Fix: Multiple license check requests are created in certain cases<\\/li>\\n<li>Deprecated: Deprecate methods prefixed with an underscore and replace them with unprefixed methods<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-1-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.0.10 - 2021-01-20<\\/h4>\\n<ul>\\n<li>Tweak: Added Editing Handles string translation compatibility with Elementor Pro v3.1<\\/li>\\n<\\/ul>\\n<h4>3.0.9 - 2020-12-29<\\/h4>\\n<ul>\\n<li>Tweak: Added compatibility to support Elementor 3.1.0<\\/li>\\n<li>Fix: Wrong phrasing of Import template success message in Theme Builder<\\/li>\\n<li>Fix: Border color glitch in Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.0.8 - 2020-11-26<\\/h4>\\n<ul>\\n<li>Fix: Navigation arrows UI glitch in Media Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13172\\\">#13172<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.0.7 - 2020-11-25<\\/h4>\\n<ul>\\n<li>Fix: Console Error when dragging Testimonials Carousel widget<\\/li>\\n<li>Fix: Arrows of Testimonial and Reviews Carousel widgets navigate to the wrong direction in RTL websites<\\/li>\\n<li>Fix: Removed the conditional loading of Webpack<\\/li>\\n<li>Fix: Fatal error is thrown after deleting an associated custom taxonomy when Posts widget with Cards skin has a badge<\\/li>\\n<li>Fix: Upload JSON files only when the user allowed to prevent security issues<\\/li>\\n<li>Fix: Gallery not displayed in Theme Builder templates preview<\\/li>\\n<\\/ul>\\n<h4>3.0.6 - 2020-11-04<\\/h4>\\n<ul>\\n<li>Tweak: Updated the embedded post in Facebook Embed widget<\\/li>\\n<li>Fix: Minor UI glitches in Theme Builder\'s conditions screen footer<\\/li>\\n<li>Fix: Template type changes into Single Page after conditions change in Theme Builder<\\/li>\\n<li>Fix: Redundant Custom Caption option in Site Logo widget<\\/li>\\n<li>Fix: Removed unused code in Drip integration<\\/li>\\n<li>Fix: Removed Weibo and WeChat social networks due to website and links inactivity from Share Buttons widget<\\/li>\\n<li>Fix: Removed redundant code from Portfolio and Post Navigation widgets<\\/li>\\n<\\/ul>\\n<h4>3.0.5 - 2020-09-23<\\/h4>\\n<ul>\\n<li>Fix: If the default page layout is set to "Canvas" Headers and Footers cannot be edited<\\/li>\\n<li>Fix: Product Image Dynamic Tag throws an error when no image is set<\\/li>\\n<li>Fix: Missing Single document placeholder in Theme Builder<\\/li>\\n<li>Fix: Document editing handles inherit the <code>font-family<\\/code> from 3rd party source<\\/li>\\n<li>Fix: Can\'t add linebreaks to Textarea input when used as Multi Step Form<\\/li>\\n<li>Fix: Incorrect width in Facebook Page widget<\\/li>\\n<li>Fix: Added compatibility to allow the use of \'get_create_url\' in Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.0.4 - 2020-09-09<\\/h4>\\n<ul>\\n<li>Fix: Autogenerated screenshots appear in WP Media Library modal (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12304\\\">#12304<\\/a>)<\\/li>\\n<li>Fix: Make sure Elementor Posts widget Pagination doesn\'t interfere with 3rd party plugins (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12126\\\">#12126<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12127\\\">#12127<\\/a>)<\\/li>\\n<li>Fix: Shrinking conditions indicator in Theme Builder<\\/li>\\n<li>Fix: Column can\'t be dragged and dropped if it populates a Global widget<\\/li>\\n<li>Fix: Styles are missing from Single templates in some edge cases<\\/li>\\n<\\/ul>\\n<h4>3.0.3 - 2020-09-02<\\/h4>\\n<ul>\\n<li>Fix: Pagination doesn\'t work in WordPress 5.5 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12126\\\">#12126<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12127\\\">#12127<\\/a>)<\\/li>\\n<li>Fix: Change delete template action to "Move to Trash" in the new Theme Builder view<\\/li>\\n<\\/ul>\\n<h4>3.0.2 - 2020-08-31<\\/h4>\\n<ul>\\n<li>Tweak: Replaced WordPress "Learn More" links with dynamic links for better control over time (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12312\\\">#12312<\\/a>)<\\/li>\\n<li>Tweak: UI tweaks to the Conditions screen In the new Theme Builder<\\/li>\\n<li>Fix: Motion Effects not working when assigned to a column and throws JS error when DOM optimization is disabled (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12299\\\">#12299<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12275\\\">#12275<\\/a>)<\\/li>\\n<li>Fix: Multiple Galleries display all the images in the Lightbox slideshow (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11809\\\">#11809<\\/a>)<\\/li>\\n<li>Fix: Old Theme Builder is being opened when accessing through the Finder<\\/li>\\n<li>Fix: Mixed templates import glitch in Theme Builder<\\/li>\\n<li>Fix: Card icon sizes in Theme Builder<\\/li>\\n<li>Fix: Preview button leads to <code>render_mode<\\/code> instead of preview when importing a template from the new Theme Builder<\\/li>\\n<\\/ul>\\n<h4>3.0.1 - 2020-08-26<\\/h4>\\n<ul>\\n<li>Tweak: Keep previous Theme Builder when accessing from the WP Dashboard for legacy support<\\/li>\\n<li>Tweak: Updated video tutorials in Theme Builder<\\/li>\\n<li>Tweak: Don\'t show auto-screenshots in the Media Library (Props <a href=\\\"https:\\/\\/github.com\\/black-eye\\\">@black-eye<\\/a>)<\\/li>\\n<li>Fix: Repeater items throws <code>childView<\\/code> is undefined message in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12239\\\">#12239<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12221\\\">#12221<\\/a>)<\\/li>\\n<li>Fix: Misspelling of the word "occurred" in Form widget default error message (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12137\\\">#12137<\\/a>)<\\/li>\\n<li>Fix: Facebook comments not showing up (<a 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Compliance\";s:4:\"slug\";s:13:\"eu-compliance\";s:7:\"version\";s:5:\"1.1.3\";s:5:\"image\";s:72:\"https://www.monsterinsights.com/wp-content/uploads/2018/05/eu-banner.png\";s:4:\"icon\";b:0;s:7:\"excerpt\";s:59:\"Improve compliance with GDPR and other privacy regulations.\";s:2:\"id\";i:137300;s:10:\"categories\";a:1:{i:0;s:5:\"Basic\";}}i:5;O:8:\"stdClass\":8:{s:5:\"title\";s:41:\"MonsterInsights Facebook Instant Articles\";s:4:\"slug\";s:25:\"facebook-instant-articles\";s:7:\"version\";s:5:\"1.1.3\";s:5:\"image\";s:95:\"https://www.monsterinsights.com/wp-content/uploads/2017/06/facebook-instant-articles-banner.png\";s:4:\"icon\";b:0;s:7:\"excerpt\";s:77:\"Integrate Google Analytics and Facebook Instant Articles with just one click.\";s:2:\"id\";i:104944;s:10:\"categories\";a:1:{i:0;s:4:\"Plus\";}}i:6;O:8:\"stdClass\":8:{s:5:\"title\";s:21:\"MonsterInsights Forms\";s:4:\"slug\";s:5:\"forms\";s:7:\"version\";s:5:\"1.5.3\";s:5:\"image\";s:81:\"https://www.monsterinsights.com/wp-content/uploads/2017/06/forms-addon-banner.png\";s:4:\"icon\";b:0;s:7:\"excerpt\";s:70:\"Enable tracking of your form views, submissions, and conversion rates.\";s:2:\"id\";i:104930;s:10:\"categories\";a:1:{i:0;s:3:\"Pro\";}}i:7;O:8:\"stdClass\":8:{s:5:\"title\";s:31:\"MonsterInsights Google Optimize\";s:4:\"slug\";s:15:\"google-optimize\";s:7:\"version\";s:5:\"1.3.2\";s:5:\"image\";s:85:\"https://www.monsterinsights.com/wp-content/uploads/2017/06/google-optimize-banner.png\";s:4:\"icon\";b:0;s:7:\"excerpt\";s:53:\"Easily enable Google Optimize on your WordPress site.\";s:2:\"id\";i:104937;s:10:\"categories\";a:1:{i:0;s:3:\"Pro\";}}i:8;O:8:\"stdClass\":8:{s:5:\"title\";s:29:\"MonsterInsights Page Insights\";s:4:\"slug\";s:13:\"page-insights\";s:7:\"version\";s:5:\"1.3.3\";s:5:\"image\";s:89:\"https://www.monsterinsights.com/wp-content/uploads/2018/10/page-insights-addon-banner.png\";s:4:\"icon\";b:0;s:7:\"excerpt\";s:79:\"See important metrics for individual posts / pages in your WordPress dashboard.\";s:2:\"id\";i:166810;s:10:\"categories\";a:1:{i:0;s:4:\"Plus\";}}i:9;O:8:\"stdClass\":8:{s:5:\"title\";s:27:\"MonsterInsights Performance\";s:4:\"slug\";s:11:\"performance\";s:7:\"version\";s:5:\"1.5.0\";s:5:\"image\";s:96:\"https://www.monsterinsights.com/wp-content/uploads/2016/09/performance-tracking-addon-banner.png\";s:4:\"icon\";b:0;s:7:\"excerpt\";s:55:\"Adjust site speed and sample rate for Google Analytics.\";s:2:\"id\";i:31100;s:10:\"categories\";a:1:{i:0;s:4:\"Plus\";}}}','no'),(213986,'_transient_wc_upgrade_notice_5.5.2','','no'),(214165,'elementor_pro_remote_info_api_data_3.3.1','a:2:{s:7:\"timeout\";i:1627368319;s:5:\"value\";s:27776:\"{\"stable_version\":\"3.3.1\",\"last_updated\":\"2021-07-21 14:24:46\",\"sections\":\"a:2:{s:11:\\\"description\\\";s:161:\\\"Elementor Pro adds new features to the Elementor Page Builder plugin. Control your conversions, your user engagement, your entire website, from one page builder.\\\";s:9:\\\"changelog\\\";s:24254:\\\"<h4>3.3.4 - 2021-07-21<\\/h4>\\n<ul>\\n<li>Fix: Grid layout glitch in WooCommerce Products Archive widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15718\\\">#15718<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.3.3 - 2021-07-20<\\/h4>\\n<ul>\\n<li>Tweak: Added a descriptive message in Collect Submissions action after submit<\\/li>\\n<li>Tweak: Added future compatibility for Additional Custom Breakpoints for Pro widgets<\\/li>\\n<li>Fix: Some widget style breaks when Improved CSS Loading Experiment is active in certain cases (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15632\\\">#15632<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15683\\\">#15683<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15660\\\">#15660<\\/a>)<\\/li>\\n<li>Fix: Translation update keep appearing as available after install (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14297\\\">#14297<\\/a>)<\\/li>\\n<li>Fix: Wrong default icon color when using Font Awesome icons as inline SVG in Call to Action widget<\\/li>\\n<\\/ul>\\n<h4>3.3.2 - 2021-07-13<\\/h4>\\n<ul>\\n<li>Tweak: Updated plugin description<\\/li>\\n<li>Fix: MailChimp tags in form widget replaced existing tags (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11111\\\">#11111<\\/a>)<\\/li>\\n<li>Fix: Clicking videos from the items list in edit mode doesn\\u2019t initiate videos properly<\\/li>\\n<li>Fix: User unauthorized message when activated but not connected in Kit Library<\\/li>\\n<li>Fix: Carousel widgets did not support additional custom breakpoint responsive values<\\/li>\\n<li>Fix: Tab border is overridden by the Section background color in Video Playlist widget<\\/li>\\n<li>Fix: Widgets style breaks when Improved CSS Load experiment is active in a Single Page template and Post Content widget<\\/li>\\n<\\/ul>\\n<h4>3.3.1 - 2021-06-20<\\/h4>\\n<ul>\\n<li>Tweak: Added support for more Theme Builder display conditions in Export \\/ Import experiment<\\/li>\\n<li>Tweak: Adjusted License page heading structure for future feature<\\/li>\\n<li>Tweak: Adjusted Font Awesome icon for allowing support for future feature<\\/li>\\n<li>Fix: <code>frontend.min.js<\\/code> file size increased in Elementor Pro 3.3.0 (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/15278\\\">#15278<\\/a>)<\\/li>\\n<li>Fix: Prevent conditions from being reset when object cache is enabled in site (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13299\\\">#13299<\\/a>)<\\/li>\\n<li>Fix: Custom Code publish modal responsiveness issues (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14519\\\">#14519<\\/a>)<\\/li>\\n<li>Fix: Populating fields with options programmatically doesn\'t appear in Submissions screen (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10671\\\">#10671<\\/a>)<\\/li>\\n<li>Fix: Large images are not shown on the Image Carousel widget when set via Toolset dynamic tag<\\/li>\\n<li>Fix: Enable inline editing to the inner content tabs in Video Playlist widget<\\/li>\\n<li>Fix: Clicking on the video list doesn\'t play videos properly in Video Playlist widget<\\/li>\\n<li>Fix: Hide Play Icon control when Image overlay is toggled off in Video Playlist widget<\\/li>\\n<li>Fix: Removed extra space below the player when viewing from mobile view in Video Playlist widget<\\/li>\\n<li>Fix: Import button is not working properly in Theme Builder interface<\\/li>\\n<li>Fix: Preview Dynamic Content as control is not updating preview and throws an error in Popup Builder<\\/li>\\n<\\/ul>\\n<h4>3.3.0 - 2021-06-08<\\/h4>\\n<ul>\\n<li>New: Video Playlist widget - Add Engaging Video Content to Your Website (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11859\\\">#11859<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7803\\\">#7803<\\/a>)<\\/li>\\n<li>New: Hotspot widget - Create Interactive Images With Contextually Relevant Information (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7282\\\">#7282<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2768\\\">#2768<\\/a>)<\\/li>\\n<li>Tweak: Accessibility improvements for sub-menus in Nav Menu widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13859\\\">#13859<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13810\\\">#13810<\\/a>)<\\/li>\\n<li>Tweak: MailChimp action after submit can now add new tags to existing subscribers in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11111\\\">#11111<\\/a>)<\\/li>\\n<li>Tweak: Added <code>elementor_pro\\/forms\\/record\\/actions_before<\\/code> to filter the record before it sent to Actions After Submit in Forms widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14261\\\">#14261<\\/a>)<\\/li>\\n<li>Tweak: Yoast SEO breadcrumbs widget can be used in Elementor without the need of enabling them in Yoast setting<\\/li>\\n<li>Tweak: Added future support for widgets CSS conditional loading (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10329\\\">#10329<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/14229\\\">#14229<\\/a>)<\\/li>\\n<li>Tweak: Added future support for Sticky JS library conditional loading<\\/li>\\n<li>Tweak: Added future support for Import \\/ Export experiment<\\/li>\\n<li>Tweak: Preparations and fixes for Import Export Experiment in Pro version<\\/li>\\n<li>Tweak: Added gradient button capabilities to Login widget buttons<\\/li>\\n<li>Tweak: Added gradient button capabilities to Slides widget button<\\/li>\\n<li>Tweak: Added gradient button capabilities to Price Table widget button<\\/li>\\n<li>Tweak: Added gradient button capabilities to Flip Box widget button<\\/li>\\n<li>Tweak: Added Code Highlight widget Developers Documentation<\\/li>\\n<li>Tweak: Adjusted Submissions page for future updates<\\/li>\\n<li>Tweak: Added <code>em<\\/code> and <code>%<\\/code> units for padding control in Carousel widgets<\\/li>\\n<li>Tweak: Shorten currency name to currency symbol in PayPal button widget<\\/li>\\n<li>Fix: Custom Fonts URLs should be replaced when replace URL is triggered (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7376\\\">#7376<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10382\\\">#10382<\\/a>)<\\/li>\\n<li>Fix: The currency symbol size changed in the Price Table widget if enabling sale (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13519\\\">#13519<\\/a>)<\\/li>\\n<li>Fix: Nav Menu widget is not loading Font Awesome submenu icons (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9907\\\">#9907<\\/a>)<\\/li>\\n<li>Fix: Hamburger toggle is not working in Nav menu widget<\\/li>\\n<li>Fix: Activation bug for IDN domains<\\/li>\\n<li>Fix: Conditions modal responsive glitches in Custom Code<\\/li>\\n<li>Fix: Duplicated strings in Custom Code module<\\/li>\\n<li>Fix: Enable resize option for code input field in Custom Code<\\/li>\\n<li>Fix: "Save & Close "button in Custom Code\'s Conditions modal was not visible on small screen sizes<\\/li>\\n<li>Fix: Removing a column from a section in the navigator resulted in an empty section<\\/li>\\n<li>Fix: Recommend option is cut If the layout is not "Standard" in the Facebook Button widget<\\/li>\\n<li>Fix: Video item does not play without adding an image in Media Carousel widget<\\/li>\\n<li>Fix: <code>search-plus<\\/code> icon missing from panel in Media Carousel widget<\\/li>\\n<li>Fix: UI hover state glitch in Media Carousel widget<\\/li>\\n<li>Fix: PHP notice was thrown when trying to import a kit without overrideConditions parameter in Kit Import flow<\\/li>\\n<li>Fix: Templates conditions not imported if there are no conflicts in Import Export Experiment<\\/li>\\n<li>Fix: Non english values are not encoded properly on Submissions export<\\/li>\\n<li>Fix: Theme Builder import is not working properly<\\/li>\\n<li>Fix: UI glitch when no global widgets were found in Editor Panel<\\/li>\\n<li>Deprecated: See all deprecations to this version in our <a href=\\\"https:\\/\\/developers.elementor.com\\/v3-3-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a><\\/li>\\n<\\/ul>\\n<h4>3.2.2 - 2021-05-05<\\/h4>\\n<ul>\\n<li>Tweak: Added support for Expert tier templates in Templates Library<\\/li>\\n<li>Tweak: Updated compatibility tag to support Elementor v3.2.x<\\/li>\\n<li>Tweak: Added compatibility for future Library improvements<\\/li>\\n<li>Fix: Toolset image dynamic field is not working with Gallery widget<\\/li>\\n<\\/ul>\\n<h4>3.2.1 - 2021-03-21<\\/h4>\\n<ul>\\n<li>Tweak: Added strings context in PayPal button and Price Table widgets<\\/li>\\n<li>Tweak: Added support for future Import \\/ Export Kit feature<\\/li>\\n<li>Fix: Submissions with over than 191 characters weren\'t indexed properly<\\/li>\\n<\\/ul>\\n<h4>3.2.0 - 2021-03-16<\\/h4>\\n<ul>\\n<li>New: PayPal Button widget - Collect PayPal payments directly from your site<\\/li>\\n<li>Experiment: Submissions - Save all of your form submissions in one place (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/1686\\\">#1686<\\/a>)<\\/li>\\n<li>Tweak: Added Stay In Column option to Inner Section element (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7956\\\">#7956<\\/a>)<\\/li>\\n<li>Tweak: Adjusted \'Max Height\' control range in Table of Contents widget<\\/li>\\n<li>Tweak: Changed descriptive text in Create Custom Code screen<\\/li>\\n<li>Tweak: Added support for dynamic capabilities in Code Highlight widget<\\/li>\\n<li>Tweak: Added support for future load on demand for <code>share-link<\\/code> library<\\/li>\\n<li>Tweak: Added support for future load on demand for <code>dialog<\\/code> library in Popup<\\/li>\\n<li>Tweak: Allow overwriting the assets URL when using a mirror domain<\\/li>\\n<li>Fix: Animation was triggered multiple times when accessing the viewport in certain cases in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13951\\\">#13951<\\/a>)<\\/li>\\n<li>Fix: Location is not being updated after a Custom Code snippet is published (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13971\\\">#13971<\\/a>)<\\/li>\\n<li>Fix: Custom Fonts CSS files were not updated after regenerating CSS files<\\/li>\\n<li>Fix: Conditions modal is not responsive in Custom Code<\\/li>\\n<li>Fix: Empty order buttons are displayed in Custom Fonts screen<\\/li>\\n<li>Fix: Typo in \'Reply To\' Email action after submit placeholder in Forms widget<\\/li>\\n<li>Fix: Unnecessary Save Draft button in Custom Code<\\/li>\\n<li>Fix: RTL glitches in Custom Code<\\/li>\\n<li>Fix: Sanitized options in the editor to enforce better security policies<\\/li>\\n<li>Deprecated: See all deprecations to this version in our (<a href=\\\"https:\\/\\/developers.elementor.com\\/v3-2-planned-deprecations\\/\\\">Developers Deprecations Post<\\/a>)<\\/li>\\n<\\/ul>\\n<h4>3.1.1 - 2021-02-23<\\/h4>\\n<ul>\\n<li>Tweak: Adjusted \'Max Height\' control range in Table of Contents widget<\\/li>\\n<li>Fix: Popup event handler is undefined (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/11475\\\">#11475<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/10690\\\">#10690<\\/a>)<\\/li>\\n<li>Fix: Conditions modal is not responsive in Custom Code<\\/li>\\n<li>Fix: RTL glitches in Code Highlight widget<\\/li>\\n<li>Fix: Minor UI glitches in Code Highlight widget<\\/li>\\n<li>Fix: Users can\'t get Pro Developer Edition version updates<\\/li>\\n<\\/ul>\\n<h4>3.1.0 - 2021-02-16<\\/h4>\\n<ul>\\n<li>New: Introducing Custom Code - Add custom code snippets to your site, including <code>head<\\/code>, <code>body<\\/code> start and <code>body<\\/code> end<\\/li>\\n<li>New: Meet Code Highlight widget - showcase any syntax with highlighted UI (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5815\\\">#5815<\\/a>)<\\/li>\\n<li>Experiment: Improved Pro widgets performance by loading JS and Swiper assets conditionally in frontend (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8572\\\">#8572<\\/a>, <a href=\\\"https:\\/\\/developers.elementor.com\\/experiment-optimized-asset-loading\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added Compatibility Tag support in Elementor Pro (<a href=\\\"https:\\/\\/developers.elementor.com\\/compatibility-tag\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added Dynamic capabilities to Rotating Text animation in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4625\\\">#4625<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added an option to set Selected color for Typing effect in Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/5403\\\">#5403<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/7826\\\">#7826<\\/a>)<\\/li>\\n<li>Tweak: Added animation Loop option for Animated Headline (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9749\\\">#9749<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/2457\\\">#2457<\\/a>)<\\/li>\\n<li>Tweak: Added timing options for Animated Headline widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4392\\\">#4392<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for Testimonial Carousel widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added dynamic capabilities for Price Table widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/4242\\\">#4242<\\/a>, <a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/8569\\\">#8569<\\/a>)<\\/li>\\n<li>Tweak: Added Word Wrap control to Code Highlight widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/13577\\\">#13577<\\/a>)<\\/li>\\n<li>Tweak: Upgraded Font Awesome Pro library to v5.15.1<\\/li>\\n<li>Tweak: Improved method of loading field mapping repeater in Form widget (<a href=\\\"https:\\/\\/developers.elementor.com\\/how-to-add-a-repeater-control-to-elementor-add-on\\/\\\">Developer Documentation<\\/a>)<\\/li>\\n<li>Tweak: Added "Show on Browsers" Popup Advanced Rule<\\/li>\\n<li>Tweak: Added real-time JS handling to prevent redundant renders in Slides widget and all Carousel widgets<\\/li>\\n<li>Tweak: Import scroll utility from core and remove it from Pro<\\/li>\\n<li>Tweak: Added alignment options for Post Excerpt widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/9757\\\">#9757<\\/a>)<\\/li>\\n<li>Tweak: Changed alignment control to work with selectors in Share Buttons<\\/li>\\n<li>Tweak: Upgraded to Webpack 5, Grunt-Webpack 4 and TerserPlugin instead of UglifyJsPlugin<\\/li>\\n<li>Fix: Steps Divider is not vertically aligned in Multi Step Form widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/12569\\\">#12569<\\/a>)<\\/li>\\n<li>Fix: Slides are playing in an infinite loop mode even when the option is disabled in Slides Widget (<a href=\\\"https:\\/\\/github.com\\/elementor\\/elementor\\/issues\\/6726\\\">#6726<\\/a>)<\\/li>\\n<li>Fix: Redundant spacing is added to Share Buttons widget<\\/li>\\n<li>Fix: Step buttons text is not updated without a page reload in Forms widget<\\/li>\\n<li>Fix: Overflow issue in certain animations in Animated Headline widget<\\/li>\\n<li>Fix: When dragging a new Testimonial Carousel there is a console error thrown<\\/li>\\n<li>Fix: Step Buttons are cut in mobile view in Multi Step Form<\\/li>\\n<li>Fix: Submit and Step buttons size differences when using Twenty Twenty theme<\\/li>\\n<li>Fix: Duplicate button Text Color control in Slides widget<\\/li>\\n<li>Fix: JS error is thrown when editing and saving global widgets<\\/li>\\n<li>Fix: <code>get_version<\\/code> API function may fail with Redis \\/ DB cache<\\/li>\\n<li>Fix: Multiple license check requests are created in certain cases<\\/li>\\n<li>Deprecated: Deprecate methods prefixed with an underscore and replace them with 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But far from arriving to a sea of tents, sleeping bags and wilderness, this camp has a decidedly more high-tech environment.<\\/p>\\n<p>\\u201cWhen I heard about this I was excited because my dream is to learn more things and expand my knowledge,\\u201d says Khayrath, who is the only girl in her computer science club at school, back in Dar-es-Salaam, Tanzania.<\\/p>\\n<p>She was among more than 80 girls from 34 African countries who attended the first Coding Camp in Addis Ababa, Ethiopia for 10 days in August 2018. 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It also equips each girl with enterprise know-how, to ensure their financial security.<\\/p>\\n<!-- \\/wp:paragraph --><!-- wp:paragraph -->\\n<p>\\u201cTechnology in its various forms, including ICTs, continues to redefine and revolutionize the way we all live and work,\\u201d said Letty Chiwara, UN Women representative in Ethiopia, the AU and the United Nations Economic Commission for Africa. \\u201cHarnessing this technology to advance gender equality and women\\u2019s empowerment is not only vital for women and girls, but critical throughout the 2030 Agenda for Sustainable Development. If we do not have enough women in the so-called fourth industrial revolution, we will not get the variety of the solutions that are needed by women and girls. 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Since then, while other developing markets such as the APAC and LATAM regions have dominated headlines, the African continent\\u2019s success in digital payments has not been appreciated to a similar extent. There is more to digital payments in Africa than M-Pesa, and this piece will still only capture a snapshot of African success.\\u00a0<\\/p>\\n<p><b>Beyond M-Pesa and beyond maturity<\\/b><\\/p>\\n<p>According to Nana Araba Abban, head, group consumer banking at Ecobank Group, transaction flows sent by banks have grown by an average of 10% year-on-year during this 10-year period. Alongside this, mobile money payments have exploded, with the monthly value of transactions increasing 25 times over between 2010 and 2018.<\\/p>\\n<p>The African digital payments evolution has also led to \\u201cbanks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,\\u201d Abban says and adds that with \\u201clight KYC accounts operated on mobile devices, instant mobile payments including the use of QR technology,\\u201d banks are partnering with telcos to facilitate mobile money transactions.<\\/p>\\n<p>Ecobank, for example, has introduced services like Rapidtransfer for instant cross-border payments across their network of 33 countries in Africa. For ecommerce businesses, cross-border payments are an integral part of day to day operations and allow business owners to transfer funds across different territories in the most secure and efficient way possible, making real-time international payments a reality.<\\/p>\\n<p>While SWIFT gpi, Visa Direct and Mastercard Send are providing fast and secure global payments, banks are also establishing agent networks to expand financial inclusion, serving customers in neighbourhoods in which they work and live. Ecobank currently has 44,000 agents in a network launched less than three years ago, for example.<\\/p>\\n<p>Furthermore, in conversation with Dare Okoudjou, founder and CEO of MFS Africa, he says that \\u201cM-Pesa was a long time ago and if we were to take a global view, there are around 290 M-Pesa-like schemes around the world. Almost 80 of those services have more than one million active daily users. But Africa remains the epicentre of that market.\\\"<\\/p>\\n<!-- \\/wp:paragraph --><!-- wp:quote -->\\n<blockquote class=\\\"wp-block-quote\\\">\\n<p>\\u201cbanks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,\\u201d<\\/p>\\n<\\/blockquote>\\n<!-- \\/wp:quote --><!-- wp:paragraph -->\\n<p><b>Cross-border challenges<\\/b><\\/p>\\n<p>According to Brookings, intra-African trade is at 17% compared to 59% in Asia and 69% in Europe. The implementation of the Africa Continental Free Trade Agreement (AfCFTA) is expected to boost intra-Africa trade by up to 52%, by eliminating import duties and reducing other barriers to trade.<\\/p>\\n<p>Araba says that while there is maturity in the logistics sector, the costs of import duties and freighting charges for instance, \\u201cmight be prohibitive for small businesses seeking to leverage ecommerce platforms. Thankfully, cross-border payments are less challenging.\\u201d<\\/p>\\n<p>She explains that there are regional initiatives being implemented to facilitate cross-border trade between countries. For example, the Common Market for Eastern and Southern Africa (COMESA) is implementing regulations which assist small-scale traders in crossing borders with simplified clearance procedures for low-value transactions they typically conduct.<\\/p>\\n<p>\\u201cWith support from the World Bank, the governments of the Democratic Republic of Congo, Rwanda, and Uganda, in cooperation with COMESA, are increasing the capacity for commerce and reducing the costs faced by traders, especially small-scale and women traders, at key borders in the Great Lakes region.\\u201d<\\/p>\\n<p>However, with global trade still predominantly conducted in USD, the apparent lack of USD liquidity in some Sub-Saharan African countries can present problems for cross-border trade. Furthermore, as Steven Marshall, chief commercial officer from Crown Agents Bank relays, \\u201cwith delays to initiatives like the African Continental Free Trade Agreement, ecommerce offers SMEs a vital chance to reach over borders and expand from local enterprises.<\\/p>\\n<p>\\u201cIt\\u2019s certainly unfortunate that the wider AfCFTA programme has been postponed as it has the potential to boost Africa\\u2019s trading position in the global market, but certainly understandable in the current climate.\\u201d<\\/p>\\n<p>Olivier Lens, head of Sub-Saharan Africa at SWIFT, adds that taking South Africa as an example and considering the success of the Southern African Development Community real-time gross settlement system (SADC RTGS), it is clear that the financial systems in this region are well developed, especially as the adoption of ISO 20022 is also being considered for various projects.<\\/p>\\n<p>\\u201cIn the cross-border payments space, several of the region\\u2019s largest banks are live on SWIFT gpi and many are in the process of adopting it. In 2019, more than 50% of SWIFT gpi payments globally were credited to end beneficiaries within 30 minutes, bringing more speed, transparency and end-to-end tracking to market players worldwide,\\u201d Lens explores.<\\/p>\\n<p>SWIFT gpi will increase competition in the cross-border payments space, delivering faster, more transparent and traceable payments and supporting the expansion of intra-African trade and international trade.<\\/p>\\n<p>With strong and secure financial market infrastructures (FMIs) such as the SADC RTGS and others such as the East African Regional Payment System (EAPS) and the regional RTGS system launched by the Economic and Monetary Community of Central Africa (CEMAC) emerging, it is evident that harmonisation is important.<\\/p>\\n<p>\\u201cPan-regional payment systems operating within harmonised legal and regulatory frameworks of regional economic areas will make intra-regional payments easier, faster and cheaper. This will help to increase cross-border trade within regional communities,\\u201d Lens adds.<\\/p>\\n<!-- \\/wp:gallery --><!-- wp:paragraph -->\\n<p><b>Central bank intervention<\\/b><\\/p>\\n<p>Central banks and banking regulators are playing an active and supportive role in the growth of payment services in Africa. An example that Abban references is the Banque Centrale des \\u00c9tats de l\'Afrique de l\'Ouest (BCEAO) based in Francophone West Africa, that has approved KYC friendly basic accounts with the intention of expanding financial inclusion and in turn, digital payments.<\\/p>\\n<p>The Central Bank of Nigeria has also pushed a cashless agenda by reducing card fees, limiting ATM withdrawals and levying large cash deposits. <strong>The number of electronic payment transactions in Nigeria grew from 66 million in 2008 to over two billion in 2018. It is a fact that digital payments market has matured faster in Africa than it has in Europe: the number of electronic payments in France has grown in the past decade, but from 33 million in 2009 to 61.5 million in 2018, according to Statista.<\\/strong><\\/p>\\n<p>Ethiopia is another market with bank-led mobile money and a single national carrier serving the population\\u2019s mobile telecommunication needs. Araba explains that the National Bank of Ethiopia has, in a new directive, said it will allow new entrants to offer mobile money services and that it will be selling a 40% stake in the state-owned monopoly Ethio Telecom. She adds that the central bank \\u201cis granting two licenses for firms to compete with the incumbent. The companies that are successful will likely seek to cash in on the untapped potential for mobile money in the market.\\u201d<\\/p>\\n<p>While M-Pesa\\u2019s success has demonstrated the potential for payments in this region, the maturation of the fintech industry in this region has also attracted the attention of investors, as Marshall points out that startups operating on the continent received a total of $1.3 billion in funding in the last year and giants like Interswitch have emerged.<\\/p>\\n<p>\\u201cAfrica has also celebrated its first home-grown unicorn Interswitch, after payments giant Visa acquired a 20% minority equity stake in the firm. There\\u2019s been so much innovation in the last decade, but there\\u2019s still a lot of people and communities to reach,\\u201d Marshall says.<\\/p>\\n<p>The GSMA states that Sub-Saharan Africa is mobile payments\' biggest market, accounting for a staggering 45.6% of all activity globally in 2018. Marshall believes that \\u201cdigital payments are reaching new heights and, in a reaction to this, traditional banks in the region are increasingly working to digitalise their services and welcome more pay-out methods.\\u201d<\\/p>\\n<p>As has been seen in Kenya, traditional lenders in Africa are innovating, embracing new technologies, streamlining their operations and collaborating with fintech firms - building on their strengths of having a large established customer base and rich customer data; risk management capabilities; balance sheet strength; industry knowledge and trust, as Lens explains.<\\/p>\\n<p><b>Diverse customer distribution = enhanced financial inclusion<\\/b><\\/p>\\n<p>As host to almost half of all mobile money registered accounts globally, it calls into question whether Sub-Saharan Africa will remain the epicentre of mobile money. Customer distribution across the region has become more diverse and mobile money agents have played a key role in driving customer adoption and enhancing financial inclusion across Africa.<\\/p>\\n<p>According to an IMF Financial Access Survey, there are 60 agent outlets per 1,000 km\\u00b2 vs. two ATMs and one bank branch in the same area in Sub-Saharan Africa. Abban believes: \\u201cThe proximity of service is critical to the adoption of digital financial services as most people cannot afford to travel long distances to transact.\\u201d<\\/p>\\n<p>With over 1.4 million active mobile money agents in Sub-Saharan Africa, some of which also serve as banking agents, and 90% of transactions still being conducted in cash, it is without a doubt that mobile money agents have played a critical part in strengthening the banking industry, helping extend reach through popular services such as bank to wallet transfers and overcoming logistical issues to do with proximity to bank branches and ATMs.<\\/p>\\n<p>Okoudjou follows this up and states that \\u201cmobile money agents are the unsung heroes of the digital payments evolution in Africa. Mobile money is not about the mobile, it\\u2019s about the agents. In time, you will see agents becoming more sophisticated and they will be allowed to distribute or facilitate different types of services like insurance or investment.\\u201d<\\/p>\\n<p>While making a payment is now cheaper, faster and safer than ever before, the next step according to Marshall is to stop customers from \\u201ccashing out\\u201d after they have received a mobile remittance. Referencing Center for Financial Inclusion data that registered accounts increased by 11.9% in 2019 and transaction value was up 27.5%, Lens notes that \\u201cmobile money has grown at pace in countries where regulation has evolved to enable low-cost services.\\u201d<\\/p>\\n<p>Lens exemplifies this and reveals that Ghana has seen a 400% growth in the use of mobile money after rolling out a number of policies that addressed financial inclusion and allowed full interoperability among telecommunications companies and with banks. \\u201cEstablished financial institutions are collaborating with fintechs to build out the ecosystem, increase financial inclusion and deliver enhanced services to end users.\\u201d<\\/p>\\n<p><b>Overtaking traditional infrastructure to offer value<\\/b><\\/p>\\n<p>Digital technology is allowing emerging markets in Africa to leapfrog traditional financial processes and process payments quicker than is perceived in developed countries such as the US. Innovations such as electronic cash tokens for agent or ATM withdrawal, issuance of virtual cards, payments via SMS or email are in circulation. In addition to this, Abban highlights that in Zimbabwe, Kenya and Nigeria, \\u201ctransfers can be made between banks instantly and this has been the norm for some years now, in contrast with countries like the US where legacy systems might hinder such innovation.\\u201d<\\/p>\\n<p>While the US is seemingly a laggard in the payments arena in comparison, she goes on to state that in addition to M-Pesa in Kenya, Africa has also since seen the rise of stalwarts such as Nigeria\\u2019s Interswitch and Morocco\\u2019s Hightech Payment Systems. Marshall reiterates: \\u201cBy removing some of the biggest obstacles, namely having to be physically at a bank, digital finance directly offers an accessible way for people to fulfil their financial needs. As a result, we have seen it overtake traditional banking methods that are less relevant to an increasingly digital savvy population.<\\/p>\\n<p>\\u201cIn the past few years, digital payments in Africa have become world-leading in terms of adoption and volume.\\u201d Nadia Costanzo, head of banks for Africa & Latin America\\u00a0at TransferWise takes this point further and surmises that on a continent where most live far from traditional bank branches, banks are providing liveness checks so that customers can complete KYC verification services from the comfort of their homes.<\\/p>\\n<p>While Costanzo highlights that this is dependent on internet access, \\u201csomething which is not always reliably available across rural areas,\\u201d M-Pesa must continue to be hailed for being the first of its kind in Africa to enable international money transfers, small loans, bill payments, airtime top ups and high interest savings accounts (up to 6.65%).<\\/p>\\n<p>Following in M-Pesa\\u2019s footsteps, startups across the continent are \\u201cdoing incredible things to replace banks,\\u201d Costanzo says. \\u201cFarmers in Senegal and Mali are able to develop savings habits through mobile layaway platforms such as myagro, where they usually would have had to go to traditional financial institutions to get loans at high interest rates. Similarly, people without access to energy in Madagascar can access solar lamps through loans that link activation of lamps to repayment of debt via baobabplus.\\u201d<\\/p>\\n<p><b>Thriving and surviving in the ecommerce sector<\\/b><\\/p>\\n<p>Smartphone penetration could unlock access to a broader customer base over time and allow micro, small or small to medium businesses thrive. According to The United Nations Conference on Trade and Development (UNCTAD), the number of online shoppers in Africa has surged annually by 18% since 2014 and this has occurred on the back of rapid smartphone penetration, as the primary means of accessing the web in Africa is via mobile device. But it takes more than mobile penetration as Abban explains.<\\/p>\\n<p>Abban says: \\u201cThis trend can be expected to continue with the introduction of less expensive ISP data packages, evolution of payment solutions including virtual cards, inexpensive web acquiring solutions and improved logistics infrastructure. To be sure, it takes more than access to smartphones for e-commerce to thrive. Nigeria, Kenya and South Africa account for more than half of online shoppers in Africa. Market access is key for businesses and with the right investment in infrastructure and well written policies, there should be growth in the businesses reaching clients online,\\u201d she continues.<\\/p>\\n<p>Marshall has a similar view and refers to mobile technology as a \\u201cprimary engine of economic growth. Mobile has enabled innovative business models that have helped SMEs compete on an even footing with much bigger companies.\\u201d He calls attention to the fact that ecommerce in Africa was valued at $16.5 billion in 2017 and a McKinsey report revealed that this value could well go up to $75 billion by 2025.<\\/p>\\n<p>\\u201cMobile money would further empower the growth of ecommerce in Africa and the growing penetration of smartphones opens up a wider opportunity both in terms of accessing online stores and in enabling a range of payment methods. This is key in facilitating cross-border transactions, particularly in a market that has been nervous about ecommerce until Covid-19 accelerated its relevance.\\u201d<\\/p>\\n<p>It goes without saying that mobile phone penetration is high across Africa, usually significantly higher than bank account ownership. Costanzo mirrors this and says \\u201cmobile providers do not only develop mobile money services for smartphones, but also for feature phones, so people at all income levels in countries, where mobile money services are available, can receive remittance payments and make local payments.\\u201d<\\/p>\\n<p>For MSMEs, this is positive as they would be able to leverage mobile money tools to improve accounting processes and reduce the risk of theft for example, where mobile money is a commonly accepted form of payment and will slow down the use of cash or hand-written accounts. However, as Costanzo explicates, there are still challenges that can\\u2019t be solved through smartphone penetration alone.<\\/p>\\n<p>\\u201cIn countries where mobile money is not as high profile, accepting payments through cards or bank transfers would be the only viable ecommerce alternative. Debit card ownership in countries like Nigeria and South Africa were less than 50% in 2017, thereby significantly reducing the addressable market in ecommerce.\\u201d<\\/p>\\n<p><b>Okoudjou concludes by saying that typically, when coming across headlines about African payments, leapfrogging is used as a description, \\u201cwhich implies that Africa is catching up. In many ways, Africa is on its own path and some of what we\\u2019re doing is ahead of what is being done in Europe or the US. Our path is also not to replicate what is being done in Europe or the US. Payments have been instant across Sub-Saharan Africa since 2010.\\u201d<\\/b><\\/p>\\n<!-- \\/wp:paragraph -->\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(2611,1610,'_elementor_controls_usage','a:0:{}'),(2612,1610,'_thumbnail_id','1606'),(2613,1610,'_wp_page_template','default'),(2614,1610,'_elementor_edit_mode','builder'),(2615,1610,'_elementor_template_type','wp-post'),(2616,1610,'_elementor_version','2.9.14'),(2617,1610,'_elementor_data','[{\"id\":\"781e22b3\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"6269b099\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"19f3b643\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<!-- wp:paragraph -->\\n<p>In 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. Since then, while other developing markets such as the APAC and LATAM regions have dominated headlines, the African continent\\u2019s success in digital payments has not been appreciated to a similar extent. There is more to digital payments in Africa than M-Pesa, and this piece will still only capture a snapshot of African success.\\u00a0<\\/p>\\n<p><b>Beyond M-Pesa and beyond maturity<\\/b><\\/p>\\n<p>According to Nana Araba Abban, head, group consumer banking at Ecobank Group, transaction flows sent by banks have grown by an average of 10% year-on-year during this 10-year period. Alongside this, mobile money payments have exploded, with the monthly value of transactions increasing 25 times over between 2010 and 2018.<\\/p>\\n<p>The African digital payments evolution has also led to \\u201cbanks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,\\u201d Abban says and adds that with \\u201clight KYC accounts operated on mobile devices, instant mobile payments including the use of QR technology,\\u201d banks are partnering with telcos to facilitate mobile money transactions.<\\/p>\\n<p>Ecobank, for example, has introduced services like Rapidtransfer for instant cross-border payments across their network of 33 countries in Africa. For ecommerce businesses, cross-border payments are an integral part of day to day operations and allow business owners to transfer funds across different territories in the most secure and efficient way possible, making real-time international payments a reality.<\\/p>\\n<p>While SWIFT gpi, Visa Direct and Mastercard Send are providing fast and secure global payments, banks are also establishing agent networks to expand financial inclusion, serving customers in neighbourhoods in which they work and live. Ecobank currently has 44,000 agents in a network launched less than three years ago, for example.<\\/p>\\n<p>Furthermore, in conversation with Dare Okoudjou, founder and CEO of MFS Africa, he says that \\u201cM-Pesa was a long time ago and if we were to take a global view, there are around 290 M-Pesa-like schemes around the world. Almost 80 of those services have more than one million active daily users. But Africa remains the epicentre of that market.\\\"<\\/p>\\n<!-- \\/wp:paragraph --><!-- wp:quote -->\\n<blockquote class=\\\"wp-block-quote\\\">\\n<p>\\u201cbanks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,\\u201d<\\/p>\\n<\\/blockquote>\\n<!-- \\/wp:quote --><!-- wp:paragraph -->\\n<p><b>Cross-border challenges<\\/b><\\/p>\\n<p>According to Brookings, intra-African trade is at 17% compared to 59% in Asia and 69% in Europe. The implementation of the Africa Continental Free Trade Agreement (AfCFTA) is expected to boost intra-Africa trade by up to 52%, by eliminating import duties and reducing other barriers to trade.<\\/p>\\n<p>Araba says that while there is maturity in the logistics sector, the costs of import duties and freighting charges for instance, \\u201cmight be prohibitive for small businesses seeking to leverage ecommerce platforms. Thankfully, cross-border payments are less challenging.\\u201d<\\/p>\\n<p>She explains that there are regional initiatives being implemented to facilitate cross-border trade between countries. For example, the Common Market for Eastern and Southern Africa (COMESA) is implementing regulations which assist small-scale traders in crossing borders with simplified clearance procedures for low-value transactions they typically conduct.<\\/p>\\n<p>\\u201cWith support from the World Bank, the governments of the Democratic Republic of Congo, Rwanda, and Uganda, in cooperation with COMESA, are increasing the capacity for commerce and reducing the costs faced by traders, especially small-scale and women traders, at key borders in the Great Lakes region.\\u201d<\\/p>\\n<p>However, with global trade still predominantly conducted in USD, the apparent lack of USD liquidity in some Sub-Saharan African countries can present problems for cross-border trade. Furthermore, as Steven Marshall, chief commercial officer from Crown Agents Bank relays, \\u201cwith delays to initiatives like the African Continental Free Trade Agreement, ecommerce offers SMEs a vital chance to reach over borders and expand from local enterprises.<\\/p>\\n<p>\\u201cIt\\u2019s certainly unfortunate that the wider AfCFTA programme has been postponed as it has the potential to boost Africa\\u2019s trading position in the global market, but certainly understandable in the current climate.\\u201d<\\/p>\\n<p>Olivier Lens, head of Sub-Saharan Africa at SWIFT, adds that taking South Africa as an example and considering the success of the Southern African Development Community real-time gross settlement system (SADC RTGS), it is clear that the financial systems in this region are well developed, especially as the adoption of ISO 20022 is also being considered for various projects.<\\/p>\\n<p>\\u201cIn the cross-border payments space, several of the region\\u2019s largest banks are live on SWIFT gpi and many are in the process of adopting it. In 2019, more than 50% of SWIFT gpi payments globally were credited to end beneficiaries within 30 minutes, bringing more speed, transparency and end-to-end tracking to market players worldwide,\\u201d Lens explores.<\\/p>\\n<p>SWIFT gpi will increase competition in the cross-border payments space, delivering faster, more transparent and traceable payments and supporting the expansion of intra-African trade and international trade.<\\/p>\\n<p>With strong and secure financial market infrastructures (FMIs) such as the SADC RTGS and others such as the East African Regional Payment System (EAPS) and the regional RTGS system launched by the Economic and Monetary Community of Central Africa (CEMAC) emerging, it is evident that harmonisation is important.<\\/p>\\n<p>\\u201cPan-regional payment systems operating within harmonised legal and regulatory frameworks of regional economic areas will make intra-regional payments easier, faster and cheaper. This will help to increase cross-border trade within regional communities,\\u201d Lens adds.<\\/p>\\n<!-- \\/wp:gallery --><!-- wp:paragraph -->\\n<p><b>Central bank intervention<\\/b><\\/p>\\n<p>Central banks and banking regulators are playing an active and supportive role in the growth of payment services in Africa. An example that Abban references is the Banque Centrale des \\u00c9tats de l\'Afrique de l\'Ouest (BCEAO) based in Francophone West Africa, that has approved KYC friendly basic accounts with the intention of expanding financial inclusion and in turn, digital payments.<\\/p>\\n<p>The Central Bank of Nigeria has also pushed a cashless agenda by reducing card fees, limiting ATM withdrawals and levying large cash deposits. <strong>The number of electronic payment transactions in Nigeria grew from 66 million in 2008 to over two billion in 2018. It is a fact that digital payments market has matured faster in Africa than it has in Europe: the number of electronic payments in France has grown in the past decade, but from 33 million in 2009 to 61.5 million in 2018, according to Statista.<\\/strong><\\/p>\\n<p>Ethiopia is another market with bank-led mobile money and a single national carrier serving the population\\u2019s mobile telecommunication needs. Araba explains that the National Bank of Ethiopia has, in a new directive, said it will allow new entrants to offer mobile money services and that it will be selling a 40% stake in the state-owned monopoly Ethio Telecom. She adds that the central bank \\u201cis granting two licenses for firms to compete with the incumbent. The companies that are successful will likely seek to cash in on the untapped potential for mobile money in the market.\\u201d<\\/p>\\n<p>While M-Pesa\\u2019s success has demonstrated the potential for payments in this region, the maturation of the fintech industry in this region has also attracted the attention of investors, as Marshall points out that startups operating on the continent received a total of $1.3 billion in funding in the last year and giants like Interswitch have emerged.<\\/p>\\n<p>\\u201cAfrica has also celebrated its first home-grown unicorn Interswitch, after payments giant Visa acquired a 20% minority equity stake in the firm. There\\u2019s been so much innovation in the last decade, but there\\u2019s still a lot of people and communities to reach,\\u201d Marshall says.<\\/p>\\n<p>The GSMA states that Sub-Saharan Africa is mobile payments\' biggest market, accounting for a staggering 45.6% of all activity globally in 2018. Marshall believes that \\u201cdigital payments are reaching new heights and, in a reaction to this, traditional banks in the region are increasingly working to digitalise their services and welcome more pay-out methods.\\u201d<\\/p>\\n<p>As has been seen in Kenya, traditional lenders in Africa are innovating, embracing new technologies, streamlining their operations and collaborating with fintech firms - building on their strengths of having a large established customer base and rich customer data; risk management capabilities; balance sheet strength; industry knowledge and trust, as Lens explains.<\\/p>\\n<p><b>Diverse customer distribution = enhanced financial inclusion<\\/b><\\/p>\\n<p>As host to almost half of all mobile money registered accounts globally, it calls into question whether Sub-Saharan Africa will remain the epicentre of mobile money. Customer distribution across the region has become more diverse and mobile money agents have played a key role in driving customer adoption and enhancing financial inclusion across Africa.<\\/p>\\n<p>According to an IMF Financial Access Survey, there are 60 agent outlets per 1,000 km\\u00b2 vs. two ATMs and one bank branch in the same area in Sub-Saharan Africa. Abban believes: \\u201cThe proximity of service is critical to the adoption of digital financial services as most people cannot afford to travel long distances to transact.\\u201d<\\/p>\\n<p>With over 1.4 million active mobile money agents in Sub-Saharan Africa, some of which also serve as banking agents, and 90% of transactions still being conducted in cash, it is without a doubt that mobile money agents have played a critical part in strengthening the banking industry, helping extend reach through popular services such as bank to wallet transfers and overcoming logistical issues to do with proximity to bank branches and ATMs.<\\/p>\\n<p>Okoudjou follows this up and states that \\u201cmobile money agents are the unsung heroes of the digital payments evolution in Africa. Mobile money is not about the mobile, it\\u2019s about the agents. In time, you will see agents becoming more sophisticated and they will be allowed to distribute or facilitate different types of services like insurance or investment.\\u201d<\\/p>\\n<p>While making a payment is now cheaper, faster and safer than ever before, the next step according to Marshall is to stop customers from \\u201ccashing out\\u201d after they have received a mobile remittance. Referencing Center for Financial Inclusion data that registered accounts increased by 11.9% in 2019 and transaction value was up 27.5%, Lens notes that \\u201cmobile money has grown at pace in countries where regulation has evolved to enable low-cost services.\\u201d<\\/p>\\n<p>Lens exemplifies this and reveals that Ghana has seen a 400% growth in the use of mobile money after rolling out a number of policies that addressed financial inclusion and allowed full interoperability among telecommunications companies and with banks. \\u201cEstablished financial institutions are collaborating with fintechs to build out the ecosystem, increase financial inclusion and deliver enhanced services to end users.\\u201d<\\/p>\\n<p><b>Overtaking traditional infrastructure to offer value<\\/b><\\/p>\\n<p>Digital technology is allowing emerging markets in Africa to leapfrog traditional financial processes and process payments quicker than is perceived in developed countries such as the US. Innovations such as electronic cash tokens for agent or ATM withdrawal, issuance of virtual cards, payments via SMS or email are in circulation. In addition to this, Abban highlights that in Zimbabwe, Kenya and Nigeria, \\u201ctransfers can be made between banks instantly and this has been the norm for some years now, in contrast with countries like the US where legacy systems might hinder such innovation.\\u201d<\\/p>\\n<p>While the US is seemingly a laggard in the payments arena in comparison, she goes on to state that in addition to M-Pesa in Kenya, Africa has also since seen the rise of stalwarts such as Nigeria\\u2019s Interswitch and Morocco\\u2019s Hightech Payment Systems. Marshall reiterates: \\u201cBy removing some of the biggest obstacles, namely having to be physically at a bank, digital finance directly offers an accessible way for people to fulfil their financial needs. As a result, we have seen it overtake traditional banking methods that are less relevant to an increasingly digital savvy population.<\\/p>\\n<p>\\u201cIn the past few years, digital payments in Africa have become world-leading in terms of adoption and volume.\\u201d Nadia Costanzo, head of banks for Africa & Latin America\\u00a0at TransferWise takes this point further and surmises that on a continent where most live far from traditional bank branches, banks are providing liveness checks so that customers can complete KYC verification services from the comfort of their homes.<\\/p>\\n<p>While Costanzo highlights that this is dependent on internet access, \\u201csomething which is not always reliably available across rural areas,\\u201d M-Pesa must continue to be hailed for being the first of its kind in Africa to enable international money transfers, small loans, bill payments, airtime top ups and high interest savings accounts (up to 6.65%).<\\/p>\\n<p>Following in M-Pesa\\u2019s footsteps, startups across the continent are \\u201cdoing incredible things to replace banks,\\u201d Costanzo says. \\u201cFarmers in Senegal and Mali are able to develop savings habits through mobile layaway platforms such as myagro, where they usually would have had to go to traditional financial institutions to get loans at high interest rates. Similarly, people without access to energy in Madagascar can access solar lamps through loans that link activation of lamps to repayment of debt via baobabplus.\\u201d<\\/p>\\n<p><b>Thriving and surviving in the ecommerce sector<\\/b><\\/p>\\n<p>Smartphone penetration could unlock access to a broader customer base over time and allow micro, small or small to medium businesses thrive. According to The United Nations Conference on Trade and Development (UNCTAD), the number of online shoppers in Africa has surged annually by 18% since 2014 and this has occurred on the back of rapid smartphone penetration, as the primary means of accessing the web in Africa is via mobile device. But it takes more than mobile penetration as Abban explains.<\\/p>\\n<p>Abban says: \\u201cThis trend can be expected to continue with the introduction of less expensive ISP data packages, evolution of payment solutions including virtual cards, inexpensive web acquiring solutions and improved logistics infrastructure. To be sure, it takes more than access to smartphones for e-commerce to thrive. Nigeria, Kenya and South Africa account for more than half of online shoppers in Africa. Market access is key for businesses and with the right investment in infrastructure and well written policies, there should be growth in the businesses reaching clients online,\\u201d she continues.<\\/p>\\n<p>Marshall has a similar view and refers to mobile technology as a \\u201cprimary engine of economic growth. Mobile has enabled innovative business models that have helped SMEs compete on an even footing with much bigger companies.\\u201d He calls attention to the fact that ecommerce in Africa was valued at $16.5 billion in 2017 and a McKinsey report revealed that this value could well go up to $75 billion by 2025.<\\/p>\\n<p>\\u201cMobile money would further empower the growth of ecommerce in Africa and the growing penetration of smartphones opens up a wider opportunity both in terms of accessing online stores and in enabling a range of payment methods. This is key in facilitating cross-border transactions, particularly in a market that has been nervous about ecommerce until Covid-19 accelerated its relevance.\\u201d<\\/p>\\n<p>It goes without saying that mobile phone penetration is high across Africa, usually significantly higher than bank account ownership. Costanzo mirrors this and says \\u201cmobile providers do not only develop mobile money services for smartphones, but also for feature phones, so people at all income levels in countries, where mobile money services are available, can receive remittance payments and make local payments.\\u201d<\\/p>\\n<p>For MSMEs, this is positive as they would be able to leverage mobile money tools to improve accounting processes and reduce the risk of theft for example, where mobile money is a commonly accepted form of payment and will slow down the use of cash or hand-written accounts. However, as Costanzo explicates, there are still challenges that can\\u2019t be solved through smartphone penetration alone.<\\/p>\\n<p>\\u201cIn countries where mobile money is not as high profile, accepting payments through cards or bank transfers would be the only viable ecommerce alternative. Debit card ownership in countries like Nigeria and South Africa were less than 50% in 2017, thereby significantly reducing the addressable market in ecommerce.\\u201d<\\/p>\\n<p><b>Okoudjou concludes by saying that typically, when coming across headlines about African payments, leapfrogging is used as a description, \\u201cwhich implies that Africa is catching up. In many ways, Africa is on its own path and some of what we\\u2019re doing is ahead of what is being done in Europe or the US. Our path is also not to replicate what is being done in Europe or the US. Payments have been instant across Sub-Saharan Africa since 2010.\\u201d<\\/b><\\/p>\\n<!-- \\/wp:paragraph -->\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(2619,213,'_edit_lock','1627232128:2'),(2624,213,'_elementor_edit_mode','builder'),(2625,213,'_elementor_template_type','wp-post'),(2626,213,'_elementor_version','2.9.14'),(2627,213,'_elementor_data','[{\"id\":\"656bcff4\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"5ea25d0b\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"8643396\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<!-- wp:paragraph -->\\n<p>When she needed to transfer money to a friend in a faraway village last March, Mouna Ahmed, a gender equality activist in Liberia, did not have to worry about long bank queues and complex paperwork. Instead she took her phone, tapped on the mobile money app, punched in an amount and pressed the send button. Minutes later, her friend acknowledged the kind gesture.<\\/p>\\n<p>\\u201cTransferring the money took less than a minute,\\u201d Ms. Ahmed told <em>Africa Renewal<\\/em>.<\\/p>\\n<p>A leading Liberian telecom company, Lonestar Cell MTN, launched mobile money in the country in 2013. Since then, Ms. Ahmed says, \\u201cI pay my electricity, water and cable television bills through my cell phone.\\u201d Last year, the company announced it will offer transfers in both US and Liberian dollars\\u2014a relief for customers who must currently use the US dollar for<br \\/>payments.<\\/p>\\n<p>Liberians haven\\u2019t had much experience with cashless payment methods, particularly mobile money (popularly known as \\u201cmobile wallet\\u201d); even credit and debit cards are little used. Although businesses and individuals still issue age-old cheques, mobile wallet use is steadily increasing.<\\/p>\\n<p>Unlike in Liberia, where mobile money is the primary means of making cashless payments, Rwanda is using several different methods. The country\\u2019s ambitious Smart Rwanda Master Plan (SRMP) seeks to digitize all government financial transactions by 2018, which will allow citizens to make online payments as well as use debit and credit cards for services in health care, finance and education, among other areas.<\\/p>\\n<p>This strategy is an offshoot of Rwanda\\u2019s Vision 2020, a government blueprint designed in 2000 for achieving a knowledge-based economy (in which growth depends more on information than on production) and leading the country to the middle-income bracket by 2020.<\\/p>\\n<p>Already most bus operators in Kigali, Rwanda\\u2019s capital city, accept prepaid cards. Thousands of commuters riding swanky city buses need only swipe a debit card on a card reader fitted on a bus dashboard before taking their seats. Gone are the days when conductors collected cash payments.\\u00a0<\\/p>\\n<p><strong>M-Pesa sets the pace<\\/strong><\\/p>\\n<p>Philip Ngarambe, the chief operations officer of AC Group, a digital payment systems company in Rwanda, explains that previously, \\u201cby the time [cash] gets to the company there are so many hands it has gone through\\u2014from the conductor to the bus driver to the person collecting it, to taking it to finance and the bank account,\\u201d that businesses lost between 40% and 60% of revenues through cash pilfering.<\\/p>\\n<p>Rwanda may be ahead of the curve in cashless commuting, but Kenya\\u2019s M-Pesa, a mobile payment service launched in 2007, is acclaimed for the revolutionary impact it has had on society. M-Pesa (a Swahili word for \\u201cmobile money\\u201d) allows people, even in rural areas, to transfer money to one another, make day-to-day purchases and pay for services such as electricity and water.<\\/p>\\n<p>The Global System for Mobile Communications Association (GSMA), the London-based industry group that represents mobile operators worldwide, has lauded M-Pesa\\u2019s pioneering effort for demonstrating \\u201cthe potential of mobile technology to transform access to financial services in emerging markets.\\u201d<\\/p>\\n<p>Kenya, Tanzania, Uganda, C\\u00f4te d\\u2019Ivoire, Egypt, Nigeria and South Africa are also bellwethers of cashless payment use in Africa, according to GSMA.<\\/p>\\n<p>The Egyptian government, in collaboration with MasterCard and the Egyptian Banks Company (EBC), is working on a similar project that will allow 50 million citizens to use a single mobile payments gateway. The gateway will link citizens\\u2019 national IDs to a digital system, which means all those in the financial mainstream\\u2014suppliers, distributions, customers, government and so on\\u2014can transact with one another.<\\/p>\\n<p>Similarly, the Nigerian government and MasterCard are planning a national ID programme with biometric functionality that citizens can use to pay for goods and services and to receive salaries. That project, targeting 100 million citizens, will be the largest of its kind on the continent.<\\/p>\\n<p><strong>Tantalizing investment opportunity<\\/strong><\\/p>\\n<p>A pan-African bank, Ecobank, and MasterCard have set their sights on 100 million customers in 33 African countries (including Nigeria, Kenya, Uganda, Tanzania and Rwanda) with a service dubbed Masterpass Quick Response (QR). Masterpass QR is a digital system that enables customers to make online and in-store payments. In-store customers can make payments by scanning a QR bar code downloaded on a mobile device.<\\/p>\\n<p>Paradoxically, Africa\\u2019s lack of financial inclusion\\u2014the slow adoption of tools of global commerce, such as banking and financial literacy\\u2014has proved attractive to investors. About 90% of retail transactions in sub-Saharan Africa are cash based, while just 34% of adults have traditional bank accounts, according to the World Bank\\u2014suggesting tantalizing potential for investors.<\\/p>\\n<p>More than 500 million Africans currently use mobile phones; according to GSMA\\u2019s 2016 annual report, that number will rise to 725 million by 2020, while 84 million have active mobile money accounts. That report also notes the use of mobile money in 31 African countries.<\\/p>\\n<p>Mobile money transactions in sub-Saharan Africa could exceed $1.3 billion by 2019, according to data by the consulting firm Frost & Sullivan. Experts forecast that the increasing number of mobile subscribers will inevitably lead to an increase in the mobile money market.<\\/p>\\n<p>Also on investors\\u2019 radar is the $62 billion per year\\u2014and growing\\u2014of international remittances to Africa, which a company like WorldRemit, an international money transfer enterprise founded by Somaliland\\u2019s Ismail Ahmed, has successfully targeted. Unlike the big global money transfer companies such as Western Union that mostly require receivers to pick up cash from banks, WorldRemit enables African immigrants in Europe and North America to use their debit or credit cards to send money directly to recipients\\u2019 bank accounts or mobile wallets in Africa.<\\/p>\\n<p>\\u201cI send money to my folks in Ghana every month. I use WorldRemit,\\u201d says Naa Atswei Kodia, a Ghanaian living in the United States.<\\/p>\\n<p>For individuals, digital payments save time; for businesses, they send monies seamlessly into accounts; and even government transparency and accountability credentials are enhanced with digital payments. \\u201cThe use of smart cards\\u2026also protects the environment, as there are no longer paper tickets littering [Kigali],\\u201d adds Mr. Ngarambe.<\\/p>\\n<p>In Rwanda, electronic payments have reduced the birth registration time from six hours to 40 minutes, reports GSMA. In Tanzania, paying a vehicle license fee now takes an hour, instead of a whole day, as was the case previously.<\\/p>\\n<p>Less cash leads to less crime, researchers say. A study by William Jack and Tavneet Suri titled, <em>Mobile Money: the Economics of M-PESA<\\/em>, published by the National Bureau of Economic Research, a US-based nonprofit research organization, found that a few months after M-Pesa debuted, consumers cited personal safety and security as reasons for using the service.<\\/p>\\n<p><strong>Benefits<\\/strong><\\/p>\\n<p>Jude Onwuegbuzie, a Nigerian businessman and legal practitioner, told <em>Africa Renewal,<\\/em> \\u201cThese days, people traveling between cities don\\u2019t carry cash, so highway robberies are no longer lucrative in Nigeria.\\u201d<\\/p>\\n<p>The United States Agency for International Development (USAID), the foreign aid arm of the US government, touts success in partnering with the Liberian government to implement the Mobile Solutions Technical Assistance and Research (mSTAR) project, which enables teachers in Nimba County in northern Liberia to receive monthly salaries paid in the capital, Monrovia, through their phones.<\\/p>\\n<p>\\u201cThe mobile money payment eliminated time away from their classrooms and reduced costs to receive their salaries by 84%,\\u201d USAID states on its website.<\\/p>\\n<p>Mobile money moves the poor from the informal to the formal financial sector. With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the Organisation for Economic Co-operation and Development (OECD). \\u201cPayments provided via an account can provide the on-ramp to financial inclusion,\\u201d maintains the World Bank.<\\/p>\\n<p><strong>Digital payments and SDGs<\\/strong><\\/p>\\n<p>GSMA considers mobile payments relevant to 11 Sustainable Development Goals (SDGs), including SDG 1, because it helps to eliminate extreme poverty; SDG 5, because financial services empower women economically; and SDG 9, because digital payments and access to credit services lead to new industries.<\\/p>\\n<p>But regulatory bottlenecks often slow progress in the cashless payment industry. A lack of interoperability among mobile transactions in some countries, meaning individuals cannot transact across carriers, is a problem, says Daniel Monehin, MasterCard\\u2019s division president for sub-Saharan Africa. In Liberia, for instance, Ms. Ahmed says that she cannot send money to people on another mobile phone network.<\\/p>\\n<p>GSMA advises countries to allow banks and nonbank actors into the financial sector and advises providers to focus on \\u201coperational efficiency.\\u201d<\\/p>\\n<p>Nigeria penalizes certain amounts of cash withdrawals, which encourages people to make cashless transactions. That policy will help modernize Nigeria\\u2019s payment system, says GSMA.<\\/p>\\n<p>Still, Neal Estey, a former director of the Boston University\\u2019s Center for Finance, Law and Policy, is circumspect about digital payments. Mobile money \\u201cshould not be sold as a miracle cure for financial inclusion,\\u201d he argues, because people in developing countries who use mobile money instead of opening bank accounts cannot build a financial record, have no credit ratings and do not enjoy the benefits of banking.<\\/p>\\n<p>But banks hungry for good returns are feeling the winds of change, which is why many are already partnering with credit card and mobile payment companies.<\\/p>\\n<p>\\u201cThe future of mobile banking will sooner or later belong to the banks,\\u201d says Sunil Sachdev, CEO and chief business development officer of Meed, a US-based mobile financial services company.\\u00a0 \\u00a0<\\/p>\\n<!-- \\/wp:paragraph --><!-- wp:gallery {\\\"ids\\\":[854,857,861]} -->\\n<figure class=\\\"wp-block-gallery columns-3 is-cropped\\\"><\\/figure>\\n<!-- \\/wp:paragraph -->\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(2628,1613,'_elementor_controls_usage','a:0:{}'),(2629,1613,'_thumbnail_id','1607'),(2630,1613,'_wp_page_template','default'),(2631,1613,'_elementor_edit_mode','builder'),(2632,1613,'_elementor_template_type','wp-post'),(2633,1613,'_elementor_version','2.9.14'),(2634,1613,'_elementor_data','[{\"id\":\"656bcff4\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"5ea25d0b\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"8643396\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<!-- wp:paragraph -->\\n<p>When she needed to transfer money to a friend in a faraway village last March, Mouna Ahmed, a gender equality activist in Liberia, did not have to worry about long bank queues and complex paperwork. Instead she took her phone, tapped on the mobile money app, punched in an amount and pressed the send button. Minutes later, her friend acknowledged the kind gesture.<\\/p>\\n<p>\\u201cTransferring the money took less than a minute,\\u201d Ms. Ahmed told <em>Africa Renewal<\\/em>.<\\/p>\\n<p>A leading Liberian telecom company, Lonestar Cell MTN, launched mobile money in the country in 2013. Since then, Ms. Ahmed says, \\u201cI pay my electricity, water and cable television bills through my cell phone.\\u201d Last year, the company announced it will offer transfers in both US and Liberian dollars\\u2014a relief for customers who must currently use the US dollar for<br \\/>payments.<\\/p>\\n<p>Liberians haven\\u2019t had much experience with cashless payment methods, particularly mobile money (popularly known as \\u201cmobile wallet\\u201d); even credit and debit cards are little used. Although businesses and individuals still issue age-old cheques, mobile wallet use is steadily increasing.<\\/p>\\n<p>Unlike in Liberia, where mobile money is the primary means of making cashless payments, Rwanda is using several different methods. The country\\u2019s ambitious Smart Rwanda Master Plan (SRMP) seeks to digitize all government financial transactions by 2018, which will allow citizens to make online payments as well as use debit and credit cards for services in health care, finance and education, among other areas.<\\/p>\\n<p>This strategy is an offshoot of Rwanda\\u2019s Vision 2020, a government blueprint designed in 2000 for achieving a knowledge-based economy (in which growth depends more on information than on production) and leading the country to the middle-income bracket by 2020.<\\/p>\\n<p>Already most bus operators in Kigali, Rwanda\\u2019s capital city, accept prepaid cards. Thousands of commuters riding swanky city buses need only swipe a debit card on a card reader fitted on a bus dashboard before taking their seats. Gone are the days when conductors collected cash payments.\\u00a0<\\/p>\\n<p><strong>M-Pesa sets the pace<\\/strong><\\/p>\\n<p>Philip Ngarambe, the chief operations officer of AC Group, a digital payment systems company in Rwanda, explains that previously, \\u201cby the time [cash] gets to the company there are so many hands it has gone through\\u2014from the conductor to the bus driver to the person collecting it, to taking it to finance and the bank account,\\u201d that businesses lost between 40% and 60% of revenues through cash pilfering.<\\/p>\\n<p>Rwanda may be ahead of the curve in cashless commuting, but Kenya\\u2019s M-Pesa, a mobile payment service launched in 2007, is acclaimed for the revolutionary impact it has had on society. M-Pesa (a Swahili word for \\u201cmobile money\\u201d) allows people, even in rural areas, to transfer money to one another, make day-to-day purchases and pay for services such as electricity and water.<\\/p>\\n<p>The Global System for Mobile Communications Association (GSMA), the London-based industry group that represents mobile operators worldwide, has lauded M-Pesa\\u2019s pioneering effort for demonstrating \\u201cthe potential of mobile technology to transform access to financial services in emerging markets.\\u201d<\\/p>\\n<p>Kenya, Tanzania, Uganda, C\\u00f4te d\\u2019Ivoire, Egypt, Nigeria and South Africa are also bellwethers of cashless payment use in Africa, according to GSMA.<\\/p>\\n<p>The Egyptian government, in collaboration with MasterCard and the Egyptian Banks Company (EBC), is working on a similar project that will allow 50 million citizens to use a single mobile payments gateway. The gateway will link citizens\\u2019 national IDs to a digital system, which means all those in the financial mainstream\\u2014suppliers, distributions, customers, government and so on\\u2014can transact with one another.<\\/p>\\n<p>Similarly, the Nigerian government and MasterCard are planning a national ID programme with biometric functionality that citizens can use to pay for goods and services and to receive salaries. That project, targeting 100 million citizens, will be the largest of its kind on the continent.<\\/p>\\n<p><strong>Tantalizing investment opportunity<\\/strong><\\/p>\\n<p>A pan-African bank, Ecobank, and MasterCard have set their sights on 100 million customers in 33 African countries (including Nigeria, Kenya, Uganda, Tanzania and Rwanda) with a service dubbed Masterpass Quick Response (QR). Masterpass QR is a digital system that enables customers to make online and in-store payments. In-store customers can make payments by scanning a QR bar code downloaded on a mobile device.<\\/p>\\n<p>Paradoxically, Africa\\u2019s lack of financial inclusion\\u2014the slow adoption of tools of global commerce, such as banking and financial literacy\\u2014has proved attractive to investors. About 90% of retail transactions in sub-Saharan Africa are cash based, while just 34% of adults have traditional bank accounts, according to the World Bank\\u2014suggesting tantalizing potential for investors.<\\/p>\\n<p>More than 500 million Africans currently use mobile phones; according to GSMA\\u2019s 2016 annual report, that number will rise to 725 million by 2020, while 84 million have active mobile money accounts. That report also notes the use of mobile money in 31 African countries.<\\/p>\\n<p>Mobile money transactions in sub-Saharan Africa could exceed $1.3 billion by 2019, according to data by the consulting firm Frost & Sullivan. Experts forecast that the increasing number of mobile subscribers will inevitably lead to an increase in the mobile money market.<\\/p>\\n<p>Also on investors\\u2019 radar is the $62 billion per year\\u2014and growing\\u2014of international remittances to Africa, which a company like WorldRemit, an international money transfer enterprise founded by Somaliland\\u2019s Ismail Ahmed, has successfully targeted. Unlike the big global money transfer companies such as Western Union that mostly require receivers to pick up cash from banks, WorldRemit enables African immigrants in Europe and North America to use their debit or credit cards to send money directly to recipients\\u2019 bank accounts or mobile wallets in Africa.<\\/p>\\n<p>\\u201cI send money to my folks in Ghana every month. I use WorldRemit,\\u201d says Naa Atswei Kodia, a Ghanaian living in the United States.<\\/p>\\n<p>For individuals, digital payments save time; for businesses, they send monies seamlessly into accounts; and even government transparency and accountability credentials are enhanced with digital payments. \\u201cThe use of smart cards\\u2026also protects the environment, as there are no longer paper tickets littering [Kigali],\\u201d adds Mr. Ngarambe.<\\/p>\\n<p>In Rwanda, electronic payments have reduced the birth registration time from six hours to 40 minutes, reports GSMA. In Tanzania, paying a vehicle license fee now takes an hour, instead of a whole day, as was the case previously.<\\/p>\\n<p>Less cash leads to less crime, researchers say. A study by William Jack and Tavneet Suri titled, <em>Mobile Money: the Economics of M-PESA<\\/em>, published by the National Bureau of Economic Research, a US-based nonprofit research organization, found that a few months after M-Pesa debuted, consumers cited personal safety and security as reasons for using the service.<\\/p>\\n<p><strong>Benefits<\\/strong><\\/p>\\n<p>Jude Onwuegbuzie, a Nigerian businessman and legal practitioner, told <em>Africa Renewal,<\\/em> \\u201cThese days, people traveling between cities don\\u2019t carry cash, so highway robberies are no longer lucrative in Nigeria.\\u201d<\\/p>\\n<p>The United States Agency for International Development (USAID), the foreign aid arm of the US government, touts success in partnering with the Liberian government to implement the Mobile Solutions Technical Assistance and Research (mSTAR) project, which enables teachers in Nimba County in northern Liberia to receive monthly salaries paid in the capital, Monrovia, through their phones.<\\/p>\\n<p>\\u201cThe mobile money payment eliminated time away from their classrooms and reduced costs to receive their salaries by 84%,\\u201d USAID states on its website.<\\/p>\\n<p>Mobile money moves the poor from the informal to the formal financial sector. With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the Organisation for Economic Co-operation and Development (OECD). \\u201cPayments provided via an account can provide the on-ramp to financial inclusion,\\u201d maintains the World Bank.<\\/p>\\n<p><strong>Digital payments and SDGs<\\/strong><\\/p>\\n<p>GSMA considers mobile payments relevant to 11 Sustainable Development Goals (SDGs), including SDG 1, because it helps to eliminate extreme poverty; SDG 5, because financial services empower women economically; and SDG 9, because digital payments and access to credit services lead to new industries.<\\/p>\\n<p>But regulatory bottlenecks often slow progress in the cashless payment industry. A lack of interoperability among mobile transactions in some countries, meaning individuals cannot transact across carriers, is a problem, says Daniel Monehin, MasterCard\\u2019s division president for sub-Saharan Africa. In Liberia, for instance, Ms. Ahmed says that she cannot send money to people on another mobile phone network.<\\/p>\\n<p>GSMA advises countries to allow banks and nonbank actors into the financial sector and advises providers to focus on \\u201coperational efficiency.\\u201d<\\/p>\\n<p>Nigeria penalizes certain amounts of cash withdrawals, which encourages people to make cashless transactions. That policy will help modernize Nigeria\\u2019s payment system, says GSMA.<\\/p>\\n<p>Still, Neal Estey, a former director of the Boston University\\u2019s Center for Finance, Law and Policy, is circumspect about digital payments. Mobile money \\u201cshould not be sold as a miracle cure for financial inclusion,\\u201d he argues, because people in developing countries who use mobile money instead of opening bank accounts cannot build a financial record, have no credit ratings and do not enjoy the benefits of banking.<\\/p>\\n<p>But banks hungry for good returns are feeling the winds of change, which is why many are already partnering with credit card and mobile payment companies.<\\/p>\\n<p>\\u201cThe future of mobile banking will sooner or later belong to the banks,\\u201d says Sunil Sachdev, CEO and chief business development officer of Meed, a US-based mobile financial services company.\\u00a0 \\u00a0<\\/p>\\n<!-- \\/wp:paragraph --><!-- wp:gallery {\\\"ids\\\":[854,857,861]} -->\\n<figure class=\\\"wp-block-gallery columns-3 is-cropped\\\"><\\/figure>\\n<!-- \\/wp:paragraph -->\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(2636,213,'_edit_last','2'),(2639,1614,'_elementor_controls_usage','a:3:{s:11:\"text-editor\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:1:{s:7:\"content\";a:1:{s:14:\"section_editor\";a:1:{s:6:\"editor\";i:1;}}}}s:6:\"column\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}s:7:\"section\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}}'),(2640,1614,'_thumbnail_id','1607'),(2641,1614,'_wp_page_template','default'),(2642,1614,'_elementor_edit_mode','builder'),(2643,1614,'_elementor_template_type','wp-post'),(2644,1614,'_elementor_version','2.9.14'),(2645,1614,'_elementor_data','[{\"id\":\"656bcff4\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"5ea25d0b\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"8643396\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<!-- wp:paragraph -->\\n<p>When she needed to transfer money to a friend in a faraway village last March, Mouna Ahmed, a gender equality activist in Liberia, did not have to worry about long bank queues and complex paperwork. Instead she took her phone, tapped on the mobile money app, punched in an amount and pressed the send button. Minutes later, her friend acknowledged the kind gesture.<\\/p>\\n<p>\\u201cTransferring the money took less than a minute,\\u201d Ms. Ahmed told <em>Africa Renewal<\\/em>.<\\/p>\\n<p>A leading Liberian telecom company, Lonestar Cell MTN, launched mobile money in the country in 2013. Since then, Ms. Ahmed says, \\u201cI pay my electricity, water and cable television bills through my cell phone.\\u201d Last year, the company announced it will offer transfers in both US and Liberian dollars\\u2014a relief for customers who must currently use the US dollar for<br \\/>payments.<\\/p>\\n<p>Liberians haven\\u2019t had much experience with cashless payment methods, particularly mobile money (popularly known as \\u201cmobile wallet\\u201d); even credit and debit cards are little used. Although businesses and individuals still issue age-old cheques, mobile wallet use is steadily increasing.<\\/p>\\n<p>Unlike in Liberia, where mobile money is the primary means of making cashless payments, Rwanda is using several different methods. The country\\u2019s ambitious Smart Rwanda Master Plan (SRMP) seeks to digitize all government financial transactions by 2018, which will allow citizens to make online payments as well as use debit and credit cards for services in health care, finance and education, among other areas.<\\/p>\\n<p>This strategy is an offshoot of Rwanda\\u2019s Vision 2020, a government blueprint designed in 2000 for achieving a knowledge-based economy (in which growth depends more on information than on production) and leading the country to the middle-income bracket by 2020.<\\/p>\\n<p>Already most bus operators in Kigali, Rwanda\\u2019s capital city, accept prepaid cards. Thousands of commuters riding swanky city buses need only swipe a debit card on a card reader fitted on a bus dashboard before taking their seats. Gone are the days when conductors collected cash payments.\\u00a0<\\/p>\\n<p><strong>M-Pesa sets the pace<\\/strong><\\/p>\\n<p>Philip Ngarambe, the chief operations officer of AC Group, a digital payment systems company in Rwanda, explains that previously, \\u201cby the time [cash] gets to the company there are so many hands it has gone through\\u2014from the conductor to the bus driver to the person collecting it, to taking it to finance and the bank account,\\u201d that businesses lost between 40% and 60% of revenues through cash pilfering.<\\/p>\\n<p>Rwanda may be ahead of the curve in cashless commuting, but Kenya\\u2019s M-Pesa, a mobile payment service launched in 2007, is acclaimed for the revolutionary impact it has had on society. M-Pesa (a Swahili word for \\u201cmobile money\\u201d) allows people, even in rural areas, to transfer money to one another, make day-to-day purchases and pay for services such as electricity and water.<\\/p>\\n<p>The Global System for Mobile Communications Association (GSMA), the London-based industry group that represents mobile operators worldwide, has lauded M-Pesa\\u2019s pioneering effort for demonstrating \\u201cthe potential of mobile technology to transform access to financial services in emerging markets.\\u201d<\\/p>\\n<p>Kenya, Tanzania, Uganda, C\\u00f4te d\\u2019Ivoire, Egypt, Nigeria and South Africa are also bellwethers of cashless payment use in Africa, according to GSMA.<\\/p>\\n<p>The Egyptian government, in collaboration with MasterCard and the Egyptian Banks Company (EBC), is working on a similar project that will allow 50 million citizens to use a single mobile payments gateway. The gateway will link citizens\\u2019 national IDs to a digital system, which means all those in the financial mainstream\\u2014suppliers, distributions, customers, government and so on\\u2014can transact with one another.<\\/p>\\n<p>Similarly, the Nigerian government and MasterCard are planning a national ID programme with biometric functionality that citizens can use to pay for goods and services and to receive salaries. That project, targeting 100 million citizens, will be the largest of its kind on the continent.<\\/p>\\n<p><strong>Tantalizing investment opportunity<\\/strong><\\/p>\\n<p>A pan-African bank, Ecobank, and MasterCard have set their sights on 100 million customers in 33 African countries (including Nigeria, Kenya, Uganda, Tanzania and Rwanda) with a service dubbed Masterpass Quick Response (QR). Masterpass QR is a digital system that enables customers to make online and in-store payments. In-store customers can make payments by scanning a QR bar code downloaded on a mobile device.<\\/p>\\n<p>Paradoxically, Africa\\u2019s lack of financial inclusion\\u2014the slow adoption of tools of global commerce, such as banking and financial literacy\\u2014has proved attractive to investors. About 90% of retail transactions in sub-Saharan Africa are cash based, while just 34% of adults have traditional bank accounts, according to the World Bank\\u2014suggesting tantalizing potential for investors.<\\/p>\\n<p>More than 500 million Africans currently use mobile phones; according to GSMA\\u2019s 2016 annual report, that number will rise to 725 million by 2020, while 84 million have active mobile money accounts. That report also notes the use of mobile money in 31 African countries.<\\/p>\\n<p>Mobile money transactions in sub-Saharan Africa could exceed $1.3 billion by 2019, according to data by the consulting firm Frost & Sullivan. Experts forecast that the increasing number of mobile subscribers will inevitably lead to an increase in the mobile money market.<\\/p>\\n<p>Also on investors\\u2019 radar is the $62 billion per year\\u2014and growing\\u2014of international remittances to Africa, which a company like WorldRemit, an international money transfer enterprise founded by Somaliland\\u2019s Ismail Ahmed, has successfully targeted. Unlike the big global money transfer companies such as Western Union that mostly require receivers to pick up cash from banks, WorldRemit enables African immigrants in Europe and North America to use their debit or credit cards to send money directly to recipients\\u2019 bank accounts or mobile wallets in Africa.<\\/p>\\n<p>\\u201cI send money to my folks in Ghana every month. I use WorldRemit,\\u201d says Naa Atswei Kodia, a Ghanaian living in the United States.<\\/p>\\n<p>For individuals, digital payments save time; for businesses, they send monies seamlessly into accounts; and even government transparency and accountability credentials are enhanced with digital payments. \\u201cThe use of smart cards\\u2026also protects the environment, as there are no longer paper tickets littering [Kigali],\\u201d adds Mr. Ngarambe.<\\/p>\\n<p>In Rwanda, electronic payments have reduced the birth registration time from six hours to 40 minutes, reports GSMA. In Tanzania, paying a vehicle license fee now takes an hour, instead of a whole day, as was the case previously.<\\/p>\\n<p>Less cash leads to less crime, researchers say. A study by William Jack and Tavneet Suri titled, <em>Mobile Money: the Economics of M-PESA<\\/em>, published by the National Bureau of Economic Research, a US-based nonprofit research organization, found that a few months after M-Pesa debuted, consumers cited personal safety and security as reasons for using the service.<\\/p>\\n<p><strong>Benefits<\\/strong><\\/p>\\n<p>Jude Onwuegbuzie, a Nigerian businessman and legal practitioner, told <em>Africa Renewal,<\\/em> \\u201cThese days, people traveling between cities don\\u2019t carry cash, so highway robberies are no longer lucrative in Nigeria.\\u201d<\\/p>\\n<p>The United States Agency for International Development (USAID), the foreign aid arm of the US government, touts success in partnering with the Liberian government to implement the Mobile Solutions Technical Assistance and Research (mSTAR) project, which enables teachers in Nimba County in northern Liberia to receive monthly salaries paid in the capital, Monrovia, through their phones.<\\/p>\\n<p>\\u201cThe mobile money payment eliminated time away from their classrooms and reduced costs to receive their salaries by 84%,\\u201d USAID states on its website.<\\/p>\\n<p>Mobile money moves the poor from the informal to the formal financial sector. With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the Organisation for Economic Co-operation and Development (OECD). \\u201cPayments provided via an account can provide the on-ramp to financial inclusion,\\u201d maintains the World Bank.<\\/p>\\n<p><strong>Digital payments and SDGs<\\/strong><\\/p>\\n<p>GSMA considers mobile payments relevant to 11 Sustainable Development Goals (SDGs), including SDG 1, because it helps to eliminate extreme poverty; SDG 5, because financial services empower women economically; and SDG 9, because digital payments and access to credit services lead to new industries.<\\/p>\\n<p>But regulatory bottlenecks often slow progress in the cashless payment industry. 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style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">Term of Use | Privacy\\u00a0Policy<\\/span><\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">PayN21. Brought to you by Sparxbank Limited<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">Last Updated: August 10, 2020<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (\\u201cSparxbank Limited\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. 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The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited\\u2019s web privacy policy for more information.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries \\u00a0and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">For more information, contact us at info@sparxnovate.com<\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(3256,1685,'_wp_page_template','default'),(3257,1685,'_elementor_edit_mode','builder'),(3258,1685,'_elementor_template_type','wp-page'),(3259,1685,'_elementor_version','2.9.14'),(3260,1685,'_elementor_data','[{\"id\":\"25373f92\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"5b05f1bc\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"436071e4\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<h3 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">Term of Use | Privacy\\u00a0Policy<\\/span><\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">PayN21. Brought to you by Sparxbank Limited<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">Last Updated: August 10, 2020<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (\\u201cSparxbank Limited\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited\\u2019s web privacy policy for more information.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries \\u00a0and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">For more information, contact us at info@sparxnovate.com<\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(3261,3,'_elementor_controls_usage','a:3:{s:11:\"text-editor\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:1:{s:7:\"content\";a:1:{s:14:\"section_editor\";a:1:{s:6:\"editor\";i:1;}}}}s:6:\"column\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}s:7:\"section\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}}'),(3263,1686,'_wp_page_template','default'),(3264,1686,'_elementor_edit_mode','builder'),(3265,1686,'_elementor_template_type','wp-page'),(3266,1686,'_elementor_version','2.9.14'),(3267,1686,'_elementor_data','[{\"id\":\"25373f92\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"5b05f1bc\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"436071e4\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<h3 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">Term of Use | Privacy\\u00a0Policy<\\/span><\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">PayN21. Brought to you by Sparxbank Limited<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">Last Updated: August 10, 2020<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (\\u201cSparxbank Limited\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited\\u2019s web privacy policy for more information.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries \\u00a0and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/span><\\/p>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">For more information, contact us at info@sparxnovate.com<\\/span><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(3268,1686,'_elementor_controls_usage','a:3:{s:11:\"text-editor\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:1:{s:7:\"content\";a:1:{s:14:\"section_editor\";a:1:{s:6:\"editor\";i:1;}}}}s:6:\"column\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}s:7:\"section\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}}'),(3270,1686,'enable_page_banner','0'),(3271,1686,'_enable_page_banner','field_5db5794257831'),(3272,1686,'banner_short_description',''),(3273,1686,'_banner_short_description','field_5db57a4157832'),(3274,1686,'nevbar_style','style_one'),(3275,1686,'_nevbar_style','field_5dbd4ddd0f77c'),(3276,525,'_edit_lock','1627223100:2'),(3277,525,'_edit_last','2'),(3278,1687,'enable_page_banner','0'),(3279,1687,'_enable_page_banner','field_5db5794257831'),(3280,1687,'banner_short_description',''),(3281,1687,'_banner_short_description','field_5db57a4157832'),(3282,1687,'nevbar_style','style_one'),(3283,1687,'_nevbar_style','field_5dbd4ddd0f77c'),(3284,525,'_elementor_edit_mode','builder'),(3285,525,'_elementor_template_type','wp-page'),(3286,525,'_elementor_version','3.3.1'),(3287,525,'_wp_page_template','default'),(3288,525,'_elementor_data','[{\"id\":\"1665ef8e\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"46d4dbf7\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"10d68a76\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><!-- wp:heading {\\\"level\\\":3} --><\\/p>\\n<h3>Terms of Use | Privacy Policy<\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p>Digital Banking. Brought to you by Sothebank.<br \\/>Last Updated: August 10, 2020<\\/p>\\n<ol>\\n<li>Personal Information. The Digital Banking website is brought to you by Sothebank UAB. (\\u201cSothebank\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/>2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/>3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/>4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/>5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/>6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/>7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/>8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/>9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/>12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/>13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/>14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/>15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank.\\u2019s web privacy policy for more information.<br \\/>16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/>17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/>18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/>19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/>20. EU Safe Harbor & Dispute Resolution. Sothebank. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbour you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/>21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/>22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/>23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/>24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/li>\\n<\\/ol>\\n<p>For more information, contact us at info@sothebank.com<\\/p>\\n<p>\\u00a0<\\/p>\\n<p><!-- \\/wp:paragraph --><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(5079,1887,'_thumbnail_id','1519'),(5080,1887,'_elementor_edit_mode','builder'),(5081,1887,'_elementor_template_type','wp-page'),(5082,1887,'_elementor_version','2.9.14'),(5083,1887,'_wp_page_template','default'),(5084,1887,'_elementor_data','[{\"id\":\"1665ef8e\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"46d4dbf7\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"10d68a76\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><!-- wp:heading {\\\"level\\\":3} --><\\/p>\\n<h3>Terms of Use | Privacy Policy<\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p>PayN21. Brought to you by Sothebank B.V.<br \\/>Last Updated: August 10, 2020<\\/p>\\n<p><br \\/>1. Personal Information. The PayN21 website is brought to you by Sothebank B.V. (\\u201cSothebank B.V.\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/>2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/>3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/>4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/>5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/>6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/>7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank B.V. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank B.V., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/>8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank B.V. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/>9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank B.V. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/>12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/>13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/>14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank B.V. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/>15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank B.V.\\u2019s web privacy policy for more information.<br \\/>16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank B.V. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/>17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank B.V. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/>18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/>19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/>20. EU Safe Harbor & Dispute Resolution. Sothebank B.V. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/>21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/>22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/>23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/>24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/p>\\n<p><br \\/>For more information, contact us at info@payn21.com<\\/p>\\n<p><!-- \\/wp:paragraph --><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(3289,1688,'_elementor_controls_usage','a:0:{}'),(3290,1688,'_thumbnail_id','852'),(3291,1688,'_elementor_edit_mode','builder'),(3292,1688,'_elementor_template_type','wp-page'),(3293,1688,'_elementor_version','2.9.14'),(3294,1688,'_wp_page_template','default'),(3295,1688,'_elementor_data','[{\"id\":\"1665ef8e\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"46d4dbf7\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"10d68a76\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><!-- wp:heading {\\\"level\\\":3} --><\\/p>\\n<h3>Terms of Use | Privacy Policy<\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<h2 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">PayN21. Brought to you by Sparxbank Limited<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">Last Updated: August 10, 2020<\\/span><\\/h2>\\n<h2 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\"><br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (\\u201cSparxbank Limited\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited\\u2019s web privacy policy for more information.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries \\u00a0and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/span><\\/h2>\\n<h2 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\"><br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">For more information, contact us at info@sparxnovate.com<\\/span><\\/h2>\\n<p><!-- \\/wp:paragraph --><\\/p>\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(3297,1689,'_elementor_controls_usage','a:3:{s:11:\"text-editor\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:1:{s:7:\"content\";a:1:{s:14:\"section_editor\";a:1:{s:6:\"editor\";i:1;}}}}s:6:\"column\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}s:7:\"section\";a:3:{s:5:\"count\";i:1;s:15:\"control_percent\";i:0;s:8:\"controls\";a:0:{}}}'),(3298,1689,'_thumbnail_id','852'),(3299,1689,'_elementor_edit_mode','builder'),(3300,1689,'_elementor_template_type','wp-page'),(3301,1689,'_elementor_version','2.9.14'),(3302,1689,'_wp_page_template','default'),(3303,1689,'_elementor_data','[{\"id\":\"1665ef8e\",\"elType\":\"section\",\"settings\":[],\"elements\":[{\"id\":\"46d4dbf7\",\"elType\":\"column\",\"settings\":{\"_column_size\":100},\"elements\":[{\"id\":\"10d68a76\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><!-- wp:heading {\\\"level\\\":3} --><\\/p>\\n<h3>Terms of Use | Privacy Policy<\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<h2 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\">PayN21. Brought to you by Sparxbank Limited<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">Last Updated: August 10, 2020<\\/span><\\/h2>\\n<h2 style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\"><span style=\\\"font-size: 8.5pt;\\\"><br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (\\u201cSparxbank Limited\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited\\u2019s web privacy policy for more information.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries \\u00a0and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/><\\/span><span style=\\\"font-size: 8.5pt;\\\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. 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Since then, while other developing markets such as the APAC and LATAM regions have dominated headlines, the African continent\\u2019s success in digital payments has not been appreciated to a similar extent. There is more to digital payments in Africa than M-Pesa, and this piece will still only capture a snapshot of African success.\\u00a0<\\/p>\\n<p><b>Beyond M-Pesa and beyond maturity<\\/b><\\/p>\\n<p>According to Nana Araba Abban, head, group consumer banking at Ecobank Group, transaction flows sent by banks have grown by an average of 10% year-on-year during this 10-year period. Alongside this, mobile money payments have exploded, with the monthly value of transactions increasing 25 times over between 2010 and 2018.<\\/p>\\n<p>The African digital payments evolution has also led to \\u201cbanks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,\\u201d Abban says and adds that with \\u201clight KYC accounts operated on mobile devices, instant mobile payments including the use of QR technology,\\u201d banks are partnering with telcos to facilitate mobile money transactions.<\\/p>\\n<p>Ecobank, for example, has introduced services like Rapidtransfer for instant cross-border payments across their network of 33 countries in Africa. For ecommerce businesses, cross-border payments are an integral part of day to day operations and allow business owners to transfer funds across different territories in the most secure and efficient way possible, making real-time international payments a reality.<\\/p>\\n<p>While SWIFT gpi, Visa Direct and Mastercard Send are providing fast and secure global payments, banks are also establishing agent networks to expand financial inclusion, serving customers in neighbourhoods in which they work and live. Ecobank currently has 44,000 agents in a network launched less than three years ago, for example.<\\/p>\\n<p>Furthermore, in conversation with Dare Okoudjou, founder and CEO of MFS Africa, he says that \\u201cM-Pesa was a long time ago and if we were to take a global view, there are around 290 M-Pesa-like schemes around the world. Almost 80 of those services have more than one million active daily users. But Africa remains the epicentre of that market.\\\"<\\/p>\\n<!-- \\/wp:paragraph --><!-- wp:quote -->\\n<blockquote class=\\\"wp-block-quote\\\">\\n<p>\\u201cbanks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,\\u201d<\\/p>\\n<\\/blockquote>\\n<!-- \\/wp:quote --><!-- wp:paragraph -->\\n<p><b>Cross-border challenges<\\/b><\\/p>\\n<p>According to Brookings, intra-African trade is at 17% compared to 59% in Asia and 69% in Europe. The implementation of the Africa Continental Free Trade Agreement (AfCFTA) is expected to boost intra-Africa trade by up to 52%, by eliminating import duties and reducing other barriers to trade.<\\/p>\\n<p>Araba says that while there is maturity in the logistics sector, the costs of import duties and freighting charges for instance, \\u201cmight be prohibitive for small businesses seeking to leverage ecommerce platforms. Thankfully, cross-border payments are less challenging.\\u201d<\\/p>\\n<p>She explains that there are regional initiatives being implemented to facilitate cross-border trade between countries. For example, the Common Market for Eastern and Southern Africa (COMESA) is implementing regulations which assist small-scale traders in crossing borders with simplified clearance procedures for low-value transactions they typically conduct.<\\/p>\\n<p>\\u201cWith support from the World Bank, the governments of the Democratic Republic of Congo, Rwanda, and Uganda, in cooperation with COMESA, are increasing the capacity for commerce and reducing the costs faced by traders, especially small-scale and women traders, at key borders in the Great Lakes region.\\u201d<\\/p>\\n<p>However, with global trade still predominantly conducted in USD, the apparent lack of USD liquidity in some Sub-Saharan African countries can present problems for cross-border trade. Furthermore, as Steven Marshall, chief commercial officer from Crown Agents Bank relays, \\u201cwith delays to initiatives like the African Continental Free Trade Agreement, ecommerce offers SMEs a vital chance to reach over borders and expand from local enterprises.<\\/p>\\n<p>\\u201cIt\\u2019s certainly unfortunate that the wider AfCFTA programme has been postponed as it has the potential to boost Africa\\u2019s trading position in the global market, but certainly understandable in the current climate.\\u201d<\\/p>\\n<p>Olivier Lens, head of Sub-Saharan Africa at SWIFT, adds that taking South Africa as an example and considering the success of the Southern African Development Community real-time gross settlement system (SADC RTGS), it is clear that the financial systems in this region are well developed, especially as the adoption of ISO 20022 is also being considered for various projects.<\\/p>\\n<p>\\u201cIn the cross-border payments space, several of the region\\u2019s largest banks are live on SWIFT gpi and many are in the process of adopting it. In 2019, more than 50% of SWIFT gpi payments globally were credited to end beneficiaries within 30 minutes, bringing more speed, transparency and end-to-end tracking to market players worldwide,\\u201d Lens explores.<\\/p>\\n<p>SWIFT gpi will increase competition in the cross-border payments space, delivering faster, more transparent and traceable payments and supporting the expansion of intra-African trade and international trade.<\\/p>\\n<p>With strong and secure financial market infrastructures (FMIs) such as the SADC RTGS and others such as the East African Regional Payment System (EAPS) and the regional RTGS system launched by the Economic and Monetary Community of Central Africa (CEMAC) emerging, it is evident that harmonisation is important.<\\/p>\\n<p>\\u201cPan-regional payment systems operating within harmonised legal and regulatory frameworks of regional economic areas will make intra-regional payments easier, faster and cheaper. This will help to increase cross-border trade within regional communities,\\u201d Lens adds.<\\/p>\\n<!-- \\/wp:gallery --><!-- wp:paragraph -->\\n<p><b>Central bank intervention<\\/b><\\/p>\\n<p>Central banks and banking regulators are playing an active and supportive role in the growth of payment services in Africa. An example that Abban references is the Banque Centrale des \\u00c9tats de l\'Afrique de l\'Ouest (BCEAO) based in Francophone West Africa, that has approved KYC friendly basic accounts with the intention of expanding financial inclusion and in turn, digital payments.<\\/p>\\n<p>The Central Bank of Nigeria has also pushed a cashless agenda by reducing card fees, limiting ATM withdrawals and levying large cash deposits. <strong>The number of electronic payment transactions in Nigeria grew from 66 million in 2008 to over two billion in 2018. It is a fact that digital payments market has matured faster in Africa than it has in Europe: the number of electronic payments in France has grown in the past decade, but from 33 million in 2009 to 61.5 million in 2018, according to Statista.<\\/strong><\\/p>\\n<p>Ethiopia is another market with bank-led mobile money and a single national carrier serving the population\\u2019s mobile telecommunication needs. Araba explains that the National Bank of Ethiopia has, in a new directive, said it will allow new entrants to offer mobile money services and that it will be selling a 40% stake in the state-owned monopoly Ethio Telecom. She adds that the central bank \\u201cis granting two licenses for firms to compete with the incumbent. The companies that are successful will likely seek to cash in on the untapped potential for mobile money in the market.\\u201d<\\/p>\\n<p>While M-Pesa\\u2019s success has demonstrated the potential for payments in this region, the maturation of the fintech industry in this region has also attracted the attention of investors, as Marshall points out that startups operating on the continent received a total of $1.3 billion in funding in the last year and giants like Interswitch have emerged.<\\/p>\\n<p>\\u201cAfrica has also celebrated its first home-grown unicorn Interswitch, after payments giant Visa acquired a 20% minority equity stake in the firm. There\\u2019s been so much innovation in the last decade, but there\\u2019s still a lot of people and communities to reach,\\u201d Marshall says.<\\/p>\\n<p>The GSMA states that Sub-Saharan Africa is mobile payments\' biggest market, accounting for a staggering 45.6% of all activity globally in 2018. Marshall believes that \\u201cdigital payments are reaching new heights and, in a reaction to this, traditional banks in the region are increasingly working to digitalise their services and welcome more pay-out methods.\\u201d<\\/p>\\n<p>As has been seen in Kenya, traditional lenders in Africa are innovating, embracing new technologies, streamlining their operations and collaborating with fintech firms - building on their strengths of having a large established customer base and rich customer data; risk management capabilities; balance sheet strength; industry knowledge and trust, as Lens explains.<\\/p>\\n<p><b>Diverse customer distribution = enhanced financial inclusion<\\/b><\\/p>\\n<p>As host to almost half of all mobile money registered accounts globally, it calls into question whether Sub-Saharan Africa will remain the epicentre of mobile money. Customer distribution across the region has become more diverse and mobile money agents have played a key role in driving customer adoption and enhancing financial inclusion across Africa.<\\/p>\\n<p>According to an IMF Financial Access Survey, there are 60 agent outlets per 1,000 km\\u00b2 vs. two ATMs and one bank branch in the same area in Sub-Saharan Africa. Abban believes: \\u201cThe proximity of service is critical to the adoption of digital financial services as most people cannot afford to travel long distances to transact.\\u201d<\\/p>\\n<p>With over 1.4 million active mobile money agents in Sub-Saharan Africa, some of which also serve as banking agents, and 90% of transactions still being conducted in cash, it is without a doubt that mobile money agents have played a critical part in strengthening the banking industry, helping extend reach through popular services such as bank to wallet transfers and overcoming logistical issues to do with proximity to bank branches and ATMs.<\\/p>\\n<p>Okoudjou follows this up and states that \\u201cmobile money agents are the unsung heroes of the digital payments evolution in Africa. Mobile money is not about the mobile, it\\u2019s about the agents. In time, you will see agents becoming more sophisticated and they will be allowed to distribute or facilitate different types of services like insurance or investment.\\u201d<\\/p>\\n<p>While making a payment is now cheaper, faster and safer than ever before, the next step according to Marshall is to stop customers from \\u201ccashing out\\u201d after they have received a mobile remittance. Referencing Center for Financial Inclusion data that registered accounts increased by 11.9% in 2019 and transaction value was up 27.5%, Lens notes that \\u201cmobile money has grown at pace in countries where regulation has evolved to enable low-cost services.\\u201d<\\/p>\\n<p>Lens exemplifies this and reveals that Ghana has seen a 400% growth in the use of mobile money after rolling out a number of policies that addressed financial inclusion and allowed full interoperability among telecommunications companies and with banks. \\u201cEstablished financial institutions are collaborating with fintechs to build out the ecosystem, increase financial inclusion and deliver enhanced services to end users.\\u201d<\\/p>\\n<p><b>Overtaking traditional infrastructure to offer value<\\/b><\\/p>\\n<p>Digital technology is allowing emerging markets in Africa to leapfrog traditional financial processes and process payments quicker than is perceived in developed countries such as the US. Innovations such as electronic cash tokens for agent or ATM withdrawal, issuance of virtual cards, payments via SMS or email are in circulation. In addition to this, Abban highlights that in Zimbabwe, Kenya and Nigeria, \\u201ctransfers can be made between banks instantly and this has been the norm for some years now, in contrast with countries like the US where legacy systems might hinder such innovation.\\u201d<\\/p>\\n<p>While the US is seemingly a laggard in the payments arena in comparison, she goes on to state that in addition to M-Pesa in Kenya, Africa has also since seen the rise of stalwarts such as Nigeria\\u2019s Interswitch and Morocco\\u2019s Hightech Payment Systems. Marshall reiterates: \\u201cBy removing some of the biggest obstacles, namely having to be physically at a bank, digital finance directly offers an accessible way for people to fulfil their financial needs. As a result, we have seen it overtake traditional banking methods that are less relevant to an increasingly digital savvy population.<\\/p>\\n<p>\\u201cIn the past few years, digital payments in Africa have become world-leading in terms of adoption and volume.\\u201d Nadia Costanzo, head of banks for Africa & Latin America\\u00a0at TransferWise takes this point further and surmises that on a continent where most live far from traditional bank branches, banks are providing liveness checks so that customers can complete KYC verification services from the comfort of their homes.<\\/p>\\n<p>While Costanzo highlights that this is dependent on internet access, \\u201csomething which is not always reliably available across rural areas,\\u201d M-Pesa must continue to be hailed for being the first of its kind in Africa to enable international money transfers, small loans, bill payments, airtime top ups and high interest savings accounts (up to 6.65%).<\\/p>\\n<p>Following in M-Pesa\\u2019s footsteps, startups across the continent are \\u201cdoing incredible things to replace banks,\\u201d Costanzo says. \\u201cFarmers in Senegal and Mali are able to develop savings habits through mobile layaway platforms such as myagro, where they usually would have had to go to traditional financial institutions to get loans at high interest rates. Similarly, people without access to energy in Madagascar can access solar lamps through loans that link activation of lamps to repayment of debt via baobabplus.\\u201d<\\/p>\\n<p><b>Thriving and surviving in the ecommerce sector<\\/b><\\/p>\\n<p>Smartphone penetration could unlock access to a broader customer base over time and allow micro, small or small to medium businesses thrive. According to The United Nations Conference on Trade and Development (UNCTAD), the number of online shoppers in Africa has surged annually by 18% since 2014 and this has occurred on the back of rapid smartphone penetration, as the primary means of accessing the web in Africa is via mobile device. But it takes more than mobile penetration as Abban explains.<\\/p>\\n<p>Abban says: \\u201cThis trend can be expected to continue with the introduction of less expensive ISP data packages, evolution of payment solutions including virtual cards, inexpensive web acquiring solutions and improved logistics infrastructure. To be sure, it takes more than access to smartphones for e-commerce to thrive. Nigeria, Kenya and South Africa account for more than half of online shoppers in Africa. Market access is key for businesses and with the right investment in infrastructure and well written policies, there should be growth in the businesses reaching clients online,\\u201d she continues.<\\/p>\\n<p>Marshall has a similar view and refers to mobile technology as a \\u201cprimary engine of economic growth. Mobile has enabled innovative business models that have helped SMEs compete on an even footing with much bigger companies.\\u201d He calls attention to the fact that ecommerce in Africa was valued at $16.5 billion in 2017 and a McKinsey report revealed that this value could well go up to $75 billion by 2025.<\\/p>\\n<p>\\u201cMobile money would further empower the growth of ecommerce in Africa and the growing penetration of smartphones opens up a wider opportunity both in terms of accessing online stores and in enabling a range of payment methods. This is key in facilitating cross-border transactions, particularly in a market that has been nervous about ecommerce until Covid-19 accelerated its relevance.\\u201d<\\/p>\\n<p>It goes without saying that mobile phone penetration is high across Africa, usually significantly higher than bank account ownership. Costanzo mirrors this and says \\u201cmobile providers do not only develop mobile money services for smartphones, but also for feature phones, so people at all income levels in countries, where mobile money services are available, can receive remittance payments and make local payments.\\u201d<\\/p>\\n<p>For MSMEs, this is positive as they would be able to leverage mobile money tools to improve accounting processes and reduce the risk of theft for example, where mobile money is a commonly accepted form of payment and will slow down the use of cash or hand-written accounts. However, as Costanzo explicates, there are still challenges that can\\u2019t be solved through smartphone penetration alone.<\\/p>\\n<p>\\u201cIn countries where mobile money is not as high profile, accepting payments through cards or bank transfers would be the only viable ecommerce alternative. Debit card ownership in countries like Nigeria and South Africa were less than 50% in 2017, thereby significantly reducing the addressable market in ecommerce.\\u201d<\\/p>\\n<p><b>Okoudjou concludes by saying that typically, when coming across headlines about African payments, leapfrogging is used as a description, \\u201cwhich implies that Africa is catching up. In many ways, Africa is on its own path and some of what we\\u2019re doing is ahead of what is being done in Europe or the US. Our path is also not to replicate what is being done in Europe or the US. Payments have been instant across Sub-Saharan Africa since 2010.\\u201d<\\/b><\\/p>\\n<!-- \\/wp:paragraph -->\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(3641,1723,'banner_short_description',''),(3640,1723,'_enable_page_banner','field_5db5794257831'),(3639,1723,'enable_page_banner','0'),(3638,1723,'_edit_last','2'),(3637,1723,'_edit_lock','1627178659:2'),(3643,1723,'nevbar_style','style_one'),(3644,1723,'_nevbar_style','field_5dbd4ddd0f77c'),(3645,1724,'enable_page_banner','0'),(3646,1724,'_enable_page_banner','field_5db5794257831'),(3647,1724,'banner_short_description',''),(3648,1724,'_banner_short_description','field_5db57a4157832'),(3649,1724,'nevbar_style','style_one'),(3650,1724,'_nevbar_style','field_5dbd4ddd0f77c'),(3651,1723,'_elementor_edit_mode','builder'),(3652,1723,'_elementor_template_type','wp-page'),(3653,1723,'_elementor_version','3.3.1'),(3654,1723,'_wp_page_template','default'),(3655,1723,'_elementor_data','[{\"id\":\"322f3137\",\"elType\":\"section\",\"settings\":{\"layout\":\"full_width\",\"gap\":\"no\",\"section_parallax_elements\":[],\"padding\":{\"unit\":\"px\",\"top\":\"-19\",\"right\":\"-19\",\"bottom\":\"-19\",\"left\":\"-19\",\"isLinked\":true},\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"41cecc87\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"space_between_widgets\":0,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"5307cff8\",\"elType\":\"widget\",\"settings\":{\"background_background\":\"classic\",\"background_color\":\"#C5ECD2F5\",\"background_color_stop\":{\"unit\":\"%\",\"size\":36,\"sizes\":[]},\"title\":\"\",\"content\":\"Solutions for Business\",\"button_text\":\"Get Started\",\"button_link\":{\"url\":\"#\",\"is_external\":\"\",\"nofollow\":\"\"},\"button_bg_background\":\"gradient\",\"button_bg_color_stop\":{\"unit\":\"%\",\"size\":58,\"sizes\":[]},\"video_button_text\":\"\",\"video_button_link\":{\"url\":\"\",\"is_external\":\"\",\"nofollow\":\"\"},\"background_image\":{\"url\":\"https:\\/\\/payn21.com\\/wp-content\\/uploads\\/2020\\/08\\/PayN21_Businessman-.jpg\",\"id\":1725},\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"title_color\":\"#010102\",\"content_color\":\"#121111\",\"_margin\":{\"unit\":\"px\",\"top\":\"-373\",\"right\":\"-373\",\"bottom\":\"-373\",\"left\":\"-373\",\"isLinked\":true},\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"Tryo_Banner_One\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"489ecc68\",\"elType\":\"section\",\"settings\":{\"layout\":\"full_width\",\"gap\":\"no\",\"background_background\":\"classic\",\"background_color\":\"#f7fafd\",\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"22485211\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"space_between_widgets\":0,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"63a8d279\",\"elType\":\"widget\",\"settings\":{\"title\":\"Generating More Revenue\",\"description\":\" You\'ve got a business to run. 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Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. 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Brought to you by Sothebank B.V.<br \\/>Last Updated: August 10, 2020<\\/p>\\n<p><br \\/>1. Personal Information. The PayN21 website is brought to you by Sothebank B.V. (\\u201cSothebank B.V.\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/>2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/>3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/>4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/>5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/>6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/>7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank B.V. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank B.V., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/>8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank B.V. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/>9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank B.V. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/>12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/>13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/>14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank B.V. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/>15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank B.V.\\u2019s web privacy policy for more information.<br \\/>16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank B.V. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/>17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank B.V. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/>18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/>19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/>20. EU Safe Harbor & Dispute Resolution. Sothebank B.V. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/>21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/>22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/>23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/>24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. 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is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false},{\"id\":\"e672a2f\",\"elType\":\"column\",\"settings\":{\"_column_size\":66,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"c9f98db\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span class=\\\"s1\\\">ISFCS is a Network program created by Sothebank, under its global service company to ensure Global International Students are benefiting cooperatively and financially through the services we offer.<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false},{\"id\":\"e27c9ea\",\"elType\":\"column\",\"settings\":{\"_column_size\":16,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"isInner\":false}],\"isInner\":false},{\"id\":\"fcf88fa\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3a40af6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"4f29640\",\"elType\":\"widget\",\"settings\":{\"title\":\"International 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is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false},{\"id\":\"e672a2f\",\"elType\":\"column\",\"settings\":{\"_column_size\":66,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"c9f98db\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span class=\\\"s1\\\">ISFCS is a Network program created by Sothebank, under its global service company to ensure Global International Students are benefiting cooperatively and financially through the services we offer.<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false},{\"id\":\"e27c9ea\",\"elType\":\"column\",\"settings\":{\"_column_size\":16,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"isInner\":false}],\"isInner\":false},{\"id\":\"fcf88fa\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3a40af6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"4f29640\",\"elType\":\"widget\",\"settings\":{\"title\":\"International 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Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. 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Students Financial Cooperative Services (ISFCS)\",\"description\":\"Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:\",\"lists\":[{\"list_title\":\"Free deposit account\",\"_id\":\"2c70a9d\"},{\"list_title\":\"Cashback\",\"_id\":\"d7b3df4\"},{\"list_title\":\"Triple my change account \",\"_id\":\"f0a6f1b\"},{\"list_title\":\"No wire fees*\",\"_id\":\"ef907aa\"},{\"list_title\":\"Free International Wire Transfer\",\"_id\":\"c34a274\"},{\"list_title\":\"Biometric Debit MasterCard included\",\"_id\":\"966e5a7\"}],\"image\":{\"url\":\"https:\\/\\/paywit.com\\/wp-content\\/uploads\\/2020\\/08\\/PayN21_iTsCDB.jpg\",\"id\":1882,\"alt\":\"\",\"source\":\"library\"},\"element_pack_widget_tooltip_text\":\"This is 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No matter the\\u00a0size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.<\\/p><p class=\\\"p1\\\"><span class=\\\"s1\\\">Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but\\u00a0to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.<\\/span><\\/p><p>\\u00a0<\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false},{\"id\":\"fccadb0\",\"elType\":\"column\",\"settings\":{\"_column_size\":50,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"2c8353f\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/payn21.com\\/wp-content\\/uploads\\/2019\\/10\\/Incredible-infrastructure-1.png\",\"id\":1025},\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"d38dcdf\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"d663bb1\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"c68cfa5\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span class=\\\"s1\\\">The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"9fc7c43\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3410331\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"00ba2b7\",\"elType\":\"widget\",\"settings\":{\"title\":\"Our Objectives\",\"description\":\" Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. 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We will initially ensure most key needs for international students are met:\",\"lists\":[{\"list_title\":\"Direct Payment of tuition fees are made on time\",\"_id\":\"2c70a9d\"},{\"list_title\":\"Accommodation and privacy are provided without risking their culture on day one at school\",\"_id\":\"d7b3df4\"},{\"list_title\":\"Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly\",\"_id\":\"f0a6f1b\"},{\"list_title\":\"Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card\",\"_id\":\"ef907aa\"},{\"list_title\":\"\",\"_id\":\"98f013c\"}],\"image\":{\"url\":\"https:\\/\\/paywit.com\\/wp-content\\/uploads\\/2020\\/09\\/ISB_02.jpg\",\"id\":1928,\"alt\":\"\",\"source\":\"library\"},\"element_pack_widget_tooltip_text\":\"This is 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is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false},{\"id\":\"850e381\",\"elType\":\"column\",\"settings\":{\"_column_size\":33,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3734c9a\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p>We are IS FCS program member and we are Students, as a result we have access to the following benefits:<\\/p><ol class=\\\"ul1\\\"><li class=\\\"li1\\\"><span class=\\\"s1\\\">Zero fees for Peer-to-Peer transfers<\\/span><\\/li><li class=\\\"li1\\\"><span class=\\\"s1\\\">ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members<\\/span><\\/li><li class=\\\"li1\\\"><span 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is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false},{\"id\":\"e672a2f\",\"elType\":\"column\",\"settings\":{\"_column_size\":66,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"c9f98db\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span class=\\\"s1\\\">ISFCS is a Network program created by Sothebank, under its global service company to ensure Global International Students are benefiting cooperatively and financially through the services we offer.<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is 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Students Financial Cooperative Services (ISFCS)\",\"description\":\"Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:\",\"lists\":[{\"list_title\":\"Free deposit account\",\"_id\":\"2c70a9d\"},{\"list_title\":\"Cashback\",\"_id\":\"d7b3df4\"},{\"list_title\":\"Triple my change account \",\"_id\":\"f0a6f1b\"},{\"list_title\":\"No wire fees*\",\"_id\":\"ef907aa\"},{\"list_title\":\"Free International Wire Transfer\",\"_id\":\"c34a274\"},{\"list_title\":\"Biometric Debit MasterCard included\",\"_id\":\"966e5a7\"}],\"image\":{\"url\":\"https:\\/\\/paywit.com\\/wp-content\\/uploads\\/2020\\/08\\/PayN21_iTsCDB.jpg\",\"id\":1882,\"alt\":\"\",\"source\":\"library\"},\"element_pack_widget_tooltip_text\":\"This is 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No matter the\\u00a0size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.<\\/p><p class=\\\"p1\\\"><span class=\\\"s1\\\">Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but\\u00a0to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.<\\/span><\\/p><p>\\u00a0<\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false},{\"id\":\"fccadb0\",\"elType\":\"column\",\"settings\":{\"_column_size\":50,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"2c8353f\",\"elType\":\"widget\",\"settings\":{\"image\":{\"url\":\"https:\\/\\/payn21.com\\/wp-content\\/uploads\\/2019\\/10\\/Incredible-infrastructure-1.png\",\"id\":1025},\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"d38dcdf\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"d663bb1\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"c68cfa5\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span class=\\\"s1\\\">The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"9fc7c43\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3410331\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"00ba2b7\",\"elType\":\"widget\",\"settings\":{\"title\":\"Our Objectives\",\"description\":\" Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. 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is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"image\"}],\"isInner\":false},{\"id\":\"e672a2f\",\"elType\":\"column\",\"settings\":{\"_column_size\":66,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"c9f98db\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><span class=\\\"s1\\\">ISFCS is a Network program created by Sothebank, under its global service company to ensure Global International Students are benefiting cooperatively and financially through the services we offer.<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false},{\"id\":\"e27c9ea\",\"elType\":\"column\",\"settings\":{\"_column_size\":16,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"isInner\":false}],\"isInner\":false},{\"id\":\"fcf88fa\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3a40af6\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"4f29640\",\"elType\":\"widget\",\"settings\":{\"title\":\"International Students Financial Cooperative Services (ISFCS)\",\"description\":\"Sothebank introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:\",\"lists\":[{\"list_title\":\"Free deposit account\",\"_id\":\"2c70a9d\"},{\"list_title\":\"Cashback\",\"_id\":\"d7b3df4\"},{\"list_title\":\"Triple my change account \",\"_id\":\"f0a6f1b\"},{\"list_title\":\"No wire fees*\",\"_id\":\"ef907aa\"},{\"list_title\":\"Free International Wire Transfer\",\"_id\":\"c34a274\"},{\"list_title\":\"Biometric Debit MasterCard included\",\"_id\":\"966e5a7\"}],\"image\":{\"url\":\"https:\\/\\/paywit.com\\/wp-content\\/uploads\\/2020\\/08\\/PayN21_iTsCDB.jpg\",\"id\":1882,\"alt\":\"\",\"source\":\"library\"},\"element_pack_widget_tooltip_text\":\"This is 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Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development<\\/span><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false},{\"id\":\"9fc7c43\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"3410331\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"_inline_size\":null,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"00ba2b7\",\"elType\":\"widget\",\"settings\":{\"title\":\"Our Objectives\",\"description\":\" Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. 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font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p>PayN21. Brought to you by Sothebank B.V.<br \\/>Last Updated: August 10, 2020<\\/p>\\n<p><br \\/>1. Personal Information. The PayN21 website is brought to you by Sothebank B.V. (\\u201cSothebank B.V.\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/>2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/>3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/>4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/>5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/>6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/>7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank B.V. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank B.V., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/>8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank B.V. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/>9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank B.V. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/>12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/>13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/>14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank B.V. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/>15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank B.V.\\u2019s web privacy policy for more information.<br \\/>16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank B.V. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/>17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank B.V. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/>18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/>19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/>20. EU Safe Harbor & Dispute Resolution. Sothebank B.V. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/>21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/>22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/>23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/>24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/p>\\n<p><br \\/>For more information, contact us at info@payn21.com<\\/p>\\n<p><!-- \\/wp:paragraph --><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(7687,2174,'_elementor_pro_version','2.10.3'),(7704,1891,'_elementor_css','a:6:{s:4:\"time\";i:1627320407;s:5:\"fonts\";a:0:{}s:5:\"icons\";a:0:{}s:20:\"dynamic_elements_ids\";a:0:{}s:6:\"status\";s:4:\"file\";i:0;s:0:\"\";}'),(7689,2175,'_thumbnail_id','1519'),(7690,2175,'_elementor_edit_mode','builder'),(7691,2175,'_elementor_template_type','wp-page'),(7692,2175,'_elementor_version','2.9.14'),(7693,2175,'_wp_page_template','default'),(7694,2175,'_elementor_data','[{\"id\":\"1665ef8e\",\"elType\":\"section\",\"settings\":{\"section_parallax_elements\":[],\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"46d4dbf7\",\"elType\":\"column\",\"settings\":{\"_column_size\":100,\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[{\"id\":\"10d68a76\",\"elType\":\"widget\",\"settings\":{\"editor\":\"<p><!-- wp:heading {\\\"level\\\":3} --><\\/p>\\n<h3>Terms of Use | Privacy Policy<\\/h3>\\n<p style=\\\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\\\">\\u00a0<\\/p>\\n<p>Digital Banking. Brought to you by Sothebank.<br \\/>Last Updated: August 10, 2020<\\/p>\\n<ol>\\n<li>Personal Information. The Digital Banking website is brought to you by Sothebank UAB. (\\u201cSothebank\\u201d or \\u201cwe\\u201d or \\u201cus\\u201d). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br \\/>2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br \\/>3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br \\/>4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend\\u2019s email address. We use this information to send the content to your friend.<br \\/>5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through \\u201ccookie\\u201d technology or with \\u201cweb beacons,\\u201d as explained below.<br \\/>6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer\\u2019s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you\\u2019ve visited us before or if you\\u2019re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The \\u201chelp\\u201d portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br \\/>7. Web Beacons. Certain pages on our site may contain \\u201cweb beacons\\u201d (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br \\/>8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br \\/>9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br \\/>11. Children\\u2019s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children\\u2019s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br \\/>12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br \\/>13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br \\/>14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br \\/>15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank.\\u2019s web privacy policy for more information.<br \\/>16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br \\/>17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br \\/>18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br \\/>19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br \\/>20. EU Safe Harbor & Dispute Resolution. Sothebank. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http:\\/\\/www.export.gov\\/safeharbor\\/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbour you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe\\u2019s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br \\/>21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br \\/>22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the \\u201cContact Information\\u201d section below.<br \\/>23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br \\/>24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the \\u201cLast Modified\\u201d section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.<\\/li>\\n<\\/ol>\\n<p>For more information, contact us at info@sothebank.com<\\/p>\\n<p>\\u00a0<\\/p>\\n<p><!-- \\/wp:paragraph --><\\/p>\",\"element_pack_widget_tooltip_text\":\"This is Tooltip\",\"ep_parallax_effects_transition_for\":\"all\",\"ep_parallax_effects_transition_duration\":\"100\",\"ep_parallax_effects_transition_easing\":\"linear\"},\"elements\":[],\"widgetType\":\"text-editor\"}],\"isInner\":false}],\"isInner\":false}]'),(7695,2175,'_elementor_pro_version','2.10.3'),(7703,27,'_elementor_css','a:6:{s:4:\"time\";i:1627320226;s:5:\"fonts\";a:0:{}s:5:\"icons\";a:0:{}s:20:\"dynamic_elements_ids\";a:0:{}s:6:\"status\";s:4:\"file\";i:0;s:0:\"\";}'),(7697,525,'_elementor_page_assets','a:0:{}'),(7702,1505,'_elementor_css','a:6:{s:4:\"time\";i:1627320225;s:5:\"fonts\";a:2:{i:0;s:6:\"Roboto\";i:1;s:11:\"Roboto Slab\";}s:5:\"icons\";a:0:{}s:20:\"dynamic_elements_ids\";a:0:{}s:6:\"status\";s:4:\"file\";i:0;s:0:\"\";}'); /*!40000 ALTER TABLE `wp_postmeta` ENABLE KEYS */; UNLOCK TABLES; /*!40101 SET @saved_cs_client = @@character_set_client */; /*!40101 SET character_set_client = utf8 */; CREATE TABLE `wp_posts` ( `ID` bigint(20) unsigned NOT NULL AUTO_INCREMENT, `post_author` bigint(20) unsigned NOT NULL DEFAULT '0', `post_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00', `post_date_gmt` datetime NOT NULL DEFAULT '0000-00-00 00:00:00', `post_content` longtext COLLATE utf8mb4_unicode_520_ci NOT NULL, `post_title` text COLLATE utf8mb4_unicode_520_ci NOT NULL, `post_excerpt` text COLLATE utf8mb4_unicode_520_ci NOT NULL, `post_status` varchar(20) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'publish', `comment_status` varchar(20) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'open', `ping_status` varchar(20) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'open', `post_password` varchar(255) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '', `post_name` varchar(200) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '', `to_ping` text COLLATE utf8mb4_unicode_520_ci NOT NULL, `pinged` text COLLATE utf8mb4_unicode_520_ci NOT NULL, `post_modified` datetime NOT NULL DEFAULT '0000-00-00 00:00:00', `post_modified_gmt` datetime NOT NULL DEFAULT '0000-00-00 00:00:00', `post_content_filtered` longtext COLLATE utf8mb4_unicode_520_ci NOT NULL, `post_parent` bigint(20) unsigned NOT NULL DEFAULT '0', `guid` varchar(255) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '', `menu_order` int(11) NOT NULL DEFAULT '0', `post_type` varchar(20) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'post', `post_mime_type` varchar(100) COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '', `comment_count` bigint(20) NOT NULL DEFAULT '0', PRIMARY KEY (`ID`), KEY `post_name` (`post_name`(191)), KEY `type_status_date` (`post_type`,`post_status`,`post_date`,`ID`), KEY `post_parent` (`post_parent`), KEY `post_author` (`post_author`) ) ENGINE=MyISAM AUTO_INCREMENT=2177 DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_520_ci; /*!40101 SET character_set_client = @saved_cs_client */; LOCK TABLES `wp_posts` WRITE; /*!40000 ALTER TABLE `wp_posts` DISABLE KEYS */; INSERT INTO `wp_posts` VALUES (3,2,'2020-08-15 18:55:36','2020-08-15 18:55:36','<h3 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">Term of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">PayN21. Brought to you by Sparxbank Limited</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">Last Updated: August 10, 2020</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"></p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (“Sparxbank Limited” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited’s web privacy policy for more information.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. 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10:38:36','',0,'https://themes.jibdara.com/tryo/wp-content/uploads/2020/07/experience-img1.png',0,'attachment','image/png',0),(37,2,'2019-10-28 06:01:22','2019-10-28 06:01:22','<img width=\"500\" height=\"378\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/tailor-made-software-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/tailor-made-software-1.png 500w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/tailor-made-software-300x227.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" /> \r\n <h3>Safe and Secure Details</h3> \r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.</p> \r\n <ul>\r\n <li >\r\n Multi-factor authentication measures.\r\n </li>\r\n <li >\r\n Biometric authentication.\r\n </li>\r\n <li >\r\n Limited liability.\r\n </li>\r\n <li >\r\n Anti-virus and anti-malware protection.\r\n </li>\r\n <li >\r\n Life time supports\r\n </li>\r\n <li >\r\n Automatic logout.\r\n </li>\r\n </ul>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat.</p> \r\n <ul>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Which material types can you work with?</a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Is Smart Lock required for instant apps? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Can I have multiple activities in a single feature? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n </ul>\r\n <img width=\"640\" height=\"464\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image4-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image4-1.png 640w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image4-300x218.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Safe and Secure','Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.','publish','closed','closed','','safe-and-secure','','','2020-08-16 10:38:36','2020-08-16 10:38:36','',0,'https://themes.jibdara.com/tryo/?post_type=feature&p=37',0,'feature','',0),(45,2,'2019-10-28 07:05:37','2019-10-28 07:05:37','<img width=\"500\" height=\"407\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/digital-marketing-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/digital-marketing-1.png 500w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/digital-marketing-300x244.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" /> \r\n <h3>Instant Cashout Details</h3> \r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.</p> \r\n <ul>\r\n <li >\r\n Make and share payments\r\n </li>\r\n <li >\r\n Connect with people\r\n </li>\r\n <li >\r\n Make purchases\r\n </li>\r\n <li >\r\n Transfer money to your bank\r\n </li>\r\n <li >\r\n Life time supports\r\n </li>\r\n <li >\r\n Your business deserves best Software\r\n </li>\r\n </ul>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat.</p> \r\n <ul>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Which material types can you work with?</a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Is Smart Lock required for instant apps? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Can I have multiple activities in a single feature? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n </ul>\r\n <img width=\"640\" height=\"464\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image4-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image4-1.png 640w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image4-300x218.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Instant Cashout','Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.','publish','closed','closed','','instant-cashout','','','2020-08-16 10:38:38','2020-08-16 10:38:38','',0,'https://themes.jibdara.com/tryo/?post_type=feature&p=45',0,'feature','',0),(47,2,'2019-10-28 07:08:10','2019-10-28 07:08:10','<img width=\"800\" height=\"600\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image3-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image3-1.png 800w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image3-300x225.png 300w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image3-768x576.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" /> \r\n <h3>Details about fully encrypted</h3> \r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. </p><p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo.</p> \r\n <ul>\r\n <li >\r\n Lorem Ipsum is simply dummy text of the printing\r\n </li>\r\n <li >\r\n It is a long established fact that a reader\r\n </li>\r\n <li >\r\n Lorem Ipsum is not simply random text\r\n </li>\r\n <li >\r\n We Provide Awesome Services\r\n </li>\r\n <li >\r\n Richard McClintock, a Latin professor.\r\n </li>\r\n </ul>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat.</p> \r\n <ul>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Which material types can you work with?</a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Is Smart Lock required for instant apps? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Can I have multiple activities in a single feature? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n </ul>\r\n <img width=\"640\" height=\"480\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image2-2-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image2-2-1.png 800w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image2-2-300x225.png 300w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image2-2-768x576.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Fully Encrypted','Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.','publish','closed','closed','','fully-encrypted','','','2020-08-16 10:38:38','2020-08-16 10:38:38','',0,'https://themes.jibdara.com/tryo/?post_type=feature&p=47',0,'feature','',0),(48,2,'2019-10-28 07:08:45','2019-10-28 07:08:45','<img width=\"640\" height=\"480\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image2-1-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image2-1-1.png 800w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image2-1-300x225.png 300w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image2-1-768x576.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \r\n <h3>Pricing Details</h3> \r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p><p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo.</p> \r\n <ul>\r\n <li >\r\n One-time setup fee\r\n </li>\r\n <li >\r\n Accept payments online via API\r\n </li>\r\n <li >\r\n Hosted payment form\r\n </li>\r\n <li >\r\n We Provide Awesome Services\r\n </li>\r\n <li >\r\n Cost per additional transaction\r\n </li>\r\n <li >\r\n Accertify Fraud Protection Essential\r\n </li>\r\n </ul>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat.</p> \r\n <ul>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Which material types can you work with?</a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Is Smart Lock required for instant apps? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n <li>\r\n <a href=\"javascript:void(0)\"> Can I have multiple activities in a single feature? </a>\r\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.</p>\r\n </li>\r\n </ul>\r\n <img width=\"640\" height=\"480\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image2-2-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/feature-image2-2-1.png 800w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image2-2-300x225.png 300w, https://themes.envytheme.com/tryo/wp-content/uploads/2019/10/feature-image2-2-768x576.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Transparent Pricing','Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.','publish','closed','closed','','transparent-pricing','','','2020-08-16 10:38:39','2020-08-16 10:38:39','',0,'https://themes.jibdara.com/tryo/?post_type=feature&p=48',0,'feature','',0),(1895,2,'2020-09-21 06:18:00','2020-09-21 06:18:00','','PAY21-CARD-SILVER-FRONT','','inherit','open','closed','','pay21-card-silver-front','','','2020-09-21 06:18:00','2020-09-21 06:18:00','',1796,'https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT.png',0,'attachment','image/png',0),(1896,2,'2020-09-21 06:20:17','2020-09-21 06:20:17','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Members Account come with PayN21 Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5> \n <img width=\"300\" height=\"201\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-300x201.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-300x201.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-1024x688.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-768x516.png 768w, https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-1536x1031.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-750x500.png 750w, https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT-530x356.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/PAY21-CARD-SILVER-FRONT.png 1988w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"193\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 300px) 100vw, 300px\" />','Open New Account','','inherit','closed','closed','','1796-revision-v1','','','2020-09-21 06:20:17','2020-09-21 06:20:17','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1923,2,'2020-09-22 20:12:17','2020-09-22 20:12:17','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 20:12:17','2020-09-22 20:12:17','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(372,2,'2019-11-02 09:26:51','2019-11-02 09:26:51','','Home','','publish','closed','closed','','home-2','','','2020-10-20 06:56:21','2020-10-20 06:56:21','',0,'https://themes.jibdara.com/tryo/?p=372',1,'nav_menu_item','',0),(373,2,'2019-11-02 09:26:51','2019-11-02 09:26:51',' ','','','publish','closed','closed','','373','','','2020-10-20 06:56:21','2020-10-20 06:56:21','',0,'https://themes.jibdara.com/tryo/?p=373',2,'nav_menu_item','',0),(1262,2,'2020-05-31 06:13:01','2020-05-31 06:13:01','','Default Kit','','publish','closed','closed','','default-kit','','','2020-05-31 06:13:01','2020-05-31 06:13:01','',0,'https://themes.jibdara.com/tryo/?elementor_library=default-kit',0,'elementor_library','',0),(1453,2,'2020-07-29 05:04:20','2020-07-29 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No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:31:36','2020-09-22 19:31:36','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1909,2,'2020-09-22 19:28:20','2020-09-22 19:28:20','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:28:20','2020-09-22 19:28:20','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(27,2,'2019-10-27 11:11:01','2019-10-27 11:11:01','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Sothebank introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Sothebank secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Sothebank allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Sothebank™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Sothebank™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','publish','closed','closed','','home-one','','','2021-07-25 01:09:06','2021-07-25 01:09:06','',0,'https://themes.jibdara.com/tryo/?page_id=27',0,'page','',0),(2005,2,'2020-10-21 14:08:25','2020-10-21 14:08:25','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://payn21.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://payn21.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://payn21.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 14:08:25','2020-10-21 14:08:25','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(1709,2,'2020-08-20 07:37:03','2020-08-20 07:37:03','<h1>Easy, fee-free banking for consumer and entrepreneurs</h1>\nWith our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.\n\n<a href=\"#\">\nGet Started </a>\n<a href=\"\">\nPlay Video </a>\n<h3>Generating more revenue</h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n\n<a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\"></a>\n<h3>Quick Pay & Recurring Payments Reminder</h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n\n<a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\"></a>\n<h3>Incredible infrastructure</h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n\n<a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\"></a>\n<h3>Email notifications</h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n\n<a href=\"https://sothebankuab.com/feature-post/email-notifications/\"></a>\n<h2>Sole traders, Freelancers and Service Providers</h2>\nWith over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Small- to medium-sized businesses</h2>\nThis day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.\n<ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment</li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n</ul>\n<h2>Large or enterprise level businesses</h2>\nWith more consumers choosing to browse and select services while on their mobile devices, it\'s important that you\'re able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.\n<ul>\n <li> Cashback Corporate Cards</li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base</li>\n <li> Direct debit guaranteed</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Digital collections and reconciliation to increase cash flow</h2>\nOur unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.\n\nMake the most of every customer on-boarding opportunity while enjoying international business payment expansion\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>Make it easier for customers to pay</h2>\nCreate a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.\n<h3>00K</h3>\nDownloaded\n<h3>00K</h3>\nFeedback\n<h3>00K</h3>\nWorkers\n<h3>00K</h3>\nContributors\n<h3>Have any question about us?</h3>\nDo not hesitate to contact us\n\n<a href=\"#\">Contact Us</a>\n<img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>Our payments services enable you find all you need to make and receive payment</h2>\nPayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.\n\nPayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.\n\nYou will also have a unique chip and pin reloadable card that pairs with your mobile phone. \n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Pay21 account today!\n\n<a href=\"#\">Get Your Pay21 Account</a>\n<h2>According ITU News Africa need to think big, think fresh</h2>\n“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-20 07:37:03','2020-08-20 07:37:03','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1658,3,'2020-08-18 18:50:19','2020-08-18 18:50:19','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Read More</a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Read More</a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-18 18:50:19','2020-08-18 18:50:19','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1947,2,'2020-09-23 09:47:17','2020-09-23 09:47:17','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\">\n\nISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.\n<h2>International Students Financial Cooperative Services (ISFCS)</h2>\nPayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:\n<ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account</li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n\nISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.\n\nAs members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.\n\nMost of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.\n\n<img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n\nThe COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development\n<h2>Our Objectives</h2>\nOur main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:\n<ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n\nWe are IS FCS program member and we are Students, as a result we have access to the following benefits:\n<ol>\n <li>Zero fees for Peer-to-Peer transfers</li>\n <li>ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members</li>\n <li>ISFCS Advisors shall negotiate the best fees or no fees with PayN21 Cooperative Members</li>\n</ol>\n<img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>\n<h2>Apply for PayN21 Account in Minutes</h2>\n<a href=\"#\">Get your PayN21 account</a>\n\nGet your PayN21 International Students Cooperative Digital Banking Account today!','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 09:47:17','2020-09-23 09:47:17','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1946,2,'2020-09-23 09:43:15','2020-09-23 09:43:15','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objectives</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students, as a result we have access to the following benefits:</p><ol><li>Zero fees for Peer-to-Peer transfers</li><li>ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members</li><li>ISFCS Advisors shall negotiate the best fees or no fees with PayN21 Cooperative Members</li></ol> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 09:43:15','2020-09-23 09:43:15','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(2018,2,'2021-07-24 22:33:13','0000-00-00 00:00:00','','Auto Draft','','auto-draft','open','open','','','','','2021-07-24 22:33:13','0000-00-00 00:00:00','',0,'https://paywit.com/?p=2018',0,'post','',0),(2019,2,'2021-07-24 22:47:15','2021-07-24 22:47:15','','Male hand holding smartphone. Businessman using laptop computer and digital tablet while working in the cafe. Mobile app or internet of things concepts. Modern lifestyle in digital age.','Male hand holding smartphone. Businessman using laptop computer and digital tablet while working in the cafe. Mobile app or internet of things concepts. Modern lifestyle in digital age.','inherit','open','closed','','male-hand-holding-smartphone-businessman-using-laptop-computer-and-digital-tablet-while-working-in-the-cafe-mobile-app-or-internet-of-things-concepts-modern-lifestyle-in-digital-age','','','2021-07-24 22:47:15','2021-07-24 22:47:15','',0,'https://sothebankuab.com/wp-content/uploads/2021/07/Careers-main-image-1-1024x448-1.jpeg',0,'attachment','image/jpeg',0),(1951,2,'2020-10-20 06:20:37','2020-10-20 06:20:37','','Default Kit','','inherit','closed','closed','','1505-revision-v1','','','2020-10-20 06:20:37','2020-10-20 06:20:37','',1505,'https://payn21.com/1505-revision-v1/',0,'revision','',0),(1952,2,'2020-10-20 06:23:22','2020-10-20 06:23:22','','paywit-logo','','inherit','open','closed','','paywit-logo','','','2020-10-20 06:23:22','2020-10-20 06:23:22','',0,'https://sothebankuab.com/wp-content/uploads/2020/10/paywit-logo.png',0,'attachment','image/png',0),(1953,2,'2020-10-20 06:28:09','2020-10-20 06:28:09','','paywit-logo_RTNA','','inherit','open','closed','','paywit-logo_rtna','','','2020-10-20 06:28:09','2020-10-20 06:28:09','',0,'https://sothebankuab.com/wp-content/uploads/2020/10/paywit-logo_RTNA.png',0,'attachment','image/png',0),(1954,2,'2020-10-20 06:40:35','2020-10-20 06:40:35','','paywit-site-logo','','inherit','open','closed','','paywit-site-logo','','','2020-10-20 06:40:35','2020-10-20 06:40:35','',0,'https://sothebankuab.com/wp-content/uploads/2020/10/paywit-site-logo.png',0,'attachment','image/png',0),(1955,2,'2020-10-20 06:45:21','2020-10-20 06:45:21','','paywit-Nav_logo','','inherit','open','closed','','paywit-nav_logo','','','2020-10-20 06:45:21','2020-10-20 06:45:21','',0,'https://sothebankuab.com/wp-content/uploads/2020/10/paywit-Nav_logo.png',0,'attachment','image/png',0),(1956,2,'2020-10-20 06:51:14','2020-10-20 06:51:14','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-20 06:51:14','2020-10-20 06:51:14','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1917,2,'2020-09-22 19:52:17','2020-09-22 19:52:17','<h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:52:17','2020-09-22 19:52:17','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1918,2,'2020-09-22 19:57:14','2020-09-22 19:57:14','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:57:14','2020-09-22 19:57:14','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1919,2,'2020-09-22 19:57:36','2020-09-22 19:57:36','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:57:36','2020-09-22 19:57:36','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1920,2,'2020-09-22 20:03:12','2020-09-22 20:03:12','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 20:03:12','2020-09-22 20:03:12','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(241,2,'2019-10-31 05:56:55','2019-10-31 05:56:55','WHO WE ARE\n<h2>Easy, fast and secure digital banking for everyone</h2>\nSothebank is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.\n\n<img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_multicultral_customers-scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n<h2></h2>\nThe solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Sothebank account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Sothebank balance for use at a later time or cashed out immediately through your debit MasterCard.\n<h2>We Go Beyond Age</h2>\nOur platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Sothebank Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes\n\n<img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>With Sothebank, users can do the following:</h2>\nLink a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Sothebank account is secured with high-encryption method and biometric fingerprint debit MasterCard in association with users’ account, allowing customers to pay safely and securely.\n\n<strong>Paywit offers the following features:</strong>\n<ul>\n <li>Make payments</li>\n <li>Request payment or money</li>\n <li>Make purchases</li>\n <li>Transfer money</li>\n <li>Share ownership in Sothebank cooperative digital banking benefits</li>\n <li>Sync with phone contacts</li>\n <li>High payment data encryption</li>\n <li>Real-time payments tracker</li>\n</ul>\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Sothebank account today!\n\n<a href=\"#\">Get Your Sothebank Account</a>','About Us','','publish','closed','closed','','about-us','','','2021-07-25 01:39:38','2021-07-25 01:39:38','',0,'https://themes.jibdara.com/tryo/?page_id=241',0,'page','',0),(281,2,'2019-10-31 08:17:06','2019-10-31 08:17:06','<h3 >Cooperative Member </h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"https://payn21.com/open-an-account/\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"https://payn21.com/open-an-account/\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 83.25 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"https://payn21.com/open-an-account/\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Sothebank Account today!</p>\n <a href=\"https://payn21.com/open-an-account/\">Get Your Sothebank Account</a>','Transparent Pricing','','publish','closed','closed','','transparent-pricing','','','2021-07-25 01:20:25','2021-07-25 01:20:25','',0,'https://themes.jibdara.com/tryo/?page_id=281',0,'page','',0),(294,2,'2019-10-31 10:40:05','2019-10-31 10:40:05','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since Sothebank is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do Sothebank payments go through immediately?</a>\n <p>We at Sothebank promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for Sothebank?</a>\n <p>Sothebank charges a three percent fee to send money from your credit card, though if you only use your Sothebank balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my Sothebank payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your Sothebank profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">What happens if you Sothebank someone without an account?</a>\n <p>Your payment went to an unverified phone number that isn’t associated with an active Sothebank account. This means that you’ll need to have your friend or family add that information to their account or take back the funds under “Incomplete” in the Sothebank mobile wallet. This does not happen to full cooperate digital banking “deposit account” as this operate as a full digital banking account.</p>\n <a href=\"\">How long does it take for a Sothebank payment to arrive? </a>\n <p>If you are an existing Sothebank account, the money could arrive in a Sothebank account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the Sothebank.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows Sothebank users to transfer the money in their Sothebank mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <a href=\"\">Do you need a bank account for PayN21?</a>\n <p>Transferring money is free as long as you’re using your Sothebank balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through Sothebank. For instance, that person can order a Sothebank card that functions much like a prepaid debit card to load up Sothebank funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.</p>\n <a href=\"\">When someone pays you on PayN21 where does it go?</a>\n <p>After you add a bank or card, you will receive money when someone sends a payment to your Sothebank verifiable number on contact list. You do not have to formally accept the payment to receive money on Sothebank.</p>\n <a href=\"\">Do you have to pay taxes on Sothebank?</a>\n <p>Payments made through Sothebank to vendors also are still subject to your country of origin tax reporting rules. Payments received through Sothebank must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through Sothebank. Consult your tax accounting if you are small business owners.</p>\n <h2 >Do you have any further questions</h2>\n <p ></p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Sothebank account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Sothebank Account</a>','FAQ','','publish','closed','closed','','faq','','','2021-07-25 14:18:23','2021-07-25 14:18:23','',0,'https://themes.jibdara.com/tryo/?page_id=294',0,'page','',0),(354,2,'2019-11-02 08:20:09','2019-11-02 08:20:09','<h2>Drop us message for any query</h2>\nWe at Sothebank strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.\n<ul>\n <li>\n Email\n\n<a href=\"mailto:info@sothebank.com\">info@sothebank.com</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your Sothebank account today!\n\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Your Sothebank Account</a>','Contact','','publish','closed','closed','','contact','','','2021-07-25 14:11:24','2021-07-25 14:11:24','',0,'https://themes.jibdara.com/tryo/?page_id=354',0,'page','',0),(1933,2,'2020-09-23 05:28:54','2020-09-23 05:28:54','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >ISFCS Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 05:28:54','2020-09-23 05:28:54','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1934,2,'2020-09-23 05:29:19','2020-09-23 05:29:19','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 05:29:19','2020-09-23 05:29:19','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(403,2,'2020-08-15 10:00:23','2020-08-15 10:00:23','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >Sothebank offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2021/07/SB-Connecting-to-your-banking-needs-1024x961-1.png\" alt=\"Over View\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly.</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >Sothebank offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','publish','closed','closed','','features-two','','','2021-07-25 01:18:29','2021-07-25 01:18:29','',0,'https://themes.jibdara.com/tryo/?page_id=403',0,'page','',0),(1974,2,'2020-10-20 07:40:50','2020-10-20 07:40:50','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:40:50','2020-10-20 07:40:50','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1637,2,'2020-08-18 09:56:47','2020-08-18 09:56:47','','PayN21_BigBizTeam','','inherit','open','closed','','payn21_bigbizteam','','','2020-08-18 09:56:47','2020-08-18 09:56:47','',403,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg',0,'attachment','image/jpeg',0),(1630,2,'2020-08-18 09:39:17','2020-08-18 09:39:17','','Candid shot of African American female boss meeting with multi-ethnic team of professional colleague businesspeople','Unposed shot of black professional female talking with team of diverse mixed race businesspeople in large modern office working on collaboration and teamwork strategies','inherit','open','closed','','candid-shot-of-african-american-female-boss-meeting-with-multi-ethnic-team-of-professional-colleague-businesspeople','','','2020-08-18 09:39:17','2020-08-18 09:39:17','',403,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBusiness.jpg',0,'attachment','image/jpeg',0),(1891,2,'2020-09-17 09:36:51','2020-09-17 09:36:51','<h2>COMING SOON!</h2>','Paywit™ Digital Payroll Services','','publish','closed','closed','','digital-payroll-services','','','2020-10-20 09:46:31','2020-10-20 09:46:31','',0,'https://payn21.com/?page_id=1891',0,'page','',0),(1892,2,'2020-09-17 09:36:51','2020-09-17 09:36:51','','Digital Payroll Services','','inherit','closed','closed','','1891-revision-v1','','','2020-09-17 09:36:51','2020-09-17 09:36:51','',1891,'https://payn21.com/1891-revision-v1/',0,'revision','',0),(1893,2,'2020-09-17 09:38:59','2020-09-17 09:38:59',' ','','','publish','closed','closed','','1893','','','2020-09-23 05:50:12','2020-09-23 05:50:12','',0,'https://payn21.com/?p=1893',3,'nav_menu_item','',0),(1911,2,'2020-09-22 19:32:33','2020-09-22 19:32:33','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p><p>.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:32:33','2020-09-22 19:32:33','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(525,2,'2019-11-04 05:37:54','2019-11-04 05:37:54','<p><!-- wp:heading {\"level\":3} --></p>\n<h3>Terms of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"> </p>\n<p>Digital Banking. Brought to you by Sothebank.<br />Last Updated: August 10, 2020</p>\n<ol>\n<li>Personal Information. The Digital Banking website is brought to you by Sothebank UAB. (“Sothebank” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br />2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br />3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br />4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.<br />5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.<br />6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br />7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br />8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br />9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br />12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br />13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br />14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br />15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank.’s web privacy policy for more information.<br />16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br />17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br />18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br />19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br />20. EU Safe Harbor & Dispute Resolution. Sothebank. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbour you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br />21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br />22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.<br />23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br />24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.</li>\n</ol>\n<p>For more information, contact us at info@sothebank.com</p>\n<p> </p>\n<p><!-- /wp:paragraph --></p>','Terms & Conditions','','publish','closed','closed','','terms-conditions','','','2021-07-25 14:24:57','2021-07-25 14:24:57','',0,'https://themes.jibdara.com/tryo/?page_id=525',0,'page','',0),(1852,2,'2020-08-22 16:22:25','2020-08-22 16:22:25','<h2>Welcome back</h2>','Member Login','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 16:22:25','2020-08-22 16:22:25','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1851,2,'2020-08-22 16:20:27','2020-08-22 16:20:27','<h2>Welcome back</h2>','Member Login','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 16:20:27','2020-08-22 16:20:27','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1850,2,'2020-08-22 15:58:05','2020-08-22 15:58:05','','Login','','publish','closed','closed','','member-login','','','2020-10-20 06:57:15','2020-10-20 06:57:15','',0,'https://payn21.com/?p=1850',5,'nav_menu_item','',0),(213,2,'2019-10-30 07:08:46','2019-10-30 07:08:46','<!-- wp:paragraph -->\n<p>When she needed to transfer money to a friend in a faraway village last March, Mouna Ahmed, a gender equality activist in Liberia, did not have to worry about long bank queues and complex paperwork. Instead she took her phone, tapped on the mobile money app, punched in an amount and pressed the send button. Minutes later, her friend acknowledged the kind gesture.</p>\n<p>“Transferring the money took less than a minute,” Ms. Ahmed told <em>Africa Renewal</em>.</p>\n<p>A leading Liberian telecom company, Lonestar Cell MTN, launched mobile money in the country in 2013. Since then, Ms. Ahmed says, “I pay my electricity, water and cable television bills through my cell phone.” Last year, the company announced it will offer transfers in both US and Liberian dollars—a relief for customers who must currently use the US dollar for<br />payments.</p>\n<p>Liberians haven’t had much experience with cashless payment methods, particularly mobile money (popularly known as “mobile wallet”); even credit and debit cards are little used. Although businesses and individuals still issue age-old cheques, mobile wallet use is steadily increasing.</p>\n<p>Unlike in Liberia, where mobile money is the primary means of making cashless payments, Rwanda is using several different methods. The country’s ambitious Smart Rwanda Master Plan (SRMP) seeks to digitize all government financial transactions by 2018, which will allow citizens to make online payments as well as use debit and credit cards for services in health care, finance and education, among other areas.</p>\n<p>This strategy is an offshoot of Rwanda’s Vision 2020, a government blueprint designed in 2000 for achieving a knowledge-based economy (in which growth depends more on information than on production) and leading the country to the middle-income bracket by 2020.</p>\n<p>Already most bus operators in Kigali, Rwanda’s capital city, accept prepaid cards. Thousands of commuters riding swanky city buses need only swipe a debit card on a card reader fitted on a bus dashboard before taking their seats. Gone are the days when conductors collected cash payments. </p>\n<p><strong>M-Pesa sets the pace</strong></p>\n<p>Philip Ngarambe, the chief operations officer of AC Group, a digital payment systems company in Rwanda, explains that previously, “by the time [cash] gets to the company there are so many hands it has gone through—from the conductor to the bus driver to the person collecting it, to taking it to finance and the bank account,” that businesses lost between 40% and 60% of revenues through cash pilfering.</p>\n<p>Rwanda may be ahead of the curve in cashless commuting, but Kenya’s M-Pesa, a mobile payment service launched in 2007, is acclaimed for the revolutionary impact it has had on society. M-Pesa (a Swahili word for “mobile money”) allows people, even in rural areas, to transfer money to one another, make day-to-day purchases and pay for services such as electricity and water.</p>\n<p>The Global System for Mobile Communications Association (GSMA), the London-based industry group that represents mobile operators worldwide, has lauded M-Pesa’s pioneering effort for demonstrating “the potential of mobile technology to transform access to financial services in emerging markets.”</p>\n<p>Kenya, Tanzania, Uganda, Côte d’Ivoire, Egypt, Nigeria and South Africa are also bellwethers of cashless payment use in Africa, according to GSMA.</p>\n<p>The Egyptian government, in collaboration with MasterCard and the Egyptian Banks Company (EBC), is working on a similar project that will allow 50 million citizens to use a single mobile payments gateway. The gateway will link citizens’ national IDs to a digital system, which means all those in the financial mainstream—suppliers, distributions, customers, government and so on—can transact with one another.</p>\n<p>Similarly, the Nigerian government and MasterCard are planning a national ID programme with biometric functionality that citizens can use to pay for goods and services and to receive salaries. That project, targeting 100 million citizens, will be the largest of its kind on the continent.</p>\n<p><strong>Tantalizing investment opportunity</strong></p>\n<p>A pan-African bank, Ecobank, and MasterCard have set their sights on 100 million customers in 33 African countries (including Nigeria, Kenya, Uganda, Tanzania and Rwanda) with a service dubbed Masterpass Quick Response (QR). Masterpass QR is a digital system that enables customers to make online and in-store payments. In-store customers can make payments by scanning a QR bar code downloaded on a mobile device.</p>\n<p>Paradoxically, Africa’s lack of financial inclusion—the slow adoption of tools of global commerce, such as banking and financial literacy—has proved attractive to investors. About 90% of retail transactions in sub-Saharan Africa are cash based, while just 34% of adults have traditional bank accounts, according to the World Bank—suggesting tantalizing potential for investors.</p>\n<p>More than 500 million Africans currently use mobile phones; according to GSMA’s 2016 annual report, that number will rise to 725 million by 2020, while 84 million have active mobile money accounts. That report also notes the use of mobile money in 31 African countries.</p>\n<p>Mobile money transactions in sub-Saharan Africa could exceed $1.3 billion by 2019, according to data by the consulting firm Frost & Sullivan. Experts forecast that the increasing number of mobile subscribers will inevitably lead to an increase in the mobile money market.</p>\n<p>Also on investors’ radar is the $62 billion per year—and growing—of international remittances to Africa, which a company like WorldRemit, an international money transfer enterprise founded by Somaliland’s Ismail Ahmed, has successfully targeted. Unlike the big global money transfer companies such as Western Union that mostly require receivers to pick up cash from banks, WorldRemit enables African immigrants in Europe and North America to use their debit or credit cards to send money directly to recipients’ bank accounts or mobile wallets in Africa.</p>\n<p>“I send money to my folks in Ghana every month. I use WorldRemit,” says Naa Atswei Kodia, a Ghanaian living in the United States.</p>\n<p>For individuals, digital payments save time; for businesses, they send monies seamlessly into accounts; and even government transparency and accountability credentials are enhanced with digital payments. “The use of smart cards…also protects the environment, as there are no longer paper tickets littering [Kigali],” adds Mr. Ngarambe.</p>\n<p>In Rwanda, electronic payments have reduced the birth registration time from six hours to 40 minutes, reports GSMA. In Tanzania, paying a vehicle license fee now takes an hour, instead of a whole day, as was the case previously.</p>\n<p>Less cash leads to less crime, researchers say. A study by William Jack and Tavneet Suri titled, <em>Mobile Money: the Economics of M-PESA</em>, published by the National Bureau of Economic Research, a US-based nonprofit research organization, found that a few months after M-Pesa debuted, consumers cited personal safety and security as reasons for using the service.</p>\n<p><strong>Benefits</strong></p>\n<p>Jude Onwuegbuzie, a Nigerian businessman and legal practitioner, told <em>Africa Renewal,</em> “These days, people traveling between cities don’t carry cash, so highway robberies are no longer lucrative in Nigeria.”</p>\n<p>The United States Agency for International Development (USAID), the foreign aid arm of the US government, touts success in partnering with the Liberian government to implement the Mobile Solutions Technical Assistance and Research (mSTAR) project, which enables teachers in Nimba County in northern Liberia to receive monthly salaries paid in the capital, Monrovia, through their phones.</p>\n<p>“The mobile money payment eliminated time away from their classrooms and reduced costs to receive their salaries by 84%,” USAID states on its website.</p>\n<p>Mobile money moves the poor from the informal to the formal financial sector. With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the Organisation for Economic Co-operation and Development (OECD). “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the World Bank.</p>\n<p><strong>Digital payments and SDGs</strong></p>\n<p>GSMA considers mobile payments relevant to 11 Sustainable Development Goals (SDGs), including SDG 1, because it helps to eliminate extreme poverty; SDG 5, because financial services empower women economically; and SDG 9, because digital payments and access to credit services lead to new industries.</p>\n<p>But regulatory bottlenecks often slow progress in the cashless payment industry. A lack of interoperability among mobile transactions in some countries, meaning individuals cannot transact across carriers, is a problem, says Daniel Monehin, MasterCard’s division president for sub-Saharan Africa. In Liberia, for instance, Ms. Ahmed says that she cannot send money to people on another mobile phone network.</p>\n<p>GSMA advises countries to allow banks and nonbank actors into the financial sector and advises providers to focus on “operational efficiency.”</p>\n<p>Nigeria penalizes certain amounts of cash withdrawals, which encourages people to make cashless transactions. That policy will help modernize Nigeria’s payment system, says GSMA.</p>\n<p>Still, Neal Estey, a former director of the Boston University’s Center for Finance, Law and Policy, is circumspect about digital payments. Mobile money “should not be sold as a miracle cure for financial inclusion,” he argues, because people in developing countries who use mobile money instead of opening bank accounts cannot build a financial record, have no credit ratings and do not enjoy the benefits of banking.</p>\n<p>But banks hungry for good returns are feeling the winds of change, which is why many are already partnering with credit card and mobile payment companies.</p>\n<p>“The future of mobile banking will sooner or later belong to the banks,” says Sunil Sachdev, CEO and chief business development officer of Meed, a US-based mobile financial services company. </p>\n<!-- /wp:paragraph --><!-- wp:gallery {\"ids\":[854,857,861]} -->\n<figure></figure>\n<!-- /wp:paragraph -->','Africa’s quest for a cashless economy gains momentum','Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccording to Kingsley Ighobor from Africa Renewal','publish','closed','closed','','paypal-here-card-reader-review-2019','','','2020-08-17 21:47:51','2020-08-17 21:47:51','',0,'https://themes.jibdara.com/tryo/?p=213',0,'post','',0),(438,2,'2020-08-15 10:32:05','2020-08-15 10:32:05','<!-- wp:paragraph -->\n<p><p>Bright-eyed 15-year-old Khayrath Mohamed Kombo is heading off to camp in another city for the first time. But far from arriving to a sea of tents, sleeping bags and wilderness, this camp has a decidedly more high-tech environment.</p>\n<p>“When I heard about this I was excited because my dream is to learn more things and expand my knowledge,” says Khayrath, who is the only girl in her computer science club at school, back in Dar-es-Salaam, Tanzania.</p>\n<p>She was among more than 80 girls from 34 African countries who attended the first Coding Camp in Addis Ababa, Ethiopia for 10 days in August 2018. The camp served to launch the African Girls Can CODE Initiative, a joint programme of the African Union Commission (AUC), UN Women Ethiopia and the International Telecommunication Union (ITU).</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[858,854,855]} -->\n<figure>\n<ul>\n<li>\n<figure><img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_img_2857_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_img_2791_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /><br /><br /></figure>\n</li>\n</ul>\n</figure>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p><p>The four-year programme is designed to equip young girls with digital literacy, coding and personal development skills. They will be trained as programmers, creators and designers, placing them on-track to take up education and careers in ICT and coding.</p>\n<p>“Girls face discrimination in the sector, because computer science has always been seen as a course for boys, not girls,” says 15-year-old camp participant Eno Ekanem, from Abuja, Nigeria, adding that what they hear often is: “Shouldn’t you learn to be a housewife or do girly stuff?”</p>\n<p>.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote>\n<p>“Most of the time, young girls in ICT get married and their potential is swept under the carpet because they now have different responsibilities.”</p>\n</blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p><p>During the camp, girls were divided into smaller groups tasked with developing a computer programme—and coding it. While Chibanda and Kombo’s group developed an animated video on gender equality, Eno Ekanem’s group worked on building a drone controlled by SMS messaging that will be able to dispense medicine in rural areas, which lack access to medicine.</p>\n<p>“We were six in my group, from Namibia, Rwanda, Swaziland, Senegal and Nigeria,” explains Ekanem. “It was cool to work in a group like this. You learn about coding, but also other aspects of how we share ideas and develop them. You also learn about the different countries and cultures.”</p>\n<p>The African Girls Can CODE initiative uses a “spark interest” approach to attract young girls towards coding at early stages, when they are contemplating about future careers. Upon completing the programme, participants have the knowledge, skills and competencies to forge careers in ICT. It also equips each girl with enterprise know-how, to ensure their financial security.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>“Technology in its various forms, including ICTs, continues to redefine and revolutionize the way we all live and work,” said Letty Chiwara, UN Women representative in Ethiopia, the AU and the United Nations Economic Commission for Africa. “Harnessing this technology to advance gender equality and women’s empowerment is not only vital for women and girls, but critical throughout the 2030 Agenda for Sustainable Development. If we do not have enough women in the so-called fourth industrial revolution, we will not get the variety of the solutions that are needed by women and girls. By teaching coding and other digital skills to young women, we can reduce youth unemployment and also achieve gender equality, women\'s empowerment and accelerate the achievement of the Sustainable Development Goals.”</p>\n<p>The African Girls Can Code Initiative will run from 2018-2022 and is expected to reach more than 2,000 girls through 18 Coding Camps (2 international, 12 regional and 4 in Ethiopia).</p>\n<p>In its first year of implementation, the programme has received generous financial support from the Government of Denmark.</p>\n<p>.</p></p>\n<!-- /wp:paragraph -->','Meet the African girls who are coding to make a difference','Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in August 2018. Photo: UN Women/Faith Bwibo','publish','closed','closed','','protect-your-workplace-from-cyber-attacks','','','2020-08-17 21:03:03','2020-08-17 21:03:03','',0,'https://themes.jibdara.com/tryo/?p=438',0,'post','',0),(1930,2,'2020-09-23 05:23:57','2020-09-23 05:23:57','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 05:23:57','2020-09-23 05:23:57','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(449,2,'2020-08-16 10:33:25','2020-08-16 10:33:25','<!-- wp:paragraph -->\n<p><p>In 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. Since then, while other developing markets such as the APAC and LATAM regions have dominated headlines, the African continent’s success in digital payments has not been appreciated to a similar extent. There is more to digital payments in Africa than M-Pesa, and this piece will still only capture a snapshot of African success. </p>\n<p><b>Beyond M-Pesa and beyond maturity</b></p>\n<p>According to Nana Araba Abban, head, group consumer banking at Ecobank Group, transaction flows sent by banks have grown by an average of 10% year-on-year during this 10-year period. Alongside this, mobile money payments have exploded, with the monthly value of transactions increasing 25 times over between 2010 and 2018.</p>\n<p>The African digital payments evolution has also led to “banks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,” Abban says and adds that with “light KYC accounts operated on mobile devices, instant mobile payments including the use of QR technology,” banks are partnering with telcos to facilitate mobile money transactions.</p>\n<p>Ecobank, for example, has introduced services like Rapidtransfer for instant cross-border payments across their network of 33 countries in Africa. For ecommerce businesses, cross-border payments are an integral part of day to day operations and allow business owners to transfer funds across different territories in the most secure and efficient way possible, making real-time international payments a reality.</p>\n<p>While SWIFT gpi, Visa Direct and Mastercard Send are providing fast and secure global payments, banks are also establishing agent networks to expand financial inclusion, serving customers in neighbourhoods in which they work and live. Ecobank currently has 44,000 agents in a network launched less than three years ago, for example.</p>\n<p>Furthermore, in conversation with Dare Okoudjou, founder and CEO of MFS Africa, he says that “M-Pesa was a long time ago and if we were to take a global view, there are around 290 M-Pesa-like schemes around the world. Almost 80 of those services have more than one million active daily users. But Africa remains the epicentre of that market.\"</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote>\n<p>“banks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,”</p>\n</blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p><p><b>Cross-border challenges</b></p>\n<p>According to Brookings, intra-African trade is at 17% compared to 59% in Asia and 69% in Europe. The implementation of the Africa Continental Free Trade Agreement (AfCFTA) is expected to boost intra-Africa trade by up to 52%, by eliminating import duties and reducing other barriers to trade.</p>\n<p>Araba says that while there is maturity in the logistics sector, the costs of import duties and freighting charges for instance, “might be prohibitive for small businesses seeking to leverage ecommerce platforms. Thankfully, cross-border payments are less challenging.”</p>\n<p>She explains that there are regional initiatives being implemented to facilitate cross-border trade between countries. For example, the Common Market for Eastern and Southern Africa (COMESA) is implementing regulations which assist small-scale traders in crossing borders with simplified clearance procedures for low-value transactions they typically conduct.</p>\n<p>“With support from the World Bank, the governments of the Democratic Republic of Congo, Rwanda, and Uganda, in cooperation with COMESA, are increasing the capacity for commerce and reducing the costs faced by traders, especially small-scale and women traders, at key borders in the Great Lakes region.”</p>\n<p>However, with global trade still predominantly conducted in USD, the apparent lack of USD liquidity in some Sub-Saharan African countries can present problems for cross-border trade. Furthermore, as Steven Marshall, chief commercial officer from Crown Agents Bank relays, “with delays to initiatives like the African Continental Free Trade Agreement, ecommerce offers SMEs a vital chance to reach over borders and expand from local enterprises.</p>\n<p>“It’s certainly unfortunate that the wider AfCFTA programme has been postponed as it has the potential to boost Africa’s trading position in the global market, but certainly understandable in the current climate.”</p>\n<p>Olivier Lens, head of Sub-Saharan Africa at SWIFT, adds that taking South Africa as an example and considering the success of the Southern African Development Community real-time gross settlement system (SADC RTGS), it is clear that the financial systems in this region are well developed, especially as the adoption of ISO 20022 is also being considered for various projects.</p>\n<p>“In the cross-border payments space, several of the region’s largest banks are live on SWIFT gpi and many are in the process of adopting it. In 2019, more than 50% of SWIFT gpi payments globally were credited to end beneficiaries within 30 minutes, bringing more speed, transparency and end-to-end tracking to market players worldwide,” Lens explores.</p>\n<p>SWIFT gpi will increase competition in the cross-border payments space, delivering faster, more transparent and traceable payments and supporting the expansion of intra-African trade and international trade.</p>\n<p>With strong and secure financial market infrastructures (FMIs) such as the SADC RTGS and others such as the East African Regional Payment System (EAPS) and the regional RTGS system launched by the Economic and Monetary Community of Central Africa (CEMAC) emerging, it is evident that harmonisation is important.</p>\n<p>“Pan-regional payment systems operating within harmonised legal and regulatory frameworks of regional economic areas will make intra-regional payments easier, faster and cheaper. This will help to increase cross-border trade within regional communities,” Lens adds.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p><b>Central bank intervention</b></p>\n<p>Central banks and banking regulators are playing an active and supportive role in the growth of payment services in Africa. An example that Abban references is the Banque Centrale des États de l\'Afrique de l\'Ouest (BCEAO) based in Francophone West Africa, that has approved KYC friendly basic accounts with the intention of expanding financial inclusion and in turn, digital payments.</p>\n<p>The Central Bank of Nigeria has also pushed a cashless agenda by reducing card fees, limiting ATM withdrawals and levying large cash deposits. <strong>The number of electronic payment transactions in Nigeria grew from 66 million in 2008 to over two billion in 2018. It is a fact that digital payments market has matured faster in Africa than it has in Europe: the number of electronic payments in France has grown in the past decade, but from 33 million in 2009 to 61.5 million in 2018, according to Statista.</strong></p>\n<p>Ethiopia is another market with bank-led mobile money and a single national carrier serving the population’s mobile telecommunication needs. Araba explains that the National Bank of Ethiopia has, in a new directive, said it will allow new entrants to offer mobile money services and that it will be selling a 40% stake in the state-owned monopoly Ethio Telecom. She adds that the central bank “is granting two licenses for firms to compete with the incumbent. The companies that are successful will likely seek to cash in on the untapped potential for mobile money in the market.”</p>\n<p>While M-Pesa’s success has demonstrated the potential for payments in this region, the maturation of the fintech industry in this region has also attracted the attention of investors, as Marshall points out that startups operating on the continent received a total of $1.3 billion in funding in the last year and giants like Interswitch have emerged.</p>\n<p>“Africa has also celebrated its first home-grown unicorn Interswitch, after payments giant Visa acquired a 20% minority equity stake in the firm. There’s been so much innovation in the last decade, but there’s still a lot of people and communities to reach,” Marshall says.</p>\n<p>The GSMA states that Sub-Saharan Africa is mobile payments\' biggest market, accounting for a staggering 45.6% of all activity globally in 2018. Marshall believes that “digital payments are reaching new heights and, in a reaction to this, traditional banks in the region are increasingly working to digitalise their services and welcome more pay-out methods.”</p>\n<p>As has been seen in Kenya, traditional lenders in Africa are innovating, embracing new technologies, streamlining their operations and collaborating with fintech firms - building on their strengths of having a large established customer base and rich customer data; risk management capabilities; balance sheet strength; industry knowledge and trust, as Lens explains.</p>\n<p><b>Diverse customer distribution = enhanced financial inclusion</b></p>\n<p>As host to almost half of all mobile money registered accounts globally, it calls into question whether Sub-Saharan Africa will remain the epicentre of mobile money. Customer distribution across the region has become more diverse and mobile money agents have played a key role in driving customer adoption and enhancing financial inclusion across Africa.</p>\n<p>According to an IMF Financial Access Survey, there are 60 agent outlets per 1,000 km² vs. two ATMs and one bank branch in the same area in Sub-Saharan Africa. Abban believes: “The proximity of service is critical to the adoption of digital financial services as most people cannot afford to travel long distances to transact.”</p>\n<p>With over 1.4 million active mobile money agents in Sub-Saharan Africa, some of which also serve as banking agents, and 90% of transactions still being conducted in cash, it is without a doubt that mobile money agents have played a critical part in strengthening the banking industry, helping extend reach through popular services such as bank to wallet transfers and overcoming logistical issues to do with proximity to bank branches and ATMs.</p>\n<p>Okoudjou follows this up and states that “mobile money agents are the unsung heroes of the digital payments evolution in Africa. Mobile money is not about the mobile, it’s about the agents. In time, you will see agents becoming more sophisticated and they will be allowed to distribute or facilitate different types of services like insurance or investment.”</p>\n<p>While making a payment is now cheaper, faster and safer than ever before, the next step according to Marshall is to stop customers from “cashing out” after they have received a mobile remittance. Referencing Center for Financial Inclusion data that registered accounts increased by 11.9% in 2019 and transaction value was up 27.5%, Lens notes that “mobile money has grown at pace in countries where regulation has evolved to enable low-cost services.”</p>\n<p>Lens exemplifies this and reveals that Ghana has seen a 400% growth in the use of mobile money after rolling out a number of policies that addressed financial inclusion and allowed full interoperability among telecommunications companies and with banks. “Established financial institutions are collaborating with fintechs to build out the ecosystem, increase financial inclusion and deliver enhanced services to end users.”</p>\n<p><b>Overtaking traditional infrastructure to offer value</b></p>\n<p>Digital technology is allowing emerging markets in Africa to leapfrog traditional financial processes and process payments quicker than is perceived in developed countries such as the US. Innovations such as electronic cash tokens for agent or ATM withdrawal, issuance of virtual cards, payments via SMS or email are in circulation. In addition to this, Abban highlights that in Zimbabwe, Kenya and Nigeria, “transfers can be made between banks instantly and this has been the norm for some years now, in contrast with countries like the US where legacy systems might hinder such innovation.”</p>\n<p>While the US is seemingly a laggard in the payments arena in comparison, she goes on to state that in addition to M-Pesa in Kenya, Africa has also since seen the rise of stalwarts such as Nigeria’s Interswitch and Morocco’s Hightech Payment Systems. Marshall reiterates: “By removing some of the biggest obstacles, namely having to be physically at a bank, digital finance directly offers an accessible way for people to fulfil their financial needs. As a result, we have seen it overtake traditional banking methods that are less relevant to an increasingly digital savvy population.</p>\n<p>“In the past few years, digital payments in Africa have become world-leading in terms of adoption and volume.” Nadia Costanzo, head of banks for Africa & Latin America at TransferWise takes this point further and surmises that on a continent where most live far from traditional bank branches, banks are providing liveness checks so that customers can complete KYC verification services from the comfort of their homes.</p>\n<p>While Costanzo highlights that this is dependent on internet access, “something which is not always reliably available across rural areas,” M-Pesa must continue to be hailed for being the first of its kind in Africa to enable international money transfers, small loans, bill payments, airtime top ups and high interest savings accounts (up to 6.65%).</p>\n<p>Following in M-Pesa’s footsteps, startups across the continent are “doing incredible things to replace banks,” Costanzo says. “Farmers in Senegal and Mali are able to develop savings habits through mobile layaway platforms such as myagro, where they usually would have had to go to traditional financial institutions to get loans at high interest rates. Similarly, people without access to energy in Madagascar can access solar lamps through loans that link activation of lamps to repayment of debt via baobabplus.”</p>\n<p><b>Thriving and surviving in the ecommerce sector</b></p>\n<p>Smartphone penetration could unlock access to a broader customer base over time and allow micro, small or small to medium businesses thrive. According to The United Nations Conference on Trade and Development (UNCTAD), the number of online shoppers in Africa has surged annually by 18% since 2014 and this has occurred on the back of rapid smartphone penetration, as the primary means of accessing the web in Africa is via mobile device. But it takes more than mobile penetration as Abban explains.</p>\n<p>Abban says: “This trend can be expected to continue with the introduction of less expensive ISP data packages, evolution of payment solutions including virtual cards, inexpensive web acquiring solutions and improved logistics infrastructure. To be sure, it takes more than access to smartphones for e-commerce to thrive. Nigeria, Kenya and South Africa account for more than half of online shoppers in Africa. Market access is key for businesses and with the right investment in infrastructure and well written policies, there should be growth in the businesses reaching clients online,” she continues.</p>\n<p>Marshall has a similar view and refers to mobile technology as a “primary engine of economic growth. Mobile has enabled innovative business models that have helped SMEs compete on an even footing with much bigger companies.” He calls attention to the fact that ecommerce in Africa was valued at $16.5 billion in 2017 and a McKinsey report revealed that this value could well go up to $75 billion by 2025.</p>\n<p>“Mobile money would further empower the growth of ecommerce in Africa and the growing penetration of smartphones opens up a wider opportunity both in terms of accessing online stores and in enabling a range of payment methods. This is key in facilitating cross-border transactions, particularly in a market that has been nervous about ecommerce until Covid-19 accelerated its relevance.”</p>\n<p>It goes without saying that mobile phone penetration is high across Africa, usually significantly higher than bank account ownership. Costanzo mirrors this and says “mobile providers do not only develop mobile money services for smartphones, but also for feature phones, so people at all income levels in countries, where mobile money services are available, can receive remittance payments and make local payments.”</p>\n<p>For MSMEs, this is positive as they would be able to leverage mobile money tools to improve accounting processes and reduce the risk of theft for example, where mobile money is a commonly accepted form of payment and will slow down the use of cash or hand-written accounts. However, as Costanzo explicates, there are still challenges that can’t be solved through smartphone penetration alone.</p>\n<p>“In countries where mobile money is not as high profile, accepting payments through cards or bank transfers would be the only viable ecommerce alternative. Debit card ownership in countries like Nigeria and South Africa were less than 50% in 2017, thereby significantly reducing the addressable market in ecommerce.”</p>\n<p><b>Okoudjou concludes by saying that typically, when coming across headlines about African payments, leapfrogging is used as a description, “which implies that Africa is catching up. In many ways, Africa is on its own path and some of what we’re doing is ahead of what is being done in Europe or the US. Our path is also not to replicate what is being done in Europe or the US. Payments have been instant across Sub-Saharan Africa since 2010.”</b></p></p>\n<!-- /wp:paragraph -->','There is more to digital payments in Africa than M-Pesa','According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. ','publish','closed','closed','','the-security-risks-of-changing-package-owners-2','','','2021-07-25 16:19:07','2021-07-25 16:19:07','',0,'https://themes.jibdara.com/tryo/?p=449',0,'post','',0),(1926,2,'2020-09-22 20:18:59','2020-09-22 20:18:59','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 20:18:59','2020-09-22 20:18:59','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1915,2,'2020-09-22 19:46:33','2020-09-22 19:46:33','<h2 >International, Transnational Student Cooperative Digital Banking (iTsCDB Network)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:46:33','2020-09-22 19:46:33','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1268,2,'2020-05-31 06:28:18','2020-05-31 06:28:18','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<h3>Open up your PayN21 Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button class=\"\" name=\"submit\" type=\"submit\">Signup</button></form></section>','Open an account','','publish','closed','closed','','customer-signup','','','2020-08-22 09:31:06','2020-08-22 09:31:06','',0,'https://themes.jibdara.com/tryo/?page_id=1268',0,'page','',0),(1756,2,'2020-08-20 22:17:26','2020-08-20 22:17:26','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<a href=\"https://themes.jibdara.com/tryo/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/logo-black-tryo.png\" alt=\"Tryo\" />\n</a>\n<h3>Open up your Tryo Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button name=\"submit\" type=\"submit\">Signup</button></form></section>','Customer Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-08-20 22:17:26','2020-08-20 22:17:26','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1278,2,'2020-06-07 06:03:41','2020-06-07 06:03:41','<table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>First Name</th>\n <th>Last Name</th>\n <th>Nicename</th>\n <th>Phone Number</th>\n <th>Email</th>\n <th>Account Number</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td></td>\n <td></td>\n <td>isaac-daniel</td>\n <td></td>\n <td>isaac.daniel@sparxnovate.com</td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <a href=\"https://sothebankuab.com/\" role=\"button\">\n Logout\n </a>','My Profile','','publish','closed','closed','','my-profile','','','2020-08-22 18:14:47','2020-08-22 18:14:47','',0,'https://themes.jibdara.com/tryo/?page_id=1278',0,'page','',0),(1281,2,'2020-06-07 06:07:35','2020-06-07 06:07:35','<ul>\n <li><a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<form autocomplete=\"off\" method=\"post\">This form is used for a test purpose. If you want to send payment using payment gateway you need to do this by own.\n<select id=\"receiver_name\" name=\"receiver_name\">\n<option selected=\"selected\">Select Receiver Name</option>\n<option value=\"testone\">testone</option>\n<option value=\"testtwo\">testtwo</option>\n</select>\n<input name=\"bankname\" required=\"required\" type=\"text\" placeholder=\"Bank Name\" />\n<input id=\"receiver_accnum\" name=\"receiver_accnum\" required=\"required\" type=\"text\" placeholder=\"Receiver Account Number\" />\n<input name=\"receiver_email\" required=\"required\" type=\"email\" placeholder=\"Receiver Account Email\" />\n<input name=\"cus_accnum\" readonly=\"readonly\" required=\"required\" type=\"text\" value=\"121212121212\" placeholder=\"Customer A/N\" />\n<input name=\"cus_name\" readonly=\"readonly\" required=\"required\" type=\"text\" value=\"Tryo\" placeholder=\"Customer Name\" />\n<input name=\"cus_email\" readonly=\"readonly\" required=\"required\" type=\"email\" value=\"asia.khanom3s@gmail.com\" placeholder=\"Customer Email\" />\n<input name=\"transfer_amount\" required=\"required\" type=\"number\" placeholder=\"Transfer Amount\" />\n<input name=\"remark\" required=\"required\" type=\"number\" placeholder=\"Remark\" />\n<button class=\"\" name=\"submit\" type=\"submit\"> Send </button></form>','Create Payment','','publish','closed','closed','','create-payment','','','2020-08-20 22:11:27','2020-08-20 22:11:27','',0,'https://themes.jibdara.com/tryo/?page_id=1281',0,'page','',0),(1754,2,'2020-08-20 22:11:27','2020-08-20 22:11:27','<ul>\n <li><a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<form autocomplete=\"off\" method=\"post\">This form is used for a test purpose. If you want to send payment using payment gateway you need to do this by own.\n<select id=\"receiver_name\" name=\"receiver_name\">\n<option selected=\"selected\">Select Receiver Name</option>\n<option value=\"testone\">testone</option>\n<option value=\"testtwo\">testtwo</option>\n</select>\n<input name=\"bankname\" required=\"required\" type=\"text\" placeholder=\"Bank Name\" />\n<input id=\"receiver_accnum\" name=\"receiver_accnum\" required=\"required\" type=\"text\" placeholder=\"Receiver Account Number\" />\n<input name=\"receiver_email\" required=\"required\" type=\"email\" placeholder=\"Receiver Account Email\" />\n<input name=\"cus_accnum\" readonly=\"readonly\" required=\"required\" type=\"text\" value=\"121212121212\" placeholder=\"Customer A/N\" />\n<input name=\"cus_name\" readonly=\"readonly\" required=\"required\" type=\"text\" value=\"Tryo\" placeholder=\"Customer Name\" />\n<input name=\"cus_email\" readonly=\"readonly\" required=\"required\" type=\"email\" value=\"asia.khanom3s@gmail.com\" placeholder=\"Customer Email\" />\n<input name=\"transfer_amount\" required=\"required\" type=\"number\" placeholder=\"Transfer Amount\" />\n<input name=\"remark\" required=\"required\" type=\"number\" placeholder=\"Remark\" />\n<button class=\"\" name=\"submit\" type=\"submit\"> Send </button></form>','Create Payment','','inherit','closed','closed','','1281-revision-v1','','','2020-08-20 22:11:27','2020-08-20 22:11:27','',1281,'https://payn21.com/1281-revision-v1/',0,'revision','',0),(1283,2,'2020-06-07 06:08:22','2020-06-07 06:08:22','<ul>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>Receiver Account Number</th>\n<th>Receiver Name</th>\n<th>Receiver Email</th>\n<th>Amount($)</th>\n</tr>\n</thead>\n<tfoot>\n<tr>\n<th>Total</th>\n<th></th>\n<th></th>\n<th>5000</th>\n</tr>\n</tfoot>\n<tbody>\n<tr>\n<td>121212121213</td>\n<td>testone</td>\n<td>test@gmail.com</td>\n<td>5000</td>\n</tr>\n</tbody>\n</table>','Receiver Details','','publish','closed','closed','','receiver-details','','','2020-08-21 06:21:14','2020-08-21 06:21:14','',0,'https://themes.jibdara.com/tryo/?page_id=1283',0,'page','',0),(1285,2,'2020-06-07 06:08:52','2020-06-07 06:08:52','<ul>\n <li>\n <a href=\"https://sothebankuab.com/user-information/\">\nPayN21 Member Info\n</a></li>\n <li>\n <a href=\"https://sothebankuab.com/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://sothebankuab.com/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://sothebankuab.com/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>PayN21 Account Number</th>\n<th>Member Name</th>\n<th>Member Email</th>\n<th>Sent Amount(€)</th>\n</tr>\n</thead>\n<tfoot>\n<tr>\n<th>Total</th>\n<th></th>\n<th></th>\n<th>0</th>\n</tr>\n</tfoot>\n<tbody></tbody>\n</table>','Sender Details','','publish','closed','closed','','sender-details','','','2020-08-22 08:56:45','2020-08-22 08:56:45','',0,'https://themes.jibdara.com/tryo/?page_id=1285',0,'page','',0),(1319,2,'2020-06-07 07:37:35','2020-06-07 07:37:35','<ul>\n <li><a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>User Name</th>\n<th>User Email</th>\n<th>Account Number</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>testtwo</td>\n<td>testtwo@gmail.com</td>\n<td>121212121214</td>\n</tr>\n<tr>\n<td>testone</td>\n<td>test@gmail.com</td>\n<td>121212121213</td>\n</tr>\n<tr>\n<td>payn21</td>\n<td>asia.khanom3s@gmail.com</td>\n<td>121212121212</td>\n</tr>\n</tbody>\n</table>','User Information','','publish','closed','closed','','user-information','','','2020-08-22 08:55:20','2020-08-22 08:55:20','',0,'https://themes.jibdara.com/tryo/?page_id=1319',0,'page','',0),(1780,2,'2020-08-21 21:31:29','2020-08-21 21:31:29','<ul>\n <li><a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li><a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>User Name</th>\n<th>User Email</th>\n<th>Account Number</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>testtwo</td>\n<td>testtwo@gmail.com</td>\n<td>121212121214</td>\n</tr>\n<tr>\n<td>testone</td>\n<td>test@gmail.com</td>\n<td>121212121213</td>\n</tr>\n<tr>\n<td>payn21</td>\n<td>asia.khanom3s@gmail.com</td>\n<td>121212121212</td>\n</tr>\n</tbody>\n</table>','User Information','','inherit','closed','closed','','1319-revision-v1','','','2020-08-21 21:31:29','2020-08-21 21:31:29','',1319,'https://payn21.com/1319-revision-v1/',0,'revision','',0),(1366,2,'2020-06-08 13:45:50','2020-06-08 13:45:50','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','Bank Coins Stacks','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','bank-coins-stacks','','','2020-06-08 13:45:50','2020-06-08 13:45:50','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1366',0,'product','',0),(1367,2,'2020-06-08 13:46:05','2020-06-08 13:46:05','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','Inserting ATM Card','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','inserting-atm-card','','','2020-06-08 13:46:05','2020-06-08 13:46:05','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1367',0,'product','',0),(1942,2,'2020-09-23 07:08:50','2020-09-23 07:08:50','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-09-23 07:08:50','2020-09-23 07:08:50','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(314,2,'2019-10-31 11:01:24','2019-10-31 11:01:24','<div class=\"faq-contact-form\">\n <div class=\"row\">\n <div class=\"col-lg-6 col-md-6\">\n <div class=\"form-group\">\n [text* your-name class:form-control placeholder \"Name\"]\n </div>\n </div>\n\n <div class=\"col-lg-6 col-md-6\">\n <div class=\"form-group\">\n [email* your-email class:form-control placeholder \"Email\"]\n </div>\n </div>\n\n <div class=\"col-lg-6 col-md-6\">\n <div class=\"form-group\">\n [number your-number class:form-control placeholder \"Phone\"]\n </div>\n </div>\n\n <div class=\"col-lg-6 col-md-6\">\n <div class=\"form-group\">\n [text* your-subject class:form-control placeholder \"Subject\"]\n </div>\n </div>\n\n <div class=\"col-lg-12 col-md-12\">\n <div class=\"form-group\">\n [textarea* your-message rows:6 class:form-control placeholder \"Your Message\"]\n </div>\n </div>\n\n [acceptance gdpr class:gdpr-term ] By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a>. \n [/acceptance]\n\n <div class=\"col-lg-12 col-md-12\">\n <button type=\"submit\" class=\"btn btn-primary\">Send Message</button>\n </div>\n </div>\n</div>\n1\nTryo \"[your-subject]\"\nTryo <3s.sakibhasan@gmail.com>\n3s.sakibhasan@gmail.com\nFrom: [your-name] <[your-email]>\nSubject: [your-subject]\nNumber: [your-number]\n\n[gdpr]\n\nMessage Body:\n[your-message]\n\n-- \nThis e-mail was sent from a contact form on Tryo.\nReply-To: [your-email]\n\n\n\n\nTryo \"[your-subject]\"\nTryo <3s.sakibhasan@gmail.com>\n[your-email]\nMessage Body:\n[your-message]\n\n-- \nThis e-mail was sent from a contact form on Tryo (https://themes.jibdara.com/tryo)\nReply-To: 3s.sakibhasan@gmail.com\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nYour entered code is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Faq form','','publish','closed','closed','','contact-form-1-2-2','','','2019-10-31 11:01:24','2019-10-31 11:01:24','',0,'https://themes.jibdara.com/tryo/?post_type=wpcf7_contact_form&p=314',0,'wpcf7_contact_form','',0),(369,2,'2019-11-02 09:24:09','2019-11-02 09:24:09','<div class=\"contact-form\">\r\n <div class=\"row\">\r\n <div class=\"col-lg-6 col-md-6\">\r\n <div class=\"form-group\">\r\n [text* your-name class:form-control placeholder \"Name\"]\r\n </div>\r\n </div>\r\n\r\n <div class=\"col-lg-6 col-md-6\">\r\n <div class=\"form-group\">\r\n [email* your-email class:form-control placeholder \"Email\"]\r\n </div>\r\n </div>\r\n\r\n <div class=\"col-lg-6 col-md-6\">\r\n <div class=\"form-group\">\r\n [number your-number class:form-control placeholder \"Phone\"]\r\n </div>\r\n </div>\r\n\r\n <div class=\"col-lg-6 col-md-6\">\r\n <div class=\"form-group\">\r\n [text* your-subject class:form-control placeholder \"Subject\"]\r\n </div>\r\n </div>\r\n\r\n <div class=\"col-lg-12 col-md-12\">\r\n <div class=\"form-group\">\r\n [textarea* your-message rows:6 class:form-control placeholder \"Your Message\"]\r\n </div>\r\n </div>\r\n\r\n [acceptance gdpr class:gdpr-term ] By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a>. \r\n [/acceptance]\r\n\r\n <div class=\"col-lg-12 col-md-12\">\r\n <button type=\"submit\" class=\"btn btn-primary\">Send Message</button>\r\n </div>\r\n </div>\r\n</div>\n1\nPaywit \"[your-subject]\"\nPaywit <support@paywit.com>\nsupport@paywit.com\nFrom: [your-name] <[your-email]>\r\nSubject: [your-subject]\r\nNumber: [your-number]\r\n[gdpr]\r\n\r\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a contact form on Tryo.\nReply-To: [your-email]\n\n\n\n\nTryo \"[your-subject]\"\nTryo <3s.sakibhasan@gmail.com>\n[your-email]\nMessage Body:\r\n[your-message]\r\n\r\n-- \r\nThis e-mail was sent from a contact form on Tryo (https://themes.jibdara.com/tryo)\nReply-To: 3s.sakibhasan@gmail.com\n\n\n\nThank you for your message. It has been sent.\nThere was an error trying to send your message. Please try again later.\nOne or more fields have an error. Please check and try again.\nThere was an error trying to send your message. Please try again later.\nYou must accept the terms and conditions before sending your message.\nThe field is required.\nThe field is too long.\nThe field is too short.\nThe date format is incorrect.\nThe date is before the earliest one allowed.\nThe date is after the latest one allowed.\nThere was an unknown error uploading the file.\nYou are not allowed to upload files of this type.\nThe file is too big.\nThere was an error uploading the file.\nThe number format is invalid.\nThe number is smaller than the minimum allowed.\nThe number is larger than the maximum allowed.\nThe answer to the quiz is incorrect.\nThe e-mail address entered is invalid.\nThe URL is invalid.\nThe telephone number is invalid.','Contact Form','','publish','closed','closed','','contact-form','','','2020-10-21 14:23:01','2020-10-21 14:23:01','',0,'https://themes.jibdara.com/tryo/?post_type=wpcf7_contact_form&p=369',0,'wpcf7_contact_form','',0),(1368,2,'2020-06-08 13:47:46','2020-06-08 13:47:46','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','Credit Card Payment','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','credit-card-payment','','','2020-06-08 13:47:46','2020-06-08 13:47:46','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1368',0,'product','',0),(1369,2,'2020-06-08 13:48:36','2020-06-08 13:48:36','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','ET Power Bank','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','et-power-bank','','','2020-06-08 13:48:36','2020-06-08 13:48:36','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1369',0,'product','',0),(1370,2,'2020-06-08 13:49:48','2020-06-08 13:49:48','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','MI Bluetooth Earphone','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','mi-bluetooth-earphone','','','2020-06-08 13:49:48','2020-06-08 13:49:48','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1370',0,'product','',0),(1371,2,'2020-06-08 13:50:36','2020-06-08 13:50:36','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','Headfrees with 3500mAh','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','headfrees-with-3500mah','','','2020-06-08 13:50:36','2020-06-08 13:50:36','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1371',0,'product','',0),(1390,2,'2020-06-08 14:23:07','2020-06-08 14:23:07','It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy.\r\n\r\nContrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure.\r\n\r\nLatin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source. Lorem Ipsum comes from sections 1.10.32 and 1.10.33 of “de Finibus Bonorum et Malorum”.','Waterproof Camera','Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly.','publish','open','closed','','waterproof-camera','','','2020-06-08 14:23:07','2020-06-08 14:23:07','',0,'https://themes.jibdara.com/tryo/?post_type=product&p=1390',0,'product','',0),(1616,2,'2020-08-18 07:08:10','2020-08-18 07:08:10','','PayN21_GrowYourBusiness','','inherit','open','closed','','payn21_growyourbusiness','','','2020-08-20 11:43:23','2020-08-20 11:43:23','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_GrowYourBusiness.jpg',0,'attachment','image/jpeg',0),(1925,2,'2020-09-22 20:15:00','2020-09-22 20:15:00','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-150x150.png 150w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 20:15:00','2020-09-22 20:15:00','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1924,2,'2020-09-22 20:14:28','2020-09-22 20:14:28','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 20:14:28','2020-09-22 20:14:28','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1963,2,'2020-10-20 07:06:30','2020-10-20 07:06:30','WHO WE ARE\n<h2>Easy, fast and secure digital banking for everyone</h2>\nPaywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.\n\nThe solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.\n\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n<h2>We Go Beyond Age</h2>\nOur platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Paywit Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes\n\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>With Paywit, users can do the following:</h2>\nLink a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Paywit account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.\n\n<strong>Paywit offers the following features:</strong>\n<ul>\n <li>Make payments</li>\n <li>Request payment or money</li>\n <li>Make purchases</li>\n <li>Transfer money</li>\n <li>Share ownership in Paywit cooperative digital banking benefits</li>\n <li>Sync with phone contacts</li>\n <li>High payment data encryption</li>\n <li>Real-time payments tracker</li>\n</ul>\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Paywit account today!\n\n<a href=\"#\">Get Your Paywit Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:06:30','2020-10-20 07:06:30','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1960,2,'2020-10-20 07:02:08','2020-10-20 07:02:08','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>Paywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.</p><p>The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With PayN21, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. PayN21 account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>PayN21 offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in PayN21 cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:02:08','2020-10-20 07:02:08','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1961,2,'2020-10-20 07:03:50','2020-10-20 07:03:50','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>Paywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.</p><p>The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Paywit Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With Paywit, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Paywit account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>Paywit offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in Paywit cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:03:50','2020-10-20 07:03:50','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1962,2,'2020-10-20 07:04:24','2020-10-20 07:04:24','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>Paywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.</p><p>The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Paywit Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With Paywit, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Paywit account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>Paywit offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in Paywit cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit account today!</p>\n <a href=\"#\">Get Your Paywit Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:04:24','2020-10-20 07:04:24','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1965,2,'2020-10-20 07:10:31','2020-10-20 07:10:31','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>Paywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.</p><p>The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/05/login-page-bg.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Paywit Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With Paywit, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Paywit account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>Paywit offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in Paywit cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit account today!</p>\n <a href=\"#\">Get Your Paywit Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:10:31','2020-10-20 07:10:31','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1966,2,'2020-10-20 07:17:23','2020-10-20 07:17:23','','paywit-for-multiracial-and-multicultural-group','','inherit','open','closed','','paywit-for-multiracial-and-multicultural-group','','','2020-10-20 07:17:23','2020-10-20 07:17:23','',241,'https://sothebankuab.com/wp-content/uploads/2020/10/paywit-for-multiracial-and-multicultural-group.jpg',0,'attachment','image/jpeg',0),(1967,2,'2020-10-20 07:17:40','2020-10-20 07:17:40','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>Paywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.</p><p>The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/paywit-for-multiracial-and-multicultural-group.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Paywit Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With Paywit, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Paywit account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>Paywit offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in Paywit cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit account today!</p>\n <a href=\"#\">Get Your Paywit Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:17:40','2020-10-20 07:17:40','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1968,2,'2020-10-20 07:19:49','2020-10-20 07:19:49','','Diverse multiracial and multicultural group of people. Social diversity.','Diverse multiracial and multicultural group of people. Social diversity.','inherit','open','closed','','diverse-multiracial-and-multicultural-group-of-people-social-diversity','','','2020-10-20 07:19:49','2020-10-20 07:19:49','',241,'https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_multicultral_customers.jpg',0,'attachment','image/jpeg',0),(1940,2,'2020-09-23 07:03:54','2020-09-23 07:03:54','<h1 >Easy, fee-free banking for students, consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-09-23 07:03:54','2020-09-23 07:03:54','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1943,2,'2020-09-23 07:23:40','2020-09-23 07:23:40','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 07:23:40','2020-09-23 07:23:40','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1493,2,'2019-10-31 10:40:05','2019-10-31 10:40:05','<h2 >Frequently asked questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img width=\"1208\" height=\"660\" src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" srcset=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">How do permissions work in Google Play Instant?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Which material types can you work with?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Can I have multiple activities in a single feature?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Which material types can you work with?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Why Choose Our Services In Your Business?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <h2 >Do you have any questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2019-10-31 10:40:05','2019-10-31 10:40:05','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1937,2,'2020-09-23 05:41:37','2020-09-23 05:41:37','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Student Cooperative Digital Banking</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-09-23 05:41:37','2020-09-23 05:41:37','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1586,2,'2020-08-17 15:06:23','2020-08-17 15:06:23','','Young businessman working on a laptop in an office','Young African business executive wearing a shirt and tie sitting at his desk in an office working online with a laptop','inherit','open','closed','','young-businessman-working-on-a-laptop-in-an-office','','','2020-08-17 15:06:23','2020-08-17 15:06:23','',0,'https://sothebankuab.com/wp-content/uploads/2019/10/iStock-915664774.jpg',0,'attachment','image/jpeg',0),(1587,2,'2020-08-17 15:28:36','2020-08-17 15:28:36','','Titiin Package_web','','inherit','open','closed','','titiin-package_web','','','2020-08-17 15:28:36','2020-08-17 15:28:36','',0,'https://sothebankuab.com/wp-content/uploads/2019/10/Titiin-Package_web.png',0,'attachment','image/png',0),(1589,2,'2020-08-17 20:14:03','2020-08-17 20:14:03','','African woman holding smartphone looking at screen at work-place','In modern office workplace african woman using smartphone send sms, businesswoman company worker check agenda, watching plan for day on calendar, browse internet before business meeting start concept','inherit','open','closed','','african-woman-holding-smartphone-looking-at-screen-at-work-place','','','2020-08-17 20:14:03','2020-08-17 20:14:03','',0,'https://sothebankuab.com/wp-content/uploads/2019/10/PayN21_EmailNotification.jpg',0,'attachment','image/jpeg',0),(1591,2,'2020-08-17 20:31:20','2020-08-17 20:31:20','','Young woman having a morning coffee in her Downtown Los Angeles apartment','Young mixed race black Latina woman having a relaxing morning cup of coffee in her Downtown Los Angeles apartment while checking messages on her smartphone.','inherit','open','closed','','young-woman-having-a-morning-coffee-in-her-downtown-los-angeles-apartment','','','2020-08-17 20:31:20','2020-08-17 20:31:20','',0,'https://sothebankuab.com/wp-content/uploads/2019/10/PayN21_AccountDashboard.jpg',0,'attachment','image/jpeg',0),(1592,2,'2020-08-17 20:31:23','2020-08-17 20:31:23','','Afro american young man in a home office','Afro american young man sitting at the desk in a home office, using laptop and smart phone.','inherit','open','closed','','afro-american-young-man-in-a-home-office','','','2020-08-17 20:31:23','2020-08-17 20:31:23','',0,'https://sothebankuab.com/wp-content/uploads/2019/10/PayN21_AcctInfo_Retrv.jpg',0,'attachment','image/jpeg',0),(1921,2,'2020-09-22 20:05:32','2020-09-22 20:05:32','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 20:05:32','2020-09-22 20:05:32','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1594,2,'2020-08-17 20:39:56','2020-08-17 20:39:56','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h3>Simple dashboard</h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Read More</a>\n <h3>Information retrieval</h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-17 20:39:56','2020-08-17 20:39:56','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1913,2,'2020-09-22 19:43:06','2020-09-22 19:43:06','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p><p>.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:43:06','2020-09-22 19:43:06','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1497,2,'2019-10-30 07:08:46','2019-10-30 07:08:46','<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[854,857,861]} -->\n<ul class=\"wp-block-gallery columns-3 is-cropped\"><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-1-1.jpg\" alt=\"\" data-id=\"854\" data-link=\"https://themes.jibdara.com/tryo/8/\" class=\"wp-image-854\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\" data-id=\"857\" data-link=\"https://themes.jibdara.com/tryo/3-2/\" class=\"wp-image-857\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\" data-id=\"861\" data-link=\"https://themes.jibdara.com/tryo/7-2/\" class=\"wp-image-861\"/></figure></li></ul>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.</p></blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->','PayPal Here Card Reader Review 2019','Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.','inherit','closed','closed','','213-revision-v1','','','2019-10-30 07:08:46','2019-10-30 07:08:46','',213,'https://payn21.com/213-revision-v1/',0,'revision','',0),(1498,2,'2019-11-02 10:32:05','2019-11-02 10:32:05','<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[858,854,855]} -->\n<ul class=\"wp-block-gallery columns-3 is-cropped\"><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-4-1.jpg\" alt=\"\" data-id=\"858\" data-link=\"https://themes.jibdara.com/tryo/4-2/\" class=\"wp-image-858\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-1-1.jpg\" alt=\"\" data-id=\"854\" data-link=\"https://themes.jibdara.com/tryo/8/\" class=\"wp-image-854\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-2-1.jpg\" alt=\"\" data-id=\"855\" data-link=\"https://themes.jibdara.com/tryo/1-2/\" class=\"wp-image-855\"/></figure></li></ul>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.</p></blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->','Protect Your Workplace from Cyber Attacks','Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.','inherit','closed','closed','','438-revision-v1','','','2019-11-02 10:32:05','2019-11-02 10:32:05','',438,'https://payn21.com/438-revision-v1/',0,'revision','',0),(1932,2,'2020-09-23 05:26:21','2020-09-23 05:26:21','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 05:26:21','2020-09-23 05:26:21','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1500,2,'2019-11-02 10:33:25','2019-11-02 10:33:25','<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.</p></blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[914,913,912]} -->\n<ul class=\"wp-block-gallery columns-3 is-cropped\"><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/team1-1.jpg\" alt=\"\" data-id=\"914\" data-link=\"https://themes.jibdara.com/tryo/about-us/team1/\" class=\"wp-image-914\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/team6-1.jpg\" alt=\"\" data-id=\"913\" data-link=\"https://themes.jibdara.com/tryo/about-us/team6/\" class=\"wp-image-913\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/team3-1.jpg\" alt=\"\" data-id=\"912\" data-link=\"https://themes.jibdara.com/tryo/about-us/team3/\" class=\"wp-image-912\"/></figure></li></ul>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->','The Security Risks of Changing Package Owners','Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.','inherit','closed','closed','','449-revision-v1','','','2019-11-02 10:33:25','2019-11-02 10:33:25','',449,'https://payn21.com/449-revision-v1/',0,'revision','',0),(1927,2,'2020-09-23 04:56:47','2020-09-23 04:56:47',' ','','','publish','closed','closed','','1927','','','2020-09-23 05:50:12','2020-09-23 05:50:12','',0,'https://payn21.com/?p=1927',4,'nav_menu_item','',0),(1928,2,'2020-09-23 05:20:52','2020-09-23 05:20:52','','Group of Students with Backpacks Walking to School','Group of Students with Backpacks Walking to School','inherit','open','closed','','group-of-students-with-backpacks-walking-to-school','','','2020-09-23 05:20:52','2020-09-23 05:20:52','',1897,'https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg',0,'attachment','image/jpeg',0),(1931,2,'2020-09-23 05:24:53','2020-09-23 05:24:53','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 05:24:53','2020-09-23 05:24:53','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1503,2,'2020-05-31 06:28:18','2020-05-31 06:28:18','<section>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\">\n <a href=\"https://themes.jibdara.com/tryo/\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2020/06/logo-black-tryo.png\" alt=\'Tryo\'>\n </a>\n <h3>Open up your Tryo Account now</h3>\n <p>Already signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\n Login </a>\n </p>\n <form method=\"post\" autocomplete=\"off\">\n <input type=\"text\" name=\"username\" placeholder=\"Username/Email\" required=\"required\">\n <input type=\"text\" name=\"first_name\" placeholder=\"First Name\" required=\"required\">\n <input type=\"text\" name=\"last_name\" placeholder=\"Last Name\" required=\"required\">\n <input type=\"email\" name=\"email\" placeholder=\"Email\" required=\"required\">\n <input type=\"password\" name=\"password\" placeholder=\"Password\" required=\"required\">\n <input type=\"number\" name=\"phone_number\" placeholder=\"Phone\" required=\"required\">\n <input type=\"number\" name=\"acc_number\" placeholder=\"Account Number\" onKeyPress=\"if(this.value.length==12) return false;\" required=\"required\">\n <label><input type=\"checkbox\" name=\"terms_check\" value=\"Option 1\" required=\"required\">By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n <button type=\"submit\" name=\"submit\">Signup</button>\n </form>\n </section>','Customer Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-05-31 06:28:18','2020-05-31 06:28:18','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1945,2,'2020-09-23 07:33:01','2020-09-23 07:33:01','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objectives</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students.</p> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 07:33:01','2020-09-23 07:33:01','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1505,2,'2020-08-16 10:46:19','2020-08-16 10:46:19','','Default Kit','','publish','closed','closed','','default-kit-2','','','2021-07-24 23:19:17','2021-07-24 23:19:17','',0,'https://payn21.com/?elementor_library=default-kit-2',0,'elementor_library','',0),(1970,2,'2020-10-20 07:21:10','2020-10-20 07:21:10','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>Paywit is a multipurpose digital wallet, payment gateway and API banking services platform that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.</p><p>The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their Paywit account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your Paywit balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_multicultral_customers-scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the Paywit Connect WIT (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With Paywit, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. Paywit account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>Paywit offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in Paywit cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit account today!</p>\n <a href=\"#\">Get Your Paywit Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-10-20 07:21:10','2020-10-20 07:21:10','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1507,2,'2020-08-16 11:32:47','2020-08-16 11:32:47','','PAY21-icon-android','','inherit','open','closed','','pay21-icon-android','','','2020-08-16 11:32:47','2020-08-16 11:32:47','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-icon-android.png',0,'attachment','image/png',0),(1508,2,'2020-08-16 11:32:48','2020-08-16 11:32:48','','PAY21-ICON','','inherit','open','closed','','pay21-icon','','','2020-08-16 11:32:48','2020-08-16 11:32:48','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-ICON.png',0,'attachment','image/png',0),(1509,2,'2020-08-16 11:32:53','2020-08-16 11:32:53','','PAY21-iphone','','inherit','open','closed','','pay21-iphone','','','2020-08-16 11:32:53','2020-08-16 11:32:53','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-iphone.png',0,'attachment','image/png',0),(1510,2,'2020-08-16 11:32:55','2020-08-16 11:32:55','','PAY21-LOGO-fb','','inherit','open','closed','','pay21-logo-fb','','','2020-08-16 12:14:49','2020-08-16 12:14:49','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-fb.png',0,'attachment','image/png',0),(1511,2,'2020-08-16 11:32:57','2020-08-16 11:32:57','','PAY21-LOGO-twitter','','inherit','open','closed','','pay21-logo-twitter','','','2020-08-16 11:32:57','2020-08-16 11:32:57','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-twitter.png',0,'attachment','image/png',0),(1512,2,'2020-08-16 11:32:58','2020-08-16 11:32:58','','PAY21-LOGO-twitter2','','inherit','open','closed','','pay21-logo-twitter2','','','2020-08-16 11:32:58','2020-08-16 11:32:58','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-twitter2.jpg',0,'attachment','image/jpeg',0),(1513,2,'2020-08-16 11:33:01','2020-08-16 11:33:01','','PAY21-LOGO','','inherit','open','closed','','pay21-logo','','','2020-08-16 11:33:01','2020-08-16 11:33:01','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO.png',0,'attachment','image/png',0),(1517,2,'2020-08-16 12:57:54','2020-08-16 12:57:54','','Hotel receptionist receiving a guests payment via a mobile phone.','African business man checking in to a hotel.','inherit','open','closed','','hotel-receptionist-receiving-a-guests-payment-via-a-mobile-phone','','','2020-08-16 12:57:54','2020-08-16 12:57:54','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/pay21_digitalPayment.jpg',0,'attachment','image/jpeg',0),(1518,2,'2020-08-16 12:57:57','2020-08-16 12:57:57','','Happy couple on the couch shopping online','Happy couple on the couch shopping online at home in the living room','inherit','open','closed','','happy-couple-on-the-couch-shopping-online','','','2020-08-16 12:57:57','2020-08-16 12:57:57','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_directquickpayment.jpg',0,'attachment','image/jpeg',0),(1519,2,'2020-08-16 12:57:59','2020-08-16 12:57:59','','Shopping until my heart is content','Cropped shot of an attractive young woman lying down on her sofa and using her cellphone for online shopping','inherit','open','closed','','shopping-until-my-heart-is-content','','','2020-08-16 12:57:59','2020-08-16 12:57:59','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/pay21_studenttuitionpayment.jpg',0,'attachment','image/jpeg',0),(1528,2,'2020-08-16 14:20:22','2020-08-16 14:20:22','','Customer paying for merchandise','Photo of Customer paying for merchandise. Business in Africa','inherit','open','closed','','customer-paying-for-merchandise','','','2020-08-16 14:20:22','2020-08-16 14:20:22','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_soletraders.jpg',0,'attachment','image/jpeg',0),(1944,2,'2020-09-23 07:32:38','2020-09-23 07:32:38','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students.</p> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 07:32:38','2020-09-23 07:32:38','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1595,2,'2020-08-17 20:45:10','2020-08-17 20:45:10','<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[858,854,855]} -->\n<figure class=\"wp-block-gallery columns-3 is-cropped\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/4-4-1.jpg\" alt=\"\" data-id=\"858\" data-link=\"https://themes.jibdara.com/tryo/4-2/\" class=\"wp-image-858\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/8-1-1.jpg\" alt=\"\" data-id=\"854\" data-link=\"https://themes.jibdara.com/tryo/8/\" class=\"wp-image-854\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/1-2-1.jpg\" alt=\"\" data-id=\"855\" data-link=\"https://themes.jibdara.com/tryo/1-2/\" class=\"wp-image-855\"/></figure></li></ul></figure>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.</p></blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->','Protect Your Workplace from Cyber Attacks','Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.','inherit','closed','closed','','438-revision-v1','','','2020-08-17 20:45:10','2020-08-17 20:45:10','',438,'https://payn21.com/438-revision-v1/',0,'revision','',0),(1596,2,'2020-08-17 20:52:22','2020-08-17 20:52:22','','PayN21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640','','inherit','open','closed','','payn21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640','','','2020-08-17 20:52:22','2020-08-17 20:52:22','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640.jpg',0,'attachment','image/jpeg',0),(1597,2,'2020-08-17 20:52:25','2020-08-17 20:52:25','','PayN21_africangirlscancode_addis_august2018_img_2857_1_960x640','','inherit','open','closed','','payn21_africangirlscancode_addis_august2018_img_2857_1_960x640','','','2020-08-17 20:52:25','2020-08-17 20:52:25','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_img_2857_1_960x640.jpg',0,'attachment','image/jpeg',0),(1598,2,'2020-08-17 20:53:01','2020-08-17 20:53:01','','Pay21_africangirlscancode_addis_august2018_img_2791_1_960x640','','inherit','open','closed','','pay21_africangirlscancode_addis_august2018_img_2791_1_960x640','','','2020-08-17 20:53:01','2020-08-17 20:53:01','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_img_2791_1_960x640.jpg',0,'attachment','image/jpeg',0),(1599,2,'2020-08-17 20:53:04','2020-08-17 20:53:04','','Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640','','inherit','open','closed','','pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640','','','2020-08-17 20:53:04','2020-08-17 20:53:04','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg',0,'attachment','image/jpeg',0),(1600,2,'2020-08-17 20:55:04','2020-08-17 20:55:04','<!-- wp:paragraph -->\n<p>Bright-eyed 15-year-old Khayrath Mohamed Kombo is heading off to camp in another city for the first time. But far from arriving to a sea of tents, sleeping bags and wilderness, this camp has a decidedly more high-tech environment.</p>\n<p>“When I heard about this I was excited because my dream is to learn more things and expand my knowledge,” says Khayrath, who is the only girl in her computer science club at school, back in Dar-es-Salaam, Tanzania.</p>\n<p>She was among more than 80 girls from 34 African countries who attended the first Coding Camp in Addis Ababa, Ethiopia for 10 days in August 2018. The camp served to launch the African Girls Can CODE Initiative, a joint programme of the African Union Commission (AUC), UN Women Ethiopia and the International Telecommunication Union (ITU).</p>\n<!-- /wp:paragraph --><!-- wp:gallery {\"ids\":[858,854,855]} -->\n<figure>\n<ul>\n<li>\n<figure><img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_img_2857_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_img_2791_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /><br /><br /></figure>\n</li>\n</ul>\n</figure>\n<!-- /wp:gallery --><!-- wp:paragraph -->\n<p>The four-year programme is designed to equip young girls with digital literacy, coding and personal development skills. They will be trained as programmers, creators and designers, placing them on-track to take up education and careers in ICT and coding.</p>\n<p>“Girls face discrimination in the sector, because computer science has always been seen as a course for boys, not girls,” says 15-year-old camp participant Eno Ekanem, from Abuja, Nigeria, adding that what they hear often is: “Shouldn’t you learn to be a housewife or do girly stuff?”</p>\n<p>.</p>\n<!-- /wp:paragraph --><!-- wp:quote -->\n<blockquote>\n<p>“Most of the time, young girls in ICT get married and their potential is swept under the carpet because they now have different responsibilities.”</p>\n</blockquote>\n<!-- /wp:quote --><!-- wp:paragraph -->\n<p>During the camp, girls were divided into smaller groups tasked with developing a computer programme—and coding it. While Chibanda and Kombo’s group developed an animated video on gender equality, Eno Ekanem’s group worked on building a drone controlled by SMS messaging that will be able to dispense medicine in rural areas, which lack access to medicine.</p>\n<p>“We were six in my group, from Namibia, Rwanda, Swaziland, Senegal and Nigeria,” explains Ekanem. “It was cool to work in a group like this. You learn about coding, but also other aspects of how we share ideas and develop them. You also learn about the different countries and cultures.”</p>\n<p>The African Girls Can CODE initiative uses a “spark interest” approach to attract young girls towards coding at early stages, when they are contemplating about future careers. Upon completing the programme, participants have the knowledge, skills and competencies to forge careers in ICT. It also equips each girl with enterprise know-how, to ensure their financial security.</p>\n<!-- /wp:paragraph --><!-- wp:paragraph -->\n<p>“Technology in its various forms, including ICTs, continues to redefine and revolutionize the way we all live and work,” said Letty Chiwara, UN Women representative in Ethiopia, the AU and the United Nations Economic Commission for Africa. “Harnessing this technology to advance gender equality and women’s empowerment is not only vital for women and girls, but critical throughout the 2030 Agenda for Sustainable Development. If we do not have enough women in the so-called fourth industrial revolution, we will not get the variety of the solutions that are needed by women and girls. By teaching coding and other digital skills to young women, we can reduce youth unemployment and also achieve gender equality, women\'s empowerment and accelerate the achievement of the Sustainable Development Goals.”</p>\n<p>The African Girls Can Code Initiative will run from 2018-2022 and is expected to reach more than 2,000 girls through 18 Coding Camps (2 international, 12 regional and 4 in Ethiopia).</p>\n<p>In its first year of implementation, the programme has received generous financial support from the Government of Denmark.</p>\n<p>.</p>\n<!-- /wp:paragraph -->','Protect Your Workplace from Cyber Attacks','Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida.','inherit','closed','closed','','438-revision-v1','','','2020-08-17 20:55:04','2020-08-17 20:55:04','',438,'https://payn21.com/438-revision-v1/',0,'revision','',0),(1601,2,'2020-08-17 20:58:20','2020-08-17 20:58:20','<!-- wp:paragraph -->\n<p><p>Bright-eyed 15-year-old Khayrath Mohamed Kombo is heading off to camp in another city for the first time. But far from arriving to a sea of tents, sleeping bags and wilderness, this camp has a decidedly more high-tech environment.</p>\n<p>“When I heard about this I was excited because my dream is to learn more things and expand my knowledge,” says Khayrath, who is the only girl in her computer science club at school, back in Dar-es-Salaam, Tanzania.</p>\n<p>She was among more than 80 girls from 34 African countries who attended the first Coding Camp in Addis Ababa, Ethiopia for 10 days in August 2018. The camp served to launch the African Girls Can CODE Initiative, a joint programme of the African Union Commission (AUC), UN Women Ethiopia and the International Telecommunication Union (ITU).</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[858,854,855]} -->\n<figure>\n<ul>\n<li>\n<figure><img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_img_2857_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_img_2791_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /><br /><br /></figure>\n</li>\n</ul>\n</figure>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p><p>The four-year programme is designed to equip young girls with digital literacy, coding and personal development skills. They will be trained as programmers, creators and designers, placing them on-track to take up education and careers in ICT and coding.</p>\n<p>“Girls face discrimination in the sector, because computer science has always been seen as a course for boys, not girls,” says 15-year-old camp participant Eno Ekanem, from Abuja, Nigeria, adding that what they hear often is: “Shouldn’t you learn to be a housewife or do girly stuff?”</p>\n<p>.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote>\n<p>“Most of the time, young girls in ICT get married and their potential is swept under the carpet because they now have different responsibilities.”</p>\n</blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p><p>During the camp, girls were divided into smaller groups tasked with developing a computer programme—and coding it. While Chibanda and Kombo’s group developed an animated video on gender equality, Eno Ekanem’s group worked on building a drone controlled by SMS messaging that will be able to dispense medicine in rural areas, which lack access to medicine.</p>\n<p>“We were six in my group, from Namibia, Rwanda, Swaziland, Senegal and Nigeria,” explains Ekanem. “It was cool to work in a group like this. You learn about coding, but also other aspects of how we share ideas and develop them. You also learn about the different countries and cultures.”</p>\n<p>The African Girls Can CODE initiative uses a “spark interest” approach to attract young girls towards coding at early stages, when they are contemplating about future careers. Upon completing the programme, participants have the knowledge, skills and competencies to forge careers in ICT. It also equips each girl with enterprise know-how, to ensure their financial security.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>“Technology in its various forms, including ICTs, continues to redefine and revolutionize the way we all live and work,” said Letty Chiwara, UN Women representative in Ethiopia, the AU and the United Nations Economic Commission for Africa. “Harnessing this technology to advance gender equality and women’s empowerment is not only vital for women and girls, but critical throughout the 2030 Agenda for Sustainable Development. If we do not have enough women in the so-called fourth industrial revolution, we will not get the variety of the solutions that are needed by women and girls. By teaching coding and other digital skills to young women, we can reduce youth unemployment and also achieve gender equality, women\'s empowerment and accelerate the achievement of the Sustainable Development Goals.”</p>\n<p>The African Girls Can Code Initiative will run from 2018-2022 and is expected to reach more than 2,000 girls through 18 Coding Camps (2 international, 12 regional and 4 in Ethiopia).</p>\n<p>In its first year of implementation, the programme has received generous financial support from the Government of Denmark.</p>\n<p>.</p></p>\n<!-- /wp:paragraph -->','Protect Your Workplace from Cyber Attacks','Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in August 2018. Photo: UN Women/Faith Bwibo','inherit','closed','closed','','438-revision-v1','','','2020-08-17 20:58:20','2020-08-17 20:58:20','',438,'https://payn21.com/438-revision-v1/',0,'revision','',0),(1602,2,'2020-08-17 21:02:04','2020-08-17 21:02:04','<!-- wp:paragraph -->\n<p><p>Bright-eyed 15-year-old Khayrath Mohamed Kombo is heading off to camp in another city for the first time. But far from arriving to a sea of tents, sleeping bags and wilderness, this camp has a decidedly more high-tech environment.</p>\n<p>“When I heard about this I was excited because my dream is to learn more things and expand my knowledge,” says Khayrath, who is the only girl in her computer science club at school, back in Dar-es-Salaam, Tanzania.</p>\n<p>She was among more than 80 girls from 34 African countries who attended the first Coding Camp in Addis Ababa, Ethiopia for 10 days in August 2018. The camp served to launch the African Girls Can CODE Initiative, a joint programme of the African Union Commission (AUC), UN Women Ethiopia and the International Telecommunication Union (ITU).</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[858,854,855]} -->\n<figure>\n<ul>\n<li>\n<figure><img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_eno-ekanem_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_africangirlscancode_addis_august2018_img_2857_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_img_2791_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /> <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" /><br /><br /></figure>\n</li>\n</ul>\n</figure>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p><p>The four-year programme is designed to equip young girls with digital literacy, coding and personal development skills. They will be trained as programmers, creators and designers, placing them on-track to take up education and careers in ICT and coding.</p>\n<p>“Girls face discrimination in the sector, because computer science has always been seen as a course for boys, not girls,” says 15-year-old camp participant Eno Ekanem, from Abuja, Nigeria, adding that what they hear often is: “Shouldn’t you learn to be a housewife or do girly stuff?”</p>\n<p>.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote>\n<p>“Most of the time, young girls in ICT get married and their potential is swept under the carpet because they now have different responsibilities.”</p>\n</blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p><p>During the camp, girls were divided into smaller groups tasked with developing a computer programme—and coding it. While Chibanda and Kombo’s group developed an animated video on gender equality, Eno Ekanem’s group worked on building a drone controlled by SMS messaging that will be able to dispense medicine in rural areas, which lack access to medicine.</p>\n<p>“We were six in my group, from Namibia, Rwanda, Swaziland, Senegal and Nigeria,” explains Ekanem. “It was cool to work in a group like this. You learn about coding, but also other aspects of how we share ideas and develop them. You also learn about the different countries and cultures.”</p>\n<p>The African Girls Can CODE initiative uses a “spark interest” approach to attract young girls towards coding at early stages, when they are contemplating about future careers. Upon completing the programme, participants have the knowledge, skills and competencies to forge careers in ICT. It also equips each girl with enterprise know-how, to ensure their financial security.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p>“Technology in its various forms, including ICTs, continues to redefine and revolutionize the way we all live and work,” said Letty Chiwara, UN Women representative in Ethiopia, the AU and the United Nations Economic Commission for Africa. “Harnessing this technology to advance gender equality and women’s empowerment is not only vital for women and girls, but critical throughout the 2030 Agenda for Sustainable Development. If we do not have enough women in the so-called fourth industrial revolution, we will not get the variety of the solutions that are needed by women and girls. By teaching coding and other digital skills to young women, we can reduce youth unemployment and also achieve gender equality, women\'s empowerment and accelerate the achievement of the Sustainable Development Goals.”</p>\n<p>The African Girls Can Code Initiative will run from 2018-2022 and is expected to reach more than 2,000 girls through 18 Coding Camps (2 international, 12 regional and 4 in Ethiopia).</p>\n<p>In its first year of implementation, the programme has received generous financial support from the Government of Denmark.</p>\n<p>.</p></p>\n<!-- /wp:paragraph -->','Meet the African girls who are coding to make a difference','Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in August 2018. Photo: UN Women/Faith Bwibo','inherit','closed','closed','','438-revision-v1','','','2020-08-17 21:02:04','2020-08-17 21:02:04','',438,'https://payn21.com/438-revision-v1/',0,'revision','',0),(1531,2,'2020-08-16 14:26:10','2020-08-16 14:26:10','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Transparent Pricing</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/transparent-pricing/\">Read More</a>\n <h3>Fully Encrypted</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/fully-encrypted/\">Read More</a>\n <h3>Instant Cashout</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/instant-cashout/\">Read More</a>\n <h3>Safe and Secure</h3>\n <p><p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/safe-and-secure/\">Read More</a>\n <h2 >Market traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_soletraders.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Easy transfers</li>\n <li> Deposit checks instantly</li>\n <li> A powerful open API </li>\n <li> Coverage around the world </li>\n <li> Business without borders</li>\n <li> Affiliates and partnerships</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Compare us with others</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <table>\n <thead>\n <tr>\n <th scope=\"col\">Packages</th>\n <th scope=\"col\">Freelancer</th>\n <th scope=\"col\">Householder</th>\n <th scope=\"col\">Business Man</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>Control payout timing</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Transparent payouts </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Automate evidence submission </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Collaboration notes </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Deposit tagging</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Technical support over IRC</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>24×7 support</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Deadline reminders</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Drag and drop functionality</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >We always try to understand customers expectation</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >What customers say about us</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <h3>John Smit</h3>\n Founder at Envato\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <button>\n </button>\n <button>\n </button>\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Pay21_Temp','','publish','closed','closed','','pay21_temp','','','2020-08-16 14:26:11','2020-08-16 14:26:11','',0,'https://payn21.com/?elementor_library=pay21_temp',0,'elementor_library','',0),(1566,2,'2020-08-16 19:41:19','2020-08-16 19:41:19','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Incredible infrastructure</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h3>Simple dashboard</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Read More</a>\n <h3>Information retrieval</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Pay21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 ><br>Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 ><br>Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Pay21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Pay21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 ><br>According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-16 19:41:19','2020-08-16 19:41:19','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1570,2,'2020-08-17 08:10:27','2020-08-17 08:10:27','','PAY21_logo_4fb','','inherit','open','closed','','pay21_logo_4fb','','','2020-08-17 08:10:27','2020-08-17 08:10:27','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21_logo_4fb.png',0,'attachment','image/png',0),(1571,2,'2020-08-17 08:10:29','2020-08-17 08:10:29','','PAY21_logo_4twitter_','','inherit','open','closed','','pay21_logo_4twitter_','','','2020-08-17 08:10:29','2020-08-17 08:10:29','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21_logo_4twitter_.png',0,'attachment','image/png',0),(1572,2,'2020-08-17 08:11:02','2020-08-17 08:11:02','','PAY21-LOGO-HR','','inherit','open','closed','','pay21-logo-hr','','','2020-08-17 08:11:02','2020-08-17 08:11:02','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-HR.png',0,'attachment','image/png',0),(1580,2,'2020-08-17 11:03:57','2020-08-17 11:03:57','<h3 >Consumer</h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 83.25 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-17 11:03:57','2020-08-17 11:03:57','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1575,2,'2020-08-17 09:47:49','2020-08-17 09:47:49','<h3 >Consumer</h3>\n <p >Get your account and enjoy our payment services</p>\n $\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Cash reload</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Advanced</h3>\n <p >Get your business up and running</p>\n $\n 20 \n /m\n <ul>\n <li> 100 outgoing transfers/mo</li>\n <li> 5 Tryo Users</li>\n <li> 2 Business Mastercards</li>\n <li> Premium Support</li>\n <li> International payments</li>\n <li> Accounting integrations</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Premium</h3>\n <p >Get your business up and running</p>\n $\n 24 \n /m\n <ul>\n <li> 100 outgoing transfers/mo</li>\n <li> 5 Tryo Users</li>\n <li> 2 Business Mastercards</li>\n <li> Premium Support</li>\n <li> International payments</li>\n <li> Accounting integrations</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-17 09:47:49','2020-08-17 09:47:49','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1577,2,'2020-08-17 10:19:12','2020-08-17 10:19:12','<h3 >Consumer</h3>\n <p >Get your account and enjoy our payment services</p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Cash reload</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n $\n 20 \n /m\n <ul>\n <li> 100 outgoing transfers/mo</li>\n <li> 5 Tryo Users</li>\n <li> 2 Business Mastercards</li>\n <li> Premium Support</li>\n <li> International payments</li>\n <li> Accounting integrations</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Premium</h3>\n <p >Get your business up and running</p>\n $\n 24 \n /m\n <ul>\n <li> 100 outgoing transfers/mo</li>\n <li> 5 Tryo Users</li>\n <li> 2 Business Mastercards</li>\n <li> Premium Support</li>\n <li> International payments</li>\n <li> Accounting integrations</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-17 10:19:12','2020-08-17 10:19:12','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1578,2,'2020-08-17 10:47:51','2020-08-17 10:47:51','<h3 >Consumer</h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 24 \n /m\n <ul>\n <li> 100 outgoing transfers/mo</li>\n <li> 5 Tryo Users</li>\n <li> 2 Business Mastercards</li>\n <li> Premium Support</li>\n <li> International payments</li>\n <li> Accounting integrations</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-17 10:47:51','2020-08-17 10:47:51','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1579,2,'2020-08-17 11:00:27','2020-08-17 11:00:27','<h3 >Consumer</h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 24 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-17 11:00:27','2020-08-17 11:00:27','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1639,2,'2020-08-18 09:57:59','2020-08-18 09:57:59','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n<h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\nOur innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.\n<h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\nPayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.\n<h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n<h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n<h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n<h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"#\">Apply Now</a>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"#\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"#\">Create Account</a>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-18 09:57:59','2020-08-18 09:57:59','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1638,2,'2020-08-18 09:56:59','2020-08-18 09:56:59','<h2 >Our Services</h2>\n <p >Digital banking products and services that are right for you</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"#\">Apply Now</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"#\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"#\">Create Account</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-18 09:56:59','2020-08-18 09:56:59','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1606,2,'2020-08-17 21:20:32','2020-08-17 21:20:32','','Close up of African American girl using smartphone','Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o','inherit','open','closed','','close-up-of-african-american-girl-using-smartphone','','','2020-08-17 21:20:32','2020-08-17 21:20:32','',449,'https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg',0,'attachment','image/jpeg',0),(1607,2,'2020-08-17 21:20:41','2020-08-17 21:20:41','','Online Secure Payment','Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person\'s finger to press pay secure button','inherit','open','closed','','online-secure-payment','','','2020-08-17 21:20:41','2020-08-17 21:20:41','',449,'https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg',0,'attachment','image/jpeg',0),(1608,2,'2020-08-17 21:23:19','2020-08-17 21:23:19','<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.</p></blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[914,913,912]} -->\n<figure class=\"wp-block-gallery columns-3 is-cropped\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/team1-1.jpg\" alt=\"\" data-id=\"914\" data-link=\"https://themes.jibdara.com/tryo/about-us/team1/\" class=\"wp-image-914\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/team6-1.jpg\" alt=\"\" data-id=\"913\" data-link=\"https://themes.jibdara.com/tryo/about-us/team6/\" class=\"wp-image-913\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/team3-1.jpg\" alt=\"\" data-id=\"912\" data-link=\"https://themes.jibdara.com/tryo/about-us/team3/\" class=\"wp-image-912\"/></figure></li></ul></figure>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->','The Security Risks of Changing Package Owners','According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. ','inherit','closed','closed','','449-revision-v1','','','2020-08-17 21:23:19','2020-08-17 21:23:19','',449,'https://payn21.com/449-revision-v1/',0,'revision','',0),(1609,2,'2020-08-17 21:25:46','2020-08-17 21:25:46','<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable.</p></blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:gallery {\"ids\":[914,913,912]} -->\n<figure class=\"wp-block-gallery columns-3 is-cropped\"><ul class=\"blocks-gallery-grid\"><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/team1-1.jpg\" alt=\"\" data-id=\"914\" data-link=\"https://themes.jibdara.com/tryo/about-us/team1/\" class=\"wp-image-914\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/team6-1.jpg\" alt=\"\" data-id=\"913\" data-link=\"https://themes.jibdara.com/tryo/about-us/team6/\" class=\"wp-image-913\"/></figure></li><li class=\"blocks-gallery-item\"><figure><img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/team3-1.jpg\" alt=\"\" data-id=\"912\" data-link=\"https://themes.jibdara.com/tryo/about-us/team3/\" class=\"wp-image-912\"/></figure></li></ul></figure>\n<!-- /wp:gallery -->\n\n<!-- wp:paragraph -->\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->','There is more to digital payments in Africa than M-Pesa','According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. ','inherit','closed','closed','','449-revision-v1','','','2020-08-17 21:25:46','2020-08-17 21:25:46','',449,'https://payn21.com/449-revision-v1/',0,'revision','',0),(1532,2,'2020-08-16 14:26:11','2020-08-16 14:26:11','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Transparent Pricing</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/transparent-pricing/\">Read More</a>\n <h3>Fully Encrypted</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/fully-encrypted/\">Read More</a>\n <h3>Instant Cashout</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/instant-cashout/\">Read More</a>\n <h3>Safe and Secure</h3>\n <p><p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/safe-and-secure/\">Read More</a>\n <h2 >Market traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_soletraders.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Easy transfers</li>\n <li> Deposit checks instantly</li>\n <li> A powerful open API </li>\n <li> Coverage around the world </li>\n <li> Business without borders</li>\n <li> Affiliates and partnerships</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Compare us with others</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <table>\n <thead>\n <tr>\n <th scope=\"col\">Packages</th>\n <th scope=\"col\">Freelancer</th>\n <th scope=\"col\">Householder</th>\n <th scope=\"col\">Business Man</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>Control payout timing</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Transparent payouts </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Automate evidence submission </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Collaboration notes </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Deposit tagging</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Technical support over IRC</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>24×7 support</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Deadline reminders</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Drag and drop functionality</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >We always try to understand customers expectation</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >What customers say about us</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <h3>John Smit</h3>\n Founder at Envato\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <button>\n </button>\n <button>\n </button>\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Pay21_Temp','','inherit','closed','closed','','1531-revision-v1','','','2020-08-16 14:26:11','2020-08-16 14:26:11','',1531,'https://payn21.com/1531-revision-v1/',0,'revision','',0),(1533,2,'2020-08-16 15:41:51','2020-08-16 15:41:51','','Pay21 online-shopping-banking-card-internet-purchase','','inherit','open','closed','','pay21-online-shopping-banking-card-internet-purchase','','','2020-08-16 15:41:51','2020-08-16 15:41:51','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21-online-shopping-banking-card-internet-purchase.jpg',0,'attachment','image/jpeg',0),(1534,2,'2020-08-16 15:41:53','2020-08-16 15:41:53','','Pay21_banking-loyalty-program','','inherit','open','closed','','pay21_banking-loyalty-program','','','2020-08-16 15:41:53','2020-08-16 15:41:53','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg',0,'attachment','image/jpeg',0),(1535,2,'2020-08-16 15:42:21','2020-08-16 15:42:21','','Pay21_provide you a successful business story','','inherit','open','closed','','pay21_provide-you-a-successful-business-story','','','2020-08-16 15:42:21','2020-08-16 15:42:21','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png',0,'attachment','image/png',0),(1536,2,'2020-08-16 15:42:24','2020-08-16 15:42:24','','Pay21_smallbusiness','','inherit','open','closed','','pay21_smallbusiness','','','2020-08-16 15:42:24','2020-08-16 15:42:24','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg',0,'attachment','image/jpeg',0),(1537,2,'2020-08-16 15:42:26','2020-08-16 15:42:26','','Worker standing behind the counter in the bakery','Young african-american worker of the bakery offering pastry. Saleswoman standing behind the counter with cakes in the bakery. Woman working in the bakery. Vector cartoon illustration. Square layout.','inherit','open','closed','','worker-standing-behind-the-counter-in-the-bakery','','','2020-08-16 16:11:20','2020-08-16 16:11:20','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_Soletrader.jpg',0,'attachment','image/jpeg',0),(1610,2,'2020-08-17 21:29:49','2020-08-17 21:29:49','<!-- wp:paragraph -->\n<p>In 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. Since then, while other developing markets such as the APAC and LATAM regions have dominated headlines, the African continent’s success in digital payments has not been appreciated to a similar extent. There is more to digital payments in Africa than M-Pesa, and this piece will still only capture a snapshot of African success. </p>\n<p><b>Beyond M-Pesa and beyond maturity</b></p>\n<p>According to Nana Araba Abban, head, group consumer banking at Ecobank Group, transaction flows sent by banks have grown by an average of 10% year-on-year during this 10-year period. Alongside this, mobile money payments have exploded, with the monthly value of transactions increasing 25 times over between 2010 and 2018.</p>\n<p>The African digital payments evolution has also led to “banks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,” Abban says and adds that with “light KYC accounts operated on mobile devices, instant mobile payments including the use of QR technology,” banks are partnering with telcos to facilitate mobile money transactions.</p>\n<p>Ecobank, for example, has introduced services like Rapidtransfer for instant cross-border payments across their network of 33 countries in Africa. For ecommerce businesses, cross-border payments are an integral part of day to day operations and allow business owners to transfer funds across different territories in the most secure and efficient way possible, making real-time international payments a reality.</p>\n<p>While SWIFT gpi, Visa Direct and Mastercard Send are providing fast and secure global payments, banks are also establishing agent networks to expand financial inclusion, serving customers in neighbourhoods in which they work and live. Ecobank currently has 44,000 agents in a network launched less than three years ago, for example.</p>\n<p>Furthermore, in conversation with Dare Okoudjou, founder and CEO of MFS Africa, he says that “M-Pesa was a long time ago and if we were to take a global view, there are around 290 M-Pesa-like schemes around the world. Almost 80 of those services have more than one million active daily users. But Africa remains the epicentre of that market.\"</p>\n<!-- /wp:paragraph --><!-- wp:quote -->\n<blockquote>\n<p>“banks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,”</p>\n</blockquote>\n<!-- /wp:quote --><!-- wp:paragraph -->\n<p><b>Cross-border challenges</b></p>\n<p>According to Brookings, intra-African trade is at 17% compared to 59% in Asia and 69% in Europe. The implementation of the Africa Continental Free Trade Agreement (AfCFTA) is expected to boost intra-Africa trade by up to 52%, by eliminating import duties and reducing other barriers to trade.</p>\n<p>Araba says that while there is maturity in the logistics sector, the costs of import duties and freighting charges for instance, “might be prohibitive for small businesses seeking to leverage ecommerce platforms. Thankfully, cross-border payments are less challenging.”</p>\n<p>She explains that there are regional initiatives being implemented to facilitate cross-border trade between countries. For example, the Common Market for Eastern and Southern Africa (COMESA) is implementing regulations which assist small-scale traders in crossing borders with simplified clearance procedures for low-value transactions they typically conduct.</p>\n<p>“With support from the World Bank, the governments of the Democratic Republic of Congo, Rwanda, and Uganda, in cooperation with COMESA, are increasing the capacity for commerce and reducing the costs faced by traders, especially small-scale and women traders, at key borders in the Great Lakes region.”</p>\n<p>However, with global trade still predominantly conducted in USD, the apparent lack of USD liquidity in some Sub-Saharan African countries can present problems for cross-border trade. Furthermore, as Steven Marshall, chief commercial officer from Crown Agents Bank relays, “with delays to initiatives like the African Continental Free Trade Agreement, ecommerce offers SMEs a vital chance to reach over borders and expand from local enterprises.</p>\n<p>“It’s certainly unfortunate that the wider AfCFTA programme has been postponed as it has the potential to boost Africa’s trading position in the global market, but certainly understandable in the current climate.”</p>\n<p>Olivier Lens, head of Sub-Saharan Africa at SWIFT, adds that taking South Africa as an example and considering the success of the Southern African Development Community real-time gross settlement system (SADC RTGS), it is clear that the financial systems in this region are well developed, especially as the adoption of ISO 20022 is also being considered for various projects.</p>\n<p>“In the cross-border payments space, several of the region’s largest banks are live on SWIFT gpi and many are in the process of adopting it. In 2019, more than 50% of SWIFT gpi payments globally were credited to end beneficiaries within 30 minutes, bringing more speed, transparency and end-to-end tracking to market players worldwide,” Lens explores.</p>\n<p>SWIFT gpi will increase competition in the cross-border payments space, delivering faster, more transparent and traceable payments and supporting the expansion of intra-African trade and international trade.</p>\n<p>With strong and secure financial market infrastructures (FMIs) such as the SADC RTGS and others such as the East African Regional Payment System (EAPS) and the regional RTGS system launched by the Economic and Monetary Community of Central Africa (CEMAC) emerging, it is evident that harmonisation is important.</p>\n<p>“Pan-regional payment systems operating within harmonised legal and regulatory frameworks of regional economic areas will make intra-regional payments easier, faster and cheaper. This will help to increase cross-border trade within regional communities,” Lens adds.</p>\n<!-- /wp:gallery --><!-- wp:paragraph -->\n<p><b>Central bank intervention</b></p>\n<p>Central banks and banking regulators are playing an active and supportive role in the growth of payment services in Africa. An example that Abban references is the Banque Centrale des États de l\'Afrique de l\'Ouest (BCEAO) based in Francophone West Africa, that has approved KYC friendly basic accounts with the intention of expanding financial inclusion and in turn, digital payments.</p>\n<p>The Central Bank of Nigeria has also pushed a cashless agenda by reducing card fees, limiting ATM withdrawals and levying large cash deposits. <strong>The number of electronic payment transactions in Nigeria grew from 66 million in 2008 to over two billion in 2018. It is a fact that digital payments market has matured faster in Africa than it has in Europe: the number of electronic payments in France has grown in the past decade, but from 33 million in 2009 to 61.5 million in 2018, according to Statista.</strong></p>\n<p>Ethiopia is another market with bank-led mobile money and a single national carrier serving the population’s mobile telecommunication needs. Araba explains that the National Bank of Ethiopia has, in a new directive, said it will allow new entrants to offer mobile money services and that it will be selling a 40% stake in the state-owned monopoly Ethio Telecom. She adds that the central bank “is granting two licenses for firms to compete with the incumbent. The companies that are successful will likely seek to cash in on the untapped potential for mobile money in the market.”</p>\n<p>While M-Pesa’s success has demonstrated the potential for payments in this region, the maturation of the fintech industry in this region has also attracted the attention of investors, as Marshall points out that startups operating on the continent received a total of $1.3 billion in funding in the last year and giants like Interswitch have emerged.</p>\n<p>“Africa has also celebrated its first home-grown unicorn Interswitch, after payments giant Visa acquired a 20% minority equity stake in the firm. There’s been so much innovation in the last decade, but there’s still a lot of people and communities to reach,” Marshall says.</p>\n<p>The GSMA states that Sub-Saharan Africa is mobile payments\' biggest market, accounting for a staggering 45.6% of all activity globally in 2018. Marshall believes that “digital payments are reaching new heights and, in a reaction to this, traditional banks in the region are increasingly working to digitalise their services and welcome more pay-out methods.”</p>\n<p>As has been seen in Kenya, traditional lenders in Africa are innovating, embracing new technologies, streamlining their operations and collaborating with fintech firms - building on their strengths of having a large established customer base and rich customer data; risk management capabilities; balance sheet strength; industry knowledge and trust, as Lens explains.</p>\n<p><b>Diverse customer distribution = enhanced financial inclusion</b></p>\n<p>As host to almost half of all mobile money registered accounts globally, it calls into question whether Sub-Saharan Africa will remain the epicentre of mobile money. Customer distribution across the region has become more diverse and mobile money agents have played a key role in driving customer adoption and enhancing financial inclusion across Africa.</p>\n<p>According to an IMF Financial Access Survey, there are 60 agent outlets per 1,000 km² vs. two ATMs and one bank branch in the same area in Sub-Saharan Africa. Abban believes: “The proximity of service is critical to the adoption of digital financial services as most people cannot afford to travel long distances to transact.”</p>\n<p>With over 1.4 million active mobile money agents in Sub-Saharan Africa, some of which also serve as banking agents, and 90% of transactions still being conducted in cash, it is without a doubt that mobile money agents have played a critical part in strengthening the banking industry, helping extend reach through popular services such as bank to wallet transfers and overcoming logistical issues to do with proximity to bank branches and ATMs.</p>\n<p>Okoudjou follows this up and states that “mobile money agents are the unsung heroes of the digital payments evolution in Africa. Mobile money is not about the mobile, it’s about the agents. In time, you will see agents becoming more sophisticated and they will be allowed to distribute or facilitate different types of services like insurance or investment.”</p>\n<p>While making a payment is now cheaper, faster and safer than ever before, the next step according to Marshall is to stop customers from “cashing out” after they have received a mobile remittance. Referencing Center for Financial Inclusion data that registered accounts increased by 11.9% in 2019 and transaction value was up 27.5%, Lens notes that “mobile money has grown at pace in countries where regulation has evolved to enable low-cost services.”</p>\n<p>Lens exemplifies this and reveals that Ghana has seen a 400% growth in the use of mobile money after rolling out a number of policies that addressed financial inclusion and allowed full interoperability among telecommunications companies and with banks. “Established financial institutions are collaborating with fintechs to build out the ecosystem, increase financial inclusion and deliver enhanced services to end users.”</p>\n<p><b>Overtaking traditional infrastructure to offer value</b></p>\n<p>Digital technology is allowing emerging markets in Africa to leapfrog traditional financial processes and process payments quicker than is perceived in developed countries such as the US. Innovations such as electronic cash tokens for agent or ATM withdrawal, issuance of virtual cards, payments via SMS or email are in circulation. In addition to this, Abban highlights that in Zimbabwe, Kenya and Nigeria, “transfers can be made between banks instantly and this has been the norm for some years now, in contrast with countries like the US where legacy systems might hinder such innovation.”</p>\n<p>While the US is seemingly a laggard in the payments arena in comparison, she goes on to state that in addition to M-Pesa in Kenya, Africa has also since seen the rise of stalwarts such as Nigeria’s Interswitch and Morocco’s Hightech Payment Systems. Marshall reiterates: “By removing some of the biggest obstacles, namely having to be physically at a bank, digital finance directly offers an accessible way for people to fulfil their financial needs. As a result, we have seen it overtake traditional banking methods that are less relevant to an increasingly digital savvy population.</p>\n<p>“In the past few years, digital payments in Africa have become world-leading in terms of adoption and volume.” Nadia Costanzo, head of banks for Africa & Latin America at TransferWise takes this point further and surmises that on a continent where most live far from traditional bank branches, banks are providing liveness checks so that customers can complete KYC verification services from the comfort of their homes.</p>\n<p>While Costanzo highlights that this is dependent on internet access, “something which is not always reliably available across rural areas,” M-Pesa must continue to be hailed for being the first of its kind in Africa to enable international money transfers, small loans, bill payments, airtime top ups and high interest savings accounts (up to 6.65%).</p>\n<p>Following in M-Pesa’s footsteps, startups across the continent are “doing incredible things to replace banks,” Costanzo says. “Farmers in Senegal and Mali are able to develop savings habits through mobile layaway platforms such as myagro, where they usually would have had to go to traditional financial institutions to get loans at high interest rates. Similarly, people without access to energy in Madagascar can access solar lamps through loans that link activation of lamps to repayment of debt via baobabplus.”</p>\n<p><b>Thriving and surviving in the ecommerce sector</b></p>\n<p>Smartphone penetration could unlock access to a broader customer base over time and allow micro, small or small to medium businesses thrive. According to The United Nations Conference on Trade and Development (UNCTAD), the number of online shoppers in Africa has surged annually by 18% since 2014 and this has occurred on the back of rapid smartphone penetration, as the primary means of accessing the web in Africa is via mobile device. But it takes more than mobile penetration as Abban explains.</p>\n<p>Abban says: “This trend can be expected to continue with the introduction of less expensive ISP data packages, evolution of payment solutions including virtual cards, inexpensive web acquiring solutions and improved logistics infrastructure. To be sure, it takes more than access to smartphones for e-commerce to thrive. Nigeria, Kenya and South Africa account for more than half of online shoppers in Africa. Market access is key for businesses and with the right investment in infrastructure and well written policies, there should be growth in the businesses reaching clients online,” she continues.</p>\n<p>Marshall has a similar view and refers to mobile technology as a “primary engine of economic growth. Mobile has enabled innovative business models that have helped SMEs compete on an even footing with much bigger companies.” He calls attention to the fact that ecommerce in Africa was valued at $16.5 billion in 2017 and a McKinsey report revealed that this value could well go up to $75 billion by 2025.</p>\n<p>“Mobile money would further empower the growth of ecommerce in Africa and the growing penetration of smartphones opens up a wider opportunity both in terms of accessing online stores and in enabling a range of payment methods. This is key in facilitating cross-border transactions, particularly in a market that has been nervous about ecommerce until Covid-19 accelerated its relevance.”</p>\n<p>It goes without saying that mobile phone penetration is high across Africa, usually significantly higher than bank account ownership. Costanzo mirrors this and says “mobile providers do not only develop mobile money services for smartphones, but also for feature phones, so people at all income levels in countries, where mobile money services are available, can receive remittance payments and make local payments.”</p>\n<p>For MSMEs, this is positive as they would be able to leverage mobile money tools to improve accounting processes and reduce the risk of theft for example, where mobile money is a commonly accepted form of payment and will slow down the use of cash or hand-written accounts. However, as Costanzo explicates, there are still challenges that can’t be solved through smartphone penetration alone.</p>\n<p>“In countries where mobile money is not as high profile, accepting payments through cards or bank transfers would be the only viable ecommerce alternative. Debit card ownership in countries like Nigeria and South Africa were less than 50% in 2017, thereby significantly reducing the addressable market in ecommerce.”</p>\n<p><b>Okoudjou concludes by saying that typically, when coming across headlines about African payments, leapfrogging is used as a description, “which implies that Africa is catching up. In many ways, Africa is on its own path and some of what we’re doing is ahead of what is being done in Europe or the US. Our path is also not to replicate what is being done in Europe or the US. Payments have been instant across Sub-Saharan Africa since 2010.”</b></p>\n<!-- /wp:paragraph -->','There is more to digital payments in Africa than M-Pesa','According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. ','inherit','closed','closed','','449-revision-v1','','','2020-08-17 21:29:49','2020-08-17 21:29:49','',449,'https://payn21.com/449-revision-v1/',0,'revision','',0),(1565,2,'2020-08-16 18:28:29','2020-08-16 18:28:29','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Incredible infrastructure</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h3>Simple dashboard</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Read More</a>\n <h3>Information retrieval</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Pay21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 ><br>Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 ><br>Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Pay21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Pay21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-16 18:28:29','2020-08-16 18:28:29','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1958,2,'2020-10-20 06:54:20','2020-10-20 06:54:20','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-20 06:54:20','2020-10-20 06:54:20','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1959,2,'2020-10-20 06:54:45','2020-10-20 06:54:45','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-20 06:54:45','2020-10-20 06:54:45','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1627,2,'2020-08-18 09:04:02','2020-08-18 09:04:02','','PayN21_small_business_person','','inherit','open','closed','','payn21_small_business_person','','','2020-08-18 09:04:02','2020-08-18 09:04:02','',403,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person.jpg',0,'attachment','image/jpeg',0),(1647,2,'2020-08-18 10:32:00','2020-08-18 10:32:00','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>PayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.<br /><br />The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p><p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-18 10:32:00','2020-08-18 10:32:00','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1564,2,'2020-08-16 18:26:28','2020-08-16 18:26:28','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Incredible infrastructure</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h3>Simple dashboard</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Read More</a>\n <h3>Information retrieval</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Pay21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Pay21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Pay21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-16 18:26:28','2020-08-16 18:26:28','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1938,2,'2020-09-23 05:42:00','2020-09-23 05:42:00','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-09-23 05:42:00','2020-09-23 05:42:00','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1935,2,'2020-09-23 05:36:00','2020-09-23 05:36:00','','Open a cooperative member account','','publish','closed','closed','','1935','','','2020-09-23 05:50:12','2020-09-23 05:50:12','',0,'https://payn21.com/?p=1935',5,'nav_menu_item','',0),(1936,2,'2020-09-23 05:37:15','2020-09-23 05:37:15','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objective</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-09-23 05:37:15','2020-09-23 05:37:15','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1649,2,'2020-08-18 10:43:39','2020-08-18 10:43:39','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>PayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.<br /><br />The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p><p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-18 10:43:39','2020-08-18 10:43:39','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1633,2,'2020-08-18 09:41:47','2020-08-18 09:41:47','','Businessman manager using tablet check and control for workers with Modern Trade warehouse logistics. Industry 4.0 concept','','inherit','open','closed','','businessman-manager-using-tablet-check-and-control-for-workers-with-modern-trade-warehouse-logistics-industry-4-0-concept','','','2020-08-18 09:42:04','2020-08-18 09:42:04','',403,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Large-Enterprise.jpg',0,'attachment','image/jpeg',0),(1634,2,'2020-08-18 09:47:32','2020-08-18 09:47:32','','PayN21_small_business_person','','inherit','open','closed','','payn21_small_business_person-2','','','2020-08-18 09:47:32','2020-08-18 09:47:32','',403,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg',0,'attachment','image/jpeg',0),(1636,2,'2020-08-18 09:48:10','2020-08-18 09:48:10','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n<h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\nOur innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.\n<h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\nPayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.\n<h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n<h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n<h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n<h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"#\">Apply Now</a>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"#\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"#\">Create Account</a>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBusiness.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-18 09:48:10','2020-08-18 09:48:10','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1635,2,'2020-08-18 09:47:46','2020-08-18 09:47:46','<h2 >Our Services</h2>\n <p >Digital banking products and services that are right for you</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"#\">Apply Now</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"#\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"#\">Create Account</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBusiness.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-18 09:47:46','2020-08-18 09:47:46','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1621,2,'2020-08-18 08:25:23','2020-08-18 08:25:23','','PayN21_Businesswomen','','inherit','open','closed','','payn21_businesswomen-2','','','2020-08-18 08:25:23','2020-08-18 08:25:23','',403,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1.jpg',0,'attachment','image/jpeg',0),(1752,2,'2020-08-20 22:01:48','2020-08-20 22:01:48','<ul>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>User Name</th>\n<th>User Email</th>\n<th>Account Number</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>testtwo</td>\n<td>testtwo@gmail.com</td>\n<td>121212121214</td>\n</tr>\n<tr>\n<td>testone</td>\n<td>test@gmail.com</td>\n<td>121212121213</td>\n</tr>\n<tr>\n<td>tryo</td>\n<td>asia.khanom3s@gmail.com</td>\n<td>121212121212</td>\n</tr>\n</tbody>\n</table>','User Information','','inherit','closed','closed','','1319-revision-v1','','','2020-08-20 22:01:48','2020-08-20 22:01:48','',1319,'https://payn21.com/1319-revision-v1/',0,'revision','',0),(1554,2,'2020-08-16 17:04:54','2020-08-16 17:04:54',' ','','','publish','closed','closed','','1554','','','2020-10-20 06:57:15','2020-10-20 06:57:15','',0,'https://payn21.com/?p=1554',1,'nav_menu_item','',0),(1567,2,'2020-08-16 19:52:10','2020-08-16 19:52:10','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Incredible infrastructure</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h3>Simple dashboard</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Read More</a>\n <h3>Information retrieval</h3>\n <p><p>Lorem ipsum dolor amet, adipiscing, sed do eiusmod tempor incididunt ut labore dolore magna aliqua.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Pay21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Pay21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Pay21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/7-3-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">PayPal Here Card Reader Review 2019</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/5-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Protect Your Workplace from Cyber Attacks</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/3-2-1.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n November 2, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">Tips to Protecting Business and Family</a></h3>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna ali</p>\n <a href=\"https://sothebankuab.com/tips-to-protecting-business-and-family/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-16 19:52:10','2020-08-16 19:52:10','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1613,2,'2020-08-17 21:45:28','2020-08-17 21:45:28','<!-- wp:paragraph -->\n<p>When she needed to transfer money to a friend in a faraway village last March, Mouna Ahmed, a gender equality activist in Liberia, did not have to worry about long bank queues and complex paperwork. Instead she took her phone, tapped on the mobile money app, punched in an amount and pressed the send button. Minutes later, her friend acknowledged the kind gesture.</p>\n<p>“Transferring the money took less than a minute,” Ms. Ahmed told <em>Africa Renewal</em>.</p>\n<p>A leading Liberian telecom company, Lonestar Cell MTN, launched mobile money in the country in 2013. Since then, Ms. Ahmed says, “I pay my electricity, water and cable television bills through my cell phone.” Last year, the company announced it will offer transfers in both US and Liberian dollars—a relief for customers who must currently use the US dollar for<br />payments.</p>\n<p>Liberians haven’t had much experience with cashless payment methods, particularly mobile money (popularly known as “mobile wallet”); even credit and debit cards are little used. Although businesses and individuals still issue age-old cheques, mobile wallet use is steadily increasing.</p>\n<p>Unlike in Liberia, where mobile money is the primary means of making cashless payments, Rwanda is using several different methods. The country’s ambitious Smart Rwanda Master Plan (SRMP) seeks to digitize all government financial transactions by 2018, which will allow citizens to make online payments as well as use debit and credit cards for services in health care, finance and education, among other areas.</p>\n<p>This strategy is an offshoot of Rwanda’s Vision 2020, a government blueprint designed in 2000 for achieving a knowledge-based economy (in which growth depends more on information than on production) and leading the country to the middle-income bracket by 2020.</p>\n<p>Already most bus operators in Kigali, Rwanda’s capital city, accept prepaid cards. Thousands of commuters riding swanky city buses need only swipe a debit card on a card reader fitted on a bus dashboard before taking their seats. Gone are the days when conductors collected cash payments. </p>\n<p><strong>M-Pesa sets the pace</strong></p>\n<p>Philip Ngarambe, the chief operations officer of AC Group, a digital payment systems company in Rwanda, explains that previously, “by the time [cash] gets to the company there are so many hands it has gone through—from the conductor to the bus driver to the person collecting it, to taking it to finance and the bank account,” that businesses lost between 40% and 60% of revenues through cash pilfering.</p>\n<p>Rwanda may be ahead of the curve in cashless commuting, but Kenya’s M-Pesa, a mobile payment service launched in 2007, is acclaimed for the revolutionary impact it has had on society. M-Pesa (a Swahili word for “mobile money”) allows people, even in rural areas, to transfer money to one another, make day-to-day purchases and pay for services such as electricity and water.</p>\n<p>The Global System for Mobile Communications Association (GSMA), the London-based industry group that represents mobile operators worldwide, has lauded M-Pesa’s pioneering effort for demonstrating “the potential of mobile technology to transform access to financial services in emerging markets.”</p>\n<p>Kenya, Tanzania, Uganda, Côte d’Ivoire, Egypt, Nigeria and South Africa are also bellwethers of cashless payment use in Africa, according to GSMA.</p>\n<p>The Egyptian government, in collaboration with MasterCard and the Egyptian Banks Company (EBC), is working on a similar project that will allow 50 million citizens to use a single mobile payments gateway. The gateway will link citizens’ national IDs to a digital system, which means all those in the financial mainstream—suppliers, distributions, customers, government and so on—can transact with one another.</p>\n<p>Similarly, the Nigerian government and MasterCard are planning a national ID programme with biometric functionality that citizens can use to pay for goods and services and to receive salaries. That project, targeting 100 million citizens, will be the largest of its kind on the continent.</p>\n<p><strong>Tantalizing investment opportunity</strong></p>\n<p>A pan-African bank, Ecobank, and MasterCard have set their sights on 100 million customers in 33 African countries (including Nigeria, Kenya, Uganda, Tanzania and Rwanda) with a service dubbed Masterpass Quick Response (QR). Masterpass QR is a digital system that enables customers to make online and in-store payments. In-store customers can make payments by scanning a QR bar code downloaded on a mobile device.</p>\n<p>Paradoxically, Africa’s lack of financial inclusion—the slow adoption of tools of global commerce, such as banking and financial literacy—has proved attractive to investors. About 90% of retail transactions in sub-Saharan Africa are cash based, while just 34% of adults have traditional bank accounts, according to the World Bank—suggesting tantalizing potential for investors.</p>\n<p>More than 500 million Africans currently use mobile phones; according to GSMA’s 2016 annual report, that number will rise to 725 million by 2020, while 84 million have active mobile money accounts. That report also notes the use of mobile money in 31 African countries.</p>\n<p>Mobile money transactions in sub-Saharan Africa could exceed $1.3 billion by 2019, according to data by the consulting firm Frost & Sullivan. Experts forecast that the increasing number of mobile subscribers will inevitably lead to an increase in the mobile money market.</p>\n<p>Also on investors’ radar is the $62 billion per year—and growing—of international remittances to Africa, which a company like WorldRemit, an international money transfer enterprise founded by Somaliland’s Ismail Ahmed, has successfully targeted. Unlike the big global money transfer companies such as Western Union that mostly require receivers to pick up cash from banks, WorldRemit enables African immigrants in Europe and North America to use their debit or credit cards to send money directly to recipients’ bank accounts or mobile wallets in Africa.</p>\n<p>“I send money to my folks in Ghana every month. I use WorldRemit,” says Naa Atswei Kodia, a Ghanaian living in the United States.</p>\n<p>For individuals, digital payments save time; for businesses, they send monies seamlessly into accounts; and even government transparency and accountability credentials are enhanced with digital payments. “The use of smart cards…also protects the environment, as there are no longer paper tickets littering [Kigali],” adds Mr. Ngarambe.</p>\n<p>In Rwanda, electronic payments have reduced the birth registration time from six hours to 40 minutes, reports GSMA. In Tanzania, paying a vehicle license fee now takes an hour, instead of a whole day, as was the case previously.</p>\n<p>Less cash leads to less crime, researchers say. A study by William Jack and Tavneet Suri titled, <em>Mobile Money: the Economics of M-PESA</em>, published by the National Bureau of Economic Research, a US-based nonprofit research organization, found that a few months after M-Pesa debuted, consumers cited personal safety and security as reasons for using the service.</p>\n<p><strong>Benefits</strong></p>\n<p>Jude Onwuegbuzie, a Nigerian businessman and legal practitioner, told <em>Africa Renewal,</em> “These days, people traveling between cities don’t carry cash, so highway robberies are no longer lucrative in Nigeria.”</p>\n<p>The United States Agency for International Development (USAID), the foreign aid arm of the US government, touts success in partnering with the Liberian government to implement the Mobile Solutions Technical Assistance and Research (mSTAR) project, which enables teachers in Nimba County in northern Liberia to receive monthly salaries paid in the capital, Monrovia, through their phones.</p>\n<p>“The mobile money payment eliminated time away from their classrooms and reduced costs to receive their salaries by 84%,” USAID states on its website.</p>\n<p>Mobile money moves the poor from the informal to the formal financial sector. With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the Organisation for Economic Co-operation and Development (OECD). “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the World Bank.</p>\n<p><strong>Digital payments and SDGs</strong></p>\n<p>GSMA considers mobile payments relevant to 11 Sustainable Development Goals (SDGs), including SDG 1, because it helps to eliminate extreme poverty; SDG 5, because financial services empower women economically; and SDG 9, because digital payments and access to credit services lead to new industries.</p>\n<p>But regulatory bottlenecks often slow progress in the cashless payment industry. A lack of interoperability among mobile transactions in some countries, meaning individuals cannot transact across carriers, is a problem, says Daniel Monehin, MasterCard’s division president for sub-Saharan Africa. In Liberia, for instance, Ms. Ahmed says that she cannot send money to people on another mobile phone network.</p>\n<p>GSMA advises countries to allow banks and nonbank actors into the financial sector and advises providers to focus on “operational efficiency.”</p>\n<p>Nigeria penalizes certain amounts of cash withdrawals, which encourages people to make cashless transactions. That policy will help modernize Nigeria’s payment system, says GSMA.</p>\n<p>Still, Neal Estey, a former director of the Boston University’s Center for Finance, Law and Policy, is circumspect about digital payments. Mobile money “should not be sold as a miracle cure for financial inclusion,” he argues, because people in developing countries who use mobile money instead of opening bank accounts cannot build a financial record, have no credit ratings and do not enjoy the benefits of banking.</p>\n<p>But banks hungry for good returns are feeling the winds of change, which is why many are already partnering with credit card and mobile payment companies.</p>\n<p>“The future of mobile banking will sooner or later belong to the banks,” says Sunil Sachdev, CEO and chief business development officer of Meed, a US-based mobile financial services company. </p>\n<!-- /wp:paragraph --><!-- wp:gallery {\"ids\":[854,857,861]} -->\n<figure></figure>\n<!-- /wp:paragraph -->','PayPal Here Card Reader Review 2019','Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccording to Kingsley Ighobor from Africa Renewal','inherit','closed','closed','','213-revision-v1','','','2020-08-17 21:45:28','2020-08-17 21:45:28','',213,'https://payn21.com/213-revision-v1/',0,'revision','',0),(1614,2,'2020-08-17 21:47:51','2020-08-17 21:47:51','<!-- wp:paragraph -->\n<p>When she needed to transfer money to a friend in a faraway village last March, Mouna Ahmed, a gender equality activist in Liberia, did not have to worry about long bank queues and complex paperwork. Instead she took her phone, tapped on the mobile money app, punched in an amount and pressed the send button. Minutes later, her friend acknowledged the kind gesture.</p>\n<p>“Transferring the money took less than a minute,” Ms. Ahmed told <em>Africa Renewal</em>.</p>\n<p>A leading Liberian telecom company, Lonestar Cell MTN, launched mobile money in the country in 2013. Since then, Ms. Ahmed says, “I pay my electricity, water and cable television bills through my cell phone.” Last year, the company announced it will offer transfers in both US and Liberian dollars—a relief for customers who must currently use the US dollar for<br />payments.</p>\n<p>Liberians haven’t had much experience with cashless payment methods, particularly mobile money (popularly known as “mobile wallet”); even credit and debit cards are little used. Although businesses and individuals still issue age-old cheques, mobile wallet use is steadily increasing.</p>\n<p>Unlike in Liberia, where mobile money is the primary means of making cashless payments, Rwanda is using several different methods. The country’s ambitious Smart Rwanda Master Plan (SRMP) seeks to digitize all government financial transactions by 2018, which will allow citizens to make online payments as well as use debit and credit cards for services in health care, finance and education, among other areas.</p>\n<p>This strategy is an offshoot of Rwanda’s Vision 2020, a government blueprint designed in 2000 for achieving a knowledge-based economy (in which growth depends more on information than on production) and leading the country to the middle-income bracket by 2020.</p>\n<p>Already most bus operators in Kigali, Rwanda’s capital city, accept prepaid cards. Thousands of commuters riding swanky city buses need only swipe a debit card on a card reader fitted on a bus dashboard before taking their seats. Gone are the days when conductors collected cash payments. </p>\n<p><strong>M-Pesa sets the pace</strong></p>\n<p>Philip Ngarambe, the chief operations officer of AC Group, a digital payment systems company in Rwanda, explains that previously, “by the time [cash] gets to the company there are so many hands it has gone through—from the conductor to the bus driver to the person collecting it, to taking it to finance and the bank account,” that businesses lost between 40% and 60% of revenues through cash pilfering.</p>\n<p>Rwanda may be ahead of the curve in cashless commuting, but Kenya’s M-Pesa, a mobile payment service launched in 2007, is acclaimed for the revolutionary impact it has had on society. M-Pesa (a Swahili word for “mobile money”) allows people, even in rural areas, to transfer money to one another, make day-to-day purchases and pay for services such as electricity and water.</p>\n<p>The Global System for Mobile Communications Association (GSMA), the London-based industry group that represents mobile operators worldwide, has lauded M-Pesa’s pioneering effort for demonstrating “the potential of mobile technology to transform access to financial services in emerging markets.”</p>\n<p>Kenya, Tanzania, Uganda, Côte d’Ivoire, Egypt, Nigeria and South Africa are also bellwethers of cashless payment use in Africa, according to GSMA.</p>\n<p>The Egyptian government, in collaboration with MasterCard and the Egyptian Banks Company (EBC), is working on a similar project that will allow 50 million citizens to use a single mobile payments gateway. The gateway will link citizens’ national IDs to a digital system, which means all those in the financial mainstream—suppliers, distributions, customers, government and so on—can transact with one another.</p>\n<p>Similarly, the Nigerian government and MasterCard are planning a national ID programme with biometric functionality that citizens can use to pay for goods and services and to receive salaries. That project, targeting 100 million citizens, will be the largest of its kind on the continent.</p>\n<p><strong>Tantalizing investment opportunity</strong></p>\n<p>A pan-African bank, Ecobank, and MasterCard have set their sights on 100 million customers in 33 African countries (including Nigeria, Kenya, Uganda, Tanzania and Rwanda) with a service dubbed Masterpass Quick Response (QR). Masterpass QR is a digital system that enables customers to make online and in-store payments. In-store customers can make payments by scanning a QR bar code downloaded on a mobile device.</p>\n<p>Paradoxically, Africa’s lack of financial inclusion—the slow adoption of tools of global commerce, such as banking and financial literacy—has proved attractive to investors. About 90% of retail transactions in sub-Saharan Africa are cash based, while just 34% of adults have traditional bank accounts, according to the World Bank—suggesting tantalizing potential for investors.</p>\n<p>More than 500 million Africans currently use mobile phones; according to GSMA’s 2016 annual report, that number will rise to 725 million by 2020, while 84 million have active mobile money accounts. That report also notes the use of mobile money in 31 African countries.</p>\n<p>Mobile money transactions in sub-Saharan Africa could exceed $1.3 billion by 2019, according to data by the consulting firm Frost & Sullivan. Experts forecast that the increasing number of mobile subscribers will inevitably lead to an increase in the mobile money market.</p>\n<p>Also on investors’ radar is the $62 billion per year—and growing—of international remittances to Africa, which a company like WorldRemit, an international money transfer enterprise founded by Somaliland’s Ismail Ahmed, has successfully targeted. Unlike the big global money transfer companies such as Western Union that mostly require receivers to pick up cash from banks, WorldRemit enables African immigrants in Europe and North America to use their debit or credit cards to send money directly to recipients’ bank accounts or mobile wallets in Africa.</p>\n<p>“I send money to my folks in Ghana every month. I use WorldRemit,” says Naa Atswei Kodia, a Ghanaian living in the United States.</p>\n<p>For individuals, digital payments save time; for businesses, they send monies seamlessly into accounts; and even government transparency and accountability credentials are enhanced with digital payments. “The use of smart cards…also protects the environment, as there are no longer paper tickets littering [Kigali],” adds Mr. Ngarambe.</p>\n<p>In Rwanda, electronic payments have reduced the birth registration time from six hours to 40 minutes, reports GSMA. In Tanzania, paying a vehicle license fee now takes an hour, instead of a whole day, as was the case previously.</p>\n<p>Less cash leads to less crime, researchers say. A study by William Jack and Tavneet Suri titled, <em>Mobile Money: the Economics of M-PESA</em>, published by the National Bureau of Economic Research, a US-based nonprofit research organization, found that a few months after M-Pesa debuted, consumers cited personal safety and security as reasons for using the service.</p>\n<p><strong>Benefits</strong></p>\n<p>Jude Onwuegbuzie, a Nigerian businessman and legal practitioner, told <em>Africa Renewal,</em> “These days, people traveling between cities don’t carry cash, so highway robberies are no longer lucrative in Nigeria.”</p>\n<p>The United States Agency for International Development (USAID), the foreign aid arm of the US government, touts success in partnering with the Liberian government to implement the Mobile Solutions Technical Assistance and Research (mSTAR) project, which enables teachers in Nimba County in northern Liberia to receive monthly salaries paid in the capital, Monrovia, through their phones.</p>\n<p>“The mobile money payment eliminated time away from their classrooms and reduced costs to receive their salaries by 84%,” USAID states on its website.</p>\n<p>Mobile money moves the poor from the informal to the formal financial sector. With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the Organisation for Economic Co-operation and Development (OECD). “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the World Bank.</p>\n<p><strong>Digital payments and SDGs</strong></p>\n<p>GSMA considers mobile payments relevant to 11 Sustainable Development Goals (SDGs), including SDG 1, because it helps to eliminate extreme poverty; SDG 5, because financial services empower women economically; and SDG 9, because digital payments and access to credit services lead to new industries.</p>\n<p>But regulatory bottlenecks often slow progress in the cashless payment industry. A lack of interoperability among mobile transactions in some countries, meaning individuals cannot transact across carriers, is a problem, says Daniel Monehin, MasterCard’s division president for sub-Saharan Africa. In Liberia, for instance, Ms. Ahmed says that she cannot send money to people on another mobile phone network.</p>\n<p>GSMA advises countries to allow banks and nonbank actors into the financial sector and advises providers to focus on “operational efficiency.”</p>\n<p>Nigeria penalizes certain amounts of cash withdrawals, which encourages people to make cashless transactions. That policy will help modernize Nigeria’s payment system, says GSMA.</p>\n<p>Still, Neal Estey, a former director of the Boston University’s Center for Finance, Law and Policy, is circumspect about digital payments. Mobile money “should not be sold as a miracle cure for financial inclusion,” he argues, because people in developing countries who use mobile money instead of opening bank accounts cannot build a financial record, have no credit ratings and do not enjoy the benefits of banking.</p>\n<p>But banks hungry for good returns are feeling the winds of change, which is why many are already partnering with credit card and mobile payment companies.</p>\n<p>“The future of mobile banking will sooner or later belong to the banks,” says Sunil Sachdev, CEO and chief business development officer of Meed, a US-based mobile financial services company. </p>\n<!-- /wp:paragraph --><!-- wp:gallery {\"ids\":[854,857,861]} -->\n<figure></figure>\n<!-- /wp:paragraph -->','Africa’s quest for a cashless economy gains momentum','Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccording to Kingsley Ighobor from Africa Renewal','inherit','closed','closed','','213-revision-v1','','','2020-08-17 21:47:51','2020-08-17 21:47:51','',213,'https://payn21.com/213-revision-v1/',0,'revision','',0),(1615,2,'2020-08-18 06:36:22','2020-08-18 06:36:22','','Worried African American woman using cell phone while working at home.','Young black woman reading a problematic text message on her mobile phone while working at home.','inherit','open','closed','','worried-african-american-woman-using-cell-phone-while-working-at-home','','','2020-08-18 06:36:22','2020-08-18 06:36:22','',0,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_PaymentReminder.jpg',0,'attachment','image/jpeg',0),(1632,2,'2020-08-18 09:40:31','2020-08-18 09:40:31','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n<h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\nOur innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.\n<h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\nPayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.\n<h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n<h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n<h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n<h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"#\">Apply Now</a>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"#\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"#\">Create Account</a>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBusiness.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-18 09:40:31','2020-08-18 09:40:31','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1652,2,'2020-08-18 10:50:49','2020-08-18 10:50:49','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>PayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.<br /><br />The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With PayN21, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. PayN21 account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>PayN21 offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in PayN21 cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-18 10:50:49','2020-08-18 10:50:49','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1656,2,'2020-08-18 11:23:21','2020-08-18 11:23:21','<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>First Name</th>\n<th>Last Name</th>\n<th>Nicename</th>\n<th>Phone Number</th>\n<th>Email</th>\n<th>Account Number</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td></td>\n<td></td>\n<td>tryo</td>\n<td></td>\n<td>asia.khanom3s@gmail.com</td>\n<td>121212121212</td>\n</tr>\n</tbody>\n</table>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-18 11:23:21','2020-08-18 11:23:21','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1651,2,'2020-08-18 10:48:58','2020-08-18 10:48:58','WHO WE ARE\n<h2>Easy, fast and secure digital banking for everyone</h2>\nPayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.\n\nThe solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.\n\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n<h2>We Go Beyond Age</h2>\nOur platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes\n\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2><br>With PayN21, users can do the following:</h2>\nLink a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. PayN21 account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.\n\n<strong>PayN21 offers the following features:</strong>\n<ul>\n <li>Make payments</li>\n <li>Request payment or money</li>\n <li>Make purchases</li>\n <li>Transfer money</li>\n <li>Share ownership in PayN21 cooperative digital banking benefits</li>\n <li>Sync with phone contacts</li>\n <li>High payment data encryption</li>\n <li>Real-time payments tracker</li>\n</ul>\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Tryo account today!\n\n<a href=\"#\">Get Your Tryo Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-18 10:48:58','2020-08-18 10:48:58','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1650,2,'2020-08-18 10:46:24','2020-08-18 10:46:24','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>PayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.<br /><br />The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 ><br>With PayN21, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. PayN21 account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>PayN21 offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in PayN21 cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-18 10:46:24','2020-08-18 10:46:24','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1644,2,'2020-08-18 10:26:51','2020-08-18 10:26:51','','Businessman portrait','Portrait of an handsome businessman walking in a business environment','inherit','open','closed','','businessman-portrait','','','2020-08-18 10:26:51','2020-08-18 10:26:51','',241,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_-about_us-.jpg',0,'attachment','image/jpeg',0),(1645,2,'2020-08-18 10:27:26','2020-08-18 10:27:26','','Observation deck in Fort Adelaide on Port-Louis- capital of Mauritius','Observation deck in the Fort Adelaide on the Port-Louis- capital of Mauritius','inherit','open','closed','','observation-deck-in-fort-adelaide-on-port-louis-capital-of-mauritius','','','2020-08-18 10:27:26','2020-08-18 10:27:26','',241,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Corporate.jpg',0,'attachment','image/jpeg',0),(1659,3,'2020-08-18 18:51:23','2020-08-18 18:51:23','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Read More</a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Read More</a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-18 18:51:23','2020-08-18 18:51:23','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1708,2,'2020-08-20 07:36:24','2020-08-20 07:36:24','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\"></a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\"></a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\"></a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\"></a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-20 07:36:24','2020-08-20 07:36:24','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1660,3,'2020-08-18 18:55:26','2020-08-18 18:55:26','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Read More</a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Read More</a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home One','','inherit','closed','closed','','27-revision-v1','','','2020-08-18 18:55:26','2020-08-18 18:55:26','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1662,2,'2020-08-19 14:36:13','2020-08-19 14:36:13','WHO WE ARE\n<h2>Easy, fast and secure digital banking for everyone</h2>\nPayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.\n\nThe solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.\n\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n<h2>We Go Beyond Age</h2>\nOur platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes\n\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>With PayN21, users can do the following:</h2>\nLink a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. PayN21 account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.\n\n<strong>PayN21 offers the following features:</strong>\n<ul>\n <li>Make payments</li>\n <li>Request payment or money</li>\n <li>Make purchases</li>\n <li>Transfer money</li>\n <li>Share ownership in PayN21 cooperative digital banking benefits</li>\n <li>Sync with phone contacts</li>\n <li>High payment data encryption</li>\n <li>Real-time payments tracker</li>\n</ul>\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-19 14:36:13','2020-08-19 14:36:13','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1661,2,'2020-08-19 14:33:41','2020-08-19 14:33:41','WHO WE ARE\n <h2 >Easy, fast and secure digital banking for everyone</h2>\n <p>PayN21 is a 2:1 digital wallet and payment gateway that allows customers to make payments and transfer money via mobile device. Businesses, Elite members, and large enterprises are able to offer true instant payment solutions for mobile-users, as well as to generate dynamic exposure for users to cooperatively have share-ownership in the brand’s company ownership.<br /><br />The solution allows users to make payments by either linking their existing bank accounts and debit cards directly via the app, or by transferring the money stored within their PayN21 account. Besides initiating payments, you can send and receive payments from friends and contacts by selecting a name using the phone number that is registered to your NIN | BSN | NIC, which is verified instantly. All cash transfers can be stored as your PayN21 balance for use at a later time or cashed out immediately through your debit Mastercard.</p> \n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_-about_us--scaled.jpg\" alt=\"Easy, fast and secure digital banking for everyone\">\n <h2 >We Go Beyond Age</h2>\n <p >Our platform provides a dynamic user experience and instant checkout system that enables customers to buy anything and pay for items with a tap and go. Users can share their purchases with friends on the PayN21 Connect N21 (icon on the right corner of your digital wallet that displays a list of your peer-to-peer payment connections, persons or business) as well as make comments using icon2chat (emojis) within the payment memo describing the payments purposes</p>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >With PayN21, users can do the following:</h2>\n <p ><p>Link a credit card and debit card to your digital account or open direct cooperative digital banking account (checking) to be able to take advantage of our services. PayN21 account is secured with high-encryption method and biometric fingerprint debit Mastercard in association with users’ account, allowing customers to pay safely and securely.</p><p><strong>PayN21 offers the following features:</strong></p><ul><li>Make payments</li><li>Request payment or money</li><li>Make purchases</li><li>Transfer money</li><li>Share ownership in PayN21 cooperative digital banking benefits</li><li>Sync with phone contacts</li><li>High payment data encryption</li><li>Real-time payments tracker</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','About Us','','inherit','closed','closed','','241-revision-v1','','','2020-08-19 14:33:41','2020-08-19 14:33:41','',241,'https://payn21.com/241-revision-v1/',0,'revision','',0),(1663,2,'2020-08-19 15:05:40','2020-08-19 15:05:40','<h2>Drop us message for any query</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n<ul>\n <li>\n Phone / Fax\n\nCA 560 Bush St & 20th Ave, Apt 5 San Francisco, 230909, Canada</li>\n <li>\n Email\n\n<a href=\"mailto:tryo@gmail.com\">tryo@email.com</a><a href=\"mailto:fax@gmail.com\">fax@email.com</a></li>\n <li>\n Phone / Fax\n\n<a href=\"tel:+44 587 154756\">+44 587 154756</a><a href=\"tel:+55 5555 14574\">+55 5555 14574</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your Tryo account today!\n\n<a href=\"#\">Get Your Tryo Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:05:40','2020-08-19 15:05:40','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1971,2,'2020-10-20 07:30:09','2020-10-20 07:30:09','<h2 >Drop us message for any query</h2>\n <p >We at Paywit strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Email\n <p><a href=\"mailto:info@paywit.com\">info@paywit.com</a></p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-10-20 07:30:09','2020-10-20 07:30:09','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1667,2,'2020-08-19 15:15:04','2020-08-19 15:15:04','<h2>Drop us message for any query</h2>\nWe at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.\n<ul>\n <li>\n Phone / Fax\n\nU1B, Close 14, His Grace Pavilion Estate, Wumba, Wumba District. Abuja (Abuja, FCT). NG Africa</li>\n <li>\n Email\n\n<a href=\"mailto:info@payn21.com\">info@payn21.com</a></li>\n <li>\n Phone / Fax\n\n<a href=\"tel:++234.806.803.3926\">+234.805.803.3926</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:15:04','2020-08-19 15:15:04','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1664,2,'2020-08-19 15:05:44','2020-08-19 15:05:44','<h2 >Drop us message for any query</h2>\n <p >We at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Phone / Fax\n <p>CA 560 Bush St & 20th Ave, Apt 5 San Francisco, 230909, Canada</p> </li>\n <li>\n Email\n <p><a href=\"mailto:tryo@gmail.com\">tryo@email.com</a><a href=\"mailto:fax@gmail.com\">fax@email.com</a></p> </li>\n <li>\n Phone / Fax\n <p><a href=\"tel:+44 587 154756\">+44 587 154756</a><a href=\"tel:+55 5555 14574\">+55 5555 14574</a></p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:05:44','2020-08-19 15:05:44','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1665,2,'2020-08-19 15:11:37','2020-08-19 15:11:37','<h2 >Drop us message for any query</h2>\n <p >We at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Phone / Fax\n <p>U1B, Close 14, His Grace Pavilion Estate, Wumba, Wumba District. Abuja (Abuja, FCT). NG Africa</p> </li>\n <li>\n Email\n <p><a href=\"mailto:info@payn21.com\">info@payn21.com</a></p><p> </p> </li>\n <li>\n Phone / Fax\n <p><a href=\"tel:++234.806.803.3926\">+234.805.803.3926</a></p><p> </p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:11:37','2020-08-19 15:11:37','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1666,2,'2020-08-19 15:12:54','2020-08-19 15:12:54','<h2 >Drop us message for any query</h2>\n <p >We at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Phone / Fax\n <p>U1B, Close 14, His Grace Pavilion Estate, Wumba, Wumba District. Abuja (Abuja, FCT). NG Africa</p> </li>\n <li>\n Email\n <p><a href=\"mailto:info@payn21.com\">info@payn21.com</a></p><p> </p> </li>\n <li>\n Phone / Fax\n <p><a href=\"tel:++234.806.803.3926\">+234.805.803.3926</a></p><p> </p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:12:54','2020-08-19 15:12:54','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1668,2,'2020-08-19 15:19:29','2020-08-19 15:19:29','<h2>Drop us message for any query</h2>\nWe at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.\n<ul>\n <li>\n Phone / Fax\n\nU1B, Close 14, His Grace Pavilion Estate, Wumba, Wumba District. Abuja (Abuja, FCT). NG Africa</li>\n <li>\n Email\n\n<a href=\"mailto:info@payn21.com\">info@payn21.com</a></li>\n <li>\n Phone / Fax\n\n<a href=\"tel:++234.806.803.3926\">+234.805.803.3926</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:19:29','2020-08-19 15:19:29','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1669,2,'2020-08-19 15:19:37','2020-08-19 15:19:37','<h2>Drop us message for any query</h2>\nWe at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.\n<ul>\n <li>\n Phone / Fax\n\nU1B, Close 14, His Grace Pavilion Estate, Wumba, Wumba District. Abuja (Abuja, FCT). NG Africa</li>\n <li>\n Email\n\n<a href=\"mailto:info@payn21.com\">info@payn21.com</a></li>\n <li>\n Phone / Fax\n\n<a href=\"tel:++234.806.803.3926\">+234.805.803.3926</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-19 15:19:37','2020-08-19 15:19:37','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1672,2,'2020-08-19 16:44:14','2020-08-19 16:44:14','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Why Choose Our Services In Your Business?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <h2 >Do you have any questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:44:14','2020-08-19 16:44:14','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1671,2,'2020-08-19 16:44:13','2020-08-19 16:44:13','<h2 >Frequently asked questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">How do permissions work in Google Play Instant?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Which material types can you work with?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Can I have multiple activities in a single feature?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Which material types can you work with?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">Why Choose Our Services In Your Business?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <h2 >Do you have any questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:44:13','2020-08-19 16:44:13','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1673,2,'2020-08-19 16:49:00','2020-08-19 16:49:00','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <h2 >Do you have any questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:49:00','2020-08-19 16:49:00','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1674,2,'2020-08-19 16:50:11','2020-08-19 16:50:11','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <a href=\"\">Do you need a bank account for PayN21?</a>\n <p>Transferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.</p>\n <h2 >Do you have any questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:50:11','2020-08-19 16:50:11','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1678,2,'2020-08-19 16:56:27','2020-08-19 16:56:27','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <a href=\"\">Do you need a bank account for PayN21?</a>\n <p>Transferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.</p>\n <a href=\"\">When someone pays you on PayN21 where does it go?</a>\n <p>After you add a bank or card, you will receive money when someone sends a payment to your PayN21 verifiable number on contact list. You do not have to formally accept the payment to receive money on PayN21.</p>\n <a href=\"\">Do you have to pay taxes on PayN21?</a>\n <p>Payments made through PayN21 to vendors also are still subject to your country of origin tax reporting rules. Payments received through PayN21 must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through PayN21. Consult your tax accounting if you are small business owners.</p>\n <h2 >Do you have any further questions</h2>\n <p ></p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:56:27','2020-08-19 16:56:27','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1676,2,'2020-08-19 16:52:50','2020-08-19 16:52:50','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <a href=\"\">Do you need a bank account for PayN21?</a>\n <p>Transferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.</p>\n <a href=\"\">When someone pays you on PayN21 where does it go?</a>\n <p>After you add a bank or card, you will receive money when someone sends a payment to your PayN21 verifiable number on contact list. You do not have to formally accept the payment to receive money on PayN21.</p>\n <a href=\"\">Do you have to pay taxes on PayN21?</a>\n <p>Payments made through PayN21 to vendors also are still subject to your country of origin tax reporting rules. Payments received through PayN21 must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through PayN21. Consult your tax accounting if you are small business owners.</p>\n <h2 >Do you have any questions</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:52:50','2020-08-19 16:52:50','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1679,2,'2020-08-19 16:57:15','2020-08-19 16:57:15','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">Is Smart Lock required for instant apps?</a>\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <a href=\"\">Do you need a bank account for PayN21?</a>\n <p>Transferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.</p>\n <a href=\"\">When someone pays you on PayN21 where does it go?</a>\n <p>After you add a bank or card, you will receive money when someone sends a payment to your PayN21 verifiable number on contact list. You do not have to formally accept the payment to receive money on PayN21.</p>\n <a href=\"\">Do you have to pay taxes on PayN21?</a>\n <p>Payments made through PayN21 to vendors also are still subject to your country of origin tax reporting rules. Payments received through PayN21 must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through PayN21. Consult your tax accounting if you are small business owners.</p>\n <h2 >Do you have any further questions</h2>\n <p ></p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 16:57:15','2020-08-19 16:57:15','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1680,2,'2020-08-19 17:01:07','2020-08-19 17:01:07','','A002_C041_1128FB Copy Copy Copy','Shot of an attractive young businesswoman wearing headsets while working in her office','inherit','open','closed','','a002_c041_1128fb-copy-copy-copy','','','2020-08-19 17:01:07','2020-08-19 17:01:07','',294,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21-Elite-Support_CRS_reachOut.jpg',0,'attachment','image/jpeg',0),(1681,2,'2020-08-19 17:01:16','2020-08-19 17:01:16','<h2>Frequently asked questions</h2>\nBetter than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.\n\n<img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\">\n<a href=\"\">Do PayN21 payments go through immediately?</a>\n\nWe at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.\n\n<a href=\"\">Is there a fee for PayN21?</a>\n\nPayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.\n\n<a href=\"\">How do I know if my PayN21 payment went through?</a>\n\nTo view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.\n\n<a href=\"\">Is Smart Lock required for instant apps?</a>\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. incididunt ut labore et dolore magna aliqua. Lorem ipsum dolor sit amet, consectetur.\n\n<a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n\nIf you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.\n\n<a href=\"\">Can PayN21 take money from your bank account?</a>\n\nOur Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.\n\n<a href=\"\">Do you need a bank account for PayN21?</a>\n\nTransferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.\n\n<a href=\"\">When someone pays you on PayN21 where does it go?</a>\n\nAfter you add a bank or card, you will receive money when someone sends a payment to your PayN21 verifiable number on contact list. You do not have to formally accept the payment to receive money on PayN21.\n\n<a href=\"\">Do you have to pay taxes on PayN21?</a>\n\nPayments made through PayN21 to vendors also are still subject to your country of origin tax reporting rules. Payments received through PayN21 must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through PayN21. Consult your tax accounting if you are small business owners.\n<h2>Do you have any further questions</h2>\n[contact-form-7 id=\"314\" title=\"Faq form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 17:01:16','2020-08-19 17:01:16','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1682,2,'2020-08-19 17:07:22','2020-08-19 17:07:22','<h2 >Frequently asked questions</h2>\n <p >Better than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.</p>\n <img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\" /> \n <a href=\"\">Do PayN21 payments go through immediately?</a>\n <p>We at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.</p>\n <a href=\"\">Is there a fee for PayN21?</a>\n <p>PayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.</p>\n <a href=\"\">How do I know if my PayN21 payment went through?</a>\n <p>To view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.</p>\n <a href=\"\">What happens if you PayN21 someone without an account?</a>\n <p>Your payment went to an unverified phone number that isn’t associated with an active PayN21 account. This means that you’ll need to have your friend or family add that information to their account or take back the funds under “Incomplete” in the PayN21 mobile wallet. This does not happen to full cooperate digital banking “deposit account” as this operate as a full digital banking account.</p>\n <a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n <p>If you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.</p>\n <a href=\"\">Can PayN21 take money from your bank account?</a>\n <p>Our Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.</p>\n <a href=\"\">Do you need a bank account for PayN21?</a>\n <p>Transferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.</p>\n <a href=\"\">When someone pays you on PayN21 where does it go?</a>\n <p>After you add a bank or card, you will receive money when someone sends a payment to your PayN21 verifiable number on contact list. You do not have to formally accept the payment to receive money on PayN21.</p>\n <a href=\"\">Do you have to pay taxes on PayN21?</a>\n <p>Payments made through PayN21 to vendors also are still subject to your country of origin tax reporting rules. Payments received through PayN21 must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through PayN21. Consult your tax accounting if you are small business owners.</p>\n <h2 >Do you have any further questions</h2>\n <p ></p>\n [contact-form-7 id=\"314\" title=\"Faq form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 17:07:22','2020-08-19 17:07:22','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1683,2,'2020-08-19 17:07:58','2020-08-19 17:07:58','<h2>Frequently asked questions</h2>\nBetter than those bank-backed apps since PayN21 is globally accepted and secure as bank online products and services because it equally bank-backed digital banking services.\n\n<img width=\"1208\" height=\"660\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1.png 1208w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-530x290.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-300x164.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-1024x559.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/11/faq-1-1-768x420.png 768w\" sizes=\"(max-width: 1208px) 100vw, 1208px\">\n<a href=\"\">Do PayN21 payments go through immediately?</a>\n\nWe at PayN21 promises to transfer funds to your account within minutes even on holidays and weekends. A free option will still remain for those who don’t mind waiting the one to three days for payments to process. This only work with Visa and Mastercard debit cards.\n\n<a href=\"\">Is there a fee for PayN21?</a>\n\nPayN21 charges a three percent fee to send money from your credit card, though if you only use your PayN21 balance or bank account to send money, there are no fees. Instant transfers to your bank account come with a one percent fee, though standard transfers are free.\n\n<a href=\"\">How do I know if my PayN21 payment went through?</a>\n\nTo view your complete transaction history or statement, you can log into your PayN21 profile from a computer’s browser or just open your mobile digital account with your secure access. You can then click “Statement” or click here to view your transaction history.\n\n<a href=\"\">What happens if you PayN21 someone without an account?</a>\n\nYour payment went to an unverified phone number that isn’t associated with an active PayN21 account. This means that you’ll need to have your friend or family add that information to their account or take back the funds under “Incomplete” in the PayN21 mobile wallet. This does not happen to full cooperate digital banking “deposit account” as this operate as a full digital banking account.\n\n<a href=\"\">How long does it take for a PayN21 payment to arrive? </a>\n\nIf you are an existing PayN21 account, the money could arrive in a PayN21 account anywhere from a few minutes to a 1-2 days depend upon your location and where the money is coming from. If you have just set up the account, it could take a few days, according to the PayN21.\n\n<a href=\"\">Can PayN21 take money from your bank account?</a>\n\nOur Instant transfer is a feature that allows PayN21 users to transfer the money in their PayN21 mobile wallet account from certain bank accounts or eligible Visa and Mastercard debit cards, typically within minutes. Once you request a transfer, the money leaves our system, and the money is sent to your bank to process.\n\n<a href=\"\">Do you need a bank account for PayN21?</a>\n\nTransferring money is free as long as you’re using your PayN21 balance or a linked bank account or accepted debit card. A recipient doesn’t necessarily need a bank account to get funds through PayN21. For instance, that person can order a PayN21 card that functions much like a prepaid debit card to load up PayN21 funds. Moreover, sole-trader, small business and large enterprise can use our cooperative digital deposit banking account.\n\n<a href=\"\">When someone pays you on PayN21 where does it go?</a>\n\nAfter you add a bank or card, you will receive money when someone sends a payment to your PayN21 verifiable number on contact list. You do not have to formally accept the payment to receive money on PayN21.\n\n<a href=\"\">Do you have to pay taxes on PayN21?</a>\n\nPayments made through PayN21 to vendors also are still subject to your country of origin tax reporting rules. Payments received through PayN21 must be reported on the appropriate tax returns and must be included in taxable income. However, some transactions that not taxable will not be subject to tax through PayN21. Consult your tax accounting if you are small business owners.\n<h2>Do you have any further questions</h2>\n[contact-form-7 id=\"314\" title=\"Faq form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','FAQ','','inherit','closed','closed','','294-revision-v1','','','2020-08-19 17:07:58','2020-08-19 17:07:58','',294,'https://payn21.com/294-revision-v1/',0,'revision','',0),(1684,2,'2020-08-19 17:57:53','2020-08-19 17:57:53','<!-- wp:heading -->\n<h2>Who we are</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Our website address is: http:.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>What personal data we collect and why we collect it</h2>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Comments</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Media</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Contact forms</h3>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Cookies</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select \"Remember Me\", your login will persist for two weeks. If you log out of your account, the login cookies will be removed.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Embedded content from other websites</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Analytics</h3>\n<!-- /wp:heading -->\n\n<!-- wp:heading -->\n<h2>Who we share your data with</h2>\n<!-- /wp:heading -->\n\n<!-- wp:heading -->\n<h2>How long we retain your data</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>What rights you have over your data</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>Where we send your data</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Visitor comments may be checked through an automated spam detection service.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2>Your contact information</h2>\n<!-- /wp:heading -->\n\n<!-- wp:heading -->\n<h2>Additional information</h2>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>How we protect your data</h3>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>What data breach procedures we have in place</h3>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>What third parties we receive data from</h3>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>What automated decision making and/or profiling we do with user data</h3>\n<!-- /wp:heading -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Industry regulatory disclosure requirements</h3>\n<!-- /wp:heading -->','Privacy Policy','','inherit','closed','closed','','3-revision-v1','','','2020-08-19 17:57:53','2020-08-19 17:57:53','',3,'https://payn21.com/3-revision-v1/',0,'revision','',0); INSERT INTO `wp_posts` VALUES (1685,2,'2020-08-19 18:00:29','2020-08-19 18:00:29','<h3 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">Term of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">PayN21. Brought to you by Sparxbank Limited</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">Last Updated: August 10, 2020</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"> </p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (“Sparxbank Limited” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited’s web privacy policy for more information.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">For more information, contact us at info@sparxnovate.com</p>','Privacy Policy','','inherit','closed','closed','','3-revision-v1','','','2020-08-19 18:00:29','2020-08-19 18:00:29','',3,'https://payn21.com/3-revision-v1/',0,'revision','',0),(1686,2,'2020-08-19 18:02:35','2020-08-19 18:02:35','<h3 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">Term of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">PayN21. Brought to you by Sparxbank Limited</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">Last Updated: August 10, 2020</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"></p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (“Sparxbank Limited” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited’s web privacy policy for more information.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.</p>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">For more information, contact us at info@sparxnovate.com</p>','Privacy Policy','','inherit','closed','closed','','3-revision-v1','','','2020-08-19 18:02:35','2020-08-19 18:02:35','',3,'https://payn21.com/3-revision-v1/',0,'revision','',0),(1687,2,'2020-08-19 18:04:10','2020-08-19 18:04:10','<!-- wp:heading {\"level\":3} -->\n<h3 id=\"mce_0\">Where does it come from?</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Why do we use it?</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour, or randomised words which don’t look even slightly believable. If you are going to use a passage of Lorem Ipsum, you need to be sure there isn’t anything embarrassing hidden in the middle of text. All the Lorem Ipsum generators on the Internet tend to repeat predefined chunks as necessary, making this the first true generator on the Internet. It uses a dictionary of over 200 Latin words, combined with a handful of model sentence structures, to generate Lorem Ipsum which looks reasonable. The generated Lorem Ipsum is therefore always free from repetition, injected humour, or non-characteristic words etc.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Where can I get some?</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading {\"level\":3} -->\n<h3>Who we share your data with</h3>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur. But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful.</p>\n<!-- /wp:paragraph -->','Terms & Conditions','','inherit','closed','closed','','525-revision-v1','','','2020-08-19 18:04:10','2020-08-19 18:04:10','',525,'https://payn21.com/525-revision-v1/',0,'revision','',0),(1688,2,'2020-08-19 18:07:58','2020-08-19 18:07:58','<p><!-- wp:heading {\"level\":3} --></p>\n<h3>Terms of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"> </p>\n<h2 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">PayN21. Brought to you by Sparxbank Limited<br />Last Updated: August 10, 2020</h2>\n<h2 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"><br />1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (“Sparxbank Limited” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br />2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br />3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br />4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.<br />5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.<br />6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br />7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br />8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br />9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br />12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br />13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br />14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br />15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited’s web privacy policy for more information.<br />16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br />17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br />18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br />19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br />20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br />21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br />22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.<br />23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br />24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.</h2>\n<h2 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"><br />For more information, contact us at info@sparxnovate.com</h2>\n<p><!-- /wp:paragraph --></p>','Terms & Conditions','','inherit','closed','closed','','525-revision-v1','','','2020-08-19 18:07:58','2020-08-19 18:07:58','',525,'https://payn21.com/525-revision-v1/',0,'revision','',0),(1887,2,'2020-08-27 10:21:07','2020-08-27 10:21:07','<p><!-- wp:heading {\"level\":3} --></p>\n<h3>Terms of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"> </p>\n<p>PayN21. Brought to you by Sothebank B.V.<br />Last Updated: August 10, 2020</p>\n<p><br />1. Personal Information. The PayN21 website is brought to you by Sothebank B.V. (“Sothebank B.V.” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br />2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br />3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br />4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.<br />5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.<br />6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br />7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sothebank B.V. also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sothebank B.V., or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br />8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sothebank B.V. with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br />9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sothebank B.V. take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br />12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br />13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br />14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sothebank B.V. does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br />15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sothebank B.V.’s web privacy policy for more information.<br />16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sothebank B.V. It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br />17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sothebank B.V. does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br />18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br />19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br />20. EU Safe Harbor & Dispute Resolution. Sothebank B.V. adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br />21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br />22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.<br />23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br />24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.</p>\n<p><br />For more information, contact us at info@payn21.com</p>\n<p><!-- /wp:paragraph --></p>','Terms & Conditions','','inherit','closed','closed','','525-revision-v1','','','2020-08-27 10:21:07','2020-08-27 10:21:07','',525,'https://payn21.com/525-revision-v1/',0,'revision','',0),(1689,2,'2020-08-19 18:08:55','2020-08-19 18:08:55','<p></p>\n\n<!-- wp:heading {\"level\":3} -->\n</p>\n<h3>Terms of Use | Privacy Policy</h3>\n<p style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"> </p>\n<h2 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\">PayN21. Brought to you by Sparxbank Limited<br />Last Updated: August 10, 2020</h2>\n<h2 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"><br />1. Personal Information. The PayN21 website is brought to you by Sparxbank Limited (“Sparxbank Limited” or “we” or “us”). You may choose to provide personal information (such as your name, address, telephone number and email address) on this web site. Here are some of the ways you may provide the information and the types of information you may submit. We also tell you how we may use the information.<br />2. Contact Us. If you email us through a Contact link we may provide on this site, we ask you for information such as your name and email address so we can respond to your questions and comments. You may choose to provide additional information as well.<br />3. Questionnaires and Surveys. We occasionally may ask visitors to our web site to complete online surveys and opinion polls about their activities, attitudes and interests. These surveys help us serve you better and improve the usefulness of our site. In conducting these surveys, we may ask you for your name and email address.<br />4. Send Content to a Friend. You may be able to send certain content to your friends. To do so, we ask you to provide your name and your friend’s email address. We use this information to send the content to your friend.<br />5. Non-Personal Information. We collect certain aggregate and non-personal information when you visit this web site. Aggregate and non-personal information does not relate to a single identifiable visitor. It tells us such things as how many users visited our site and the pages accessed. By collecting this information, we learn how to best tailor our web site to our visitors. We collect this information either through “cookie” technology or with “web beacons,” as explained below.<br />6. Cookies. Like many companies, we use browser cookies on this web site. Browser cookies are bits of text that are placed on your computer’s hard drive when you visit certain web sites. We use browser cookies to tell us, for example, whether you’ve visited us before or if you’re a new visitor and to help us identify site features in which you may have the greatest interest. Browser cookies may enhance your online experience by saving your preferences while you are visiting a particular site. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing browser cookies. Remember though, without browser cookies, you may not be able to take full advantage of all our web site features. We also use flash cookies on our web site to enhance your online experience. Flash cookies are similar to browser cookies, except that they can store data more complex than simple text. Flash cookies, by themselves, cannot do anything to or with the data on your computer. In addition, flash cookies cannot access or remember your email address or other personal information unless you provide the information on this site. We may use flash cookies to provide you with a better user experience.<br />7. Web Beacons. Certain pages on our site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). These web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons. Sparxbank Limited also uses third party web beacons to help manage online advertising. These web beacons may be provided by our ad management partners. These files enable our ad management partners to recognize a unique cookie on your web browser, which in turn enables us to learn which advertisements bring users to our web site. The cookie on your web browser was placed by Sparxbank Limited, or by another advertiser who works with our ad management partners. With both cookies and web beacon technology, the information that we collect, and share is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address.<br />8. Information We Share. We do not sell or otherwise disclose personal information about our web site visitors, except as described here. We may share information provided by our visitors to Sparxbank Limited with service providers we have retained to perform services on our behalf. These service providers are contractually restricted from using or disclosing the information except as necessary to perform services on our behalf or to comply with legal requirements. In addition, we may disclose information about you (i) if we are required to do so by law or legal process, (ii) to law enforcement authorities or other government officials, or (iii) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity. We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets. Should such a sale or transfer occur, we will use reasonable efforts to direct the transferee to use personal information you have provided through this web site in a manner that is consistent with this Privacy Statement.<br />9. Information We Transfer. We may transfer the personal information we collect on this site to other countries where we do business, but we will do so only for the purposes described above. When we transfer your information to other countries, we will protect that information as described here unless otherwise required by applicable laws. 10. Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />10.Links to Other Sites. We provide links to other web sites for your convenience and information. These sites may have their own privacy statements in place, which we recommend you review if you visit any linked web sites. We are not responsible for the content of linked sites or any use of the sites.<br />11. Children’s Privacy. This web site is not directed to children under the age of thirteen and we do not knowingly collect personal information from children under the age of thirteen on the site. If we become aware that we have inadvertently received personal information from a visitor under the age of thirteen on the site, we will delete the information from our records. Some links on Sparxbank Limited take web site visitors to sites that are directed to kids. These web sites have their own privacy notices that address children’s privacy. We encourage you to read these privacy notices if you visit any linked sites directed to children.<br />12. How We Protect Personal Information. We maintain administrative, technical and physical safeguards to protect against unauthorized disclosure, use, alteration or destruction of the personal information you provide on this web site. We use secure socket layer (SSL) technology to help keep the personal information you provide on this site secure.<br />13. Mobile Information We Collect. Personally identifiable information (e.g. Name, email address) we collect consists only of what you share with us. For example, certain products may ask for this type of information so that we may contact you by phone or email at your request. You choose what, how, and when you want to share.<br />14. Location Based Services. If you use any location-enabled products, you may be sending us location information. Sparxbank Limited does not store or use this information other than to provide the service you requested. For example, a mobile product may use GPS data to find a nearby restaurant you requested. Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.<br />15. Web beacons and cookies. Web-enabled mobile applications may use cookies or web beacons and other methods to customize your browsing experience. Please see Sparxbank Limited’s web privacy policy for more information.<br />16. Ad management. Some mobile applications will utilize ad management partners to help us better serve our customers through improved products, services, and revisions to the mobile applications. This collected information will not identify you to Sparxbank Limited It may, however, let us know anonymously, which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.<br />17. Third party sharing. Use of 3rd party services such as social sharing sites (e.g., Facebook & Twitter) is governed by the privacy practices of those services. Sparxbank Limited does not capture or store your login information or other personally identifiable information for these services, however session info or cookies may be stored.<br />18. Mobile How We Use Collected Information. We use the information to personalize your experience with the application and to improve your overall experience including the development of new products, services, and features. We also use the information to provide customer support, and when applicable, register and administer your account. Additionally, we may use the information you provide to contact you about updates to our service.<br />19. eCommerce. Information you provide may be used to fulfill the service(s) or carry out the transaction(s) you have requested or authorized. For example, if you authorize a purchase through a mobile eCommerce application, we will use provided information to ship and bill you.<br />20. EU Safe Harbor & Dispute Resolution. Sparxbank Limited adheres to the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of Personal Information from organizations in European Union member countries and Switzerland. Although the European Court of Justice issued a ruling on October 6, 2015 invalidating the ability of European companies to rely on the Safe Harbor Framework for cross border data transfers, the U.S. Department of Commerce has nonetheless reaffirmed its commitment to administration of the Safe Harbor. To learn more about the Safe Harbor program please visit http://www.export.gov/safeharbor/. As part of our participation in the Safe Harbor, we have agreed to TRUSTe dispute resolution for disputes relating to our compliance with the Safe Harbor Privacy Framework. If you have any complaints regarding our compliance with the Safe Harbor you should first contact us (as provided below). If contacting us does not resolve your complaint, you may raise your complaint with TRUSTe by Internet here. Please click here for fax and postal mail information. TRUSTe’s Dispute Resolution process is only available in English. For human resources data we have agreed to cooperate with Data Protection Authorities.<br />21. Cross-Border Transfer. The Services are controlled and operated by us from the European Union Countries and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the European Union Countries . Your Personal Information may be accessed by personnel providing Services in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your country of residence, including the European Union Countries , which may have different data protection rules than those of your country.<br />22. Data Security. We seek to use reasonable organizational, technical and administrative measures to protect Personal Information within our organization. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Information” section below.<br />23. Retention Period. We will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.<br />24. Changes to Our Privacy Policy. We may change this Privacy Policy. Please take a look at the “Last Modified” section at the top of this page to see when this Privacy Policy was last revised. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Services. Your use of the Services following these changes means that you accept the revised Privacy Policy.</h2>\n<h2 style=\"margin: 0in; font-size: 12pt; font-family: \'Times New Roman\', serif; color: #000000;\"><br />For more information, contact us at info@sparxnovate.com</h2>\n<p>\n<!-- /wp:heading -->\n\n<p></p>','Terms & Conditions','','inherit','closed','closed','','525-revision-v1','','','2020-08-19 18:08:55','2020-08-19 18:08:55','',525,'https://payn21.com/525-revision-v1/',0,'revision','',0),(1699,2,'2020-08-20 06:55:10','2020-08-20 06:55:10',' ','','','publish','closed','closed','','1699','','','2020-10-20 06:56:21','2020-10-20 06:56:21','',0,'https://payn21.com/?p=1699',17,'nav_menu_item','',0),(1746,2,'2020-08-20 19:57:21','2020-08-20 19:57:21','<h1>Solutions for Business</h1>\n<a href=\"#\">\nGet Started </a>\n<h2>Generating More Revenue</h2>\nYou\'ve got a business to run. Managing payments isn\'t your primary concern. That\'s ok. We\'ll help you connect the systems you need, do it safely and make sure you get paid quickly. You\'ll also have resources to help your business grow with the intelligence you need to make smart decisions.\n<ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Fast, Easy and Secure</h2>\nAccept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.\n<ul></ul>\n<h2>Incredible infrastructure</h2>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.\n<ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments</li>\n <li> Business Connection</li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>Full Access to Sothebank Elite Banking</h2>\nUpon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.\n<ul>\n <li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li>\n <li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li>\n <li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li>\n <li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li>\n</ul>\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Managing Multiple Currencies</h2>\nYou can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:\n<ul>\n <li>Open a new currency balance to accept the payment.</li>\n <li>Convert the payment to a currency you do accept.</li>\n <li>Block the payment.</li>\n</ul>\nYou can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>Apply for an Business Account in Minutes</h2>\nGet your PayN21 Business account today!\n\n<a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 19:57:21','2020-08-20 19:57:21','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1724,2,'2020-08-20 11:14:14','2020-08-20 11:14:14','','Elementor #1723','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:14:14','2020-08-20 11:14:14','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1713,2,'2020-08-20 08:48:01','2020-08-20 08:48:01','','Our Services','','publish','closed','closed','','1713','','','2020-10-20 06:57:15','2020-10-20 06:57:15','',0,'https://payn21.com/?p=1713',2,'nav_menu_item','',0),(1707,2,'2020-08-20 07:23:51','2020-08-20 07:23:51','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Read More</a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Read More</a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-20 07:23:51','2020-08-20 07:23:51','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1711,2,'2020-08-20 07:52:09','2020-08-20 07:52:09','<h1>Easy, fee-free banking for consumer and entrepreneurs</h1>\nWith our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.\n\n<a href=\"#\">\nGet Started </a>\n<a href=\"\">\nPlay Video </a>\n<h3>Generating more revenue</h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n\n<a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Read More</a>\n<h3>Quick Pay & Recurring Payments Reminder</h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n\n<a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Read More</a>\n<h3>Incredible infrastructure</h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n\n<a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n<h3>Email notifications</h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n\n<a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n<h2>Sole traders, Freelancers and Service Providers</h2>\nWith over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Small- to medium-sized businesses</h2>\nThis day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.\n<ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment</li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n</ul>\n<h2>Large or enterprise level businesses</h2>\nWith more consumers choosing to browse and select services while on their mobile devices, it\'s important that you\'re able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.\n<ul>\n <li> Cashback Corporate Cards</li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base</li>\n <li> Direct debit guaranteed</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Digital collections and reconciliation to increase cash flow</h2>\nOur unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.\n\nMake the most of every customer on-boarding opportunity while enjoying international business payment expansion\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>Make it easier for customers to pay</h2>\nCreate a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.\n<h3>00K</h3>\nDownloaded\n<h3>00K</h3>\nFeedback\n<h3>00K</h3>\nWorkers\n<h3>00K</h3>\nContributors\n<h3>Have any question about us?</h3>\nDo not hesitate to contact us\n\n<a href=\"#\">Contact Us</a>\n<img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>Our payments services enable you find all you need to make and receive payment</h2>\nPayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.\n\nPayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.\n\nYou will also have a unique chip and pin reloadable card that pairs with your mobile phone. \n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Pay21 account today!\n\n<a href=\"#\">Get Your Pay21 Account</a>\n<h2>According ITU News Africa need to think big, think fresh</h2>\n“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-20 07:52:09','2020-08-20 07:52:09','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1710,2,'2020-08-20 07:50:24','2020-08-20 07:50:24','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Read More</a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Read More</a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Read More</a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Read More</a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-20 07:50:24','2020-08-20 07:50:24','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1815,2,'2020-08-22 11:09:24','2020-08-22 11:09:24','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 11:09:24','2020-08-22 11:09:24','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1717,2,'2020-08-20 09:32:34','2020-08-20 09:32:34','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Generating more revenue</h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\"></a>\n <h3>Quick Pay & Recurring Payments Reminder</h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\"></a>\n <h3>Incredible infrastructure</h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\"></a>\n <h3>Email notifications</h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/email-notifications/\"></a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-20 09:32:34','2020-08-20 09:32:34','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1816,2,'2020-08-22 11:14:17','2020-08-22 11:14:17','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"#\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 11:14:17','2020-08-22 11:14:17','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1719,2,'2020-08-20 09:59:47','2020-08-20 09:59:47','<!-- wp:paragraph -->\n<p><p>In 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. Since then, while other developing markets such as the APAC and LATAM regions have dominated headlines, the African continent’s success in digital payments has not been appreciated to a similar extent. There is more to digital payments in Africa than M-Pesa, and this piece will still only capture a snapshot of African success. </p>\n<p><b>Beyond M-Pesa and beyond maturity</b></p>\n<p>According to Nana Araba Abban, head, group consumer banking at Ecobank Group, transaction flows sent by banks have grown by an average of 10% year-on-year during this 10-year period. Alongside this, mobile money payments have exploded, with the monthly value of transactions increasing 25 times over between 2010 and 2018.</p>\n<p>The African digital payments evolution has also led to “banks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,” Abban says and adds that with “light KYC accounts operated on mobile devices, instant mobile payments including the use of QR technology,” banks are partnering with telcos to facilitate mobile money transactions.</p>\n<p>Ecobank, for example, has introduced services like Rapidtransfer for instant cross-border payments across their network of 33 countries in Africa. For ecommerce businesses, cross-border payments are an integral part of day to day operations and allow business owners to transfer funds across different territories in the most secure and efficient way possible, making real-time international payments a reality.</p>\n<p>While SWIFT gpi, Visa Direct and Mastercard Send are providing fast and secure global payments, banks are also establishing agent networks to expand financial inclusion, serving customers in neighbourhoods in which they work and live. Ecobank currently has 44,000 agents in a network launched less than three years ago, for example.</p>\n<p>Furthermore, in conversation with Dare Okoudjou, founder and CEO of MFS Africa, he says that “M-Pesa was a long time ago and if we were to take a global view, there are around 290 M-Pesa-like schemes around the world. Almost 80 of those services have more than one million active daily users. But Africa remains the epicentre of that market.\"</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote>\n<p>“banks adopting a mobile-led digital transformation strategy to reach more customers that their services were unavailable to with traditional models,”</p>\n</blockquote>\n<!-- /wp:quote -->\n\n<!-- wp:paragraph -->\n<p><p><b>Cross-border challenges</b></p>\n<p>According to Brookings, intra-African trade is at 17% compared to 59% in Asia and 69% in Europe. The implementation of the Africa Continental Free Trade Agreement (AfCFTA) is expected to boost intra-Africa trade by up to 52%, by eliminating import duties and reducing other barriers to trade.</p>\n<p>Araba says that while there is maturity in the logistics sector, the costs of import duties and freighting charges for instance, “might be prohibitive for small businesses seeking to leverage ecommerce platforms. Thankfully, cross-border payments are less challenging.”</p>\n<p>She explains that there are regional initiatives being implemented to facilitate cross-border trade between countries. For example, the Common Market for Eastern and Southern Africa (COMESA) is implementing regulations which assist small-scale traders in crossing borders with simplified clearance procedures for low-value transactions they typically conduct.</p>\n<p>“With support from the World Bank, the governments of the Democratic Republic of Congo, Rwanda, and Uganda, in cooperation with COMESA, are increasing the capacity for commerce and reducing the costs faced by traders, especially small-scale and women traders, at key borders in the Great Lakes region.”</p>\n<p>However, with global trade still predominantly conducted in USD, the apparent lack of USD liquidity in some Sub-Saharan African countries can present problems for cross-border trade. Furthermore, as Steven Marshall, chief commercial officer from Crown Agents Bank relays, “with delays to initiatives like the African Continental Free Trade Agreement, ecommerce offers SMEs a vital chance to reach over borders and expand from local enterprises.</p>\n<p>“It’s certainly unfortunate that the wider AfCFTA programme has been postponed as it has the potential to boost Africa’s trading position in the global market, but certainly understandable in the current climate.”</p>\n<p>Olivier Lens, head of Sub-Saharan Africa at SWIFT, adds that taking South Africa as an example and considering the success of the Southern African Development Community real-time gross settlement system (SADC RTGS), it is clear that the financial systems in this region are well developed, especially as the adoption of ISO 20022 is also being considered for various projects.</p>\n<p>“In the cross-border payments space, several of the region’s largest banks are live on SWIFT gpi and many are in the process of adopting it. In 2019, more than 50% of SWIFT gpi payments globally were credited to end beneficiaries within 30 minutes, bringing more speed, transparency and end-to-end tracking to market players worldwide,” Lens explores.</p>\n<p>SWIFT gpi will increase competition in the cross-border payments space, delivering faster, more transparent and traceable payments and supporting the expansion of intra-African trade and international trade.</p>\n<p>With strong and secure financial market infrastructures (FMIs) such as the SADC RTGS and others such as the East African Regional Payment System (EAPS) and the regional RTGS system launched by the Economic and Monetary Community of Central Africa (CEMAC) emerging, it is evident that harmonisation is important.</p>\n<p>“Pan-regional payment systems operating within harmonised legal and regulatory frameworks of regional economic areas will make intra-regional payments easier, faster and cheaper. This will help to increase cross-border trade within regional communities,” Lens adds.</p></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><p><b>Central bank intervention</b></p>\n<p>Central banks and banking regulators are playing an active and supportive role in the growth of payment services in Africa. An example that Abban references is the Banque Centrale des États de l\'Afrique de l\'Ouest (BCEAO) based in Francophone West Africa, that has approved KYC friendly basic accounts with the intention of expanding financial inclusion and in turn, digital payments.</p>\n<p>The Central Bank of Nigeria has also pushed a cashless agenda by reducing card fees, limiting ATM withdrawals and levying large cash deposits. <strong>The number of electronic payment transactions in Nigeria grew from 66 million in 2008 to over two billion in 2018. It is a fact that digital payments market has matured faster in Africa than it has in Europe: the number of electronic payments in France has grown in the past decade, but from 33 million in 2009 to 61.5 million in 2018, according to Statista.</strong></p>\n<p>Ethiopia is another market with bank-led mobile money and a single national carrier serving the population’s mobile telecommunication needs. Araba explains that the National Bank of Ethiopia has, in a new directive, said it will allow new entrants to offer mobile money services and that it will be selling a 40% stake in the state-owned monopoly Ethio Telecom. She adds that the central bank “is granting two licenses for firms to compete with the incumbent. The companies that are successful will likely seek to cash in on the untapped potential for mobile money in the market.”</p>\n<p>While M-Pesa’s success has demonstrated the potential for payments in this region, the maturation of the fintech industry in this region has also attracted the attention of investors, as Marshall points out that startups operating on the continent received a total of $1.3 billion in funding in the last year and giants like Interswitch have emerged.</p>\n<p>“Africa has also celebrated its first home-grown unicorn Interswitch, after payments giant Visa acquired a 20% minority equity stake in the firm. There’s been so much innovation in the last decade, but there’s still a lot of people and communities to reach,” Marshall says.</p>\n<p>The GSMA states that Sub-Saharan Africa is mobile payments\' biggest market, accounting for a staggering 45.6% of all activity globally in 2018. Marshall believes that “digital payments are reaching new heights and, in a reaction to this, traditional banks in the region are increasingly working to digitalise their services and welcome more pay-out methods.”</p>\n<p>As has been seen in Kenya, traditional lenders in Africa are innovating, embracing new technologies, streamlining their operations and collaborating with fintech firms - building on their strengths of having a large established customer base and rich customer data; risk management capabilities; balance sheet strength; industry knowledge and trust, as Lens explains.</p>\n<p><b>Diverse customer distribution = enhanced financial inclusion</b></p>\n<p>As host to almost half of all mobile money registered accounts globally, it calls into question whether Sub-Saharan Africa will remain the epicentre of mobile money. Customer distribution across the region has become more diverse and mobile money agents have played a key role in driving customer adoption and enhancing financial inclusion across Africa.</p>\n<p>According to an IMF Financial Access Survey, there are 60 agent outlets per 1,000 km² vs. two ATMs and one bank branch in the same area in Sub-Saharan Africa. Abban believes: “The proximity of service is critical to the adoption of digital financial services as most people cannot afford to travel long distances to transact.”</p>\n<p>With over 1.4 million active mobile money agents in Sub-Saharan Africa, some of which also serve as banking agents, and 90% of transactions still being conducted in cash, it is without a doubt that mobile money agents have played a critical part in strengthening the banking industry, helping extend reach through popular services such as bank to wallet transfers and overcoming logistical issues to do with proximity to bank branches and ATMs.</p>\n<p>Okoudjou follows this up and states that “mobile money agents are the unsung heroes of the digital payments evolution in Africa. Mobile money is not about the mobile, it’s about the agents. In time, you will see agents becoming more sophisticated and they will be allowed to distribute or facilitate different types of services like insurance or investment.”</p>\n<p>While making a payment is now cheaper, faster and safer than ever before, the next step according to Marshall is to stop customers from “cashing out” after they have received a mobile remittance. Referencing Center for Financial Inclusion data that registered accounts increased by 11.9% in 2019 and transaction value was up 27.5%, Lens notes that “mobile money has grown at pace in countries where regulation has evolved to enable low-cost services.”</p>\n<p>Lens exemplifies this and reveals that Ghana has seen a 400% growth in the use of mobile money after rolling out a number of policies that addressed financial inclusion and allowed full interoperability among telecommunications companies and with banks. “Established financial institutions are collaborating with fintechs to build out the ecosystem, increase financial inclusion and deliver enhanced services to end users.”</p>\n<p><b>Overtaking traditional infrastructure to offer value</b></p>\n<p>Digital technology is allowing emerging markets in Africa to leapfrog traditional financial processes and process payments quicker than is perceived in developed countries such as the US. Innovations such as electronic cash tokens for agent or ATM withdrawal, issuance of virtual cards, payments via SMS or email are in circulation. In addition to this, Abban highlights that in Zimbabwe, Kenya and Nigeria, “transfers can be made between banks instantly and this has been the norm for some years now, in contrast with countries like the US where legacy systems might hinder such innovation.”</p>\n<p>While the US is seemingly a laggard in the payments arena in comparison, she goes on to state that in addition to M-Pesa in Kenya, Africa has also since seen the rise of stalwarts such as Nigeria’s Interswitch and Morocco’s Hightech Payment Systems. Marshall reiterates: “By removing some of the biggest obstacles, namely having to be physically at a bank, digital finance directly offers an accessible way for people to fulfil their financial needs. As a result, we have seen it overtake traditional banking methods that are less relevant to an increasingly digital savvy population.</p>\n<p>“In the past few years, digital payments in Africa have become world-leading in terms of adoption and volume.” Nadia Costanzo, head of banks for Africa & Latin America at TransferWise takes this point further and surmises that on a continent where most live far from traditional bank branches, banks are providing liveness checks so that customers can complete KYC verification services from the comfort of their homes.</p>\n<p>While Costanzo highlights that this is dependent on internet access, “something which is not always reliably available across rural areas,” M-Pesa must continue to be hailed for being the first of its kind in Africa to enable international money transfers, small loans, bill payments, airtime top ups and high interest savings accounts (up to 6.65%).</p>\n<p>Following in M-Pesa’s footsteps, startups across the continent are “doing incredible things to replace banks,” Costanzo says. “Farmers in Senegal and Mali are able to develop savings habits through mobile layaway platforms such as myagro, where they usually would have had to go to traditional financial institutions to get loans at high interest rates. Similarly, people without access to energy in Madagascar can access solar lamps through loans that link activation of lamps to repayment of debt via baobabplus.”</p>\n<p><b>Thriving and surviving in the ecommerce sector</b></p>\n<p>Smartphone penetration could unlock access to a broader customer base over time and allow micro, small or small to medium businesses thrive. According to The United Nations Conference on Trade and Development (UNCTAD), the number of online shoppers in Africa has surged annually by 18% since 2014 and this has occurred on the back of rapid smartphone penetration, as the primary means of accessing the web in Africa is via mobile device. But it takes more than mobile penetration as Abban explains.</p>\n<p>Abban says: “This trend can be expected to continue with the introduction of less expensive ISP data packages, evolution of payment solutions including virtual cards, inexpensive web acquiring solutions and improved logistics infrastructure. To be sure, it takes more than access to smartphones for e-commerce to thrive. Nigeria, Kenya and South Africa account for more than half of online shoppers in Africa. Market access is key for businesses and with the right investment in infrastructure and well written policies, there should be growth in the businesses reaching clients online,” she continues.</p>\n<p>Marshall has a similar view and refers to mobile technology as a “primary engine of economic growth. Mobile has enabled innovative business models that have helped SMEs compete on an even footing with much bigger companies.” He calls attention to the fact that ecommerce in Africa was valued at $16.5 billion in 2017 and a McKinsey report revealed that this value could well go up to $75 billion by 2025.</p>\n<p>“Mobile money would further empower the growth of ecommerce in Africa and the growing penetration of smartphones opens up a wider opportunity both in terms of accessing online stores and in enabling a range of payment methods. This is key in facilitating cross-border transactions, particularly in a market that has been nervous about ecommerce until Covid-19 accelerated its relevance.”</p>\n<p>It goes without saying that mobile phone penetration is high across Africa, usually significantly higher than bank account ownership. Costanzo mirrors this and says “mobile providers do not only develop mobile money services for smartphones, but also for feature phones, so people at all income levels in countries, where mobile money services are available, can receive remittance payments and make local payments.”</p>\n<p>For MSMEs, this is positive as they would be able to leverage mobile money tools to improve accounting processes and reduce the risk of theft for example, where mobile money is a commonly accepted form of payment and will slow down the use of cash or hand-written accounts. However, as Costanzo explicates, there are still challenges that can’t be solved through smartphone penetration alone.</p>\n<p>“In countries where mobile money is not as high profile, accepting payments through cards or bank transfers would be the only viable ecommerce alternative. Debit card ownership in countries like Nigeria and South Africa were less than 50% in 2017, thereby significantly reducing the addressable market in ecommerce.”</p>\n<p><b>Okoudjou concludes by saying that typically, when coming across headlines about African payments, leapfrogging is used as a description, “which implies that Africa is catching up. In many ways, Africa is on its own path and some of what we’re doing is ahead of what is being done in Europe or the US. Our path is also not to replicate what is being done in Europe or the US. Payments have been instant across Sub-Saharan Africa since 2010.”</b></p></p>\n<!-- /wp:paragraph -->','There is more to digital payments in Africa than M-Pesa','According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money transfer and micro-financing service M-Pesa became the most successful mobile phone based financial service in the developing world, just three years after the launch by network operators Vodafone and Safaricom. ','inherit','closed','closed','','449-revision-v1','','','2020-08-20 09:59:47','2020-08-20 09:59:47','',449,'https://payn21.com/449-revision-v1/',0,'revision','',0),(1725,2,'2020-08-20 11:26:05','2020-08-20 11:26:05','','Catching up on some work emails','Shot of a young businessman working on a laptop in an office','inherit','open','closed','','catching-up-on-some-work-emails','','','2020-08-20 11:26:05','2020-08-20 11:26:05','',1723,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman-.jpg',0,'attachment','image/jpeg',0),(1726,2,'2020-08-20 11:26:06','2020-08-20 11:26:06','','My productivity is paying off','Cropped shot of handsome young man using a credit card and cellphone while working from home','inherit','open','closed','','my-productivity-is-paying-off','','','2020-08-20 11:26:06','2020-08-20 11:26:06','',1723,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg',0,'attachment','image/jpeg',0),(1727,2,'2020-08-20 11:26:08','2020-08-20 11:26:08','','Small Business words letter, written on book top, concept','Small Business words letter, written on book top, concept','inherit','open','closed','','small-business-words-letter-written-on-book-top-concept','','','2020-08-20 11:26:08','2020-08-20 11:26:08','',1723,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_smallbusiness_img.jpg',0,'attachment','image/jpeg',0),(1728,2,'2020-08-20 11:30:07','2020-08-20 11:30:07',' ','','','publish','closed','closed','','1728','','','2020-09-23 05:50:12','2020-09-23 05:50:12','',0,'https://payn21.com/1728/',2,'nav_menu_item','',0),(1729,2,'2020-08-20 11:30:07','2020-08-20 11:30:07','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"#\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h3>Transparent Pricing</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/transparent-pricing/\">Read More</a>\n <h3>Fully Encrypted</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/fully-encrypted/\">Read More</a>\n <h3>Instant Cashout</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/instant-cashout/\">Read More</a>\n <h3>Safe and Secure</h3>\n <p><p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/safe-and-secure/\">Read More</a>\n <h2 >Market traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/Pay21_soletraders.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Easy transfers</li>\n <li> Deposit checks instantly</li>\n <li> A powerful open API </li>\n <li> Coverage around the world </li>\n <li> Business without borders</li>\n <li> Affiliates and partnerships</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Compare us with others</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <table>\n <thead>\n <tr>\n <th scope=\"col\">Packages</th>\n <th scope=\"col\">Freelancer</th>\n <th scope=\"col\">Householder</th>\n <th scope=\"col\">Business Man</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>Control payout timing</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Transparent payouts </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Automate evidence submission </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Collaboration notes </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Deposit tagging</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Technical support over IRC</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>24×7 support</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >We always try to understand customers expectation</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >What customers say about us</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <h3>John Smit</h3>\n Founder at Envato\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <button>\n </button>\n <button>\n </button>\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Elementor #1723','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:30:07','2020-08-20 11:30:07','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1723,2,'2020-08-20 11:27:12','2020-08-20 11:27:12','<h1 ></h1>\n <p >Solutions for Business</p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2021/07/cdb-career4-1024x684-1.jpeg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. Sothebank have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2021/07/cdb-career2-1024x683-1.jpeg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Reward Card</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies with Verit® Pass</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your Sothebank™ Business account today!</p>\n <a href=\"#\">Get your Sothebank™ account</a>','Cooperative Digital Banking','','publish','closed','closed','','advanced-banking','','','2021-07-25 02:02:38','2021-07-25 02:02:38','',0,'https://payn21.com/?page_id=1723',0,'page','',0),(1738,2,'2020-08-20 12:19:31','2020-08-20 12:19:31','<h1>Solutions for Business</h1>\n<a href=\"#\">\nGet Started </a>\n<h2>Generating More Revenue</h2>\nYou\'ve got a business to run. Managing payments isn\'t your primary concern. That\'s ok. We\'ll help you connect the systems you need, do it safely and make sure you get paid quickly. You\'ll also have resources to help your business grow with the intelligence you need to make smart decisions.\n<ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Fast, Easy and Secure</h2>\nAccept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.\n<ul></ul>\n<h2>Large or enterprise level businesses</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.\n<ul>\n <li> Corporate Cards</li>\n <li> International Payments</li>\n <li> Automated accounting</li>\n <li> Request Features</li>\n <li> Premium Support</li>\n <li> Direct Debit</li>\n</ul>\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Easy Payment to borrow free get a better filling at home</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\nBut I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>You can find all the thing you need to payout</h2>\nLorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.\n\nSed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.\n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Tryo account today!\n\n<a href=\"#\">Get Your Tryo Account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 12:19:31','2020-08-20 12:19:31','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1737,2,'2020-08-20 12:18:06','2020-08-20 12:18:06','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>','Advanced Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 12:18:06','2020-08-20 12:18:06','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1736,2,'2020-08-20 11:45:52','2020-08-20 11:45:52','<h1>Solutions for Business</h1>\n<a href=\"#\">\nGet Started </a>\n<h2>Generating More Revenue</h2>\nYou\'ve got a business to run. Managing payments isn\'t your primary concern. That\'s ok. We\'ll help you connect the systems you need, do it safely and make sure you get paid quickly. You\'ll also have resources to help your business grow with the intelligence you need to make smart decisions.\n<ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Fast, Easy and Secure</h2>\nAccept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.\n<ul></ul>\n<h2>Large or enterprise level businesses</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.\n<ul>\n <li> Corporate Cards</li>\n <li> International Payments</li>\n <li> Automated accounting</li>\n <li> Request Features</li>\n <li> Premium Support</li>\n <li> Direct Debit</li>\n</ul>\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Our features</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n<h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\nOur innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.\n<h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\nPayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.\n<h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n<h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n<h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n<h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n<h2>Easy Payment to borrow free get a better filling at home</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\nBut I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>You can find all the thing you need to payout</h2>\nLorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.\n\nSed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.\n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Tryo account today!\n\n<a href=\"#\">Get Your Tryo Account</a>\n<h2>The news from our blog</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>','Advanced Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:45:52','2020-08-20 11:45:52','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1731,2,'2020-08-20 11:33:45','2020-08-20 11:33:45','<h1>Solutions for Business</h1>\n<a href=\"#\">\nGet Started </a>\n<h3>Transparent Pricing</h3>\nLorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.\n\n<a href=\"https://sothebankuab.com/feature-post/transparent-pricing/\">Read More</a>\n<h3>Fully Encrypted</h3>\nLorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.\n\n<a href=\"https://sothebankuab.com/feature-post/fully-encrypted/\">Read More</a>\n<h3>Instant Cashout</h3>\nLorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.\n\n<a href=\"https://sothebankuab.com/feature-post/instant-cashout/\">Read More</a>\n<h3>Safe and Secure</h3>\nQuis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.\n\n<a href=\"https://sothebankuab.com/feature-post/safe-and-secure/\">Read More</a>\n<h2>Market traders, Freelancers and Service Providers</h2>\nWith over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n</ul>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/Pay21_soletraders.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-2-2.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Small- to medium-sized businesses</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.\n<ul>\n <li> Easy transfers</li>\n <li> Deposit checks instantly</li>\n <li> A powerful open API</li>\n <li> Coverage around the world</li>\n <li> Business without borders</li>\n <li> Affiliates and partnerships</li>\n</ul>\n<h2>Large or enterprise level businesses</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.\n<ul>\n <li> Corporate Cards</li>\n <li> International Payments</li>\n <li> Automated accounting</li>\n <li> Request Features</li>\n <li> Premium Support</li>\n <li> Direct Debit</li>\n</ul>\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Compare us with others</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n<table>\n<thead>\n<tr>\n<th scope=\"col\">Packages</th>\n<th scope=\"col\">Freelancer</th>\n<th scope=\"col\">Householder</th>\n<th scope=\"col\">Business Man</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>Control payout timing</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n<tr>\n<td>Transparent payouts</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n<tr>\n<td>Automate evidence submission</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n<tr>\n<td>Collaboration notes</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n<tr>\n<td>Deposit tagging</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n<tr>\n<td>Technical support over IRC</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n<tr>\n<td>24×7 support</td>\n<td></td>\n<td></td>\n<td></td>\n</tr>\n</tbody>\n</table>\n<h2>Our features</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n<h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\nOur innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.\n<h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\nPayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.\n<h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\nStaying ahead of the curve means be notified before recurring debit card payment hit your account.\n<h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services.\n<h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\nSend, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.\n<h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\nFind opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.\n<h2>Easy Payment to borrow free get a better filling at home</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\nBut I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>We always try to understand customers expectation</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n<h3>00K</h3>\nDownloaded\n<h3>00K</h3>\nFeedback\n<h3>00K</h3>\nWorkers\n<h3>00K</h3>\nContributors\n<h3>Have any question about us?</h3>\nDo not hesitate to contact us\n\n<a href=\"#\">Contact Us</a>\n<img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<h2>What customers say about us</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\nQuis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n<h3>John Lucy</h3>\nWeb Developer\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n<h3>John Smit</h3>\nFounder at Envato\n\nQuis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n<h3>John Lucy</h3>\nFounder at MMC\n\nQuis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n<h3>John Lucy</h3>\nFounder at Google\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n<h3>John Lucy</h3>\nFounder at MMC\n\nQuis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n<h3>John Lucy</h3>\nWeb Developer\n\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.\n\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n<h3>John Lucy</h3>\nFounder at Google\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n<button>\n</button>\n<button>\n</button>\n<h2>Our trusted partner</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n</a>\n<a href=\"#\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n<img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>You can find all the thing you need to payout</h2>\nLorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.\n\nSed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.\n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Tryo account today!\n\n<a href=\"#\">Get Your Tryo Account</a>\n<h2>The news from our blog</h2>\nLorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>','Advanced Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:33:45','2020-08-20 11:33:45','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1730,2,'2020-08-20 11:30:09','2020-08-20 11:30:09','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h3>Transparent Pricing</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/transparent-pricing/\">Read More</a>\n <h3>Fully Encrypted</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/fully-encrypted/\">Read More</a>\n <h3>Instant Cashout</h3>\n <p><p>Lorem ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/instant-cashout/\">Read More</a>\n <h3>Safe and Secure</h3>\n <p><p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan.</p>\n</p>\n <a href=\"https://sothebankuab.com/feature-post/safe-and-secure/\">Read More</a>\n <h2 >Market traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Pay21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/Pay21_soletraders.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Easy transfers</li>\n <li> Deposit checks instantly</li>\n <li> A powerful open API </li>\n <li> Coverage around the world </li>\n <li> Business without borders</li>\n <li> Affiliates and partnerships</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Compare us with others</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <table>\n <thead>\n <tr>\n <th scope=\"col\">Packages</th>\n <th scope=\"col\">Freelancer</th>\n <th scope=\"col\">Householder</th>\n <th scope=\"col\">Business Man</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>Control payout timing</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Transparent payouts </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Automate evidence submission </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Collaboration notes </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Deposit tagging</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Technical support over IRC</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>24×7 support</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >We always try to understand customers expectation</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >What customers say about us</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <h3>John Smit</h3>\n Founder at Envato\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <button>\n </button>\n <button>\n </button>\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Elementor #1723','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:30:09','2020-08-20 11:30:09','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1735,2,'2020-08-20 11:45:30','2020-08-20 11:45:30','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Advanced Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:45:30','2020-08-20 11:45:30','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1734,2,'2020-08-20 11:45:11','2020-08-20 11:45:11','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >We always try to understand customers expectation</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >What customers say about us</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <h3>John Smit</h3>\n Founder at Envato\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <button>\n </button>\n <button>\n </button>\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Advanced Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:45:11','2020-08-20 11:45:11','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1733,2,'2020-08-20 11:44:27','2020-08-20 11:44:27','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Compare us with others</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <table>\n <thead>\n <tr>\n <th scope=\"col\">Packages</th>\n <th scope=\"col\">Freelancer</th>\n <th scope=\"col\">Householder</th>\n <th scope=\"col\">Business Man</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>Control payout timing</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Transparent payouts </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Automate evidence submission </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Collaboration notes </td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Deposit tagging</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>Technical support over IRC</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n <tr>\n <td>24×7 support</td>\n <td></td>\n <td></td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <h2 >Our features</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/information-retrieval/\">Information retrieval</a></h3>\n <p><p>Our innovative and integrated digital banking solutions are designed to deliver new customers experience with undisturbed performance from their mobile devices.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/simple-dashboard/\">Simple dashboard</a></h3>\n <p><p>PayN21 provide you our users with an institutive experience with the seamless integration from Bill Pay to Online banking and shopping.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/email-notifications/\">Email notifications</a></h3>\n <p><p>Staying ahead of the curve means be notified before recurring debit card payment hit your account.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/incredible-infrastructure/\">Incredible infrastructure</a></h3>\n <p><p>We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. </p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/deadline-reminders/\">Quick Pay & Recurring Payments Reminder</a></h3>\n <p><p>Send, request and collect money from XPF friends and family and with Peer to Peer (P2P) solution and peer to merchant, PayN21 let you know when you recurring payments is due.</p>\n</p>\n <h3><a href=\"https://sothebankuab.com/feature-post/drag-and-drop-functionality/\">Generating more revenue</a></h3>\n <p><p>Find opportunities and solutions to not only protect and secure your transactions, but also to convert more sales and arm you with insights you need in order to grow.</p>\n</p>\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >We always try to understand customers expectation</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >What customers say about us</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <h3>John Smit</h3>\n Founder at Envato\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at MMC\n <p>Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis. Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Web Developer\n <p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Quis ipsum suspendisse ultrices gravida. Risus commodo viverra maecenas accumsan lacus vel facilisis.</p>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <h3>John Lucy</h3>\n Founder at Google\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-3-1.jpg\" alt=\"John Smit\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-3-1.jpg\" alt=\"John Lucy\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-5-1.jpg\" alt=\"John Lucy\">\n <button>\n </button>\n <button>\n </button>\n <h2 >Our trusted partner</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/7-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/6-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/5-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/4-2-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/9-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/2-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/8-2.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-4-1.png\" alt=\"Partner\">\n </a>\n <a href=\"#\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/1-5-1.png\" alt=\"Partner\">\n </a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Tryo account today!</p>\n <a href=\"#\">Get Your Tryo Account</a>\n <h2 >The news from our blog</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Advanced Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 11:44:27','2020-08-20 11:44:27','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1739,2,'2020-08-20 12:27:26','2020-08-20 12:27:26','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit.</p>\n <ul>\n <li> Corporate Cards </li>\n <li> International Payments </li>\n <li> Automated accounting </li>\n <li> Request Features</li>\n <li> Premium Support </li>\n <li> Direct Debit</li>\n </ul>\n <img src=\"https://themes.jibdara.com/tryo/wp-content/uploads/2019/11/3-2-2.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 12:27:26','2020-08-20 12:27:26','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1741,2,'2020-08-20 12:34:40','2020-08-20 12:34:40','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Easy Payment to borrow free get a better filling at home</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.</p>\n<p>But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness.</p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 12:34:40','2020-08-20 12:34:40','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1744,2,'2020-08-20 19:53:34','2020-08-20 19:53:34','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >You can find all the thing you need to payout</h2>\n <p ><p>Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip.</p>\n<p>Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt.</p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 19:53:34','2020-08-20 19:53:34','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1743,2,'2020-08-20 19:50:55','2020-08-20 19:50:55','','SOTHEBANK-card-GOLD','','inherit','open','closed','','sothebank-card-gold','','','2020-08-20 19:50:55','2020-08-20 19:50:55','',1723,'https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png',0,'attachment','image/png',0),(1745,2,'2020-08-20 19:56:14','2020-08-20 19:56:14','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/SOTHEBANK-card-GOLD.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 19:56:14','2020-08-20 19:56:14','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1747,2,'2020-08-20 20:22:37','2020-08-20 20:22:37','','PayN21_Mastercard by Sothebank','','inherit','open','closed','','payn21_mastercard-by-sothebank','','','2020-08-20 20:22:37','2020-08-20 20:22:37','',1723,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png',0,'attachment','image/png',0),(1748,2,'2020-08-20 20:22:41','2020-08-20 20:22:41','','PayN21_Sothebank_Biometric_card','','inherit','open','closed','','payn21_sothebank_biometric_card','','','2020-08-20 20:22:41','2020-08-20 20:22:41','',1723,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png',0,'attachment','image/png',0),(1750,2,'2020-08-20 20:25:45','2020-08-20 20:25:45','<h1>Solutions for Business</h1>\n<a href=\"#\">\nGet Started </a>\n<h2>Generating More Revenue</h2>\nYou\'ve got a business to run. Managing payments isn\'t your primary concern. That\'s ok. We\'ll help you connect the systems you need, do it safely and make sure you get paid quickly. You\'ll also have resources to help your business grow with the intelligence you need to make smart decisions.\n<ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Fast, Easy and Secure</h2>\nAccept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.\n<ul></ul>\n<h2>Incredible infrastructure</h2>\nWe embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.\n<ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments</li>\n <li> Business Connection</li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>Full Access to Sothebank Elite Banking</h2>\nUpon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.\n<ul>\n <li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li>\n <li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li>\n <li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li>\n <li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li>\n</ul>\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Managing Multiple Currencies</h2>\nYou can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:\n<ul>\n <li>Open a new currency balance to accept the payment.</li>\n <li>Convert the payment to a currency you do accept.</li>\n <li>Block the payment.</li>\n</ul>\nYou can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.\n\n<a href=\"#\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>Apply for an Business Account in Minutes</h2>\nGet your PayN21 Business account today!\n\n<a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 20:25:45','2020-08-20 20:25:45','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1749,2,'2020-08-20 20:23:01','2020-08-20 20:23:01','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-20 20:23:01','2020-08-20 20:23:01','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1753,2,'2020-08-20 22:11:07','2020-08-20 22:11:07','<ul>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<form method=\"post\" autocomplete=\"off\">\n This form is used for a test purpose. If you want to send payment using payment gateway you need to do this by own.\n<select name=\"receiver_name\" id=\"receiver_name\">\n<option selected=\"selected\">Select Receiver Name</option>\n<option value=\"testone\">testone</option>\n<option value=\"testtwo\">testtwo</option>\n</select>\n<input type=\"text\" name=\"bankname\" placeholder=\"Bank Name\" required=\"required\">\n<input type=\"text\" id=\"receiver_accnum\" name=\"receiver_accnum\" placeholder=\"Receiver Account Number\" required=\"required\">\n<input type=\"email\" name=\"receiver_email\" placeholder=\"Receiver Account Email\" required=\"required\">\n<input type=\"text\" value=\"121212121212\" name=\"cus_accnum\" placeholder=\"Customer A/N\" required=\"required\" readonly=\"readonly\">\n<input type=\"text\" name=\"cus_name\" value=\"Tryo\" placeholder=\"Customer Name\" required=\"required\" readonly=\"readonly\">\n<input type=\"email\" value=\"asia.khanom3s@gmail.com\" name=\"cus_email\" placeholder=\"Customer Email\" required=\"required\" readonly=\"readonly\">\n<input type=\"number\" name=\"transfer_amount\" placeholder=\"Transfer Amount\" required=\"required\">\n<input type=\"number\" name=\"remark\" placeholder=\"Remark\" required=\"required\">\n<button type=\"submit\" name=\"submit\"> Send </button>\n</form>','Create Payment','','inherit','closed','closed','','1281-revision-v1','','','2020-08-20 22:11:07','2020-08-20 22:11:07','',1281,'https://payn21.com/1281-revision-v1/',0,'revision','',0),(1757,2,'2020-08-20 22:17:58','2020-08-20 22:17:58','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<a href=\"https://themes.jibdara.com/tryo/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/logo-black-tryo.png\" alt=\"Tryo\" />\n</a>\n<h3>Open up your Tryo Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button class=\"\" name=\"submit\" type=\"submit\">Signup</button></form></section>','Customer Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-08-20 22:17:58','2020-08-20 22:17:58','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1758,2,'2020-08-21 06:13:24','2020-08-21 06:13:24','<ul>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>Sender Account Number</th>\n<th>Sender Name</th>\n<th>Sender Email</th>\n<th>Sent Amount($)</th>\n</tr>\n</thead>\n<tfoot>\n<tr>\n<th>Total</th>\n<th></th>\n<th></th>\n<th>5000</th>\n</tr>\n</tfoot>\n<tbody>\n<tr>\n<td>121212121212</td>\n<td>Tryo</td>\n<td>asia.khanom3s@gmail.com</td>\n<td>5000</td>\n</tr>\n</tbody>\n</table>','Sender Details','','inherit','closed','closed','','1285-revision-v1','','','2020-08-21 06:13:24','2020-08-21 06:13:24','',1285,'https://payn21.com/1285-revision-v1/',0,'revision','',0),(1759,2,'2020-08-21 06:20:06','2020-08-21 06:20:06','<ul>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/user-information/\">\nUser Necessary Info\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://themes.jibdara.com/tryo/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>Receiver Account Number</th>\n<th>Receiver Name</th>\n<th>Receiver Email</th>\n<th>Amount($)</th>\n</tr>\n</thead>\n<tfoot>\n<tr>\n<th>Total</th>\n<th></th>\n<th></th>\n<th>5000</th>\n</tr>\n</tfoot>\n<tbody>\n<tr>\n<td>121212121213</td>\n<td>testone</td>\n<td>test@gmail.com</td>\n<td>5000</td>\n</tr>\n</tbody>\n</table>','Receiver Details','','inherit','closed','closed','','1283-revision-v1','','','2020-08-21 06:20:06','2020-08-21 06:20:06','',1283,'https://payn21.com/1283-revision-v1/',0,'revision','',0),(1760,2,'2020-08-21 06:25:11','2020-08-21 06:25:11','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<a href=\"https://themes.jibdara.com/tryo/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/logo-black-tryo.png\" alt=\"Tryo\" data-wp-editing=\"1\" />\n</a>\n<h3>Open up your Tryo Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button class=\"\" name=\"submit\" type=\"submit\">Signup</button></form></section>','Customer Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-08-21 06:25:11','2020-08-21 06:25:11','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1762,2,'2020-08-21 06:26:48','2020-08-21 06:26:48','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<h3>Open up your PayN21 Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button class=\"\" name=\"submit\" type=\"submit\">Signup</button></form></section>','Customer Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-08-21 06:26:48','2020-08-21 06:26:48','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1761,2,'2020-08-21 06:26:16','2020-08-21 06:26:16','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<a href=\"https://themes.jibdara.com/tryo/\">\n\n</a><a href=\"https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-icon-android-e1597609890923.png\"><img class=\"alignnone\" src=\"https://sothebankuab.com/wp-content/uploads/2020/06/logo-black-tryo.png\" alt=\"PayN21\" width=\"120\" height=\"39\" /></a>\n<h3>Open up your PayN21 Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button class=\"\" name=\"submit\" type=\"submit\">Signup</button></form></section>','Customer Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-08-21 06:26:16','2020-08-21 06:26:16','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1898,2,'2020-09-22 18:38:46','2020-09-22 18:38:46','','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 18:38:46','2020-09-22 18:38:46','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1897,2,'2020-09-22 18:38:46','2020-09-22 18:38:46','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a Network program created by Sothebank, under its global service company to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >Sothebank introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objectives</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img sm-src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students, as a result we have access to the following benefits:</p><ol><li>Zero fees for Peer-to-Peer transfers</li><li>ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members</li><li>ISFCS Advisors shall negotiate the best fees or no fees with Paywit Cooperative Members</li></ol> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img sm-src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for Sothebank™ Account in Minutes</h2>\n <a href=\"#\">Get your Sothebank™ account</a>\n <p >Get your Sothebank™ International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','publish','closed','closed','','international-students-financial-cooperatives-service','','','2021-07-25 02:10:38','2021-07-25 02:10:38','',0,'https://payn21.com/?page_id=1897',0,'page','',0),(1772,2,'2020-08-21 16:21:42','2020-08-21 16:21:42','<h2>Drop us message for any query</h2>\nWe at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.\n<ul>\n <li>\n Phone / Fax\n\nBarbara Strozzilaan 101,-201, 1083HN Amsterdam. EU</li>\n <li>\n Email\n\n<a href=\"mailto:info@payn21.com\">info@payn21.com</a></li>\n <li>\n Phone / Fax\n\n<a href=\"tel:+31.629.121.954\">+31.629.121.054</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-21 16:21:42','2020-08-21 16:21:42','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1770,2,'2020-08-21 16:20:27','2020-08-21 16:20:27','<h2 >Drop us message for any query</h2>\n <p >We at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Phone / Fax\n <p>Barbara Strozzilaan 101,-201, 1083HN Amsterdam. EU</p> </li>\n <li>\n Email\n <p><a href=\"mailto:info@payn21.com\">info@payn21.com</a></p><p> </p> </li>\n <li>\n Phone / Fax\n <p><a href=\"tel:+31.629.121.954\">+234.805.803.3926</a></p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-21 16:20:27','2020-08-21 16:20:27','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1771,2,'2020-08-21 16:21:05','2020-08-21 16:21:05','<h2 >Drop us message for any query</h2>\n <p >We at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Phone / Fax\n <p>Barbara Strozzilaan 101,-201, 1083HN Amsterdam. EU</p> </li>\n <li>\n Email\n <p><a href=\"mailto:info@payn21.com\">info@payn21.com</a></p><p> </p> </li>\n <li>\n Phone / Fax\n <p><a href=\"tel:+31.629.121.954\">+31.629.121.054</a></p><p> </p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-21 16:21:05','2020-08-21 16:21:05','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1775,2,'2020-08-21 18:46:06','2020-08-21 18:46:06','<h2>Drop us message for any query</h2>\nWe at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.\n<ul>\n <li>\n Phone / Fax\n\nBarbara Strozzilaan 101,-201, 1083HN Amsterdam. EU</li>\n <li>\n Email\n\n<a href=\"mailto:info@payn21.com\">info@payn21.com</a></li>\n <li>\n Phone / Fax\n\n<a href=\"tel:+31.627.347.089\">+31.627.347.089</a></li>\n</ul>\n[contact-form-7 id=\"369\" title=\"Contact Form\"]\n<h2>Apply for an Account in Minutes</h2>\nGet your PayN21 account today!\n\n<a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-21 18:46:06','2020-08-21 18:46:06','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1774,2,'2020-08-21 18:40:31','2020-08-21 18:40:31','<h2 >Drop us message for any query</h2>\n <p >We at PayN21 strive valiantly to establish the key innovation that positively transform digital banking and mobile payment system globally to stop problem before it occurs and to positively enhance the economic advancement of free to low cost and operational efficiency for both likely consumers.</p>\n <ul>\n <li>\n Phone / Fax\n <p>Barbara Strozzilaan 101,-201, 1083HN Amsterdam. EU</p> </li>\n <li>\n Email\n <p><a href=\"mailto:info@payn21.com\">info@payn21.com</a></p><p> </p> </li>\n <li>\n Phone / Fax\n <p><a href=\"tel:+31.627.347.089\">+31.627.347.089</a></p><p> </p> </li>\n </ul>\n [contact-form-7 id=\"369\" title=\"Contact Form\"] \n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Contact','','inherit','closed','closed','','354-revision-v1','','','2020-08-21 18:40:31','2020-08-21 18:40:31','',354,'https://payn21.com/354-revision-v1/',0,'revision','',0),(1782,2,'2020-08-21 22:02:59','2020-08-21 22:02:59','<section><img src=\"https://sothebankuab.com/wp-content/uploads/2020/06/signup-img.jpg\" alt=\"image\" />\n<h3>Open up your PayN21 Account now</h3>\nAlready signed up? <a href=\"https://themes.jibdara.com/tryo/customer-login/\">\nLogin </a>\n\n<form autocomplete=\"off\" method=\"post\"><input name=\"username\" required=\"required\" type=\"text\" placeholder=\"Username/Email\" />\n<input name=\"first_name\" required=\"required\" type=\"text\" placeholder=\"First Name\" />\n<input name=\"last_name\" required=\"required\" type=\"text\" placeholder=\"Last Name\" />\n<input name=\"email\" required=\"required\" type=\"email\" placeholder=\"Email\" />\n<input name=\"password\" required=\"required\" type=\"password\" placeholder=\"Password\" />\n<input name=\"phone_number\" required=\"required\" type=\"number\" placeholder=\"Phone\" />\n<input name=\"acc_number\" required=\"required\" type=\"number\" placeholder=\"Account Number\" />\n<label><input name=\"terms_check\" required=\"required\" type=\"checkbox\" value=\"Option 1\" />By checking this, you agree to our <a href=\"https://themes.envytheme.com/tryo/terms-condition\">Terms</a> and <a href=\"https://themes.envytheme.com/tryo/privacy-policy\">Privacy policy</a></label>\n<button class=\"\" name=\"submit\" type=\"submit\">Signup</button></form></section>','Member Signup','','inherit','closed','closed','','1268-revision-v1','','','2020-08-21 22:02:59','2020-08-21 22:02:59','',1268,'https://payn21.com/1268-revision-v1/',0,'revision','',0),(1785,2,'2020-08-22 08:41:49','2020-08-22 08:41:49','<ul>\n <li>\n <a href=\"https://sothebankuab.com/user-information/\">\n PayN21 Member Info \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/create-payment/\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/sender-details/\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/receiver-details/\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>Sender Account Number</th>\n <th>Sender Name</th>\n <th>Sender Email</th>\n <th>Sent Amount($)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>','Sender Details','','inherit','closed','closed','','1285-revision-v1','','','2020-08-22 08:41:49','2020-08-22 08:41:49','',1285,'https://payn21.com/1285-revision-v1/',0,'revision','',0),(1786,2,'2020-08-22 08:42:59','2020-08-22 08:42:59','<ul>\n <li>\n <a href=\"https://sothebankuab.com/user-information/\">\n PayN21 Member Info \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/create-payment/\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/sender-details/\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/receiver-details/\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>PayN21 Account Number</th>\n <th>Member Name</th>\n <th>Member Email</th>\n <th>Sent Amount($)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>','Sender Details','','inherit','closed','closed','','1285-revision-v1','','','2020-08-22 08:42:59','2020-08-22 08:42:59','',1285,'https://payn21.com/1285-revision-v1/',0,'revision','',0),(1788,2,'2020-08-22 08:47:54','2020-08-22 08:47:54','<ul>\n <li>\n <a href=\"https://sothebankuab.com/user-information/\">\nPayN21 Member Info\n</a></li>\n <li>\n <a href=\"https://sothebankuab.com/create-payment/\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"https://sothebankuab.com/sender-details/\">\nSend Payment\n</a></li>\n <li>\n <a href=\"https://sothebankuab.com/receiver-details/\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>PayN21 Account Number</th>\n<th>Member Name</th>\n<th>Member Email</th>\n<th>Sent Amount(€)</th>\n</tr>\n</thead>\n<tfoot>\n<tr>\n<th>Total</th>\n<th></th>\n<th></th>\n<th>0</th>\n</tr>\n</tfoot>\n<tbody></tbody>\n</table>','Sender Details','','inherit','closed','closed','','1285-revision-v1','','','2020-08-22 08:47:54','2020-08-22 08:47:54','',1285,'https://payn21.com/1285-revision-v1/',0,'revision','',0),(1787,2,'2020-08-22 08:46:02','2020-08-22 08:46:02','<ul>\n <li>\n <a href=\"https://sothebankuab.com/user-information/\">\n PayN21 Member Info \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/create-payment/\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/sender-details/\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"https://sothebankuab.com/receiver-details/\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>PayN21 Account Number</th>\n <th>Member Name</th>\n <th>Member Email</th>\n <th>Sent Amount(€)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>','Sender Details','','inherit','closed','closed','','1285-revision-v1','','','2020-08-22 08:46:02','2020-08-22 08:46:02','',1285,'https://payn21.com/1285-revision-v1/',0,'revision','',0),(1796,2,'2020-08-22 10:19:26','2020-08-22 10:19:26','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>All Members Account come with MasterCard and VISA Debit Card</h5> \n <img width=\"300\" height=\"190\" src=\"https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1-300x190.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1-300x190.png 300w, https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1-768x488.png 768w, https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1-530x336.png 530w, https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-MC-e1596294085646-1024x650-1.png 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"194\" src=\"https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-VISA-809x1024-1-e1627222151999-300x194.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-VISA-809x1024-1-e1627222151999-300x194.png 300w, https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-VISA-809x1024-1-e1627222151999-768x496.png 768w, https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-VISA-809x1024-1-e1627222151999-530x342.png 530w, https://sothebankuab.com/wp-content/uploads/2021/07/SOTHEBANK-card-VISA-809x1024-1-e1627222151999.png 808w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <h5>Elite Members Account come with Paywit\'s Sothebank Biometric Debit MasterCard </h5> \n <img width=\"300\" height=\"201\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-530x355.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"196\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-530x347.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" />','Open New Account','','publish','closed','closed','','open-an-account','','','2021-07-25 14:10:04','2021-07-25 14:10:04','',0,'https://payn21.com/?page_id=1796',0,'page','',0),(2091,2,'2021-07-25 01:22:50','2021-07-25 01:22:50','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Members Account come with Sothebank Biometric Debit MasterCard </h5> \n <img width=\"300\" height=\"201\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-530x355.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"196\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-530x347.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" />','Open New Account','','inherit','closed','closed','','1796-revision-v1','','','2021-07-25 01:22:50','2021-07-25 01:22:50','',1796,'https://paywit.com/1796-revision-v1/',0,'revision','',0),(2015,2,'2020-10-21 19:00:10','2020-10-21 19:00:10','[wpforms id=\"1794\" title=\"true\" description=\"false\"]\n<h5>Members Account come with Paywit Biometric Debit Mastercard and Elite Member with Sotherbank Biometric Card</h5>\n<img width=\"300\" height=\"201\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-530x355.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\">\n<img width=\"300\" height=\"193\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 300px) 100vw, 300px\">\n<img width=\"300\" height=\"196\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-530x347.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\">\n<img width=\"300\" height=\"190\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-300x190.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-300x190.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-530x335.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\">','Open New Account','','inherit','closed','closed','','1796-revision-v1','','','2020-10-21 19:00:10','2020-10-21 19:00:10','',1796,'https://paywit.com/1796-revision-v1/',0,'revision','',0),(1792,2,'2020-08-22 09:36:36','2020-08-22 09:36:36','{\"id\":\"1792\",\"field_id\":2,\"settings\":{\"form_title\":\"Blank Form\",\"form_desc\":\"\",\"form_class\":\"\",\"submit_text\":\"Submit\",\"submit_text_processing\":\"Sending...\",\"submit_class\":\"\",\"antispam\":\"1\",\"notification_enable\":\"1\",\"notifications\":{\"1\":{\"email\":\"{admin_email}\",\"subject\":\"New Blank Form Entry\",\"sender_name\":\"PayN21\",\"sender_address\":\"{admin_email}\",\"replyto\":\"\",\"message\":\"{all_fields}\"}},\"confirmations\":{\"1\":{\"type\":\"message\",\"message\":\"Thanks for contacting us! We will be in touch with you shortly.\",\"message_scroll\":\"1\",\"page\":\"241\",\"redirect\":\"\"}}},\"meta\":{\"template\":\"blank\"}}','Blank Form','','publish','closed','closed','','blank-form','','','2020-08-22 09:37:22','2020-08-22 09:37:22','',0,'https://payn21.com/?post_type=wpforms&p=1792',0,'wpforms','',0),(1794,2,'2020-08-22 09:56:17','2020-08-22 09:56:17','{\"id\":\"1794\",\"field_id\":8,\"fields\":{\"2\":{\"id\":\"2\",\"type\":\"text\",\"label\":\"Username\",\"description\":\"\",\"required\":\"1\",\"size\":\"medium\",\"placeholder\":\"\",\"limit_count\":\"1\",\"limit_mode\":\"characters\",\"default_value\":\"\",\"css\":\"\",\"input_mask\":\"\"},\"1\":{\"id\":\"1\",\"type\":\"name\",\"label\":\"Name\",\"format\":\"first-last\",\"description\":\"\",\"required\":\"1\",\"size\":\"medium\",\"simple_placeholder\":\"\",\"simple_default\":\"\",\"first_placeholder\":\"\",\"first_default\":\"\",\"middle_placeholder\":\"\",\"middle_default\":\"\",\"last_placeholder\":\"\",\"last_default\":\"\",\"css\":\"\"},\"3\":{\"id\":\"3\",\"type\":\"email\",\"label\":\"Email\",\"description\":\"\",\"required\":\"1\",\"size\":\"medium\",\"placeholder\":\"\",\"confirmation_placeholder\":\"\",\"default_value\":\"\",\"css\":\"\",\"filter_type\":\"\",\"allowlist\":\"\",\"denylist\":\"\",\"meta\":{\"nickname\":\"email\",\"delete\":false}},\"4\":{\"id\":\"4\",\"type\":\"password\",\"label\":\"Password\",\"description\":\"\",\"required\":\"1\",\"size\":\"medium\",\"placeholder\":\"\",\"confirmation_placeholder\":\"\",\"default_value\":\"\",\"css\":\"\"},\"6\":{\"id\":\"6\",\"type\":\"number\",\"label\":\"Mobile Number (For Quick Verification Only)\",\"description\":\"\",\"required\":\"1\",\"size\":\"medium\",\"placeholder\":\"\",\"default_value\":\"\",\"css\":\"\"},\"7\":{\"id\":\"7\",\"type\":\"checkbox\",\"label\":\"Global account plan\",\"choices\":{\"1\":{\"label\":\"Cooperative Member Plan\",\"value\":\"\",\"image\":\"\"},\"2\":{\"label\":\"Sole Trader & SMB Plan\",\"value\":\"\",\"image\":\"\"},\"3\":{\"label\":\"Elite CEO & Enterprise Plan\",\"value\":\"\",\"image\":\"\"}},\"description\":\"\",\"required\":\"1\",\"choices_images_style\":\"modern\",\"input_columns\":\"\",\"choice_limit\":\"\",\"css\":\"\",\"dynamic_choices\":\"\"}},\"settings\":{\"form_title\":\"Quick account opening\",\"form_desc\":\"\",\"form_class\":\"\",\"submit_text\":\"Submit\",\"submit_text_processing\":\"\",\"submit_class\":\"\",\"antispam\":\"1\",\"notification_enable\":\"1\",\"notifications\":{\"1\":{\"notification_name\":\"Default Notification\",\"email\":\"support@paywit.com\",\"subject\":\"New Entry: User Registration Form\",\"sender_name\":\"Paywit\",\"sender_address\":\"info@paywit.com\",\"replyto\":\"\",\"message\":\"{all_fields}\"}},\"confirmations\":{\"1\":{\"name\":\"Default Confirmation\",\"type\":\"message\",\"message\":\"<p>Thanks for contacting us! We will be in touch with you shortly.<\\/p>\",\"message_scroll\":\"1\",\"page\":\"241\",\"redirect\":\"\"}},\"registration_username\":\"2\",\"registration_name\":\"1\",\"registration_password\":\"4\",\"registration_website\":\"\",\"registration_bio\":\"\",\"registration_role\":\"subscriber\",\"registration_email_user\":\"1\",\"registration_email_admin\":\"1\",\"registration_activation_method\":\"user\",\"registration_activation_confirmation\":\"\"},\"meta\":{\"template\":\"user_registration\"}}','Quick account opening','','publish','closed','closed','','user-registration-form','','','2020-10-21 16:10:19','2020-10-21 16:10:19','',0,'https://payn21.com/?post_type=wpforms&p=1794',0,'wpforms','',0),(1797,2,'2020-08-22 10:19:26','2020-08-22 10:19:26','','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:19:26','2020-08-22 10:19:26','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1798,2,'2020-08-22 10:28:13','2020-08-22 10:28:13','[wpforms id=\"1794\" title=\"true\" description=\"false\"]','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:28:13','2020-08-22 10:28:13','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1799,2,'2020-08-22 10:31:25','2020-08-22 10:31:25','[wpforms id=\"1794\" title=\"true\" description=\"false\"]','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:31:25','2020-08-22 10:31:25','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1801,2,'2020-08-22 10:39:00','2020-08-22 10:39:00','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h2>Account come with Sothebank Biometric Debit Card</h2>','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:39:00','2020-08-22 10:39:00','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1802,2,'2020-08-22 10:39:20','2020-08-22 10:39:20','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h2>Account come with Sothebank Biometric Debit Card</h2>','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:39:20','2020-08-22 10:39:20','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1804,2,'2020-08-22 10:48:56','2020-08-22 10:48:56','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h3>Account come with free Sothebank Mastercard debit card,<br>Elite Member with Sotherbank Biometric Payment Card</h3> \n <img src=\"https://sothebankuab.com/wp-content/plugins/elementor/assets/images/placeholder.png\" title=\"\" alt=\"\" /> \n <img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:48:56','2020-08-22 10:48:56','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1806,2,'2020-08-22 10:50:48','2020-08-22 10:50:48','[wpforms id=\"1794\" title=\"true\" description=\"false\"]\n<h3>Account come with free Sothebank Mastercard debit card,\nElite Member with Sotherbank Biometric Payment Card</h3>\n<img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\">','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:50:48','2020-08-22 10:50:48','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1805,2,'2020-08-22 10:49:41','2020-08-22 10:49:41','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h3>Account come with free Sothebank Mastercard debit card,<br>Elite Member with Sotherbank Biometric Payment Card</h3> \n <img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:49:41','2020-08-22 10:49:41','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1808,2,'2020-08-22 10:53:51','2020-08-22 10:53:51','[wpforms id=\"1794\" title=\"true\" description=\"false\"]\n<h5>Account come with free Sothebank Mastercard Debit Card\n&\nElite Member with Sotherbank Biometric Payment Card</h5>\n<img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\">','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:53:51','2020-08-22 10:53:51','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1807,2,'2020-08-22 10:53:17','2020-08-22 10:53:17','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Account come with free Sothebank Mastercard Debit Card<br>&<br>Elite Member with Sotherbank Biometric Payment Card</h5> \n <img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:53:17','2020-08-22 10:53:17','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1812,2,'2020-08-22 10:59:37','2020-08-22 10:59:37','[wpforms id=\"1794\" title=\"true\" description=\"false\"]\n<h5>Account come with free Sothebank Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5>\n<img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\">','New PayN21 Account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:59:37','2020-08-22 10:59:37','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1809,2,'2020-08-22 10:55:37','2020-08-22 10:55:37','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Account come with free Sothebank Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5> \n <img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:55:37','2020-08-22 10:55:37','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1810,2,'2020-08-22 10:56:00','2020-08-22 10:56:00','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Account come with free Sothebank Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5> \n <img width=\"640\" height=\"399\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img width=\"640\" height=\"411\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 640px) 100vw, 640px\" />','Open an account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-22 10:56:00','2020-08-22 10:56:00','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1814,2,'2020-08-22 11:04:44','2020-08-22 11:04:44','','Open an account','','publish','closed','closed','','1814','','','2020-10-20 06:58:06','2020-10-20 06:58:06','',0,'https://payn21.com/?p=1814',4,'nav_menu_item','',0),(1813,2,'2020-08-22 11:03:19','2020-08-22 11:03:19','','Open An Account','','publish','closed','closed','','1813','','','2020-10-20 06:57:15','2020-10-20 06:57:15','',0,'https://payn21.com/?p=1813',4,'nav_menu_item','',0),(1817,2,'2020-08-22 11:15:12','2020-08-22 11:15:12','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 11:15:12','2020-08-22 11:15:12','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1818,2,'2020-08-22 11:18:30','2020-08-22 11:18:30','<h2 >Our Services</h2>\n <p >Digital banking products and services that are right for you</p>\n Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"#\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"#\">Create Account</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-22 11:18:30','2020-08-22 11:18:30','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1819,2,'2020-08-22 11:18:41','2020-08-22 11:18:41','<h2 >Our Services</h2>\n <p >Digital banking products and services that are right for you</p>\n Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"#\">Create Account</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-22 11:18:41','2020-08-22 11:18:41','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1973,2,'2020-10-20 07:39:07','2020-10-20 07:39:07','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:39:07','2020-10-20 07:39:07','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1820,2,'2020-08-22 11:18:55','2020-08-22 11:18:55','<h2 >Our Services</h2>\n <p >Digital banking products and services that are right for you</p>\n Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-08-22 11:18:55','2020-08-22 11:18:55','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1821,2,'2020-08-22 11:48:18','2020-08-22 11:48:18','<h3 >Cooperative Member </h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 83.25 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"#\">Get Your PayN21 Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-22 11:48:18','2020-08-22 11:48:18','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1822,2,'2020-08-22 11:49:49','2020-08-22 11:49:49','<h3 >Cooperative Member </h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 83.25 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"#\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your PayN21 Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-22 11:49:49','2020-08-22 11:49:49','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1823,2,'2020-08-22 11:55:14','2020-08-22 11:55:14','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Feedback</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 11:55:14','2020-08-22 11:55:14','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1824,2,'2020-08-22 11:55:53','2020-08-22 11:55:53','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Workers</p>\n <h3>00K</h3>\n <p >Contributors</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 11:55:53','2020-08-22 11:55:53','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1825,2,'2020-08-22 11:57:48','2020-08-22 11:57:48','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 11:57:48','2020-08-22 11:57:48','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1827,2,'2020-08-22 12:00:07','2020-08-22 12:00:07','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-22 12:00:07','2020-08-22 12:00:07','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1828,2,'2020-08-22 13:48:21','2020-08-22 13:48:21','<h2>Welcome back</h2>','Member Login','','publish','closed','closed','','my-account-2','','','2020-08-22 17:18:10','2020-08-22 17:18:10','',0,'https://payn21.com/?page_id=1828',0,'page','',0),(1829,2,'2020-08-22 13:46:57','2020-08-22 13:46:57','','My Account','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 13:46:57','2020-08-22 13:46:57','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1830,2,'2020-08-22 13:48:03','2020-08-22 13:48:03','','African american businessman working on his laptop','Image of african american businessman working on his laptop. Handsome young man at his desk.','inherit','open','closed','','african-american-businessman-working-on-his-laptop','','','2020-08-22 13:48:03','2020-08-22 13:48:03','',1828,'https://sothebankuab.com/wp-content/uploads/2020/08/Business-man.jpg',0,'attachment','image/jpeg',0),(1832,2,'2020-08-22 14:05:16','2020-08-22 14:05:16','<h2>Welcome</h2>','My Account','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 14:05:16','2020-08-22 14:05:16','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1833,2,'2020-08-22 14:07:16','2020-08-22 14:07:16','<h2>Welcome</h2>','My Account','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 14:07:16','2020-08-22 14:07:16','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1834,2,'2020-08-22 14:09:41','2020-08-22 14:09:41','<h2>Welcome</h2>','Account Login/Logout','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 14:09:41','2020-08-22 14:09:41','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1836,2,'2020-08-22 14:23:00','2020-08-22 14:23:00','<h2>Welcome back</h2>','Account Login/Logout','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 14:23:00','2020-08-22 14:23:00','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1837,2,'2020-08-22 14:23:31','2020-08-22 14:23:31','<h2>Welcome back</h2>','Customer Login','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 14:23:31','2020-08-22 14:23:31','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1838,2,'2020-08-22 14:29:53','2020-08-22 14:29:53','<h2>Welcome back</h2>','Customer Login','','inherit','closed','closed','','1828-revision-v1','','','2020-08-22 14:29:53','2020-08-22 14:29:53','',1828,'https://payn21.com/1828-revision-v1/',0,'revision','',0),(1916,2,'2020-09-22 19:51:26','2020-09-22 19:51:26','<h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:51:26','2020-09-22 19:51:26','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1914,2,'2020-09-22 19:43:38','2020-09-22 19:43:38','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:43:38','2020-09-22 19:43:38','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1904,2,'2020-09-22 19:19:51','2020-09-22 19:19:51','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <h2>Add Your Heading Text Here</h2> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p>\n<p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p>\n<p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>.</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:19:51','2020-09-22 19:19:51','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1907,2,'2020-09-22 19:25:15','2020-09-22 19:25:15','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>.</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:25:15','2020-09-22 19:25:15','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1906,2,'2020-09-22 19:24:17','2020-09-22 19:24:17','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p> \n <h2>Add Your Heading Text Here</h2> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p><p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>.</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:24:17','2020-09-22 19:24:17','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1856,2,'2020-08-22 16:49:51','2020-08-22 16:49:51','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-08-22 16:49:51','2020-08-22 16:49:51','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1868,2,'2020-08-22 18:14:47','2020-08-22 18:14:47','<table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>First Name</th>\n <th>Last Name</th>\n <th>Nicename</th>\n <th>Phone Number</th>\n <th>Email</th>\n <th>Account Number</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td></td>\n <td></td>\n <td>isaac-daniel</td>\n <td></td>\n <td>isaac.daniel@sparxnovate.com</td>\n <td></td>\n </tr>\n </tbody>\n </table>\n <a href=\"https://sothebankuab.com/\" role=\"button\">\n Logout\n </a>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-22 18:14:47','2020-08-22 18:14:47','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1861,2,'2020-08-22 17:51:30','2020-08-22 17:51:30','<ul>\n <li>\n <a href=\"\">\n User Necessary Info \n </a>\n </li>\n <li>\n <a href=\"\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>Sender Account Number</th>\n <th>Sender Name</th>\n <th>Sender Email</th>\n <th>Sent Amount($)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-22 17:51:30','2020-08-22 17:51:30','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1864,2,'2020-08-22 18:02:33','2020-08-22 18:02:33','<ul>\n <li>\n <a href=\"\">\n User Necessary Info \n </a>\n </li>\n <li>\n <a href=\"\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>Receiver Account Number</th>\n <th>Receiver Name</th>\n <th>Receiver Email</th>\n <th>Amount($)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-22 18:02:33','2020-08-22 18:02:33','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1863,2,'2020-08-22 18:01:04','2020-08-22 18:01:04','<ul>\n <li>\n <a href=\"\">\n User Necessary Info \n </a>\n </li>\n <li>\n <a href=\"\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>Sender Account Number</th>\n <th>Sender Name</th>\n <th>Sender Email</th>\n <th>Sent Amount($)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>\n <img width=\"200\" height=\"200\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-twitter.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-twitter.png 200w, https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-twitter-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/08/PAY21-LOGO-twitter-150x150.png 150w\" sizes=\"(max-width: 200px) 100vw, 200px\" /> \n <h2>\n Starting a new business </h2>\n Reach out to our special account associate \n <a href=\"https://sothebankuab.com/contact/\">\n Click Here </a>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-22 18:01:04','2020-08-22 18:01:04','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1867,2,'2020-08-22 18:13:41','2020-08-22 18:13:41','<ul>\n <li>\n <a href=\"\">\nUser Necessary Info\n</a></li>\n <li>\n <a href=\"\">\nCreate A New Payment\n</a></li>\n <li>\n <a href=\"\">\nSend Payment\n</a></li>\n <li>\n <a href=\"\">\nReceive Payment\n</a></li>\n</ul>\n<table id=\"outbreakTable\">\n<thead>\n<tr>\n<th>Receiver Account Number</th>\n<th>Receiver Name</th>\n<th>Receiver Email</th>\n<th>Amount($)</th>\n</tr>\n</thead>\n<tfoot>\n<tr>\n<th>Total</th>\n<th></th>\n<th></th>\n<th>0</th>\n</tr>\n</tfoot>\n<tbody></tbody>\n</table>\n<a href=\"https://sothebankuab.com/\" role=\"button\">\nLogout\n</a>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-22 18:13:41','2020-08-22 18:13:41','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1866,2,'2020-08-22 18:13:21','2020-08-22 18:13:21','<ul>\n <li>\n <a href=\"\">\n User Necessary Info \n </a>\n </li>\n <li>\n <a href=\"\">\n Create A New Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Send Payment \n </a>\n </li>\n <li>\n <a href=\"\">\n Receive Payment \n </a>\n </li>\n </ul>\n <table id=\"outbreakTable\">\n <thead>\n <tr>\n <th>Receiver Account Number</th>\n <th>Receiver Name</th>\n <th>Receiver Email</th>\n <th>Amount($)</th>\n </tr>\n </thead>\n <tfoot>\n <tr>\n <th>Total</th>\n <th></th>\n <th></th>\n <th>0</th>\n </tr>\n </tfoot>\n <tbody>\n </tbody>\n </table>\n <a href=\"https://sothebankuab.com/\" role=\"button\">\n Logout\n </a>','My Profile','','inherit','closed','closed','','1278-revision-v1','','','2020-08-22 18:13:21','2020-08-22 18:13:21','',1278,'https://payn21.com/1278-revision-v1/',0,'revision','',0),(1869,2,'2020-08-22 18:57:53','2020-08-22 18:57:53','<h3 >Cooperative Member </h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 83.25 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your PayN21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your PayN21 Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-08-22 18:57:53','2020-08-22 18:57:53','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1871,2,'2020-08-23 06:04:33','2020-08-23 06:04:33','','My Profile','','publish','closed','closed','','menu-item','','','2020-08-27 09:21:12','2020-08-27 09:21:12','',0,'https://payn21.com/?p=1871',4,'nav_menu_item','',0),(1872,2,'2020-08-23 06:09:09','2020-08-23 06:09:09','','Logout','','publish','closed','closed','','logout','','','2020-10-20 06:56:21','2020-10-20 06:56:21','',0,'https://payn21.com/?p=1872',18,'nav_menu_item','',0),(1903,2,'2020-09-22 19:19:26','2020-09-22 19:19:26','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" /> \n <h2>Add Your Heading Text Here</h2> \n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p><p>As a company who understands the many challenges parents are facing, as well as the school guidance and students alike, we embrace this opportunity to serve the future of tomorrow\'s community with our one stop solutions approach to their financial daily services.</p><p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development.</p><p>.</p>','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:19:26','2020-09-22 19:19:26','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1874,2,'2020-08-23 06:12:28','2020-08-23 06:12:28','','Login','','publish','closed','closed','','logout-2','','','2020-10-20 06:58:06','2020-10-20 06:58:06','',0,'https://payn21.com/logout-2/',5,'nav_menu_item','',0),(1900,2,'2020-09-22 19:13:26','2020-09-22 19:13:26','','IS-LOGO-ICON','','inherit','open','closed','','is-logo-icon','','','2020-09-22 19:13:26','2020-09-22 19:13:26','',1897,'https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png',0,'attachment','image/png',0),(1901,2,'2020-09-22 19:13:27','2020-09-22 19:13:27','','IS-LOGO','','inherit','open','closed','','is-logo','','','2020-09-22 19:13:27','2020-09-22 19:13:27','',1897,'https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png',0,'attachment','image/png',0),(1902,2,'2020-09-22 19:14:14','2020-09-22 19:14:14','<img width=\"100\" height=\"100\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-100x100.png 100w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-300x300.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-150x150.png 150w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON-350x350.png 350w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-ICON.png 480w\" sizes=\"(max-width: 100px) 100vw, 100px\" />','International Students Financial Cooperatives Service','','inherit','closed','closed','','1897-revision-v1','','','2020-09-22 19:14:14','2020-09-22 19:14:14','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(1879,2,'2020-08-23 06:30:50','2020-08-23 06:30:50','[wpforms id=\"1794\" title=\"true\" description=\"false\"]\n<h5>Account come with free Sothebank Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5>\n<img width=\"300\" height=\"187\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 300px) 100vw, 300px\">\n<img width=\"300\" height=\"193\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 300px) 100vw, 300px\">','Open New Account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-23 06:30:50','2020-08-23 06:30:50','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1878,2,'2020-08-23 06:28:05','2020-08-23 06:28:05','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Account come with free Sothebank Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5> \n <img width=\"300\" height=\"187\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-300x187.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1024x638.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-768x479.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-1536x957.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank-530x330.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Mastercard-by-Sothebank.png 1680w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"193\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 300px) 100vw, 300px\" />','New PayN21 Account','','inherit','closed','closed','','1796-revision-v1','','','2020-08-23 06:28:05','2020-08-23 06:28:05','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1881,2,'2020-08-27 08:30:53','2020-08-27 08:30:53','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Student Cooperative Members</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-27 08:30:53','2020-08-27 08:30:53','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1882,2,'2020-08-27 08:41:39','2020-08-27 08:41:39','','Student lifestyle concept. Vector flat person illustration set. Group of multi-ethnic male and female young adult in casual outfit clothes collection. Design for banner, web, infographic.','Student lifestyle concept. Vector flat person illustration set. Group of multi-ethnic male and female young adult in casual outfit clothes collection. Design for banner, web, infographic.','inherit','open','closed','','student-lifestyle-concept-vector-flat-person-illustration-set-group-of-multi-ethnic-male-and-female-young-adult-in-casual-outfit-clothes-collection-design-for-banner-web-infographic','','','2020-08-27 08:41:39','2020-08-27 08:41:39','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg',0,'attachment','image/jpeg',0),(1883,2,'2020-08-27 08:41:41','2020-08-27 08:41:41','','Students on Campus','Illustration of a male and a female college student on campus. EPS8, fully editable and all labeled in layers.','inherit','open','closed','','students-on-campus','','','2020-08-27 08:41:41','2020-08-27 08:41:41','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg',0,'attachment','image/jpeg',0),(1884,2,'2020-08-27 08:41:44','2020-08-27 08:41:44','','College Students','Illustration of a male and a female college students on campus. EPS8, fully editable and labeled in layers.','inherit','open','closed','','college-students','','','2020-08-27 08:41:44','2020-08-27 08:41:44','',27,'https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg',0,'attachment','image/jpeg',0),(1885,2,'2020-08-27 08:41:58','2020-08-27 08:41:58','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Student Cooperative Members</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-27 08:41:58','2020-08-27 08:41:58','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1888,2,'2020-08-27 10:27:00','2020-08-27 10:27:00','<h1>Easy, fee-free banking for consumer and entrepreneurs</h1>\nWith our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.\n\n<a href=\"https://sothebankuab.com/open-an-account/\">\nGet Started </a>\n<a href=\"\">\nPlay Video </a>\n<h2>International, Transnational Student Cooperative Digital Banking (iTsCDB Network)</h2>\nPayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:\n<ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account</li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Sole traders, Freelancers and Service Providers</h2>\nWith over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Small- to medium-sized businesses</h2>\nThis day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.\n<ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment</li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n</ul>\n<h2>Large or enterprise level businesses</h2>\nWith more consumers choosing to browse and select services while on their mobile devices, it\'s important that you\'re able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.\n<ul>\n <li> Cashback Corporate Cards</li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base</li>\n <li> Direct debit guaranteed</li>\n</ul>\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Digital collections and reconciliation to increase cash flow</h2>\nOur unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.\n\nMake the most of every customer on-boarding opportunity while enjoying international business payment expansion\n\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>Make it easier for customers to pay</h2>\nCreate a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.\n<h3>00K</h3>\nDownloaded\n<h3>00K</h3>\nGlobal Reach To-date\n<h3>00K</h3>\nDigital Payroll Members\n<h3>00K</h3>\nSMB Cooperative Members\n<h3>Have any question about us?</h3>\nDo not hesitate to contact us\n\n<a href=\"#\">Contact Us</a>\n<img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>Our payments services enable you find all you need to make and receive payment</h2>\nPayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.\n\nPayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.\n\nYou will also have a unique chip and pin reloadable card that pairs with your mobile phone. \n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Pay21 account today!\n\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n<h2>According ITU News Africa need to think big, think fresh</h2>\n“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-27 10:27:00','2020-08-27 10:27:00','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1886,2,'2020-08-27 08:44:19','2020-08-27 08:44:19','<h1 >Easy, fee-free banking for consumer and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Student Cooperative Digital Banking (iTsCDB Network)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, PayN21 products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With PayN21, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>PayN21 secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>PayN21 allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Pay21 account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Pay21 Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home H21','','inherit','closed','closed','','27-revision-v1','','','2020-08-27 08:44:19','2020-08-27 08:44:19','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(1975,2,'2020-10-20 07:40:51','2020-10-20 07:40:51','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:40:51','2020-10-20 07:40:51','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1976,2,'2020-10-20 07:40:51','2020-10-20 07:40:51','<h2>Our Services</h2>\nDigital banking products and services that are right for you\n\nFast & Easy Online Banking\n<h2>Freelancers, entrepreneurs, and sole traders</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free</li>\n <li> Debit MasterCard included</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\nFast, Dynamic and Interactive\n<h2>Small- to medium-sized businesses</h2>\nOne swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21\n<ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\nAlready taking card payments but want to accept digital payments\n<h2>Large or enterprise level businesses</h2>\nPayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.\n<ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n</ul>\n<a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n<img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:40:51','2020-10-20 07:40:51','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1979,2,'2020-10-20 07:43:05','2020-10-20 07:43:05','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:43:05','2020-10-20 07:43:05','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1977,2,'2020-10-20 07:42:08','2020-10-20 07:42:08','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:42:08','2020-10-20 07:42:08','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1978,2,'2020-10-20 07:42:24','2020-10-20 07:42:24','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by PayN21</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >PayN21 offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img src=\"http://box5921.temp.domains/~paytwoon/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:42:24','2020-10-20 07:42:24','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1980,2,'2020-10-20 07:44:07','2020-10-20 07:44:07','','Business Woman Working on Computer Flat Design. Remote Working Vector Design.','Scalable to any size. Vector Illustration EPS 10 File.','inherit','open','closed','','business-woman-working-on-computer-flat-design-remote-working-vector-design','','','2020-10-20 07:44:07','2020-10-20 07:44:07','',403,'https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_Entreprenuer_Women.jpg',0,'attachment','image/jpeg',0),(1981,2,'2020-10-20 07:47:27','2020-10-20 07:47:27','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by Paywit</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-20 07:47:27','2020-10-20 07:47:27','',403,'https://payn21.com/403-revision-v1/',0,'revision','',0),(1984,2,'2020-10-20 08:54:57','2020-10-20 08:54:57','<h3 >Cooperative Member </h3>\n <p >Start using your mobile payment account </p>\n €\n 0 \n /m\n <ul>\n <li> No monthly fees</li>\n <li> No charges per purchase</li>\n <li> 1 Debit Mastercard</li>\n <li> No fees for ATM Withdrawal</li>\n <li> Peer-to-peer payments</li>\n <li> Send & Receive money</li>\n <li> ATM Balance inquiry (in-network)</li>\n <li> Inactivity</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Choose this plan</a>\n <h3 >Sole Trader & SMB</h3>\n <p >Get your business up and running</p>\n €\n 20 \n /m\n <ul>\n <li> Consumer plan</li>\n <li> 24-hour Fraud surveillance </li>\n <li> Customer service availability</li>\n <li> Online shopping tools</li>\n <li> Merchant services with partner(s)</li>\n <li> Account reporting</li>\n <li> Biometric fingerprint Mastercard</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Choose this plan</a>\n <h3 >Elite CEO & Enterprise</h3>\n <p >Personal benefits & Elite corporate</p>\n €\n 83.25 \n /m\n <ul>\n <li> SMB plan</li>\n <li> Elite Biometric Mastercard</li>\n <li> 2 Business Mastercards</li>\n <li> Elite 24-hour support</li>\n <li> International payments access</li>\n <li> Real-time accounting integrations</li>\n <li> Pre-approved unlimited credit limit</li>\n <li> Multi-user access</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Choose this plan</a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit Account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit Account</a>','Transparent Pricing','','inherit','closed','closed','','281-revision-v1','','','2020-10-20 08:54:57','2020-10-20 08:54:57','',281,'https://payn21.com/281-revision-v1/',0,'revision','',0),(1983,2,'2020-10-20 07:57:12','2020-10-20 07:57:12','','paywit-logo_word_only','','inherit','open','closed','','paywit-logo_word_only-2','','','2020-10-20 07:57:36','2020-10-20 07:57:36','',0,'https://sothebankuab.com/wp-content/uploads/2020/10/paywit-logo_word_only-1.png',0,'attachment','image/png',0),(1985,2,'2020-10-20 09:07:20','2020-10-20 09:07:20','','PAYWIT_CARD-BACK','','inherit','open','closed','','paywit_card-back','','','2020-10-20 09:07:20','2020-10-20 09:07:20','',1796,'https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK.png',0,'attachment','image/png',0),(1986,2,'2020-10-20 09:07:21','2020-10-20 09:07:21','','PAYWIT_CARD-FRONT','','inherit','open','closed','','paywit_card-front','','','2020-10-20 09:07:21','2020-10-20 09:07:21','',1796,'https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT.png',0,'attachment','image/png',0),(1987,2,'2020-10-20 09:07:34','2020-10-20 09:07:34','','PAYWIT-CARD-SILVER-FRONT','','inherit','open','closed','','paywit-card-silver-front','','','2020-10-20 09:07:34','2020-10-20 09:07:34','',1796,'https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT.png',0,'attachment','image/png',0),(1988,2,'2020-10-20 09:07:51','2020-10-20 09:07:51','','PAYWITCARD','','inherit','open','closed','','paywitcard','','','2020-10-20 09:07:51','2020-10-20 09:07:51','',1796,'https://sothebankuab.com/wp-content/uploads/2020/10/PAYWITCARD.png',0,'attachment','image/png',0),(1990,2,'2020-10-20 09:11:22','2020-10-20 09:11:22','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Members Account come with PayN21 Mastercard Debit Card and Elite Member with Sotherbank Biometric Payment Card</h5> \n <img width=\"300\" height=\"201\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-530x355.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"193\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"196\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-530x347.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"190\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-300x190.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-300x190.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-530x335.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" />','Open New Account','','inherit','closed','closed','','1796-revision-v1','','','2020-10-20 09:11:22','2020-10-20 09:11:22','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1991,2,'2020-10-20 09:14:24','2020-10-20 09:14:24','[wpforms id=\"1794\" title=\"true\" description=\"false\"] \n <h5>Members Account come with Paywit Biometric Debit Mastercard and Elite Member with Sotherbank Biometric Card</h5> \n <img width=\"300\" height=\"201\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-300x201.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT-530x355.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT-CARD-SILVER-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"193\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-300x193.png 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1024x657.png 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-768x493.png 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-1536x986.png 1536w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card-530x340.png 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png 1681w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"196\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-300x196.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT-530x347.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-FRONT.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <img width=\"300\" height=\"190\" src=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-300x190.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-300x190.png 300w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK-530x335.png 530w, https://sothebankuab.com/wp-content/uploads/2020/10/PAYWIT_CARD-BACK.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" />','Open New Account','','inherit','closed','closed','','1796-revision-v1','','','2020-10-20 09:14:24','2020-10-20 09:14:24','',1796,'https://payn21.com/1796-revision-v1/',0,'revision','',0),(1992,2,'2020-10-20 09:27:51','2020-10-20 09:27:51','','Paywit_provide you a successful business story','','inherit','open','closed','','paywit_provide-you-a-successful-business-story','','','2020-10-20 09:27:51','2020-10-20 09:27:51','',1723,'https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_provide-you-a-successful-business-story.png',0,'attachment','image/png',0),(1993,2,'2020-10-20 09:28:02','2020-10-20 09:28:02','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-10-20 09:28:02','2020-10-20 09:28:02','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1994,2,'2020-10-20 09:31:36','2020-10-20 09:31:36','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-10-20 09:31:36','2020-10-20 09:31:36','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1996,2,'2020-10-20 09:37:21','2020-10-20 09:37:21','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies with GeoLock Pass</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-10-20 09:37:21','2020-10-20 09:37:21','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1997,2,'2020-10-20 09:38:18','2020-10-20 09:38:18','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies with GeoLock® Pass</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your PayN21 Business account today!</p>\n <a href=\"#\">Get your PayN21 account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-10-20 09:38:18','2020-10-20 09:38:18','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1998,2,'2020-10-20 09:40:01','2020-10-20 09:40:01','<h1 >Solutions for Business</h1>\n <p ></p>\n <a href=\"#\">\n Get Started </a>\n <h2 >Generating More Revenue</h2>\n <p > You've got a business to run. Managing payments isn't your primary concern. That's ok. We'll help you connect the systems you need, do it safely and make sure you get paid quickly. You'll also have resources to help your business grow with the intelligence you need to make smart decisions.</p>\n <ul>\n <li> Accept Online Payment</li>\n <li> Mobile Payment with Great Benefits</li>\n <li> Advanced tap and go solution</li>\n <li> Biometric Fingerprint Card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Businessman_CDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/10/Paywit_provide-you-a-successful-business-story.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Fast, Easy and Secure</h2>\n <p >Accept card payments on your website whilst delivering a quick and seamless payment experience. Additional services available also include internet merchant accounts, APMs and special biometric solutions for big enterprise for online payment solutions. PayN21 have partner with many mobile fintech developer with a full range of technologies that can offer the goal payment services, our mobile payment solutions help to ensure our client complying with the latest PCI DSS requirements. Thus, ensure customer to make payment with their mobile phone as if they are making payment online real time. Finally, the opportunity for a payment to be online without fearing a single penalty from Card Issuers to Merchants. Our BioPrint Payment solution will solve your payment delays, on-time payment clearance, and fraud penalty. All merchants are welcome.</p>\n <ul>\n </ul>\n <h2 >Incredible infrastructure</h2>\n <p >We embraced financial Innovation (fintech) to explore more holistic model of customer experience in our digital banking services. We enable high-performance, scalable connectivity for business continuity pushing our instant payment technology solution to move beyond present infrastructure in any countries to give our customers flawless payment transactions.</p>\n <ul>\n <li> Customer Interface Solutions</li>\n <li> International Payments </li>\n <li> Business Connection </li>\n <li> Real Time Monitoring</li>\n <li> Direct Debit</li>\n <li> Biometric Technology</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_Sothebank_Biometric_card.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Full Access to Sothebank Elite Banking</h2>\n <p ><p>Upon opening the account, you receive your gateway access to the Cooperative Digital Banking and can now enjoy all the benefits.</p><ul><li><strong>Agility:</strong> make inquiries and financial transactions at any time and place, on your computer, tablet or mobile phone</li><li><strong>Ease:</strong> register to conduct and schedule financial transactions. All according to the desired access profile</li><li><strong>Security:</strong> biometric debit card for full control of your domestic and international transaction</li><li><strong>Flexibility:</strong> access all your company’s accounts 24hrs/7</li></ul></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Managing Multiple Currencies with GeoLock® Pass</h2>\n <p ><p>You can choose what currencies to accept and how you would like to accept them. When a buyer sends a payment in a currency you hold, the money will automatically appear in your account in that currency. When a buyer sends a payment in a currency you don’t hold, you can:</p><ul><li>Open a new currency balance to accept the payment.</li><li>Convert the payment to a currency you do accept.</li><li>Block the payment.</li></ul><p>You can choose a primary currency as the one you use most often for sending and requesting payments. It’s also the currency that is used for your withdrawal limits.</p><p> </p></p>\n <a href=\"#\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Apply for an Business Account in Minutes</h2>\n <p >Get your Paywit™ Business account today!</p>\n <a href=\"#\">Get your Paywit™ account</a>','Cooperative Digital Banking','','inherit','closed','closed','','1723-revision-v1','','','2020-10-20 09:40:01','2020-10-20 09:40:01','',1723,'https://payn21.com/1723-revision-v1/',0,'revision','',0),(1999,2,'2020-10-20 09:44:03','2020-10-20 09:44:03','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <a href=\"\">\n Play Video </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-20 09:44:03','2020-10-20 09:44:03','',27,'https://payn21.com/27-revision-v1/',0,'revision','',0),(2000,2,'2020-10-20 09:45:49','2020-10-20 09:45:49','<h2>COMING SOON!</h2>','Paywit™ Digital Payroll Services','','inherit','closed','closed','','1891-revision-v1','','','2020-10-20 09:45:49','2020-10-20 09:45:49','',1891,'https://payn21.com/1891-revision-v1/',0,'revision','',0),(2002,2,'2020-10-20 09:55:09','2020-10-20 09:55:09','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its global service company \"Paywit™\" to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objectives</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students, as a result we have access to the following benefits:</p><ol><li>Zero fees for Peer-to-Peer transfers</li><li>ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members</li><li>ISFCS Advisors shall negotiate the best fees or no fees with Paywit Cooperative Members</li></ol> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for Paywit™ Account in Minutes</h2>\n <a href=\"#\">Get your Paywit™ account</a>\n <p >Get your Paywit™ International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-10-20 09:55:09','2020-10-20 09:55:09','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(2001,2,'2020-10-20 09:52:40','2020-10-20 09:52:40','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a program created by Sothebank, under its global service company \"Paywit™\" to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >PayN21 introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>ISFCS is a program created by Sothebank, under its service brand PayN21 B.V., to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objectives</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students, as a result we have access to the following benefits:</p><ol><li>Zero fees for Peer-to-Peer transfers</li><li>ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members</li><li>ISFCS Advisors shall negotiate the best fees or no fees with PayN21 Cooperative Members</li></ol> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for PayN21 Account in Minutes</h2>\n <a href=\"#\">Get your PayN21 account</a>\n <p >Get your PayN21 International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-10-20 09:52:40','2020-10-20 09:52:40','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(2003,2,'2020-10-20 09:56:34','2020-10-20 09:56:34','<img width=\"300\" height=\"108\" src=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-300x108.png 300w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO-530x191.png 530w, https://sothebankuab.com/wp-content/uploads/2020/09/IS-LOGO.png 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" /> \n <p>ISFCS is a Network program created by Sothebank, under its global service company \"Paywit™\" to ensure Global International Students are benefiting cooperatively and financially through the services we offer.</p> \n <h2 >International Students Financial Cooperative Services (ISFCS)</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <p>As members of ISFCS, students not only have access to tremendous benefits, but they also own part of the company. No matter the size of the share, this may be where students can begin to have a clear and spirited awareness of being part of a bigger picture, inspired and innovative for all present and future world students.</p><p>Most of our members have been the target of many global organizations such as Apple, Google, Facebook, Twitter, and some other financial institutions - and I can\'t help but to wonder, which one of these has given ownership to Global Students as a shareholder? - I have not heard of any, as of today.</p><p> </p> \n <img width=\"640\" height=\"441\" src=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-1024x705.png 1024w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-530x365.png 530w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-300x206.png 300w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1-768x528.png 768w, https://sothebankuab.com/wp-content/uploads/2019/10/Incredible-infrastructure-1.png 1026w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>The COVID-19 pandemic tells the story. Seeing students being unsensibly thrown out of the country and some others stranded, finding ways to fend for themselves in the midst of a pandemic, is completely unacceptable to the future of globalization. We owe it to these students, who by the way, may hold the key to our future survival within the next decades, turning around the global financial crisis and economic development</p> \n <h2 >Our Objectives</h2>\n <p > Our main focus right now is to start working with a student network to ensure our offerings reach many students who dearly need our services. We will immediately provide a cooperative membership for those who sign up, enabling students to settle in this fall/winter while preparing themselves for the 2021 calendar year. We will initially ensure most key needs for international students are met:</p>\n <ul>\n <li> Direct Payment of tuition fees are made on time</li>\n <li> Accommodation and privacy are provided without risking their culture on day one at school</li>\n <li> Connect and expose our members to outstanding online services for studying, ensuring the benefits that these companies provide go to our members directly</li>\n <li> Partner with organizations such as Apple, Google, Microsoft, Amazon, Mastercard and Visa in order to pursue whatever benefits are out there for our members who make a purchase using their membership card</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/09/ISB_02.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img width=\"640\" height=\"437\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-1024x699.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-300x205.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-768x524.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3-530x362.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_3.jpg 1240w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <p>We are IS FCS program member and we are Students, as a result we have access to the following benefits:</p><ol><li>Zero fees for Peer-to-Peer transfers</li><li>ISFCS Advisors shall work with international wire transfer company to get the best global rate for our members</li><li>ISFCS Advisors shall negotiate the best fees or no fees with Paywit Cooperative Members</li></ol> \n <img width=\"640\" height=\"432\" src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-1024x691.jpg 1024w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-300x202.jpg 300w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-768x518.jpg 768w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2-530x358.jpg 530w, https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTscdb_2.jpg 1246w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>\n <h2 >Apply for Paywit™ Account in Minutes</h2>\n <a href=\"#\">Get your Paywit™ account</a>\n <p >Get your Paywit™ International Students Cooperative Digital Banking Account today!</p>','International Students Financial Cooperative Services','','inherit','closed','closed','','1897-revision-v1','','','2020-10-20 09:56:34','2020-10-20 09:56:34','',1897,'https://payn21.com/1897-revision-v1/',0,'revision','',0),(2006,2,'2020-10-21 14:11:29','2020-10-21 14:11:29','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://payn21.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://payn21.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://payn21.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 14:11:29','2020-10-21 14:11:29','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2007,2,'2020-10-21 14:12:15','2020-10-21 14:12:15','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://payn21.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://payn21.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 14:12:15','2020-10-21 14:12:15','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2008,2,'2020-10-21 15:55:29','2020-10-21 15:55:29','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"#\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://payn21.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 15:55:29','2020-10-21 15:55:29','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2013,2,'2020-10-21 18:21:46','2020-10-21 18:21:46','<h1>Easy, fee-free banking for students, consumers and entrepreneurs</h1>\nWith our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.\n\n<a href=\"https://sothebankuab.com/open-an-account/\">\nGet Started </a>\n<h2>International, Transnational Students Cooperative Digital Banking</h2>\nPaywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:\n<ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account</li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n</ul>\n<img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Sole traders, Freelancers and Service Providers</h2>\nWith over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.\n<ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n</ul>\n<img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Small- to medium-sized businesses</h2>\nThis day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.\n<ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment</li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n</ul>\n<h2>Large or enterprise level businesses</h2>\nWith more consumers choosing to browse and select services while on their mobile devices, it\'s important that you\'re able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.\n<ul>\n <li> Cashback Corporate Cards</li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base</li>\n <li> Direct debit guaranteed</li>\n</ul>\n<img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n<h2>Digital collections and reconciliation to increase cash flow</h2>\nOur unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.\n\nMake the most of every customer on-boarding opportunity while enjoying international business payment expansion\n\n<a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n<h2>Make it easier for customers to pay</h2>\nCreate a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.\n<h3>00K</h3>\nDownloaded\n<h3>00K</h3>\nGlobal Reach To-date\n<h3>00K</h3>\nDigital Payroll Members\n<h3>00K</h3>\nSMB Cooperative Members\n<h3>Have any question about us?</h3>\nDo not hesitate to contact us\n\n<a href=\"http://support@paywit.com\">Contact Us</a>\n<img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n<img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n<h2>Our payments services enable you find all you need to make and receive payment</h2>\nPaywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.\n\nPaywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.\n\nYou will also have a unique chip and pin reloadable card that pairs with your mobile phone. \n\n<a href=\"#\">\nDownload on App Store\n</a>\n<a href=\"#\">\nDownload on Google play\n</a>\n<h2>Apply for an Account in Minutes</h2>\nGet your Paywit™ account today!\n\n<a href=\"https://payn21.com/open-an-account/\">Get Your Paywit™ Account</a>\n<h2>According ITU News Africa need to think big, think fresh</h2>\n“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n October 30, 2019</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\nInsufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin\n\n<a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 15, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\nKhayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au\n\n<a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\nRead More\n</a>\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n<img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n</a>\n<ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\nisaac.daniel </a></li>\n <li>\n August 16, 2020</li>\n</ul>\n<h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\nAccording to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran\n\n<a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\nRead More\n</a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 18:21:46','2020-10-21 18:21:46','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2009,2,'2020-10-21 15:56:41','2020-10-21 15:56:41','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://payn21.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 15:56:41','2020-10-21 15:56:41','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2010,2,'2020-10-21 15:59:32','2020-10-21 15:59:32','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by Paywit</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://payn21.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://payn21.com/open-an-account/\">Create Account</a>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-21 15:59:32','2020-10-21 15:59:32','',403,'https://paywit.com/403-revision-v1/',0,'revision','',0),(2011,2,'2020-10-21 15:59:42','2020-10-21 15:59:42','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by Paywit</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://payn21.com/open-an-account/\">Create Account</a>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-21 15:59:42','2020-10-21 15:59:42','',403,'https://paywit.com/403-revision-v1/',0,'revision','',0),(2012,2,'2020-10-21 16:00:02','2020-10-21 16:00:02','Fast & Easy Online Banking\n <h2 >Freelancers, entrepreneurs, and sole traders</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Advanced tap and go solution</li>\n <li> No contract commitment</li>\n <li> 100% transparent costs</li>\n <li> Commitment-free </li>\n <li> Debit MasterCard included</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Apply Now</a>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_Businesswomen-1-scaled.jpg\" alt=\"Over View\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_small_business_person-1.jpg\" alt=\"Over View\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n Fast, Dynamic and Interactive \n <h2 >Small- to medium-sized businesses</h2>\n <p >One swipe by customer and one touch by you allows most transactions to be completed instantly. Introducing XPF by Paywit</p>\n <ul>\n <li> Free plan available</li>\n <li> Adding Items to the Cart</li>\n <li> Refunds, Sales & Exchanges</li>\n <li> Discounts & Coupons</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting</li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n Already taking card payments but want to accept digital payments\n <h2 >Large or enterprise level businesses</h2>\n <p >Paywit offers a unique and wide range of digital solutions that seamlessly integrate with your existing systems, making it easy to add additional payment, notification and fraud prevention services to you as our clients, thus extending the same level of protection to your customers.</p>\n <ul>\n <li> Free plan available</li>\n <li> Increase your market size</li>\n <li> Create economies of scale</li>\n <li> Share</li>\n <li> Monitoring & Reporting</li>\n <li> Insightful Reporting </li>\n </ul>\n <a href=\"https://sothebankuab.com/open-an-account/\">Create Account</a>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_BigBizTeam.jpg\" alt=\"Over View\">','Services','','inherit','closed','closed','','403-revision-v1','','','2020-10-21 16:00:02','2020-10-21 16:00:02','',403,'https://paywit.com/403-revision-v1/',0,'revision','',0),(2014,2,'2020-10-21 18:22:55','2020-10-21 18:22:55','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2020-10-21 18:22:55','2020-10-21 18:22:55','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2020,2,'2021-07-24 22:47:16','2021-07-24 22:47:16','','Smiling biracial businessman holding video call with clients partners.','Happy millennial african american man in glasses wearing headphones, enjoying watching educational webinar on laptop. 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(2051,2,'2021-07-24 23:22:05','2021-07-24 23:22:05','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:22:05','2021-07-24 23:22:05','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2052,2,'2021-07-24 23:22:07','2021-07-24 23:22:07','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:22:07','2021-07-24 23:22:07','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2053,2,'2021-07-24 23:22:07','2021-07-24 23:22:07','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:22:07','2021-07-24 23:22:07','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2054,2,'2021-07-24 23:23:23','2021-07-24 23:23:23','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:23:23','2021-07-24 23:23:23','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2055,2,'2021-07-24 23:23:23','2021-07-24 23:23:23','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:23:23','2021-07-24 23:23:23','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2056,2,'2021-07-24 23:23:24','2021-07-24 23:23:24','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:23:24','2021-07-24 23:23:24','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2057,2,'2021-07-24 23:23:55','2021-07-24 23:23:55','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:23:55','2021-07-24 23:23:55','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2058,2,'2021-07-24 23:23:55','2021-07-24 23:23:55','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:23:55','2021-07-24 23:23:55','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2059,2,'2021-07-24 23:23:56','2021-07-24 23:23:56','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:23:56','2021-07-24 23:23:56','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2060,2,'2021-07-24 23:24:45','2021-07-24 23:24:45','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:24:45','2021-07-24 23:24:45','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2061,2,'2021-07-24 23:24:45','2021-07-24 23:24:45','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://payn21.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:24:45','2021-07-24 23:24:45','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2062,2,'2021-07-24 23:24:45','2021-07-24 23:24:45','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-24 23:24:45','2021-07-24 23:24:45','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2063,2,'2021-07-24 23:34:11','2021-07-24 23:34:11','{\n \"sidebars_widgets[footer-1]\": {\n \"value\": [],\n \"type\": \"option\",\n \"user_id\": 2,\n \"date_modified_gmt\": \"2021-07-24 23:34:07\"\n }\n}','','','trash','closed','closed','','d3695560-10c2-4f5c-abaf-17676be6baa2','','','2021-07-24 23:34:11','2021-07-24 23:34:11','',0,'https://paywit.com/?p=2063',0,'customize_changeset','',0),(2064,2,'2021-07-25 00:59:55','2021-07-25 00:59:55','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>Paywit secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.</p>\n<p>Paywit allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.</p>\n<p>You will also have a unique chip and pin reloadable card that pairs with your mobile phone. </p></p>\n <a href=\"#\">\n Download on App Store\n </a>\n <a href=\"#\">\n Download on Google play\n </a>\n <h2 >Apply for an Account in Minutes</h2>\n <p >Get your Paywit™ account today!</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Your Paywit™ Account</a>\n <h2 >According ITU News Africa need to think big, think fresh </h2>\n <p >“Africa cannot afford to think small or act slowly,” said Doreen Bogdan-Martin, Director of ITU’s Telecommunication Development Bureau. “At the current rate of progress, hundreds of millions of African children will still be denied the opportunity to realize their potential. Without more rapid digital transformation, Africa will not succeed in creating the huge number of new jobs needed to match its population growth.”</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_SecurePayment.jpg\" alt=\"Online secure payment with a smartphone on a notebook keyboard offering choices for different payment options and a person’s finger to press pay secure button\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n October 30, 2019 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">Africa’s quest for a cashless economy gains momentum</a></h3>\n <p>Insufficient financial inclusion, unbanked masses and financial literacy are increasingly attracting investors\nAccordin</p>\n <a href=\"https://sothebankuab.com/paypal-here-card-reader-review-2019/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_africangirlscancode_addis_august2018_khayrath-mohamed-kombo_1_960x640.jpg\" alt=\"\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 15, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">Meet the African girls who are coding to make a difference</a></h3>\n <p>Khayrath Mohamed Kombo, 15, is one of more than 80 participants in the first Coding Camp in Addis Ababa, Ethiopia in Au</p>\n <a href=\"https://sothebankuab.com/protect-your-workplace-from-cyber-attacks/\">\n Read More \n </a>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/PayN21_AfricaDigitalPayment.jpg\" alt=\"Close up of African American girl holding smartphone chatting or texting friends, black female using mobile phone checking email or social media, afro girl browsing internet on cellphone (Close up of African American girl holding smartphone chatting o\">\n </a>\n <ul>\n <li>\n <a href=\"https://sothebankuab.com/author/isaac-daniel/\">\n isaac.daniel </a>\n </li>\n <li>\n August 16, 2020 </li>\n </ul> \n <h3><a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">There is more to digital payments in Africa than M-Pesa</a></h3>\n <p>According to Madhvi Mavadiya\nSenior Reporter , Finextra in June 25, 2020 article.\nInn 2010, Kenyan payments, money tran</p>\n <a href=\"https://sothebankuab.com/the-security-risks-of-changing-package-owners-2/\">\n Read More \n </a>','Home','','inherit','closed','closed','','27-revision-v1','','','2021-07-25 00:59:55','2021-07-25 00:59:55','',27,'https://paywit.com/27-revision-v1/',0,'revision','',0),(2065,2,'2021-07-25 00:59:56','2021-07-25 00:59:56','<h1 >Easy, fee-free banking for students, consumers and entrepreneurs</h1>\n <p >With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.</p>\n <a href=\"https://sothebankuab.com/open-an-account/\">\n Get Started </a>\n <h2 >International, Transnational Students Cooperative Digital Banking</h2>\n <p >Paywit introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:</p>\n <ul>\n <li> Free deposit account</li>\n <li> Cashback</li>\n <li> Triple my change account </li>\n <li> No wire fees*</li>\n <li> Free International Wire Transfer</li>\n <li> Biometric Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/PayN21_iTsCDB.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_smallbusiness.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Small- to medium-sized businesses</h2>\n <p >This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.</p>\n <ul>\n <li> Flexible, Easy and Secure</li>\n <li> Deposit checks instantly</li>\n <li> Website mobile payment </li>\n <li> Global payments system</li>\n <li> Business without borders</li>\n <li> Connect with our partners</li>\n </ul>\n <h2 >Sole traders, Freelancers and Service Providers</h2>\n <p >With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.</p>\n <ul>\n <li> Free monitoring and reporting</li>\n <li> Full data privacy compliance</li>\n <li> Advanced tap and go solution</li>\n <li> 100% transparent costs</li>\n <li> No contract commitment</li>\n <li> Debit MasterCard included</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2019/11/features-img1-1-1.png\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Large or enterprise level businesses</h2>\n <p >With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.</p>\n <ul>\n <li> Cashback Corporate Cards </li>\n <li> Mobile first approach</li>\n <li> Automated reporting</li>\n <li> International Payments</li>\n <li> Increase customer base </li>\n <li> Direct debit guaranteed</li>\n </ul>\n <img src=\"https://sothebankuab.com/wp-content/uploads/2020/08/Pay21_banking-loyalty-program.jpg\" alt=\"Overview Image\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Circle\">\n <h2 >Digital collections and reconciliation to increase cash flow</h2>\n <p ><p>Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.</p>\n<p>Make the most of every customer on-boarding opportunity while enjoying international business payment expansion</p>\n<p> </p></p>\n <a href=\"https://sothebankuab.com/open-an-account/\">Get Started</a>\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/1.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 0.7s; animation-name: zoomIn;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/2.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/3.png\" data-wow-delay=\"1.3s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1.3s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/4.png\" data-wow-delay=\"1s\" alt=\"invoicing\" style=\"visibility: visible; animation-delay: 1s; animation-name: fadeInRight;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/main-pic.png\" data-wow-delay=\"0.7s\" alt=\"invoicing\" style=\"animation-delay: 0.7s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle1.png\" alt=\"invoicing\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/invoicing-image/circle2.png\" alt=\"invoicing\">\n <h2 >Make it easier for customers to pay</h2>\n <p >Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.</p>\n <h3>00K</h3>\n <p >Downloaded</p>\n <h3>00K</h3>\n <p >Global Reach To-date</p>\n <h3>00K</h3>\n <p >Digital Payroll Members</p>\n <h3>00K</h3>\n <p >SMB Cooperative Members</p>\n <h3 >Have any question about us?</h3>\n <p >Do not hesitate to contact us</p>\n <a href=\"http://support@paywit.com\">Contact Us</a>\n <img width=\"640\" height=\"312\" src=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png\" alt=\"\" loading=\"lazy\" srcset=\"https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1.png 910w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-530x258.png 530w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-300x146.png 300w, https://sothebankuab.com/wp-content/uploads/2019/11/map-1-1-768x374.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" /> \n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app1.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.6s; animation-name: fadeInLeft;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/mobile-app2.png\" data-wow-delay=\"0.9s\" alt=\"Download App\" style=\"visibility: visible; animation-delay: 0.9s; animation-name: fadeInUp;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/main-mobile.png\" data-wow-delay=\"0.6s\" alt=\"Download App\" style=\"animation-delay: 0.6s; animation-name: none;\">\n <img src=\"https://sothebankuab.com/wp-content/themes/tryo/assets/img/circle.png\" alt=\"Download App\">\n <h2 >Our payments services enable you find all you need to make and receive payment</h2>\n <p ><p>